<TABLE> <S> <C>

<ARTICLE>   9
<MULTIPLIER>                                         1,000

<S>                                                  <C>
<PERIOD-TYPE>                                        YEAR
<FISCAL-YEAR-END>                                    DEC-31-1999
<PERIOD-START>                                       JAN-01-1999
<PERIOD-END>                                         DEC-31-1999
<CASH>                                                      317,624
<INT-BEARING-DEPOSITS>                                            0
<FED-FUNDS-SOLD>                                              5,300
<TRADING-ASSETS>                                            117,837
<INVESTMENTS-HELD-FOR-SALE>                               1,201,892
<INVESTMENTS-CARRYING>                                    1,664,257
<INVESTMENTS-MARKET>                                      1,155,447
<LOANS>                                                   2,961,088
<ALLOWANCE>                                                  38,382
<TOTAL-ASSETS>                                            6,635,793
<DEPOSITS>                                                5,608,920
<SHORT-TERM>                                                558,092
<LIABILITIES-OTHER>                                          30,997
<LONG-TERM>                                                  80,500
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<COMMON>                                                     44,418
<OTHER-SE>                                                  312,866
<TOTAL-LIABILITIES-AND-EQUITY>                            6,635,793
<INTEREST-LOAN>                                             215,170
<INTEREST-INVEST>                                           170,300
<INTEREST-OTHER>                                                978
<INTEREST-TOTAL>                                            386,448
<INTEREST-DEPOSIT>                                          125,130
<INTEREST-EXPENSE>                                          142,081
<INTEREST-INCOME-NET>                                       244,367
<LOAN-LOSSES>                                                 9,175
<SECURITIES-GAINS>                                            2,582
<EXPENSE-OTHER>                                             251,423
<INCOME-PRETAX>                                              98,365
<INCOME-PRE-EXTRAORDINARY>                                   98,365
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                 65,960
<EPS-BASIC>                                                    2.26
<EPS-DILUTED>                                                  2.17
<YIELD-ACTUAL>                                                 4.65
<LOANS-NON>                                                   8,213
<LOANS-PAST>                                                    499
<LOANS-TROUBLED>                                                469
<LOANS-PROBLEM>                                              26,584
<ALLOWANCE-OPEN>                                             30,298
<CHARGE-OFFS>                                                 2,058
<RECOVERIES>                                                    967
<ALLOWANCE-CLOSE>                                            38,382
<ALLOWANCE-DOMESTIC>                                         38,382
<ALLOWANCE-FOREIGN>                                               0
<ALLOWANCE-UNALLOCATED>                                           0


</TABLE>