25438 Federal Register / Vol. 77, No. 83 / Monday, April 30, 2012 / Notices 

and/or fairness of the information 

contained within, and to determine the 

role that the appraisal played in the 

credit decision. Applicants use the selftesting disclosure to facilitate 

understanding of creditors’ information 

collection, including its optionality. 

Type of Review: Extension of a 

currently approved collection. 

Affected Public: Businesses or other 

for profits. 

Estimated Number of Responses: 

500,500. 

Estimated Time per Response: 3 

Hours. 

Estimated Total Annual Burden 

Hours: 1,502,000. 

Dated: April 6, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–10282 Filed 4–27–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Submission for OMB Review; 

Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for 

comments. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

opportunity to comment on proposed 

and/or continuing information 

collections, as required by the 

Paperwork Reduction Act of 1995, 

Public Law 104–13 (44 U.S.C. 

3507(a)(1)(D)). The Bureau is soliciting 

comments regarding the information 

collection requirements relating to the 

Privacy of Consumer Financial 

Information that have been submitted to 

the Office of Management and Budget 

for review and approval. A copy of the 

submission may be obtained by 

contacting the agency contact listed 

below. 

DATES: Written comments are 

encouraged and must be received on or 

before May 30, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by OMB number 3170–0010, 

by any of the following methods: 

• Agency Contact: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC, 20552: (202) 435–7741: 

CFPB_Public_PRA@cfpb.gov. 

• OMB Reviewer: Shagufta Ahmed, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

Washington, DC 20503; (202) 395–7873. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau, (Attention: 

Joseph Durbala, PRA Office) 1700 G 

Street NW., Washington, DC 20552, or 

through the internet at 

CFPB_Public_PRA@cfpb.gov. 

SUPPLEMENTARY INFORMATION: Title: 

Privacy of Consumer Financial 

Information (Regulation P) 12 CFR Part 

1016. OMB Number: 3170–0010. 

Form Number: N/A. 

Abstract: Section 502 of the GrammLeach-Bliley Act (GLB Act) (Pub. L. 

106–102) generally prohibits a financial 

institution from sharing nonpublic 

personal information about a consumer 

with nonaffiliated third parties unless 

the institution satisfies various 

disclosure requirements (including 

provision of initial privacy notices, 

annual notices, notices of revisions to 

the institution’s privacy policy, and optout notices) and the consumer has not 

elected to opt out of the information 

sharing. The CFPB is promulgating 

regulations to implement the GLB Act’s 

notice requirements and restrictions on 

a financial institution’s ability to 

disclose nonpublic personal information 

about consumers to nonaffiliated third 

parties. 

Type of Review: Extension of a 

currently approved collection. 

Affected Public: Businesses or other 

for profits. 

Estimated Number of Responses: 

467,213. 

Estimated Time per Response: 1 hour 

6 minutes. 

Estimated Total Annual Burden 

Hours: 516,000. 

Dated: April 6, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–10286 Filed 4–27–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Proposed Collection; Comment 

Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau or CFPB), 

as part of its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

opportunity to comment on proposed 

and/or continuing information 

collections, as required by the 

Paperwork Reduction Act of 1995, 

Public Law 104–13 (44 U.S.C. 

3506(c)(2)(A)). Currently, the Bureau is 

soliciting comments concerning the 

information collection efforts relating to 

the Office of Intergovernmental Affairs 

Outreach Activities. 

DATES: Written comments are 

encouraged and must be received on or 

before June 29, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments 

by any of the following methods: 

• Electronic: 

CFPB_Public_PRA@cfpb.gov. 

• Mail/Hand Delivery/Courier: Direct 

all written comments to Consumer 

Financial Protection Bureau, (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC 20552. Instructions: All 

submission should include agency name 

and proposed collection title. Comments 

will be available for public inspection 

and copying at 1700 G Street NW., 

Washington, DC 20552 on official 

business days between the hours of 

10 a.m. and 5 p.m. Eastern Time. You 

can make an appointment to inspect 

comments by telephoning (202) 435– 

7275. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

You should only submit information 

that you wish to make available 

publicly. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information or 

copies of the documents contained 

under this approval number should be 

directed to R. Joseph Durbala, (202) 

435–7893, at the Consumer Financial 

Protection Bureau, (Attention: PRA 

Office), 1700 G Street NW., Washington, 

DC 20552, or through the internet at 

CFPB_Public_PRA@cfpb.gov. 

SUPPLEMENTARY INFORMATION: Title: 

CFPB Office of Intergovernmental 

Affairs Outreach Activities. 

OMB Number: 3170–XXXX. 

Abstract: The Dodd-Frank Wall Street 

Reform and Consumer Protection Act 

(‘‘Dodd-Frank Act’’) contemplates that 

the Bureau will conduct outreach 

activities, as appropriate. See, e.g., 12 

U.S.C. 5495; 12 U.S.C. 5512(c)(1), 12 

U.S.C. 5493(d), 12 U.S.C. 5493(b)(2), 12 

U.S.C. 5511(c)(6). The Bureau’s Office of 

Intergovernmental Affairs seeks to 

conduct outreach by collecting 

mstockstill on DSK4VPTVN1PROD with NOTICES

Federal Register / Vol. 77, No. 83 / Monday, April 30, 2012 / Notices 25439 

information from state, local, and tribal 

governments related to the Bureau’s 

exercise of its functions under the Dodd 

Frank Act. These governments interact 

closely with consumers and are critical 

partners in promoting transparency and 

competition in the marketplace, 

preventing unfair and unlawfully 

discriminatory practices, and enforcing 

consumer financial laws. The 

information collected through the Office 

of Intergovernmental Affairs Outreach 

Activities will be shared, as appropriate, 

within the Bureau in the exercise of its 

functions, such as the Bureau’s financial 

education, rulemaking, market 

monitoring, outreach to traditionally 

underserved populations, fair lending 

monitoring, supervision, and 

enforcement functions. 

The information collected may be 

used to form policies and programs 

presented to state, local, and tribal 

governments, as well as to other federal 

agencies and the general public. Nearly 

all information collection will involve 

the use of electronic communication or 

other forms of information technology 

and telephonic means. 

Current Actions: Request for new 

approval of collection activities. 

Type of Review: New collection. 

Affected Public: State, Local, or Tribal 

Governments. 

Estimated Number of Responses: 

1,600. 

Estimated Time per Respondent: 2 

hours. 

Estimated Total Annual Burden 

Hours: 3,200. 

An agency may not conduct or 

sponsor, and a person is not required to 

respond to, a collection of information 

unless the collection of information 

displays a valid OMB control number. 

Request for Comments: Comments 

submitted in response to this notice will 

be summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. Comments are invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

agency, including whether the 

information shall have practical utility; 

(b) the accuracy of the agency’s estimate 

of the burden of the collection of 

information, including the validity of 

the methodology and the assumptions 

used; (c) ways to enhance the quality, 

utility, and clarity of the information to 

be collected; and (d) ways to minimize 

the burden of the collection of 

information on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology. 

Dated: April 24, 2012, 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–10288 Filed 4–27–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Submission for OMB Review; 

Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for 

comments. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

opportunity to comment on proposed 

and/or continuing information 

collections, as required by the 

Paperwork Reduction Act of 1995, 

Public Law 104–13 (44 U.S.C. 

3507(a)(1)(D)). The Bureau is soliciting 

comments regarding the information 

collection requirements relating to the 

Mortgage Assistance Relief Services that 

have been submitted to the Office of 

Management and Budget for review and 

approval. A copy of the submission may 

be obtained by contacting the agency 

contact listed below. 

DATES: Written comments are 

encouraged and must be received on or 

before May 30, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by OMB number 3170–0008, 

by any of the following methods: 

• Agency Contact: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC 20552: (202) 435–7741: 

CFPB_Public_PRA@cfpb.gov. 

• OMB Reviewer: Shagufta Ahmed, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

Washington, DC 20503; (202) 395–7873. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau, (Attention: 

Joseph Durbala, PRA Office), 1700 G 

Street NW., Washington, DC 20552, or 

through the internet at 

CFPB_Public_PRA@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Home Mortgage Disclosure Act 

(Regulation C) 12 CFR Part 1003. 

OMB Number: 3170–0008. 

Abstract: The Home Mortgage 

Disclosure Act (HMDA) requires most 

mortgage lenders lending in 

metropolitan areas to collect data about 

their housing-related lending activity. 

Annually, lenders must report those 

data to the appropriate Federal agencies 

and make the data available to the 

public. The CFPB’s regulation requires 

covered financial institutions that meet 

certain thresholds to maintain data 

about home loan applications (e.g., the 

type of loan requested, the purpose of 

the loan, whether the loan was 

approved, and the type of purchaser if 

the loan was later sold), to update the 

information quarterly, and to report the 

information annually. The purpose of 

the information collection is: (i) To help 

determine whether financial institutions 

are serving the housing needs of their 

communities; (ii) to assist public 

officials in distributing public-sector 

investment so as to attract private 

investment to areas where it is needed; 

and (iii) to assist in identifying possible 

discriminatory lending patterns and 

enforcing antidiscrimination statutes. 

The information collection will assist 

the CFPB’s examiners, and examiners of 

other Federal supervisory agencies, in 

determining that the financial 

institutions they supervise comply with 

applicable provisions of HMDA. 

Type of Review: Extension of a 

currently approved collection. 

Affected Public: Businesses or other 

for profits. 

Estimated Number of Responses: 

23,453. 

Estimated Time per Response: 6 hours 

34 minutes. 

Estimated Total Annual Burden 

Hours: 154,000. 

Dated: April 6, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–10287 Filed 4–27–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Submission for OMB Review; 

Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for 

comments. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

mstockstill on DSK4VPTVN1PROD with NOTICES