# FORM 6-K

SECURITIES
  AND EXCHANGE COMMISSION

Washington,
  D.C. 20549

# Report of
  Foreign Issuer

# Pursuant
  to Rule 13a-16 or 15d-16 of

# Securities
  Exchange Act of 1934

For the month
  of April 2004

ABBEY NATIONAL
  plc 
  (Translation of registrants name into English)

Abbey National
  House, 2 Triton SquareLondon 
  NW1 3AN, England   
   (Address of principal executive offices)

|Indicate
      by check mark whether the registrant files or will file annual reports under
      cover Form 20-F or Form 40-F.
|-------------------------------------------------------------------------------------------------------------------------------

Form 20-F . . . .X. . . . Form 40-F . . . . . . . . Indicate
        by check mark whether the registrant by furnishing the information contained
        in this Form is also thereby furnishing the information to the Commission
        pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.


Yes
  . . . . . . . No . . .X. . . .

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#### SCHEDULE 11

NOTIFICATION OF
  INTERESTS OF DIRECTORS AND CONNECTED PERSONS



1. Name of company



ABBEY NATIONAL PLC



2. Name of director



LUQMAN ARNOLDSTEPHEN ALAN MICHAEL HESTERJASMIN JETHAMARK ANDREW PAINANGUS JAMES PORTERPRISCILLA AUDREY VACASSINALAN STEPHEN ANTONY WYATT



3. Please state whether notification
  indicates that it is in respect of holding of the shareholder named in 2 above
  or in respect of a non-beneficial interest or in the case of an individual holder
  if it is a holding of that person's spouse or children under the age of 18 or
  in respect of a non-beneficial interest



N/A



4. Name of the registered holder(s)
  and, if more than one holder, the number of shares held by each of them (if
  notified)



N/A



5. Please state whether notification
  relates to a person(s) connected with the director named in 2 above and identify
  the connected person(s)



N/A.



6. Please state the nature of the
  transaction. For PEP transactions please indicate whether general/single co
  PEP and if discretionary/non discretionary



N/A.



7. Number of shares / amount of stock
  acquired



N/A.



8. Percentage of issued class



N/A



9. Number of shares/amount of stock
  disposed



N/A



10. Percentage of issued class



N/A





11. Class of security



N/A



12. Price per share



N/A



13. Date of transaction



N/A



14. Date company informed



N/A



15. Total holding following this
  notification



N/A



16. Total percentage holding of issued
  class following this notification



N/A





If a director has been granted options
  by the company please complete the following boxes.



17. Date of grant



23 APRIL 2004



18. Period during which or date on
  which exercisable



CONDITIONAL GRANT OF SHARES TO BE
  AWARDED TO THE DIRECTORS NAMED IN 2 ABOVE UNDER THE TERMS OF THE ABBEY NATIONAL
  PLC PERFORMANCESHARE PLAN
  FOLLOWING A THREE YEAR PERFORMANCE PERIOD FROM THEDATE
  IN 17 ABOVE.



19. Total amount paid (if any) for
  grant of the option



N/A



20. Description of shares or debentures
  involved: class, number



ORDINARY SHARES OF 10p EACH



21. Exercise price (if fixed at time
  of grant) or indication that price is to be fixed at time of exercise



N/A





22. Total number of shares or debentures
  over which options held following this notification



1,070,114 ORDINARY SHARES OF 10p
  EACH

|LUQMAN ARNOLD                     | 264,630 ORDINARY
      SHARES OF 10p EACH
|--------------------------------- | -----------------------------------------
|STEPHEN ALAN MICHAEL
      HESTER | 174,740 ORDINARY
      SHARES OF 10p EACH
|JASMIN JETHA                      | 110,892 ORDINARY
      SHARES OF 10p EACH
|MARK ANDREW PAIN                  | 133,409 ORDINARY
      SHARES OF 10p EACH
|ANGUS JAMES PORTER                | 151,217 ORDINARY
      SHARES OF 10p EACH
|PRISCILLA AUDREY
      VACASSIN   | 100,811 ORDINARY
      SHARES OF 10p EACH
|ALAN STEPHEN ANTONY
      WYATT   | 134,415 ORDINARY
      SHARES OF 10p EACH

23. Any additional information



N/A





24. Name of contact and telephone
  number for queries



JASON WRIGHT  0207 756 4767





25. Name and signature of authorised
  company official responsible for making this notification



JASON WRIGHT





Date of Notification



26 APRIL 2004





The FSA does not give any
  express or implied warranty as to the accuracy of this document or material
  and does not accept any liability for error or omission. The FSA is not liable
  for any damages (including, without limitation, damages for loss of business
  or loss of profits) arising in contract, tort or otherwise from the use of or
  inability to use this document, or any material contained in it, or from any
  action or decision taken as a result of using this document or any such material.



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# SIGNATURES



Pursuant to the requirements
  of the Securities Exchange Act of 1934, the registrant has duly caused this
  report to be signed on its behalf by the undersigned, thereunto duly authorized.

|                    |  | ABBEY NATIONAL plc           
|------------------- |  | -----------------------------
|Date: 26 April 2004 |  | By:/s/
      Jason Wright    
|                    |  | Jason WrightAbbey Secretariat