Federal Register / Vol. 85, No. 246 / Tuesday, December 22, 2020 / Notices 83625 

collection is an application for a 

research card, which people need before 

they can access original records in a 

NARA facility. Respondents are 

individuals who wish to use original 

archival records. NARA uses the 

information to screen individuals, to 

identify which types of records they can 

use, and to allow further contact. 

Swarnali Haldar, 

Executive for Information Services/CIO. 

[FR Doc. 2020–28137 Filed 12–21–20; 8:45 am] 

BILLING CODE 7515–01–P 

NATIONAL CREDIT UNION 

ADMINISTRATION 

Submission for OMB Review; 

Comment Request 

AGENCY: National Credit Union 

Administration (NCUA). 

ACTION: Notice. 

SUMMARY: The National Credit Union 

Administration (NCUA) will be 

submitting the following information 

collection requests to the Office of 

Management and Budget (OMB) for 

review and clearance in accordance 

with the Paperwork Reduction Act of 

1995 on or after the date of publication 

of this notice. 

DATES: Comments should be received on 

or before January 21, 2021 to be assured 

of consideration. 

ADDRESSES: Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

FOR FURTHER INFORMATION CONTACT: 

Copies of the submission may be 

obtained by contacting Dawn Wolfgang 

at (703) 548–2279, emailing 

PRAComments@ncua.gov, or viewing 

the entire information collection request 

at www.reginfo.gov. 

SUPPLEMENTARY INFORMATION: 

OMB Number: 3133–0067. 

Title: Corporate Credit Union Monthly 

Call Report and Annual Report of 

Officers. 

Form: NCUA 5310. 

Abstract: Section 202(a)(1) of the 

Federal Credit Union Act (Act) requires 

federally insured credit unions to make 

reports of condition to the NCUA Board 

upon dates selected by it. Corporate 

credit unions report this information 

monthly on NCUA Form 5310, also 

known as the Corporate Credit Union 

Call Report. The financial and statistical 

information is essential to NCUA in 

carrying out its responsibility for 

supervising corporate credit unions. The 

Federal Credit Union Act, 12 U.S.C. 

1762, specifically requires federal credit 

unions to report the identity of credit 

union officials. Section 741.6(a) requires 

federally-insured credit unions to 

submit a Report of Officials annually to 

NCUA containing the annual 

certification of compliance with security 

requirements. The branch information is 

requested under the authority of § 741.6 

of the NCUA Rules and Regulations. 

NCUA utilizes the information to 

monitor financial conditions in 

corporate credit unions and to allocate 

supervision and examination resources. 

Type of Review: Revision of a 

currently approved collection. 

Affected Public: Private Sector: Notfor-profit institutions. 

Estimated Total Annual Burden 

Hours: 539. 

OMB Number: 3133–0186. 

Title: Higher-Risk Mortgage 

Appraisals. 

Abstract: Section 1471 of the DoddFrank Act established Truth in Lending 

section 129H, which contains appraisal 

requirements applicable to higher-risk 

mortgages and prohibits a creditor from 

extending credit in the form of a higherrisk mortgage loan to any consumer 

without meeting those requirements. A 

higher-risk mortgage is defined as a 

residential mortgage loan secured by a 

principal dwelling with an annual 

percentage rate that exceeds the average 

prime offer rate for a comparable 

transaction as of the date the interest 

rate is set by certain enumerated 

percentage point spreads. To implement 

this statutory requirement, a final rule 

was promulgated to amend 12 CFR part 

1026, Regulation Z. 

The recordkeeping and disclosure 

requirements prescribed under 

§ 1026.35 are necessary to protect 

consumers, and promote the safety and 

soundness of creditors making higherrisk mortgage loans. 

Type of Review: Extension of a 

currently approved collection. 

Affected Public: Private Sector: Notfor-profit institutions. 

Estimated Total Annual Burden 

Hours: 276. 

By Melane Conyers-Ausbrooks, 

Secretary of the Board, the National 

Credit Union Administration, on 

December 16, 2020. 

Dated: December 17, 2020. 

Dawn D. Wolfgang, 

NCUA PRA Clearance Officer. 

[FR Doc. 2020–28182 Filed 12–21–20; 8:45 am] 

BILLING CODE 7535–01–P 

NATIONAL CREDIT UNION 

ADMINISTRATION 

Agency Information Collection 

Activities: Proposed Collection; 

Comment Request; Fair Credit 

Reporting Disclosure and 

Recordkeeping Requirements 

AGENCY: National Credit Union 

Administration (NCUA). 

ACTION: Notice and request for comment. 

SUMMARY: The National Credit Union 

Administration (NCUA), as part of a 

continuing effort to reduce paperwork 

and respondent burden, invites the 

general public and other Federal 

agencies to comment on the following 

extension of a currently approved 

collection, as required by the Paperwork 

Reduction Act of 1995. 

DATES: Written comments should be 

received on or before February 22, 2021 

to be assured consideration. 

ADDRESSES: Interested persons are 

invited to submit written comments on 

the information collection to Dawn 

Wolfgang, National Credit Union 

Administration, 1775 Duke Street, Suite 

6032, Alexandria, Virginia 22314; Fax 

No. 703–548–2279; or email at 

PRAComments@NCUA.gov. Given the 

limited in-house staff because of the 

COVID–19 pandemic, email comments 

are preferred. 

FOR FURTHER INFORMATION CONTACT: 

Address requests for additional 

information to Dawn Wolfgang at the 

address above or telephone 703–548– 

2279. 

SUPPLEMENTARY INFORMATION: 

OMB Number: 3133–0165. 

Title: Fair Credit Reporting (FCRA). 

Type of Review: Extension of a 

currently approved collection. 

Abstract: The Fair Credit Reporting 

Act (FCRA) (15 U.S.C. 1681 et seq.) sets 

standards for the collection, 

communication, and use of information 

bearing on a consumer’s 

creditworthiness, credit standing, credit 

capacity, character, general reputation, 

personal characteristics, or mode of 

living. FCRA has been revised 

numerous times since it took effect, 

notably by passage of the Consumer 

Credit Reporting Reform Act of 1996, 

the Gramm-Leach-Bliley Act of 1999, 

and the Fair and Accurate Credit 

Transactions Act of 2003. 

The Dodd-Frank Wall Street Reform 

and Consumer Protection Act (DFA) 

amended a number of consumer 

financial protection laws, including 

most provisions of FCRA. In addition to 

substantive amendments, the DFA 

transferred rulemaking authority for 


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