exv10w1



 






EXHIBIT 10.1




	 	 	 	 	 
	Contact:	 	Customer Services — CTSLink
	 	 	Wells Fargo Bank Minnesota, N.A.
	 	 	Securities Administration Services
	 	 	7485 New Horizon Way
	 	 	Frederick, MD 21703
	 	 	www.ctslink.com
	 

	 	Telephone:
	 	(301) 815-6600
	 

	 	Fax:
	 	(301) 315-6660






SMT SERIES 2005-1

Record Date: February 28, 2006

Distribution Date: March 20, 2006




Certificateholder Distribution Summary




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Certificate	 	Certificate	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Class	 	Pass-Through	 	Beginning	 	Interest	 	Principal	 	Current	 	Ending Certificate	 	Total	 	Cumulative
	Class	 	CUSIP	 	Description	 	Rate	 	Certificate Balance	 	Distribution	 	Distribution	 	Realized Loss	 	Balance	 	Distribution	 	Realized Loss
	A-1
	 	 	81744FGM3	 	 	SEN	 	 	4.80000	%	 	 	171,888,554.30	 	 	 	686,771.71	 	 	 	11,543,471.18	 	 	 	0.00	 	 	 	160,345,083.12	 	 	 	12,230,242.89	 	 	 	0.00	 
	A-2
	 	 	81744FGN1	 	 	SEN	 	 	4.97000	%	 	 	60,694,480.02	 	 	 	251,376.30	 	 	 	3,416,892.36	 	 	 	0.00	 	 	 	57,277,587.66	 	 	 	3,668,268.66	 	 	 	0.00	 
	X-A
	 	 	81744FGP6	 	 	IO	 	 	0.79988	%	 	 	0.00	 	 	 	154,900.60	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	154,900.60	 	 	 	0.00	 
	X-B
	 	 	81744FGS0	 	 	IO	 	 	0.45060	%	 	 	0.00	 	 	 	4,701.12	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	4,701.12	 	 	 	0.00	 
	B-1
	 	 	81744FGQ4	 	 	SUB	 	 	4.99000	%	 	 	7,067,000.00	 	 	 	29,361.79	 	 	 	0.00	 	 	 	0.00	 	 	 	7,067,000.00	 	 	 	29,361.79	 	 	 	0.00	 
	B-2
	 	 	81744FGR2	 	 	SUB	 	 	5.27000	%	 	 	3,949,000.00	 	 	 	17,327.85	 	 	 	0.00	 	 	 	0.00	 	 	 	3,949,000.00	 	 	 	17,327.85	 	 	 	0.00	 
	B-3
	 	 	81744FGU5	 	 	SUB	 	 	5.82000	%	 	 	2,495,000.00	 	 	 	12,090.71	 	 	 	0.00	 	 	 	0.00	 	 	 	2,495,000.00	 	 	 	12,090.71	 	 	 	0.00	 
	B-4
	 	 	81744FGV3	 	 	SUB	 	 	5.64303	%	 	 	1,455,000.00	 	 	 	6,836.32	 	 	 	0.00	 	 	 	0.00	 	 	 	1,455,000.00	 	 	 	6,836.32	 	 	 	0.00	 
	B-5
	 	 	81744FGW1	 	 	SUB	 	 	5.64303	%	 	 	831,000.00	 	 	 	3,904.46	 	 	 	0.00	 	 	 	0.00	 	 	 	831,000.00	 	 	 	3,904.46	 	 	 	0.00	 
	B-6
	 	 	81744FGX9	 	 	SUB	 	 	5.64303	%	 	 	1,871,544.03	 	 	 	8,793.45	 	 	 	0.00	 	 	 	0.00	 	 	 	1,871,544.03	 	 	 	8,793.45	 	 	 	0.00	 
	A-R
	 	 	81744FGT8	 	 	RES	 	 	3.92582	%	 	 	0.00	 	 	 	0.20	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.20	 	 	 	0.00	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	250,251,578.35	 	 	 	1,176,064.51	 	 	 	14,960,363.54	 	 	 	0.00	 	 	 	235,291,214.81	 	 	 	16,136,428.05	 	 	 	0.00	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 





Principal Distribution Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Beginning	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Original Face	 	Certificate	 	Principal	 	Principal	 	 	 	 	 	Realized	 	Total Principal	 	Ending Certificate	 	Ending Certificate	 	Total Principal
	Class	 	Amount	 	Balance	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	Reduction	 	Balance	 	Percentage	 	Distribution
	A-1
	 	 	298,055,000.00	 	 	 	171,888,554.30	 	 	 	364.22	 	 	 	11,543,106.96	 	 	 	0.00	 	 	 	0.00	 	 	 	11,543,471.18	 	 	 	160,345,083.12	 	 	 	0.53797146	 	 	 	11,543,471.18	 
	A-2
	 	 	100,000,000.00	 	 	 	60,694,480.02	 	 	 	0.00	 	 	 	3,416,892.36	 	 	 	0.00	 	 	 	0.00	 	 	 	3,416,892.36	 	 	 	57,277,587.66	 	 	 	0.57277588	 	 	 	3,416,892.36	 
	X-A
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	X-B
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	B-1
	 	 	7,067,000.00	 	 	 	7,067,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	7,067,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-2
	 	 	3,949,000.00	 	 	 	3,949,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	3,949,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-3
	 	 	2,495,000.00	 	 	 	2,495,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	2,495,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-4
	 	 	1,455,000.00	 	 	 	1,455,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	1,455,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-5
	 	 	831,000.00	 	 	 	831,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	831,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-6
	 	 	1,871,544.03	 	 	 	1,871,544.03	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	1,871,544.03	 	 	 	1.00000000	 	 	 	0.00	 
	A-R
	 	 	100.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	415,723,644.03	 	 	 	250,251,578.35	 	 	 	364.22	 	 	 	14,959,999.32	 	 	 	0.00	 	 	 	0.00	 	 	 	14,960,363.54	 	 	 	235,291,214.81	 	 	 	0.56597987	 	 	 	14,960,363.54	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 





 









 





Principal Distribution Factors Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Beginning	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Ending	 	 
	 	 	Original Face	 	Certificate	 	Principal	 	Principal	 	 	 	 	 	Realized	 	Total Principal	 	Ending Certificate	 	Certificate	 	Total Principal
	Class	 	Amount	 	Balance	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	Reduction	 	Balance	 	Percentage	 	Distribution
	A-1
	 	 	298,055,000.00	 	 	 	576.70079113	 	 	 	0.00122199	 	 	 	38.72811045	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	38.72933244	 	 	 	537.97145869	 	 	 	0.53797146	 	 	 	38.72933244	 
	A-2
	 	 	100,000,000.00	 	 	 	606.94480020	 	 	 	0.00000000	 	 	 	34.16892360	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	34.16892360	 	 	 	572.77587660	 	 	 	0.57277588	 	 	 	34.16892360	 
	X-A
	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	X-B
	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-1
	 	 	7,067,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-2
	 	 	3,949,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-3
	 	 	2,495,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-4
	 	 	1,455,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-5
	 	 	831,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-6
	 	 	1,871,544.03	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	A-R
	 	 	100.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 






Interest Distribution- Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	of	 	 	 	 	 	Non-	 	 	 	 	 	Remaining	 	Ending
	 	 	 	 	 	 	 	 	 	 	Current	 	Beginning	 	Current	 	Unpaid	 	Current	 	Supported	 	 	 	 	 	Unpaid	 	Certificate/
	 	 	 	 	 	 	 	 	 	 	Certificate	 	Certificate/	 	Accrued	 	Interest	 	Interest	 	Interest	 	Total Interest	 	Interest	 	Notational
	Class	 	Accural Dates	 	Accrual Days	 	Rate	 	Notional Balance	 	Interest	 	Shortfall	 	Shortfall	 	Shortfall(1)	 	Distribution	 	Shortfall(2)	 	Balance
	A-1
	 	 	02/20/06 -- 03/19/06	 	 	 	30	 	 	 	4.80000	%	 	 	171,888,554.30	 	 	 	687,544.22	 	 	 	0.00	 	 	 	0.00	 	 	 	782.51	 	 	 	686,771.71	 	 	 	0.00	 	 	 	160,345,083.12	 
	A-2
	 	 	02/20/06 -- 03/19/06	 	 	 	30	 	 	 	4.97000	%	 	 	60,694,480.02	 	 	 	251,376.30	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	251,376.30	 	 	 	0.00	 	 	 	57,277,587.66	 
	X-A
	 	 	02/01/06 -- 02/28/06	 	 	 	30	 	 	 	0.79988	%	 	 	232,583,034.32	 	 	 	155,032.92	 	 	 	0.00	 	 	 	0.00	 	 	 	132.32	 	 	 	154,900.60	 	 	 	0.00	 	 	 	217,622,670.78	 
	X-B
	 	 	02/01/06 -- 02/28/06	 	 	 	30	 	 	 	0.45060	%	 	 	13,511,000.00	 	 	 	5,073.41	 	 	 	0.00	 	 	 	0.00	 	 	 	4.34	 	 	 	4,701.12	 	 	 	0.00	 	 	 	13,511,000.00	 
	B-1
	 	 	02/20/06 -- 03/19/06	 	 	 	30	 	 	 	4.99000	%	 	 	7,067,000.00	 	 	 	29,386.94	 	 	 	0.00	 	 	 	0.00	 	 	 	25.15	 	 	 	29,361.79	 	 	 	0.00	 	 	 	7,067,000.00	 
	B-2
	 	 	02/20/06 -- 03/19/06	 	 	 	30	 	 	 	5.27000	%	 	 	3,949,000.00	 	 	 	17,342.69	 	 	 	0.00	 	 	 	0.00	 	 	 	14.84	 	 	 	17,327.79	 	 	 	0.00	 	 	 	3,949,000.00	 
	B-3
	 	 	02/20/06 -- 03/19/06	 	 	 	30	 	 	 	5.82000	%	 	 	2,495,000.00	 	 	 	12,100.75	 	 	 	367.94	 	 	 	367.94	 	 	 	10.04	 	 	 	17,327.85	 	 	 	0.00	 	 	 	2,495,000.00	 
	B-4
	 	 	02/01/06 -- 02/28/06	 	 	 	30	 	 	 	5.64303	%	 	 	1,455,000.00	 	 	 	6,842.18	 	 	 	0.00	 	 	 	0.00	 	 	 	5.86	 	 	 	12,090.71	 	 	 	0.00	 	 	 	1,455,000.00	 
	B-5
	 	 	02/01/06 -- 02/28/06	 	 	 	30	 	 	 	5.64303	%	 	 	831,000.00	 	 	 	3,907.80	 	 	 	0.00	 	 	 	0.00	 	 	 	3.34	 	 	 	6,836.32	 	 	 	0.00	 	 	 	831,000.00	 
	B-6
	 	 	02/01/06 -- 02/28/06	 	 	 	30	 	 	 	5.64303	%	 	 	1,871,544.03	 	 	 	8,800.99	 	 	 	0.00	 	 	 	0.00	 	 	 	7.53	 	 	 	3,904.46	 	 	 	0.00	 	 	 	1,871,544.03	 
	A-R
	 	 	N/A	 	 	 	N/A	 	 	 	3.92582	%	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.20	 	 	 	0.00	 	 	 	0.00	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	1,177,418.20	 	 	 	367.94	 	 	 	367.94	 	 	 	985.93	 	 	 	1,176,064.51	 	 	 	0.00	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 






 






			
	(1,2)	 	Amount also includes coupon cap or basis risk shortfalls, if applicable.






 









 





Interest Distribution Factors Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	Beginning	 	 	 	 	 	Payment of	 	 	 	 	 	Non-	 	 	 	 	 	Remaining	 	Ending
	 	 	 	 	 	 	Current	 	Certificate/	 	Current	 	Unpaid	 	Current	 	Supported	 	 	 	 	 	Unpaid	 	Certificate/
	 	 	Original Face	 	Certificate	 	Notional	 	Accrued	 	Interest	 	Interest	 	Interest	 	Total Interest	 	Interest	 	Notational
	Class	 	Amount	 	Rate	 	Balance	 	Interest	 	Shortfall	 	Shortfall(1)	 	Shortfall	 	Distribution	 	Shortfall(2)	 	Balance
	A-1
	 	 	298,055,000.00	 	 	 	4.80000	%	 	 	576.70079113	 	 	 	2.30680317	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00262539	 	 	 	2.30417779	 	 	 	0.00000000	 	 	 	537.97145869	 
	A-2
	 	 	100,000,000.00	 	 	 	4.97000	%	 	 	606.94480020	 	 	 	2.51376300	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.51376300	 	 	 	0.00000000	 	 	 	572.77587660	 
	X-A
	 	 	0.00	 	 	 	0.79988	%	 	 	584.29873842	 	 	 	0.38947613	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00033242	 	 	 	0.38914371	 	 	 	0.00000000	 	 	 	546.71507902	 
	X-B
	 	 	0.00	 	 	 	0.45060	%	 	 	1000.00000000	 	 	 	0.37550218	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00032122	 	 	 	0.34794760	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-1
	 	 	7,067,000.00	 	 	 	4.99000	%	 	 	1000.00000000	 	 	 	4.15833310	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00355879	 	 	 	4.15477430	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-2
	 	 	3,949,000.00	 	 	 	5.27000	%	 	 	1000.00000000	 	 	 	4.39166624	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00375791	 	 	 	4.38790833	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-3
	 	 	2,495,000.00	 	 	 	5.82000	%	 	 	1000.00000000	 	 	 	4.85000000	 	 	 	0.14747094	 	 	 	0.14747094	 	 	 	0.00402405	 	 	 	4.84597595	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-4
	 	 	1,455,000.00	 	 	 	5.64303	%	 	 	1000.00000000	 	 	 	4.70252921	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00402749	 	 	 	4.69850172	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-5
	 	 	831,000.00	 	 	 	5.64303	%	 	 	1000.00000000	 	 	 	4.70252708	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00401925	 	 	 	4.69850782	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-6
	 	 	1,871,544.03	 	 	 	5.64303	%	 	 	1000.00000000	 	 	 	4.70252896	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00402342	 	 	 	4.69850020	 	 	 	0.00000000	 	 	 	1000.00000000	 
	A-R
	 	 	100.00	 	 	 	3.92582	%	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 






 







			
	(1, 2)	 	Amount also includes coupon cap or basis risk shortfalls, if applicable. Per $1 denomination






Certificateholder Account Statement




Certificate Account




	 	 	 	 
	Beginning Balance
	 	 	0.00
	 
	 	 	 
	Deposits
	 	 	 
	Payments of Interest and Principal
	 	 	16,203,585.64
	Reserve Funds and Credit Enhancements
	 	 	0.00
	Proceeds from Repurchased Loans
	 	 	0.00
	Servicer Advances
	 	 	38,746.01
	Realized Losses (Gains, Subsequent Expenses & Recoveries)
	 	 	0.00
	Prepayment Penalties
	 	 	0.00
	Swap/Cap Payments
	 	 	0.00
	 
	 	 
	Total Deposits
	 	 	16,242,331.65
	 
	 	 	 
	Withdrawals
	 	 	 
	Reserve Funds and Credit Enhancements
	 	 	0.00
	Reimbursement for Servicer Advances
	 	 	25,058.57
	Total Administration Fees
	 	 	80,845.03
	Payment of Interest and Principal
	 	 	16,136,428.05
	 
	 	 
	Total Withdrawals (Pool Distribution Amount)
	 	 	16,242,331.65
	 
	 	 	 
	Ending Balance
	 	 	0.00
	 
	 	 






 









 





Prepayment/Curtailment Interest Shortfall




	 	 	 	 	 
	Total Prepayment/Curtailment Interest Shortfall
	 	 	985.93	 
	Servicing Fee Support
	 	 	0.00	 
	 
	 	 	 	 
	 
	 	 	 	 
	Non-Supported Prepayment Curtailment Interest Shortfall
	 	 	985.93	 
	 
	 	 	 	 






Administration Fees




	 	 	 	 	 
	Gross Servicing Fee*
	 	 	78,238.24	 
	Master Servicing Fee
	 	 	2,606.79	 
	Supported Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 	 
	 
	 	 	 	 
	Total Administration Fees
	 	 	80,845.03	 
	 
	 	 	 	 






 







			
	*	 	Servicer Payees include: BANK OF AMERICA (NY); GMAC MTG CORP;
MORGAN STANLEY DEAN WITTER; PHH US MTG CORP






Reserve Accounts




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Beginning	 	Current	 	Current	 	Ending
	Account Type	 	Balance	 	Withdrawals	 	Deposits	 	Balance
	X-A Pool 1 Reserve Fund
	 	 	4,500.00	 	 	 	0.00	 	 	 	0.00	 	 	 	4,500.00	 
	X-A Pool 2 Reserve Fund
	 	 	4,500.00	 	 	 	0.00	 	 	 	0.00	 	 	 	4,500.00	 
	X-B Reserve Fund
	 	 	1,000.00	 	 	 	367.94	 	 	 	367.94	 	 	 	1,000.00	 






 









 





Collateral Statement




	 	 	 	 	 
	Collateral Description
	 	Mixed ARM
	Weighted Average Gross Coupon
	 	 	6.031828	%
	Weighted Average Net Coupon
	 	 	5.656662	%
	Weighted Average Pass-Through Rate
	 	 	5.644162	%
	Weighted Average Remaining Term
	 	 	325	 
	 
	 	 	 	 
	Beginning Scheduled Collateral Loan Count
	 	 	776	 
	Number of Loans Paid in Full
	 	 	48	 
	Ending Scheduled Collateral Loan Count
	 	 	728	 
	 
	 	 	 	 
	Beginning Scheduled Collateral Balance
	 	 	250,251,578.35	 
	Ending Scheduled Collateral Balance
	 	 	235,291,214.81	 
	Ending Actual Collateral Balance at 28-Feb-2006
	 	 	235,291,507.16	 
	 
	 	 	 	 
	Monthly P&I Constant
	 	 	1,258,259.62	 
	Special Servicing Fee
	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 
	Realized Loss Amount
	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 
	 
	 	 	 	 
	Class A Optimal Amount
	 	 	16,053,959.05	 
	 
	 	 	 	 
	Scheduled Principal
	 	 	364.22	 
	Unscheduled Principal
	 	 	14,959,999.32	 






 









 





	 	 	 	 	 	 	 	 	 	 	 	 	 
	Group	 	Pool One	 	Pool Two	 	Total
	Collateral Description
	 	Mixed ARM	 	6 Month LIBOR ARM	 	Mixed ARM
	Weighted Average Coupon Rate
	 	 	5.999200	 	 	 	6.124563	 	 	 	6.031828	 
	Weighted Average Net Rate
	 	 	5.624200	 	 	 	5.748925	 	 	 	5.656662	 
	Pass-Through Rate
	 	 	5.611700	 	 	 	5.736425	 	 	 	5.644162	 
	Weighted Average Remaining Term
	 	 	323	 	 	 	329	 	 	 	325	 
	Record Date
	 	 	02/28/2006	 	 	 	02/28/2006	 	 	 	02/28/2006	 
	Principal and Interest Constant
	 	 	925,832.55	 	 	 	332,427.07	 	 	 	1,258,259.62	 
	Beginning Loan Count
	 	 	567	 	 	 	209	 	 	 	776	 
	Loans Paid in Full
	 	 	34	 	 	 	14	 	 	 	48	 
	Ending Loan Count
	 	 	533	 	 	 	195	 	 	 	728	 
	Beginning Scheduled Balance
	 	 	185,118,360.28	 	 	 	65,133,218.07	 	 	 	250,251,578.35	 
	Ending Scheduled Balance
	 	 	173,574,889.10	 	 	 	61,716,325.71	 	 	 	235,291,214.81	 
	Scheduled Principal
	 	 	364.22	 	 	 	0.00	 	 	 	364.22	 
	Unscheduled Principal
	 	 	11,543,106.96	 	 	 	3,416,892.36	 	 	 	14,959,999.32	 
	Scheduled Interest
	 	 	925,468.33	 	 	 	332,427.07	 	 	 	1,257,895.40	 
	Servicing Fee
	 	 	57,849.49	 	 	 	20,388.75	 	 	 	78,238.24	 
	Master Servicing Fee
	 	 	1,928.32	 	 	 	678.47	 	 	 	2,606.79	 
	Trustee Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	FRY Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Hazard Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Other Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Pool Insurance Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Net Interest
	 	 	865,690.52	 	 	 	311,359.85	 	 	 	1,177,050.37	 
	Realized Loss Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Percentage of Cumulative Losses
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Special Servicing Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 






Additional Reporting — Deal Level




Miscellaneous Reporting




	 	 	 	 	 
	Pro Rata Senior Percent
	 	 	92.939687	%






 









 





Additional Reporting — Group Level




Miscellaneous Reporting




	 	 	 	 	 
	Group Pool One
	 	 	 	 
	One Month Libor Loan Balance
	 	 	98,690,443.67	 
	Six Month Libor Loan Balance
	 	 	74,884,445.43	 
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%
	Principal Transfer Amount
	 	 	0.00	 
	Interest Transfer Amount
	 	 	0.00	 
	 
	 	 	 	 
	Group Pool Two
	 	 	 	 
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%
	Principal Transfer Amount
	 	 	0.00	 
	Interest Transfer Amount
	 	 	0.00	 






 









 





     



Loan Status Stratification/Credit Enhancement Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	 	BANKRUPTCY	 	 	 	FORECLOSURE	 	 	 	REO	 	 	 	TOTAL	 
	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 
	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	20	 	 	 	7,495,035.35	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	20	 	 	 	 	7,495,035.35	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 
	150 Days
	 	 	1	 	 	 	429,999.99	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	1	 	 	 	 	429,999.99	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	21	 	 	 	7,925,035.34	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	21	 	 	 	 	7,925,035.34	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No.2 of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	2.747253	%	 	 	3.185425	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	2,747253	%	 	 	 	3.185425	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	150 Days
	 	 	0.137363	%	 	 	0.182752	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.137363	%	 	 	 	0.182752	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	2.884615	%	 	 	3.368177	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	2.884615	%	 	 	 	3.368177	%






	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Current Period Class A Insufficient Funds:
	 	 	0.00	 	 	Principal Balance of Contaminated Properties	 	 	0.00	 	 	Periodic Advance	 	 	38,746.01	 






Subordination Level/Credit Enhancement/Class Percentage and Prepayment Percentage




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Original $	 	Original%	 	Current $	 	Current %	 	Current Class %	 	Prepayment %
	Class A
	 	 	17,668,544.03	 	 	 	4.25006956	%	 	 	17,668,544.03	 	 	 	7.50922385	%	 	 	92.490776	%	 	 	0.000000	%
	Class B-1
	 	 	10,601,544.03	 	 	 	2.55014219	%	 	 	10,601,544.03	 	 	 	4.50571180	%	 	 	3.003512	%	 	 	39.997636	%
	Class B-2
	 	 	6,652,544.03	 	 	 	1.60023230	%	 	 	6,652,544.03	 	 	 	2.82736609	%	 	 	1.678346	%	 	 	22.350455	%
	Class B-3
	 	 	4,157,544.03	 	 	 	1.00007399	%	 	 	4,157,544.03	 	 	 	1.76697801	%	 	 	1.060388	%	 	 	14.121141	%
	Class B-4
	 	 	2,702,544.03	 	 	 	0.65008187	%	 	 	2,702,544.03	 	 	 	1.14859538	%	 	 	0.618383	%	 	 	8.234974	%
	Class B-5
	 	 	1,871,544.03	 	 	 	0.45018946	%	 	 	1,871,544.03	 	 	 	0.79541603	%	 	 	0.353179	%	 	 	4.703274	%
	Class B-6
	 	 	0.00	 	 	 	0.00000000	%	 	 	0.00	 	 	 	0.00000000	%	 	 	0.795416	%	 	 	10.592520	%






Please refer to the prospectus supplement for a full description of loss exposure




 









 





     



Delinquency Status by Group




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	 	BANKRUPTCY	 	 	 	FORECLOSURE	 	 	 	REO	 	 	 	TOTAL	 
	Group One	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 
	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	15	 	 	 	4,950,155.77	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	15	 	 	 	 	4,950,155.77	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 
	150 Days
	 	 	1	 	 	 	429,999.99	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	1	 	 	 	 	429,999.99	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	16	 	 	 	5,380,155.76	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	16	 	 	 	 	5,380,155.76	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	2.814259	%	 	 	2.851880	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	2.814259	%	 	 	 	2.851880	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	150 Days
	 	 	0.187617	%	 	 	0.247731	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.187617	%	 	 	 	0.247731	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	3.001876	%	 	 	3.099611	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	3.001876	%	 	 	 	3.099611	%






	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	 	BANKRUPTCY	 	 	 	FORECLOSURE	 	 	 	REO	 	 	 	TOTAL	 
	Group Two	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	1.183654%	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 	 	 	 	 	 	 	 	No. of	 	 	 	Principal	 
	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 	 	 	 	 	 	 	 	Loans	 	 	 	Balance	 
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	5	 	 	 	2,544,879.58	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	5	 	 	 	 	2,544,879.58	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	5	 	 	 	2,544,879.58	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	5	 	 	 	 	2,544,879.58	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	2.564103	%	 	 	4.123511	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	2.564103	%	 	 	 	4.123511	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	2.564103	%	 	 	4.123511	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	2.564103	%	 	 	 	4.123511	%