U.S. SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                  Form 10-QSB/A

(Mark One)

[X]  QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT
     OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 1997

[ ]  TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT
     OF 1934 FOR THE TRANSITION PERIOD FROM _________ TO __________

                       Commission file number - 333-12501

                         HOME CITY FINANCIAL CORPORATION
        (Exact name of small business issuer as specified in its charter)

            OHIO                                         34-1839475
_______________________________             ____________________________________
(State or other jurisdiction of             (I.R.S. Employer Identification No.)
incorporation or organization)

         63 West Main Street
          Springfield, Ohio                                45502
________________________________________                 __________
(Address of principal executive offices)                 (Zip Code)

                                 (513) 324-5736
                          _____________________________
                           (Issuer's telephone number)

                                       N/A
              ____________________________________________________
              (Former name, former address and former fiscal year,
                          if changed since last report)


Check  whether the issuer (1) filed all reports  required to be filed by Section
13 or 15(d) of the  Exchange  Act during the past 12 months (or for such shorter
period that the registrant was required to file such reports),  and (2) has been
subject to such filing requirements for the past 90 days. Yes __X*__     No_____

   
As of April 30,  1997,  952,200  shares of common stock of the  Registrant  were
outstanding. There were no preferred shares outstanding.
    

*The Registrant's  Registration  Statement on Form S-1 was declared effective on
November 12,  1996.  Prior to December 30,  1996,  the  Registrant  conducted no
business  except the offering of its shares and preparation to acquire Home City
Federal Savings Bank of Springfield. The financial information contained in this
Form 10-QSB for periods prior to December 30, 1996 is,  therefore,  that of Home
City Federal Savings Bank of Springfield.


<PAGE>


SIGNATURES


     In accordance with the requirements of the Securities Exchange Act of 1933,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned, thereunto duly authorized.





                                            HOME CITY FINANCIAL CORPORATION


Date: May 23, 1997                          /s/ Douglas L. Ulery
                                            ____________________________
                                            Douglas L. Ulery
                                            President



Date: May 23, 1997                          /s/ Gary E. Brown
                                            ____________________________
                                            Gary E. Brown
                                            Treasurer