<TABLE> <S> <C>

<ARTICLE>                                                 9
<RESTATED>
<MULTIPLIER>                                          1,000

<S>                                                     <C>
<PERIOD-TYPE>                                         6-MOS
<FISCAL-YEAR-END>                                 DEC-31-1996
<PERIOD-START>                                    JAN-01-1996
<PERIOD-END>                                      JUN-30-1996
<CASH>                                              165,198
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                      9,700
<TRADING-ASSETS>                                     11,606
<INVESTMENTS-HELD-FOR-SALE>                         690,176
<INVESTMENTS-CARRYING>                              771,136
<INVESTMENTS-MARKET>                                737,950
<LOANS>                                           1,185,696
<ALLOWANCE>                                          16,527
<TOTAL-ASSETS>                                    2,964,641
<DEPOSITS>                                        2,689,948
<SHORT-TERM>                                         61,800
<LIABILITIES-OTHER>                                   4,491
<LONG-TERM>                                          26,846
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                           8,283
<COMMON>                                             19,943
<OTHER-SE>                                          153,330
<TOTAL-LIABILITIES-AND-EQUITY>                    2,964,641
<INTEREST-LOAN>                                      49,981
<INTEREST-INVEST>                                    44,848
<INTEREST-OTHER>                                      1,553
<INTEREST-TOTAL>                                     96,382
<INTEREST-DEPOSIT>                                   35,187
<INTEREST-EXPENSE>                                   36,842
<INTEREST-INCOME-NET>                                59,540
<LOAN-LOSSES>                                         1,568
<SECURITIES-GAINS>                                      819
<EXPENSE-OTHER>                                      49,945
<INCOME-PRETAX>                                      22,718
<INCOME-PRE-EXTRAORDINARY>                           22,718
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                         14,671
<EPS-PRIMARY>                                          1.01
<EPS-DILUTED>                                          0.90
<YIELD-ACTUAL>                                         4.78
<LOANS-NON>                                          10,941
<LOANS-PAST>                                            923
<LOANS-TROUBLED>                                         81
<LOANS-PROBLEM>                                       9,100
<ALLOWANCE-OPEN>                                     16,014
<CHARGE-OFFS>                                         1,373
<RECOVERIES>                                            318
<ALLOWANCE-CLOSE>                                    16,527
<ALLOWANCE-DOMESTIC>                                 16,527
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0


</TABLE>