<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORM 10-K
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   12-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1995
<PERIOD-START>                             JAN-01-1996             JAN-01-1995
<PERIOD-END>                               DEC-31-1996             DEC-01-1995
<CASH>                                           2,774                   2,922
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                     0                   3,025
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     23,041                   5,758
<INVESTMENTS-CARRYING>                          11,093                  28,615
<INVESTMENTS-MARKET>                            11,156                  28,872
<LOANS>                                         89,225                  83,817
<ALLOWANCE>                                        990                   1,036
<TOTAL-ASSETS>                                 128,760                 126,350
<DEPOSITS>                                     109,570                 109,671
<SHORT-TERM>                                     2,965                   1,590
<LIABILITIES-OTHER>                                952                     803
<LONG-TERM>                                        330                     334
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         1,500                   1,500
<OTHER-SE>                                      13,457                  12,452
<TOTAL-LIABILITIES-AND-EQUITY>                 128,760                 126,350
<INTEREST-LOAN>                                  7,973                   7,000
<INTEREST-INVEST>                                2,073                   2,439
<INTEREST-OTHER>                                    98                      36
<INTEREST-TOTAL>                                10,145                   9,475
<INTEREST-DEPOSIT>                               3,759                   3,409
<INTEREST-EXPENSE>                               3,880                   3,530
<INTEREST-INCOME-NET>                            6,265                   5,945
<LOAN-LOSSES>                                      168                      60
<SECURITIES-GAINS>                                   0                       7
<EXPENSE-OTHER>                                  4,178                   3,913
<INCOME-PRETAX>                                  2,465                   2,448
<INCOME-PRE-EXTRAORDINARY>                       2,465                   2,448
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     1,631                   1,626
<EPS-PRIMARY>                                     2.39                    2.36
<EPS-DILUTED>                                     2.39                    2.36
<YIELD-ACTUAL>                                    5.19                    5.06
<LOANS-NON>                                        263                     213
<LOANS-PAST>                                       447                     144
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 1,036                   1,000
<CHARGE-OFFS>                                      235                      46
<RECOVERIES>                                        21                      22
<ALLOWANCE-CLOSE>                                  990                   1,036
<ALLOWANCE-DOMESTIC>                               990                   1,036
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            414                     411
        

</TABLE>