# FORM 6-K

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

# Report of Foreign Issuer

# Pursuant to Rule 13a-16 or 15d-16 of

# Securities Exchange Act of 1934

For the month of March 2004

ABBEY NATIONAL PLC(Translation of registrants
 name into English)

Abbey House, 2 Triton Square, Regents PlaceLondon
 NW1 3AN, England(Address of principal executive offices)

Indicate
 by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form
 40-F.

Form 20-F . . . .X. . . . Form 40-F . . . . . . . .

Indicate
 by check mark whether the registrant by furnishing the information contained in this Form is also thereby
 furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange
 Act of 1934.

Yes . . . . . . . No . . .X. . . .

---

SCHEDULE 11


NOTIFICATION OF
  INTERESTS OF DIRECTORS AND CONNECTED PERSONS



1. Name of company



ABBEY NATIONAL PLC





2. Name of director



LUQMAN ARNOLD
  STEPHEN ALAN MICHAEL HESTER
  MARK ANDREW PAIN
  ANGUS JAMES PORTER
  PRISCILLA AUDREY VACASSIN
  ALAN STEPHEN ANTONY WYATT





3. Please state whether notification
  indicates that it is in respect of holding of the shareholder named in 2 above
  or in respect of a non-beneficial interest or in the case of an individual holder
  if it is a holding of that person's spouse or children under the age of 18 or
  in respect of a non-beneficial interest



BENEFICIAL HOLDING OF DIRECTORS NAMED
  IN 2 ABOVE.





4. Name of the registered holder(s)
  and, if more than one holder, the number of shares held by each of them (if
  notified)



MOURANTS & CO. TRUSTEES LIMITED.





5. Please state whether notification
  relates to a person(s) connected with the director named in 2 above and identify
  the connected person(s)



N/A.





6. Please state the nature of the
  transaction. For PEP transactions please indicate whether general/single co
  PEP and if discretionary/non discretionary



SHARES PURCHASED FOR THE DIRECTORS
  NAMED IN 2 ABOVE UNDER THE TERMS OF THE ABBEY NATIONAL PLC DEFERRED BONUS PLAN.





7. Number of shares / amount of stock
  acquired

95,654,ORDINARY SHARES OF 10p EACH



|LUQMAN ARNOLD               | 54,208 ORDINARY SHARES OF 10p
      EACH
|--------------------------- | ----------------------------------------
|STEPHEN ALAN MICHAEL HESTER | 29,580 ORDINARY SHARES OF 10p
      EACH
|MARK ANDREW PAIN            | 2,676 ORDINARY SHARES OF 10p
      EACH 
|ANGUS JAMES PORTER          | 3,747 ORDINARY SHARES OF 10p
      EACH 
|PRISCILLA AUDREY VACASSIN   | 3,212 ORDINARY SHARES OF 10p
      EACH 
|ALAN STEPHEN ANTONY WYATT   | 2,231 ORDINARY SHARES OF 10p
      EACH 

8. Percentage of issued class



0.00%





9. Number of shares/amount of stock
  disposed



N/A





10. Percentage of issued class



N/A





11. Class of security



ORDINARY SHARES OF 10p EACH





12. Price per share



SHARES PURCHASED OVER THREE DAYS
  FROM 22  24 MARCH 2004 AT PRICES FROM 437p TO 444p.





13. Date of transaction



22  24 MARCH 2004





14. Date company informed



25 MARCH 2004





15. Total holding following this
  notification



411,164 ORDINARY SHARES OF 10p EACH

|LUQMAN ARNOLD               | 264,064 ORDINARY SHARES OF 10p
      EACH
|--------------------------- | -----------------------------------------
|STEPHEN ALAN MICHAEL HESTER | 79,580 ORDINARY SHARES OF 10p
      EACH 
|MARK ANDREW PAIN            | 58,330 ORDINARY SHARES OF 10p
      EACH 
|ANGUS JAMES PORTER          | 3,747 ORDINARY SHARES OF 10p
      EACH  
|PRISCILLA AUDREY VACASSIN   | 3,212 ORDINARY SHARES OF 10p
      EACH  
|ALAN STEPHEN ANTONY WYATT   | 2,231 ORDINARY SHARES OF 10p
      EACH  

16. Total percentage holding of issued
  class following this notification



0.00%





If a director has been granted options
  by the company please complete the following boxes.



17. Date of grant



N/A





18. Period during which or date on
  which exercisable



N/A





19. Total amount paid (if any) for
  grant of the option



N/A





20. Description of shares or debentures
  involved: class, number



N/A





21. Exercise price (if fixed at time
  of grant) or indication that price is to be fixed at time of exercise



N/A





22. Total number of shares or debentures
  over which options held following this notification



N/A





23. Any additional information









24. Name of contact and telephone
  number for queries



JASON WRIGHT  0207 756 4767





25. Name and signature of authorised
  company official responsible for making this notification



JASON WRIGHT





Date of Notification



29 MARCH 2004





The FSA does not give any express
  or implied warranty as to the accuracy of this document or material and does
  not accept any liability for error or omission. The FSA is not liable for any
  damages (including, without limitation, damages for loss of business or loss
  of profits) arising in contract, tort or otherwise from the use of or inability
  to use this document, or any material contained in it, or from any action or
  decision taken as a result of using this document or any such material.

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# SIGNATURES

Pursuant
 to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report
 to be signed on its behalf by the undersigned, thereunto duly authorized.



|                    | ABBEY NATIONAL PLC                                
|------------------- | --------------------------------------------------
|Date: 29 March 2004 |                                                   
|                    | By:  /s/ Jason WrightJason WrightAbbey Secretariat