<TABLE> <S> <C>

<ARTICLE>                                           9
<CIK>                                               0000714719
<NAME>                                              FIRST COLONIAL GROUP
<MULTIPLIER>                                        1,000

<S>                                                 <C>
<PERIOD-TYPE>                                       12-MOS
<FISCAL-YEAR-END>                                   DEC-31-1999
<PERIOD-START>                                      JAN-01-1999
<PERIOD-END>                                        DEC-31-1999
<CASH>                                               14,272
<INT-BEARING-DEPOSITS>                                5,589
<FED-FUNDS-SOLD>                                      2,000
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                         132,356
<INVESTMENTS-CARRYING>                               19,887
<INVESTMENTS-MARKET>                                 19,123
<LOANS>                                             202,258
<ALLOWANCE>                                           2,437
<TOTAL-ASSETS>                                      391,889
<DEPOSITS>                                          324,480
<SHORT-TERM>                                          1,730
<LIABILITIES-OTHER>                                   7,436
<LONG-TERM>                                          30,000
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                              9,242
<OTHER-SE>                                           19,001
<TOTAL-LIABILITIES-AND-EQUITY>                      391,889
<INTEREST-LOAN>                                      17,772
<INTEREST-INVEST>                                     8,338
<INTEREST-OTHER>                                        243
<INTEREST-TOTAL>                                     26,353
<INTEREST-DEPOSIT>                                    9,819
<INTEREST-EXPENSE>                                   11,449
<INTEREST-INCOME-NET>                                14,904
<LOAN-LOSSES>                                           375
<SECURITIES-GAINS>                                      563
<EXPENSE-OTHER>                                      14,673
<INCOME-PRETAX>                                       4,211
<INCOME-PRE-EXTRAORDINARY>                            3,282
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                          3,282
<EPS-BASIC>                                            1.84
<EPS-DILUTED>                                          1.83
<YIELD-ACTUAL>                                         4.44
<LOANS-NON>                                           1,311
<LOANS-PAST>                                          1,491
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                      2,691
<CHARGE-OFFS>                                           732
<RECOVERIES>                                            103
<ALLOWANCE-CLOSE>                                     2,437
<ALLOWANCE-DOMESTIC>                                  1,877
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                 560


</TABLE>