FORM 6-K

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                            Report of Foreign Issuer

                      Pursuant to Rule 13a-16 or 15d-16 of

                         Securities Exchange Act of 1934

                        For the month of September 2003,

                               ABBEY NATIONAL PLC
                 (Translation of registrant's name into English)

                  Abbey House, 2 Triton Square, Regent's Place
                             London NW1 3AN, England
                    (Address of principal executive offices)



         Indicate by check mark whether the registrant files or will file annual
reports under cover Form 20-F or Form 40-F.

                  Form 20-F ...X...     Form 40-F .......

         Indicate by check mark whether the registrant by furnishing the
information contained in this Form is also thereby furnishing the information to
the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of
1934.

                  Yes .......           No ...X...

<PAGE>

                                   SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS

1. Name of company

Abbey National plc


2. Name of director

Alan Stephen Antony Wyatt


3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18 or in respect of a non-beneficial
interest


4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them (if notified)


5. Please state whether notification relates to a person(s) connected with the
director named in 2 above and identify the connected person(s)


6. Please state the nature of the transaction. For PEP transactions please
indicate whether general/single co PEP and if discretionary/non discretionary


7. Number of shares / amount of stock acquired


8. Percentage of issued class


9. Number of shares/amount of stock disposed


10. Percentage of issued class


11. Class of security


12. Price per share


13. Date of transaction


14. Date company informed


15. Total holding following this notification


16. Total percentage holding of issued class following this notification


If a director has been granted options by the company please complete the
following boxes.


17. Date of grant

9 September 2003


18. Period during which or date on which exercisable

8 September 2006 to 8 September 2013


19. Total amount paid (if any) for grant of the option

NIL


20. Description of shares or debentures involved: class, number

Ordinary Shares of 10p each


21. Exercise price (if fixed at time of grant) or indication that price is to be
fixed at time of exercise

(pound)5.41 per share

22. Total number of shares or debentures over which options held following this
notification

5,545 approved options
142,329 unapproved options


23. Any additional information


24. Name of contact and telephone number for queries

Helen McKenzie   0141 275 9786


25. Name and signature of authorised company official responsible for making
this notification

Helen McKenzie

Date of Notification

9 September 2003

The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.


<PAGE>

                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

                                                     ABBEY NATIONAL PLC

Date: 9 September 2003
                                                     By  /s/ Helen McKenzie
                                                     Helen McKenzie,
                                                     Abbey National Secretariat