Exhibit 21.1 Subsidiaries of First Commonwealth Financial Corporation



|                                                                                                                                                                 |  |                                 |      |  
|---------------------------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- | ---- | -
|                                                                                                                                                                 |  | Percent Ownership
By Registrant |     
|                                                                                                                                                                 | 
|First Commonwealth Bank
22 North Sixth Street
Indiana, PA 15701
Incorporated under the laws of Pennsylvania                                                      |  |                                 | 100  | %
|                                                                                                                                                                 | 
|Subsidiaries of First Commonwealth Bank:
First Commonwealth Insurance Agency 22 North Sixth Street Indiana, PA 15701
Incorporated under the laws of Pennsylvania |  |                                 | 100  | %
|                                                                                                                                                                 | 
|First Commonwealth Home Mortgage, LLC 111 S. Main Street Greensburg, PA 15601
Incorporated under the laws of Pennsylvania                                        |  |                                 | 49.9 | %
|                                                                                                                                                                 | 
|First Commonwealth Preferred, LLC 1105 N. Market Street, Suite 1300 Wilmington, DE 19801
Incorporated under the laws of Delaware                                 |  |                                 | 100  | %
|                                                                                                                                                                 | 
|First Commonwealth Community Development Corporation (Inactive)
654 Philadelphia Street Indiana, PA 15701 Incorporated under the laws of Pennsylvania            |  |                                 | 100  | %
|                                                                                                                                                                 | 
|First Commonwealth Financial Advisors Incorporated
22 North Sixth Street
Indiana, PA 15701
Incorporated under the laws of Pennsylvania                           |  |                                 | 100  | %
|                                                                                                                                                                 | 
|FraMal Holdings Corporation
1105 North Market Street, Suite 1300
Wilmington, DE 19899
Incorporated under the laws of Delaware                                    |  |                                 | 100  | %
|                                                                                                                                                                 | 
|First Commonwealth Capital Trust I
22 North Sixth Street
Indiana, PA 15701
Incorporated under the laws of Delaware                                               |  |                                 | 100  | %





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Exhibit 21.1 Subsidiaries of First Commonwealth Financial Corporation (Continued)



|                                                                                                                                              |  |                                 |     |  
|--------------------------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------- | --- | -
|                                                                                                                                              |  | Percent Ownership
By Registrant |    
|                                                                                                                                              | 
|First Commonwealth Capital Trust II
22 North Sixth Street
Indiana, PA 15701
Incorporated under the laws of Delaware                           |  |                                 | 100 | %
|                                                                                                                                              | 
|First Commonwealth Capital Trust III
22 North Sixth Street
Indiana, PA 15701
Incorporated under the laws of Delaware                          |  |                                 | 100 | %
|                                                                                                                                              | 
|Commonwealth Trust Credit Life Insurance Company
2700 North Third Street, Suite 3050
Phoenix, AZ 85004
Incorporated under the laws of Arizona |  |                                 | 50  | %