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                                                                  Exhibit 10.18
                             AGREEMENT TO TERMINATE

                           FUNDING AND LOAN AGREEMENT

         This Termination Agreement is made this 10th day of March, 1998, by 
and between the United Auburn Indian Community, 661 Newcastle Road, #1, 
Newcastle, California 95658, a federally recognized Indian Tribe (hereinafter 
"Auburn" or the "Community") and Table Mountain/ACES Joint Venture, a joint 
venture between American Casino Enterprises, Inc., 6243 Industrial Road, Las 
Vegas, Nevada 89918, a Nevada corporation, and the Table Mountain Band of 
indians of the Table Mountain Rancheria, P.O. Box 410, Friant, California 
93623, a federally recognized Indian Tribe (hereinafter "Lender").


                                    RECITALS

         WHEREAS, the Community and Lender entered into a Funding and Loan 
Agreement on February 1, 1996, which provided that Lender would lend to 
Community up to Fifteen Million Dollars ($15,000,000.00) for various purposes 
including the acquisition of land and the construction of a tribal gaming 
enterprise; and

         WHEREAS, Lender advanced to the Community the principal sum of Four 
Hundred Thirteen Thousand, Three Hundred Twelve Dollars and Fifty-Four Cents 
($413,312.54) pursuant to a line of credit Promissory Note which provides for 
repayment of principal and interest to begin following the commencement of the 
official opening of the gaming enterprise; and

         WHEREAS, the Lender retained the right, during the term of the Funding 
and Loan Agreement, to terminate its obligation to fund the loan under that 
Agreement; and

         WHEREAS, no land has been acquired and the gaming enterprise has not 
been constructed; and

         WHEREAS, Lender desires to terminate the Agreement and all obligations 
it has under the Funding and Loan Agreement.

         NOW, THEREFORE, it is agreed as follows:

         1.       The Funding and Loan Agreement is terminated effective the 
date of this Termination Agreement.

         2.       The Community will execute and deliver to Lender a Promissory
Note in the form attached hereto as Exhibit "A" which provides that the
Community will repay to Lender the principal sum of Four Hundred Thirteen
Thousand, Three Hundred Twelve Dollars and Fifty-Four Cents ($413,312.54),
together with all interest earned by the Community after payment of all
operating costs, management

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and/or consulting fees and the amortization of any land acquisition costs, 
construction costs and attorney's fees, provided that payments shall begin only 
after the gaming enterprise net income has exceeded Five Hundred Thousand 
Dollars ($500,000.00) in six (6) consecutive months. Payments shall first be 
credited to interest and then to principal provided that the maximum payable in 
any one (1) month will be twenty-five percent (25%) of the Community's net 
income during that month or Two Hundred Thousand Dollars ($200,000.00), 
whichever is less.

         3. Lender hereby relinquishes, waives, abandons and gives up any 
rights or claims it might otherwise have under the Funding and Loan Agreement 
or any agreement executed to effectuate the terms and conditions of that 
Funding and Loan Agreement.

         4. The Community hereby relinquishes, waives, abandons and gives up 
any and all claims it might otherwise have under the Funding and Loan Agreement 
against the Lender.

         WHEREFORE, this Agreement is effective the date first above written.

                                             UNITED AUBURN INDIAN COMMUNITY,
                                             a federally recognized Indian Tribe


                                             /s/ Jessica Tavares
                                             -----------------------------
                                             By Jessica Tavares, President
                                             


                                             TABLE MOUNTAIN/ACES JOINT VENTURE
                                                               


                                             /s/ Ronald J. Tassinari
                                             -----------------------------
                                             By Ronald J. Tassinari


                                             

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                                  EXHIBIT "A"

                                PROMISSORY NOTE



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                                PROMISSORY NOTE

$413,312.54                                                       March 10, 1998


     FOR VALUE RECEIVED, the United Auburn Indian Community, a federally
recognized Indian tribe ("Maker"), promises to pay to Table Mountain/ACES Joint
Venture, or order ("Holder"), at Table Mountain Casino, 8184 Table Mountain
Road, Post Office Box 445, Friant, California 93626, or at such other place as
Holder may designate in writing, the principal balance of Four Hundred Thirteen
Thousand, Three Hundred Twelve Dollars and Fifty-Four Cents ($413,312.54), plus
interest on the principal balance from time to time outstanding, calculated on a
daily basis (based on a 360-day year), at the rate of interest per annum which
is one and one-half (1.5) percentage points greater than the rate of interest
publicly announced, quoted or published by Wells Fargo Bank, from time to time,
at its Sacramento, California office as its "Prime Rate" ("Stated Interest"),
adjusted quarterly, commencing on the date identified as the commencement date
in paragraph (a) immediately below, principal and interest payable as follows:

     (a) Fully amortizing payments of principal and interest shall be paid
monthly, commencing on the first day subsequent to the date that the Maker's
gaming enterprise has earned Five Hundred Thousand Dollars ($500,000.00), net
income to the Maker, for each of six (6) consecutive months, and continuing on
the first (1st) of each month thereafter at the rate of Two Hundred Thousand
Dollars ($200,000.00) per month or twenty-five percent (25%) of the Maker's net
monthly income from the gaming enterprise, whichever is less, until the
principal and interest are paid in full.

     (b) If during any month following the Maker's earning net income in excess
of Five Hundred Thousand Dollars ($500,000.00) from its gaming enterprise for
six (6) consecutive months, the Maker's net income from the gaming enterprise
drops below Five Hundred Thousand Dollars ($500,000.00) then the payment of the
interest and principal then due on this Note, if any, shall be excused that
month and no payment shall be made until the net income to Maker from its gaming
enterprise exceeds Five Hundred Thousand Dollars ($500,000.00).

     (c) Maker shall have the right to pay all or any portion of this Promissory
Note without penalty.

     (d) This Promissory Note is not secured.

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         (e) This Promissory Note shall be construed in accordance with and
governed by federal law, and to the extent not inconsistent therewith, the laws
of the State of California.

         IN WITNESS WHEREOF, Maker has executed this Promissory Note at 
Sacramento, California, this 10th day of March, 1998.



                                    MAKER:

                                    UNITED AUBURN INDIAN COMMUNITY,
                                    a federally recognized Indian Tribe


                                    /s/ Jessica Tavares
                                    -----------------------------
                                    By Jessica Tavares, President