<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule restates previously filed financial information to give
effect to the merger between BT Financial Corporation and First Philson
Financial Corporation.  The merger was completed on July 14, 1999 and
was accounted for as a pooling-of-interests.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1999
<PERIOD-END>                               JUN-30-1999             MAR-31-1999
<CASH>                                          55,582                  50,644
<INT-BEARING-DEPOSITS>                              85                      46
<FED-FUNDS-SOLD>                                10,800                  15,600
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    337,468                 305,689
<INVESTMENTS-CARRYING>                          46,405                  66,829
<INVESTMENTS-MARKET>                            46,142                  67,081
<LOANS>                                      1,504,252               1,411,137
<ALLOWANCE>                                     15,317                  14,373
<TOTAL-ASSETS>                               2,002,662               1,890,216
<DEPOSITS>                                   1,571,431               1,546,677
<SHORT-TERM>                                    85,779                  43,197
<LIABILITIES-OTHER>                              9,593                  10,720
<LONG-TERM>                                    150,022                 100,026
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        79,449                  79,449
<OTHER-SE>                                     106,388                 110,147
<TOTAL-LIABILITIES-AND-EQUITY>               2,002,662               1,890,216
<INTEREST-LOAN>                                 55,455                  27,095
<INTEREST-INVEST>                               11,763                   6,002
<INTEREST-OTHER>                                   366                     144
<INTEREST-TOTAL>                                67,584                  33,241
<INTEREST-DEPOSIT>                              23,637                  12,020
<INTEREST-EXPENSE>                              27,669                  13,654
<INTEREST-INCOME-NET>                           39,915                  19,587
<LOAN-LOSSES>                                    3,170                   1,477
<SECURITIES-GAINS>                                  90                      77
<EXPENSE-OTHER>                                 28,849                  14,530
<INCOME-PRETAX>                                 15,907                   7,050
<INCOME-PRE-EXTRAORDINARY>                      15,907                   7,050
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    11,319                   5,061
<EPS-BASIC>                                        .68                     .30
<EPS-DILUTED>                                      .68                     .30
<YIELD-ACTUAL>                                    4.69                    4.71
<LOANS-NON>                                      5,604                   6,596
<LOANS-PAST>                                     4,118                     566
<LOANS-TROUBLED>                                   213                     264
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                13,702                  13,702
<CHARGE-OFFS>                                    2,060                   1,051
<RECOVERIES>                                       505                     245
<ALLOWANCE-CLOSE>                               15,317                  14,373
<ALLOWANCE-DOMESTIC>                            15,317                  14,373
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0


</TABLE>