<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
FINANCIAL STATEMENTS OF UST CORP. AT OR FOR THE YEAR ENDED DECEMBER 31, 1995 AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH  FINANCIAL  STATEMENTS OF FORM
10-K.
</LEGEND>
<MULTIPLIER>                                           1,000
<CURRENCY>                                             U.S. DOLLARS
       
<S>                                   <C>
<PERIOD-TYPE>                         YEAR
<FISCAL-YEAR-END>                                      DEC-31-1995
<PERIOD-START>                                         JAN-01-1995
<PERIOD-END>                                           DEC-31-1995
<EXCHANGE-RATE>                                               1.00
<CASH>                                                      89,745
<INT-BEARING-DEPOSITS>                                          54
<FED-FUNDS-SOLD>                                                 0
<TRADING-ASSETS>                                                 0
<INVESTMENTS-HELD-FOR-SALE>                                575,673
<INVESTMENTS-CARRYING>                                           0
<INVESTMENTS-MARKET>                                             0
<LOANS>                                                  1,272,077
<ALLOWANCE>                                                 56,029
<TOTAL-ASSETS>                                           1,969,088
<DEPOSITS>                                               1,512,737
<SHORT-TERM>                                               242,962
<LIABILITIES-OTHER>                                         39,578
<LONG-TERM>                                                    143
<PREFERRED-MANDATORY>                                            0
<PREFERRED>                                                      0
<COMMON>                                                    11,152
<OTHER-SE>                                                 162,516
<TOTAL-LIABILITIES-AND-EQUITY>                           1,969,088
<INTEREST-LOAN>                                            118,666
<INTEREST-INVEST>                                           26,256
<INTEREST-OTHER>                                             3,047
<INTEREST-TOTAL>                                           147,969
<INTEREST-DEPOSIT>                                          42,683
<INTEREST-EXPENSE>                                          52,535
<INTEREST-INCOME-NET>                                       95,434
<LOAN-LOSSES>                                               13,090
<SECURITIES-GAINS>                                           1,802
<EXPENSE-OTHER>                                             88,187
<INCOME-PRETAX>                                             24,127
<INCOME-PRE-EXTRAORDINARY>                                  24,127
<EXTRAORDINARY>                                                  0
<CHANGES>                                                        0
<NET-INCOME>                                                14,958
<EPS-PRIMARY>                                                  .83
<EPS-DILUTED>                                                  .83
<YIELD-ACTUAL>                                                8.56
<LOANS-NON>                                                 19,930
<LOANS-PAST>                                                   257
<LOANS-TROUBLED>                                             5,783
<LOANS-PROBLEM>                                             26,100
<ALLOWANCE-OPEN>                                            64,088
<CHARGE-OFFS>                                               29,074
<RECOVERIES>                                                 7,925
<ALLOWANCE-CLOSE>                                           56,029
<ALLOWANCE-DOMESTIC>                                        56,029
<ALLOWANCE-FOREIGN>                                              0
<ALLOWANCE-UNALLOCATED>                                     21,806
        

</TABLE>