<TABLE> <S> <C>

<ARTICLE>    9
<LEGEND>
THE  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION   EXTRACTED  FROM  THE
CONSOLIDATED  BALANCE  SHEETS  AS OF JUNE 30 AND  SEPTEMBER  30,  1996,  AND THE
RELATED  CONSOLIDATED INCOME STATEMENTS FOR THE THREE MONTHS ENDED SEPTEMBER 30,
1996 and 1995,  AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH  FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER>                                1000
<CURRENCY>                                  U.S. DOLLARS
       
<S>                                     <C>
<PERIOD-TYPE>                                  3-MOS
<FISCAL-YEAR-END>                            JUN-30-1997
<PERIOD-START>                               JUL-01-1996
<PERIOD-END>                                 SEP-30-1996
<EXCHANGE-RATE>                                    1
<CASH>                                         1,193
<INT-BEARING-DEPOSITS>                           895
<FED-FUNDS-SOLD>                                 600
<TRADING-ASSETS>                                   0
<INVESTMENTS-HELD-FOR-SALE>                    5,029
<INVESTMENTS-CARRYING>                             0
<INVESTMENTS-MARKET>                               0
<LOANS>                                       48,126
<ALLOWANCE>                                      364
<TOTAL-ASSETS>                                57,975
<DEPOSITS>                                    49,260
<SHORT-TERM>                                     218
<LIABILITIES-OTHER>                              624
<LONG-TERM>                                    2,455
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                        0
<COMMON>                                           0
<OTHER-SE>                                     5,418
<TOTAL-LIABILITIES-AND-EQUITY>                57,975
<INTEREST-LOAN>                                1,103
<INTEREST-INVEST>                                 89
<INTEREST-OTHER>                                  27
<INTEREST-TOTAL>                               1,219
<INTEREST-DEPOSIT>                               650
<INTEREST-EXPENSE>                                41
<INTEREST-INCOME-NET>                            528
<LOAN-LOSSES>                                      1
<SECURITIES-GAINS>                                 0
<EXPENSE-OTHER>                                  557
<INCOME-PRETAX>                                  (13)
<INCOME-PRE-EXTRAORDINARY>                        (3)
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                      (3)
<EPS-PRIMARY>                                      0
<EPS-DILUTED>                                      0
<YIELD-ACTUAL>                                  3.53
<LOANS-NON>                                      250
<LOANS-PAST>                                       0
<LOANS-TROUBLED>                                   0
<LOANS-PROBLEM>                                  520
<ALLOWANCE-OPEN>                                 362
<CHARGE-OFFS>                                      0
<RECOVERIES>                                       0
<ALLOWANCE-CLOSE>                                363
<ALLOWANCE-DOMESTIC>                             363
<ALLOWANCE-FOREIGN>                                0
<ALLOWANCE-UNALLOCATED>                          261


        


</TABLE>