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Exhibit 31.2

CERTIFICATION OF CHIEF FINANCIAL OFFICER
PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Philip A. Garcia, certify that:



| | 1. |  | I have reviewed this quarterly report on Form 10-Q of Erie Family
Life Insurance Company;                                                                                                                                                                                                                 
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| | 2. |  | Based on my knowledge, this report does not contain any
untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in light of the circumstances
under which such statements were made, not misleading with respect to
the period covered by this report;
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| | 3. |  | Based on my knowledge, the financial statements, and other
financial information included in this report, fairly
present in all material respects the financial condition, results of
operations and cash flows of the registrant as of, and for, the
periods presented in this report;                   
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| | 4. |  | The registrants other certifying officer and I are responsible
for establishing and maintaining disclosure controls and procedures
(as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the
registrant and have:                                                                               

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| |  | a) |  | Designed such disclosure controls and procedures,
or caused such disclosure controls and procedures to be designed
under our supervision, to
ensure that material information relating to the registrant,
including its consolidated subsidiaries, is made known to us by
others within those entities, particularly during the period in
which this report is being prepared;
| |  |    |  |                                                                                                                                                                                                                                                                                                                                                                               
| |  | b) |  | Evaluated the effectiveness of the registrants
disclosure controls and procedures and presented in this report our
conclusions about the effectiveness of the disclosure controls and
procedures, as of the end of the period covered by this report based
on such evaluation; and                                                                                           
| |  |    |  |                                                                                                                                                                                                                                                                                                                                                                               
| |  | c) |  | Disclosed in this report any change in the
registrant's internal control over financial reporting that occurred
during the registrants most recent fiscal quarter that has materially affected, or is reasonably likely to
materially affect, the registrants internal control over
financial reporting; and                                                                



| | 5. |  | The registrants other certifying officer and I have disclosed,
based on our most recent evaluation of internal control over
financial reporting, to the registrants auditors and
the audit committee of registrants board of directors:
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| |  | a) |  | All significant deficiencies and material
weaknesses in the design or
operation of internal control over financial reporting which are
reasonably likely to adversely affect the
registrants ability to record, process, summarize and report
financial information; and
| |  |    |  |                                                                                                                                                                                                                                                                          
| |  | b) |  | Any fraud, whether or not material, that involves
management or other employees who have a significant role in
the registrants internal control over financial reporting.                                                                                               



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| | /s/ Philip A. Garcia
Philip A. Garcia, Executive Vice President & CFO
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