VOLUME 3, FALL 2009 

Office of As we

Preside Servicemembers’ focus o Group followi Life

Insurance “Our 2

21st Ce

OSGLI Secret

times,

CREATE A VGLI Vetera

ONLINE ACCOUNT TODAY We un

with yo Here’s how: the foll

♦ Log on to

www.insurance.va.gov

♦ Select “Online Policy       

Access”

♦ Under Veterans’ Group Life

Insurance (VGLI), click the

“access your policy         

information” link

♦ Click on the “First Time

User” button

Enter your:

♦ Social Security Number

♦ Last Name, and O

♦ Control Number

Your Control Number ap‐

pears on your bill and most

other correspondence from

OSGLI (Do not use the       0001)

Save between 2.5% and 5% by changi

your Billing Frequency

You can change your Billing Frequency

online or by calling Customer Service

This example is for a VGLI member be

tween 30‐34 with $400,000 in coverag

Please note: Billing statements and ra

charts already reflect the discount

Thank you for your service. Ple

Veterans

’ Group Life

Insurance News

LOOKING FORWARD

plan the direction of OSGLI for the next several years, the OSGLI team embraces

nt Obama and Secretary Shinseki’s plans for the Department of Veterans Affairs. Our

n enhanced technology and seamless access for veterans is closely aligned with the

ng remarks taken from the VA website:

010 budget represents the President’s vision for how VA will transform into a

ntury organization that is Veteran‐centric, results‐driven, and forward‐looking,”          

ary of Veterans Affairs Eric K. Shinseki said. “This transformation is demanded by new

new technologies, new demographic realities, and new commitments to today’s       

ns.”

derstand how important it is to offer many forms of technology when communicating

u. We consider the needs of the entire veteran population and are pleased to offer you

owing services:

Access the VGLI Website: www.insurance.va.gov

From left hand menu select “Online Policy Access” Se‐

Online lect VGLI under “access your policy information”

Sign on or Apply Online to create an account

You can email us at: osgli.osgli@prudential.com

800‐419‐1473 (Toll Free, Worldwide) Customer Service

800‐236‐6142 (Fax) Phone & Fax

OSGLI

Mail PO Box 41618

Philadelphia, PA 19176‐1618

NLINE ACCOUNT FEATURES

Pay your bill                           View       payment history

View your beneficiary             Change your beneficiary

View your coverage details Print a copy of your Certificate of Insurance

Change coverage amount        Change       billing frequency

Request reinstatement Change your contact information

SAVE UP TO 5% ON YOUR VGLI PREMIUM!

ng

Payment    Premium      Discount Premium        Annual

Options (without discount) Rate (with discount) Savings

Monthly $40.00 0.00% $40.00 $0.00

‐ Quarterly $120.00 2.50% $117.00 $12.00

e Semiannually $240.00 3.75% $231.00 $18.00

te Annually $480.00 5.00% $456.00 $24.00

ase send questions, comments and suggestions to osgli.osgli@prudential.com
VOLUME 3, FALL 2009 

Veterans’ Group Life Insurance News 

REMINDER OF IMPORTANT BENEFIT FEATURES IS YOUR BENEFICIARY DESIGNATION CURRENT?

Did you know...... Each year you are ♦ You can choose any

encouraged to review your beneficiary you want

♦ You can have your VGLI premium deducted from your life insurance beneficiary ♦ You can change your military retirement pay or VA compensation payments.   designation.  A change in beneficiary at any time You can apply for the service through your VGLI online your marital status, the

account or by calling Customer Service. addition of a child or the ♦ You can download and

♦ You have 5 years to apply for VGLI reinstatement after a death of a loved one are just mail your Beneficiary

voluntary cancellation or lapse. This includes a VGLI        some of the reasons to make Designation form to OSGLI

cancellation for a return to duty. If you cancelled your   certain your beneficiary

VGLI  because you returned to duty, you can apply for a designation is current.  A If your beneficiary is a Trust ,

new VGLI policy based on your SGLI coverage amount at current designation is the the Trust documents are

separation or you can apply to reinstate your prior VGLI.   best way to make sure your needed when a claim is

For a new VGLI policy, you have 120 days from your date life insurance proceeds are submitted.  Meet with a

of separation to apply with no medical questions, plus an   distributed according to your professional financial or

additional year with medical questions. Compare your   wishes. estate planner to help you

prior VGLI amount and your most recent SGLI amount to create these documents.  

determine the coverage that best meets your needs. Things to remember...  

♦ Your VGLI policy has an accelerated benefit option.      Make sure your life insurance

Members who have a life expectancy of 9 months or less ♦ You can submit your is paid according to your

may be able to receive up to 50% of their coverage. Call         beneficiary changes online wishes.  Update Your

Customer Service for details. from your VGLI Account Beneficiary Today!

SURVEY, SURVEYS, SURVEYS!

Love them or hate them, surveys are a very good way for an organization to get a better understanding of how its customers

think they are performing. OSGLI hosts both telephone and web surveys. We evaluate the results and we make changes based on

your feedback. If you choose not to participate in the telephone or web survey but still want to send us your feedback, please

send an email to: osgli.osgli@prudential.com or USPS mail to the address on the front page. Your feedback is important to us!

HOW MUCH LIFE INSURANCE ? FREE FINANCIAL COUNSELING

How much life insurance do I need.....how much will it cost? At a time of loss, sound financial advice can make a stressful

There are two calculators online to help you evaluate both of experience a little more manageable.  VGLI beneficiaries can

these important questions.   request free financial counseling for up to two years following

benefit payment.

Find the Insurance Needs Calculator at  www.insurance.va.gov.  

From the left menu bar, select “Life Insurance Tools”, and then The financial representatives do not sell any services and are

select “Insurance Needs Calculator.”  This calculator will help not affiliated with an investment firm or bank. This benefit is

you identify your financial obligations and evaluate the finan‐ coordinated by the Department of Veterans Affairs.

cial needs of your survivors.

If you know a beneficiary in need of assistance with financial

From your VGLI online account you can use the Premium   planning, please encourage them to call 888‐243‐7351 or

Calculator. This tool will price different levels of coverage email fcs@financialpoint.com.  

based on your age and coverage amounts. Use this helpful tool

to assist you in determining the cost of different coverage No question is too simple, no problem too small!

amounts.

Thank you for your service. Please send questions, comments and suggestions to osgli.osgli@prudential.com