Exhibit 10(b)


                                  ROAD AMERICA
                               3081 SALZEDO STREET
                             CORAL GABLES, FL 33134
                               TEL: (305) 446-4690
                               FAX: (305) 444-8270

October 25, 2002
Mr. Jerry Farrar
Chief Executive Officer
MedStrong International
500 Silver Spur Road
Suite 303
Rancho Palos Verdes, CA  90274


Dear Jerry,

Enclosed  are two  copies of the  executed  Letter of Intent  between  MedStrong
International and Road America.

In  follow-up  to our  conversation  this  afternoon,  we'd like to confirm  the
following  parameters  for  our  continued  relationship  that  will  need to be
incorporated into the final Agreement between our two companies:

                       Extended Service Contract Programs
      #1   The service fees of $1.00 will be for the contract term, not per year
      for contracts sold or given away for multiple terms at the point of sale.
                        Road America Membership Programs
      #2   For  membership  plans where Road America has embedded the  MedStrong
      program into a Road America benefit package, the service fees required for
      all  renewals of the Road  America  membership  program  will be $1.00 per
      membership  year when Road America  initiates  the renewal.  When the Road
      America membership is terminated. MedStrong can initiate renewals directly
      with the member and the standard  renewal  commission  and service fees to
      MedStrong will apply as agreed upon.
Some things to consider:

           Road America also has membership programs that are payable on a month
      to month basis, we will discuss this  opportunity with you and structure a
      monthly  fee  schedule  with  MedStrong  to allow for your  benefit  to be
      offered in these programs.

           For service  contract  programs,  MedStrong can design the program to
      provide  coverage  for  the  member  and  spouse.  This  provides  for  an
      opportunity  to offer the member an upgrade for family  coverage or into a
      premium MedStrong program.

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It is our  understanding  that  these  terms  will be  worked  into our  pending
Agreement  and that  document  will  supercede  the Letter of Intent  that we've
executed this afternoon.

Jerry, we appreciate the  opportunity to work with you and your company.  I look
forward to speaking with you this week to discuss in further detail.

                                                     Sincerely,

                                                     /s/Dennis M. Fantis
                                                     Dennis M. Fantis
                                                     President
                                                     Road America
cc:      Hutchinson
         J. Smith

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October 16, 2002




Mr. Dennis M. Fantis
President
Road America
3081 Salzedo St.
Coral Gables, Florida 33134

Re: Letter of Intent

Dear Dennis;

1.   This  letter  serves  as a formal  agreement  and  Letter  of Intent by and
     between MedStrong  International  Corporation,  hereinafter "MIC", and Road
     America,  hereinafter  "RA".  The  purpose  of this  Letter of Intent is to
     summarize the agreements between the parties and will have the effects of a
     formal  agreement  and work as a permanent  agreement  until  superseded by
     another written agreement.

2.   The  contents  of this  Letter  of  Intent  are  the  product  of  previous
     discussions among the parties.

3.   Objective: To grant RA the rights to represent, promote and sell MedStrong,
     Patient Data Quickly (PDQ) brand medical  records online  programs,  to its
     prospects and customers in the described territories.

4.   Territory:  United  States and  Canada.  Other  territories  to be mutually
     agreed in writing.

5.   Express  Exclusions:  The  parties  acknowledge  and agree  that each has a
     business  relationship with MAPFRE.  Any efforts by both parties to further
     promote the MIC,  PDQ brand with this  company  will be mutually  agreed in
     writing.  MAPFRE is therefore, an exclusive medical records online prospect
     of MIC.

6.   Programs:

     The  purpose  here is to provide  various PDQ  program  options  which Road
     America can select,  that offer or provide tailored solutions to its varied
     and diverse prospect and client base.

     (a) Agent:  RA may choose to  distribute  the  "Driver  PDQ" basic  medical
         records  online  program  for  a  family  of  four,  annually,  in  its
         electronic format as an agent of the company or

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     (b) Direct  link:  RA may choose to have MIC private  label by creating its
         own RA splash page with a direct link to MedStrong for actual  customer
         service.

     (c) R.A. Website: RA may choose to create its own specific product brand of
         medical records online using its own proprietary website and tying into
         MedStrong's engine.

7.   Payment and Renewal Compensation

     (a) Agent payment and renewal compensation based on following formula.

         (i)    MIC's  desired  amount:   $6.50  per  unit  for  a  twelve-month
                membership,  for a family of four. The amount  required to cover
                cost (s) of plan.

         (ii)   RA Target price:  $1.00 per unit for a twelve-month  membership,
                for a family of four.  The amount RA actually pays each month as
                their cost of plan(s).

         (iii)  Renewal:  MIC will  renew or RA may  renew  based on  negotiated
                terms. If MIC renews the company will pay RA a 20% commission on
                basic plan and upgrades  which first must go to settle the short
                fall between the (1) desired price and (2) RA's target price.

         (iv)   Any  balance  due  agent  from  his  commission  account,  after
                adjustment,  shall be paid to RA on or before March 15, 2003 and
                on or before each successive March 15.

         (v)    Agent  has  no  liability  or  responsibility  to  satisfy  unit
                shortfall beyond the PDQ renewal commission account.

     (b) Direct link: to be negotiated based on anticipated volume.

     (c) RA website: to be negotiated based on anticipated volume.

8.   Term and Termination

     (a) The  initial  term of the  agreement  shall run from  November 1, 2002,
         through November 30, 2005. Unless otherwise  terminated pursuant to the
         terms hereof,  the agreement shall  automatically  renew for additional
         one-year periods.

     (b) Either party, MIC or RA ,may terminate the agreement, without cause, at
         the end of the  initial  term or any  renewal  term by  giving  written
         notice of such  termination not less than ninety (90) days prior to the
         end of such term.
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     (c) The  agreement  may be terminated  immediately  upon written  notice as
         follows:

         (i)    By mutual, written agreement of the parties.

         (ii)   Material breach not cured for a period of 30 days after notice.

         (iii)  Either  party files  bankruptcy,  becomes  insolvent  or makes a
                general assignment for the benefit of creditors.

9.   MIC  is  a  public   company  and  therefore  must  disclose  all  material
     developments  regarding  its  business.  Both RA and MIC agree to release a
     mutually  agreed  news  release  announcing  this  letter of intent and any
     future agreements.

In witness whereof, this being the agreement between the parties; we hereby
execute this letter of intent.

Medstrong International, Corp.


By: /s/ Jerry Farrar
    -----------------
    Jerry Farrar, President




Road America


By: /s/ Dennis M. Fantis
    --------------------
    Dennis M. Fantis, President

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