**Exhibit99.1**

 

Chief ExecutiveOfficer & Chief Financial Officer Certification

 

 

                In connection with the filing of the Annual Report onForm 10-K/A for the year ended December 31, 2002 (the “Report”) by IndependentBankshares, Inc. (“Registrant”), each of the undersigned hereby certifies that:

 

1.               The amended Report fully complies withthe requirements of section 13(a) or 15(d) of the Securities Exchange Act of1934, as amended, and

 

2.               The information contained in the amendedReport fairly presents, in all material respects, the financial condition andresults of operations of Registrant.

 

 
|   | Date: April 17, 2003                                                                                                                                                                                                                                                |   |
|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|
|   |                                                                                                                                                                                                                                                                |   |
|   |                                                                                                                                                                                                                                                                |   |
|   | /s/ Tom C. Nichols                                                                                                                                                                                                                                                  |   |
|   | Tom C. Nichols 

Chairman, President  & Chief Executive Officer                                                                                                                                                                                                 |   |
|   |                                                                                                                                                                                                                                                                |   |
|   |                                                                                                                                                                                                                                                                |   |
|   | /s/ Don E. Cosby                                                                                                                                                                                                                                                    |   |
|   | Don E. Cosby

Executive Vice President & Chief Financial  Officer                                                                                                                                                                                               |   |
|   |                                                                                                                                                                                                                                                                |   |
|   | *A  signed original of this written statement required by Section 906 has been  provided to Independent Bankshares, Inc. and will be retained by Independent  Bankshares, Inc. and furnished to the Securities and Exchange Commission or  its staff upon request.* |   |

 

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