This section of the FEDERAL REGISTER

contains regulatory documents having general

applicability and legal effect, most of which

are keyed to and codified in the Code of

Federal Regulations, which is published under

50 titles pursuant to 44 U.S.C. 1510.

The Code of Federal Regulations is sold by

the Superintendent of Documents. Prices of

new books are listed in the first FEDERAL

REGISTER issue of each week.

Rules and Regulations Federal Register

69753 

Vol. 78, No. 225 

Thursday, November 21, 2013 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

12 CFR Parts 1002, 1005, 1024, and 

1026 

Agency Information Collection 

Activities; Notice of Office of 

Management and Budget Approval of 

Information Collection Requirements 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice of approval of 

information collection requirements. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995 

(PRA), the Consumer Financial 

Protection Bureau (Bureau) is 

announcing the Office of Management 

and Budget’s (OMB) approval of new 

and revised information collection 

requirements contained in various final 

rules published in the Federal Register. 

See the SUPPLEMENTARY INFORMATION

section below for additional information 

about each OMB approval. 

DATES: Effective November 21, 2013. 

The effective date or dates of each final 

rule listed herein is provided in the 

related final rule or, as applicable, in 

relevant amendments published in the 

Federal Register. 

FOR FURTHER INFORMATION CONTACT: 

PRA-related documentation submitted 

to the OMB for each of the below listed 

final rules is available at 

www.reginfo.gov. Requests for 

additional information should be 

directed to the Bureau’s PRA Officer, 

1700 G Street NW., Washington, DC 

20552, (202) 435–9575, or email: PRA@

cfpb.gov. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501 et seq.) the Bureau 

may not conduct or sponsor, and, 

notwithstanding any other provision of 

law, a respondent is not required to 

respond to, an information collection 

unless it displays a currently valid OMB 

control number. Each final rule 

referenced herein states that affected 

parties do not have to comply with 

certain information collection 

requirements until OMB approves those 

information collection requirements and 

the Bureau publishes a notice in the 

Federal Register announcing this 

approval and the control number 

assigned by OMB. The Bureau hereby 

announces OMB approval of the 

information collection requirements 

contained in the final rules listed in the 

table below and the respective OMB 

control number currently assigned to 

each of the information collections. 

Title of the collection and CFR citation 

Federal Register citation for 

final rule 

OMB Control No. Date approved 

by OMB 

Homeownership Counseling Amendments to the Real Estate Settlement Procedures 

Act (Regulation X)—12 CFR part 1024.

78 FR 6855 3170–0025 04/11/13 

Mortgage Servicing Amendment (Regulation X)—12 CFR part 1024 ............................. 78 FR 10695 3170–0027 04/26/13 

Mortgage Servicing Amendment (Regulation Z)—12 CFR part 1026 ............................. 78 FR 10901 3170–0028 04/17/13 

Appraisals for Higher-Risk Mortgage Loans Amendment (Regulation Z)—12 CFR part 

1026.

78 FR 10367 3170–0026 04/18/13 

Loan Originator Compensation Amendment—12 CFR part 1026 ................................... 78 FR 11279 3170–0031 04/17/13 

Equal Credit Opportunity Act (Regulation B)—12 CFR 1002 .......................................... 78 FR 7215 3170–0013 04/10/13 

Electronic Fund Transfer Act (Regulation E)—12 CFR 1005 .......................................... 78 FR 30661 3170–0014 06/25/13

Ability to Repay and Qualified Mortgage Standards Under the Truth in Lending Act 

(Regulation Z) (Concurrent Proposal)—12 CFR 1026.

78 FR 35429 3170–0035 07/12/13 

The Consumer Financial Protection 

Bureau divided certain proposals to 

amend the Bureau’s Regulations X and 

Z into separate Information Collection 

Requests (ICRs) in the Office of 

Management and Budget (OMB) system 

(accessible at www.reginfo.gov) to ease 

the public’s ability to view and 

understand the individual proposals. 

Subsequent to the finalization of the 

rules, CFPB anticipates that it will 

recombine the portions of Regulations Z 

and X that are broken out in the 

reginfo.gov system into the existing 

control numbers for Regulations X and 

Z. CFPB respondents should continue to 

use the 3170–0015 control number for 

Regulation Z and 3170–0016 control 

number for Regulation X throughout 

this time. 

The Bureau notes that, while OMB 

has approved the information collection 

requirements as contained in the above 

noted final rules, the Bureau’s current 

rules remain in effect and affected 

parties are not required to follow the 

requirements contained in final rules 

listed above until such time as the 

effective date of the respective final 

rule. 

Dated: November 6, 2013. 

Ashwin Vasan, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2013–27337 Filed 11–20–13; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF JUSTICE 

28 CFR Part 16 

[CPCLO Order No. 006–2013] 

Exemption of Records Systems Under 

the Privacy Act 

AGENCY: Executive Office for Organized 

Crime Drug Enforcement Task Forces 

(OCDETF), Department of Justice. 

ACTION: Final rule. 

SUMMARY: The Department of Justice 

(the Department or DOJ) amends its 

Privacy Act regulations for two Privacy 

Act systems of records previously 

entitled the ‘‘Drug Enforcement Task 

Force Evaluation and Reporting 

System,’’ JUSTICE/DAG–003, and the 


tkelley on DSK3SPTVN1PROD with RULES
69754 Federal Register / Vol. 78, No. 225 / Thursday, November 21, 2013 / Rules and Regulations 

‘‘Organized Crime Drug Enforcement 

Task Force Fusion Center and 

International Organized Crime 

Intelligence and Operations Center 

System,’’ JUSTICE/CRM–028. These 

amendments reflect a recent 

reorganization of the Department 

establishing the Executive Office for 

OCDETF as a separate DOJ component, 

and transferring responsibility for these 

systems from the Office of the Deputy 

Attorney General (ODAG) and the 

Criminal Division to this component. In 

light of this departmental 

reorganization, JUSTICE/DAG–003 has 

been renumbered to JUSTICE/OCDETF– 

001 and renamed as the ‘‘Organized 

Crime Drug Enforcement Task Forces 

Management Information System 

(OCDETF MIS),’’ and JUSTICE/CRM– 

028 has been renumbered to JUSTICE/ 

OCDETF–002 while retaining the same 

name. When under the responsibility of 

ODAG and the Criminal Division, these 

systems were exempted from certain 

provisions of the Privacy Act of 1974 by 

exemptions placed in the Code of 

Federal Regulations (CFR) sections 

containing exemptions for ODAG’s and 

the Criminal Division’s Privacy Act 

systems. These amendments remove 

references to these systems from the 

CFR sections for ODAG and Criminal 

Division exemptions and add a new 

section for OCDETF exemptions, which 

continues comparable exemptions for 

these systems in order to avoid 

interference with the law enforcement 

functions and responsibilities of the 

Executive office for OCDETF. 

DATES: This final rule is effective 

November 21, 2013. 

FOR FURTHER INFORMATION CONTACT: Jill 

Aronica, Chief Information Systems 

Section, Executive Office for OCDETF, 

phone 202–514–1860. 

SUPPLEMENTARY INFORMATION: The 

Department published a notice of 

proposed rulemaking (NPRM) reflecting 

these amendments in the Federal 

Register at 78 FR 56852, Sept. 16, 2013. 

(The Department also published 

amended system of records notices 

(SORNs) for JUSTICE/OCDETF–001 at 

78 FR 56737, Sept. 13, 2013, and for 

JUSTICE/OCDETF–002 at 78 FR 56926, 

Sept. 16, 2013.) The Department invited 

public comments on the NPRM (and the 

SORNs). The comment periods closed 

on October 15, 2013, for JUSTICE/

OCDETF–001 and on October 16, 2013, 

for JUSTICE/OCDETF–002 and the 

NPRM. The United States Postal Service 

and the government Web site for 

receiving electronic comments 

continued to operate as usual 

throughout the public comment periods. 

No comments were received on either 

the NPRM or the SORNs. 

List of Subjects in 28 CFR Part 16 

Administrative practice and 

procedure, Courts, Freedom of 

information, Privacy, Sunshine Act. 

Pursuant to the authority vested in the 

Attorney General by 5 U.S.C. 552a and 

delegated to me by Attorney General 

Order 2940–2008, the Department of 

Justice proposes to amend 28 CFR part 

16 as follows: 

PART 16—[AMENDED] 

■ 1. The authority citation for part 16 

continues to read as follows: 

Authority: 5 U.S.C. 301, 552, 552a, 552b(g), 

553; 18 U.S.C. 4203(a)(1); 28 U.S.C. 509, 510, 

534; 31 U.S.C. 3717, 9701. 

Subpart E—Exemption of Records 

Systems Under the Privacy Act 

■ 2. Amend § 16.71 as follows: 

■ a. Revise paragraph (c); 

■ b. Remove the first two sentences of 

paragraph (d); 

■ c. Remove existing paragraph (e)(7); 

and 

■ d. Redesignate paragraph (e)(8) as 

paragraph (e)(7). 

The revision reads as follows: 

§ 16.71 Exemption of the Office of the 

Deputy Attorney General System—limited 

access. 

* * * * * 

(c) The General Files System of the 

Office of the Deputy Attorney General 

(JUSTICE/DAG–013) is exempt from 5 

U.S.C. 552a(c)(3) and (4); (d); (e)(1), (2), 

(3) and (5); and (g). 

* * * * * 

§ 16.91 [Amended] 

■ 3. Amend § 16.91 by removing 

paragraphs (u) and (v). 

§ 16.135 [Added] 

■ 4. Add § 16.135 to subpart E to read 

as follows: 

§ 16.135 Exemptions of Executive Office 

for Organized Crime Drug Enforcement 

Task Forces Systems. 

(a) The following systems of records 

are exempt from 5 U.S.C. 552a(c)(3) and 

(4); (d)(1), (2), (3), and (4); (e)(1), (2), (3), 

(4)(G), (H), and (I), (5), and (8); (f); and 

(g): 

(1) The Organized Crime Drug 

Enforcement Task Forces Management 

Information System (OCDETF MIS) 

(JUSTICE/OCDETF–001); and 

(2) The Organized Crime Drug 

Enforcement Task Force Fusion Center 

and International Organized Crime 

Intelligence and Operations Center 

System (JUSTICE/OCDETF–002). 

(b) These exemptions apply only to 

the extent that information is subject to 

exemption under 5 U.S.C. 552a(j) and/ 

or (k). 

(c) Exemptions from the particular 

paragraphs of this section are justified 

for the following reasons: 

(1) From paragraph (c)(3) of this 

section because to provide the subject 

with an accounting of disclosures of 

records in these systems could inform 

that individual of the existence, nature, 

or scope of an actual or potential law 

enforcement or counterintelligence 

investigation by the Organized Crime 

Drug Enforcement Task Forces, the 

Organized Crime Drug Enforcement 

Task Force Fusion Center, the 

International Organized Crime 

Intelligence and Operations Center, or 

the recipient agency, and could permit 

that individual to take measures to 

avoid detection or apprehension, to 

learn of the identity of witnesses and 

informants, or to destroy evidence, and 

would therefore present a serious 

impediment to law enforcement or 

counterintelligence efforts. In addition, 

disclosure of the accounting would 

amount to notice to the individual of the 

existence of a record. Moreover, release 

of an accounting may reveal information 

that is properly classified pursuant to 

Executive Order. 

(2) From paragraph (c)(4) of this 

section because this paragraph is 

inapplicable to the extent that an 

exemption is being claimed for 

paragraphs (d)(1), (2), (3), and (4) of this 

section. 

(3) From paragraph (d)(1) of this 

section because disclosure of records in 

the system could alert the subject of an 

actual or potential criminal, civil, or 

regulatory violation of the existence of 

that investigation, of the nature and 

scope of the information and evidence 

obtained as to his or her activities, of the 

identity of confidential witnesses and 

informants, of the investigative interest 

of the Organized Crime Drug 

Enforcement Task Forces, the Organized 

Crime Drug Enforcement Task Force 

Fusion Center, the International 

Organized Crime Intelligence and 

Operations Center, and other 

intelligence or law enforcement 

agencies (including those responsible 

for civil proceedings related to laws 

against drug trafficking or related 

financial crimes or international 

organized crime); could lead to the 

destruction of evidence, improper 

influencing of witnesses, fabrication of 

testimony, and/or flight of the subject; 

could reveal the details of a sensitive 

investigative or intelligence technique, 

or the identity of a confidential source; 

or could otherwise impede, 


tkelley on DSK3SPTVN1PROD with RULES
Federal Register / Vol. 78, No. 225 / Thursday, November 21, 2013 / Rules and Regulations 69755 

compromise, or interfere with 

investigative efforts and other related 

law enforcement and/or intelligence 

activities. In addition, disclosure could 

invade the privacy of third parties and/ 

or endanger the life, health, and 

physical safety of law enforcement 

personnel, confidential informants, 

witnesses, and potential crime victims. 

Access to records could also result in 

the release of information properly 

classified pursuant to Executive Order. 

(4) From paragraph (d)(2) of this 

section because amendment of the 

records thought to be inaccurate, 

irrelevant, incomplete, or untimely 

would also interfere with ongoing 

investigations, criminal or civil law 

enforcement proceedings, and other law 

enforcement activities; would impose an 

impossible administrative burden by 

requiring investigations, analyses, and 

reports to be continuously 

reinvestigated and revised; and may 

impact information properly classified 

pursuant to Executive Order. 

(5) From paragraphs (d)(3) and (4) of 

this section because these paragraphs 

are inapplicable to the extent that 

exemption is claimed from paragraphs 

(d)(1) and (2) of this section and for the 

reasons stated in paragraphs (c)(3) and 

(c)(4) of this section. 

(6) From paragraph (e)(1) of this 

section because, in the course of their 

acquisition, collation, and analysis of 

information under the statutory 

authority granted, the Organized Crime 

Drug Enforcement Task Forces, the 

Organized Crime Drug Enforcement 

Task Force Fusion Center, and the 

International Organized Crime 

Intelligence and Operations Center will 

occasionally obtain information, 

including information properly 

classified pursuant to Executive Order, 

that concerns actual or potential 

violations of law that are not strictly 

within their statutory or other authority 

or may compile and maintain 

information which may not be relevant 

to a specific investigation or 

prosecution. This is because it is 

impossible to determine in advance 

what information collected during an 

investigation or in support of these 

mission activities will be important or 

crucial to an investigation. In the 

interests of effective law enforcement, it 

is necessary to retain such information 

in these systems of records because it 

can aid in establishing patterns of 

criminal activity of a suspect and can 

provide valuable leads for federal and 

other law enforcement agencies. This 

consideration applies equally to 

information acquired from, or collated 

or analyzed for, both law enforcement 

agencies and agencies of the U.S. foreign 

intelligence community and military 

community. 

(7) From paragraph (e)(2) of this 

section because in a criminal, civil, or 

regulatory investigation, prosecution, or 

proceeding, the requirement that 

information be collected to the greatest 

extent practicable from the subject 

individual would present a serious 

impediment to law enforcement because 

the subject of the investigation, 

prosecution, or proceeding would be 

placed on notice as to the existence and 

nature of the investigation, prosecution, 

or proceeding and would therefore be 

able to avoid detection or apprehension, 

to influence witnesses improperly, to 

destroy evidence, or to fabricate 

testimony. Moreover, thorough and 

effective investigation and prosecution 

may require seeking information from a 

number of different sources. 

(8) From paragraph (e)(3) of this 

section because to comply with the 

requirements of this paragraph during 

the course of an investigation could 

impede the information-gathering 

process, thus hampering the 

investigation or intelligence gathering. 

Disclosure to an individual of 

investigative interest would put the 

subject on notice of that fact and allow 

the subject an opportunity to engage in 

conduct intended to impede that 

activity or avoid apprehension. 

Disclosure to other individuals would 

likewise put them on notice of what 

might still be a sensitive law 

enforcement interest and could result in 

the further intentional or accidental 

disclosure to the subject or other 

inappropriate recipients, convey 

information that might constitute 

unwarranted invasions of the personal 

privacy of other persons, unnecessarily 

burden law enforcement personnel in 

information-collection activities, and 

chill the willingness of witnesses to 

cooperate. 

(9) From paragraphs (e)(4)(G) and (H) 

of this section because this system is 

exempt from the access and amendment 

provisions of paragraph (d) of this 

section. 

(10) From paragraph (e)(4)(I) to the 

extent that this subsection could be 

interpreted to require more detail 

regarding system record sources than 

has been published in the Federal 

Register. Should this subsection be so 

interpreted, exemption from this 

provision is necessary to protect the 

sources of law enforcement and 

intelligence information and to protect 

the privacy and safety of witnesses and 

informants and other information 

sources. Further, greater specificity 

could compromise other sensitive law 

enforcement information, techniques, 

and processes. 

(11) From subsection (e)(5) because 

the acquisition, collation, and analysis 

of information for law enforcement 

purposes from various agencies does not 

permit a determination in advance or a 

prediction of what information will be 

matched with other information and 

thus whether it is accurate, relevant, 

timely, and complete. With the passage 

of time, seemingly irrelevant or 

untimely information may acquire new 

significance as further investigation 

brings new details to light, and the 

accuracy of such information can often 

only be determined in a court of law. 

The restrictions imposed by subsection 

(e)(5) would restrict the ability of 

trained investigators, intelligence 

analysts, and government attorneys to 

exercise their judgment in collating and 

analyzing information and would 

impede the development of criminal or 

other intelligence necessary for effective 

law enforcement. 

(12) From subsection (e)(8) because 

the individual notice requirements 

could present a serious impediment to 

law enforcement by revealing 

investigative techniques, procedures, 

evidence, or interest, and by interfering 

with the ability to issue warrants or 

subpoenas; could give persons sufficient 

warning to evade investigative efforts; 

and would pose an unacceptable 

administrative burden on the 

maintenance of these records and the 

conduct of the underlying 

investigations. 

(13) From subsections (f) and (g) 

because these subsections are 

inapplicable to the extent that the 

system is exempt from other specific 

subsections of the Privacy Act. 

Dated: November 7, 2013. 

Joo Y. Chung, 

Acting Chief Privacy and Civil Liberties 

Officer, United States Department of Justice. 

[FR Doc. 2013–27130 Filed 11–20–13; 8:45 am] 

BILLING CODE 4410–NY–P 

POSTAL SERVICE 

39 CFR Part 20 

International Product and Price 

Changes 

AGENCY: Postal Service TM

ACTION: Final rule. 

SUMMARY: The Postal Service is revising 

Mailing Standards of the United States 

Postal Service, International Mail 

Manual (IMM®), to reflect the prices, 

product features, and classification 

changes to Competitive Services, as 


tkelley on DSK3SPTVN1PROD with RULES