I 

118TH CONGRESS 

2D SESSION H. R. 9378 

To direct the Secretary of Housing and Urban Development and the Administrator of the General Services Administration to establish programs for 

the development of affordable housing, and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

AUGUST 16, 2024 

Mr. RYAN introduced the following bill; which was referred to the Committee 

on Financial Services, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by 

the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned 

A BILL 

To direct the Secretary of Housing and Urban Development 

and the Administrator of the General Services Administration to establish programs for the development of 

affordable housing, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Pro-Housing Act of 

5 2024’’. 


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1 SEC. 2. LOCAL HOUSING POLICY GRANT AND LOAN PILOT 

2 PROGRAM. 

3 (a) PLANNING GRANTS.—Beginning not later than 

4 120 days after the date of the enactment of this section, 

5 the Secretary shall award grants on a competitive basis 

6 to eligible entities for the purpose of developing and evalu7 ating housing policy plans. 

8 (b) IMPLEMENTATION GRANTS.—Beginning not later 

9 than 120 days after the date of the enactment of this sec10 tion, the Secretary shall award grants on a competitive 

11 basis to eligible entities for the purpose of implementing 

12 housing policy plans. 

13 (c) DIRECT LOANS.— 

14 (1) IN GENERAL.—Beginning not later than 

15 120 days after the date of the enactment of this sec16 tion, the Secretary shall provide direct loans to eligi17 ble entities for the purpose of implementing housing 

18 policy plans. 

19 (2) TERMS AND LIMITATIONS.— 

20 (A) IN GENERAL.—A direct loan provided 

21 under this section shall be subject to such 

22 terms and conditions as the Secretary deter23 mines appropriate. 

24 (B) INTEREST RATE.—The interest rate on 

25 a direct loan provided under this section shall 

26 be less than the yield on United States TreasVerDate Sep 11 2014 17:45 Sep 07, 2024 Jkt 049200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6201 E:\BILLS\H9378.IH H9378

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1 ury obligations of a similar maturity to the ma2 turity of the direct loan on the date of execu3 tion of the loan agreement, at a rate deter4 mined by the Secretary, for the purpose of pro5 viding low-cost credit to eligible entities. 

6 (d) RURAL AND EXURBAN AREA MINIMUM.—The 

7 Secretary shall provide not less than 20 percent of the 

8 amounts awarded or loaned under this section to eligible 

9 entities that plan to use them to assist an area that is 

10 rural or exurban, as determined by the Secretary in con11 sultation the Director of the United States Census Bu12 reau. 

13 (e) APPLICATIONS.— 

14 (1) IN GENERAL.—An eligible entity seeking a 

15 planning grant, implementation grant, or direct loan 

16 provided under this section shall submit to the Sec17 retary an application at such time, in such manner, 

18 and containing such information as the Secretary 

19 may require. 

20 (2) PRIORITY.—In awarding a planning grant, 

21 implementation grant, or direct loan provided under 

22 this section, the Secretary shall give priority to eligi23 ble entities that— 

24 (A) have developed or are likely to develop 

25 a housing policy plan that will— 


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1 (i) improve housing supply, afford2 ability, and accessibility for all individuals 

3 of every race and income level; 

4 (ii) reduce barriers to affordable hous5 ing development; and 

6 (iii) avoid the displacement of resi7 dents by new housing developments in the 

8 area under the jurisdiction of the eligible 

9 entity; 

10 (B) in developing or implementing a hous11 ing policy plan, intend to leverage and effi12 ciently use amounts from— 

13 (i) another Federal, State, or local as14 sistance program relating to housing; or 

15 (ii) a private funding source; 

16 (C) intend to— 

17 (i) increase the supply and afford18 ability of housing that is located— 

19 (I) near local transit options; and 

20 (II) in areas in which a signifi21 cant or expanding supply of jobs or 

22 demand for employment is con23 centrated; 

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1 plishing the increase described in clause 

2 (i); 

3 (iii) leverage existing infrastructure by 

4 rehabilitating or converting existing prop5 erties when developing or implementing a 

6 housing policy plan; and 

7 (iv) where appropriate, coordinate pol8 icy development for, and analysis and im9 plementation of, the housing policy plan of 

10 the eligible entity at a regional scale to 

11 achieve a more equitable distribution of af12 fordable housing across jurisdictional 

13 boundaries; or 

14 (D) are a coalition of States or political 

15 subdivisions of States. 

16 (3) SCORING.—The Secretary shall base the de17 gree of priority given to an eligible entity that satis18 fies 1 or more subparagraphs under paragraph (2) 

19 on a scoring system established by the Secretary. 

20 (f) MATCHING REQUIREMENT FOR GRANTS.— 

21 (1) IN GENERAL.—An eligible entity that re22 ceives a planning grant or implementation grant 

23 shall contribute non-Federal amounts for developing 

24 or implementing a housing policy plan financed 


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1 using amounts provided in such grant in the fol2 lowing amounts: 

3 (A) If the area under the jurisdiction of an 

4 eligible entity has a population of 15,000 or 

5 fewer, the eligible entity shall provide non-Fed6 eral contributions in an amount equal to 15 

7 percent of the amount of the grant. 

8 (B) If the area under the jurisdiction of an 

9 eligible entity has a population between 15,001 

10 and 30,000, the eligible entity shall provide 

11 non-Federal contributions in an amount equal 

12 to 25 percent of the amount of the grant. 

13 (C) If the area under the jurisdiction of an 

14 eligible entity has a population between 30,001 

15 and 40,000, the eligible entity shall provide 

16 non-Federal contributions in an amount equal 

17 to 35 percent of the amount of the grant. 

18 (D) If the area under the jurisdiction of an 

19 eligible entity has a population between 40,001 

20 and 70,000, the eligible entity shall provide 

21 non-Federal contributions in an amount equal 

22 to 45 percent of the amount of the grant. 

23 (E) If the area under the jurisdiction of an 

24 eligible entity has a population of 70,001 or 

25 more, the eligible entity shall provide non-FedVerDate Sep 11 2014 17:45 Sep 07, 2024 Jkt 049200 PO 00000 Frm 00006 Fmt 6652 Sfmt 6201 E:\BILLS\H9378.IH H9378

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1 eral contributions in an amount equal to 45 

2 percent of the amount of the grant. 

3 (2) ELIGIBLE MATCHING AMOUNTS.—If an eli4 gible entity uses amounts provided by the Federal 

5 Government not under this section to develop or im6 plement a housing policy plan for which the eligible 

7 entity also receives a grant under this section, any 

8 non-Federal contribution made by the eligible entity 

9 as part of that Federal assistance program shall be 

10 counted towards the requirements under paragraph 

11 (1). 

12 (3) REDUCED MATCHING REQUIREMENT.— 

13 Based on the available resources of an eligible enti14 ty, the Secretary may, at the discretion of the Sec15 retary, reduce the amount of non-Federal contribu16 tions required to be provided by the eligible entity 

17 under paragraphs (1) and (2). 

18 (g) USE OF FUNDS.— 

19 (1) IN GENERAL.—An eligible entity that re20 ceives a planning grant, implementation grant, or di21 rect loan provided under this section shall use a por22 tion of the amounts from such grant or loan to sub23 mit the report required under subsection (j)(1). 

24 (2) PLANNING GRANTS.—An eligible entity that 

25 receives a planning grant shall use amounts from 


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1 such grant to finance activities to develop and evalu2 ate a housing policy plan for the area under the ju3 risdiction of the eligible entity, including— 

4 (A) quantifying existing and projected 

5 housing needs for households of every income 

6 level, including extremely low-income families, 

7 as defined in section 3(b) of the United States 

8 Housing Act of 1937 (42 U.S.C. 1437a(b)); 

9 (B) documenting the characteristics of— 

10 (i) the housing in the area; 

11 (ii) the households of the area, includ12 ing cost-burdened households; and 

13 (iii) housing underproduction in the 

14 area; 

15 (C) developing strategies to increase the 

16 housing supply and the variety of housing types 

17 in the area to satisfy the housing needs of the 

18 population of the area; 

19 (D) analyzing population and employment 

20 trends in the area and documenting projections 

21 of those trends; 

22 (E) considering strategies to minimize dis23 placement of low-income families, as defined in 

24 section 3(b) of the United States Housing Act 


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1 of 1937 (42 U.S.C. 1437a(b)), as a result of re2 development in the area; 

3 (F) providing for participation and input 

4 from community members, community groups, 

5 local builders, local realtors, nonprofit housing 

6 advocates, and local religious groups; and 

7 (G) creating a schedule of programs and 

8 actions to implement the recommendations of 

9 the housing policy plan, including a plan for 

10 adopting actions through a local implementing 

11 ordinance or another regulatory process, such 

12 as a land use plan or a comprehensive plan. 

13 (h) HOUSING POLICY PLAN GUIDANCE.— 

14 (1) IN GENERAL.—Not later than 90 days after 

15 the date of the enactment of this section, the Sec16 retary shall issue guidance that includes rec17 ommended policies, strategies, and reforms for eligi18 ble entities to adopt in housing policy plans to— 

19 (A) improve the elasticity of housing sup20 ply; 

21 (B) expand the supply and affordability of 

22 housing; 

23 (C) reduce barriers to housing develop24 ment; and 


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1 (D) meaningfully reduce housing segrega2 tion by income and race. 

3 (2) POLICIES.—The guidance issued under 

4 paragraph (1) shall include recommendations for 

5 policies, strategies, and reforms to— 

6 (A) encourage and support the repurposing 

7 of land or structures for housing development; 

8 (B) allow for a greater variety of housing 

9 types; 

10 (C) revise land use policies to allow for the 

11 development of more housing; 

12 (D) streamline approval processes for 

13 housing development; 

14 (E) provide financial incentives to support 

15 affordable housing development; and 

16 (F) support inclusive engagement with 

17 community members relating to reforms to ex18 pand housing supply. 

19 (3) AREAS.—The guidance issued under para20 graph (1) shall include recommendations for policies, 

21 strategies, and reforms for urban, suburban, 

22 exurban, and rural areas. 

23 (i) LEARNING NETWORK.— 

24 (1) IN GENERAL.—Not later than 1 year after 

25 the date on which the Secretary awards the first 


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1 planning grant, implementation grant, or direct loan 

2 provided under this section, the Secretary shall es3 tablish a learning network to— 

4 (A) facilitate problem solving relating to 

5 the development and implementation of housing 

6 policy plans; and 

7 (B) disseminate best practices and effec8 tive strategies and policies to improve local 

9 housing supply and affordability. 

10 (2) ACCESSIBILITY.—The learning network es11 tablished under paragraph (1) shall be accessible 

12 to— 

13 (A) eligible entities that receive a grant or 

14 loan under this section; and 

15 (B) eligible entities that submit an applica16 tion under subsection (e). 

17 (j) REPORTS AND STUDY.— 

18 (1) GRANT AND LOAN RECIPIENT REPORTS.— 

19 Not later than 180 days after the date on which an 

20 eligible entity receives a planning grant, implementa21 tion grant, or direct loan provided under this sec22 tion, and not less frequently than quarterly there23 after for a 3-year period, the eligible entity shall 

24 submit to the Secretary a report that includes— 


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1 (A) a description of the expenditures the 

2 eligible entity has made with amounts from 

3 such grant or loan; 

4 (B) for an eligible entity receiving a plan5 ning grant, a summary of the progress of the 

6 eligibility entity towards finalizing a housing 

7 policy plan; and 

8 (C) for an eligible entity receiving an im9 plementation grant, data relating to the success 

10 of the implementation of the housing policy 

11 plan of the eligible entity. 

12 (2) SECRETARY STUDY AND REPORT.— 

13 (A) IN GENERAL.—Not later than 5 years 

14 after the date of the enactment of this section, 

15 the Secretary shall conduct a study with respect 

16 to— 

17 (i) the impact of implementation 

18 grants, planning grants, and direct loans 

19 provided under this section on the areas 

20 under the jurisdiction of eligible entities re21 ceiving those grants or loans; and 

22 (ii) successful strategies from housing 

23 policy plans that were impactful in— 

24 (I) expanding the housing supply; 

25 and 


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1 (II) increasing the quantity of 

2 quality and affordable housing while 

3 avoiding the displacement of the resi4 dents of an area. 

5 (B) REPORT.—Not later than 1 year after 

6 the date on which the Secretary completes the 

7 study required under subparagraph (A), the 

8 Secretary shall submit to the appropriate com9 mittees of the Congress a report on the study. 

10 (k) APPROPRIATIONS.— 

11 (1) IN GENERAL.—There are authorized to be 

12 appropriated to the Secretary $200,000,000 for each 

13 of fiscal years 2025 through 2030 to carry out this 

14 section. 

15 (2) COSTS OF DIRECT LOANS.—The Secretary 

16 may use any amounts made available under para17 graph (1) to pay the costs of providing direct loans 

18 under this section. 

19 (l) DEFINITIONS.—In this section: 

20 (1) COST-BURDENED HOUSEHOLD.—The term 

21 ‘‘cost-burdened household’’ means a household that 

22 spends not less than 30 percent of the income of the 

23 household on housing. 


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1 (2) DEPARTMENT.—The term ‘‘Department’’ 

2 means the Department of Housing and Urban De3 velopment. 

4 (3) DIRECT LOAN.—The term ‘‘direct loan’’ has 

5 the meaning given the term in section 502 of the 

6 Federal Credit Reform Act (2 U.S.C. 661a). 

7 (4) ELIGIBLE ENTITY.—The term ‘‘eligible enti8 ty’’ means a State, a political subdivision of a State, 

9 a coalition of States or political subdivisions of 

10 States, an Indian Tribe, or a Native Hawaiian orga11 nization that— 

12 (A) demonstrates, with respect to the area 

13 under the jurisdiction of the State, political 

14 subdivision, coalition, Indian Tribe, or organiza15 tion— 

16 (i) rising housing costs or a reason17 able expectation that housing costs will rise 

18 in the area; and 

19 (ii) a housing supply shortage; 

20 (B) if applying for a planning grant— 

21 (i) intends to develop, or is in the 

22 process of developing, a housing policy 

23 plan; and 

24 (ii) demonstrates an intent to use a 

25 portion of the planning grant to engage 


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1 with community stakeholders and housing 

2 practitioners in developing a housing policy 

3 plan; and 

4 (C) if applying for an implementation 

5 grant or direct loan under this section— 

6 (i) has adopted and plans to imple7 ment, or is in the process of implementing, 

8 a housing policy plan; and 

9 (ii) demonstrates the engagement of 

10 community stakeholders and housing prac11 titioners in developing the housing policy 

12 plan. 

13 (5) HOUSING POLICY PLAN.—The term ‘‘hous14 ing policy plan’’ means a comprehensive plan of an 

15 eligible entity to, with respect to the area under the 

16 jurisdiction of the eligible entity— 

17 (A) increase the housing supply in the 

18 area, while avoiding the displacement of the 

19 residents of the area; 

20 (B) increase the affordability of housing in 

21 the area; and 

22 (C) reduce barriers to housing development 

23 in the area. 


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1 (6) IMPLEMENTATION GRANT.—The term ‘‘im2 plementation grant’’ means a grant awarded under 

3 subsection (b). 

4 (7) INDIAN TRIBE.—The term ‘‘Indian Tribe’’ 

5 has the meaning given the term in section 4 of the 

6 Indian Self-Determination and Education Assistance 

7 Act (25 U.S.C. 5304). 

8 (8) NATIVE HAWAIIAN ORGANIZATION.—The 

9 term ‘‘Native Hawaiian organization’’ has the mean10 ing given the term in section 2 of the Native Amer11 ican Graves Protection and Repatriation Act (25 

12 U.S.C. 3001). 

13 (9) PLANNING GRANT.—The term ‘‘planning 

14 grant’’ means a grant awarded under subsection (a). 

15 (10) SECRETARY.—The term ‘‘Secretary’’ 

16 means the Secretary of Housing and Urban Develop17 ment, acting through the Assistant Secretary for 

18 Community Planning and Development, in coordina19 tion with— 

20 (A) the Office of Economic Resilience of 

21 the Office of Community Planning and Develop22 ment of the Department; 

23 (B) the Office of Policy Development and 

24 Research of the Department; 


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1 (C) the Office of Fair Housing and Equal 

2 Opportunity of the Department; 

3 (D) the Office of Housing of the Depart4 ment; and 

5 (E) the Office of Public and Indian Hous6 ing of the Department. 

7 (11) STATE.—The term ‘‘State’’ means any 

8 State of the United States, the District of Columbia, 

9 the Commonwealth of Puerto Rico, the Virgin Is10 lands, Guam, American Samoa, the Commonwealth 

11 of the Northern Mariana Islands, and any possession 

12 of the United States. 

13 SEC. 3. TRANSFER OF UNUSED FEDERAL REAL PROPERTY 

14 TO STATE AND LOCAL AUTHORITIES FOR DE15 VELOPMENT. 

16 (a) IN GENERAL.—Not later than 120 days after the 

17 date of the enactment of this section, the Administrator 

18 of General Services shall establish a pilot program under 

19 which unused Federal real property is transferred in ac20 cordance with subsection (b)(2) to eligible entities for the 

21 development of mixed-use neighborhoods or affordable 

22 housing. 

23 (b) TRANSFER OF PROPERTY.— 


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1 (1) IN GENERAL.—Any unused Federal real 

2 property shall be transferred by the head of the 

3 agency concerned to the Administrator. 

4 (2) TRANSFER TO ELIGIBLE ENTITY.—The Ad5 ministrator shall transfer to eligible entities any un6 used Federal real property transferred to the Ad7 ministrator under paragraph (1). 

8 (c) SUNSET.—Any transfers of property described in 

9 subsection (b) shall terminate on the date that is 5 years 

10 after the date of the enactment of this section. 

11 (d) DEFINITIONS.—In this section: 

12 (1) ADMINISTRATOR.—The term ‘‘Adminis13 trator’’ means the Administrator of the General 

14 Services. 

15 (2) AFFORDABLE HOUSING.—The term ‘‘afford16 able housing’’ means housing that qualifies as af17 fordable housing under section 215 of the Cranston18 Gonzalez National Affordable Housing Act (42 

19 U.S.C. 12745). 

20 (3) AGENCY.—The term ‘‘agency’’ has the 

21 meaning given the term ‘‘Executive agency’’ in sec22 tion 105 of title 5, United States Code. 

23 (4) ELIGIBLE ENTITY.—The term ‘‘eligible enti24 ty’’ means an entity established under State or local 


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1 law as responsible for housing and urban develop2 ment planning. 

3 (5) UNUSED FEDERAL REAL PROPERTY.—The 

4 term ‘‘unused Federal real property’’ means land or 

5 a building— 

6 (A) owned by the Federal Government; 

7 and 

8 (B) declared unused by the head of an 

9 agency. 

Æ 


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