NOTE
SECURED BY SECURITY AGREEMENT


Date:     
December 20, 2001


Borrower:     
Padma Ventures, LLC, a Texas limited liability company


Borrower's Mailing Address:     
901 East Midcities Boulevard, Euless, Texas 76039


Lender:     
Jitsource, LLC


Address:     
377 Las Colinas Boulevard East, Suite 280, Irving, Texas 75039


Principal Amount:     
FORTY FIVE THOUSAND AND NO.100 DOLLARS ($45,000.00)


Annual Interest
Rate from February 5, 2002:     TEN PERCENT (10%)


Maturity Date:     
February 5, 2007


Annual Interest Rate
on Matured, Unpaid Amounts:      THE HIGHEST RATE ALLOWED BY
LAW.


Terms of payment (principal
and interest): 1st payment on February 28, 2003 and annually on
February 28 thereafter. The last payment includes a balloon payment of principal
and interest on February 28, 2007. 


In the event any
installment shall become overdue for a period in excess of ten (10) days, a
charge of five percent (5%) of the amount so overdue may be charged by the
holder for the purpose of defraying the expense incident to handling such
delinquent payments. 


Security for Payment:
     Merchandise Inventory of D & D Texaco, 15 Macarthur Road,
Alexandria, Louisiana 71303


Borrower promises to pay to
the order of Lender the Principal Amount plus interest at the Annual Interest
Rate. This note is payable at the Place for Payment and according to the Terms
of Payment. All unpaid amounts are due by the Maturity Date. After maturity,
Borrowers promises to pay any unpaid principal balance plus interest at the
Annual Interest Rate on Matured, Unpaid Amounts. 


If Borrower defaults in the
payment of this note or in the performance of any obligation in any instrument
securing or collateral to this note, Lender may declare the unpaid principal
balance and earned interest on the note immediately due. Borrower and each
surety, endorser, and guarantor waive all demand for payment, presentation for
payment, notice of intention to accelerate maturity, notice of acceleration of
maturity, protest, and notice of protest, to the extent permitted by law. 






Borrower also promises to
pay reasonable attorney’s fees and court and other costs if this note is
placed in the hands of an attorney to collect or enforce the note. These
expenses will bear interest from the date of advance at the Annual Interest Rate
on Matured, Unpaid Amounts. Borrower will pay Lender these expenses and interest
on demand at the Place for Payment. These expenses and interest will become part
of the note and will be secured by any security for payment. Borrower may repay
this note in any amount at any time before the Maturity Date without penalty or
premium. 


Interest on the debt
evidenced by this note will not exceed the maximum rate or amount of nonusurious
interest that may be contracted for, taken, reserved, charged, or received under
law. Any interest in excess of that maximum amount will be credited on the
Principal Amount or, if the Principal Amount has been paid, refunded. On any
acceleration or required or permitted prepayment, any excess interest will be
canceled automatically as of the acceleration or prepayment or, if the excess
interest has already been paid, credited on the Principal Amount or, of the
Principal Amount has been paid, refunded. This provision overrides any
conflicting provisions in this note and all other instruments concerning the
debt. 


Each borrower
is responsible for all obligations represented by this note.


When the context
requires, singular mouns and pronouns include the plural.


JITSOURCE, LLC



/s/   Reza Rahman




By: Reza Rahman





PADMA VENTURES, LLC


/s/   Mohammed Islam




By: Mohammed Islam