<TABLE> <S> <C>

<ARTICLE>                                                 9
<RESTATED>
<MULTIPLIER>                                          1,000
       
<S>                                                     <C>
<PERIOD-TYPE>                                         3-MOS
<FISCAL-YEAR-END>                                 DEC-31-1996
<PERIOD-START>                                    JAN-01-1996
<PERIOD-END>                                      MAR-31-1996
<CASH>                                              156,708
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                     28,065
<TRADING-ASSETS>                                      5,150
<INVESTMENTS-HELD-FOR-SALE>                         630,537
<INVESTMENTS-CARRYING>                              770,978
<INVESTMENTS-MARKET>                                744,552
<LOANS>                                           1,089,779
<ALLOWANCE>                                          16,256
<TOTAL-ASSETS>                                    2,805,904
<DEPOSITS>                                        2,590,329
<SHORT-TERM>                                              0
<LIABILITIES-OTHER>                                   9,699
<LONG-TERM>                                          27,103
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                           8,283
<COMMON>                                             19,852
<OTHER-SE>                                          150,638
<TOTAL-LIABILITIES-AND-EQUITY>                    2,805,904
<INTEREST-LOAN>                                      24,406
<INTEREST-INVEST>                                    21,682
<INTEREST-OTHER>                                      1,201
<INTEREST-TOTAL>                                     47,289
<INTEREST-DEPOSIT>                                   17,779
<INTEREST-EXPENSE>                                   18,316
<INTEREST-INCOME-NET>                                28,973
<LOAN-LOSSES>                                           794
<SECURITIES-GAINS>                                      771
<EXPENSE-OTHER>                                      24,323
<INCOME-PRETAX>                                      11,101
<INCOME-PRE-EXTRAORDINARY>                           11,101
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                          7,161
<EPS-PRIMARY>                                          0.37
<EPS-DILUTED>                                          0.34
<YIELD-ACTUAL>                                         4.67
<LOANS-NON>                                           9,897
<LOANS-PAST>                                            693
<LOANS-TROUBLED>                                        288
<LOANS-PROBLEM>                                      10,500
<ALLOWANCE-OPEN>                                     16,014
<CHARGE-OFFS>                                           720
<RECOVERIES>                                            168
<ALLOWANCE-CLOSE>                                    16,256
<ALLOWANCE-DOMESTIC>                                 16,256
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0
        

</TABLE>