<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of June 30, 2000, and December 31, 1999, and the
related Consolidated Statements of Income for the three months ended June 30,
2000 and 1999, and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0001022103
<NAME> HOME CITY FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             APR-01-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                           1,362
<INT-BEARING-DEPOSITS>                             178
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      5,186
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        104,247
<ALLOWANCE>                                        488
<TOTAL-ASSETS>                                 113,647
<DEPOSITS>                                      72,295
<SHORT-TERM>                                     2,100
<LIABILITIES-OTHER>                                633
<LONG-TERM>                                     27,469
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      11,150
<TOTAL-LIABILITIES-AND-EQUITY>                 113,647
<INTEREST-LOAN>                                  2,260
<INTEREST-INVEST>                                   80
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 2,340
<INTEREST-DEPOSIT>                                 945
<INTEREST-EXPENSE>                               1,361
<INTEREST-INCOME-NET>                              979
<LOAN-LOSSES>                                       10
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    660
<INCOME-PRETAX>                                    348
<INCOME-PRE-EXTRAORDINARY>                         248
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       248
<EPS-BASIC>                                       0.33
<EPS-DILUTED>                                     0.30
<YIELD-ACTUAL>                                    3.64
<LOANS-NON>                                          0
<LOANS-PAST>                                       327
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    679
<ALLOWANCE-OPEN>                                   506
<CHARGE-OFFS>                                       28
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  488
<ALLOWANCE-DOMESTIC>                               488
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             39


</TABLE>