<PAGE>
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                       SECURITIES AND EXCHANGE COMMISSION
 
                             WASHINGTON, D.C. 20549
 
                                   FORM 10-K
 
 (X) ANNUAL  REPORT PURSUANT TO  SECTION 13 OR 15(D)  OF THE SECURITIES EXCHANGE
     ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 1995
                                       OR
 ( ) TRANSITION REPORT  PURSUANT  TO  SECTION  13 OR  15(D)  OF  THE  SECURITIES
     EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM
     ------------------ TO
     ------------------
 
                           COMMISSION FILE NO. 1-8009
 
                              UNR INDUSTRIES, INC.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
 
<TABLE>
<S>                                           <C>
                  DELAWARE                         36-3060977
--------------------------------------------  --------------------
          (State of Incorporation)              (I.R.S. Employer
                                              Identification No.)
 
332 SOUTH MICHIGAN AVENUE, CHICAGO, ILLINOIS       60604-4385
--------------------------------------------  --------------------
  (Address of Principal Executive Office)          (Zip Code)
</TABLE>
 
                                 (312) 341-1234
              (Registrant's Telephone Number Including Area Code)
 
Securities Registered Pursuant to Section 12(b) of the Act:
 
<TABLE>
<CAPTION>
                                                                                                NAME OF EACH EXCHANGE
TITLE OF EACH CLASS                                                                              ON WHICH REGISTERED
--------------------------------------------------------------------------------------------  --------------------------
<S>                                                                                           <C>
Common Stock $.01 par value.................................................................    Chicago Stock Exchange
</TABLE>
 
Securities Registered Pursuant to Section 12(g) of the Act: None
 
    Indicate  by  checkmark whether  the Registrant  (1)  has filed  all reports
required to be filed by  Section 13 or 15(d) of  the Securities Exchange Act  of
1934  during  the preceding  12  months (or  for  such shorter  period  that the
Registrant was required to file such reports), and (2) has been subject to  such
filing requirements for the past 90 days. YES _X_   NO ____
 
    Indicate  by checkmark if  disclosure of delinquent  filers pursuant to Item
405 of Regulation S-K is not contained herein, and will not be contained, to the
best of Registrant's  knowledge, in definitive  proxy or information  statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. __
 
    As  of March 15,  1996, 52,715,824 shares of  common stock were outstanding.
The aggregate market value of stock held by nonaffiliates is $166,600,000  based
upon the average bid and asked prices of such stock as of March 15, 1996.
 
Documents incorporated by reference:
 
(1)  Annual  Report to  Stockholders  of Registrant  for  the fiscal  year ended
December 31, 1995. Certain information therein is incorporated by reference into
Part I, Part II and Part IV hereof.
 
(2) Proxy Statement for the Annual Meeting of Shareholders to be held on May  9,
1996.  Certain information  therein is incorporated  by reference  into Part III
hereof.
 
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
<PAGE>
                                     PART I
 
ITEM 1.  BUSINESS.
 
  (a) GENERAL DEVELOPMENT OF BUSINESS
 
    UNR  Industries, Inc.  a Delaware  corporation ("Registrant"  or "UNR"), was
organized in 1979 as a holding company.
 
    On July 29,  1982, Registrant and  ten of its  subsidiaries, filed  separate
voluntary  petitions for  reorganization under Chapter  11 of  the United States
Bankruptcy Code in the United States Bankruptcy Court for the Northern  District
of    Illinois,   Eastern   Division.   The   Registrant   was   designated   as
debtor-in-possession and  its operations  continued in  the ordinary  course  of
business.
 
    On  March 15,  1989, Registrant and  the seven subsidiaries  not having been
previously discharged, filed a Disclosure  Statement and a Consolidated Plan  of
Reorganization  ("Plan") with the Bankruptcy Court.  Effective June 2, 1989, the
Registrant's Plan  of  Reorganization  was confirmed  by  the  Bankruptcy  Court
following acceptance of the Plan by the Registrant's creditors and stockholders.
 
    Pursuant  to the Plan, 42,404,847 shares  of common stock of the reorganized
Registrant were issued to the  UNR Asbestos-Disease Claims Trust (the  "Trust"),
the  unsecured creditors  and to the  existing and future  asbestos claimants in
full discharge of all claims. The Plan also provided that all proceeds from  the
litigation  against certain insurance companies would become unencumbered assets
of the Registrant.  Existing shareholders  retained 3,687,378  shares of  common
stock  and received six-year warrants to purchase an additional 3,687,378 shares
of common stock at $5.15 per share.
 
    On December 31, 1992, Unarco Industries, Inc. and UNR, Inc. merged into  UNR
Industries,  Inc. All remaining subsidiaries became wholly owned subsidiaries of
UNR Industries,  Inc., except  Holco Corporation  which remains  a wholly  owned
subsidiary  of Leavitt Structural  Tubing Company, a  wholly owned subsidiary of
UNR Industries, Inc.
 
    On June 11, 1993, UNR received a letter from the Trust, holder at that  time
of  62% of  the common stock  of the  Registrant, proposing that  UNR's Board of
Directors  consider  retaining  a  financial  adviser  to  solicit   third-party
proposals  for acquisition of UNR through a merger or other business combination
in which UNR's shareholders  would receive cash for  their shares and to  advise
whether  any such proposed transactions would be  fair from a financial point of
view to UNR's shareholders.
 
    On June 22, 1993, UNR's Board  of Directors established a Special  Committee
of  independent directors  to consider  and to  implement appropriate  action in
response to the Trust's proposal,  including the solicitation and evaluation  of
offers  for acquisition of  UNR and to  make a report  and recommendation to the
Board of Directors.
 
    On August 4, 1993, the Special Committee engaged J.P. Morgan Securities Inc.
as its financial adviser. On February 9, 1994, UNR announced that the  proposals
received  were subject to conditions and that  none of the proposals indicated a
per share value greater than $6.50. On February 22, 1994, UNR announced that the
proposals  received  were  either  inadequate  or  too  conditional  to  warrant
recommendations  by the  Special Committee to  the Board of  Directors, that all
discussions with potential buyers  had been terminated and  that all efforts  to
seek further offers had ceased.
 
    In  1994, the  Registrant sold the  industrial storage rack  business of its
Material Handling Division. In 1993, the  Registrant sold its Midwest Steel  and
Midwest  CATV Divisions. Accordingly, operating  results of these divisions were
reclassified to discontinued operations.
 
    On September 7, 1995, the Registrant  announced that its Board of  Directors
authorized  Company management to explore  the sale of all  or a majority of its
common stock.  J.P.  Morgan Securities  Inc.  was  retained to  assist  in  this
process.
 
    On  January  26, 1996,  the Registrant  announced that  efforts to  sell the
entire Company did not result in a  satisfactory offer, and that it would  begin
discussions  with  multiple  parties regarding  the  sale  of four  of  its five
operating divisions and  focus on  the growth  and development  of its  UNR-ROHN
Division  ("ROHN"). ROHN manufactures towers, poles, antenna mounts and shelters
for the telecommunications industry  and provides turnkey installation  services
for these products, custom fabrication and custom hot-dip galvanizing. ROHN also
manufactures livestock equipment for the farm and exposition centers.
 
    The  four divisions to be sold, which are treated as discontinued operations
for financial reporting purposes, are as follows:
 
    - UNR Leavitt Division,  a manufacturer of  structural and mechanical  steel
tubing which are used in a broad range of commercial and consumer products.
 
    -  Unarco Commercial Products Division, a  manufacturer of steel and plastic
shopping carts, supermarket stock handling equipment and luggage carts.
 
    - UNR  Home  Products  Division,  a  manufacturer  of  stainless  steel  and
composite sinks for residential use.
 
    -  Real Time  Solutions, Inc., a  wholly owned subsidiary  of the Registrant
that was  acquired  in 1993,  is  engaged in  providing  computerized  warehouse
management and control systems.
 
  (b) FINANCIAL INFORMATION ABOUT INDUSTRY SEGMENTS
 
    Information  required  under this  section appears  as Note  11 to  the 1995
Consolidated Financial Statements of  the Registrant included  as Exhibit 13  to
this Form 10-K and incorporated herein by reference.
 
                                       1
<PAGE>
  (c) NARRATIVE DESCRIPTION OF BUSINESS
 
    Registrant  manufactures and markets towers, poles, masts and mounts used as
support structures  for  antennae  and  concrete  and  fiberglass  shelters  and
cabinets to house electronic telecommunications equipment. The
telecommunications  markets served by these  products include cellular, personal
communications systems,  enhanced  specialized mobile  radio,  paging  services,
radio  and  television  broadcast, wireless  cable,  private  microwave systems,
military  communications  systems,  direct   broadcast  satellite  and   network
switching.
 
    Registrant  also manufactures a line of  livestock handling products sold to
farmers, ranchers,  fairs  and  exposition and  equestrian  facilities,  privacy
fencing sold to the military and other customers and provides custom fabrication
and  hot-dip galvanizing services.  These items represent  in the aggregate less
than ten percent of Registrant's revenues.
 
    Registrant's telecommunications products are sold directly to customers  and
through distributors throughout the United States and to international markets.
 
    All  of  the  raw materials  required  for the  manufacture  of Registrant's
products are readily available from a number of different suppliers.
 
    PATENTS
 
    The Registrant has  a number of  patents and trademarks,  none of which  are
considered material to the consolidated operations.
 
    EMPLOYEES
 
    As  of December 31, 1995, the  Registrant employed approximately 700 people.
Collective bargaining  agreements  cover  approximately  300  employees  at  its
facilities  in  Peoria, Illinois,  and Frankfort,  Indiana.  The unions  are the
United Automobile, Aerospace and Agricultural Implement Workers of America (UAW)
in Peoria  and the  Retail,  Wholesale and  Department  Store Union  (RWDSU)  in
Frankfort. The Registrant considers its relations with its employees to be good.
 
    COMPETITION
 
    The  Registrant  competes with  a  number of  manufacturers  in each  of its
products. Although the available information  does not permit the Registrant  to
provide  accurate data  as to its  precise competitive  position, the Registrant
believes it  has  a  significant  share  in the  product  classes  in  which  it
participates.  The  principal  methods  of competition  are  price,  quality and
product service.
 
    BACKLOG AND FOREIGN SALES
 
    The Registrant's backlog of firm  orders was approximately $26.9 million  at
December  31, 1995, and  $25.8 million at  December 31, 1994.  It is anticipated
that all of  the backlog  orders will  be filled  during the  current year.  The
stated backlog is not necessarily indicative of company sales or profits for any
future period.
 
    Foreign  sales of the  Registrant in 1995, 1994  and 1993 were approximately
$8.5 million, $7.4 million and $5.1 million, respectively.
 
OTHER
 
    The Registrant  employs  some  environmentally hazardous  materials  in  its
manufacturing  processes, including oils  and solvents. The  Registrant has made
expenditures to  comply  with  environmental  laws  and  regulations,  including
investigation  and remediation of ground and water contamination, and expects to
make such  expenditures in  the  future to  comply  with existing  and  probable
requirements.  While such expenditures to date  have not materially affected the
Registrant's capital expenditures, competitive position, financial condition  or
results of operations, there can be no assurance that more stringent regulations
or enforcement in the future will not have such effects.
 
    In some cases, the Registrant has notified state or federal authorities of a
possible  need to remedy  sites it previously operated.  The Registrant has also
been notified by various  state and federal  governmental authorities that  they
believe   it  may  be  a  "potentially  responsible  party"  or  otherwise  have
responsibility with respect  to clean-up  obligations at  certain hazardous  and
other  waste disposal sites which were not  owned or operated by the Registrant.
In some such cases,  the Registrant has effected  settlements with the  relevant
authorities  or  other  parties  for immaterial  amounts.  In  other  cases, the
Registrant is participating  in negotiations  for settlement  with the  relevant
authorities  or other  parties or  has notified  the authorities  that it denies
liability for  clean-up obligations.  At  all such  sites,  costs which  may  be
incurred are difficult to accurately predict until the level of contamination is
determined.  The  Registrant, after  consultation  with legal  counsel  and with
environmental experts, believes that the ultimate outcome with respect to all of
these sites  will not  have  a material  effect  on the  Registrant's  financial
condition or on the results of its operations.
 
                                       2
<PAGE>
ITEM 2.  PROPERTIES.
 
    The  following table sets  forth information concerning  location, size, use
and nature of  the principal  manufacturing facilities  owned or  leased by  the
Registrant  (for continuing operations only). The Registrant believes its plants
are suitable for their purposes, are well maintained and are adequately insured.
Not included in the table are leased warehouses, aggregating 25,800 square  feet
and the Registrant's sales offices, all of which are leased.
 
<TABLE>
<CAPTION>
   LOCATION                   USE                  SQUARE FOOTAGE          LEASED OR OWNED
--------------  --------------------------------  ----------------  ------------------------------
<S>             <C>                               <C>               <C>
Peoria, IL      Tower & Poles                           400,000     Owned
Frankfort, IN   Towers & Livestock Equipment             50,000     Owned
Frankfort, IN   Towers & Livestock Equipment             87,500     Leased (Expiration 12/31/96)
Bessemer, AL    Equipment Shelters                      250,000     Leased (Expiration 9/15/11)
</TABLE>
 
    The  Registrant  uses a  wide variety  of  standard and  specialized machine
tools,  many  varying  types  of  equipment  and  many  different  manufacturing
processes  in producing its products. The Registrant considers, that in general,
its  plants  are  equipped  with  modern  and  well-maintained  equipment.   The
Registrant's operations make virtually full use of all existing facilities.
 
ITEM 3.  LEGAL PROCEEDINGS.
 
    The  Registrant is involved in various  pending legal proceedings and claims
arising in  the  normal  course  of  business.  Although  the  outcome  of  such
proceedings  and  claims cannot  be determined  with certainty,  the Registrant,
after consultation with legal counsel, considers that such matters, individually
or in  the  aggregate,  will  not  have  a  materially  adverse  effect  on  the
Registrant's operations or its financial condition.
 
ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.
 
    There  have been no matters  submitted to a vote  of security holders during
the fourth quarter of 1995.
 
EXECUTIVE OFFICERS OF THE REGISTRANT
 
    The Executive Officers of the Registrant are as follows:
 
<TABLE>
<CAPTION>
          NAME             AGE                       EXPERIENCE/TENURE
-------------------------  ----  ---------------------------------------------------------
<S>                        <C>   <C>
Thomas A. Gildehaus......    55  Chief Executive Officer and President (since July  1992);
                                 Director   since  July  1992;  Director,  Executive  Vice
                                   President of Deere & Company, manufacturer of farm  and
                                   construction equipment (1980-1992).
Henry Grey...............    42  Senior   Vice  President,  Chief  Financial  Officer  and
                                 Treasurer (since  1994);  Vice  President  --Finance  and
                                   Treasurer  (1986-1994); Senior Manager, Arthur Andersen
                                   & Co., (1974-1986).
Victor E. Grimm..........    59  Vice President, Corporate  Secretary and General  Counsel
                                 (since  October  1992);  Partner,  Bell,  Boyd  &  Lloyd,
                                   Attorneys (1967-Present).
</TABLE>
 
All of the  executive officers  are elected  by the  Board of  Directors at  the
annual  meeting for one-year terms and serve until such time as their respective
successors are duly elected and qualified.
 
                                    PART II
 
ITEM 5.  MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS.
 
    The Registrant's Common  Stock is  publicly traded  in the  over-the-counter
market  on the NASDAQ National Market System  and is listed on the Chicago Stock
Exchange. The Registrant's Common Stock bears the symbol UNRI.
 
    The high and low bids are as reported in the Wall Street Journal  Quotations
from the NASDAQ National Market System.
 
<TABLE>
<CAPTION>
                                                                                                    DIVIDENDS
                                                                                                      PER
COMMON STOCK                                                                   HIGH        LOW       SHARE
---------------------------------------------------------------------------   -------    -------    -------
<S>                                                                           <C>        <C>        <C>
1994
  First Quarter............................................................   $ 7 1/8    $ 5 5/8    $  .20
  Second Quarter...........................................................     6          5 1/4     --
  Third Quarter............................................................     6 1/8      5 1/8     --
  Fourth Quarter...........................................................     6 5/8      5 7/8     --
1995
  First Quarter............................................................   $ 7 1/8    $ 5 1/4    $ 1.55
  Second Quarter...........................................................     7 7/8      5 3/8     --
  Third Quarter............................................................     9 3/4      7 1/4     --
  Fourth Quarter...........................................................     9 3/8      7 7/16     1.00
1996
  First Quarter (through March 15).........................................   $ 9        $ 7 5/8    $--
</TABLE>
 
    As  of March 15, 1996 the Registrant  had 3,099 record holders of its Common
Stock.
 
                                       3
<PAGE>
    On January 15,  1991, the Registrant  paid a $.20  regular cash dividend  to
Stockholders of record on December 20, 1990.
 
    On  January  15,  1992,  the  Registrant  paid  a  $.20  regular  and  $1.00
extraordinary cash dividend to Stockholders of record on December 31, 1991.
 
    On  February  1,  1993,  the  Registrant  paid  a  $.20  regular  and  $2.00
extraordinary cash dividend to Stockholders of record on January 15, 1993.
 
    On December 1, 1993, the Registrant paid a $1.20 extraordinary cash dividend
to Stockholders of record on November 16, 1993.
 
    On  April  1, 1994,  the Registrant  paid  a $.20  regular cash  dividend to
Stockholders of record on March 18, 1994.
 
    On April 17, 1995, the  Registrant paid a $.25  regular cash dividend and  a
$1.30 extraordinary cash dividend to Stockholders of record on April 3, 1995.
 
    On  December  28,  1995,  the Registrant  paid  a  $1.00  extraordinary cash
dividend to Stockholders of record on December 18, 1995.
 
ITEM 6.  SELECTED FINANCIAL DATA (IN THOUSANDS, EXCEPT PER SHARE DATA).
 
<TABLE>
<CAPTION>
-----------------------------------------------------------------------------------------------------------------
 
Five Year Summary of Operations                               1995       1994       1993       1992       1991
-----------------------------------------------------------------------------------------------------------------
<S>                                                         <C>        <C>        <C>        <C>        <C>
Net Sales                                                   $ 142,216  $ 107,026  $  73,811  $  67,262  $  69,803
Cost of products sold                                          98,996     73,060     51,846     46,250     45,687
-----------------------------------------------------------------------------------------------------------------
Gross Profit                                                   43,220     33,966     21,965     21,012     24,116
-----------------------------------------------------------------------------------------------------------------
Operating Income                                               29,862     18,580      9,710      9,579     13,795
-----------------------------------------------------------------------------------------------------------------
Interest income, net                                            1,839      1,174        551      3,586      7,214
-----------------------------------------------------------------------------------------------------------------
Income from continuing operations before income taxes          31,701     19,754     10,261     13,165     21,009
Income tax provision                                           12,700      7,900      4,100      5,000      7,800
-----------------------------------------------------------------------------------------------------------------
Income from Continuing Operations                              19,001     11,854      6,161      8,165     13,209
Discontinued operations--
  Income from operations, net of tax                           10,275     21,971     12,623    121,718      3,359
  Loss on dispositions, net of tax                                 --     (2,500)        --     (6,200)        --
-----------------------------------------------------------------------------------------------------------------
Net Income                                                  $  29,276  $  31,325  $  18,784  $ 123,683  $  16,568
-----------------------------------------------------------------------------------------------------------------
Net Income (Loss) Per Share:
Continuing operations                                       $     .37  $     .24  $     .13  $     .18  $     .30
Discontinued operations--
  Income from operations, net of tax                              .20        .45        .27       2.70        .07
  Loss on dispositions, net of tax                                 --       (.05)        --       (.14)        --
-----------------------------------------------------------------------------------------------------------------
Net Income Per Share                                        $     .57  $     .64  $     .40  $    2.74  $     .37
-----------------------------------------------------------------------------------------------------------------
Dividends Declared Per Common Share                         $    2.55  $     .20  $    1.20  $    2.20  $    1.20
-----------------------------------------------------------------------------------------------------------------
Weighted Average Common Shares Outstanding                     51,813     49,318     47,369     45,040     44,894
-----------------------------------------------------------------------------------------------------------------
Five-Year Summary of Financial Data
-----------------------------------------------------------------------------------------------------------------
Total Assets                                                $ 161,226  $ 258,106  $ 229,505  $ 353,624  $ 294,842
Stockholders' Equity                                          127,764    220,596    193,384    232,981    206,272
Dividends Declared                                            132,274      9,738     57,691    102,517     53,745
Return on Assets                                                 18.2%      12.1%       8.2%      35.0%       5.6%
Return on Stockholders' Equity                                   22.9%      14.2%       9.7%      53.1%       8.0%
Capital Expenditures                                            2,303      3,335        781        683      4,468
Depreciation and Amortization                                   1,433      1,358      1,353      1,341      1,189
Long-Term Liabilities                                           4,671      4,867      2,949      3,136      3,334
-----------------------------------------------------------------------------------------------------------------
</TABLE>
 
Prior year results  have been  restated to  reflect the  1992 discontinuance  of
Midwest  CATV  and Midwest  Steel, the  1994  discontinuance of  Unarco Material
Handling and the 1995 discontinuance of UNR Leavitt, Unarco Commercial Products,
UNR Home Products and Real Time Solutions, Inc.
 
ITEM 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
OF OPERATIONS.
 
    Management's Discussion and Analysis appearing on pages 26 through 27 of UNR
Industries, Inc. 1995 Annual  Report to Stockholders  is incorporated herein  by
reference.
 
ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.
 
    The  information required by this item is incorporated by reference from the
Statements of Income, Statements  of Cash Flows,  Balance Sheets, Statements  of
Changes  in Stockholders' Equity  and Notes to  Financial Statements included in
the UNR Industries, Inc. 1995 Annual Report to Stockholders.
 
                                       4
<PAGE>
ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL DISCLOSURE.
 
    None.
 
                                    PART III
 
ITEM 10.  DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT.
 
    Information required by  this item  with respect  to the  directors and  the
Executive  Officers of  the Registrant  is hereby  incorporated by  reference to
Registrant's definitive proxy statement to  be filed pursuant to Regulation  14A
promulgated  by  the Securities  and  Exchange Commission  under  the Securities
Exchange Act of 1934,  which proxy statement is  anticipated to be filed  within
120 days after the end of Registrant's fiscal year ended December 31, 1995.
 
ITEM 11.  EXECUTIVE COMPENSATION.
 
    Information  required by this item with respect to executive compensation is
hereby incorporated by reference to  Registrant's definitive proxy statement  to
be  filed pursuant to Regulation 14A  promulgated by the Securities and Exchange
Commission under the Securities Exchange Act  of 1934, which proxy statement  is
anticipated  to be filed  within 120 days  after the end  of Registrant's fiscal
year ended December 31, 1995.
 
ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT.
 
    Information required by  this item  is hereby incorporated  by reference  to
Registrant's  definitive proxy statement to be  filed pursuant to Regulation 14A
promulgated by  the  Securities and  Exchange  Commission under  the  Securities
Exchange  Act of 1934, which  proxy statement is anticipated  to be filed within
120 days after the end of the Registrant's fiscal year ended December 31, 1995.
 
ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS.
 
    Information required by  this item  is hereby incorporated  by reference  to
Registrant's  definitive proxy statement to be  filed pursuant to Regulation 14A
promulgated by  the  Securities and  Exchange  Commission under  the  Securities
Exchange  Act of 1934, which  proxy statement is anticipated  to be filed within
120 days after the end of the Registrant's fiscal year ended December 31, 1995.
 
                                    PART IV
 
ITEM 14.  EXHIBITS, FINANCIAL STATEMENT SCHEDULE AND REPORTS ON FORM 8-K.
 
    (a)  1. Financial Statements:
 
            The information required by this  item is incorporated by  reference
            in Item 8 of this report.
 
        2. The following financial schedule for the years 1995, 1994 and 1993 is
           submitted herewith:
 
           Schedule II--Allowance for Doubtful Accounts.
 
    All other schedules have been omitted because they are not applicable or not
required.
 
        3. Exhibits:
 
    The  following list sets forth the exhibits to this Form 10-K as required by
Item 601  of Regulation  S-K. Certain  exhibits are  filed herewith,  while  the
balances are hereby incorporated by reference to documents previously filed with
the   Securities  and  Exchange  Commission.  Exhibits  hereto  incorporated  by
reference to such other filed documents are indicated by an asterisk.
 
EXHIBIT NO.
 
 (2) *Plan of Reorganization incorporated herein by reference from Exhibit A  of
    the 1989 first quarter Form 10-Q.
 
 (3)  *Amended and Restated  Certificate of Incorporation  dated March 13, 1980,
    filed as an exhibit to the 1990 Form 10-K.
 
    *Certificate of  Amendment  dated June  2,  1989, to  amended  and  restated
    Certificate of Incorporation filed as an exhibit to the 1990 Form 10-K.
 
    *Certificate  of  Amendment dated  July 12,  1990,  to amended  and restated
    Certificate of Incorporation filed as an exhibit to the 1990 Form 10-K.
 
    *Amended and Restated By-Laws dated May 5, 1994, filed as an exhibit to  the
    1993 Form 10-K.
 
 (4)  *Warrant  Agreement (including  form of  warrant)  issued pursuant  to the
    provisions  of  Article  III  of  the  Registrant's  Consolidated  Plan   of
    Reorganization  confirmed on June 2,  1989, filed as an  exhibit to the 1989
    Form 10-K.
 
 (9) None.
 
(10) Material Contracts:
 
    *UNR Industries, Inc. 1992 Restricted Stock Plan, filed as an exhibit to the
    1992 Form 10-K.
 
    *Employment Agreement entered into between  UNR Industries, Inc. and  Thomas
    A.  Gildehaus, President and Chief Executive Officer, filed as an exhibit to
    the 1992 Form 10-K.
 
    *Form of Change of Control  Agreements entered into between UNR  Industries,
    Inc.,  and Henry Grey, Senior Vice President-Finance & Treasurer, and Victor
    E. Grimm, Vice President, Corporate Secretary and General Counsel, filed  as
    an exhibit to the 1992 Form 10-K.
 
                                       5
<PAGE>
    *UNR Industries, Inc. Supplemental Executive Retirement Plan effective as of
    January 1, 1993, filed as an exhibit to the 1993 Form 10-K.
 
    *1994  Stock Option Plan  incorporated by reference from  Exhibit A of Proxy
    Statement dated October 11, 1994.
 
    *1994 Executive Stock Purchase Plan incorporated by reference from Exhibit B
    of Proxy Statement dated October 11, 1994.
 
    *Form of Executive Stock Purchase Agreement with Thomas A. Gildehaus,  Henry
    Grey and Victor E. Grimm dated September 9, 1994, filed as an exhibit to the
    1994 third quarter 10-Q.
 
    Agreements  with  J.P.  Morgan  Securities Inc.  dated  June  22,  1995, and
    February 9, 1996.
 
    The SEC File  Number for Unarco  Industries, Inc., Registrant's  predecessor
    was 1-3296; for Registrant the SEC File Number is 1-8009.
 
(11) The computation can be determined from report.
 
(12) Not applicable.
 
(13) Registrant's 1995 Annual Report to Shareholders.
 
(16) Not applicable.
 
(18) None.
 
(21) List of Subsidiaries of Registrant.
 
(22) Not applicable.
 
(23) Consent of Independent Public Accountants.
 
(24) None.
 
(27) Financial data schedule.
 
(28) None.
 
    (b) No Form 8-K was filed for the quarter ended December 31, 1995.
 
    (c) Exhibits--See 10, 13, 21, 23 and 27 above.
 
    (d) None.
 
                                       6
<PAGE>
       REPORT OF INDEPENDENT PUBLIC ACCOUNTANTS ON SUPPLEMENTAL SCHEDULE
 
To the Stockholders and Board of Directors of UNR Industries, Inc.:
 
    We  have audited in  accordance with generally  accepted auditing standards,
the consolidated financial  statements included in  UNR Industries, Inc.'s  1995
Annual  Report to Stockholders incorporated by  reference in this Form 10-K, and
have issued our report thereon dated March  7, 1996. Our audit was made for  the
purpose  of forming  an opinion on  the basic  consolidated financial statements
taken as a  whole. The  supplemental schedule included  in Part  IV, Item  14(a)
(Allowance  for  Doubtful  Accounts)  is  the  responsibility  of  the Company's
management and is presented  for purposes of complying  with the Securities  and
Exchange  Commission's rules and is not part of the basic consolidated financial
statements. This schedule has been subjected to the auditing procedures  applied
in the audit of the basic consolidated financial statements and, in our opinion,
fairly  states in all  material respects the  financial data required  to be set
forth therein in relation to  the basic consolidated financial statements  taken
as a whole.
 
                                                    ARTHUR ANDERSEN LLP
 
Chicago, Illinois,
March 7, 1996
 
                                       7
<PAGE>
                                                                     SCHEDULE II
 
ALLOWANCE FOR DOUBTFUL ACCOUNTS (IN THOUSANDS)
 
    Changes  in the  allowance for doubtful  accounts for the  three years ended
December 31 are as follows:
 
<TABLE>
<CAPTION>
                                                                                                     1993       1994       1995
                                                                                                   ---------  ---------  ---------
<S>                                                                                                <C>        <C>        <C>
Balance--beginning of year.......................................................................  $   1,010  $   1,256  $   2,300
Add (deduct)
--Provision charged to income....................................................................        507      1,340          4
--Bad debts written-off..........................................................................       (261)      (296)      (119)
                                                                                                   ---------  ---------  ---------
Balance--end of year.............................................................................  $   1,256  $   2,300  $   2,185
                                                                                                   ---------  ---------  ---------
                                                                                                   ---------  ---------  ---------
</TABLE>
 
                                       8
<PAGE>
                                   SIGNATURES
 
    Pursuant to  the requirements  of  Section 13  or  15(d) of  the  Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.
 
                                         UNR INDUSTRIES, INC.
 
                                         /s/  THOMAS A. GILDEHAUS
                                         ---------------------------------------
                                         Thomas A. Gildehaus
                                         CHIEF EXECUTIVE OFFICER, PRESIDENT &
                                         DIRECTOR
 
March 15, 1996
 
    Pursuant  to the requirements  of the Securities Exchange  Act of 1934, this
report has  been  signed  below  by  the following  persons  on  behalf  of  the
Registrant and in the capacities and on the dates indicated.
 
<TABLE>
<S>                                                       <C>
March 15, 1996                                            /s/  THOMAS A. GILDEHAUS
                                                          --------------------------------------------------------
                                                          Thomas A. Gildehaus
                                                          CHIEF EXECUTIVE OFFICER, PRESIDENT & DIRECTOR
 
March 15, 1996                                            /s/  HENRY GREY
                                                          --------------------------------------------------------
                                                          Henry Grey
                                                          SENIOR VICE PRESIDENT & CHIEF FINANCIAL
                                                          OFFICER PRINCIPAL FINANCIAL OFFICER
 
March 15, 1996                                            /s/  VICTOR E. GRIMM
                                                          --------------------------------------------------------
                                                          Victor E. Grimm
                                                          VICE PRESIDENT, CORPORATE SECRETARY & GENERAL COUNSEL
 
March 15, 1996                                            /s/  JOHN A. SALADINO
                                                          --------------------------------------------------------
                                                          John A. Saladino
                                                          CONTROLLER & ASSISTANT SECRETARY
 
March 15, 1996                                            /s/  CHARLES M. BRENNAN III
                                                          --------------------------------------------------------
                                                          Charles M. Brennan III
                                                          DIRECTOR
 
March 15, 1996                                            /s/  DARIUS W. GASKINS, JR.
                                                          --------------------------------------------------------
                                                          Darius W. Gaskins, Jr.
                                                          DIRECTOR
 
March 15, 1996                                            /s/  GENE LOCKS
                                                          --------------------------------------------------------
                                                          Gene Locks
                                                          DIRECTOR, CHAIRMAN OF THE BOARD
</TABLE>
 
                                       9
<PAGE>
<TABLE>
<S>                                                       <C>
March 15, 1996                                            /s/  RUTH R. MCMULLIN
                                                          --------------------------------------------------------
                                                          Ruth R. McMullin
                                                          DIRECTOR
 
March 15, 1996                                            /s/  THOMAS F. MEAGHER
                                                          --------------------------------------------------------
                                                          Thomas F. Meagher
                                                          DIRECTOR
 
March 15, 1996                                            /s/  ROBERT B. STEINBERG
                                                          --------------------------------------------------------
                                                          Robert B. Steinberg
                                                          DIRECTOR
 
March 15, 1996                                            /s/ WILLIAM J. WILLIAMS
                                                          --------------------------------------------------------
                                                          William J. Williams
                                                          DIRECTOR
</TABLE>
 
                                       10