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            -  -  Short-term credentials and the labor market: Who stands to benefit?    
Short-term credentials, such as certifications, are becoming more popular due to the timely and cost-effective targeted training they offer for specific jobs. However, their value varies widely across industries and educational levels, with mixed impacts on wages and employment outcomes. 
 
 

#### Upcoming Events

			Sep					25		

10:00 am – 11:30 am EDT 

### 		Rural Community Action Assembly: Farm and Agricultural Business Transitions	

			Sep					26		

9:10 am – 9:40 am EDT 

### 		Boston Fed President Susan M. Collins Fireside Chat with Federal Reserve Governor Adriana D. Kugler	

			Sep					26		

1:00 pm – 1:30 pm EDT 

### 		Minneapolis Fed President Neel Kashkari Fireside Chat with Vice Chair for Supervision Michael S. Barr	

			Sep					26		

3:00 pm – 4:00 pm EDT 

### 		FedTalk: Small Businesses as Economic Drivers	

		View Calendar	

## Latest news and views

Get insights from the Fed’s community development teams and their collaborators.

                  -  [Watch] Economic Insights from Lower-Income Communities: Findings from the 2024 Community Perspectives SurveySeptember 19, 2024
In the Connecting Communities webinar, Federal Reserve Staff and leaders from national community development organizations discussed findings from the Community Perspectives Survey and how their organizations provide vital services to LMI communities and promote economic resilience and mobility. Watch or listen on demand. 
 
                  -  Small-business owners: Share your experiences with credit access this past yearSeptember 4, 2024
Small-business owners help inform policy conversations and decision-making. Take the Federal Reserve Small Business Credit Survey. 
 
                  -  Community perspectives and conditions from the Fed’s Beige Book, August 2024September 4, 2024
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the August 2024 Beige Book. 
 
                  -  Manufacturing affordable homeownership, one unit at a time August 28, 2024
Manufactured housing offers a uniquely affordable homeownership onramp at a time when aspiring buyers can’t afford pricier site-built homes. Even with perception and financing challenges to surmount, some are finding creative ways to extend this homeownership option to more buyers. 
 

## People, partners, and progress

Explore inspiring stories and profiles showcasing the collaborative efforts and impactful work in community development across the Federal Reserve System.

        -  Equitable DevelopmentJavier Silva elevates the perspectives of Spanish-speaking communities around climate resilience and health economic outcomesJennie BlizzardSeptember 10, 2024
At work, Javier Silva brings together two distinct but important worlds of community development and the Spanish language. “In community development I try to help areas that are underserved and need attention on health equity and climate resiliency /adaptation—two of our team’s thematic focus.” 
 Read more → : Javier Silva elevates the perspectives of Spanish-speaking communities around climate resilience and health economic outcomes 
        -  Equitable DevelopmentA rural foundation for success in community conversation Liz DudaJuly 23, 2024
As a Community Development Regional Manager at the Federal Reserve Bank of Richmond, Erika Bell helps amplify people’s voices. 
 Read more → : A rural foundation for success in community conversation  
        -  EmploymentEquitable DevelopmentNational Disability Institute and city partners push for an inclusive economy accessible to all Gabriella ChiarenzaJuly 15, 2024
People with disabilities are more likely to be unbanked and underemployed. The National Disability Institute has a plan and the right partners—including the Cleveland Fed—to change this pattern and make the economy more accessible for everyone. 
 Read more → : National Disability Institute and city partners push for an inclusive economy accessible to all  

## Explore data and research

From survey findings to dashboards, the Fed’s data can inform collaborative efforts between policymakers, employers, and educators.

          -  Community Perspectives Survey: Insights from the field—Health of entities serving low- and moderate-income communitiesNishesh Chalise, Violeta Gutkowski, Steven HowlandAugust 28, 2024
The second report from the 2024 Community Perspectives Survey focuses on the health of organizations serving low- and moderate-income (LMI) communities and discusses the challenges they face. These organizations provide vital services to lower-income communities and infrastructure that promotes economic resilience and mobility. 
Read more →: Community Perspectives Survey: Insights from the field—Health of entities serving low- and moderate-income communities 
          -  Community Perspectives Survey: Insights from the field—Economic conditions in low- and moderate-income communitiesNishesh Chalise, Violeta Gutkowski, Steven HowlandAugust 7, 2024
The 2024 Community Perspectives Survey, conducted nationally by the Federal Reserve, provides an overview of economic conditions in low- and moderate-income (LMI) communities. The first report examines key findings in the areas of housing, employment, financial stability, health, education, small business and access to technology. 
Read more →: Community Perspectives Survey: Insights from the field—Economic conditions in low- and moderate-income communities 
          -  Worker Voices Special Brief: Self-Employment, Dreams Versus RealityMerissa Piazza, Ashley PutnamApril 11, 2024
Worker Voices participants described weighing the tradeoffs of self-employment from the independence it gave to its income generation potential. This research found that participants were pushed or pulled into self-employment for a variety of factors and their experiences did not align with their expectations of this work. 
Read more →: Worker Voices Special Brief: Self-Employment, Dreams Versus Reality 
          -  CDFI Survey findings on output and outcome trackingSurekha Carpenter, Adrienne SmithApril 9, 2024
The 2023 CDFI Survey offers insights on impact measurement and management for community development financial institutions (CDFIs). Learn about output and outcome metrics, challenges, and implications for capacity building among CDFIs. 
Read more →: CDFI Survey findings on output and outcome tracking 

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