----

|   | Amendment      to |
|--------|-------------------|

|   | Amended      and Restated Receivables Purchase Agreement |
|--------|----------------------------------------------------------|

----

|   | Amendment      to |
|--------|-------------------|

|   | Amended      and Restated Receivables Purchase Agreement |
|--------|----------------------------------------------------------|

----

|   | Amendment      to |
|--------|-------------------|

|   | Amended      and Restated Receivables Purchase Agreement |
|--------|----------------------------------------------------------|

----

| CATALOG RECEIVABLES      LLC,as      Seller  By: _____________________________Name:  Kirk      R. SimmeTitle:    Vice      President    |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                            |
|                                                                                                                                                                            |
| SPIRIT OF AMERICA, INC.,      as Servicer  By:      _____________________________Name:  Kirk      R. SimmeTitle:    Vice      President |

|   | Amendment to |
|--------|--------------|

|   | Amended      and Restated Receivables Purchase Agreement |
|--------|----------------------------------------------------------|

----

| SHEFFIELD RECEIVABLES      CORPORATION,as      Purchaser                                                                                                                                                   |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                       |
| By:      BARCLAYS BANK PLC, as attorney-in-fact  By:      ______________________________________Name:      ____________________________________Title:      _____________________________________ |
|                                                                                                                                                                                                       |
| BARCLAYS BANK PLC, as      Administrator  By:      ______________________________________Name:      ____________________________________Title:      _____________________________________        |

|   | Amendment to |
|--------|--------------|

|   | Amended      and Restated Receivables Purchase Agreement |
|--------|----------------------------------------------------------|

----

| FASHION      SERVICE CORP.                                                                                               |
|--------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                     |
|                                                                                                                     |
| By:_________________________________Name:  Kirk      R. SimmeTitle:    Vice      President |

|   | Amendment to |
|--------|--------------|

|   | Amended      and Restated Receivables Purchase Agreement |
|--------|----------------------------------------------------------|

----