<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
FINANCIAL STATEMENTS OF UST CORP. AT OR FOR THE YEAR ENDED DECEMBER 31, 1996 AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH  FINANCIAL  STATEMENTS OF FORM
10-K.
</LEGEND>
<MULTIPLIER>                                   1,000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                              DEC-31-1996
<PERIOD-START>                                 JAN-01-1996
<PERIOD-END>                                   DEC-31-1996
<CASH>                                         111,475
<INT-BEARING-DEPOSITS>                         57
<FED-FUNDS-SOLD>                               127,469
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    528,174
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        1,848,142
<ALLOWANCE>                                    38,789
<TOTAL-ASSETS>                                 2,706,614
<DEPOSITS>                                     2,105,866
<SHORT-TERM>                                   348,066
<LIABILITIES-OTHER>                            54,722
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          11,262
<PREFERRED>                                    0
<COMMON>                                       0
<OTHER-SE>                                     186,698
<TOTAL-LIABILITIES-AND-EQUITY>                 2,706,614
<INTEREST-LOAN>                                122,279
<INTEREST-INVEST>                              34,317
<INTEREST-OTHER>                               1,058
<INTEREST-TOTAL>                               157,654
<INTEREST-DEPOSIT>                             45,256
<INTEREST-EXPENSE>                             61,528
<INTEREST-INCOME-NET>                          96,126
<LOAN-LOSSES>                                  (18,600)
<SECURITIES-GAINS>                             1,113
<EXPENSE-OTHER>                                98,338
<INCOME-PRETAX>                                53,676
<INCOME-PRE-EXTRAORDINARY>                     53,676
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   32,662
<EPS-PRIMARY>                                  1.79
<EPS-DILUTED>                                  1.79
<YIELD-ACTUAL>                                 8.08
<LOANS-NON>                                    26,424
<LOANS-PAST>                                   363
<LOANS-TROUBLED>                               45
<LOANS-PROBLEM>                                9,800
<ALLOWANCE-OPEN>                               56,029
<CHARGE-OFFS>                                  5,859
<RECOVERIES>                                   9,323
<ALLOWANCE-CLOSE>                              38,789
<ALLOWANCE-DOMESTIC>                           38,789
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        9,035
        

</TABLE>