<TABLE> <S> <C>


<ARTICLE> 9
<LEGEND>
The  schedule  contains  summary  financial   information   extracted  from  the
Consolidated  Balance  Sheets as of March 31, 1997 and 1996,  and June 30, 1996,
and the related  Consolidated  Income  Statements  for the three months and nine
months ending March 31, 1997 and 1996,  and the periods ended March 31, 1997 and
1996,  and  is  qualified  in  its  entirety  by  reference  to  such  financial
statements.
</LEGEND>
<MULTIPLIER> 1000
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               MAR-31-1997
<EXCHANGE-RATE>                                      1
<CASH>                                           1,136
<INT-BEARING-DEPOSITS>                           1,091
<FED-FUNDS-SOLD>                                   200
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      9,956
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         53,899
<ALLOWANCE>                                        468
<TOTAL-ASSETS>                                  68,235
<DEPOSITS>                                      49,795
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                374
<LONG-TERM>                                      4,005
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      14,061
<TOTAL-LIABILITIES-AND-EQUITY>                  68,235
<INTEREST-LOAN>                                  1,203
<INTEREST-INVEST>                                  117
<INTEREST-OTHER>                                    68
<INTEREST-TOTAL>                                 1,388
<INTEREST-DEPOSIT>                                 667
<INTEREST-EXPENSE>                                  66
<INTEREST-INCOME-NET>                              655
<LOAN-LOSSES>                                       20
<SECURITIES-GAINS>                                (19)
<EXPENSE-OTHER>                                    371
<INCOME-PRETAX>                                    267
<INCOME-PRE-EXTRAORDINARY>                         178
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       178
<EPS-PRIMARY>                                     0.20
<EPS-DILUTED>                                     0.20
<YIELD-ACTUAL>                                    4.00
<LOANS-NON>                                        424
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    390
<ALLOWANCE-OPEN>                                   400
<CHARGE-OFFS>                                        0
<RECOVERIES>                                        48
<ALLOWANCE-CLOSE>                                  468
<ALLOWANCE-DOMESTIC>                               468
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            315
        


</TABLE>