Exhibit 10.5


 


EXECUTION COPY


 


 


INDEMNITY REINSURANCE AGREEMENT


 


 


between


 


 


AMERICAN PIONEER LIFE INSURANCE COMPANY


 


(Ceding Company)


 


 


and


 


 


COMMONWEALTH ANNUITY AND LIFE INSURANCE COMPANY


 


(Reinsurer)


 


Effective as of April 1, 2009


 

















 


TABLE OF
CONTENTS


 


	
   

  	
   

  	
  Page

  
	
   

  	
   

  	
   

  
	
  ARTICLE I

  	
  DEFINITION OF TERMS

  	
  1

  
	
   

  	
   

  	
   

  
	
  Section 1.1.

  	
  Definitions

  	
  1

  
	
  Section 1.2.

  	
  Construction

  	
  9

  
	
  Section 1.3.

  	
  Headings

  	
  9

  
	
   

  	
   

  	
   

  
	
  ARTICLE II

  	
  BASIS OF COINSURANCE

  	
  9

  
	
   

  	
   

  	
   

  
	
  Section 2.1.

  	
  Coinsurance

  	
  9

  
	
  Section 2.2.

  	
  Duration of Coinsurance; Recapture

  	
  9

  
	
  Section 2.3.

  	
  Parties to Coinsurance

  	
  10

  
	
   

  	
   

  	
   

  
	
  ARTICLE III

  	
  CLOSING AND CONSIDERATION

  	
  10

  
	
   

  	
   

  	
   

  
	
  Section 3.1.

  	
  Settlement Amount.

  	
  10

  
	
   

  	
   

  	
   

  
	
  ARTICLE IV          COOPERATION
  BETWEEN THE CEDING COMPANY AND THE REINSURER FOLLOWING THE COINSURANCE
  EFFECTIVE DATE

  	
  12

  
	
   

  	
   

  	
  12

  
	
  Section 4.1.

  	
  Ceding Company Service Period

  	
  12

  
	
  Section 4.2.

  	
  Premium Payments, Negotiation of Checks

  	
  12

  
	
  Section 4.3.

  	
  Reserves

  	
  12

  
	
  Section 4.4.

  	
  Reserve Credits

  	
  12

  
	
  Section 4.5.

  	
  Premium Taxes

  	
  12

  
	
  Section 4.6.

  	
  Payments Relating to Commissions

  	
  13

  
	
  Section 4.7.

  	
  Guaranty Fund Assessments

  	
  13

  
	
  Section 4.8.

  	
  Reports

  	
  13

  
	
  Section 4.9.

  	
  Monthly Settlement

  	
  13

  
	
  Section 4.10.

  	
  Audit

  	
  14

  
	
  Section 4.11.

  	
  Non-Guaranteed Elements

  	
  14

  
	
   

  	
   

  	
   

  
	
  ARTICLE V           UNDERTAKINGS
  OF CEDING COMPANY FOLLOWING THE COINSURANCE EFFECTIVE DATE

  	
  15

  
	
   

  	
   

  	
   

  
	
  Section 5.1.

  	
  Cooperation

  	
  15

  
	
   

  	
   

  	
   

  
	
  ARTICLE VI

  	
  INDEMNIFICATION

  	
  15

  
	
   

  	
   

  	
   

  
	
  Section 6.1.

  	
  Indemnification by the Ceding Company

  	
  15

  
	
  Section 6.2.

  	
  Indemnification by the Reinsurer

  	
  16

  
	
  Section 6.3.

  	
  Indemnification and Arbitration Procedures

  	
  17

  
	
  Section 6.4.

  	
  Cooperation

  	
  17

  
	
  Section 6.5.

  	
  Payment in Full for Losses

  	
  17

  



 


i

















 


	
  ARTICLE VII

  	
  INSOLVENCY

  	
  17

  
	
   

  	
   

  	
   

  
	
  Section 7.1.

  	
  Payment of Benefits under an Insolvency

  	
  17

  
	
  Section 7.2.

  	
  Required Notice of and Defense against Claims

  	
  18

  
	
   

  	
   

  	
   

  
	
  ARTICLE VIII

  	
  ARBITRATION

  	
  18

  
	
   

  	
   

  	
   

  
	
  Section 8.1.

  	
  Agreement to Arbitrate

  	
  18

  
	
  Section 8.2.

  	
  Method

  	
  18

  
	
  Section 8.3.

  	
  Power of Arbitrators

  	
  19

  
	
  Section 8.4.

  	
  Arbitration Fees and Expenses; Decision

  	
  19

  
	
   

  	
   

  	
   

  
	
  ARTICLE IX

  	
  GENERAL PROVISIONS

  	
  20

  
	
   

  	
   

  	
   

  
	
  Section 9.1.

  	
  Notices

  	
  20

  
	
  Section 9.2.

  	
  Confidentiality

  	
  20

  
	
  Section 9.3.

  	
  Misunderstandings and Oversights

  	
  20

  
	
  Section 9.4.

  	
  Reinstatements

  	
  20

  
	
  Section 9.5.

  	
  Entire Agreement

  	
  20

  
	
  Section 9.6.

  	
  Waivers and Amendments

  	
  20

  
	
  Section 9.7.

  	
  No Third Party Beneficiaries

  	
  20

  
	
  Section 9.8.

  	
  Binding Effect; No Assignment

  	
  21

  
	
  Section 9.9.

  	
  Governing Law

  	
  21

  
	
  Section 9.10.

  	
  Counterparts

  	
  21

  
	
  Section 9.11.

  	
  Severability

  	
  21

  
	
  Section 9.12.

  	
  Exhibits and Schedules

  	
  21

  
	
  Section 9.13.

  	
  Election Statement

  	
  21

  
	
  Section 9.14.

  	
  Additional Tax Provisions

  	
  22

  
	
  Section 9.15.

  	
  Set Off

  	
  22

  
	
   

  	
   

  	
   

  
	
  SCHEDULE 3.1

  	
  SETTLEMENT AMOUNT

  	
   

  
	
  SCHEDULE 4.6

  	
  PAYMENTS RELATING TO COMMISSIONS

  	
   

  
	
  SCHEDULE 4.9

  	
  MONTHLY SETTLEMENT REPORTS

  	
   

  
	
  EXHIBIT A

  	
  POLICY FORMS AND PLAN CODES, SUM OF ALL RESERVE ITEMS

  	
   

  
	
  EXHIBIT B

  	
  STATUTORY RESERVES AND LIABILITIES BY POLICY

  	
   

  
	
  EXHIBIT C

  	
  TRANSFERRED ASSETS

  	
   

  



 


ii

















 


INDEMNITY REINSURANCE AGREEMENT


 


THIS INDEMNITY REINSURANCE AGREEMENT (the “Agreement”), effective as of April 1,
2009, is made and entered into by and between AMERICAN
PIONEER LIFE INSURANCE COMPANY, a Florida stock life and health
insurance company (the “Ceding Company”)
and COMMONWEALTH ANNUITY AND LIFE INSURANCE
COMPANY, a Massachusetts stock life insurance company (the “Reinsurer”).


 


WHEREAS,
the Ceding Company has issued or assumed certain life insurance and annuity
Policies, which are identified by policy form number and/or plan code on Exhibit A attached  hereto; and


 


WHEREAS,
the Ceding Company, together with certain of its Affiliates named therein, and
the Reinsurer have entered into (i) that certain Master Agreement dated November 26,
2008, as amended by Amendment Number 1 to Master Agreement, dated April 24,
2009 (the “Amendment”),
with FAFLIC (collectively, the “Master
Agreement”) and (ii) that certain Joinder Agreement, dated January 9,
2009, with FAFLIC (the “Joinder Agreement”),
pursuant to which, among other things, the Ceding Company and the Reinsurer
have mutually agreed to enter into this Agreement pursuant to which the Ceding
Company shall cede, and the Reinsurer shall indemnity reinsure, the Insurance
Liabilities on a one hundred percent (100%) coinsurance basis on the terms and
conditions stated herein.


 


NOW,
THEREFORE, in consideration of the mutual promises and covenants set forth
herein and in the Master Agreement and Joinder Agreement, and in reliance upon
the representations, warranties, conditions and covenants contained herein and
therein, and intending to be legally bound hereby, the Ceding Company and the
Reinsurer hereby agree as follows:


 


ARTICLE I


 


DEFINITION OF TERMS


 


Section 1.1.
Definitions. Capitalized terms used in this Agreement, but not otherwise
defined in this Article I, shall have the meaning given thereto in
the Master Agreement. The following capitalized words and terms shall have the
following meanings when used in this Agreement:


 


(a)                                  “Affiliate” has the meaning ascribed
thereto in the Master Agreement.


 


(b)                                 “Agreement” has the meaning set forth in
the Preamble.


 


(c)                                  “Amendment” has the meaning set forth in
the second recital hereof.


 


(d)                                 “Applicable Law” has the meaning
ascribed thereto in the Master Agreement.


 


(e)                                  “Approved Designee” has the meaning
ascribed thereto in the Services Agreement.


 


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(f)                                    “Books and Records” has the meaning ascribed
thereto in the Master Agreement.


 


(g)                                 “Business Day” has the meaning ascribed
thereto in the Master Agreement.


 


(h)                                 “Ceding Company” has the meaning set
forth in the Preamble.


 


(i)                                     “Ceding Company Caused Extra Contractual Liabilities”
means all Extra Contractual Liabilities that are not Reinsurer Caused Extra
Contractual Liabilities or Reinsurer Covered Extra Contractual Liabilities.


 


(j)                                     “Ceding Company Indemnified Parties” has
the meaning set forth in Section 6.2.


 


(k)                                  “Ceding Company Service Period” means
the period commencing on the Closing Date and ending on the Transition Date.


 


(l)                                     “Closing” has the meaning ascribed
thereto in the Master Agreement.


 


(m)                               “Closing Date” has the meaning ascribed
thereto in the Master Agreement.


 


(n)                                 “Closing Date Ceding Commission” means
the “Closing Date Ceding Commission” determined with respect to the Ceding
Company pursuant to the Master Agreement. The Closing Date Ceding Commission
shall be credited to the Ceding Company as a reduction in the Settlement Amount
that would otherwise be payable by the Ceding Company to the Reinsurer at
Closing under Section 2.2 of the Master Agreement and Section 3.1
of this Agreement.


 


(o)                                 “Closing Fee” has the meaning ascribed
thereto in the Amendment.


 


(p)                                 “Code” means the Internal Revenue Code
of 1986, as amended.


 


(q)                                 “Coinsurance Effective Date”  means 12:01 a.m. (New York time) on the first
calendar day of the calendar month in which the Closing occurs.


 


(r)                                    “Conversion Services” has the meaning
ascribed thereto in the Services Agreement.


 


(s)                                  “Cost of Capital” means the cost of a
capital decrease resulting from the establishment of an Interest Maintenance
Reserve liability calculated as follows:


 


The
product of (i) the average of the amounts of the Interest Maintenance
Reserve liability (a) as of the first day of each calendar year (except in
the case of the year in which the Coinsurance Effective Date occurs, which
shall be as of the last day of the calendar quarter preceding the Coinsurance
Effective Date) and (b) as of the last day of each calendar year,
multiplied by (ii) an annual, simple interest rate


 


2

















 


equal
to 5% (pro-rated for the year in which the Coinsurance Effective Date occurs)
(in this manner, the Cost of Capital is amortized in accordance with the Ceding
Company’s Interest Maintenance Reserve amortization schedule as reported in its
statutory annual financial statement dated as of and for the period ended December 31,
2008 over a period of ten (10) years).


 


(t)                                    “Dispute Notice” has the meaning set
forth in Section 3.1(d).


 


(u)                                 “ECL Cap” means an amount not to exceed
in the aggregate $10,000,000 in respect of Losses sustained or incurred by, or
asserted against, (x) the Ceding Company Indemnified Parties in respect of
Reinsurer Covered Extra Contractual Liabilities, (y) those other “Ceding
Company Indemnified Parties” in respect of “Reinsurer Covered Extra Contractual
Liabilities” under each of the other “Coinsurance Agreements” (as defined in
the Master Agreement), entered into by the Reinsurer or FAFLIC, as the case may
be, and Affiliates of the Ceding Company of even date herewith, and (z) the
Reinsurer or FAFLIC, as the case may be, in respect of Reinsurer Covered Extra
Contractual Liabilities hereunder and under such other “Coinsurance Agreements”
identified in clause (y), taken as a whole. For the avoidance of doubt, any
payment made by either the Reinsurer or FAFLIC, as the case may be, (i) in
respect of “Reinsurer Covered Extra Contractual Liabilities” under any other
such “Coinsurance Agreement” shall be applied against the ECL Cap under this
Agreement as if such payment had been made hereunder, and (ii) under
clauses (x), (y) or (z) of this definition shall be applied against
the ECL Cap only one time and shall not be counted as a payment made pursuant
to more than one such clause.


 


(v)                                 “Excluded Liabilities” means any claim,
obligation or liability arising under, in connection with, or with respect to,
the Policies:


 


(i)                                     for Premium
Taxes, including any litigation or expenses concerning Premium Taxes, to the
extent arising with respect to premiums collected on the Policies attributable
to all periods before the Coinsurance Effective Date, and/or to the extent
based upon assessments relating to all periods prior to the Coinsurance
Effective Date;


 


(ii)                                  (x) in
connection with participation by the Ceding Company, whether voluntary or
involuntary, in any guaranty fund or other residual market mechanism
established or governed by any state or jurisdiction to the extent arising with
respect to premiums attributable to all periods prior to the Coinsurance
Effective Date and/or (y) to the extent based upon regulatory fines or
assessments relating to events which initially occurred or commenced prior to
the Transition Date (provided, that such liability or other obligation
will not be an Excluded Liability if it arose out of any act or omission of the
Ceding Company or its Affiliate that occurred (or in the case of an omission,
failed to occur) on or after the Closing  Date
and was made at the written or express direction or request of the Reinsurer or
its designees);


 


(iii)                               for Ceding
Company Caused Extra Contractual Liabilities;


 


3

















 


(iv)                              for escheat
liabilities arising in respect of all periods prior to the Coinsurance
Effective Date;


 


(v)                                 for all
Producer Payments;


 


(vi)                              relating to
disputes, litigation, investigations by Governmental Authorities, arbitrations
or legal proceedings arising out of acts or omissions of the Ceding Company or
its Affiliates that occurred prior to the Closing Date in connection with the
Policies, solely to the extent such liabilities are not Extra Contractual
Liabilities;


 


(vii)                           for all
premiums, payments, fees or other consideration or amounts due at any time with
respect to Reinsurance Coverage;


 


(viii)                        or portions of
the Policies, in each case, to the extent reinsured or purported by the Ceding
Company to be reinsured under Reinsurance Coverage, whether or not such
coverage is collected or collectible;


 


(ix)                                for any payment
to the Internal Revenue Service or any other Person resulting from or
attributable to any act or omission of the Ceding Company (including errors of
product design, language, or administration, or inaccurate or incomplete data maintained
in Books and Records) resulting in non-compliance of any Policy with the
requirements of the Code to the extent such act or omission was not made at the
written or express direction or request of the Reinsurer or its designees;


 


(x)                                   incurred by the
Ceding Company in connection with a breach, or other failure to perform, by the
Ceding Company of the terms of any acquisition agreement pursuant to which any
of the Policies were originally acquired by the Ceding Company, except as such
breach or failure to perform results from acts or omissions by the Ceding
Company made at the written or express direction or request of the Reinsurer or
its designees;


 


(xi)                                arising from
the remediation processes in the States of Wisconsin and New York,
respectively;


 


(xii)                             arising from
any errors or omissions made by the Ceding Company, its Affiliates or designees
in calculating, paying, documenting or administering any surrender charges on
annuity contracts included among the Policies, including those errors that
arose in respect of surrender charges in the State of Utah; and


 


(xiii)                          solely to the
extent arising from changes that are made by the Ceding Company to the
non-guaranteed elements under the Policies without the prior written consent of
the Reinsurer other than such changes that are required by Applicable Law.


 


4

















 


Excluded Liabilities shall
not include any gross liabilities and obligations incurred by the Ceding
Company to the extent attributable to acts, errors or omissions of the
Reinsurer or its designees in connection with the Reinsurer’s or its designees’
(x) exercise of contractual rights and privileges of the Ceding Company
under the Policies pursuant to the Transaction Agreements, including pursuant
to Sections 2.1(a) and 4.11 hereof or (y) performance
of Required Services after the Transition Date. In no event shall the term
“designees” as used in this paragraph or in Section 6.2(d)(i) include
the Ceding Company, its Affiliates or their designees.


 


(w)                               “Extra Contractual Liabilities” means
all liabilities, obligations and other losses (including lost profits) incurred
or arising at any time under or relating to any Policy that are not covered by,
or that are in excess of, the contractual benefits arising under the express
terms and conditions of such Policies, whether to Policyholders, Producers,
Governmental Authorities or any other Person, which liabilities and obligations
or losses shall include any liability for fines, penalties, forfeitures, excess
or penalty interest, punitive, exemplary, special or any other form of extra
contractual damages relating to the Policies, and attorneys’ fees and expenses
awarded, and which arise from any act, error or omission of a party or its
designees, whether or not intentional, negligent, in bad faith or otherwise,
including any act, error or omission of a party or its designees relating to (i) the
marketing, underwriting, production, issuance, cancellation or administration
of the Policies, (ii) the investigation, defense, trial, settlement or
handling of claims, benefits or payments arising out of or relating to the
Policies, or (iii) the failure to pay or the delay in payment, or errors
in calculating or administering the payment, of benefits, claims or any other
amounts due or alleged to be due under or in connection with the Policies.


 


(x)                                   “Final Settlement Amount” has the
meaning set forth in Section 3.1(b).


 


(y)                                 “Final Settlement Date” has the meaning
set forth in Section 3.1(e).


 


(z)                                   “Governmental Authority” has the meaning
ascribed thereto in the Master Agreement.


 


(aa)                            “Independent Accountant” means Deloitte &
Touche LLP; provided, that if such accounting firm is either unable or
unwilling to accept such engagement, the Ceding Company and the Reinsurer shall
jointly request the American Arbitration Association to appoint, within ten (10) Business
Days from the date of such request, an internationally recognized firm of
public accountants independent of both the Ceding Company and the Reinsurer to
serve as Independent Accountant.


 


(bb)                          “Insurance Liabilities” means all
claims, obligations, indemnities, losses or liabilities (and no others) arising
under, in connection with, or with respect to, the Policies (other than, in all
cases, Excluded Liabilities):


 


(i)            prior to or after
the Coinsurance Effective Date under the express terms of the Policies,
including (x) any right to purchase additional coverage and obligations
arising under legal or regulatory requirements, (y) any loss settlements
within Policy limits, and (z) all such liabilities relating to actions,
suits or claims instituted at or after the Coinsurance Effective Date by a
Person;


 


5

















 


(ii)           for Reinsurer
Caused Extra Contractual Liabilities and Reinsurer Covered Extra Contractual
Liabilities, subject to the limitations contained in Section 6.2;


 


(iii)          for all Premium
Taxes, including any litigation expenses (but only if initiated by or at the
request of Reinsurer) concerning Premium Taxes, to the extent arising with
respect to premiums on the Policies attributable to periods on or after the
Coinsurance Effective Date, and/or to the extent based upon assessments
relating to all periods on or after the Coinsurance Effective Date;


 


(iv)          (x) in
connection with participation by the Ceding Company, whether voluntary or
involuntary, in any guaranty fund or other residual market mechanism
established or governed by any state or jurisdiction to the extent arising with
respect to premiums on the Policies attributable to periods on or after the
Coinsurance Effective Date and/or (y) to the extent based upon regulatory
fines or assessments relating to periods on or after (A) the Closing Date,
but only to the extent such regulatory fines or assessments arose out of any
act or omission of the Ceding Company or its Affiliate that occurred (or in the
case of an omission, failed to occur) on or after the Closing Date and was made
at the written or express direction or request of the Reinsurer or its
designees, or (B) the Transition Date;


 


(v)           for all
out-of-pocket loss adjustment expenses incurred from and after the Transition
Date by the Ceding Company with respect to the Policies (other than in
connection with the Ceding Company’s participation in such expenses under the
Services Agreement);


 


(vi)          for escheat
liabilities for checks issued by the Reinsurer on or after the Coinsurance
Effective Date; and


 


(vii)         for amounts payable
on or after the Coinsurance Effective Date for returns or refunds of premiums
under the Policies.


 


(cc)         “Interim
Services” has the meaning ascribed thereto in the Services
Agreement.


 


(dd)         “Joinder
Agreement” has the meaning ascribed thereto in the second
recital hereof.


 


(ee)         “Loss”  or “Losses”
has the meaning ascribed thereto in the Master Agreement.


 


(ff)           “Master
Agreement” has the meaning set forth in the second recital
hereof.


 


(gg)         “Ongoing
Services” has the meaning ascribed thereto in the Services
Agreement.


 


6

















 


(hh)         “Permitted
Transactions” has the meaning ascribed thereto in the Master
Agreement.


 


(ii)           “Person”
has the meaning ascribed thereto in the Master Agreement.


 


(jj)           “Policies”
means each of those insurance policy contracts and/or annuity contracts issued
or assumed by the Ceding Company (i) prior to 12:01 a.m. (New York time)
on the Coinsurance Effective Date  and
that are identified by policy form number and/or plan code on Exhibit A attached hereto and that
are in effect on the Coinsurance Effective Date or (ii) that are
reinstated in, or otherwise the subject of, a Permitted Transaction. “Policies”
shall not include any insurance policy contracts and/or annuity forms
(including any net retained liabilities of the Ceding Company thereunder) in
respect of which the Ceding Company has ceded all or a portion of the
liabilities thereunder to Wilton Reassurance Company pursuant to the Wilton Re
Agreements.


 


(kk)         “Policyholder”
has the meaning ascribed thereto in the Master Agreement.


 


(ll)           “Premium
Taxes” means the taxes, assessments, and fees imposed on premiums
relating to the Policies by any state, local, or municipal taxing authority
together with any related interest, penalties and additional amounts imposed by
any taxing authority with respect thereto, including retaliatory taxes.


 


(mm)       “Producer”
has the meaning ascribed thereto in the Master Agreement.


 


(nn)         “Producer
Agreement”  means
any written, oral or other agreement or contract between the Ceding Company and
any Producer, or among or between Producers, including any assignments of
compensation thereunder, and relating to the solicitation, sale, marketing,
production or servicing of any of the Policies.


 


(oo)         “Producer
Payments” has the meaning ascribed thereto in the Master
Agreement.


 


(pp)         “Recapture
Fee” has the meaning ascribed thereto in the Amendment. 


 


(qq)         “Reconciliation
Amount” has the meaning set forth in Section 3.1(c).



 


(rr)           “Regulation”
has the meaning set forth in Section 9.13.


 


(ss)         “Reinsurance
Coverage” means all contracts, agreements and treaties of reinsurance
between the Ceding Company and any Third Party Reinsurer that are in force and
effect as of the Coinsurance Effective Date and cover risks associated with the
Policies or any portions thereof.


 


(tt)           “Reinsurer”
has the meaning set forth in the Preamble.


 


(uu)         “Reinsurer
Caused Extra Contractual Liabilities” has the meaning set forth
in Section 6.2(d).


 


7














 


(vv)         “Reinsurer
Covered Extra Contractual Liabilities” has the meaning set forth
in Section 6.2(e) (subject to the limitations therefor in Section 6.2).


 


(ww)       “Reinsurer
Indemnified Parties” has the meaning set forth in Section 6.1.


 


(xx)          “Required
Services” has the meaning ascribed thereto in the Services
Agreement.


 


(yy)         “SAP”
means the statutory accounting practices and procedures required or permitted
by the insurance regulatory authority in the Ceding Company’s state of
domicile, consistently applied throughout the specified period and in the
immediately prior comparable period.


 


(zz)          “Services
Agreement” means the services agreement entered into among the
Ceding Company, several Affiliates of the Ceding Company and the Reinsurer of
even date herewith.


 


(aaa)       “Settlement
Amount” means the amount of the initial reinsurance premium
payment to be made at Closing by the Ceding Company to the Reinsurer in
consideration of the reinsurance of the Policies under this Agreement, which
shall be in an amount calculated pursuant to Schedule
3.1 attached hereto.


 


(bbb)      “Statutory
Reserves and Liabilities” means the sum of all of the reserve
items (including reserve items for claims incurred but not reported and claims
in the course of settlement) maintained by the Ceding Company for the Policies,
net of Reinsurance Coverage, as set forth in Exhibit A
attached hereto. Exhibit B
attached hereto sets forth the Statutory Reserves and Liabilities by Policy as
of the Coinsurance Effective Date, as such schedule may be adjusted pursuant to
Section 3.1 of this Agreement.


 


(ccc)       “Third
Party Reinsurer” has the meaning ascribed thereto in the Master
Agreement.


 


(ddd)      “Transaction
Documents” means this Agreement, the Master Agreement and the
Services Agreement.


 


(eee)       “Transferred
Assets” means the cash, cash equivalents and other assets
transferred as part of the Settlement Amount and as set forth on Exhibit C attached hereto. Such
Transferred Assets shall be valued as of the Closing Date according to the
mechanics set forth on Exhibit C.


 


(fff)         “Transition
Date” has the meaning ascribed thereto in the Services
Agreement.


 


(ggg)      “Wilton
Re Agreements” has the meaning ascribed thereto in the
Amendment.


 


8

















 


Section 1.2.
Construction. For the purposes of this Agreement, (i) words
(including capitalized terms defined herein) in the singular shall be held to
include the plural and vice versa and words (including capitalized terms
defined herein) of one gender shall be held to include the other gender as the
context requires; (ii) the terms “hereof,” “herein” and “herewith” and
words of similar import shall, unless otherwise stated, be construed to refer
to this Agreement as a whole (including all of the Schedules) and not to any
particular provision of this Agreement, and Article, Section, paragraph and
Schedule references are to the Articles, Sections, paragraphs and Schedules to
this Agreement, unless otherwise specified; (iii) the word “including” and
words of similar import when used in this Agreement shall mean “including,
without limitation”; (iv) all references to any period of days shall be
deemed to be to the relevant number of calendar days unless otherwise
specified; and (v) all references herein to “$” or “Dollars” shall refer to
United States dollars, unless otherwise specified.


 


Section 1.3.
Headings. The Article and Section headings contained in this
Agreement are inserted for convenience of reference only and shall not affect
the meaning or interpretation of this Agreement.


 


ARTICLE II


 


BASIS OF COINSURANCE


 


Section 2.1.
Coinsurance.


 


(a)                                  Subject to the
terms and conditions of this Agreement, effective as of the Coinsurance
Effective Date, the Ceding Company hereby cedes to the Reinsurer, and the
Reinsurer hereby accepts and reinsures on a one hundred percent (100%)
coinsurance basis, the Insurance Liabilities. The Ceding Company and the
Reinsurer mutually agree that, as between the parties, on and after the
Coinsurance Effective Date, the Reinsurer shall be entitled to exercise all
contractual rights and privileges of the Ceding Company under the Policies in
accordance with the terms, provisions and conditions of such Policies.


 


(b)                                 In no event
shall such coinsurance with respect to a particular Policy be in force and
binding unless such underlying Policy as issued or assumed by the Ceding
Company is in full force and binding as of the Coinsurance Effective Date or is
the subject of a Permitted Transaction following the Coinsurance Effective
Date.


 


(c)                                  With respect to
each of the Policies, the amount of coinsurance hereunder shall be maintained
in force without reduction so long as the Policy remains in full force without
reduction. If there is a reduction with respect to a Policy, the Reinsurer’s
liability with respect thereto shall be equally reduced. All coinsurance for
which the Reinsurer is liable hereunder shall be subject to the same rates,
terms, conditions, limitations and restrictions as are contained in the Policy.


 


Section 2.2.
Duration of Coinsurance; Recapture. The coinsurance provided under this
Agreement shall remain continuously in force. The Policies are not eligible for
recapture by the Ceding Company.


 


9

















 


Section 2.3.
Parties to Coinsurance.  Article II
of this Agreement provides for indemnity reinsurance solely between the Ceding
Company and the Reinsurer. The acceptance of reinsurance under this Article II
shall not create any right or legal relation between the Reinsurer and any
Policyholder, insured, claimant or beneficiary under a Policy, and the Ceding
Company shall be and remain solely liable to such Policyholder under the
Policy.


 


ARTICLE III


 


CLOSING AND CONSIDERATION


 


Section 3.1.
Settlement Amount.


 


(a)                                  On the Closing
Date, the Ceding Company agrees to pay the Reinsurer an amount, in the form of
Transferred Assets as designated and valued as of the Closing Date pursuant to
the mechanics set forth on Exhibit C,
equal to the difference between an estimate of: (i) Statutory Reserves and
Liabilities, minus (ii) due and deferred premiums on the Policies as of
the Coinsurance Effective Date, minus (iii) policy loans outstanding on
the Policies as of the Coinsurance Effective Date (net of any accrued and
unearned policy loan interest on such policy loans), minus (iv) the
Closing Date Ceding Commission as set forth on Schedule 3.1 attached hereto, plus (v) the portion of the
Closing Fee due and payable by the Ceding Company to the Reinsurer, as
reflected on Schedule H to the Amendment (collectively, the “Settlement Amount”). The Settlement
Amount plus interest accrued thereon, as contemplated in Section 2.1 of
the Master Agreement, shall be remitted by the Ceding Company to the Reinsurer
to an account(s) designated in writing by the Reinsurer. Items (i) through
(iii) of this Section 3.1(a) shall reflect the amounts
reported by the Ceding Company as of the quarter-ended immediately preceding
the Closing Date.


 


(b)                                 The parties
agree to make adjustments to Exhibit A
and Exhibit B attached hereto
and to the Settlement Amount following Closing, based upon (i) Statutory
Reserves and Liabilities for (x) any Policies or Policy claims improperly
or inadvertently omitted or miscalculated in determining the Settlement Amount
or (y) any Policies that were or are the subject of Permitted Transactions
and that were omitted from the calculation of the Settlement Amount as of the
Coinsurance Effective Date, (ii) adjustments to the Closing Date Ceding
Commission pursuant to Section 2.2(d) of the Master Agreement, and (iii) actual
amounts as reported by the Ceding Company as of the Coinsurance Effective Date
for items (i) through (iii) in Section 3.1(a) (such
adjusted amount, the “Final Settlement
Amount”); provided, however, that any such
adjustments made pursuant to clause (i)(x) will require the prompt prior
written consent of the Reinsurer, which consent shall not be unreasonably
withheld, but no such adjustment will be made pursuant to clause (i)(x) unless
the Ceding Company has notified the Reinsurer in writing of such adjustment prior
to the ninetieth (90th) day following
the Closing Date.


 


(c)                                  The Final
Settlement Amount will be calculated by the Ceding Company and reported to the
Reinsurer prior to the one hundred twentieth (120th) day following the Closing Date, and if such difference
between the Final Settlement Amount and the Settlement Amount (such difference,
the “Reconciliation Amount”)
is (i) a positive number, then the Ceding Company shall pay such
Reconciliation Amount to the Reinsurer by wire transfer of


 


10

















 


immediately available funds
or (ii) a negative number, then the absolute value of such negative
number, as the Reconciliation Amount, shall be paid by the Reinsurer to the
Ceding Company by wire transfer of immediately available funds.


 


(d)                                 The Reinsurer
shall have ten (10) Business Days to review the Ceding Company’s
calculations of the Final Settlement Amount and the Reconciliation Amount and
provide written notice to the Ceding Company of any dispute regarding the Ceding
Company’s calculation of such amounts (a “Dispute
Notice”). The Ceding Company and the Reinsurer shall cooperate
in good faith to resolve such dispute as promptly as practicable and, upon such
resolution, make any adjustments to the calculation of any amount(s) contained
in the Ceding Company’s calculations of the Final Settlement Amount and the
Reconciliation Amount with the agreement of the Ceding Company and the
Reinsurer. If the Ceding Company and the Reinsurer are unable to resolve any
such dispute within twenty (20) Business Days (or such longer period as the
Ceding Company and the Reinsurer shall mutually agree in writing) of the
Reinsurer’s delivery of such Dispute Notice, such dispute shall be resolved by
the Independent Accounting Firm, and such determination by the Independent
Accounting Firm shall be final and binding on the parties; provided that
the Reinsurer and the Ceding Company shall submit to the Independent Accounting
Firm statements with respect to their respective positions on disputed issues
and will cooperate with the Independent Accounting Firm by promptly providing
any requested information. Any expenses relating to the engagement of the
Independent Accounting Firm in respect of its services pursuant to this Section 3.1(d) shall
be shared fifty percent (50%) by the Reinsurer and fifty percent (50%) by the
Ceding Company. The Independent Accounting Firm shall be instructed to use
reasonable best efforts to perform its services within thirty (30) Business
Days of submission by the Reinsurer and the Ceding Company of their respective
statements with respect to the disputes and, in any case, as promptly as
practicable after such submission. If no Dispute Notice is timely delivered by
the Reinsurer, the Ceding Company’s calculations of the Final Settlement Amount
and the Reconciliation Amount shall be determinative. If a Dispute Notice is
timely delivered by the Reinsurer, the amounts determined pursuant to the
resolution of such dispute in accordance with this Section 3.1(d),
shall be the Final Settlement Amount and Reconciliation Amount.


 


(e)                                  With respect to
each adjustment which shall enter into the calculation of the Final Settlement
Amount and the Reconciliation Amount, interest shall accrue thereon at an
annual rate equal to the Three-Month London Interbank Offering Rate (LIBOR) as
published in the Money Rate Section (or any successor section) of The Wall
Street Journal (or any successor publication) on the (A) Closing Date,
with respect to adjustments made other than pursuant to clause (b)(i)(y) above,
and (B) effective date of a Permitted Transaction with respect to
adjustments made pursuant to clause (b)(i)(y) above. Such interest shall
accrue from the Closing Date (or the effective date of the Permitted
Transaction, as the case may be) to the date the Reconciliation Amount is paid,
which payment date shall be the fifth (5th) Business Day following the later of (i) the
receipt by the Reinsurer of calculation of the Final Settlement Amount and
Reconciliation Amount, and (ii) the resolution of any dispute in respect
of the calculation of the Final Settlement Amount and/or the Reconciliation
Amount (the “Final Settlement Date”).


 


11

















 


ARTICLE IV


 


COOPERATION BETWEEN THE CEDING COMPANY AND


THE REINSURER FOLLOWING THE COINSURANCE EFFECTIVE DATE


 


Section 4.1.
Ceding Company Service Period. During the Ceding Company Service Period,
the Ceding Company shall provide, or cause to be provided, Interim Services,
Conversion Services and Ongoing Services in accordance with the Services
Agreement. On and after the Transition Date, the Reinsurer shall provide, or
cause to be provided, Required Services under the terms and conditions of the
Services Agreement.


 


Section 4.2.
Premium Payments, Negotiation of Checks. (i) On and after the
Coinsurance Effective Date, all premium payments, conversion charges and other
consideration under the Policies received by the Ceding Company shall be the
sole property of the Reinsurer, and (ii) any premium payment, conversion charge
and other consideration received by the Ceding Company, to the extent such
premium payment, conversion charge and other consideration covers periods on or
after the Coinsurance Effective Date, shall be remitted in accordance with the
Services Agreement.


 


Section 4.3.
Reserves. The Reinsurer agrees that, on and after the Coinsurance
Effective Date, it will establish and maintain all statutory reserves and
liabilities as may be required under the terms of the Policies, SAP and
Applicable Law.


 


Section 4.4.
Reserve Credits. If, as of the end of any calendar quarter following the
Coinsurance Effective Date, the Ceding Company becomes unable to take full
reserve credit with respect to all the reinsurance provided under this
Agreement by the Reinsurer of the Policies for whatever reason, the Reinsurer
will implement, prior to the date on which the Ceding Company is required by
Applicable Law to file its quarterly statutory financial statement as of and
for the period ended on such calendar quarter end-date with its domiciliary
insurance regulatory authority, alternative arrangements in accordance with  Applicable Law in order to ensure that the
Ceding Company is permitted to take such reserve credit on the Ceding Company’s
statutory financial statements.


 


Section 4.5.
Premium Taxes. The Ceding Company shall be liable for all Premium Taxes
on premiums received in connection with the Policies prior to the Coinsurance
Effective Date and shall remain liable for payment of Premium Taxes on premiums
received under the Policies. The Reinsurer shall pay to the Ceding Company a
provision for Premium Taxes incurred in connection with premiums received under
the Policies on or after the Coinsurance Effective Date. The provision for
Premium Taxes to be paid by the Reinsurer pursuant to the immediately preceding
sentence shall be two and one-half percent (2.5%) of premiums collected as
ceded under this Agreement (as such percentage may be changed annually on a
prospective basis by the mutual agreement of the parties to reflect actual
experience, which agreement by each party shall not be unreasonably withheld,
delayed or conditioned), as calculated on a quarterly basis, and shall be paid
by the Reinsurer to the Ceding Company as part of the monthly and annual
settlements that occur under this Agreement.


 


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Section 4.6.
Payments Relating to Commissions. The Reinsurer shall pay to the Ceding
Company those payments set forth on Schedule
4.6, which shall be reflected in the monthly settlement report
prepared and delivered pursuant to Section 4.9.


 


Section 4.7.
Guaranty Fund Assessments.


 


(a)                                  Ceding
Company-Paid Assessments. In the event the Ceding Company is required
to pay an assessment in respect of the Policies to any insurance guaranty,
insolvency or other similar fund maintained by any jurisdiction and such
assessment is based on premiums collected or policies in full force in any
period on or after the Coinsurance Effective Date, the portion, if any, of such
assessment that relates to such Policies shall be reimbursed by the Reinsurer
to the extent that no Premium Tax offsets are available for use by the Ceding
Company. Such reimbursement shall be included in the monthly and annual
settlements that occur under this Agreement.


 


(b)                                 Reinsurer-Paid
Assessments. In the event the Reinsurer is required to pay an
assessment in respect of the Policies to any insurance guaranty, insolvency or
other similar fund maintained by any jurisdiction and such assessment is based
on premiums collected or policies in force in any period prior to the
Coinsurance Effective Date, the portion, if any, of such assessment that
relates to such Policies shall be reimbursed by the Ceding Company to the
extent that no Premium Tax offsets are available for use by the Reinsurer.


 


Section 4.8.
Reports. The parties hereto acknowledge and agree that the regularity
and reliability of information concerning the Policies is critically important
to each such party. In connection therewith, each of the Ceding Company and the
Reinsurer agrees to, and agrees to cause their respective designees to, comply
with its respective reporting obligations as set forth in this Agreement and
the Services Agreement within the time periods contemplated herein and therein.


 


Section 4.9.
Monthly Settlement.


 


(a)                                  The Ceding
Company shall provide the Reinsurer with a monthly settlement report, no later
than the thirtieth (30th) day following
the end of each calendar month, with delivery thereof commencing in the month
following the month in which the Coinsurance Effective Date occurs (including
in such first report the period since the Coinsurance Effective Date). Such
monthly settlement report shall be in the form specified in Schedule 4.9 attached hereto.


 


(b)                                 In the event
that such monthly settlement report reflects a net amount owed by the Ceding
Company to Reinsurer pursuant to the terms of this Agreement, then the Ceding
Company shall also make a wire payment in immediately available funds of such
net amount to the account(s) designated therefor in writing by the
Reinsurer no later than the tenth (10th) Business Day following Reinsurer’s receipt of such
monthly settlement report, except to the extent that the Reinsurer notifies the
Ceding Company in writing prior to the expiration of such ten (10) Business
Day period of its good faith belief that the report is inaccurate, in which
case the parties shall cooperate with each other to resolve the disagreement.
In the event that a monthly settlement report reflects a net amount owed by
Reinsurer to the Ceding Company


 


13

















 


pursuant to the terms of
this Agreement, Reinsurer shall make a wire payment in immediately available
funds of such net amount to the Ceding Company no later than the tenth (10th) Business Day following
Reinsurer’s receipt of such monthly settlement report, except to the extent
that the Reinsurer notifies the Ceding Company prior to the expiration of such
ten (10) Business Day period of its good faith belief that the report is
inaccurate, in which case the parties shall cooperate with each other to
resolve the disagreement. In the event of any such dispute, the party owing any
amount pursuant to such monthly settlement report shall pay such amount in full
no later than the fifth (5th) Business Day following settlement of such dispute. Any delinquent
amounts payable under this clause (b) shall accrue interest from the date
such payment was originally due until the date such payment is made, such
interest to accrue at an annual rate equal to the Three-Month London Interbank
Offering Rate (LIBOR) as published in the Money Rate Section (or any
successor section) of The Wall Street Journal, Eastern Edition (or any
successor publication) as determined on the date such payment was originally due.


 


(c)                                  Pursuant to the
terms of the Services Agreement, from and after the Transition Date, the
Reinsurer shall be responsible for, among other things, the direct payment to
Policyholders or their beneficiaries, as applicable, of all death, annuity and other
contractual benefits constituting Insurance Liabilities under the Policies. Any
such payment by the Reinsurer shall satisfy, on a dollar-for-dollar basis, the
Reinsurer’s obligations to the Ceding Company in respect thereof under this
Agreement.


 


Section 4.10.
Audit. Each party shall have the right to audit on an annual basis, at
its sole expense, at the office of the other during regular business hours and
upon reasonable prior written notice, all records and procedures relating to
the Policies.


 


Section 4.11.
Non-Guaranteed Elements.


 


(a)                                  For the period
beginning on the Closing Date and continuing up to and including the Transition
Date, the Ceding Company shall make such changes to the non-guaranteed elements
under the Policies as are requested in writing by the Reinsurer or its
designees. The Ceding Company shall make no changes to such non-guaranteed
elements except those requested in writing by the Reinsurer or its designees,
or as otherwise may be required by Applicable Law.


 


(b)                                 For all periods
following the Transition Date, the Ceding Company acknowledges and agrees that (i) the
Reinsurer and its designees have sole discretion to make changes to the
non-guaranteed elements of the Policies to the extent that such changes are in
accordance with the terms of the Policies and Applicable Law, and (ii) it
shall not make any such changes to such non-guaranteed elements except those
requested in writing by the Reinsurer or as otherwise may be required by
Applicable Law.


 


14

















 


ARTICLE V


 


UNDERTAKINGS OF CEDING COMPANY FOLLOWING

THE COINSURANCE EFFECTIVE DATE


 


Section 5.1.
Cooperation. The Ceding Company agrees to provide all reasonable
assistance to the Reinsurer and its designees in the transfer to the Reinsurer
of the obligation to provide Required Services pursuant to the Services
Agreement in connection with the Policies, including responding to questions
from the Reinsurer and its designees in the conversion of computer records and
files to the systems of the Reinsurer. The Ceding Company will do all things
reasonable and necessary to permit the Reinsurer and its designees to exercise
and assert all rights of the Ceding Company as contemplated herein and will
fully cooperate with the Reinsurer and its designees in such exercise and
assertion.


 


ARTICLE VI


 


INDEMNIFICATION


 


Section 6.1.
Indemnification by the Ceding Company. From and after the Closing Date,
the Ceding Company shall indemnify and defend the Reinsurer, its Approved
Designees and its Affiliates, and their respective officers, employees,
directors, controlling persons, Affiliates, agents, representatives and assigns
(the “Reinsurer Indemnified Parties”)
against, and hold each of them harmless from all Losses sustained or incurred
by, or asserted against, the Reinsurer Indemnified Parties which arise out of:


 


(a)                                  any Excluded
Liabilities;


 


(b)                                 any breach or
nonfulfillment by the Ceding Company of, or any failure by the Ceding Company
to perform, any of the covenants, terms or conditions of, or any of its duties
or obligations under, this Agreement;


 


(c)                                  any action or
inaction of the Ceding Company or its designees under or with respect to any of
the Policies that is not indemnifiable by the Reinsurer pursuant to Section 6.2;


 


(d)                                 or relate to or
are in connection with the Wilton Re Agreements;


 


(e)                                  the amount of
the Cost of Capital for any Interest Maintenance Reserve that the Reinsurer
becomes obligated to establish under SAP as a liability as of the Coinsurance
Effective Date or as of the Closing Date on its statutory financial statements
solely as a result of the reinsurance by the Reinsurer of the Insurance
Liabilities contemplated by this Agreement, the amount of such Interest
Maintenance Reserve (if any) being determined by reference to the schedule to
be provided by the Ceding Company to the Reinsurer as promptly as practicable
following the determination thereof; and


 


(f)                                    any enforcement
of this indemnity.


 


15

















 


Section 6.2.
Indemnification by the Reinsurer. From and after the Closing Date, the
Reinsurer shall indemnify and defend the Ceding Company and its Affiliates, its
Approved Designees, and their respective officers, employees, designees,
directors, controlling persons, Affiliates, agents, representatives and assigns
(the “Ceding Company Indemnified Parties”)
against, and hold each of them harmless from, all Losses sustained or incurred
by, or asserted against, the Ceding Company Indemnified Parties which arise out
of:


 


(a)                                  any Insurance
Liabilities;


 


(b)                                 any breach or
nonfulfillment by the Reinsurer of, or any failure by the Reinsurer to perform,
any of the covenants, terms or conditions of or any of its duties or
obligations under this Agreement;


 


(c)                                  any action or
inaction of the Reinsurer or its designees under or with respect to any of the
Policies;


 


(d)                                 any Extra
Contractual Liabilities and any related attorneys’ fees and expenses that are
based upon, relate to or arise solely out of any act, error or omission of (i) the
Reinsurer or any of its officers, directors, designees, agents or employees,
whether intentional or otherwise, which occurred after the Closing Date
(including in connection with the Reinsurer’s or its designees’ (x) exercise
of contractual rights and privileges of the Ceding Company under the Policies
pursuant to the Transaction Agreements, including pursuant to Sections
2.1(a) and 4.11 of this Agreement, and (y) performance of
Required Services under the Services Agreement after the Transition Date),
except to the extent such act, error or omission was made at the written or
express direction or request of the Ceding Company or its designees, and (ii) the
Ceding Company or any of its officers, directors, designees, agents or
employees that occurred (or, in the case of an omission, failed to occur) on or
after the Closing Date and was made at the written or express direction or
request of the Reinsurer or its designees (“Reinsurer Caused Extra Contractual Liabilities”);


 


(e)                                  Extra
Contractual Liabilities and any related attorneys’ fees and expenses that are
based upon, relate to or arise solely out of any act, error or omission of the
Ceding Company or any of its officers, directors, designees, agents or
employees, whether intentional or otherwise, with respect to the Policies (other
than those acts, errors or omissions covered by Section 6.2(d)(ii)),
in respect of which relief is first sought by the aggrieved Person from the
Ceding Company, the Reinsurer or any of their respective Affiliates or
designees after April 24, 2014 (“Reinsurer
Covered Extra Contractual Liabilities”); and


 


(f)                                    any enforcement
of this indemnity.


 


Notwithstanding anything to
the contrary herein, in no event shall the Reinsurer be obligated to indemnify
the Ceding Company Indemnified Parties for Losses arising in respect of any
Reinsurer Covered Extra Contractual Liabilities pursuant to Section 6.2(e) that
exceed, individually or in the aggregate, the ECL Cap.


 


In addition, the Ceding
Company agrees, and agrees to cause each other Ceding Company Indemnified Party,
to use commercially reasonable efforts to seek recoveries under all applicable
insurance or reinsurance policies or other indemnity, contribution or similar
agreements in


 


16

















 


respect of any Losses arising
in respect of Reinsurer Covered Extra Contractual Liabilities. In the event
that any Ceding Company Indemnified Party is able to make any actual recovery
under any such insurance or other agreement, the Reinsurer shall not have any
liability to the Ceding Company hereunder for such amount and, in the event
that the Reinsurer has already made an indemnification payment to the Ceding
Company Indemnified Parties for such amount, the Ceding Company shall reimburse
Reinsurer for such payments to the extent any Ceding Company Indemnified
Parties received reimbursement under such insurance or other agreement.
Payments made by the Reinsurer but later reimbursed by any Ceding Company
Indemnified Party pursuant to the immediately preceding sentence shall not be applied
against the ECL Cap.


 


Section 6.3.
Indemnification and Arbitration Procedures. The arbitration procedures
under Article VIII of this Agreement shall apply to indemnity
claims and disputes arising under this Agreement, and are incorporated herein
by reference. The rights and obligations of the parties respecting
indemnification under this Agreement shall be subject to the limitations
described in Article VIII of this Agreement.


 


Section 6.4.
Cooperation. Each party agrees that it will cooperate fully with the
other party in the satisfactory settlement of any and all claims, insofar as
possible.


 


Section 6.5.
Payment in Full for Losses. To the extent a Reinsurer Indemnified Party
or a Ceding Company Indemnified Party receives indemnification in full for a
Loss under any Transaction Agreement, such party shall not be entitled to
further indemnification under the same or any other Transaction Agreement.


 


ARTICLE VII


 


INSOLVENCY


 


Section 7.1.
Payment of Benefits under an Insolvency. The obligations of the Reinsurer
under this Agreement shall be without diminution or in any way affected or
diminished because of the insolvency of the Ceding Company. In the event of the
insolvency of the Ceding Company and the appointment of a conservator,
liquidator, receiver or statutory successor of the Ceding Company while
coinsurance is in effect as to any Policy, all coinsurance made, ceded, renewed
or otherwise becoming effective under this Agreement shall be payable directly
to such conservator, liquidator, receiver or statutory successor immediately
upon demand, with reasonable provision for verification, on the basis of claims
allowed against the Ceding Company by any court of competent jurisdiction or by
any conservator, liquidator, receiver or statutory successor of the Ceding
Company having authority to allow such claims, without diminution because of
such insolvency or because such conservator, liquidator, receiver or statutory
successor has failed to pay all or a portion of any claims, except where (x) this
Agreement specifies another payee of such reinsurance in the event of the
insolvency of the Ceding Company or (y) the Reinsurer, with the consent of
the direct insured or insureds, has assumed such policy obligations of the
Ceding Company as direct obligations of the Reinsurer to the payees under such
Policies and in substitution for the obligations of the Ceding Company to such
payees.


 


17














 


Section 7.2. Required
Notice of and Defense against Claims. In the event of the insolvency of the
Ceding Company while coinsurance as to any Policy is in effect under this
Agreement, the conservator, liquidator, receiver or statutory successor of the
Ceding Company shall give the Reinsurer written notice of the pendency of a
claim against the Ceding Company on a Policy within a reasonable time after
such claim is filed in the insolvency proceeding. During the pendency of any
such claim, the Reinsurer may, at its own expense, investigate such claim and
interpose, at its own expense, in the proceeding where such claim is to be
adjudicated, any defense or defenses which the Reinsurer may deem available to
the Ceding Company or its conservator, liquidator, receiver or statutory
successor. The expense thus incurred by the Reinsurer shall be payable, subject
to court approval, out of the estate of the Ceding Company as a part of the
expense of conservation or liquidation to the extent of a proportionate share
of the benefit which may accrue to the Ceding Company in conservation or
liquidation solely as a result of the defense undertaken by the Reinsurer.
Where two or more reinsurers are involved in the same claim and a majority in
interest elects to interpose the defense to such claim, the expense shall be
apportioned in accordance with the terms of this Agreement as though such
expense had been incurred by the insolvent Ceding Company.


 


ARTICLE VIII


 


ARBITRATION


 


Section 8.1. Agreement
to Arbitrate. It is the intention of the parties that customs and usages of
the business of life insurance or reinsurance and annuities shall be given full
effect in the interpretation of this Agreement. All disputes between the
Reinsurer and the Ceding Company arising out of this Agreement (other than
disputes arising with respect to the formation and validity of this Agreement)
on which an amicable understanding cannot be reached shall be decided
exclusively by arbitration between the parties at a location to be mutually
agreed upon between the parties or as designated by the arbitrators if
agreement as to a location cannot be reached by the parties. Notwithstanding
any other provision of this Article VIII, if either the Reinsurer
or the Ceding Company seeks, consents to, or acquiesces in the appointment of
or otherwise becomes subject to any trustee, receiver, liquidator, statutory
successor or conservator (including any state insurance regulatory agency or
authority acting in such a capacity), the other party shall not be obligated to
resolve any claim, dispute or cause of action under this Agreement by
arbitration except as may be required by Applicable Law. Notwithstanding any
other provision of this Article VIII, nothing contained in this
Agreement shall require arbitration of any issue for which equitable or
injunctive relief, including specific performance, is the sole remedy sought.


 


Section 8.2. Method.
The parties intend this Article VIII to be enforceable in
accordance with the Federal Arbitration Act (9 U.S.C. Section 1, et seq.),
including any amendments to that Act which are subsequently adopted,
notwithstanding any other choice of law provision set forth in this Agreement.
In the event that either party refuses to submit to arbitration as required
herein, the other party may request a United States Federal District Court to
compel arbitration in accordance with the Federal Arbitration Act. Both parties
consent to the jurisdiction of such court to enforce this article and to
confirm and enforce the performance of any award of the arbitrators.
Arbitration shall be conducted before a three-person arbitration panel
appointed as follows: to initiate arbitration, either party shall notify the
other in writing in


 


18

















 


the manner set forth in this
Agreement for sending notices to the parties of its desire to arbitrate,
stating the nature of the dispute and the remedy sought, and designating an
arbitrator. The party to which the notice is sent shall respond in writing no
later than the thirtieth (30th) day following its receipt of such notice. If the second party fails
to respond within the time period set forth in this Section 8.2, or
fails to designate its arbitrator in its response, the party initiating
arbitration shall appoint a second arbitrator. The two arbitrators shall select
an umpire no later than the thirtieth (30th) day following the designation of the second
arbitrator. If they are unable to agree upon the selection of the umpire on or
prior to the thirtieth (30th) day following the appointment of the second arbitrator, the parties
shall appoint the umpire pursuant to the ARIAS-US Umpire Selection Procedure.
The arbitrators and umpire shall be either present or former executive officers
of life insurance or reinsurance companies, be certified to act as arbitrators
or umpires by ARIAS-US, shall not be under the control of either party and
shall have no financial interest in the outcome of the arbitration and shall
have no conflict of interest with any party hereto (or its Affiliates) or the
subject matter of the arbitration.


 


Section 8.3. Power
of Arbitrators. The arbitrators shall have the power to determine all
procedural rules for the conduct of the arbitration, including the
production and inspection of documents, the examination of witnesses and any
other matter relating to the conduct of the arbitration. The arbitrators and
the umpire shall interpret this Agreement as an honorable engagement and not
merely as a legal obligation between the parties. They shall reach their decision
from the standpoint of equity and the customs and practices of the life
insurance or reinsurance industry with a view to effecting the general purposes
of this Agreement and may abstain from following the strict rules of law; provided,
however, that (i) the arbitrators shall have no authority to award
equitable relief or punitive damages against or in favor of either party
(except to reimburse a party for extra-contractual or punitive damages that
either the Ceding Company or the Reinsurer has paid or is legally obligated to
pay to third parties), and (ii) nothing contained in this Article VIII
is intended to limit the dispute resolution mechanics for (x) calculations
made pursuant to Section 3.1 or Exhibit C
(which disputes shall be resolved pursuant to the procedures set forth in Section 3.1
or Exhibit C, as applicable),
or (y) Section 9.13.


 


Section 8.4. Arbitration
Fees and Expenses; Decision. Unless the arbitration panel orders otherwise,
each party shall pay: (1) the fees and expenses of its own arbitrator; and
(2) an equal share of the fees and expenses of the umpire and the other
expenses of the arbitration. Each party shall pay its own legal fees in
connection with the arbitration, unless the arbitrators award legal fees and
expenses of the prevailing party as part of any award. Except as otherwise
specifically provided herein, the arbitration shall be conducted in accordance
with the procedures of the American Arbitration Association. The decision of
the arbitrators shall be made in writing and final and binding upon both of the
parties. Judgment may be entered upon the final decision of the arbitrators in
any court having jurisdiction. The arbitration will be conducted on a
confidential basis, except to the extent otherwise required by Applicable Law,
and no matters discussed or disclosed by any party at the arbitration, or any
decision or award of the arbitrators, will be admitted into evidence or
otherwise disclosed or used before any court or other legal, regulatory or
administrative body, authority or forum for any purpose except as and to the
extent necessary for entry of final judgment on the award of the arbitrators in
any court having jurisdiction.


 


19

















 


ARTICLE IX


 


GENERAL PROVISIONS


 


Section 9.1. Notices.
Any and all notices and other communications required or permitted under this
Agreement shall be in writing and shall be deemed to have been duly given when (i) received
by the receiving party if mailed by United States registered or certified mail,
return receipt requested, (ii) received by the receiving party if mailed
by United States overnight express mail, (iii) sent by facsimile or
telecopy machine, followed by confirmation mailed by United States first-class
mail or overnight express mail or (iv) delivered in person to the parties
at the addresses set forth in the Master Agreement.


 


Section 9.2. Confidentiality.
Each of the parties shall maintain the confidentiality of all information
related to the Policies and all other information denominated as confidential
by the other party provided to it in connection with this Agreement to the
extent required by and subject to all of the terms and provisions of Section 11.7
of the Master Agreement.


 


Section 9.3. Misunderstandings
and Oversights. If any failure to pay amounts due or to perform any other
act required of either party under this Agreement is shown to be unintentional
and caused by misunderstanding, oversight or clerical error, then this
Agreement shall not be deemed in breach thereby, provided, that such
failure is promptly corrected by the party that caused such failure, which
correction restores the other party to the position it would have occupied
(including provision for the time value of money) had the misunderstanding,
oversight or clerical error not occurred.


 


Section 9.4. Reinstatements.
If a Policy that was reduced, terminated, or lapsed is reinstated in a
Permitted Transaction, the reinsurance for such Policy under this Agreement
will be reinstated automatically to the amount that would have been in force if
the Policy had not been reduced, terminated or lapsed.


 


Section 9.5. Entire
Agreement. This Agreement supersedes all prior discussions and agreements
between the parties with respect to the subject matter of this Agreement, and
this Agreement, the Master Agreement, the Joinder Agreement and the Services
Agreement, including the Schedules and Exhibits attached hereto and thereto,
constitute the sole and entire agreement between the parties hereto with
respect to the subject matter hereof, and supersedes all prior discussions and
agreements between the parties with respect to the subject matter hereof, which
are merged with and into this Agreement.


 


Section 9.6. Waivers
and Amendments. Any term or condition of this Agreement may be waived at
any time by the party that is entitled to the benefit thereof. Such waiver must
be in writing and must be executed by an executive officer of such party. A
waiver on one occasion will not be deemed to be a waiver of the same or any other
term or condition on a future occasion. This Agreement may be modified or
amended only by a writing duly executed by an executive officer of the Ceding
Company and the Reinsurer, respectively.


 


Section 9.7. No
Third Party Beneficiaries. The terms and provisions of this Agreement
constitute an indemnity reinsurance agreement solely between the Ceding Company


 


20

















 


and the Reinsurer, and other
than Ceding Company Indemnified Parties and Reinsurer Indemnified Parties, the
terms and provisions of this Agreement are intended solely for the benefit of
the parties hereto, the Ceding Company and the Reinsurer and their permitted
successors and assigns, and it is not the intention of the parties to confer
any rights as a third-party beneficiary to this Agreement upon any other
person.


 


Section 9.8. Binding
Effect; No Assignment. This Agreement shall be binding upon and inure to
the benefit of the parties and their respective successors, permitted assigns
and legal representatives, whether by merger, consolidation or otherwise. This
Agreement shall not be assigned by any of the parties hereto without the prior
written approval of the other party; provided, that nothing in this Section 9.8
shall be interpreted to prevent the retrocession by the Reinsurer of all or any
portion of the Insurance Liabilities, but only after the delivery by the
Reinsurer of prior written notice thereof to the Ceding Company.


 


Section 9.9. Governing
Law. This Agreement will be governed by and construed in accordance with
the laws of the state of domicile of the Ceding Company, without regard to its
conflicts of law doctrine.


 


Section 9.10. Counterparts.
This Agreement may be executed in counterparts, each of which shall be deemed
an original, but all of which shall constitute one and the same instrument.


 


Section 9.11. Severability.
If any provision of this Agreement is held to be illegal, invalid or
unenforceable under any present or future law or if determined by a court of
competent jurisdiction to be unenforceable, and if the rights or obligations of
the Ceding Company or the Reinsurer under this Agreement will not be materially
and adversely affected thereby, such provision shall be fully severable, and
this Agreement will be construed and enforced as if such illegal, invalid or
unenforceable provision had never comprised a part of this Agreement, and the
remaining provisions of this Agreement shall remain in full force and effect
and will not be affected by the illegal, invalid or unenforceable provision or
by its severance herefrom.


 


Section 9.12. Exhibits
and Schedules. Exhibits and Schedules attached hereto are hereby made a
part of this Agreement.


 


Section 9.13. Election
Statement. The parties hereby jointly make the election to determine specified
policy acquisition expenses without regard to the general deductions limitation
described in Internal Revenue Regulation 1.848-2(g)(8) (the “Regulation”) under Section 848 of
the Code. This Section 9.13 shall constitute the Election Statement
specified in the Regulation and this Election Statement shall be construed in
accordance with all of the requirements of such Regulation regarding such
election, including, without limitation, the election statement and Tax return
reporting requirements of Regulation Sections 1.848-2 (g)(8)(ii) and
1.848-2 (g)(8)(iii). Pursuant to this Election Statement, the parties agree as
follows:


 


21

















(a)                                  to exchange
information each and every year for which this Agreement is in effect
pertaining to the amount of “net consideration” under this Agreement as that
term is used in the Regulation. In order to effect this information exchange,
the parties agree that:


 


(i)                                     the Ceding
Company shall submit its calculation of the “net consideration” for purposes of
that Regulation to the Reinsurer not later than May 1st for each and every
taxable year for which this Agreement is in effect;


 


(ii)                                  the Reinsurer
may challenge such calculation within ten (10) Business Days of its
receipt of the Ceding Company’s calculation;


 


(iii)                               should the
Reinsurer challenge the Ceding Company’s calculation of the “net consideration”
and the parties be unable to agree as to the appropriate methodology to
determine the “net consideration” for purposes of the Regulation, the parties
shall refer such dispute to an outside tax consultant unrelated to either of
the parties, in lieu of the arbitration provisions of this Agreement, and if
the parties cannot agree on a tax consultant, the tax consultant shall be Deloitte &
Touche LLP, and the parties agree to be bound by the decision of such tax
consultant;


 


(b)                                 that the party
with net positive consideration with respect to this Agreement for each taxable
year will capitalize specified policy acquisition expenses with respect to this
Agreement without regard to the general deductions limitation of Section 848(c)(1) of
the Code; and


 


(c)                                  that the first
taxable year for which this Election Statement shall be effective is taxable
year 2009.


 


Section 9.14. Additional
Tax Provisions. The parties each agree to attach a schedule to their
federal income Tax returns that identifies this Agreement as a reinsurance
agreement for which the Election Statement in Section 9.13 has been
made. This schedule shall be attached to each of the parties’ federal income
Tax returns filed for the first taxable year of each party ending after the
Election Statement becomes effective.


 


Section 9.15. Set
Off. Any debts or credits between the Ceding Company and the Reinsurer
under this Agreement only are deemed mutual debts and credits, as the case may
be, and the Ceding Company and the Reinsurer shall have, and may exercise at
any time and from time to time, the right to net or offset any such debts or
credits under this Agreement only and only the balance shall be allowed or paid
hereunder. This right of netting and offset shall not be affected or diminished
because of insolvency of either party to this Agreement.


 


22

















 


IN WITNESS WHEREOF, the
parties hereto have caused this Agreement to be executed effective this 24th day
of April, 2009.


 


 


	
   

  	
  AMERICAN PIONEER LIFE INSURANCE
  COMPANY

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Gary W. Bryant

  
	
   

  	
  Name:

  	
  Gary W. Bryant

  
	
   

  	
  Title:

  	
  President & CEO

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  COMMONWEALTH ANNUITY AND LIFE
  INSURANCE COMPANY

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Michael Reardon

  
	
   

  	
  Name:

  	
  Michael Reardon

  
	
   

  	
  Title:

  	
  President

  



 


 


Indemnity
Reinsurance Agreement Signature Page


 

















 


Schedule 3.1


 


SETTLEMENT AMOUNT


 


	
  Statutory
  Reserves and Liabilities (1)

  	
   

  	
  $

  	
  68,465,836

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  -
  Due and deferred premiums (2)

  	
   

  	
  $

  	
  3,715,184

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  -
  Policy loans outstanding (2) (net of accrued and unearned interest)

  	
   

  	
  $

  	
  6,376,283

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  -
  Closing Date Ceding Commission (3)

  	
   

  	
  $

  	
  8,306,469

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  +
  Portion of Closing Fee (4)

  	
   

  	
  $

  	
  240,529

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  =
  Settlement Amount (5)

  	
   

  	
  $

  	
  50,308,429

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  +
  Accrued Interest (6)

  	
   

  	
  $

  	
  161,655

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  =
  Total Payment

  	
   

  	
  $

  	
  50,470,084

  	
   

  



 






(1) Will equal amount on Exhibit A.


 


(2) On the Policies as of
the Coinsurance Effective Date.


 


(3) Will equal amount
determined pursuant to Section 2.2 in the Master Agreement.


 


(4) Will equal amount set
forth in respect thereof on Schedule H to the Amendment.


 


(5) Interest Maintenance
Reserve impact relating to the Transferred Assets transferred on the Closing
Date and the Final Settlement Date shall be the amount of zero dollars ($0.00).


 


6) Determined pursuant to Section 2.1
in the Master Agreement.


 


3.1-1

















 


Schedule 4.6


 


PAYMENTS RELATING TO COMMISSIONS


 


4.6-1














 


AMERICAN
PIONEER COMMISSIONS


 


Expressed
as percentage of premium.


 


	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Policy Year

  	
   

  
	
  LOB

  	
   

  	
  Plan

  	
   

  	
  IA

  	
   

  	
  1

  	
   

  	
  2

  	
   

  	
  3

  	
   

  	
  4

  	
   

  	
  5

  	
   

  	
  6

  	
   

  	
  7

  	
   

  	
  8

  	
   

  	
  9

  	
   

  	
  10

  	
   

  	
  11+

  	
   

  
	
  Annuity

  	
   

  	
  la05

  	
   

  	
  All

  	
   

  	
  4.5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1A07

  	
   

  	
  All

  	
   

  	
  8.5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1a073

  	
   

  	
  All

  	
   

  	
  8.5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1B05

  	
   

  	
  All

  	
   

  	
  4.5

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1B07

  	
   

  	
  All

  	
   

  	
  4.5

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1B073

  	
   

  	
  All

  	
   

  	
  4.5

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1B10

  	
   

  	
  All

  	
   

  	
  11

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  3

  	
  %

  	
  3

  	
  %

  	
  3

  	
  %

  	
  3

  	
  %

  	
  3

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1BRH

  	
   

  	
  1-74

  	
   

  	
  7

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  75-78

  	
   

  	
  5

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  79

  	
   

  	
  5

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  80

  	
   

  	
  3

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  1

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1BRHN

  	
   

  	
  All

  	
   

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  FPDA5

  	
   

  	
  All

  	
   

  	
  6

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  FPDA6

  	
   

  	
  All

  	
   

  	
  6

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  FPDA7

  	
   

  	
  All

  	
   

  	
  6

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  FPDA8

  	
   

  	
  All

  	
   

  	
  6

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  4

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  SPDA5

  	
   

  	
  All

  	
   

  	
  7.5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  SPDA7

  	
   

  	
  All

  	
   

  	
  7.5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Senior Life

  	
   

  	
  1gd05

  	
   

  	
  0-75

  	
   

  	
  125

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  85

  	
   

  	
  93

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1GGRD

  	
   

  	
  0-75

  	
   

  	
  125

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  85

  	
   

  	
  93

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1GM01

  	
   

  	
  All

  	
   

  	
  100

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1GPOM

  	
   

  	
  0-75

  	
   

  	
  125

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  85

  	
   

  	
  93

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1GW01

  	
   

  	
  All

  	
   

  	
  100

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1LD05

  	
   

  	
  0-75

  	
   

  	
  130

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  85

  	
   

  	
  98

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  15

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  10

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Traditional

  	
   

  	
  lhhw

  	
   

  	
  All

  	
   

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1IPW

  	
   

  	
  All

  	
   

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1JAA

  	
   

  	
  0-19

  	
   

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  20+

  	
   

  	
  90

  	
  %

  	
  12

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1JBA

  	
   

  	
  0-19

  	
   

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  20+

  	
   

  	
  90

  	
  %

  	
  12

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1JDD

  	
   

  	
  0-49

  	
   

  	
  95

  	
  %

  	
  12

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  50+

  	
   

  	
  75

  	
  %

  	
  12

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1JKE1

  	
   

  	
  All

  	
   

  	
  65

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1JKF1

  	
   

  	
  All

  	
   

  	
  75

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  6

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1JMC

  	
   

  	
  All

  	
   

  	
  105

  	
  %

  	
  15

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1JME

  	
   

  	
  All

  	
   

  	
  100

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  7

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1JMF

  	
   

  	
  All

  	
   

  	
  105

  	
  %

  	
  15

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  3

  	
  %

  



 

















 


	
   

  	
   

  	
  1JNA

  	
   

  	
  All

  	
   

  	
  260

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1JWA

  	
   

  	
  All

  	
   

  	
  105

  	
  %

  	
  15

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1JWE

  	
   

  	
  All

  	
   

  	
  105

  	
  %

  	
  15

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  7.5

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  UL*

  	
   

  	
  1ccan

  	
   

  	
  All

  	
   

  	
  95

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1CCAS

  	
   

  	
  All

  	
   

  	
  95

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  9

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  8

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1cta1

  	
   

  	
  All

  	
   

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  1cu1p

  	
   

  	
  All

  	
   

  	
  94

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  1CUPP

  	
   

  	
  All

  	
   

  	
  94

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  3

  	
  %

  
	
   

  	
   

  	
  AE05

  	
   

  	
  0-80

  	
   

  	
  35

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  85

  	
   

  	
  25

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  AE10

  	
   

  	
  0-80

  	
   

  	
  35

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  85

  	
   

  	
  25

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  AE1S

  	
   

  	
  0-49

  	
   

  	
  9

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  50-79

  	
   

  	
  13

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  80-83

  	
   

  	
  11

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  84+

  	
   

  	
  9

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  AE5S

  	
   

  	
  0-49

  	
   

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  50-83

  	
   

  	
  40

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  84+

  	
   

  	
  34

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  AE7S

  	
   

  	
  0-49

  	
   

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  50-84

  	
   

  	
  First year
  ratios range from 44% to 56% with age 65,70,75,80 the highest. Second to
  fifth year from 10% to 7% differ by issue age. Zero after year 6

  	
   

  
	
   

  	
   

  	
  AESP

  	
   

  	
  0-80

  	
   

  	
  35

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  85

  	
   

  	
  25

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
  AEWL

  	
   

  	
  0-80

  	
   

  	
  35

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  
	
   

  	
   

  	
   

  	
   

  	
  85

  	
   

  	
  25

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  5

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  	
  0

  	
  %

  



 


For
UL, AE05, AE10, AESP and AEWL the same commission schedule applies for both
target and excess premium. All other plans have zero commission for excess
premium.


 

















 


Schedule 4.9


 


MONTHLY SETTLEMENT REPORTS


 


1















 


Commonwealth
Annuity and Life Insurance Company (Reinsurer)


Sch 4.9 -
Monthly Reinsurance Settlement Statement


For the
Month Ending:


Jan-09


 


Pre - Transition Date


 


	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  (TRAD)

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  COMB
  LOB

  	
   

  	
  (TRAD) Whole

  	
   

  	
  (TRAD) Term

  	
   

  	
  Universal

  	
   

  	
  (SR) Senior

  	
   

  	
   

  	
   

  	
  (AE &
  AEII)

  	
   

  	
  (Grp)
  Group

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  TOTALS

  	
   

  	
  Life

  	
   

  	
  Life

  	
   

  	
  Life/ISWL

  	
   

  	
  Life

  	
   

  	
  (GR) GRL
  Life

  	
   

  	
  Asset
  Enhancer

  	
   

  	
  Life

  	
   

  	
  (ANN)
  Annuity

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  
	
   

  	
   

  	
  Collected
  Premiums

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  A

  	
   

  	
  FY Premium Collected:

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  B

  	
   

  	
  RNL Premium
  Collected

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  C

  	
   

  	
  Total
  Collected Premium (with waiver) (A+B

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Plus
  Assumed Reinsurance Premium

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  D

  	
   

  	
  FY Premium
  Collected:

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  E

  	
   

  	
  RNL Premium
  Collected

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  F

  	
   

  	
  Total
  Collected Assumed Reinsurance Premium (D+E

  	
   

  	
  — 

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Less
  Inuring Reinsurance Premium

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  G

  	
   

  	
  FY Premium
  Collected:

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  H

  	
   

  	
  RNL Premium
  Collected

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  I

  	
   

  	
  Total
  Inuring Reinsurance Premium (G+H

  	
   

  	
  — 

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  J

  	
   

  	
  Net
  Total Premium (C+F-I)

  	
   

  	
  — 

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Policy
  Benefits

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  K

  	
   

  	
  Death Claims
  (including any interest)

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  L

  	
   

  	
  Surrenders Paid

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  M

  	
   

  	
  Waiver of Premium
  Benefits

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  N

  	
   

  	
  Claim Exp:
  Investigation Fees / Medical Record Fees

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  O

  	
   

  	
  Total
  Policy Benefits Paid ( K + L+M+N)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Plus
  Assumed Reinsurance Policy Benefits

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  P

  	
   

  	
  Death Claims
  (including any interest)

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  Q

  	
   

  	
  Surrenders Paid

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  R

  	
   

  	
  Waiver of Premium
  Benefits

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  S

  	
   

  	
  Claim Exp:
  Investigation Fees / Medical Record Fees

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  T

  	
   

  	
  Total
  Assumed Reinsurance Policy Benefits Paid (P+Q+R+S

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Less
  Inuring Reinsurance Policy Benefits

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  U

  	
   

  	
  Death Claims
  (including any interest)

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  V

  	
   

  	
  Surrenders Paid

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  W

  	
   

  	
  Waiver of Premium
  Benefits

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  X

  	
   

  	
  Claim Exp:
  Investigation Fees / Medical Record Fees

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  Y

  	
   

  	
  Total
  Inuring Reinsurance Policy Benefits Paid, Payable or Provide (U+V+W+X)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Z

  	
   

  	
  Net
  Total Policy Benfits (O+T-Y

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Less
  Payments Relating to Commission (per schedule 4.6

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AA

  	
   

  	
  FY Commissions

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AB

  	
   

  	
  RNL Commissions

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AC

  	
   

  	
  Total
  Payments Relating to Commission (AA+AB

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Plus
  Inuring Reinsurance Allowance Payments

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AD

  	
   

  	
  FY Reins
  Allowance—Comm & Exp Allowances

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AE

  	
   

  	
  Single Reins
  Allowance—Comm & Exp Allowances

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AF

  	
   

  	
  RNL Reins
  Allowance—Comm & Exp Allowances

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AG

  	
   

  	
  Renewal
  Reins Allowance—Comm & Exp Allowances Paid, Payable or Provide (AD+AE+AF

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Less
  Policy Servicing Fee

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Number of days in
  month

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  # Policies
  Inforce Begining of Month

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AH

  	
   

  	
  Policy Servicing
  Fee per Sched 2.3 of ASA (41*Days in Month/365)

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Less
  Premium Tax

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AI

  	
   

  	
  Premium Taxes (2.5%
  Direct Collected Prem)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Plus
  Uncollectible Reinsurance Recoverables (Assumed or Inuring

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AJ

  	
   

  	
  Plus Change in
  Reinsurance Recoverables Not Admitted**

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AK

  	
   

  	
  Net
  Due to (from) Commonwealth (J - Z - AC +AG-AH-AI+AJ

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  



 






*       For purposes of this
calculation, the Inuring Reinsurance shall mean “Reinsurance Coverage” (as
defined in the coinsurance agreement)


**     Reinsurance recoverables
(including reinsurance allowances) due greater than 90 days are not admitted;
for purposes of calculation, months change due to new not admitted or receipt
of payment previously not admitted


 















 


Commonwealth
Annuity and Life Insurance Company (Reinsurer)


Sch 4.9 -
Monthly Reinsurance Settlement Statement


For the
Month Ending:


Jan-09


 


Pre - Transition Date


 


	
   

  	
   

  	
   

  	
   

  	
  COMB
  LOB

  	
   

  	
  (TRAD)
  Whole

  	
   

  	
  (TRAD)
  Term

  	
   

  	
  (TRAD)

  Universal

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  (AE &
  AEII)

  	
   

  	
  (Grp)
  Group

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  TOTALS

  	
   

  	
  Life

  	
   

  	
  Life

  	
   

  	
  Life/ISWL

  	
   

  	
  (SR)
  Senior Life

  	
   

  	
  (GR)
  GRL Life

  	
   

  	
  Asset
  Enhancer

  	
   

  	
  Life

  	
   

  	
  (ANN)
  Annuity

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  
	
   

  	
   

  	
  Collected
  Premiums

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  A

  	
   

  	
  FY Premium
  Collected:

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  B

  	
   

  	
  RNL Premium
  Collected

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  C

  	
   

  	
  Total
  Collected Premium (with waiver) (A+B)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Plus
  Assumed Reinsurance Premium

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  D

  	
   

  	
  FY Premium
  Collected:

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  E

  	
   

  	
  RNL Premium
  Collected

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  F

  	
   

  	
  Total
  Collected Assumed Reinsurance Premium (D+E)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Less
  Inuring Reinsurance Premium

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  G

  	
   

  	
  FY Premium
  Collected:

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  H

  	
   

  	
  RNL Premium
  Collected

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  I

  	
   

  	
  Total
  Inuring Reinsurance Premium (G+H)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  J

  	
   

  	
  Net
  Total Premium (C+F-I)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Policy
  Benefits

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  K

  	
   

  	
  Death Claims
  (including any interest)

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  L

  	
   

  	
  Surrenders Paid

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  M

  	
   

  	
  Waiver of Premium
  Benefits

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  N

  	
   

  	
  Claim Exp:
  Investigation Fees / Medical Record Fees

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  O

  	
   

  	
  Total
  Policy Benefits Paid (K + L+M+N)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Plus
  Assumed Reinsurance Policy Benefits

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  P

  	
   

  	
  Death Claims
  (including any interest)

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  Q

  	
   

  	
  Surrenders Paid

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  R

  	
   

  	
  Waiver of Premium
  Benefits

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  S

  	
   

  	
  Claim Exp:
  Investigation Fees / Medical Record Fees

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  T

  	
   

  	
  Total
  Assumed Reinsurance Policy Benefits Paid (P+Q+R+S)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Less
  Inuring Reinsurance Policy Benefits *

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  U

  	
   

  	
  Death Claims
  (including any interest)

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  V

  	
   

  	
  Surrenders Paid

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  W

  	
   

  	
  Waiver of Premium
  Benefits

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  X

  	
   

  	
  Claim Exp:
  Investigation Fees / Medical Record Fees

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  Y

  	
   

  	
  Total
  Inuring Reinsurance Policy Benefits Paid, Payable or Provided (U+V+W+X)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Z

  	
   

  	
  Net
  Total Policy Benfits (O+T-Y)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Less
  Payments Relating to Commission (per schedule 4.6)

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AA

  	
   

  	
  FY Commissions

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AB

  	
   

  	
  RNL Commissions

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AC

  	
   

  	
  Total
  Payments Relating to Commission (AA+AB)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Plus
  Inuring Reinsurance Allowance Payments*

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AD

  	
   

  	
  FY Reins Allowance—Comm &
  Exp Allowances

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AE

  	
   

  	
  Single Reins
  Allowance—Comm & Exp Allowances

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AF

  	
   

  	
  RNL Reins
  Allowance—Comm & Exp Allowances

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AG

  	
   

  	
  Renewal
  Reins Allowance—Comm & Exp Allowances Paid, Payable or Provided (AD+AE+AF)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Less
  Premium Tax

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AH

  	
   

  	
  Premium Taxes (2.5%
  Direct Collected Prem)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Plus
  Uncollectible Reinsurance Recoverables (Assumed or Inuring)

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AI

  	
   

  	
  Plus Change in
  Reinsurance Recoverables Not Admitted** (pos is incr NotAdmit)

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AJ

  	
   

  	
  Net
  Due to (from) Universal American ( AC+AH-AI) (positive to UA)

  	
   

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  	
  —

  	
  calc

  



 






*       For purposes of this
calculation, the Inuring Reinsurance shall mean “Reinsurance Coverage” (as
defined in the coinsurance agreement)


**     Reinsurance recoverables
(including reinsurance allowances) due greater than 90 days are not admitted;
for purposes of calculation, months change due to new not admitted or receipt
of payment previously not admitted


 














 


Post -
Transition Date


 


	
   

  	
   

  	
   

  	
   

  	
  COMB

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  (TRAD)

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  LOB

  	
   

  	
  (TRAD)

  	
   

  	
   

  	
   

  	
  (TRAD)

  	
   

  	
  Universal

  	
   

  	
   

  	
   

  	
  (SR)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  TOTALS

  	
   

  	
  Whole Life

  	
   

  	
   

  	
   

  	
  Term Life

  	
   

  	
  Life/ISWL

  	
   

  	
   

  	
   

  	
  Senior Life

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  REALIC

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  REALIC

  	
   

  	
  Total

  	
   

  
	
   

  	
   

  	
  Less Inuring Reinsurance Allowance

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  X

  	
   

  	
  FY Rein Allow - Comm/Exp

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  Y

  	
   

  	
  FY Ren Allow - App/Pol Fee

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  Z

  	
   

  	
  FY Rein Allow - Per Pol Isd NB

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AA

  	
   

  	
  FY Rein Allow - Per Rid Isd NB

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AB

  	
   

  	
  FY Rein Allow - Per Tel Interv

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AC

  	
   

  	
  FY Rein Allow - Per 1K issued

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AD

  	
   

  	
  FY Rein Allow - %Prm NB

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AE

  	
   

  	
  FY Rein Allow - %Prm MKTG

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AF

  	
   

  	
  FY Rein Allow - % Prm Prem Tax

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AG

  	
   

  	
  FY Rein Allow - %Prm Netwk Fee

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AH

  	
   

  	
  FY Rein Allow - %Prm Maint

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AI

  	
   

  	
  FY Rein Allow - %Prm Care Advi

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AJ

  	
   

  	
  FY Rein Allow - %Clm Pd Admin

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AK

  	
   

  	
  FY Rein Allow - Per Pol Inf

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AL

  	
   

  	
  SGL Rein Allow - Comm/Exp

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AM

  	
   

  	
  SGL Rein Allow - App’Pol Fee

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AN

  	
   

  	
  SGL Rein Allow - Per Pol Issd

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AO

  	
   

  	
  SGL Rein Allow - Per Rid Issd

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AP

  	
   

  	
  SGL Rein Allow - %Prm NB

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AQ

  	
   

  	
  SGL Rein Allow - %Prm MKTG

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AR

  	
   

  	
  SGL Rein Allow - Prm Prm Tax

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AS

  	
   

  	
  SGL Rein Allow - %Prm Maint

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AT

  	
   

  	
  SGL Rein Allow - %Clm Pd Adm

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AU

  	
   

  	
  SGL Rein Allow - Per Pol Inf

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AV

  	
   

  	
  RNL Rein Allow - Comm/Exp

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AW

  	
   

  	
  RNL Rein Allow - Per 1K Inf

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AX

  	
   

  	
  RNL Rein Allow - %Prm Prm Tax

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AY

  	
   

  	
  RNL Rein Allow - %Prm Ntwk Fee

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  AZ

  	
   

  	
  RNL Rein Allow - %Prm Maint

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BA

  	
   

  	
  RNL Rein Allow - %Prm Care Adv

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BB

  	
   

  	
  RNL Rein Allow - %Clm Pd Admin

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BC

  	
   

  	
  RNL Rein Allow - Per Pol Inf

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BD

  	
   

  	
  RNL Rein Allow - DAC Tax

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BE

  	
   

  	
  Disabilitiy Income

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BF

  	
   

  	
  Comm/Exp Allow Reins Assmd-FY

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BG

  	
   

  	
  Comm/Exp Allow Reins Assmd-Sgl

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BH

  	
   

  	
  Comm/Exp Allow Reins Assmd-Ren

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BI

  	
   

  	
  Exp Allow - Acquisition

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BJ

  	
   

  	
  Exp Allow - Marketing

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BK

  	
   

  	
  Exp Allow - Maintenance

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BL

  	
   

  	
  Prem Tax Allow Assmd - 1Yr

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BM

  	
   

  	
  Prem Tax Allow Assmd - Rnl

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  
	
  BN

  	
   

  	
  Total Ceding Commission (Sum (X :
  BM))

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
  —

  	
   

  



 

















 


	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  (AE &

  AEII)

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  (GR) GRL

  	
   

  	
  Asset

  	
   

  	
   

  	
   

  	
  (Grp)

  	
   

  	
  (ANN)

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Life

  	
   

  	
  Enhancer

  	
   

  	
   

  	
   

  	
  Group Life

  	
   

  	
  Annuity

  	
   

  	
  50%

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  REALIC

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  REALIC

  	
   

  	
  Total

  	
   

  	
  Total

  	
   

  	
  REALIC

  	
   

  
	
   

  	
   

  	
  Less Inuring Reinsurance Allowance

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  X

  	
   

  	
  FY Rein Allow - Comm/Exp

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  Y

  	
   

  	
  FY Ren Allow - App/Pol Fee

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  Z

  	
   

  	
  FY Rein Allow - Per Pol Isd NB

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AA

  	
   

  	
  FY Rein Allow - Per Rid Isd NB

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AB

  	
   

  	
  FY Rein Allow - Per Tel Interv

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AC

  	
   

  	
  FY Rein Allow - Per 1K issued

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AD

  	
   

  	
  FY Rein Allow - %Prm NB

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AE

  	
   

  	
  FY Rein Allow - %Prm MKTG

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AF

  	
   

  	
  FY Rein Allow - % Prm Prem Tax

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AG

  	
   

  	
  FY Rein Allow - %Prm Netwk Fee

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AH

  	
   

  	
  FY Rein Allow - %Prm Maint

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AI

  	
   

  	
  FY Rein Allow - %Prm Care Advi

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AJ

  	
   

  	
  FY Rein Allow - %Clm Pd Admin

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AK

  	
   

  	
  FY Rein Allow - Per Pol Inf

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AL

  	
   

  	
  SGL Rein Allow - Comm/Exp

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AM

  	
   

  	
  SGL Rein Allow - App’Pol Fee

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AN

  	
   

  	
  SGL Rein Allow - Per Pol Issd

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AO

  	
   

  	
  SGL Rein Allow - Per Rid Issd

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AP

  	
   

  	
  SGL Rein Allow - %Prm NB

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AQ

  	
   

  	
  SGL Rein Allow - %Prm MKTG

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AR

  	
   

  	
  SGL Rein Allow - Prm Prm Tax

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AS

  	
   

  	
  SGL Rein Allow - %Prm Maint

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AT

  	
   

  	
  SGL Rein Allow - %Clm Pd Adm

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AU

  	
   

  	
  SGL Rein Allow - Per Pol Inf

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AV

  	
   

  	
  RNL Rein Allow - Comm/Exp

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AW

  	
   

  	
  RNL Rein Allow - Per 1K Inf

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AX

  	
   

  	
  RNL Rein Allow - %Prm Prm Tax

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AY

  	
   

  	
  RNL Rein Allow - %Prm Ntwk Fee

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  AZ

  	
   

  	
  RNL Rein Allow - %Prm Maint

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BA

  	
   

  	
  RNL Rein Allow - %Prm Care Adv

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BB

  	
   

  	
  RNL Rein Allow - %Clm Pd Admin

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BC

  	
   

  	
  RNL Rein Allow - Per Pol Inf

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BD

  	
   

  	
  RNL Rein Allow - DAC Tax

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BE

  	
   

  	
  Disabilitiy Income

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BF

  	
   

  	
  Comm/Exp Allow Reins Assmd-FY

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BG

  	
   

  	
  Comm/Exp Allow Reins Assmd-Sgl

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BH

  	
   

  	
  Comm/Exp Allow Reins Assmd-Ren

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BI

  	
   

  	
  Exp Allow - Acquisition

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BJ

  	
   

  	
  Exp Allow - Marketing

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BK

  	
   

  	
  Exp Allow - Maintenance

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BL

  	
   

  	
  Prem Tax Allow Assmd - 1Yr

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BM

  	
   

  	
  Prem Tax Allow Assmd - Rnl

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  
	
  BN

  	
   

  	
  Total Ceding Commission ( Sum (X :
  BM) )

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  



 














 


Exhibit A


 


POLICY
FORMS AND PLAN CODES, SUM OF ALL RESERVE ITEMS


 


A-1

















 


American
Pioneer (as of 12/31/2008)


 


5A


 


	
  Company

  	
   

  	
  Plan Code

  	
   

  	
  Amount Inforce

  	
   

  	
  Stat Reserve

  	
   

  	
  Deficiency Reserve

  	
   

  	
  Stat + Deficiency Reserve

  	
   

  	
  Count

  	
   

  	
  Type

  	
   

  	
  Wilton Coverage

  	
   

  
	
  001

  	
   

  	
  001CA1111 AN

  	
   

  	
  50,000

  	
   

  	
  10,946

  	
   

  	
  —

  	
   

  	
  10,946

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA1111 MN

  	
   

  	
  388,335

  	
   

  	
  107,652

  	
   

  	
  —

  	
   

  	
  107,652

  	
   

  	
  6

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA1112 AN

  	
   

  	
  64,000

  	
   

  	
  10,248

  	
   

  	
  —

  	
   

  	
  10,248

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA1112 MN

  	
   

  	
  82,805

  	
   

  	
  10,263

  	
   

  	
  —

  	
   

  	
  10,263

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA3111 AN

  	
   

  	
  374,012

  	
   

  	
  63,120

  	
   

  	
  157

  	
   

  	
  63,277

  	
   

  	
  19

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA3111 MN

  	
   

  	
  4,926,661

  	
   

  	
  942,644

  	
   

  	
  3,094

  	
   

  	
  945,738

  	
   

  	
  205

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA3111 QN

  	
   

  	
  826,568

  	
   

  	
  194,292

  	
   

  	
  550

  	
   

  	
  194,842

  	
   

  	
  59

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA3111 SN

  	
   

  	
  248,194

  	
   

  	
  53,439

  	
   

  	
  97

  	
   

  	
  53,535

  	
   

  	
  12

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA3112 AN

  	
   

  	
  142,087

  	
   

  	
  15,404

  	
   

  	
  105

  	
   

  	
  15,509

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA3112 MN

  	
   

  	
  2,037,332

  	
   

  	
  357,465

  	
   

  	
  1,534

  	
   

  	
  359,000

  	
   

  	
  54

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA3112 QN

  	
   

  	
  432,813

  	
   

  	
  51,385

  	
   

  	
  —

  	
   

  	
  51,385

  	
   

  	
  8

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA4111 AN

  	
   

  	
  1,092,668

  	
   

  	
  150,213

  	
   

  	
  —

  	
   

  	
  150,213

  	
   

  	
  39

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA4111 MN

  	
   

  	
  5,246,105

  	
   

  	
  950,501

  	
   

  	
  —

  	
   

  	
  950,501

  	
   

  	
  204

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA4111 QN

  	
   

  	
  757,017

  	
   

  	
  112,275

  	
   

  	
  —

  	
   

  	
  112,275

  	
   

  	
  32

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA4111 SN

  	
   

  	
  155,120

  	
   

  	
  57,390

  	
   

  	
  —

  	
   

  	
  57,390

  	
   

  	
  9

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA4112 AN

  	
   

  	
  781,775

  	
   

  	
  124,535

  	
   

  	
  —

  	
   

  	
  124,535

  	
   

  	
  17

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA4112 MN

  	
   

  	
  9,052,565

  	
   

  	
  1,441,251

  	
   

  	
  —

  	
   

  	
  1,441,251

  	
   

  	
  211

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA4112 QN

  	
   

  	
  459,148

  	
   

  	
  61,505

  	
   

  	
  —

  	
   

  	
  61,505

  	
   

  	
  9

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CA4112 SN

  	
   

  	
  469,773

  	
   

  	
  80,195

  	
   

  	
  —

  	
   

  	
  80,195

  	
   

  	
  9

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB3121 AN

  	
   

  	
  32,846

  	
   

  	
  4,632

  	
   

  	
  33

  	
   

  	
  4,665

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB3121 MN

  	
   

  	
  533,936

  	
   

  	
  108,318

  	
   

  	
  595

  	
   

  	
  108,912

  	
   

  	
  27

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB3121 QN

  	
   

  	
  98,898

  	
   

  	
  18,714

  	
   

  	
  80

  	
   

  	
  18,794

  	
   

  	
  4

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB3121 SN

  	
   

  	
  38,425

  	
   

  	
  10,334

  	
   

  	
  —

  	
   

  	
  10,334

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB3122 MN

  	
   

  	
  183,698

  	
   

  	
  16,117

  	
   

  	
  570

  	
   

  	
  16,687

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4121 AN

  	
   

  	
  581,442

  	
   

  	
  169,265

  	
   

  	
  —

  	
   

  	
  169,265

  	
   

  	
  26

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4121 MN

  	
   

  	
  4,684,608

  	
   

  	
  1,272,782

  	
   

  	
  —

  	
   

  	
  1,272,782

  	
   

  	
  184

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4121 QN

  	
   

  	
  543,462

  	
   

  	
  159,921

  	
   

  	
  —

  	
   

  	
  159,921

  	
   

  	
  23

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4121 SN

  	
   

  	
  539,565

  	
   

  	
  152,385

  	
   

  	
  —

  	
   

  	
  152,385

  	
   

  	
  22

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4122 AN

  	
   

  	
  105,014

  	
   

  	
  19,616

  	
   

  	
  —

  	
   

  	
  19,616

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4122 MN

  	
   

  	
  326,877

  	
   

  	
  90,070

  	
   

  	
  —

  	
   

  	
  90,070

  	
   

  	
  13

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4122 SN

  	
   

  	
  23,475

  	
   

  	
  15,678

  	
   

  	
  —

  	
   

  	
  15,678

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4131 MN

  	
   

  	
  8,800

  	
   

  	
  2,600

  	
   

  	
  —

  	
   

  	
  2,600

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4222 AN

  	
   

  	
  138,144

  	
   

  	
  16,448

  	
   

  	
  —

  	
   

  	
  16,448

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CB4222 MN

  	
   

  	
  48,930

  	
   

  	
  5,964

  	
   

  	
  —

  	
   

  	
  5,964

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CC0521 XN

  	
   

  	
  1,373,225

  	
   

  	
  1,130,161

  	
   

  	
  —

  	
   

  	
  1,130,161

  	
   

  	
  18

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CC0721 XN

  	
   

  	
  538,900

  	
   

  	
  437,986

  	
   

  	
  —

  	
   

  	
  437,986

  	
   

  	
  6

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CC2521 XN

  	
   

  	
  1,848,655

  	
   

  	
  1,514,928

  	
   

  	
  —

  	
   

  	
  1,514,928

  	
   

  	
  18

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CC2721 XN

  	
   

  	
  1,665,390

  	
   

  	
  1,283,173

  	
   

  	
  —

  	
   

  	
  1,283,173

  	
   

  	
  22

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CC3521 XN

  	
   

  	
  1,304,359

  	
   

  	
  1,000,439

  	
   

  	
  —

  	
   

  	
  1,000,439

  	
   

  	
  11

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CC3721 XN

  	
   

  	
  667,326

  	
   

  	
  419,321

  	
   

  	
  1,594

  	
   

  	
  420,915

  	
   

  	
  9

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD1111 MN

  	
   

  	
  10,000

  	
   

  	
  4,911

  	
   

  	
  —

  	
   

  	
  4,911

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD1311 AN

  	
   

  	
  100,000

  	
   

  	
  15,978

  	
   

  	
  1,946

  	
   

  	
  17,924

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD1311 MN

  	
   

  	
  1,270,000

  	
   

  	
  79,050

  	
   

  	
  7,987

  	
   

  	
  87,037

  	
   

  	
  24

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD1311 QN

  	
   

  	
  50,000

  	
   

  	
  1,381

  	
   

  	
  23

  	
   

  	
  1,404

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD3111 AN

  	
   

  	
  56,568

  	
   

  	
  6,259

  	
   

  	
  885

  	
   

  	
  7,144

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD3111 MN

  	
   

  	
  238,954

  	
   

  	
  22,510

  	
   

  	
  1,094

  	
   

  	
  23,604

  	
   

  	
  9

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD3111 QN

  	
   

  	
  35,000

  	
   

  	
  6,190

  	
   

  	
  194

  	
   

  	
  6,384

  	
   

  	
  3

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD3112 MN

  	
   

  	
  153,373

  	
   

  	
  12,375

  	
   

  	
  2,707

  	
   

  	
  15,082

  	
   

  	
  3

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4111 AN

  	
   

  	
  214,085

  	
   

  	
  14,034

  	
   

  	
  22

  	
   

  	
  14,056

  	
   

  	
  7

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4111 MN

  	
   

  	
  463,956

  	
   

  	
  36,077

  	
   

  	
  —

  	
   

  	
  36,077

  	
   

  	
  16

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4111 QN

  	
   

  	
  94,786

  	
   

  	
  9,204

  	
   

  	
  —

  	
   

  	
  9,204

  	
   

  	
  3

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4112 AN

  	
   

  	
  110,245

  	
   

  	
  19,152

  	
   

  	
  316

  	
   

  	
  19,468

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4112 MN

  	
   

  	
  859,472

  	
   

  	
  83,097

  	
   

  	
  265

  	
   

  	
  83,362

  	
   

  	
  19

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4211 AN

  	
   

  	
  159,600

  	
   

  	
  11,055

  	
   

  	
  75

  	
   

  	
  11,130

  	
   

  	
  7

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4211 MN

  	
   

  	
  2,049,287

  	
   

  	
  200,870

  	
   

  	
  603

  	
   

  	
  201,473

  	
   

  	
  95

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4211 QN

  	
   

  	
  338,138

  	
   

  	
  37,679

  	
   

  	
  60

  	
   

  	
  37,739

  	
   

  	
  17

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4211 SN

  	
   

  	
  124,809

  	
   

  	
  16,482

  	
   

  	
  —

  	
   

  	
  16,482

  	
   

  	
  5

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4212 MN

  	
   

  	
  146,071

  	
   

  	
  8,881

  	
   

  	
  —

  	
   

  	
  8,881

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4311 AN

  	
   

  	
  279,520

  	
   

  	
  11,979

  	
   

  	
  —

  	
   

  	
  11,979

  	
   

  	
  9

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4311 MN

  	
   

  	
  3,815,846

  	
   

  	
  134,133

  	
   

  	
  —

  	
   

  	
  134,133

  	
   

  	
  126

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4311 QN

  	
   

  	
  366,944

  	
   

  	
  13,874

  	
   

  	
  —

  	
   

  	
  13,874

  	
   

  	
  9

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CD4311 SN

  	
   

  	
  97,629

  	
   

  	
  4,352

  	
   

  	
  —

  	
   

  	
  4,352

  	
   

  	
  5

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE3121 MN

  	
   

  	
  25,000

  	
   

  	
  6,037

  	
   

  	
  —

  	
   

  	
  6,037

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE3121 QN

  	
   

  	
  30,226

  	
   

  	
  5,098

  	
   

  	
  262

  	
   

  	
  5,360

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4121 AN

  	
   

  	
  46,204

  	
   

  	
  8,634

  	
   

  	
  —

  	
   

  	
  8,634

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4121 MN

  	
   

  	
  417,971

  	
   

  	
  67,357

  	
   

  	
  175

  	
   

  	
  67,532

  	
   

  	
  26

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4121 QN

  	
   

  	
  42,385

  	
   

  	
  7,321

  	
   

  	
  46

  	
   

  	
  7,367

  	
   

  	
  3

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4122 AN

  	
   

  	
  39,278

  	
   

  	
  1,612

  	
   

  	
  —

  	
   

  	
  1,612

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4122 MN

  	
   

  	
  73,070

  	
   

  	
  9,353

  	
   

  	
  99

  	
   

  	
  9,452

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4131 MN

  	
   

  	
  43,548

  	
   

  	
  12,645

  	
   

  	
  32

  	
   

  	
  12,677

  	
   

  	
  5

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4221 AN

  	
   

  	
  127,395

  	
   

  	
  15,995

  	
   

  	
  107

  	
   

  	
  16,101

  	
   

  	
  4

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4221 MN

  	
   

  	
  4,124,707

  	
   

  	
  377,128

  	
   

  	
  2,226

  	
   

  	
  379,354

  	
   

  	
  230

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4221 QN

  	
   

  	
  13,885

  	
   

  	
  760

  	
   

  	
  —

  	
   

  	
  760

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4221 SN

  	
   

  	
  42,541

  	
   

  	
  5,028

  	
   

  	
  —

  	
   

  	
  5,028

  	
   

  	
  3

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4231 AN

  	
   

  	
  19,206

  	
   

  	
  619

  	
   

  	
  —

  	
   

  	
  619

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4231 MN

  	
   

  	
  75,745

  	
   

  	
  3,985

  	
   

  	
  9

  	
   

  	
  3,995

  	
   

  	
  4

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CE4231 QN

  	
   

  	
  69,952

  	
   

  	
  11,035

  	
   

  	
  —

  	
   

  	
  11,035

  	
   

  	
  7

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CS0141 XN

  	
   

  	
  108,289

  	
   

  	
  83,772

  	
   

  	
  —

  	
   

  	
  83,772

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CS5111 XN

  	
   

  	
  363,591

  	
   

  	
  237,977

  	
   

  	
  —

  	
   

  	
  237,977

  	
   

  	
  3

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CT0111 XN

  	
   

  	
  475,534

  	
   

  	
  80,413

  	
   

  	
  7,574

  	
   

  	
  87,987

  	
   

  	
  5

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CT0112 XN

  	
   

  	
  102,966

  	
   

  	
  3,768

  	
   

  	
  1,912

  	
   

  	
  5,680

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CT0J11 XN

  	
   

  	
  50,000

  	
   

  	
  1,957

  	
   

  	
  —

  	
   

  	
  1,957

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CT0JT1 XN

  	
   

  	
  50,000

  	
   

  	
  1,277

  	
   

  	
  —

  	
   

  	
  1,277

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CT0JT2 XN

  	
   

  	
  50,000

  	
   

  	
  967

  	
   

  	
  —

  	
   

  	
  967

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CT5111 XN

  	
   

  	
  1,216,833

  	
   

  	
  454,253

  	
   

  	
  9,371

  	
   

  	
  463,624

  	
   

  	
  11

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CT5112 XN

  	
   

  	
  138,223

  	
   

  	
  13,241

  	
   

  	
  2,063

  	
   

  	
  15,304

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CTL110 XN

  	
   

  	
  191,516

  	
   

  	
  23,533

  	
   

  	
  575

  	
   

  	
  24,109

  	
   

  	
  3

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CTL111 XN

  	
   

  	
  905,778

  	
   

  	
  31,643

  	
   

  	
  —

  	
   

  	
  31,643

  	
   

  	
  24

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001CTLJ11 XN

  	
   

  	
  403,499

  	
   

  	
  2,051

  	
   

  	
  —

  	
   

  	
  2,051

  	
   

  	
  13

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TA1111 XN

  	
   

  	
  679,342

  	
   

  	
  478,387

  	
   

  	
  —

  	
   

  	
  478,387

  	
   

  	
  13

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TA111P XN

  	
   

  	
  359,224

  	
   

  	
  291,392

  	
   

  	
  —

  	
   

  	
  291,392

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TA4111 XN

  	
   

  	
  89,396

  	
   

  	
  85,139

  	
   

  	
  —

  	
   

  	
  85,139

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TC1121 XN

  	
   

  	
  98,180

  	
   

  	
  87,053

  	
   

  	
  —

  	
   

  	
  87,053

  	
   

  	
  4

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TC1221 XN

  	
   

  	
  403,479

  	
   

  	
  327,244

  	
   

  	
  —

  	
   

  	
  327,244

  	
   

  	
  12

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TC1321 XN

  	
   

  	
  3,997,572

  	
   

  	
  3,286,454

  	
   

  	
  —

  	
   

  	
  3,286,454

  	
   

  	
  45

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TC1421 XN

  	
   

  	
  3,882,427

  	
   

  	
  2,634,906

  	
   

  	
  —

  	
   

  	
  2,634,906

  	
   

  	
  103

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TL1111 XN

  	
   

  	
  140,451

  	
   

  	
  88,145

  	
   

  	
  —

  	
   

  	
  88,145

  	
   

  	
  3

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TS1111 XN

  	
   

  	
  1,258,608

  	
   

  	
  805,901

  	
   

  	
  —

  	
   

  	
  805,901

  	
   

  	
  6

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TS1141 XN

  	
   

  	
  104,871

  	
   

  	
  86,300

  	
   

  	
  —

  	
   

  	
  86,300

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TT1111 XN

  	
   

  	
  402,383

  	
   

  	
  245,837

  	
   

  	
  —

  	
   

  	
  245,837

  	
   

  	
  7

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TT11T1 XN

  	
   

  	
  32,936

  	
   

  	
  19,299

  	
   

  	
  —

  	
   

  	
  19,299

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001TT1J11 XN

  	
   

  	
  30,000

  	
   

  	
  2,257

  	
   

  	
  —

  	
   

  	
  2,257

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UAA111 XN

  	
   

  	
  55,300,307

  	
   

  	
  6,188,330

  	
   

  	
  —

  	
   

  	
  6,188,330

  	
   

  	
  917

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UAA112 XN

  	
   

  	
  8,583,581

  	
   

  	
  907,816

  	
   

  	
  —

  	
   

  	
  907,816

  	
   

  	
  151

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UAB111 XN

  	
   

  	
  4,084,057

  	
   

  	
  650,046

  	
   

  	
  —

  	
   

  	
  650,046

  	
   

  	
  66

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UAB112 XN

  	
   

  	
  565,529

  	
   

  	
  79,141

  	
   

  	
  —

  	
   

  	
  79,141

  	
   

  	
  9

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UAC111 XN

  	
   

  	
  4,966,580

  	
   

  	
  762,546

  	
   

  	
  —

  	
   

  	
  762,546

  	
   

  	
  87

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UAC112 XN

  	
   

  	
  417,646

  	
   

  	
  46,543

  	
   

  	
  —

  	
   

  	
  46,543

  	
   

  	
  6

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UAD111 XN

  	
   

  	
  2,812,877

  	
   

  	
  343,691

  	
   

  	
  —

  	
   

  	
  343,691

  	
   

  	
  24

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UAE111 XN

  	
   

  	
  500,000

  	
   

  	
  82,825

  	
   

  	
  —

  	
   

  	
  82,825

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UAE112 XN

  	
   

  	
  250,000

  	
   

  	
  13,889

  	
   

  	
  —

  	
   

  	
  13,889

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB1121 XN

  	
   

  	
  7,465,196

  	
   

  	
  1,149,732

  	
   

  	
  —

  	
   

  	
  1,149,732

  	
   

  	
  226

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB1122 XN

  	
   

  	
  4,326,180

  	
   

  	
  583,470

  	
   

  	
  1,489

  	
   

  	
  584,959

  	
   

  	
  76

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB1131 XN

  	
   

  	
  40,000

  	
   

  	
  7,220

  	
   

  	
  —

  	
   

  	
  7,220

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB1221 XN

  	
   

  	
  1,058,705

  	
   

  	
  158,021

  	
   

  	
  —

  	
   

  	
  158,021

  	
   

  	
  37

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB1222 XN

  	
   

  	
  1,688,119

  	
   

  	
  180,865

  	
   

  	
  —

  	
   

  	
  180,865

  	
   

  	
  38

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB1231 XN

  	
   

  	
  9,336

  	
   

  	
  2,120

  	
   

  	
  —

  	
   

  	
  2,120

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB1322 XN

  	
   

  	
  6,219,044

  	
   

  	
  452,255

  	
   

  	
  —

  	
   

  	
  452,255

  	
   

  	
  71

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  



 

















 


	
  001

  	
   

  	
  001UB2121 XN

  	
   

  	
  235,097

  	
   

  	
  41,972

  	
   

  	
  —

  	
   

  	
  41,972

  	
   

  	
  5

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB2122 XN

  	
   

  	
  62,720

  	
   

  	
  7,406

  	
   

  	
  —

  	
   

  	
  7,406

  	
   

  	
  3

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB3121 XN

  	
   

  	
  2,491,965

  	
   

  	
  378,827

  	
   

  	
  —

  	
   

  	
  378,827

  	
   

  	
  101

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB3122 XN

  	
   

  	
  130,770

  	
   

  	
  16,984

  	
   

  	
  —

  	
   

  	
  16,984

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UB3221 XN

  	
   

  	
  37,296

  	
   

  	
  5,099

  	
   

  	
  —

  	
   

  	
  5,099

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UDA111 XN

  	
   

  	
  21,152,731

  	
   

  	
  1,823,852

  	
   

  	
  30,148

  	
   

  	
  1,854,000

  	
   

  	
  435

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UDA112 XN

  	
   

  	
  250,089

  	
   

  	
  19,982

  	
   

  	
  783

  	
   

  	
  20,764

  	
   

  	
  4

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UDB111 XN

  	
   

  	
  605,894

  	
   

  	
  57,798

  	
   

  	
  1,658

  	
   

  	
  59,456

  	
   

  	
  11

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UDB112 XN

  	
   

  	
  87,312

  	
   

  	
  7,007

  	
   

  	
  351

  	
   

  	
  7,358

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UDC111 XN

  	
   

  	
  321,395

  	
   

  	
  23,404

  	
   

  	
  208

  	
   

  	
  23,611

  	
   

  	
  8

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UDC112 XN

  	
   

  	
  44,107

  	
   

  	
  1,950

  	
   

  	
  —

  	
   

  	
  1,950

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UDD111 XN

  	
   

  	
  200,000

  	
   

  	
  6,577

  	
   

  	
  305

  	
   

  	
  6,882

  	
   

  	
  2

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UDE111 XN

  	
   

  	
  374,298

  	
   

  	
  76,055

  	
   

  	
  1,705

  	
   

  	
  77,760

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UE1221 XN

  	
   

  	
  797,115

  	
   

  	
  97,509

  	
   

  	
  171

  	
   

  	
  97,681

  	
   

  	
  43

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UE1222 XN

  	
   

  	
  342,222

  	
   

  	
  33,998

  	
   

  	
  2,086

  	
   

  	
  36,084

  	
   

  	
  9

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UE2221 XN

  	
   

  	
  10,000

  	
   

  	
  3,448

  	
   

  	
  —

  	
   

  	
  3,448

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001UE3222 XN

  	
   

  	
  10,000

  	
   

  	
  1,443

  	
   

  	
  —

  	
   

  	
  1,443

  	
   

  	
  1

  	
   

  	
  UL/ISWL

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
  200,073,617

  	
   

  	
  37,510,687

  	
   

  	
  87,940

  	
   

  	
  37,598,627

  	
   

  	
  4,558

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  1,289

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
  200,073,617

  	
   

  	
  37,511,976

  	
   

  	
  87,940

  	
   

  	
  37,598,627

  	
   

  	
  4,558

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Plan
  Code

  	
   

  	
  Amount
  Inforce

  	
   

  	
  Stat
  Reserve

  	
   

  	
  Deficiency
  Reserve

  	
   

  	
  Stat +
  Deficiency Reserve

  	
   

  	
  Count

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005AB1111 XN

  	
   

  	
  1,847,000

  	
   

  	
  6,054

  	
   

  	
  —

  	
   

  	
  6,054

  	
   

  	
  36

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005BA1111 XN

  	
   

  	
  121

  	
   

  	
  74

  	
   

  	
  —

  	
   

  	
  74

  	
   

  	
  2

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005BK1511 XN

  	
   

  	
  50,000

  	
   

  	
  532

  	
   

  	
  —

  	
   

  	
  532

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005DAD111 XN

  	
   

  	
  18,000

  	
   

  	
  148

  	
   

  	
  —

  	
   

  	
  148

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005DAE111 XN

  	
   

  	
  20,000

  	
   

  	
  432

  	
   

  	
  —

  	
   

  	
  432

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005DCB111 XN

  	
   

  	
  90,000

  	
   

  	
  225

  	
   

  	
  —

  	
   

  	
  225

  	
   

  	
  3

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005DCC111 XN

  	
   

  	
  25,000

  	
   

  	
  46

  	
   

  	
  —

  	
   

  	
  46

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005DCD111 XN

  	
   

  	
  25,000

  	
   

  	
  325

  	
   

  	
  —

  	
   

  	
  325

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005DCE111 XN

  	
   

  	
  51,000

  	
   

  	
  1,723

  	
   

  	
  —

  	
   

  	
  1,723

  	
   

  	
  2

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005DF1111 XN

  	
   

  	
  110,000

  	
   

  	
  609

  	
   

  	
  —

  	
   

  	
  609

  	
   

  	
  13

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005DF2111 XN

  	
   

  	
  645,000

  	
   

  	
  1,868

  	
   

  	
  —

  	
   

  	
  1,868

  	
   

  	
  36

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005EJ1111 XN

  	
   

  	
  4,000

  	
   

  	
  2,794

  	
   

  	
  —

  	
   

  	
  2,794

  	
   

  	
  4

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005ES1111 XN

  	
   

  	
  5,900

  	
   

  	
  1,314

  	
   

  	
  —

  	
   

  	
  1,314

  	
   

  	
  3

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005GC1111 XN

  	
   

  	
  15,000

  	
   

  	
  5,724

  	
   

  	
  —

  	
   

  	
  5,724

  	
   

  	
  3

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005HEB1N1 XN

  	
   

  	
  653

  	
   

  	
  545

  	
   

  	
  —

  	
   

  	
  545

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005HEC1N1 XN

  	
   

  	
  13,828

  	
   

  	
  1,528

  	
   

  	
  —

  	
   

  	
  1,528

  	
   

  	
  2

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005HEJ1N1 XN

  	
   

  	
  2,000

  	
   

  	
  985

  	
   

  	
  —

  	
   

  	
  985

  	
   

  	
  2

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005HME1N1 XN

  	
   

  	
  5,000

  	
   

  	
  718

  	
   

  	
  —

  	
   

  	
  718

  	
   

  	
  2

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005HWA1N1 XN

  	
   

  	
  69,924

  	
   

  	
  27,546

  	
   

  	
  —

  	
   

  	
  27,546

  	
   

  	
  59

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005HWA2N1 XN

  	
   

  	
  331,701

  	
   

  	
  88,821

  	
   

  	
  —

  	
   

  	
  88,821

  	
   

  	
  112

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005HWA4N1 XN

  	
   

  	
  32,308

  	
   

  	
  1,101

  	
   

  	
  —

  	
   

  	
  1,101

  	
   

  	
  3

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005HWA5L1 XN

  	
   

  	
  786,513

  	
   

  	
  50,169

  	
   

  	
  —

  	
   

  	
  50,169

  	
   

  	
  61

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005LA2111 XN

  	
   

  	
  650

  	
   

  	
  24

  	
   

  	
  —

  	
   

  	
  24

  	
   

  	
  2

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005LB1111 XN

  	
   

  	
  526

  	
   

  	
  263

  	
   

  	
  —

  	
   

  	
  263

  	
   

  	
  3

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005MA2711 XN

  	
   

  	
  325,000

  	
   

  	
  74,103

  	
   

  	
  —

  	
   

  	
  74,103

  	
   

  	
  63

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005ME1111 XN

  	
   

  	
  14,500

  	
   

  	
  18,777

  	
   

  	
  —

  	
   

  	
  18,777

  	
   

  	
  13

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005ME1211 XN

  	
   

  	
  9,000

  	
   

  	
  10,541

  	
   

  	
  —

  	
   

  	
  10,541

  	
   

  	
  9

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005ME2111 XN

  	
   

  	
  35,555

  	
   

  	
  20,690

  	
   

  	
  —

  	
   

  	
  20,690

  	
   

  	
  8

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005ME3111 XN

  	
   

  	
  22,000

  	
   

  	
  9,016

  	
   

  	
  —

  	
   

  	
  9,016

  	
   

  	
  4

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005ML7111 XN

  	
   

  	
  9,014

  	
   

  	
  1,730

  	
   

  	
  —

  	
   

  	
  1,730

  	
   

  	
  5

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005PEB1N1 XN

  	
   

  	
  24,000

  	
   

  	
  16,224

  	
   

  	
  —

  	
   

  	
  16,224

  	
   

  	
  20

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005PEH1N1 XN

  	
   

  	
  2,344

  	
   

  	
  1,270

  	
   

  	
  —

  	
   

  	
  1,270

  	
   

  	
  3

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005PME1N1 XN

  	
   

  	
  1,265

  	
   

  	
  2,078

  	
   

  	
  —

  	
   

  	
  2,078

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005PME2L1 XN

  	
   

  	
  3,090

  	
   

  	
  2,242

  	
   

  	
  —

  	
   

  	
  2,242

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005PWA1N1 XN

  	
   

  	
  373,189

  	
   

  	
  245,817

  	
   

  	
  —

  	
   

  	
  245,817

  	
   

  	
  296

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005PWA2N1 XN

  	
   

  	
  241,063

  	
   

  	
  139,061

  	
   

  	
  —

  	
   

  	
  139,061

  	
   

  	
  123

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005PWA5L1 XN

  	
   

  	
  56,239

  	
   

  	
  16,021

  	
   

  	
  —

  	
   

  	
  16,021

  	
   

  	
  16

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005PWA711 XN

  	
   

  	
  72

  	
   

  	
  46

  	
   

  	
  —

  	
   

  	
  46

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005RCF211 XN

  	
   

  	
   

  	
   

  	
  112

  	
   

  	
  —

  	
   

  	
  112

  	
   

  	
  —

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005RCML71 XN

  	
   

  	
   

  	
   

  	
  75

  	
   

  	
  —

  	
   

  	
  75

  	
   

  	
  —

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005RCW311 XN

  	
   

  	
   

  	
   

  	
  129

  	
   

  	
  —

  	
   

  	
  129

  	
   

  	
  —

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005RCWA71 XN

  	
   

  	
   

  	
   

  	
  126

  	
   

  	
  —

  	
   

  	
  126

  	
   

  	
  —

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005RGW111 XN

  	
   

  	
   

  	
   

  	
  39

  	
   

  	
  —

  	
   

  	
  39

  	
   

  	
  —

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005RSF111 XN

  	
   

  	
   

  	
   

  	
  102

  	
   

  	
  —

  	
   

  	
  102

  	
   

  	
  —

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005RSF211 XN

  	
   

  	
   

  	
   

  	
  57

  	
   

  	
  —

  	
   

  	
  57

  	
   

  	
  —

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005RSW111 XN

  	
   

  	
  5,000

  	
   

  	
  2,045

  	
   

  	
  —

  	
   

  	
  2,045

  	
   

  	
  1

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WA1111 XN

  	
   

  	
  97,790

  	
   

  	
  64,209

  	
   

  	
  —

  	
   

  	
  64,209

  	
   

  	
  83

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WA2111 XN

  	
   

  	
  152,500

  	
   

  	
  108,281

  	
   

  	
  —

  	
   

  	
  108,281

  	
   

  	
  13

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WA3111 XN

  	
   

  	
  87,724

  	
   

  	
  41,769

  	
   

  	
  —

  	
   

  	
  41,769

  	
   

  	
  16

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WA4111 XN

  	
   

  	
  181,000

  	
   

  	
  105,920

  	
   

  	
  —

  	
   

  	
  105,920

  	
   

  	
  98

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WA4211 XN

  	
   

  	
  103,538

  	
   

  	
  57,596

  	
   

  	
  —

  	
   

  	
  57,596

  	
   

  	
  37

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WA5111 XN

  	
   

  	
  195,000

  	
   

  	
  53,487

  	
   

  	
  —

  	
   

  	
  53,487

  	
   

  	
  15

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WA6111 XN

  	
   

  	
  2,636,256

  	
   

  	
  414,026

  	
   

  	
  —

  	
   

  	
  414,026

  	
   

  	
  236

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WA7111 XN

  	
   

  	
  641,714

  	
   

  	
  24,905

  	
   

  	
  —

  	
   

  	
  24,905

  	
   

  	
  64

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WA7211 XN

  	
   

  	
  16,000

  	
   

  	
  972

  	
   

  	
  —

  	
   

  	
  972

  	
   

  	
  3

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WE1111 XN

  	
   

  	
  10,000

  	
   

  	
  5,489

  	
   

  	
  —

  	
   

  	
  5,489

  	
   

  	
  4

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WE2111 XN

  	
   

  	
  89,000

  	
   

  	
  52,145

  	
   

  	
  —

  	
   

  	
  52,145

  	
   

  	
  14

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WE3111 XN

  	
   

  	
  9,176

  	
   

  	
  5,579

  	
   

  	
  —

  	
   

  	
  5,579

  	
   

  	
  4

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WF1111 XN

  	
   

  	
  63,100

  	
   

  	
  50,349

  	
   

  	
  —

  	
   

  	
  50,349

  	
   

  	
  40

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WF2111 XN

  	
   

  	
  10,000

  	
   

  	
  5,158

  	
   

  	
  —

  	
   

  	
  5,158

  	
   

  	
  2

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WF3111 XN

  	
   

  	
  82,000

  	
   

  	
  41,957

  	
   

  	
  —

  	
   

  	
  41,957

  	
   

  	
  35

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WF3211 XN

  	
   

  	
  32,599

  	
   

  	
  13,776

  	
   

  	
  —

  	
   

  	
  13,776

  	
   

  	
  19

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WG1111 XN

  	
   

  	
  20,500

  	
   

  	
  6,071

  	
   

  	
  —

  	
   

  	
  6,071

  	
   

  	
  6

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WS1111 XN

  	
   

  	
  311,333

  	
   

  	
  153,422

  	
   

  	
  —

  	
   

  	
  153,422

  	
   

  	
  32

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  005WS2111 XN

  	
   

  	
  44,360

  	
   

  	
  16,409

  	
   

  	
  —

  	
   

  	
  16,409

  	
   

  	
  11

  	
   

  	
  Assumed from Amex

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
  10,054,045

  	
   

  	
  1,975,389

  	
   

  	
   

  	
   

  	
  1,975,389

  	
   

  	
  1,650

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments
  -additional re

  	
   

  	
  —

  	
   

  	
  (4,740

  	
  )

  	
  Champion

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments
  -additional re

  	
   

  	
  —

  	
   

  	
  (17,763

  	
  )

  	
  Optimum Re

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments
  -additional re

  	
   

  	
  —

  	
   

  	
  (550

  	
  )

  	
  Swiss Re

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustment

  	
   

  	
  (3,062,000

  	
  )

  	
  (27,891

  	
  )

  	
  Error

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
  6,992,045

  	
   

  	
  1,924,445

  	
   

  	
   

  	
   

  	
  1,975,389

  	
   

  	
  1,650

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Plan
  Code

  	
   

  	
  Amount
  Inforce

  	
   

  	
  Stat
  Reserve

  	
   

  	
  Deficiency
  Reserve

  	
   

  	
  Stat +
  Deficiency Reserve

  	
   

  	
  Count

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001AA1011 XN

  	
   

  	
  480,000

  	
   

  	
  3,631

  	
   

  	
  —

  	
   

  	
  3,631

  	
   

  	
  7

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001AA1111 XN

  	
   

  	
  3,600,000

  	
   

  	
  38,506

  	
   

  	
  —

  	
   

  	
  38,506

  	
   

  	
  36

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001AA1211 XN

  	
   

  	
  9,366,125

  	
   

  	
  43,104

  	
   

  	
  —

  	
   

  	
  43,104

  	
   

  	
  115

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001BA1111 XN

  	
   

  	
  55,000

  	
   

  	
  504

  	
   

  	
  —

  	
   

  	
  504

  	
   

  	
  9

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001BA1211 XN

  	
   

  	
  450,000

  	
   

  	
  4,257

  	
   

  	
  213

  	
   

  	
  4,470

  	
   

  	
  7

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001BA1311 XN

  	
   

  	
  620,000

  	
   

  	
  3,926

  	
   

  	
  635

  	
   

  	
  4,561

  	
   

  	
  14

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001BA1411 XN

  	
   

  	
  80,000

  	
   

  	
  229

  	
   

  	
  —

  	
   

  	
  229

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001BB1111 XN

  	
   

  	
  550,000

  	
   

  	
  1,856

  	
   

  	
  —

  	
   

  	
  1,856

  	
   

  	
  24

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001BI111P XN

  	
   

  	
  20,000

  	
   

  	
  82

  	
   

  	
  —

  	
   

  	
  82

  	
   

  	
  3

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001BJ111P XN

  	
   

  	
  10,000

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001DBE111 XN

  	
   

  	
  133,970

  	
   

  	
  571

  	
   

  	
  —

  	
   

  	
  571

  	
   

  	
  3

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001DBE211 XN

  	
   

  	
  200,000

  	
   

  	
  2,084

  	
   

  	
  420

  	
   

  	
  2,504

  	
   

  	
  3

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001DBY111 XN

  	
   

  	
  125,000

  	
   

  	
  787

  	
   

  	
  —

  	
   

  	
  787

  	
   

  	
  5

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001EA1111 XN

  	
   

  	
  127,640

  	
   

  	
  39,013

  	
   

  	
  —

  	
   

  	
  39,013

  	
   

  	
  23

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001EC1111 XN

  	
   

  	
  19,500

  	
   

  	
  54,702

  	
   

  	
  —

  	
   

  	
  54,702

  	
   

  	
  14

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001EH1111 XN

  	
   

  	
  5,000

  	
   

  	
  2,123

  	
   

  	
  —

  	
   

  	
  2,123

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001GA1111 XN

  	
   

  	
  5,000

  	
   

  	
  7,140

  	
   

  	
  —

  	
   

  	
  7,140

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001GF1111 XN

  	
   

  	
  7,579

  	
   

  	
  8,285

  	
   

  	
  —

  	
   

  	
  8,285

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HCA1L1 XN

  	
   

  	
  935,249

  	
   

  	
  39,602

  	
   

  	
  —

  	
   

  	
  39,602

  	
   

  	
  39

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HCA1L2 XN

  	
   

  	
  650,598

  	
   

  	
  19,086

  	
   

  	
  —

  	
   

  	
  19,086

  	
   

  	
  19

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HCA2L1 XN

  	
   

  	
  472,798

  	
   

  	
  11,920

  	
   

  	
  —

  	
   

  	
  11,920

  	
   

  	
  19

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HCA2L2 XN

  	
   

  	
  25,880

  	
   

  	
  1,213

  	
   

  	
  —

  	
   

  	
  1,213

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HEC1N1 XN

  	
   

  	
  10,053

  	
   

  	
  1,605

  	
   

  	
  —

  	
   

  	
  1,605

  	
   

  	
  4

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HJA1N1 XN

  	
   

  	
  9,000

  	
   

  	
  3,281

  	
   

  	
  —

  	
   

  	
  3,281

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HMC1L1 XN

  	
   

  	
  21,594

  	
   

  	
  801

  	
   

  	
  —

  	
   

  	
  801

  	
   

  	
  5

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  



 

















 


	
  001

  	
   

  	
  001HMF1N1 XN

  	
   

  	
  19,563

  	
   

  	
  3,559

  	
   

  	
  —

  	
   

  	
  3,559

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HMG1L1 XN

  	
   

  	
  24,909

  	
   

  	
  33

  	
   

  	
  —

  	
   

  	
  33

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HRL1LP XN

  	
   

  	
  20,000

  	
   

  	
  1,404

  	
   

  	
  —

  	
   

  	
  1,404

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HWA1LP XN

  	
   

  	
  28,000

  	
   

  	
  455

  	
   

  	
  —

  	
   

  	
  455

  	
   

  	
  6

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HWA1N1 XN

  	
   

  	
  472,977

  	
   

  	
  66,232

  	
   

  	
  —

  	
   

  	
  66,232

  	
   

  	
  106

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HWA2NP XN

  	
   

  	
  5,000

  	
   

  	
  622

  	
   

  	
  —

  	
   

  	
  622

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001HWC1N1 XN

  	
   

  	
  192,008

  	
   

  	
  95,542

  	
   

  	
  —

  	
   

  	
  95,542

  	
   

  	
  3

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001JA1111 XN

  	
   

  	
  178,463

  	
   

  	
  105,139

  	
   

  	
  —

  	
   

  	
  105,139

  	
   

  	
  23

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KA0541 XN

  	
   

  	
  1,910,000

  	
   

  	
  7,960

  	
   

  	
  —

  	
   

  	
  7,960

  	
   

  	
  23

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KA0551 XN

  	
   

  	
  425,000

  	
   

  	
  5,817

  	
   

  	
  —

  	
   

  	
  5,817

  	
   

  	
  8

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KB1041 XN

  	
   

  	
  21,273,405

  	
   

  	
  106,853

  	
   

  	
  605

  	
   

  	
  107,458

  	
   

  	
  218

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KB1051 XN

  	
   

  	
  4,014,150

  	
   

  	
  30,747

  	
   

  	
  —

  	
   

  	
  30,747

  	
   

  	
  42

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KC1021 XN

  	
   

  	
  12,425

  	
   

  	
  239

  	
   

  	
  —

  	
   

  	
  239

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KD0541 XN

  	
   

  	
  205,960

  	
   

  	
  1,239

  	
   

  	
  —

  	
   

  	
  1,239

  	
   

  	
  4

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KD0551 XN

  	
   

  	
  400,000

  	
   

  	
  3,317

  	
   

  	
  —

  	
   

  	
  3,317

  	
   

  	
  5

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KE1041 XN

  	
   

  	
  4,214,343

  	
   

  	
  18,012

  	
   

  	
  —

  	
   

  	
  18,012

  	
   

  	
  50

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KE1051 XN

  	
   

  	
  627,456

  	
   

  	
  4,929

  	
   

  	
  —

  	
   

  	
  4,929

  	
   

  	
  12

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KF1541 XN

  	
   

  	
  10,441,718

  	
   

  	
  15,018

  	
   

  	
  —

  	
   

  	
  15,018

  	
   

  	
  123

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KF1551 XN

  	
   

  	
  1,517,125

  	
   

  	
  4,620

  	
   

  	
  —

  	
   

  	
  4,620

  	
   

  	
  24

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KG2041 XN

  	
   

  	
  1,228,000

  	
   

  	
  4,138

  	
   

  	
  —

  	
   

  	
  4,138

  	
   

  	
  13

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001KG2051 XN

  	
   

  	
  590,363

  	
   

  	
  21,661

  	
   

  	
  6,286

  	
   

  	
  27,946

  	
   

  	
  10

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MB1111 XN

  	
   

  	
  174,604

  	
   

  	
  35,181

  	
   

  	
  —

  	
   

  	
  35,181

  	
   

  	
  20

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MC1111 XN

  	
   

  	
  22,583

  	
   

  	
  15,821

  	
   

  	
  —

  	
   

  	
  15,821

  	
   

  	
  40

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MC111P XN

  	
   

  	
  5,000

  	
   

  	
  290

  	
   

  	
  —

  	
   

  	
  290

  	
   

  	
  3

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MD0111 XN

  	
   

  	
  20,100

  	
   

  	
  25,327

  	
   

  	
  —

  	
   

  	
  25,327

  	
   

  	
  6

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MD5111 XN

  	
   

  	
  10,300

  	
   

  	
  7,910

  	
   

  	
  —

  	
   

  	
  7,910

  	
   

  	
  3

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME1111 XN

  	
   

  	
  34,860

  	
   

  	
  27,938

  	
   

  	
  —

  	
   

  	
  27,938

  	
   

  	
  10

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME111P XN

  	
   

  	
  25,000

  	
   

  	
  15,141

  	
   

  	
  —

  	
   

  	
  15,141

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME1131 XN

  	
   

  	
  543,000

  	
   

  	
  333,203

  	
   

  	
  —

  	
   

  	
  333,203

  	
   

  	
  54

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME2111 XN

  	
   

  	
  4,000

  	
   

  	
  3,765

  	
   

  	
  —

  	
   

  	
  3,765

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME211P XN

  	
   

  	
  90,000

  	
   

  	
  39,783

  	
   

  	
  —

  	
   

  	
  39,783

  	
   

  	
  9

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME2131 XN

  	
   

  	
  382,146

  	
   

  	
  218,618

  	
   

  	
  —

  	
   

  	
  218,618

  	
   

  	
  47

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME311P XN

  	
   

  	
  12,500

  	
   

  	
  14,301

  	
   

  	
  —

  	
   

  	
  14,301

  	
   

  	
  7

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME3131 XN

  	
   

  	
  168,000

  	
   

  	
  87,638

  	
   

  	
  —

  	
   

  	
  87,638

  	
   

  	
  27

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME411P XN

  	
   

  	
  5,000

  	
   

  	
  1,054

  	
   

  	
  —

  	
   

  	
  1,054

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ME4121 XN

  	
   

  	
  110,000

  	
   

  	
  68,330

  	
   

  	
  —

  	
   

  	
  68,330

  	
   

  	
  4

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MF1111 XN

  	
   

  	
  112,166

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  8

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MG1111 XN

  	
   

  	
  364,355

  	
   

  	
  15,973

  	
   

  	
  —

  	
   

  	
  15,973

  	
   

  	
  45

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MH1131 XN

  	
   

  	
  563,586

  	
   

  	
  190,285

  	
   

  	
  —

  	
   

  	
  190,285

  	
   

  	
  33

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MH1231 XN

  	
   

  	
  131,730

  	
   

  	
  26,385

  	
   

  	
  —

  	
   

  	
  26,385

  	
   

  	
  5

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MH1331 XN

  	
   

  	
  619,248

  	
   

  	
  157,367

  	
   

  	
  —

  	
   

  	
  157,367

  	
   

  	
  32

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MH133A XN

  	
   

  	
  95,000

  	
   

  	
  25,397

  	
   

  	
  —

  	
   

  	
  25,397

  	
   

  	
  13

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MH133G XN

  	
   

  	
  5,000

  	
   

  	
  1,847

  	
   

  	
  —

  	
   

  	
  1,847

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MH1431 XN

  	
   

  	
  329,488

  	
   

  	
  71,459

  	
   

  	
  —

  	
   

  	
  71,459

  	
   

  	
  22

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001MH143I XN

  	
   

  	
  38,845

  	
   

  	
  10,312

  	
   

  	
  —

  	
   

  	
  10,312

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ML1121 XN

  	
   

  	
  82,409

  	
   

  	
  28,070

  	
   

  	
  —

  	
   

  	
  28,070

  	
   

  	
  7

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ML1221 XN

  	
   

  	
  1,710,243

  	
   

  	
  380,123

  	
   

  	
  —

  	
   

  	
  380,123

  	
   

  	
  211

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ML1231 XN

  	
   

  	
  190,557

  	
   

  	
  37,528

  	
   

  	
  —

  	
   

  	
  37,528

  	
   

  	
  38

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001ML1232 XN

  	
   

  	
  7,955

  	
   

  	
  2,082

  	
   

  	
  —

  	
   

  	
  2,082

  	
   

  	
  4

  	
   

  	
  Traditional

  	
   

  	
  Wilton

  	
   

  
	
  001

  	
   

  	
  001ML1241 XN

  	
   

  	
  162,013

  	
   

  	
  21,633

  	
   

  	
  —

  	
   

  	
  21,633

  	
   

  	
  66

  	
   

  	
  Traditional

  	
   

  	
  Wilton

  	
   

  
	
  001

  	
   

  	
  001NA1211 XN

  	
   

  	
  35,000

  	
   

  	
  1,289

  	
   

  	
  —

  	
   

  	
  1,289

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001NA1311 XN

  	
   

  	
  44,982

  	
   

  	
  1,004

  	
   

  	
  —

  	
   

  	
  1,004

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001NA2211 XN

  	
   

  	
  135,000

  	
   

  	
  5,780

  	
   

  	
  —

  	
   

  	
  5,780

  	
   

  	
  4

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001NA2311 XN

  	
   

  	
  20,000

  	
   

  	
  609

  	
   

  	
  —

  	
   

  	
  609

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PCA1L1 XN

  	
   

  	
  618,973

  	
   

  	
  178,319

  	
   

  	
  —

  	
   

  	
  178,319

  	
   

  	
  70

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PCA1L2 XN

  	
   

  	
  682,699

  	
   

  	
  110,848

  	
   

  	
  —

  	
   

  	
  110,848

  	
   

  	
  27

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PCA2L1 XN

  	
   

  	
  12,156

  	
   

  	
  6,038

  	
   

  	
  —

  	
   

  	
  6,038

  	
   

  	
  4

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PCA2LM XN

  	
   

  	
  448

  	
   

  	
  95

  	
   

  	
  —

  	
   

  	
  95

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PCC1L1 XN

  	
   

  	
  783,927

  	
   

  	
  556,608

  	
   

  	
  —

  	
   

  	
  556,608

  	
   

  	
  7

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PCC2L1 XN

  	
   

  	
  68,804

  	
   

  	
  50,675

  	
   

  	
  2,783

  	
   

  	
  53,457

  	
   

  	
  5

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PCT1L1 XN

  	
   

  	
  25,803

  	
   

  	
  16,189

  	
   

  	
  1,656

  	
   

  	
  17,846

  	
   

  	
  5

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PEC1N1 XN

  	
   

  	
  30,386

  	
   

  	
  20,996

  	
   

  	
  —

  	
   

  	
  20,996

  	
   

  	
  12

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PJA1N1 XN

  	
   

  	
  8,644

  	
   

  	
  7,452

  	
   

  	
  —

  	
   

  	
  7,452

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PMD1L1 XN

  	
   

  	
  122

  	
   

  	
  99

  	
   

  	
  —

  	
   

  	
  99

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PME1L1 XN

  	
   

  	
  643,652

  	
   

  	
  481,077

  	
   

  	
  —

  	
   

  	
  481,077

  	
   

  	
  414

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PME1LP XN

  	
   

  	
  6,447

  	
   

  	
  5,823

  	
   

  	
  —

  	
   

  	
  5,823

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML1L1 XN

  	
   

  	
  74,179

  	
   

  	
  48,470

  	
   

  	
  —

  	
   

  	
  48,470

  	
   

  	
  39

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML1L2 XN

  	
   

  	
  16,520

  	
   

  	
  7,902

  	
   

  	
  —

  	
   

  	
  7,902

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML2L1 XN

  	
   

  	
  2,405

  	
   

  	
  1,582

  	
   

  	
  —

  	
   

  	
  1,582

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML3L1 XN

  	
   

  	
  111,541

  	
   

  	
  62,393

  	
   

  	
  —

  	
   

  	
  62,393

  	
   

  	
  71

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML3L2 XN

  	
   

  	
  114

  	
   

  	
  70

  	
   

  	
  —

  	
   

  	
  70

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML3LA XN

  	
   

  	
  14,208

  	
   

  	
  10,941

  	
   

  	
  —

  	
   

  	
  10,941

  	
   

  	
  18

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML3LG XN

  	
   

  	
  2,745

  	
   

  	
  2,422

  	
   

  	
  —

  	
   

  	
  2,422

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML4L1 XN

  	
   

  	
  471,771

  	
   

  	
  345,931

  	
   

  	
  —

  	
   

  	
  345,931

  	
   

  	
  522

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML5L1 XN

  	
   

  	
  25,426

  	
   

  	
  19,475

  	
   

  	
  —

  	
   

  	
  19,475

  	
   

  	
  56

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PML5L2 XN

  	
   

  	
  165

  	
   

  	
  93

  	
   

  	
  —

  	
   

  	
  93

  	
   

  	
  3

  	
   

  	
  Traditional

  	
   

  	
  Wilton

  	
   

  
	
  001

  	
   

  	
  001PML6L1 XN

  	
   

  	
  2,878

  	
   

  	
  2,250

  	
   

  	
  —

  	
   

  	
  2,250

  	
   

  	
  18

  	
   

  	
  Traditional

  	
   

  	
  Wilton

  	
   

  
	
  001

  	
   

  	
  001PRS1L1 XN

  	
   

  	
  1,000

  	
   

  	
  152

  	
   

  	
  —

  	
   

  	
  152

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PWA1N1 XN

  	
   

  	
  385,574

  	
   

  	
  276,928

  	
   

  	
  —

  	
   

  	
  276,928

  	
   

  	
  132

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001PWC1N1 XN

  	
   

  	
  57,072

  	
   

  	
  32,076

  	
   

  	
  —

  	
   

  	
  32,076

  	
   

  	
  6

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R0C012 XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R1C110 XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R1C120 XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R1C300 XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R1C400 XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R1C420 XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R3C511 XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R3C51D XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R3T111 XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R3T11D XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4C521 XN

  	
   

  	
   

  	
   

  	
  4,384

  	
   

  	
  —

  	
   

  	
  4,384

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4C52D XN

  	
   

  	
   

  	
   

  	
  11,717

  	
   

  	
  —

  	
   

  	
  11,717

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4C53D XN

  	
   

  	
   

  	
   

  	
  11,755

  	
   

  	
  —

  	
   

  	
  11,755

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4C721 XN

  	
   

  	
   

  	
   

  	
  7,894

  	
   

  	
  —

  	
   

  	
  7,894

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4C72D XN

  	
   

  	
   

  	
   

  	
  4,397

  	
   

  	
  —

  	
   

  	
  4,397

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4C73D XN

  	
   

  	
   

  	
   

  	
  4,435

  	
   

  	
  —

  	
   

  	
  4,435

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4T121 XN

  	
   

  	
   

  	
   

  	
  24,109

  	
   

  	
  —

  	
   

  	
  24,109

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4T12D XN

  	
   

  	
   

  	
   

  	
  9,100

  	
   

  	
  —

  	
   

  	
  9,100

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4T13D XN

  	
   

  	
   

  	
   

  	
  8,778

  	
   

  	
  —

  	
   

  	
  8,778

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R4T14D XN

  	
   

  	
   

  	
   

  	
  949

  	
   

  	
  —

  	
   

  	
  949

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R5C011 XN

  	
   

  	
   

  	
   

  	
  448

  	
   

  	
  —

  	
   

  	
  448

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R5C021 XN

  	
   

  	
   

  	
   

  	
  933

  	
   

  	
  —

  	
   

  	
  933

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R5C511 XN

  	
   

  	
   

  	
   

  	
  192

  	
   

  	
  —

  	
   

  	
  192

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R5C521 XN

  	
   

  	
   

  	
   

  	
  948

  	
   

  	
  —

  	
   

  	
  948

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R5CL11 XN

  	
   

  	
   

  	
   

  	
  389

  	
   

  	
  —

  	
   

  	
  389

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R5CL20 XN

  	
   

  	
   

  	
   

  	
  1,266

  	
   

  	
  —

  	
   

  	
  1,266

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R5CL21 XN

  	
   

  	
   

  	
   

  	
  1,124

  	
   

  	
  —

  	
   

  	
  1,124

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001R5T121 XN

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RCC100 XN

  	
   

  	
  100,000

  	
   

  	
  60

  	
   

  	
  —

  	
   

  	
  60

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RCC200 XN

  	
   

  	
  60,000

  	
   

  	
  36

  	
   

  	
  —

  	
   

  	
  36

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RCC400 XN

  	
   

  	
  831,000

  	
   

  	
  499

  	
   

  	
  —

  	
   

  	
  499

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RCCL11 XN

  	
   

  	
  17,000

  	
   

  	
  10

  	
   

  	
  —

  	
   

  	
  10

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RCU100 XN

  	
   

  	
  1,054,000

  	
   

  	
  285

  	
   

  	
  —

  	
   

  	
  285

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RCX110 XN

  	
   

  	
  196,000

  	
   

  	
  196

  	
   

  	
  —

  	
   

  	
  196

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RCX310 XN

  	
   

  	
  164,000

  	
   

  	
  410

  	
   

  	
  —

  	
   

  	
  410

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RCX410 XN

  	
   

  	
  217,000

  	
   

  	
  543

  	
   

  	
  —

  	
   

  	
  543

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RFC100 XN

  	
   

  	
  19,000

  	
   

  	
  1,783

  	
   

  	
  —

  	
   

  	
  1,783

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RFC200 XN

  	
   

  	
  6,000

  	
   

  	
  593

  	
   

  	
  —

  	
   

  	
  593

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RFU100 XN

  	
   

  	
  10,000

  	
   

  	
  58

  	
   

  	
  —

  	
   

  	
  58

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RFX110 XN

  	
   

  	
  22,400

  	
   

  	
  1,559

  	
   

  	
  —

  	
   

  	
  1,559

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RFX210 XN

  	
   

  	
  7,000

  	
   

  	
  791

  	
   

  	
  —

  	
   

  	
  791

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RGU100 XN

  	
   

  	
  —

  	
   

  	
  349

  	
   

  	
  —

  	
   

  	
  349

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  



 

















 


	
  001

  	
   

  	
  001RGX100 XN

  	
   

  	
  —

  	
   

  	
  7

  	
   

  	
  —

  	
   

  	
  7

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RIU110 XN

  	
   

  	
  28,979,776

  	
   

  	
  138,584

  	
   

  	
  —

  	
   

  	
  138,584

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RIU120 XN

  	
   

  	
  383,100

  	
   

  	
  1,998

  	
   

  	
  —

  	
   

  	
  1,998

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RLS11P XN

  	
   

  	
  10,000

  	
   

  	
  1,078

  	
   

  	
  —

  	
   

  	
  1,078

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RNE111 XN

  	
   

  	
  22,500

  	
   

  	
  59

  	
   

  	
  —

  	
   

  	
  59

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RQC210 XN

  	
   

  	
  —

  	
   

  	
  1,355

  	
   

  	
  —

  	
   

  	
  1,355

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RSF111 XN

  	
   

  	
  37,920

  	
   

  	
  26,610

  	
   

  	
  —

  	
   

  	
  26,610

  	
   

  	
  3

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RSU100 XN

  	
   

  	
  2,000

  	
   

  	
  2

  	
   

  	
  —

  	
   

  	
  2

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RSX100 XN

  	
   

  	
  8,000

  	
   

  	
  254

  	
   

  	
  —

  	
   

  	
  254

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RVC110 XN

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RVU110 XN

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RVX110 XN

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RVX111 XN

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001RXC100 XN

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA1111 XN

  	
   

  	
  2,215,215

  	
   

  	
  1,248,284

  	
   

  	
  —

  	
   

  	
  1,248,284

  	
   

  	
  340

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA111P XN

  	
   

  	
  173,500

  	
   

  	
  54,375

  	
   

  	
  —

  	
   

  	
  54,375

  	
   

  	
  22

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA2111 XN

  	
   

  	
  8,067

  	
   

  	
  3,568

  	
   

  	
  —

  	
   

  	
  3,568

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA211P XN

  	
   

  	
  15,050

  	
   

  	
  8,294

  	
   

  	
  —

  	
   

  	
  8,294

  	
   

  	
  9

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA4131 XN

  	
   

  	
  694,725

  	
   

  	
  258,654

  	
   

  	
  —

  	
   

  	
  258,654

  	
   

  	
  78

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA4231 XN

  	
   

  	
  54,056

  	
   

  	
  15,717

  	
   

  	
  —

  	
   

  	
  15,717

  	
   

  	
  5

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA4331 XN

  	
   

  	
  215,915

  	
   

  	
  69,123

  	
   

  	
  —

  	
   

  	
  69,123

  	
   

  	
  21

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA433A XN

  	
   

  	
  139,637

  	
   

  	
  51,961

  	
   

  	
  —

  	
   

  	
  51,961

  	
   

  	
  24

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA433G XN

  	
   

  	
  18,000

  	
   

  	
  8,594

  	
   

  	
  —

  	
   

  	
  8,594

  	
   

  	
  8

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA4431 XN

  	
   

  	
  634,229

  	
   

  	
  189,680

  	
   

  	
  —

  	
   

  	
  189,680

  	
   

  	
  89

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA5121 XN

  	
   

  	
  1,005,649

  	
   

  	
  354,924

  	
   

  	
  —

  	
   

  	
  354,924

  	
   

  	
  178

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA5221 XN

  	
   

  	
  70,407,012

  	
   

  	
  15,175,168

  	
   

  	
  —

  	
   

  	
  15,175,168

  	
   

  	
  8,400

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA5231 XN

  	
   

  	
  11,312,854

  	
   

  	
  1,150,483

  	
   

  	
  —

  	
   

  	
  1,150,483

  	
   

  	
  1,212

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA5232 XN

  	
   

  	
  935,000

  	
   

  	
  78,517

  	
   

  	
  —

  	
   

  	
  78,517

  	
   

  	
  91

  	
   

  	
  Traditional

  	
   

  	
  Wilton

  	
   

  
	
  001

  	
   

  	
  001WA5241 XN

  	
   

  	
  10,252,222

  	
   

  	
  355,930

  	
   

  	
  —

  	
   

  	
  355,930

  	
   

  	
  1,014

  	
   

  	
  Traditional

  	
   

  	
  Wilton

  	
   

  
	
  001

  	
   

  	
  001WA5321 XN

  	
   

  	
  2,033,142

  	
   

  	
  374,830

  	
   

  	
  —

  	
   

  	
  374,830

  	
   

  	
  342

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA5331 XN

  	
   

  	
  310,500

  	
   

  	
  38,560

  	
   

  	
  —

  	
   

  	
  38,560

  	
   

  	
  54

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WA5341 XN

  	
   

  	
  66,500

  	
   

  	
  3,432

  	
   

  	
  —

  	
   

  	
  3,432

  	
   

  	
  10

  	
   

  	
  Traditional

  	
   

  	
  Wilton

  	
   

  
	
  001

  	
   

  	
  001WB1111 XN

  	
   

  	
  451,000

  	
   

  	
  315,685

  	
   

  	
  —

  	
   

  	
  315,685

  	
   

  	
  15

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WB111P XN

  	
   

  	
  10,000

  	
   

  	
  4,065

  	
   

  	
  —

  	
   

  	
  4,065

  	
   

  	
  1

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WC1111 XN

  	
   

  	
  1,143,762

  	
   

  	
  470,072

  	
   

  	
  —

  	
   

  	
  470,072

  	
   

  	
  38

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WD1121 XN

  	
   

  	
  165,000

  	
   

  	
  57,711

  	
   

  	
  —

  	
   

  	
  57,711

  	
   

  	
  19

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WD112D XN

  	
   

  	
  45,000

  	
   

  	
  7,929

  	
   

  	
  —

  	
   

  	
  7,929

  	
   

  	
  3

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WD1221 XN

  	
   

  	
  5,500

  	
   

  	
  2,027

  	
   

  	
  —

  	
   

  	
  2,027

  	
   

  	
  2

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WD1321 XN

  	
   

  	
  141,065

  	
   

  	
  33,401

  	
   

  	
  —

  	
   

  	
  33,401

  	
   

  	
  8

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WD132A XN

  	
   

  	
  32,000

  	
   

  	
  11,513

  	
   

  	
  —

  	
   

  	
  11,513

  	
   

  	
  7

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WD132D XN

  	
   

  	
  215,732

  	
   

  	
  26,305

  	
   

  	
  —

  	
   

  	
  26,305

  	
   

  	
  6

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WD132G XN

  	
   

  	
  24,500

  	
   

  	
  10,302

  	
   

  	
  —

  	
   

  	
  10,302

  	
   

  	
  7

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WD1421 XN

  	
   

  	
  185,551

  	
   

  	
  44,171

  	
   

  	
  —

  	
   

  	
  44,171

  	
   

  	
  25

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WE1111 XN

  	
   

  	
  272,000

  	
   

  	
  148,476

  	
   

  	
  —

  	
   

  	
  148,476

  	
   

  	
  38

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WF1111 XN

  	
   

  	
  280,000

  	
   

  	
  182,313

  	
   

  	
  —

  	
   

  	
  182,313

  	
   

  	
  42

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WG1111 XN

  	
   

  	
  20,000

  	
   

  	
  9,698

  	
   

  	
  —

  	
   

  	
  9,698

  	
   

  	
  7

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  001WK111P XN

  	
   

  	
  36,000

  	
   

  	
  15,422

  	
   

  	
  —

  	
   

  	
  15,422

  	
   

  	
  7

  	
   

  	
  Traditional

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
  211,748,259

  	
   

  	
  25,951,311

  	
   

  	
  12,597

  	
   

  	
  25,963,909

  	
   

  	
  15,315

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments

  	
   

  	
   

  	
   

  	
  (3,000

  	
  )

  	
  (353

  	
  )

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
  211,745,259

  	
   

  	
  25,950,958

  	
   

  	
  12,597

  	
   

  	
  25,963,909

  	
   

  	
  15,315

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Plan
  Code

  	
   

  	
  Amount
  Inforce

  	
   

  	
  Stat
  Reserve

  	
   

  	
  Deficiency
  Reserve

  	
   

  	
  Stat +
  Deficiency Reserve

  	
   

  	
  Count

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004CC2521 XN

  	
   

  	
  2,926,949

  	
   

  	
  2,392,585

  	
   

  	
  —

  	
   

  	
  2,392,585

  	
   

  	
  81

  	
   

  	
  UL - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004CC2621 XN

  	
   

  	
  43,772

  	
   

  	
  30,549

  	
   

  	
  —

  	
   

  	
  30,549

  	
   

  	
  2

  	
   

  	
  UL - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004CC2721 XN

  	
   

  	
  2,247,509

  	
   

  	
  1,730,075

  	
   

  	
  —

  	
   

  	
  1,730,075

  	
   

  	
  79

  	
   

  	
  UL - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004CS0111 XN

  	
   

  	
  83,333

  	
   

  	
  43,111

  	
   

  	
  4,434

  	
   

  	
  47,545

  	
   

  	
  1

  	
   

  	
  UL - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004TC1321 XN

  	
   

  	
  6,054,092

  	
   

  	
  4,825,700

  	
   

  	
  —

  	
   

  	
  4,825,700

  	
   

  	
  216

  	
   

  	
  UL - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004TS1111 XN

  	
   

  	
  377,319

  	
   

  	
  289,346

  	
   

  	
  —

  	
   

  	
  289,346

  	
   

  	
  8

  	
   

  	
  UL - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004TS1131 XN

  	
   

  	
  24,664

  	
   

  	
  15,665

  	
   

  	
  —

  	
   

  	
  15,665

  	
   

  	
  1

  	
   

  	
  UL - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004TS1141 XN

  	
   

  	
  18,759

  	
   

  	
  14,308

  	
   

  	
  —

  	
   

  	
  14,308

  	
   

  	
  1

  	
   

  	
  UL - West Coast Life

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Plan
  Code

  	
   

  	
  Amount
  Inforce

  	
   

  	
  Stat
  Reserve

  	
   

  	
  Deficiency
  Reserve

  	
   

  	
  Stat +
  Deficiency Reserve

  	
   

  	
  Count

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004MH1331 XN

  	
   

  	
  286,500

  	
   

  	
  57,029

  	
   

  	
  —

  	
   

  	
  57,029

  	
   

  	
  23

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004PCC2L1 XN

  	
   

  	
  587,767

  	
   

  	
  389,294

  	
   

  	
  25,959

  	
   

  	
  415,253

  	
   

  	
  17

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004PML3L1 XN

  	
   

  	
  19,415

  	
   

  	
  10,793

  	
   

  	
  —

  	
   

  	
  10,793

  	
   

  	
  19

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C521 XN

  	
   

  	
  —

  	
   

  	
  5,450

  	
   

  	
  —

  	
   

  	
  5,450

  	
   

  	
  17

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C52D XN

  	
   

  	
  —

  	
   

  	
  3,522

  	
   

  	
  —

  	
   

  	
  3,522

  	
   

  	
  16

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C531 XN

  	
   

  	
  —

  	
   

  	
  805

  	
   

  	
  —

  	
   

  	
  805

  	
   

  	
  2

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C53D XN

  	
   

  	
  —

  	
   

  	
  3,148

  	
   

  	
  —

  	
   

  	
  3,148

  	
   

  	
  12

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C541 XN

  	
   

  	
  —

  	
   

  	
  1,426

  	
   

  	
  —

  	
   

  	
  1,426

  	
   

  	
  5

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C54D XN

  	
   

  	
  —

  	
   

  	
  4,546

  	
   

  	
  —

  	
   

  	
  4,546

  	
   

  	
  17

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C55D XN

  	
   

  	
  —

  	
   

  	
  4,546

  	
   

  	
  —

  	
   

  	
  4,546

  	
   

  	
  17

  	
   

  	
  Trad - West Coast
  Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C57D XN

  	
   

  	
  —

  	
   

  	
  743

  	
   

  	
  —

  	
   

  	
  743

  	
   

  	
  4

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C591 XN

  	
   

  	
  —

  	
   

  	
  1,619

  	
   

  	
  —

  	
   

  	
  1,619

  	
   

  	
  1

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C62D XN

  	
   

  	
  —

  	
   

  	
  530

  	
   

  	
  —

  	
   

  	
  530

  	
   

  	
  2

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C63D XN

  	
   

  	
  —

  	
   

  	
  630

  	
   

  	
  —

  	
   

  	
  630

  	
   

  	
  2

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C721 XN

  	
   

  	
  —

  	
   

  	
  2,314

  	
   

  	
  —

  	
   

  	
  2,314

  	
   

  	
  9

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C72D XN

  	
   

  	
  —

  	
   

  	
  8,948

  	
   

  	
  —

  	
   

  	
  8,948

  	
   

  	
  30

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C73D XN

  	
   

  	
  —

  	
   

  	
  8,928

  	
   

  	
  —

  	
   

  	
  8,928

  	
   

  	
  27

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C74D XN

  	
   

  	
  —

  	
   

  	
  7,577

  	
   

  	
  —

  	
   

  	
  7,577

  	
   

  	
  19

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C75D XN

  	
   

  	
  —

  	
   

  	
  8,604

  	
   

  	
  —

  	
   

  	
  8,604

  	
   

  	
  19

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C761 XN

  	
   

  	
  —

  	
   

  	
  746

  	
   

  	
  —

  	
   

  	
  746

  	
   

  	
  2

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4C77D XN

  	
   

  	
  —

  	
   

  	
  432

  	
   

  	
  —

  	
   

  	
  432

  	
   

  	
  3

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T121 XN

  	
   

  	
  —

  	
   

  	
  9,093

  	
   

  	
  —

  	
   

  	
  9,093

  	
   

  	
  31

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T12D XN

  	
   

  	
  —

  	
   

  	
  19,863

  	
   

  	
  —

  	
   

  	
  19,863

  	
   

  	
  66

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T131 XN

  	
   

  	
  —

  	
   

  	
  1,651

  	
   

  	
  —

  	
   

  	
  1,651

  	
   

  	
  4

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T13D XN

  	
   

  	
  —

  	
   

  	
  19,532

  	
   

  	
  —

  	
   

  	
  19,532

  	
   

  	
  61

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T141 XN

  	
   

  	
  —

  	
   

  	
  618

  	
   

  	
  —

  	
   

  	
  618

  	
   

  	
  1

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T14D XN

  	
   

  	
  —

  	
   

  	
  17,981

  	
   

  	
  —

  	
   

  	
  17,981

  	
   

  	
  45

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T151 XN

  	
   

  	
  —

  	
   

  	
  756

  	
   

  	
  —

  	
   

  	
  756

  	
   

  	
  4

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T15D XN

  	
   

  	
  —

  	
   

  	
  16,809

  	
   

  	
  —

  	
   

  	
  16,809

  	
   

  	
  45

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T161 XN

  	
   

  	
  —

  	
   

  	
  4,261

  	
   

  	
  —

  	
   

  	
  4,261

  	
   

  	
  8

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T17D XN

  	
   

  	
  —

  	
   

  	
  711

  	
   

  	
  —

  	
   

  	
  711

  	
   

  	
  5

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R4T191 XN

  	
   

  	
  —

  	
   

  	
  2,679

  	
   

  	
  —

  	
   

  	
  2,679

  	
   

  	
  3

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004RVC110 XN

  	
   

  	
  211,835

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  12

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004RVU110 XN

  	
   

  	
  571,743

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  386

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004RVX110 XN

  	
   

  	
  2,000

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  4

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004RXC100 XN

  	
   

  	
  63,500

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  127

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004WA4331 XN

  	
   

  	
  119,250

  	
   

  	
  34,228

  	
   

  	
  —

  	
   

  	
  34,228

  	
   

  	
  17

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004WD1321 XN

  	
   

  	
  79,000

  	
   

  	
  26,602

  	
   

  	
  —

  	
   

  	
  26,602

  	
   

  	
  13

  	
   

  	
  Trad  - West Coast Life

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Plan
  Code

  	
   

  	
  Face

  	
   

  	
  Stat
  Reserve

  	
   

  	
  Deficiency
  Reserve

  	
   

  	
  Stat +
  Deficiency Reserve

  	
   

  	
  Count

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R3C01D XN

  	
   

  	
  —

  	
   

  	
  14,358

  	
   

  	
  —

  	
   

  	
  14,358

  	
   

  	
  2

  	
   

  	
  Care Riders - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  004R3T11D XN

  	
   

  	
  —

  	
   

  	
  17,034

  	
   

  	
  —

  	
   

  	
  17,034

  	
   

  	
  15

  	
   

  	
  Care Riders - West Coast Life

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  Care Riders - West Coast Life

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total -
  WCL

  	
   

  	
   

  	
   

  	
  13,717,406

  	
   

  	
  10,049,146

  	
   

  	
  30,393

  	
   

  	
  10,079,539

  	
   

  	
  1,501

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Error

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  (131,467

  	
  )

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Rider
  adj

  	
   

  	
   

  	
   

  	
  350,000

  	
   

  	
  (36,025

  	
  )

  	
  —

  	
   

  	
  (36,025

  	
  )

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
  14,067,406

  	
   

  	
  9,881,654

  	
   

  	
  30,393

  	
   

  	
  10,043,514

  	
   

  	
  1,501

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Plan
  Code

  	
   

  	
  Face

  	
   

  	
  Stat
  Reserve

  	
   

  	
  Deficiency
  Reserve

  	
   

  	
  Stat +
  Deficiency Reserve

  	
   

  	
  Count

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  n/a

  	
   

  	
  100,000

  	
   

  	
  596

  	
   

  	
  —

  	
   

  	
  596

  	
   

  	
  1

  	
   

  	
  Ceded to Hanover by Monumental Life

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3C511

  	
   

  	
   

  	
   

  	
  10,425

  	
   

  	
  —

  	
   

  	
  10,425

  	
   

  	
  1

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3C51D

  	
   

  	
   

  	
   

  	
  8,948

  	
   

  	
  —

  	
   

  	
  8,948

  	
   

  	
  1

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3C51D

  	
   

  	
   

  	
   

  	
  6,750

  	
   

  	
  —

  	
   

  	
  6,750

  	
   

  	
  1

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3C51D

  	
   

  	
   

  	
   

  	
  2,623

  	
   

  	
  —

  	
   

  	
  2,623

  	
   

  	
  1

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3C51D

  	
   

  	
   

  	
   

  	
  2,273

  	
   

  	
  —

  	
   

  	
  2,273

  	
   

  	
  1

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3T11D

  	
   

  	
   

  	
   

  	
  8,603

  	
   

  	
  —

  	
   

  	
  8,603

  	
   

  	
  1

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3T11D

  	
   

  	
   

  	
   

  	
  2,947

  	
   

  	
  —

  	
   

  	
  2,947

  	
   

  	
  1

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  



 














 


	
  001

  	
   

  	
  R3T11D

  	
   

  	
   

  	
   

  	
  2,900

  	
   

  	
  —

  	
   

  	
  2,900

  	
   

  	
  1 

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3T11D

  	
   

  	
   

  	
   

  	
  4,555

  	
   

  	
  —

  	
   

  	
  4,555

  	
   

  	
  1 

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3T11D

  	
   

  	
   

  	
   

  	
  4,468

  	
   

  	
  —

  	
   

  	
  4,468

  	
   

  	
  1 

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3T11D

  	
   

  	
   

  	
   

  	
  8,020

  	
   

  	
  —

  	
   

  	
  8,020

  	
   

  	
  1 

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3T11D

  	
   

  	
   

  	
   

  	
  3,601

  	
   

  	
  —

  	
   

  	
  3,601

  	
   

  	
  1 

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  R3T11D

  	
   

  	
   

  	
   

  	
  3,328

  	
   

  	
  —

  	
   

  	
  3,328

  	
   

  	
  1 

  	
   

  	
  Survivor Plus Riders

  	
   

  	
   

  	
   

  
	
  001

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
  149,525

  	
   

  	
  —

  	
   

  	
  149,525

  	
   

  	
  1 

  	
   

  	
  WrapPlan

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
  100,000

  	
   

  	
  219,562

  	
   

  	
  —

  	
   

  	
  219,562

  	
   

  	
  15

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
  100,000

  	
   

  	
  219,562

  	
   

  	
  —

  	
   

  	
  219,562

  	
   

  	
  15

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


5B


 


	
  Company

  	
   

  	
  Plan Code

  	
   

  	
   

  	
   

  	
  Cash Value

  	
   

  	
  Stat Reserve

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Count

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FA10Q1

  	
   

  	
  XN

  	
   

  	
  1,204

  	
   

  	
  1,204

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FA11Q1

  	
   

  	
  XN

  	
   

  	
  15,835

  	
   

  	
  15,835

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FA18N1

  	
   

  	
  XN

  	
   

  	
  62,978

  	
   

  	
  62,978

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  8 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FA51N1

  	
   

  	
  XN

  	
   

  	
  117,235

  	
   

  	
  117,235

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  9 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FA51Q1

  	
   

  	
  XN

  	
   

  	
  134,736

  	
   

  	
  134,736

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  14 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FA71N1

  	
   

  	
  XN

  	
   

  	
  12,162

  	
   

  	
  12,162

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FBL1Q1

  	
   

  	
  XN

  	
   

  	
  96,705

  	
   

  	
  96,737

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  19 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FBL1TP

  	
   

  	
  XN

  	
   

  	
  11,285

  	
   

  	
  11,285

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  3 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FBL2N1

  	
   

  	
  XN

  	
   

  	
  14,146

  	
   

  	
  14,146

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  8 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FBL2TP

  	
   

  	
  XN

  	
   

  	
  17,672

  	
   

  	
  17,672

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  11 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FBN2QP

  	
   

  	
  XN

  	
   

  	
  130,191

  	
   

  	
  130,191

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  53 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FBN3QP

  	
   

  	
  XN

  	
   

  	
  56,522

  	
   

  	
  58,349

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FC10N1

  	
   

  	
  XN

  	
   

  	
  286,529

  	
   

  	
  286,529

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  14 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FC10Q1

  	
   

  	
  XN

  	
   

  	
  143,214

  	
   

  	
  143,214

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  12 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FC11N1

  	
   

  	
  XN

  	
   

  	
  1,119,047

  	
   

  	
  1,119,047

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  7 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FC11Q1

  	
   

  	
  XN

  	
   

  	
  141,976

  	
   

  	
  141,976

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  3 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FD00L1

  	
   

  	
  XN

  	
   

  	
  26,831

  	
   

  	
  26,831

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  5 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FD10Q1

  	
   

  	
  XN

  	
   

  	
  3,137

  	
   

  	
  3,600

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FD11N0

  	
   

  	
  XN

  	
   

  	
  205,943

  	
   

  	
  209,877

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  4 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FD11N1

  	
   

  	
  XN

  	
   

  	
  36,900

  	
   

  	
  37,729

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FD11Q1

  	
   

  	
  XN

  	
   

  	
  473,811

  	
   

  	
  482,989

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FD51N1

  	
   

  	
  XN

  	
   

  	
  161,490

  	
   

  	
  174,698

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  14 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FD51Q1

  	
   

  	
  XN

  	
   

  	
  435,022

  	
   

  	
  451,597

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  13 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FD71N1

  	
   

  	
  XN

  	
   

  	
  122,773

  	
   

  	
  132,134

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  5 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FE10N1

  	
   

  	
  XN

  	
   

  	
  288,587

  	
   

  	
  315,775

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  20 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FE10Q1

  	
   

  	
  XN

  	
   

  	
  144,259

  	
   

  	
  156,297

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  11 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FE11N1

  	
   

  	
  XN

  	
   

  	
  168,843

  	
   

  	
  180,945

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FE11Q1

  	
   

  	
  XN

  	
   

  	
  402,164

  	
   

  	
  410,368

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  3 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FF71N1

  	
   

  	
  XN

  	
   

  	
  298,001

  	
   

  	
  301,371

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  18 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FF71Q1

  	
   

  	
  XN

  	
   

  	
  76,696

  	
   

  	
  77,377

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  10 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FF72N1

  	
   

  	
  XN

  	
   

  	
  46,286

  	
   

  	
  46,993

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  3 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FF72Q1

  	
   

  	
  XN

  	
   

  	
  81,412

  	
   

  	
  83,182

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  5 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FFF1N1

  	
   

  	
  XN

  	
   

  	
  264,636

  	
   

  	
  268,031

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  8 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FFF1Q1

  	
   

  	
  XN

  	
   

  	
  129,748

  	
   

  	
  131,781

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  4 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FG71N1

  	
   

  	
  XN

  	
   

  	
  90,547

  	
   

  	
  92,118

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  6 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FG71Q1

  	
   

  	
  XN

  	
   

  	
  198,397

  	
   

  	
  203,482

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FG72N1

  	
   

  	
  XN

  	
   

  	
  557,950

  	
   

  	
  559,480

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  17 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FG72Q1

  	
   

  	
  XN

  	
   

  	
  66,126

  	
   

  	
  66,803

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  4 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FH10N1

  	
   

  	
  XN

  	
   

  	
  1,403,651

  	
   

  	
  1,470,783

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  56 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FH10NQ

  	
   

  	
  XN

  	
   

  	
  9,250

  	
   

  	
  9,710

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FH10Q1

  	
   

  	
  XN

  	
   

  	
  336,691

  	
   

  	
  350,249

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  32 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FI10N1

  	
   

  	
  XN

  	
   

  	
  1,042,787

  	
   

  	
  1,068,548

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  39 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FI10NM

  	
   

  	
  XN

  	
   

  	
  73,591

  	
   

  	
  75,649

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FI10NQ

  	
   

  	
  XN

  	
   

  	
  41,454

  	
   

  	
  42,459

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FI10Q1

  	
   

  	
  XN

  	
   

  	
  709,055

  	
   

  	
  724,031

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  18 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FI10QQ

  	
   

  	
  XN

  	
   

  	
  46,650

  	
   

  	
  47,524

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FIF0N1

  	
   

  	
  XN

  	
   

  	
  119,802

  	
   

  	
  123,643

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  5 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001FIF0Q1

  	
   

  	
  XN

  	
   

  	
  219,976

  	
   

  	
  226,027

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  4 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH00L2

  	
   

  	
  XN

  	
   

  	
  8,435

  	
   

  	
  8,435

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH01L1

  	
   

  	
  XN

  	
   

  	
  735,274

  	
   

  	
  735,274

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  220 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH23N1

  	
   

  	
  XN

  	
   

  	
  37,020

  	
   

  	
  37,020

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  12 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH25L1

  	
   

  	
  XN

  	
   

  	
  11,223

  	
   

  	
  11,223

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  6 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH26L1

  	
   

  	
  XN

  	
   

  	
  165,439

  	
   

  	
  165,439

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  36 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH28N1

  	
   

  	
  XN

  	
   

  	
  348,320

  	
   

  	
  348,320

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  82 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH29N1

  	
   

  	
  XN

  	
   

  	
  187,663

  	
   

  	
  187,663

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  23 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH30L1

  	
   

  	
  XN

  	
   

  	
  4,048

  	
   

  	
  4,048

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  3 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH40L1

  	
   

  	
  XN

  	
   

  	
  18,459

  	
   

  	
  18,459

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  3 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001RH41L1

  	
   

  	
  XN

  	
   

  	
  41,048

  	
   

  	
  41,048

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  9 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SA51N1

  	
   

  	
  XN

  	
   

  	
  1,303,019

  	
   

  	
  1,330,351

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  36 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SA51Q1

  	
   

  	
  XN

  	
   

  	
  1,036,760

  	
   

  	
  1,049,472

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  22 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SA51T1

  	
   

  	
  XN

  	
   

  	
  153,920

  	
   

  	
  161,140

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SA53N1

  	
   

  	
  XN

  	
   

  	
  338,396

  	
   

  	
  345,124

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SA53Q1

  	
   

  	
  XN

  	
   

  	
  303,902

  	
   

  	
  303,902

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  3 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SA71N1

  	
   

  	
  XN

  	
   

  	
  928,803

  	
   

  	
  959,538

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  25 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SA71Q1

  	
   

  	
  XN

  	
   

  	
  442,220

  	
   

  	
  450,025

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  14 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SF71N1

  	
   

  	
  XN

  	
   

  	
  435,812

  	
   

  	
  437,321

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  8 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SF71Q1

  	
   

  	
  XN

  	
   

  	
  24,843

  	
   

  	
  25,319

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SF72N0

  	
   

  	
  XN

  	
   

  	
  40,000

  	
   

  	
  40,000

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SF72N1

  	
   

  	
  XN

  	
   

  	
  318,396

  	
   

  	
  322,775

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  10 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SG71N1

  	
   

  	
  XN

  	
   

  	
  41,527

  	
   

  	
  41,835

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SG72N1

  	
   

  	
  XN

  	
   

  	
  371,260

  	
   

  	
  371,916

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  18 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SG72Q1

  	
   

  	
  XN

  	
   

  	
  34,711

  	
   

  	
  34,988

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SH10N1

  	
   

  	
  XN

  	
   

  	
  828,081

  	
   

  	
  857,519

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  30 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SH10NM

  	
   

  	
  XN

  	
   

  	
  9,391

  	
   

  	
  9,649

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SH10NQ

  	
   

  	
  XN

  	
   

  	
  349,687

  	
   

  	
  363,149

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  11 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SH10Q1

  	
   

  	
  XN

  	
   

  	
  33,330

  	
   

  	
  34,204

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SI10N1

  	
   

  	
  XN

  	
   

  	
  728,470

  	
   

  	
  750,754

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  14 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SI10NM

  	
   

  	
  XN

  	
   

  	
  227,193

  	
   

  	
  232,987

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  4 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SI10NQ

  	
   

  	
  XN

  	
   

  	
  9,309

  	
   

  	
  9,548

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SI10Q1

  	
   

  	
  XN

  	
   

  	
  74,272

  	
   

  	
  76,882

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP01N1

  	
   

  	
  XN

  	
   

  	
  5,483

  	
   

  	
  5,483

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP51N1

  	
   

  	
  XN

  	
   

  	
  447,371

  	
   

  	
  447,371

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  10 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP51NP

  	
   

  	
  XN

  	
   

  	
  39,001

  	
   

  	
  39,001

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP51Q1

  	
   

  	
  XN

  	
   

  	
  151,621

  	
   

  	
  151,621

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  6 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP52N1

  	
   

  	
  XN

  	
   

  	
  6,751

  	
   

  	
  6,751

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP55N1

  	
   

  	
  XN

  	
   

  	
  409,859

  	
   

  	
  409,859

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  8 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP56N1

  	
   

  	
  XN

  	
   

  	
  254,504

  	
   

  	
  261,418

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP71N1

  	
   

  	
  XN

  	
   

  	
  407,878

  	
   

  	
  407,878

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  10 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP71Q1

  	
   

  	
  XN

  	
   

  	
  152,533

  	
   

  	
  152,533

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  7 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP72N1

  	
   

  	
  XN

  	
   

  	
  4,619

  	
   

  	
  4,619

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  001SP79N1

  	
   

  	
  XN

  	
   

  	
  99,012

  	
   

  	
  99,012

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2 

  	
   

  	
  Deferred Annuity

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Annuity Type

  	
   

  	
  Stat Reserve

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Period Certain 5.00% Total

  	
   

  	
  151,585

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Period Certain 5.25% Total

  	
   

  	
  2,243,490

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Period Certain 5.50% Total

  	
   

  	
  223,944

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Period Certain 6.00% Total

  	
   

  	
  1,463

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Period Certain 6.75% Total

  	
   

  	
  25,147

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Period Certain 7.00% Total

  	
   

  	
  3,088

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  83 IAM 5.25% Total

  	
   

  	
  17,862

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  83 IAM 6.00% Total

  	
   

  	
  5,418

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  83 IAM 7.10% Total

  	
   

  	
  5,341

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  2000 IAM 5.00% Total

  	
   

  	
  21,222

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  2000 IAM 5.25% Total

  	
   

  	
  91,696

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  2000 IAM 6.50% Total

  	
   

  	
  185,042

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Net Premium Accumulations

  	
   

  	
  22,666,254

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Payout Annuity

  	
   

  	
   

  	
   

  



 

















 


	
  Total

  	
   

  	
   

  	
   

  	
  22,212,766

  	
   

  	
   

  	
   

  	
  25,641,552

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
  22,212,766

  	
   

  	
   

  	
   

  	
  25,641,552

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  5C

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Val Basic

  	
   

  	
   

  	
   

  	
  Reserve

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  8C 83 IAM 6.00%

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  467

  	
   

  	
   

  	
   

  	
  SUPP W/ LIFE CONT.

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  8C 83 IAM 6.00%

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2,230

  	
   

  	
   

  	
   

  	
  SUPP W/ LIFE CONT.

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  8C 83 IAM 6.00%

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1,582

  	
   

  	
   

  	
   

  	
  SUPP W/ LIFE CONT.

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  4,279

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  4,279

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  5D

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Val Basic

  	
   

  	
   

  	
   

  	
  Reserve

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  122,497

  	
   

  	
   

  	
   

  	
  ADB Rider - TRAD

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  73

  	
   

  	
   

  	
   

  	
  ADB Rider - ISWL

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  742

  	
   

  	
   

  	
   

  	
  ADB Rider - AMEX

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  123,312

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  123,312

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  5E

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Val Basic

  	
   

  	
   

  	
   

  	
  Reserve

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  31,251

  	
   

  	
   

  	
   

  	
  DISABILITY - Active - TRAD

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  614

  	
   

  	
   

  	
   

  	
  DISABILITY - Active - AMEX

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  31,865

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  31,865

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  5F

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Val Basic

  	
   

  	
   

  	
   

  	
  Reserve

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
  DISABILITY - Disabled - ISWL

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  338,831

  	
   

  	
   

  	
   

  	
  DISABILITY - Disabled - Misc

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1,095

  	
   

  	
   

  	
   

  	
  DISABILITY - Disabled - AMEX

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  45,526

  	
   

  	
   

  	
   

  	
  DISABILITY - Disabled - WCL

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  385,452

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  385,452

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  5G

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


	
  Company

  	
   

  	
  Val Basic

  	
   

  	
   

  	
   

  	
  Reserve

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Type

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  87,940

  	
   

  	
   

  	
   

  	
  Deficiency - ISWL

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  12,597

  	
   

  	
   

  	
   

  	
  Deficiency - Trad

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  356

  	
   

  	
   

  	
   

  	
  GIO - Trad

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  20,875

  	
   

  	
   

  	
   

  	
  Substandard - Misc

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  39

  	
   

  	
   

  	
   

  	
  GIO - Amex

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  n/a

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  4,434

  	
   

  	
   

  	
   

  	
  Deficiency - WCL

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  126,240

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Adjustments

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  126,240

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


Reinsurance


 


	
  Company

  	
   

  	
  Name

  	
   

  	
   

  	
   

  	
  Amount Inforce

  	
   

  	
  Reserve Credit

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  RGA Reinsurance Co.

  	
   

  	
   

  	
   

  	
  11,907,141

  	
   

  	
  32,734

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  RGA Reinsurance Co.

  	
   

  	
   

  	
   

  	
  10,230,806

  	
   

  	
  50,270

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  American United Life Insurance Co.

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Optimum Re Insurance Co.

  	
   

  	
   

  	
   

  	
  365,444

  	
   

  	
  4,696

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Employers Reassurance Corp.

  	
   

  	
   

  	
   

  	
  1,833

  	
   

  	
  29

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  General Re Life Corp.

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Gerling Global Life Reinsurance Co.

  	
   

  	
   

  	
   

  	
  75,000

  	
   

  	
  265

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Gerling Global Life Reinsurance Co.

  	
   

  	
   

  	
   

  	
  1,975,641

  	
   

  	
  10,364

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  5,982,133

  	
   

  	
  613,286

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  4,457,107

  	
   

  	
  81,178

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  173,822

  	
   

  	
  22,823

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  1,118,340

  	
   

  	
  775,973

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  1,263,016

  	
   

  	
  134,572

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  32,918

  	
   

  	
  278

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  563,311

  	
   

  	
  205,762

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  19,862

  	
   

  	
  2,995

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Hannover Life Reassurance Co. of A

  	
   

  	
   

  	
   

  	
  51,853,858

  	
   

  	
  11,613,399

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Munich American Reassurance Co.

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Munich American Reassurance Co.

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Optimum Re Insurance Co.

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Optimum Re Insurance Co.

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Optimum Re Insurance Co.

  	
   

  	
   

  	
   

  	
  6,111,708

  	
   

  	
  5,011

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Optimum Re Insurance Co.

  	
   

  	
   

  	
   

  	
  7,418,064

  	
   

  	
  32,558

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Prudential Insurance Co. of America

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Swiss Re Life & Health America Inc.

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Swiss Re Life & Health America Inc.

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Swiss Re Life & Health America Inc.

  	
   

  	
   

  	
   

  	
  31,813,724

  	
   

  	
  2,496,064

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Swiss Re Life & Health America Inc.

  	
   

  	
   

  	
   

  	
  1,309,982

  	
   

  	
  11,584

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Swiss Re Life & Health America Inc.

  	
   

  	
   

  	
   

  	
  617,393

  	
   

  	
  371,198

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Swiss Re Life & Health America Inc.

  	
   

  	
   

  	
   

  	
  2,156,830

  	
   

  	
  684,461

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Swiss Re Life & Health America Inc.

  	
   

  	
   

  	
   

  	
  37,169,896

  	
   

  	
  8,107,672

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Transamerica Occidental Life Insuran

  	
   

  	
   

  	
   

  	
  1,280,829

  	
   

  	
  7,075

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Transamerica Occidental Life Insuran

  	
   

  	
   

  	
   

  	
  375,000

  	
   

  	
  1,323

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Wilton Reassurance Co.

  	
   

  	
   

  	
   

  	
  10,357,170

  	
   

  	
  342,103

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  Transamerica Occidental Life Insuran

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  004

  	
   

  	
  European Reinsurance Co. of Zurich

  	
   

  	
   

  	
   

  	
  11,710,151

  	
   

  	
  9,287,977

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  TOTAL

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  200,340,979

  	
   

  	
  34,895,649

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 


AMERICAN PIONEER


 


	
  Exhibit

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Amount Inforce

  	
   

  	
  Statutory Reserve

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  5A

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  432,978,327

  	
   

  	
  75,488,595

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  5B

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  22,212,766

  	
   

  	
  25,641,552

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  5C

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  4,279

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  5D

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  123,312

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  5E

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  31,865

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  5F

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  385,452

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  5G

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  126,240

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  432,978,327

  	
   

  	
  101,801,296

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Actual

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  432,986,000

  	
   

  	
  101,801,295

  	
   

  	
  7,673

  	
   

  	
  (0)

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total CEDED

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  200,340,979

  	
   

  	
  34,895,649

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Ajustments

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  —

  	
   

  	
  —

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 

















 


	
  Total

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  200,340,979

  	
   

  	
  34,895,649

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Actual

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  200,341,000

  	
   

  	
  34,895,649

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total NET

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  232,637,347

  	
   

  	
  66,905,647

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Actual

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  232,645,000

  	
   

  	
  66,905,647

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Wilton Coverage Adjustment

  	
   

  	
   

  	
   

  	
  3,452,390

  	
   

  	
  114,034

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Total After Wilton removed

  	
   

  	
   

  	
   

  	
  229,192,610

  	
   

  	
  66,791,613

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  



 

















 


Exhibit B


 


STATUTORY
RESERVES AND LIABILITIES BY POLICY


 


The Ceding Company sent the information on Exhibit B to the Reinsurer via a CD
data file on Friday, April 10, 2009. The Reinsurer received the
information on Monday, April 13, 2009.


 


B-1

















 


Exhibit C


 


TRANSFERRED
ASSETS


 


The Transferred Assets
shall be within one of the following two (2) categories:


 


1. Cash


 


2. United States Dollar-Denominated
Securities issued or guaranteed by the United States Treasury.


 


Valuation of Assets


 


(a) By 5:00 p.m. on the fifth (5th) Business Day prior to the Closing Date, the parties
by mutual agreement shall designate certain Transferred Assets as “IDC  Assets”, provided that IDC quotes prices for such
Transferred Assets. All Transferred Assets not designated as IDC Assets shall
be designated “Brokers Assets.” If
the parties cannot agree on the designation of any particular Transferred Asset
as an “IDC Asset”, such Transferred Asset shall be conclusively deemed to be a
Brokers Asset. The fair market value of each Transferred Asset that is an IDC
Asset and each Transferred Asset that is a Brokers Asset shall be determined as
follows:


 


(i) No later than
9:00 a.m. on the Business Day immediately prior to the Closing Date,
Reinsurer shall submit to IDC the CUSIP number (or other unique identifier if
CUSIP is not available) and face amount of each IDC Asset and request that IDC
provide in writing as promptly as practicable to the Ceding Company and the
Reinsurer each such Transferred Asset’s price (for the given face amount) as of
approximately 3:00 p.m. on such Business Day. The price quoted by IDC
shall be referred to as the “IDC Price”.


 


(ii) No later than
5:00 p.m. on the fourth (4th)
Business Day prior to the Closing Date, the Reinsurer shall submit
simultaneously to each of the three (3) Brokers the CUSIP number (or other
unique identifier if CUSIP is not available) and face amount of each Brokers
Asset and request that each Broker provide in writing as promptly as
practicable to the Ceding Company and the Reinsurer each such Transferred
Asset’s price (for the given face amount), with such price setting forth the
bid value and ask value of each such Transferred Asset as of approximately
3:00 p.m. on the Business Day immediately prior to the Closing Date. The
price quoted by each Broker for each Brokers Asset shall be the average of such
bid and ask price and shall be designated as the “Broker’s Quote” for each such Brokers Asset.


 


(iii) The Reinsurer
and the Ceding Company together shall review the IDC Prices and Brokers’ Quotes
for any errors and omissions or other disagreements (together, “Disagreements”). If the Reinsurer or the
Ceding Company reasonably determines that there exists any Disagreement, the
Reinsurer and the Ceding Company shall immediately notify IDC or the applicable
Broker, as the case may be, and use their commercially reasonable efforts to
determine and resolve with the applicable party any such Disagreement prior to
the Closing, or as promptly as practicable after the Closing, in accordance
with the principles set forth in this Exhibit C.


 


C-1

















 


(b) The fair market value of each IDC Asset shall
be the IDC Price. The fair market value of each Brokers Asset is the Broker’s
Quote remaining for such asset after discarding the highest and lowest Broker’s
Quote for such asset.  Such fair market
values for the IDC and Brokers Assets shall be referred to as the “Fair Market Value” of such asset.


 


(c) For purposes of this Exhibit C:


 


(i) “Brokers”
means the following brokers: Citigroup, Merrill Lynch & Co. and
JPMorgan Chase & Co.; provided,
that, if any such broker does not provide a Brokers Quote or hereafter becomes
an Affiliate of the Reinsurer or the Ceding Company, the parties shall mutually
decide in good faith whether to proceed without such Brokers Quote or to
identify a mutually acceptable replacement broker.


 


(ii) “IDC”
means the pricing and quotation service offered by Financial Time Interactive
Data Corp.


 


C-2