<TABLE> <S> <C>

<ARTICLE> 5
<RESTATED> 
       
<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS                   9-MOS                   YEAR
<FISCAL-YEAR-END>                          JUN-30-1997             JUN-30-1997             JUN-30-1997             JUN-30-1997
<PERIOD-START>                             JUL-01-1996             JUL-01-1996             JUL-01-1997             JUL-01-1996
<PERIOD-END>                               SEP-30-1996             DEC-31-1996             MAR-31-1997             JUN-30-1997
<CASH>                                       6,106,028               3,492,340               5,486,015               8,004,078
<SECURITIES>                                         0                       0                       0                       0
<RECEIVABLES>                                  313,592               1,602,983                 189,607                  70,100
<ALLOWANCES>                                         0                       0                       0                       0
<INVENTORY>                                          0                       0                       0                       0
<CURRENT-ASSETS>                             6,504,662               5,224,957               5,815,842               8,132,247
<PP&E>                                         203,037                 244,222                 248,804                 248,804
<DEPRECIATION>                                  47,666                  61,026                  75,047                  89,171
<TOTAL-ASSETS>                              13,216,239              14,234,316              14,531,752              16,714,127
<CURRENT-LIABILITIES>                        4,177,019               4,639,134               4,091,193               4,359,350
<BONDS>                                      4,120,054               4,120,054               3,820,511               6,469,591
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                         3,855                   3,855                   3,855                   3,855
<OTHER-SE>                                   4,915,312               5,471,273               6,616,193               5,881,331
<TOTAL-LIABILITY-AND-EQUITY>                13,216,239              14,234,316              14,531,752              16,714,127
<SALES>                                      3,950,000               7,758,317              12,059,980              16,665,350
<TOTAL-REVENUES>                             3,950,000               7,758,317              12,059,980              17,019,466
<CGS>                                                0                       0                       0                       0
<TOTAL-COSTS>                                2,482,762               5,306,714               7,719,943              10,412,056
<OTHER-EXPENSES>                                     0                       0                       0                       0
<LOSS-PROVISION>                               241,091                 379,241                 444,143                 540,151
<INTEREST-EXPENSE>                              15,750                 119,000                 222,250                 320,250
<INCOME-PRETAX>                              1,508,141               2,466,100               4,345,020               6,287,160
<INCOME-TAX>                                   715,000               1,117,000               1,851,000               2,528,000
<INCOME-CONTINUING>                            793,141               1,349,100               2,494,020               3,759,160
<DISCONTINUED>                                       0                       0                       0                       0
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                   793,141               1,349,100               2,494,020               3,759,160
<EPS-PRIMARY>                                      .07<F1>                 .19<F1>                 .41<F1>                 .67<F1>
<EPS-DILUTED>                                      .07<F2>                 .18<F2>                 .40<F2>                 .66<F2>
<FN>
<F1>EPS IS REPORTED AS "BASIC EPS" AS PRESERIBED BY SFAS NO. 128.
<F2>EPS IS REPORTED AS "DILUTED EPS" AS PRESCRIBED BY SFAS NO. 128.
</FN>
        

</TABLE>