**From:**Department of Education <noreply@studentloans.gov>

**To:***Borrower’s Email Address from Servicer/NSLDS file*

**Subject: Your student loan payment will increase: [Name], update your info now**

Dear [FIRST_NAME],

You must update your income and family size information, or your monthly student loan payments will increase.

Your monthly student loan payment is based on your income and family size. To continue to make payments based on your income, you must submit proof of this information every year. 

For those who do not submit their information, **the average monthly payment increase is ${AVERAGE].**

Submit your information in 3 simple steps:

1. Click Update Info and log in

2. Select "Complete Income Driven Repayment Plan Request," and then “submit annual documentation for the recalculation of my monthly payment” 

3. Update your tax info automatically by clicking the “IRS Data Retrieval" tool.

We want to work with you to keep your loan payments affordable.  Don’t delay – submit your information today!

Thank you!

[Insert Cindy’s Signature]

Cynthia Battle

U.S. Department of Education

**About Your Servicer**

[SERVICER_NAME] works on behalf of the U.S. Department of Education to manage your billing and loan payments, help you understand your repayment options, and answer questions you have about your loan. You can contact them here:

[Servicer information]

**From:**U.S. Department of Education <noreply@studentloans.gov>

**To:***Borrower’s Email Address from Servicer/NSLDS file*

**Subject: Your student loan payment will increase: [Name], update your info now**

Dear [FIRST_NAME],

You must update your income and family size information, or your monthly student loan payments will increase. 

Your monthly student loan payment is based on your income and family size. To continue to make payments based on your income, you must submit proof of this information every year. 

If you do not submit your information, **your monthly payment will increase by $[NEW-CURRENT].**

Submit your information in 3 simple steps:

1. Click Update Info and log in

2. Select "Complete Income Driven Repayment Plan Request," and then “submit annual documentation for the recalculation of my monthly payment” 

3. Update your tax info automatically by clicking the “IRS Data Retrieval" tool.

We want to work with you to keep your loan payments affordable.  Don’t delay – submit your information today!

Thank you!

[Insert Cindy’s Signature]

Cynthia Battle

U.S. Department of Education

**About Your Servicer**

[SERVICER_NAME] works on behalf of the U.S. Department of Education to manage your billing and loan payments, help you understand your repayment options, and answer questions you have about your loan. You can contact them here:

[Servicer information]

**From:**U.S. Department of Education <noreply@studentloans.gov>

**To:***Borrower’s Email Address from Servicer/NSLDS file*

**Subject: Your student loan payment will increase: [Name], update your info now**

Dear [FIRST_NAME],

You must update your income and family size information by [Date], or your monthly student loan payments will increase.

Your monthly student loan payment is based on your income and family size. To continue to make payments based on your income, you must submit proof of this information every year. 

 For those who do not submit their information, **the average monthly payment increase is ${AVERAGE].**

Submit your information in 3 simple steps:

4. Click Update Info and log in

5. Select "Complete Income Driven Repayment Plan Request," and then “submit annual documentation for the recalculation of my monthly payment” 

6. Update your tax info automatically by clicking the “IRS Data Retrieval" tool.

We want to work with you to keep your loan payments affordable.  Don’t delay – submit your information today!

Thank you!

[Insert Cindy’s Signature]

Cynthia Battle

U.S. Department of Education

**About Your Servicer**

[SERVICER_NAME] works on behalf of the U.S. Department of Education to manage your billing and loan payments, help you understand your repayment options, and answer questions you have about your loan. You can contact them here:

[Servicer information

Department of Education <noreply@studentloans.gov>

**To:***Borrower’s Email Address from Servicer/NSLDS file*

**Subject: Your student loan payment will increase: [Name], update your info now**

Dear [FIRST_NAME],

You must update your income and family size information by [Date], or your monthly student loan payments will increase.

Your monthly student loan payment is based on your income and family size. To continue to make payments based on your income, you must submit proof of this information every year. 

If you do not submit your information, **your monthly payment will increase by $[NEW-CURRENT].**

Submit your information in 3 simple steps:

7. Click Update Info and log in

8. Select "Complete Income Driven Repayment Plan Request," and then “submit annual documentation for the recalculation of my monthly payment” 

9. Update your tax info automatically by clicking the “IRS Data Retrieval" tool.

We want to work with you to keep your loan payments affordable.  Don’t delay – submit your information today!

Thank you!

[Insert Cindy’s Signature]

Cynthia Battle

U.S. Department of Education

**About Your Servicer**

[SERVICER_NAME] works on behalf of the U.S. Department of Education to manage your billing and loan payments, help you understand your repayment options, and answer questions you have about your loan. You can contact them here:

[Servicer information]

“Average w/o date”

“Specific w/o Date”

“Specific w/o date”

“Average Date Included”

“Specific Date Included”