<TABLE> <S> <C>

<ARTICLE>                                                 9
<RESTATED>
<MULTIPLIER>                                          1,000

<S>                                                     <C>
<PERIOD-TYPE>                                          YEAR
<FISCAL-YEAR-END>                                 DEC-31-1996
<PERIOD-START>                                    JAN-01-1996
<PERIOD-END>                                      DEC-31-1996
<CASH>                                              181,858
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                     26,975
<TRADING-ASSETS>                                     15,327
<INVESTMENTS-HELD-FOR-SALE>                         767,487
<INVESTMENTS-CARRYING>                              837,512
<INVESTMENTS-MARKET>                                815,888
<LOANS>                                           1,266,855
<ALLOWANCE>                                          17,975
<TOTAL-ASSETS>                                    3,232,152
<DEPOSITS>                                        2,919,670
<SHORT-TERM>                                         70,000
<LIABILITIES-OTHER>                                  12,185
<LONG-TERM>                                          26,333
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                           7,536
<COMMON>                                             23,546
<OTHER-SE>                                          172,882
<TOTAL-LIABILITIES-AND-EQUITY>                    3,232,152
<INTEREST-LOAN>                                     104,842
<INTEREST-INVEST>                                    95,026
<INTEREST-OTHER>                                      2,867
<INTEREST-TOTAL>                                    202,735
<INTEREST-DEPOSIT>                                   73,961
<INTEREST-EXPENSE>                                   77,322
<INTEREST-INCOME-NET>                               125,413
<LOAN-LOSSES>                                         4,857
<SECURITIES-GAINS>                                    1,675
<EXPENSE-OTHER>                                     109,031
<INCOME-PRETAX>                                      44,301
<INCOME-PRE-EXTRAORDINARY>                           44,301
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                         28,250
<EPS-PRIMARY>                                          1.91
<EPS-DILUTED>                                          1.70
<YIELD-ACTUAL>                                         4.72
<LOANS-NON>                                          10,721
<LOANS-PAST>                                            259
<LOANS-TROUBLED>                                        531
<LOANS-PROBLEM>                                      13,600
<ALLOWANCE-OPEN>                                     16,014
<CHARGE-OFFS>                                         3,551
<RECOVERIES>                                            655
<ALLOWANCE-CLOSE>                                    17,975
<ALLOWANCE-DOMESTIC>                                 17,975
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0


</TABLE>