<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORM 10-K
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1997
<PERIOD-START>                             JAN-01-1998             JAN-01-1997
<PERIOD-END>                               DEC-31-1998             DEC-31-1997
<CASH>                                           3,499                   3,313
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                     0                     200
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     35,439                  31,921
<INVESTMENTS-CARRYING>                           8,373                   6,598
<INVESTMENTS-MARKET>                             8,534                   6,690
<LOANS>                                         86,818                  87,494
<ALLOWANCE>                                      1,110                   1,094
<TOTAL-ASSETS>                                 136,701                 132,132
<DEPOSITS>                                     113,464                 110,401
<SHORT-TERM>                                     4,627                   3,597
<LIABILITIES-OTHER>                                948                     960
<LONG-TERM>                                      1,013                   1,078
<PREFERRED-MANDATORY>                            1,500                   1,500
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      15,149                  14,595
<TOTAL-LIABILITIES-AND-EQUITY>                 136,701                 132,132
<INTEREST-LOAN>                                  7,836                   8,100
<INTEREST-INVEST>                                2,431                   2,140
<INTEREST-OTHER>                                    69                      74
<INTEREST-TOTAL>                                10,336                  10,314
<INTEREST-DEPOSIT>                               3,805                   3,786
<INTEREST-EXPENSE>                               4,108                   4,014
<INTEREST-INCOME-NET>                            6,228                   6,299
<LOAN-LOSSES>                                      120                     236
<SECURITIES-GAINS>                                   1                    (10)
<EXPENSE-OTHER>                                  4,242                   4,052
<INCOME-PRETAX>                                  2,422                   2,574
<INCOME-PRE-EXTRAORDINARY>                       2,422                   2,574
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     1,600                   1,641
<EPS-PRIMARY>                                     2.41                    2.40
<EPS-DILUTED>                                     2.41                    2.40
<YIELD-ACTUAL>                                    5.02                    5.19
<LOANS-NON>                                         53                       2
<LOANS-PAST>                                        21                       9
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                  1,897                       0
<ALLOWANCE-OPEN>                                 1,094                     990
<CHARGE-OFFS>                                      154                     160
<RECOVERIES>                                        49                      28
<ALLOWANCE-CLOSE>                                1,109                   1,094
<ALLOWANCE-DOMESTIC>                             1,109                   1,094
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            253                     431
        

</TABLE>