----

----

|        (1) | a      statement that the shareholders have a right to dissent and obtain payment      of the fair value of their shares by complying with the provisions of      Subchapter 15D (relating to dissenters rights);  and |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (2) | a      copy of Subchapter 15D. |
|-----------------|--------------------------------|

|        (1) | Every      shareholder entitled to vote at a meeting of shareholders may authorize      another person to act for the shareholder by  proxy. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------|

|        (2) | The      presence of, or vote or other action at a meeting of shareholders by a      proxy of a shareholder shall constitute the presence of, or vote or action      by the shareholder. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (3) | Where      two or more proxies of a shareholder are present, the corporation shall,      unless otherwise expressly provided in the proxy, accept as the vote of      all shares represented thereby the vote cast by a majority of them and, if      a majority of the proxies cannot agree whether the shares represented      shall be voted or upon the manner of voting the shares, the voting of the      shares shall be divided equally among those  persons. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (1) | may      be treated as properly executed for purposes of this subsection;      and |
|-----------------|------------------------------------------------------------------------------------|

|        (2) | shall      be so treated if it sets forth a confidential and unique identification      number or other mark furnished by the corporation to the shareholder for      the purposes of a particular meeting or  transaction. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (1) | if      only one or more of such persons is present in person or by proxy, all of      the shares standing in the names of such persons shall be deemed to be      represented for the purpose of determining a quorum and the corporation      shall accept as the vote of all the shares the vote cast by a joint owner      or a majority of them; and |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (2) | if      the persons are equally divided upon whether the shares held by them shall      be voted or upon the manner of voting the shares, the voting of the shares      shall be divided equally among the persons without prejudice to the rights      of the joint owners or the beneficial owners thereof among      themselves. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (1) | the      record date for determining shareholders entitled to notice of or to vote      at a meeting of shareholders shall be at the close of business on the day      next preceding the day on which notice isgiven. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (2) | the      record date for determining shareholders for any other purpose shall be at      the close of business on the day on which the board of directors adopts      the resolution relating thereto. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (1) | the      name and address of the shareholder who intends to make the nomination and      of the person or persons to benominated; |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------|

|        (2) | a      representation that the shareholder is a holder of record of shares of the      corporation entitled to vote at the meeting and intends to appear in      person or by proxy at the meeting to nominate the person or persons      specified in the notice; |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (3) | a      description of all arrangements or understandings between the shareholder      and each nominee and any other person or persons (naming such person or      persons) pursuant to which the nomination or nominations are to be made by      the shareholder; |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (4) | such      other information regarding each nominee proposed by the shareholder as      would be required to be included in a proxy statement filed pursuant to      the proxy rules of the Securities and Exchange Commission if the nominee      had been nominated by the board of directors;  and |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (5) | the      written consent of each nominee, signed by such nominee, to serve as a      director of the corporation if soelected. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------|

|        (1) | each      class shall be as nearly equal in number as  possible. |
|-----------------|------------------------------------------------------------------|

|        (2) | the      term of office of at least one class shall expire in each      year. |
|-----------------|-------------------------------------------------------------------------------|

|        (3) | the      members of each class shall be elected for a period of three      years. |
|-----------------|-----------------------------------------------------------------------------------|

|        (1) | the      submission to shareholders of any action requiring approval of      shareholders under the Business CorporationLaw. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------|

|        (2) | the      creation or filling of vacancies in the board of  directors. |
|-----------------|-----------------------------------------------------------------------|

|        (3) | the      adoption, amendment or repeal of thesebylaws. |
|-----------------|--------------------------------------------------------|

|        (4) | the      amendment or repeal of any resolution of the board that by its terms is      amendable or repealable only by theboard. |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------|

|        (5) | action      on matters committed by a resolution of the board of directors to another      committee of the board. |
|-----------------|--------------------------------------------------------------------------------------------------------------------|

|        (1) | the      corporation shall be deemed to have requested an officer, director,      employee or agent to serve as fiduciary with respect to an employee      benefit plan where the performance by such person of duties to the      corporation also imposes duties on, or otherwise involves services by,      such person as a fiduciary with respect to the  plan; |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (2) | excise      taxes assessed with respect to any transaction with an employee benefit      plan shall be deemed "fines"; and |
|-----------------|----------------------------------------------------------------------------------------------------------------------------|

|        (3) | action      taken or omitted by such person with respect to an employee benefit plan      in the performance of duties for a purpose reasonably believed to be in      the interest of the participants and beneficiaries of the plan shall be      deemed to be for a purpose which is not opposed to the best interests of      the corporation. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (1) | the      material facts as to the relationship or interest and as to the contract      or transaction are disclosed or are known to the board of directors and      the board authorizes the contract or transaction by the affirmative votes      of a majority of the disinterested directors even though the disinterested      directors are less than a quorum; |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (2) | the      material facts as to his or her relationship or interest and as to the      contract or transaction are disclosed or are known to the shareholders      entitled to vote thereon and the contract or transaction is specifically      approved in good faith by vote of those shareholders;  or |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|        (3) | the      contract or transaction is fair as to the corporation as of the time it is      authorized, approved or ratified by the board of directors or the      shareholders. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|   |                                          | Bus.      Corp. Law                                    |
|--------|-----------------------------------------------|--------------------------------------------------------|
|   | BYLAW                                         | SECTION                                                |
|   |                                          |                                                   |
|   | 1.01                                          | 1507                                                   |
|   | 1.02                                          | 1502(a)(15)                                            |
|   | 1.03                                          | 1554                                                   |
|   |                                          |                                                   |
|   | 2.01                                          | 1702                                                   |
|   | 2.02                                          | 1703(b)                                                |
|   | 2.03(a)                                       | 1704(b)      and (c)                                   |
|   |        (b) | 1504(a)                                                |
|   |        (c) | 1906(c),      1913(a), 1923(a), 1952(c), 1962(b), 1973 |
|   |        (d) | 1571(d)                                                |
|   | 2.04                                          | 1705                                                   |
|   | 2.05                                          | 1706                                                   |
|   | 2.06                                          | 1707                                                   |
|   | 2.07                                          | 1708                                                   |
|   |                                          |                                                   |
|   | 3.01                                          | 1704(a)                                                |
|   | 3.02                                          | 1755(a)                                                |
|   | 3.03                                          | 1755(b),      2521                                     |
|   | 3.04(a)                                       | 1756(a)(1),      1762(c)                               |
|   |        (b) | 1756(a)(2)                                             |
|   |        (c) | 1755(c),      1756(a)(3), 2522                         |
|   |        (d) | 1756(b)(1)                                             |
|   |        (e) | 1756(b)(2)                                             |
|   | 3.05                                          | 1726(a)(4),      1757(a), 1766(a)                      |
|   | 3.06                                          | none                                                   |
|   | 3.07                                          | 1758(a)                                                |
|   | 3.08(a)                                       | 1759(a)                                                |
|   |        (b) | 1759(b)                                                |
|   |        (c) | 1757(c)                                                |
|   |        (d) | 1759(e)                                                |
|   | 3.09                                          | 1760                                                   |
|   | 3.10                                          | 1761                                                   |
|   | 3.11                                          | 1762(a),      (c)                                      |
|   | 3.12                                          | 1763                                                   |
|   | 3.13                                          | 1764                                                   |
|   | 3.14                                          | 1765                                                   |
|   | 3.15                                          | 1769(a)                                                |
|   | 3.16                                          | 1504(a)                                                |
|   |                                          |                                                   |
|   |                                          | BCL                                                    |
|   | BYLAW                                         | SECTION                                                |
|   | 4.01(a)                                       | 1721                                                   |
|   |        (b) | 1712                                                   |
|   |        (c) | 1715                                                   |
|   | 4.02(a)                                       | 1722                                                   |
|   |        (b) | 1758(b)                                                |
|   |        (c) | 1725(a)                                                |
|   |        (d) | 1725(c)                                                |
|   | 4.03(a)                                       | 1723                                                   |
|   |        (b) | 1724(a)                                                |
|   |        (c) | 1724(a)                                                |
|   |        (d) | 1724(b);      Articles of Incorporation, Section 7(a)  |
|   | 4.04                                          | 1725(b);      Articles of Incorporation, Section 7(a)  |
|   | 4.05                                          | 1726;      Articles of Incorporation, Section 7(b)     |
|   | 4.06                                          | 1703(a)                                                |
|   | 4.07                                          | none                                                   |
|   | 4.08                                          | none                                                   |
|   | 4.09                                          | none                                                   |
|   | 4.10                                          | 1727                                                   |
|   | 4.11                                          | 1731                                                   |
|   | 4.12                                          | 1730                                                   |
|   |                                          |                                                   |
|   | 5.01                                          | 1732(a),      1712                                     |
|   | 5.02                                          | 1732(a)                                                |
|   | 5.03                                          | 1732(a)                                                |
|   | 5.04                                          | 1733                                                   |
|   | 5.05                                          | 1732(a)                                                |
|   | 5.06                                          | 1732(b)                                                |
|   | 5.07                                          | none                                                   |
|   | 5.08                                          | none                                                   |
|   | 5.09                                          | none                                                   |
|   | 5.10                                          | none                                                   |
|   | 5.11                                          | none                                                   |
|   | 5.12                                          | none                                                   |
|   | 5.13                                          | none                                                   |
|   |                                          |                                                   |
|   | 6.01(a)                                       | 1528(c),      (d)                                      |
|   |        (b) | 1508(a),      1732(b)                                  |
|   | 6.02                                          | none                                                   |
|   | 6.03                                          | 1529(a)                                                |
|   | 6.04                                          | 1103      (shareholder), 1764(b)                       |
|   | 6.05                                          | none                                                   |
|   |                                          |                                                   |
|   |                                          | BCL                                                    |
|   | BYLAW                                         | SECTION                                                |
|   | 6.06                                          | none                                                   |
|   | 7.01                                          | 1746                                                   |
|   | 7.02                                          | 1746                                                   |
|   | 7.03                                          | 1746                                                   |
|   | 7.04                                          | 1746                                                   |
|   | 7.05                                          | 1746                                                   |
|   | 7.06                                          | 1746                                                   |
|   |                                          |                                                   |
|   | 8.01                                          | 1502(a)(3);      cf. 1109 and  1506(b)                 |
|   | 8.02                                          | 1504                                                   |
|   | 8.03                                          | 1504                                                   |
|   | 8.04                                          | 1728                                                   |
|   | 8.05                                          | 1504                                                   |
|   | 8.06                                          | 1508(a),      (b)                                      |
|   | 8.07                                          | Subch.      25E                                        |
|   | 8.08                                          | Subch.      25G                                        |
|   | 8.09                                          | Subch.      25H                                        |
|   | 8.10                                          | 1504                                                   |

----