I 

118TH CONGRESS 

2D SESSION H. R. 9488 

To amend the Federal Election Campaign Act of 1971 to require the disclosure of the card verification value as a condition of the acceptance 

of online contributions made through the use of credit or debit cards 

in elections for Federal office and to prohibit the acceptance of contributions made through the use of gift cards and prepaid credit cards 

in such elections, and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

SEPTEMBER 6, 2024 

Mr. STEIL (for himself, Mrs. BICE, Ms. LEE of Florida, and Mr. D’ESPOSITO) 

introduced the following bill; which was referred to the Committee on 

House Administration 

A BILL 

To amend the Federal Election Campaign Act of 1971 to 

require the disclosure of the card verification value as 

a condition of the acceptance of online contributions 

made through the use of credit or debit cards in elections 

for Federal office and to prohibit the acceptance of contributions made through the use of gift cards and prepaid credit cards in such elections, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 


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1 SECTION 1. SHORT TITLE. 

2 This Act may be cited as the ‘‘Secure Handling of 

3 Internet Electronic Donations Act’’ or the ‘‘SHIELD 

4 Act’’. 

5 SEC. 2. REQUIRING DISCLOSURE OF CARD VERIFICATION 

6 VALUE AS CONDITION OF ACCEPTANCE OF 

7 ONLINE CONTRIBUTIONS MADE USING CRED8 IT OR DEBIT CARDS IN FEDERAL ELECTIONS. 

9 (a) REQUIREMENT.—Section 302 of the Federal 

10 Election Campaign Act of 1971 (52 U.S.C. 30102) is 

11 amended by adding at the end the following: 

12 ‘‘(j)(1) No political committee shall accept any Inter13 net credit or debit card contribution unless— 

14 ‘‘(A) the individual or entity making such con15 tribution is required, at the time such individual 

16 makes such contribution, to disclose the card 

17 verification value of such credit or debit card; and 

18 ‘‘(B)(i) the billing address associated with such 

19 credit or debit card is located in the United States; 

20 or 

21 ‘‘(ii) in the case of a contribution made by an 

22 individual who is a United States national or lawful 

23 permanent resident living outside of the United 

24 States, the individual provides the committee with— 

25 ‘‘(I) the United States mailing address the 

26 individual uses for voter registration purposes; 


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1 ‘‘(II) a copy of the individual’s United 

2 States passport; 

3 ‘‘(III) a copy of the individual’s permanent 

4 resident card; or 

5 ‘‘(IV) a copy of a comparable acceptable 

6 identification document, or the unique identi7 fying number from such a document, for the in8 dividual. 

9 ‘‘(2) Notwithstanding subsection (b) or (c), in the 

10 case of an Internet credit or debit card contribution— 

11 ‘‘(A) no later than 10 days after receiving the 

12 contribution, the person who receives the contribu13 tion shall forward to the treasurer such contribution, 

14 the name and address of the person making the con15 tribution, and the date of receipt; and 

16 ‘‘(B) the treasurer of a political committee shall 

17 keep an account of the name and address of any 

18 person making any such contribution, together with 

19 the date and amount of such contribution by any 

20 person. 

21 ‘‘(3) In this subsection, the term ‘Internet credit or 

22 debit card contribution’ means a contribution that— 

23 ‘‘(A) is made using a credit or debit card; and 

24 ‘‘(B) is received through an Internet website.’’. 

25 (b) REGULATIONS.— 


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1 (1) DEADLINE.—Not later than 10 days after 

2 the date of the enactment of this Act, the Federal 

3 Election Commission shall promulgate regulations to 

4 carry out the amendments made by subsection (a). 

5 (2) CONSULTATION WITH CREDIT CARD PAY6 MENT NETWORKS.—In promulgating regulations 

7 under paragraph (1), the Commission shall consult 

8 with representatives of payment card networks, as 

9 defined under section 921(c) of the Electronic Fund 

10 Transfer Act (15 U.S.C. 1693o–2(c)). 

11 (c) EFFECTIVE DATE.—The amendment made by 

12 subsection (a) shall apply with respect to contributions 

13 made after the expiration of the 180-day period which be14 gins on the date of the enactment of this Act. 

15 SEC. 3. PROHIBITING ACCEPTANCE OF CONTRIBUTIONS 

16 MADE USING GIFT CARDS AND PREPAID 

17 CREDIT CARDS IN FEDERAL ELECTIONS. 

18 (a) PROHIBITION.—Section 302 of the Federal Elec19 tion Campaign Act of 1971 (52 U.S.C. 30102), as amend20 ed by section 2(a), is amended by adding at the end the 

21 following: 

22 ‘‘(k) No political committee shall accept a contribu23 tion made through the use of a general-use prepaid card, 

24 gift certificate, or store gift card, as such terms are deVerDate Sep 11 2014 02:51 Sep 12, 2024 Jkt 049200 PO 00000 Frm 00004 Fmt 6652 Sfmt 6201 E:\BILLS\H9488.IH H9488

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1 fined, respectively, under section 915(a) of the Electronic 

2 Fund Transfer Act (15 U.S.C. 1693l–1(a)).’’. 

3 (b) EFFECTIVE DATE.—The amendment made by 

4 subsection (a) shall apply with respect to contributions 

5 made after the expiration of the 180-day period which be6 gins on the date of the enactment of this Act. 

7 SEC. 4. PROHIBITING AIDING OR ABETTING MAKING OF 

8 CONTRIBUTION IN THE NAME OF ANOTHER. 

9 Section 320 of the Federal Election Campaign Act 

10 of 1971 (52 U.S.C. 30122) is amended by adding at the 

11 end the following new sentence: ‘‘No person shall know12 ingly direct, help, or assist any person in making a con13 tribution in the name of another person.’’. 

Æ 


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