<TABLE> <S> <C>

<PAGE>
 
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM * THE
DECEMBER 31, 1995 FORM 10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S DOLLARS
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   12-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995             DEC-31-1994
<PERIOD-START>                             JAN-01-1995             JAN-01-1994
<PERIOD-END>                               DEC-31-1995             DEC-31-1994
<EXCHANGE-RATE>                                      1                       1
<CASH>                                           2,922                   3,184
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                 3,025                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                      5,758                     539
<INVESTMENTS-CARRYING>                          28,615                  49,009
<INVESTMENTS-MARKET>                            28,872                  47,712
<LOANS>                                         83,817                  68,716
<ALLOWANCE>                                      1,036                   1,000
<TOTAL-ASSETS>                                 126,350                 123,927
<DEPOSITS>                                     109,671                 108,063
<SHORT-TERM>                                     1,590                   2,131
<LIABILITIES-OTHER>                                803                     554
<LONG-TERM>                                        334                     203
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         1,500                   1,500
<OTHER-SE>                                      12,452                  11,476
<TOTAL-LIABILITIES-AND-EQUITY>                 126,350                 123,927
<INTEREST-LOAN>                                  7,000                   5,672
<INTEREST-INVEST>                                2,439                   2,714
<INTEREST-OTHER>                                    36                     100
<INTEREST-TOTAL>                                 9,475                   8,486
<INTEREST-DEPOSIT>                               3,409                   3,059
<INTEREST-EXPENSE>                               3,530                   3,131
<INTEREST-INCOME-NET>                            5,945                   5,355
<LOAN-LOSSES>                                       60                      49
<SECURITIES-GAINS>                                   7                       2
<EXPENSE-OTHER>                                  3,913                   4,016
<INCOME-PRETAX>                                  2,448                   1,708
<INCOME-PRE-EXTRAORDINARY>                       2,448                   1,708
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     1,626                   1,110
<EPS-PRIMARY>                                     2.36                    1.60
<EPS-DILUTED>                                     2.36                    1.60
<YIELD-ACTUAL>                                    5.06                    4.57
<LOANS-NON>                                        213                     282
<LOANS-PAST>                                       144                     143
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 1,000                   1,043
<CHARGE-OFFS>                                       46                      98
<RECOVERIES>                                        22                       6
<ALLOWANCE-CLOSE>                                1,036                   1,000
<ALLOWANCE-DOMESTIC>                             1,036                   1,000
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            411                     545
        

</TABLE>