2032 Federal Register / Vol. 86, No. 6 / Monday, January 11, 2021 / Notices 

1On October 2, 2020, the OCC published a 60-day 

notice for this information collection, 85 FR 62367. 

standing OCC program. The OCC always 

has given the institutions it supervises 

the opportunity to provide input 

regarding the examination process. 

Burden Estimates: 

Estimated Number of Respondents: 

1,714. 

Estimated Annual Burden: 286 hours. 

On October 5, 2020, the OCC issued 

a notice for 60 days of comment 

concerning the collection, 85 FR 62801. 

No comments were received. Comments 

continue to be invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

OCC, including whether the information 

has practical utility; 

(b) The accuracy of the OCC’s 

estimate of the information collection 

burden; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the collection on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Bao Nguyen, 

Principal Deputy Chief Counsel, Office of the 

Comptroller of the Currency. 

[FR Doc. 2021–00238 Filed 1–8–21; 8:45 am] 

BILLING CODE 4810–33–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Information Collection 

Renewal; Submission for OMB Review; 

Recordkeeping and Disclosure 

Requirements—Consumer Financial 

Protection Bureau Regulations B, E, M, 

Z, and DD and Board of Governors of 

the Federal Reserve System 

Regulation CC 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites the 

general public and other Federal 

agencies to comment on the renewal of 

an information collection, as required 

by the Paperwork Reduction Act of 

1995. An agency may not conduct or 

sponsor, and a respondent is not 

required to respond to, an information 

collection unless it displays a currently 

valid Office of Management and Budget 

(OMB) control number. The OCC is 

soliciting comment concerning the 

renewal of an information collection 

titled, ‘‘Record and Disclosure 

Requirements—Consumer Financial 

Protection Bureau Regulations B, E, M, 

Z, and DD and Board of Governors of 

the Federal Reserve System Regulation 

CC.’’ The OCC also is giving notice that 

it has sent the collection to OMB for 

review. 

DATES: Comments must be submitted on 

or before February 10, 2021. 

ADDRESSES: Commenters are encouraged 

to submit comments by email, if 

possible. You may submit comments by 

any of the following methods: 

• Email: prainfo@occ.treas.gov. 

• Mail: Chief Counsel’s Office, 

Attention: Comment Processing, 1557– 

0176, Office of the Comptroller of the 

Currency, 400 7th Street SW, Suite 3E– 

218, Washington, DC 20219. 

• Hand Delivery/Courier: 400 7th 

Street SW, Suite 3E–218, Washington, 

DC 20219. 

• Fax: (571) 465–4326. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘1557– 

0176’’ in your comment. In general, the 

OCC will publish comments on 

www.reginfo.gov without change, 

including any business or personal 

information provided, such as name and 

address information, email addresses, or 

phone numbers. Comments received, 

including attachments and other 

supporting materials, are part of the 

public record and subject to public 

disclosure. Do not include any 

information in your comment or 

supporting materials that you consider 

confidential or inappropriate for public 

disclosure. 

Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

You may review comments and other 

related materials that pertain to this 

information collection 1 following the 

close of the 30-day comment period for 

this notice by the following method: 

• Viewing Comments Electronically: 

Go to www.reginfo.gov. Click on the 

‘‘Information Collection Review’’ tab. 

Underneath the ‘‘Currently under 

Review’’ section heading, from the dropdown menu select ‘‘Department of 

Treasury’’ and then click ‘‘submit.’’ This 

information collection can be located by 

searching by OMB control number 

‘‘1557–0176’’ or ‘‘Record and Disclosure 

Requirements—Consumer Financial 

Protection Bureau Regulations B, E, M, 

Z, and DD and Board of Governors of 

the Federal Reserve System Regulation 

CC.’’ Upon finding the appropriate 

information collection, click on the 

related ‘‘ICR Reference Number.’’ On the 

next screen, select ‘‘View Supporting 

Statement and Other Documents’’ and 

then click on the link to any comment 

listed at the bottom of the screen. 

• For assistance in navigating 

www.reginfo.gov, please contact the 

Regulatory Information Service Center 

at (202) 482–7340. 

FOR FURTHER INFORMATION CONTACT: 

Shaquita Merritt, OCC Clearance Officer 

(202) 649–5490, Chief Counsel’s Office, 

Office of the Comptroller of the 

Currency, 400 7th Street SW, 

Washington, DC 20219. 

SUPPLEMENTARY INFORMATION: The OCC 

asks that OMB renew its approval of the 

following information collection: 

Title: Record and Disclosure 

Requirements—Consumer Financial 

Protection Bureau Regulations B, E, M, 

Z, and DD and Board of Governors of 

the Federal Reserve System Regulation 

CC. 

OMB Control No.: 1557–0176. 

Type of Review: Regular review. 

Description: This information 

collection covers Consumer Financial 

Protection Board Regulations B, E, M, Z, 

and DD and Board of Governors of the 

Federal Reserve System (FRB) 

Regulation CC. The CFPB and FRB 

Regulations include the following 

provisions: 

Regulation B—12 CFR 1002—Equal 

Credit Opportunity Act 

This regulation prohibits lenders from 

discriminating against credit applicants 

on certain prohibited bases. The 

regulation also requires creditors to 

notify applicants of action taken on 

their credit application, to report credit 

history in the names of both spouses on 

an account, to retain records of credit 

applications, to collect information 

about the applicant’s race and other 

personal characteristics in applications 

for certain dwelling-related loans, and 

to provide applicants with copies of 

appraisal reports used in connection 

with credit transactions. 


jbell on DSKJLSW7X2PROD with NOTICES
Federal Register / Vol. 86, No. 6 / Monday, January 11, 2021 / Notices 2033 

2This notice does not apply to the Prepaid 

Account Provisions of Regulation E, which are 

approved under OMB Control No. 1557–0346. 

1On November 5, 2020, the OCC published a 60- 

day notice for this information collection, 84 FR 

70711. 

Regulation E—12 CFR 1005—Electronic 

Fund Transfers 2

This regulation carries out the 

purposes of the Electronic Fund 

Transfer Act (15 U.S.C. 1693 et seq.), 

which establishes the basic rights, 

liabilities, and responsibilities of 

consumers who use electronic fund 

transfers and remittance transfer 

services and of financial institutions or 

other persons that offer these services. 

Regulation M—12 CFR 1013— 

Consumer Leasing 

This regulation implements the 

consumer leasing provisions of the 

Truth in Lending Act, including by 

requiring meaningful disclosure of 

leasing terms. 

Regulation Z—12 CFR 1026—Truth in 

Lending 

This regulation is intended to 

promote the informed use of consumer 

credit by requiring disclosures about its 

terms and cost, including to ensure that 

consumers are provided with greater 

and more timely information on the 

nature and costs of the residential real 

estate settlement process, and to effect 

certain changes in the settlement 

process for residential real estate that 

will result in more effective advance 

disclosure to home buyers and sellers of 

settlement costs. The regulation gives 

consumers the right to cancel certain 

credit transactions that involve a lien on 

a consumer’s principal dwelling, 

regulates certain credit card practices, 

and provides a means for fair and timely 

resolution of credit billing disputes. 

Other provisions include rules specific 

to credit card accounts, certain 

dwelling-secured transactions, homeequity plans, and private education 

loans. 

Regulation DD—12 CFR 1030—Truth in 

Savings 

This regulation requires depository 

institutions to provide disclosures to 

enable consumers to make meaningful 

comparisons among accounts at 

depository institutions. 

Regulation CC—12 CFR 229— 

Availability of Funds and Collection of 

Checks 

This regulation includes timeframes 

to govern the availability of funds 

deposited in checking accounts, rules to 

govern the collection and return of 

checks and electronic checks, and 

general provisions to govern the use of 

substitute checks. 

Affected Public: Businesses or other 

for-profit. 

Burden Estimates: 

Estimated Number of Respondents: 

1,110. 

Estimated Annual Burden: 2,937,280 

hours. 

Frequency of Response: On occasion. 

Comments: The OCC issued a notice 

for 60 days of comment on October 2, 

2020, 85 FR 62367. No comments were 

received. Comments continue to be 

invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

OCC, including whether the information 

has practical utility; 

(b) The accuracy of the OCC’s 

estimate of the information collection 

burden; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the collection on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Bao Nguyen, 

Principal Deputy Chief Counsel, Office of the 

Comptroller of the Currency. 

[FR Doc. 2021–00240 Filed 1–8–21; 8:45 am] 

BILLING CODE 4810–33–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Information Collection 

Renewal; Submission for OMB Review; 

Fair Housing Home Loan Data System 

Regulation 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites the 

general public and other Federal 

agencies to take this opportunity to 

comment on a continuing information 

collection as required by the Paperwork 

Reduction Act of 1995 (PRA). An agency 

may not conduct or sponsor, and the 

respondent is not required to respond 

to, an information collection unless it 

displays a currently valid Office of 

Management and Budget (OMB) control 

number. The OCC is soliciting comment 

concerning the renewal of the 

information collection titled ‘‘Fair 

Housing Home Loan Data System 

Regulation.’’ The OCC also is giving 

notice that it has sent the collection to 

OMB for review. 

DATES: Comments must be submitted on 

or before February 10, 2021. 

ADDRESSES: Commenters are encouraged 

to submit comments by email, if 

possible. You may submit comments by 

any of the following methods: 

• Email: prainfo@occ.treas.gov. 

• Mail: Chief Counsel’s Office, 

Attention: Comment Processing, 1557– 

0159, Office of the Comptroller of the 

Currency, 400 7th Street SW, Suite 3E– 

218, Washington, DC 20219. 

• Hand Delivery/Courier: 400 7th 

Street SW, Suite 3E–218, Washington, 

DC 20219. 

• Fax: (571) 465–4326. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘1557– 

0159’’ in your comment. In general, the 

OCC will publish comments on 

www.reginfo.gov without change, 

including any business or personal 

information provided, such as name and 

address information, email addresses, or 

phone numbers. Comments received, 

including attachments and other 

supporting materials, are part of the 

public record and subject to public 

disclosure. Do not include any 

information in your comment or 

supporting materials that you consider 

confidential or inappropriate for public 

disclosure. 

Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

You may review comments and other 

related materials that pertain to this 

information collection 1 following the 

close of the 30-day comment period for 

this notice by the following method: 

• Viewing Comments Electronically: 

Go to www.reginfo.gov. Click on the 

‘‘Information Collection Review’’ tab. 

Underneath the ‘‘Currently under 

Review’’ section heading, from the dropdown menu select ‘‘Department of 

Treasury’’ and then click ‘‘submit.’’ This 

information collection can be located by 

searching by OMB control number 

‘‘1557–0159’’ or ‘‘Fair Housing Home 

Loan Data System Regulation.’’ Upon 


jbell on DSKJLSW7X2PROD with NOTICES