[ARTICLE]    9[LEGEND]    THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROMTHE MORE DETAILED FINANCIAL STATEMENTS OF THE COMPANY AND SUBSIDIARY AND NOTESTHERETO INCLUDED ELSEWHERE IN THIS REPORT AND IS QUALIFIED IN ITS ENTIRETY BYREFERENCE TO SUCH FINANCIALS.[MULTIPLIER]    1,000[CURRENCY]    U.S.DOLLARS<TABLE><S>                                                      <C>[PERIOD-TYPE]                                         12-MOS[FISCAL-YEAR-END]                                Dec-31-2000[PERIOD-END]                                     Dec-31-2000[EXCHANGE-RATE]                                            1[TOTAL-ASSETS]                                       471,076[CASH]                                                20,239[INT-BEARING-DEPOSITS]                                     0[FED-FUNDS-SOLD]                                       9,875[TRADING-ASSETS]                                           0[INVESTMENTS-HELD-FOR-SALE]                           88,975[INVESTMENTS-CARRYING]                                42,215[INVESTMENTS-MARKET]                                  42,506[LOANS]                                              295,648[ALLOWANCE]                                            3,782[DEPOSITS]                                           390,730[SHORT-TERM]                                          26,051[LIABILITIES-OTHER]                                    5,689[LONG-TERM]                                                0[PREFERRED-MANDATORY]                                      0[PREFERRED]                                                0[COMMON]                                               7,182[OTHER-SE]                                            41,424[TOTAL-LIABILITIES-AND-EQUITY]                       471,076[INTEREST-LOAN]                                       25,771[INTEREST-INVEST]                                      7,815[INTEREST-OTHER]                                         689[INTEREST-TOTAL]                                      34,275[INTEREST-DEPOSIT]                                    13,082[INTEREST-EXPENSE]                                    14,825[INTEREST-INCOME-NET]                                 19,450[LOAN-LOSSES]                                            820[SECURITIES-GAINS]                                         0[EXPENSE-OTHER]                                       13,961[INCOME-PRETAX]                                        9,231[INCOME-PRE-EXTRAORDINARY]                             6,311[EXTRAORDINARY]                                            0[CHANGES]                                                  0[NET-INCOME]                                           6,311[EPS-BASIC]                                             8.82<F1>[EPS-DILUTED]                                           8.82<F2>[YIELD-ACTUAL]                                          4.61<F3>[LOANS-NON]                                              305[LOANS-PAST]                                             189[LOANS-TROUBLED]                                           0[LOANS-PROBLEM]                                          305[ALLOWANCE-OPEN]                                       3,451[CHARGE-OFFS]                                            746[RECOVERIES]                                             257[ALLOWANCE-CLOSE]                                      3,782[ALLOWANCE-DOMESTIC]                                   3,782[ALLOWANCE-FOREIGN]                                        0[ALLOWANCE-UNALLOCATED]                                    0<FN><F1> 1MULTIPLIER DOES NOT APPLY TO EPS AND YIELD DATA<F2> 1111MULTIPLIER DOES NOT APPLY TO EPS AND YIELD DATA<F3> 1MULTIPLIER DOES NOT APPLY TO EPS AND YIELD DATA.</FN></TABLE>