<TABLE> <S> <C>

<ARTICLE>                                                 9
<RESTATED>
<MULTIPLIER>                                          1,000

<S>                                                     <C>
<PERIOD-TYPE>                                         9-MOS
<FISCAL-YEAR-END>                                 DEC-31-1996
<PERIOD-START>                                    JAN-01-1996
<PERIOD-END>                                      SEP-30-1996
<CASH>                                              149,872
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                     15,380
<TRADING-ASSETS>                                      3,203
<INVESTMENTS-HELD-FOR-SALE>                         792,220
<INVESTMENTS-CARRYING>                              763,566
<INVESTMENTS-MARKET>                                733,299
<LOANS>                                           1,224,001
<ALLOWANCE>                                          16,863
<TOTAL-ASSETS>                                    3,077,634
<DEPOSITS>                                        2,823,872
<SHORT-TERM>                                         25,000
<LIABILITIES-OTHER>                                   7,039
<LONG-TERM>                                          26,590
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                           7,536
<COMMON>                                             22,360
<OTHER-SE>                                          165,237
<TOTAL-LIABILITIES-AND-EQUITY>                    3,077,634
<INTEREST-LOAN>                                      77,110
<INTEREST-INVEST>                                    69,093
<INTEREST-OTHER>                                      2,053
<INTEREST-TOTAL>                                    148,256
<INTEREST-DEPOSIT>                                   53,896
<INTEREST-EXPENSE>                                   56,537
<INTEREST-INCOME-NET>                                91,719
<LOAN-LOSSES>                                         2,548
<SECURITIES-GAINS>                                      855
<EXPENSE-OTHER>                                      77,786
<INCOME-PRETAX>                                      33,729
<INCOME-PRE-EXTRAORDINARY>                           33,729
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                         21,805
<EPS-PRIMARY>                                          1.49
<EPS-DILUTED>                                          1.33
<YIELD-ACTUAL>                                         4.71
<LOANS-NON>                                          10,768
<LOANS-PAST>                                            632
<LOANS-TROUBLED>                                        550
<LOANS-PROBLEM>                                      12,100
<ALLOWANCE-OPEN>                                     16,014
<CHARGE-OFFS>                                         2,261
<RECOVERIES>                                            562
<ALLOWANCE-CLOSE>                                    16,863
<ALLOWANCE-DOMESTIC>                                 16,863
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0


</TABLE>