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  <xsd:element id="nav_FinanceRevenuesDerivedFromReceivablesTableTextBlock" name="FinanceRevenuesDerivedFromReceivablesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="nav_FinanceRevenuesFromOnBalanceSheetReceivables" name="FinanceRevenuesFromOnBalanceSheetReceivables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element id="nav_FinancingReceivableByClassNumberOfPortfolioSegments" name="FinancingReceivableByClassNumberOfPortfolioSegments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="nav_FinancingReceivableNumberOfClassesOfReceivablesInEachPortfolio" name="FinancingReceivableNumberOfClassesOfReceivablesInEachPortfolio" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
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</xsd:schema>
</XBRL>