# FORM
6-K

SECURITIES AND
EXCHANGE COMMISSION

Washington, D.C. 20549

# Report of
Foreign Issuer

# Pursuant to
Rule 13a-16 or 15d-16 of

# Securities
Exchange Act of 1934

For the month
of November 2004

ABBEY NATIONAL
PLC (Translation of registrant's name into English)

Abbey National
House, 2 Triton Square, Regent's PlaceLondon NW1 3AN, England
   (Address of principal executive offices)

|Indicate
      by check mark whether the registrant files or will file annual reports
      under cover Form 20-F or Form 40-F.
|-------------------------------------------------------------------------------------------------------------------------------

Form 20-F . . . .X. . . . Form 40-F . . . . . . . . Indicate
      by check mark whether the registrant by furnishing the information
      contained in this Form is also thereby furnishing the information to the
      Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of
      1934.  Yes . . . . . . . No . . .X. .
.. .


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# SCHEDULE 11

# NOTIFICATION
OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS

1. Name of
company

ABBEY NATIONAL PLC

2. Name of
director

|1.2. | YASMIN JETHA
              MARK ANDREW PAIN
|---- | -------------------------------------------

3.    
Please state whether notification indicates that it is in respect of holding of
the shareholder named in 2 above or in respect of a non-beneficial interest or
in the case of an individual holder if it is a holding of that person's spouse
or children under the age of 18 or in respect of a non-beneficial interest

|1. | AS IN 2 ABOVE
|-- | -------------
|2. | AS IN 2 ABOVE

4.    
Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them (if notified)

|1. | AS IN 2 ABOVE
|-- | -------------
|2. | AS IN 2 ABOVE



5.    
Please state whether notification relates to a person(s) connected with the
director named in 2 above and identify the connected person(s)

N/A

6.    
Please state the nature of the transaction. For PEP transactions please indicate
whether general/single co PEP and if discretionary/non discretionary

PURCHASE OF PARTNERSHIP SHARES

7.    
Number of shares / amount of stock acquired

|1. | YASMIN JETHA 9     
|-- | -------------------
|2. | MARK ANDREW PAIN 28

8.    
Percentage of issued class

0.00%

9.    
Number of shares/amount of stock disposed

N/A

10.    
Percentage of issued class

N/A

11. Class of
security

ORDINARY SHARES OF 10p EACH

12. Price per
share

6.305p

13. Date of
transaction

29 OCTOBER 2004

14.    
Date company informed

29 OCTOBER 2004

15.    
Total holding following this notification

|1. | YASMIN JETHA 49,749    
|-- | -----------------------
|2. | MARK ANDREW PAIN 59,000

16.    
Total percentage holding of issued class following this notification

0.00%

If a director has been
granted options by the company please complete the following boxes.

17.    
Date of grant

18.    
Period during which or date on which exercisable

19.    
Total amount paid (if any) for grant of the option

20.    
Description of shares or debentures involved: class, number

21.    
Exercise price (if fixed at time of grant) or indication that price is to be
fixed at time of exercise

22.    
Total number of shares or debentures over which options held following this
notification

23.    
Any additional information

24.    
Name of contact and telephone number for queries

Karen Carson - 020 7756 4358

25.    
Name and signature of authorised company official responsible for making this
notification

Karen Carson

Date of
Notification

01 November 2004

The FSA does not give any
express or implied warranty as to the accuracy of this document or material and
does not accept any liability for error or omission. The FSA is not liable for
any damages (including, without limitation, damages for loss of business or loss
of profits) arising in contract, tort or otherwise from the use of or inability
to use this document, or any material contained in it, or from any action or
decision taken as a result of using this document or any such material.

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# SIGNATURES

Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant has
duly caused this report to be signed on its behalf by the undersigned, thereunto
duly authorized.

|                                   |  | **ABBEY NATIONAL
      PLC**          
|---------------------------------- |  | --------------------------------------
|**Date:
      01st November 2004** |  | **By: /s/ Karen Carson**              
|                                   |  | **(Authorised Signatory)**************