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                                                                    EXHIBIT 10.6



                           SECOND AMENDED AND RESTATED
                                 PROMISSORY NOTE
                                 ---------------
                                   (Unsecured)


$1,022,538.12                                       FARMINGTON HILLS, MICHIGAN
FINAL DUE DATE: DECEMBER 31, 2010                     DATED: AS OF JULY 15, 2002

           FOR VALUE RECEIVED, GARY A. SHIFFMAN ("Maker") promises to pay in
lawful money of the United States of America to the order of SUN COMMUNITIES
OPERATING LIMITED PARTNERSHIP, a Michigan limited partnership ("Holder"), at
31700 Middlebelt Road, Suite 145, Farmington Hills, Michigan 48334, or such
other place as Holder may designate in writing, the principal sum of ONE MILLION
TWENTY TWO THOUSAND FIVE HUNDRED THIRTY EIGHT AND 12/100 DOLLARS
($1,022,538.12), plus interest as hereinafter provided.

           The unpaid principal balance of this promissory note ("Note") shall
bear interest from the date hereof, computed upon the basis of a year of 365
days for the actual number of days elapsed in a month, at a rate of interest per
annum (the "Effective Rate") equal to 1.75% in excess of six months' LIBOR (the
"Index"), as such Index shall vary from time to time, upwards or downwards, and
each such Index change shall cause an identical change in the Effective Rate to
occur effective immediately; provided, however, that the Effective Rate shall
not exceed 9% per annum and the Effective Rate shall not be lower than 6% per
annum.

           The indebtedness evidenced by this Note shall be paid to Holder in
quarterly installments of interest only, beginning July 15, 1995, and continuing
on the fifteenth day following each calendar quarter thereafter until December
31, 2010. One-third (33.33%) of the unpaid principal balance of this Note shall
be due and payable on each of December 31, 2008 and December 31, 2009. The
entire remaining unpaid principal balance of this Note, together with all
accrued and unpaid interest, shall be due and payable in full on December 31,
2010. Notwithstanding the foregoing, in the event that the current timing of
Holder's quarterly dividend payments is subsequently changed, the due date of
Maker's quarterly interest payments on this Note shall be adjusted accordingly;
provided, however, that Maker's quarterly interest payments shall still be due
under this Note even if Holder subsequently discontinues payment of dividends.

           A required prepayment of principal in an amount equal to sixty
percent (60%) of the excess, if any, of "x" minus "y" shall be paid to Holder
quarterly, beginning July 15, 1995, and continuing on the fifteenth day
following each calendar quarter thereafter until December 31, 2010. For purposes
of this paragraph, "x" equals the amount of all cash distributions and dividends
paid to Maker on 47,285 shares of common stock, $.01 par value, of Sun
Communities, Inc., a Maryland corporation ("Sun"), issued to Maker as of May 11,
1995 and "y" equals the amount of the quarterly interest payment.
Notwithstanding the foregoing, in the event that the current timing of Holder's
quarterly dividend payments is subsequently changed, the due date of Maker's
required principal payments on this Note shall be adjusted accordingly.



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           This Note may be paid in full or in part at any time without payment
of any prepayment fee or penalty. All payments received hereunder shall, at the
option of Holder, first be applied against accrued and unpaid interest and the
balance against principal. Maker expressly assumes all risks of loss or delay in
the delivery of any payments made by mail, and no course of conduct or dealing
shall affect Maker's assumption of these risks.

           Upon the occurrence of any of the following events of default ("Event
of Default"): (a) any failure by Maker to pay any installment of principal or
interest when due hereunder and such failure shall continue and shall not be
cured for a period of ten (10) days after the due date of such payment; (b)
Maker's failure generally to pay debts as they mature, or the appointment of a
receiver or custodian over a material portion of Maker's assets, which receiver
or custodian is not discharged within sixty (60) days of such appointment; (c)
any voluntary or involuntary bankruptcy or insolvency proceedings are commenced
by or against Maker, which proceedings are not set aside within sixty (60) days
from the date of institution thereof; or (d) any writ of attachment,
garnishment, execution, tax lien, or similar writ is issued against any property
of Maker; then, at the election of Holder and without notice, demand or
presentment, the entire principal balance of this Note, together with all
accrued and unpaid interest, shall become immediately due and payable. All costs
and expenses of collection, including, without limitation, reasonable attorneys
fees and expenses, shall be added to and become part of the total indebtedness.

           Upon the occurrence and during the continuance of any Event of
Default, the outstanding principal amount hereof shall bear interest at a rate
which is two percent (2.0%) per annum greater than the Effective Rate otherwise
applicable. Maker agrees to pay all of Holder's costs incurred in the collection
of this Note, including reasonable attorneys fees and expenses.

           Acceptance by Holder of any payment in an amount less than the amount
then due shall be deemed an acceptance on account only, and Maker's failure to
pay the entire amount then due within the applicable cure period shall be and
continue to be an Event of Default. Upon the occurrence and continuance of any
Event of Default, neither the failure of Holder promptly to exercise its right
to declare the outstanding principal and accrued unpaid interest hereunder to be
immediately due and payable, nor the failure of Holder to demand strict
performance of any other obligation of Maker or any other person who may be
liable hereunder, shall constitute a waiver of any such rights, nor a waiver of
such rights in connection with any future default on the part of Maker or any
other person who may be liable hereunder.

           Maker and all endorsees, sureties and guarantors hereof hereby
jointly and severally waive presentment for payment, demand, notice of
non-payment, notice of protest or protest of this Note, and Holder diligence in
collection or bringing suit, and do hereby consent to any and all extensions of
time, renewals, waivers or modifications as may be granted by Holder with
respect to payment or any other provisions of this Note.



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           Notwithstanding anything herein to the contrary, in no event shall
Maker be required to pay a rate of interest in excess of the Maximum Rate. The
term "Maximum Rate" shall mean the maximum non-usurious rate of interest that
Holder is allowed to contract for, charge, take, reserve or receive under the
applicable laws of any applicable state or of the United States of America
(whichever from time to time permits the highest rate for the use, forbearance
or detention of money) after taking into account, to the extent required by
applicable law, any and all relevant payments or charges hereunder, or under any
other document or instrument executed and delivered in connection therewith and
the indebtedness evidenced hereby.

           In the event Holder ever receives, as interest, any amount in excess
of the Maximum Rate, such amount as would be excessive interest shall be deemed
a partial prepayment of principal, and, if the principal hereof is paid in full,
any remaining excess shall be returned to Maker. In determining whether or not
the interest paid or payable under any specified contingency exceeds the Maximum
Rate, Maker and Holder shall, to the maximum extent permitted by law, (a)
characterize any non-principal payment as an expense, fee, or premium rather
than as interest; (b) exclude voluntary prepayments and the effects thereof; and
(c) amortize, prorate, allocate and spread the total amount of interest through
the entire contemplated term of such indebtedness until payment in full of the
principal (including the period of any extension or renewal thereof) so that the
interest on account of such indebtedness shall not exceed the Maximum Rate. If
Holder shall determine that the Effective Rate under this Note is usurious or
otherwise limited by law, the unpaid balance of this Note, with accrued interest
at the Maximum Rate, shall, at the option of Holder, become immediately due and
payable.

           This Note is an amendment and restatement of that certain First
Amended and Restated Promissory Note in the original principal amount of
$1,022,538.12, dated as of March 11, 1996 (the "Prior Note"), delivered by Maker
to Holder. This Note does not constitute the extinguishment of the debt
evidenced by the Prior Note or the creation of a new debt, but represents a
continuation of the Prior Note as amended and restated hereby. Any amount
outstanding under the Prior Note, as of the effective date of this Note, shall
constitute an advance hereunder.

           Within one hundred twenty (120) days of the end of Holder's fiscal
year, Maker shall furnish Holder a current personal financial statement showing
Maker's net worth.

           This Note shall be governed by and construed in accordance with the
laws of the State of Michigan. This Note shall be binding upon Maker and his
successors and assigns, and the benefits hereof shall inure to Holder and its
successors and assigns.


                                            MAKER:


                                            /s/ Gary A. Shiffman
                                            ----------------------------------
                                            GARY A. SHIFFMAN