<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
This schedule  contains summary  financial  information  extracted from
Provident  Financial  Group,  Inc.'s 10-K for  December 31, 1999 and is
qualified in its entirety by  reference to such  financial  statements.
</LEGEND>
<MULTIPLIER>                                       1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   DEC-31-1999
<CASH>                                           280,136
<INT-BEARING-DEPOSITS>                                 0
<FED-FUNDS-SOLD>                                  82,000
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                    2,019,392
<INVESTMENTS-CARRYING>                                 0
<INVESTMENTS-MARKET>                                   0
<LOANS>                                        6,324,055
<ALLOWANCE>                                       90,853
<TOTAL-ASSETS>                                 9,723,273
<DEPOSITS>                                     6,638,568
<SHORT-TERM>                                     975,835
<LIABILITIES-OTHER>                              226,745
<LONG-TERM>                                    1,056,472
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                        7,000
<COMMON>                                          13,050
<OTHER-SE>                                       805,603
<TOTAL-LIABILITIES-AND-EQUITY>                 9,723,273
<INTEREST-LOAN>                                  565,515
<INTEREST-INVEST>                                104,322
<INTEREST-OTHER>                                   4,132
<INTEREST-TOTAL>                                 673,969
<INTEREST-DEPOSIT>                               242,164
<INTEREST-EXPENSE>                               362,042
<INTEREST-INCOME-NET>                            311,927
<LOAN-LOSSES>                                     48,162
<SECURITIES-GAINS>                                    71
<EXPENSE-OTHER>                                  308,155
<INCOME-PRETAX>                                  226,088
<INCOME-PRE-EXTRAORDINARY>                       146,393
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     146,393
<EPS-BASIC>                                         3.40
<EPS-DILUTED>                                       3.29
<YIELD-ACTUAL>                                      3.86
<LOANS-NON>                                       53,574
<LOANS-PAST>                                      14,346
<LOANS-TROUBLED>                                   1,541
<LOANS-PROBLEM>                                   46,961
<ALLOWANCE-OPEN>                                  75,907
<CHARGE-OFFS>                                     47,235
<RECOVERIES>                                      12,756
<ALLOWANCE-CLOSE>                                 90,853
<ALLOWANCE-DOMESTIC>                              90,853
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0



</TABLE>