Technology
      Investment Capital Corp.

    8
      Sound
      Shore Drive, Suite 255

    Greenwich,
      CT 06830

    


    


    March
      30,
      2006

    


    


    Newtek
      Business Services, Inc. 

    CrystalTech
      Wed Hosting, Inc.

    462
      Seventh Avenue, 14th Floor 

    New
      York,
      New York 10018

    Attn: Mr.
      Barry
      Sloane

    


    


    Gentlemen:

    


    We
      refer
      to that certain Securities Purchase Agreement, by and among Technology
      Investment Capital Corp., CrystalTech Web Hosting, Inc., and Newtek Business
      Services, Inc., dated as of March 28, 2005 (the "Agreement"). All capitalized
      terms used but not defined herein shall have the meanings ascribed thereto
      in
      the Agreement.

    


    The
      parties desire to amend Section 1.1 of the Agreement by amending and restating
      the definition of "Special Prepayment Window" as follows:

    


    "Special
      Prepayment Window" shall mean the period of time beginning on the first day
      immediately after the first anniversary of the Closing Date and ending on June
      27, 2006."

    


    The
      parties further desire to confirm their agreement that the Additional Interest
      payable on March 31, 2006 in connection with the $4,000,000 optional prepayment
      being made that same date (the “March 2006 Prepayment”), shall be made in cash,
      in an amount equal to $127,033 (the
      “Additional Interest Payment”),
      in lieu
      of Newtek delivering Newtek Shares pursuant to Section 2.5(d)(iv) of the
      Agreement. The Purchaser’s agreement to accept cash in lieu of Newtek Shares
      does not alter the Purchaser’s right to receive Newtek Shares with respect to
      any further Additional Interest payable under the Agreement.

    


    After
      giving effect to and upon indefeasible receipt of the March 2006 Prepayment
      and
      the Additional Interest Payment: (x) the scheduled principal payments specified
      under Section 2.6(a) of the Agreement shall be revised so that the remaining
      principal payments due shall be as follows, (a) $2,000,000 on March 28, 2008,
      and (b) the then remaining balance of the Notes on March 28, 2009; and (y)
      Section 2.4 of the Agreement shall be amended and restated in its entirety
      as
      follows: 

    


    “Maturity
      Date.
      The
      entire unpaid principal amount of the Notes and any accrued and unpaid interest
      thereon shall be due and payable on March 28, 2009 (the “Maturity
      Date”),
      unless such amounts become due and payable earlier upon acceleration in
      accordance with the terms hereof or otherwise.”

     

    This
      letter is an amendment of the Agreement under Section 11.4 of the Agreement.
      The
      Agreement remains in full force and effect, except to the extent expressly
      modified herein. This letter shall be

     

    
      
         

      

      
         

        
          

        

      

      
         

      

    

    Newtek
      Business Services, Inc. 

    CrystalTech
      Wed Hosting, Inc.

    March
      30,
      2006

    Page
      2 of
      2

    


    


    governed
      by New York law, and may be executed in one or more counterparts. This letter
      shall constitute a "Transaction Document" under the Agreement. 

    


    Please
      signify your agreement to this letter by countersigning and returning an
      original to us. 

    


    Very
      truly yours,

    


    TECHNOLOGY
      INVESTMENT CAPITAL CORP.

    
       

       

      
        	By: 	
                /s/
                  Saul B.
                  Rosenthal                   
                  

              	 	
              	
              
	Name: 	Saul B. Rosenthal	 	 	 
	Title: 	President	 	
              	
              


      

    

    


    Agreed
      to and accepted as of 

    March
      31, 2006:

     

    
      	CRYSTALTECH WEB HOSTING
              INC. 	 	NEWTEK BUSINESS SERVICES,
              INC.
	 	 	 
	 	 	 	 	 
	By: 	/s/ Craig J.
              Brunet                           	 	
              By: 

            	/s/ Barry
              Sloane                          
              
	Name: 	Craig J. Brunet  	 	Name: 	Barry Sloane
	Title: 	Vice President	 	Title: 	Chairman and Chief Executive
              Officer