<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of September 30, 1997 and June 30,1997,and the 
related Consolidated Income Statements for the three months ended September 30,
1997 and 1996,and is qualified in its entirety by reference to such financial 
statements.
</LEGEND>
<CIK> 0001022103
<NAME> HOME CITY FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<CURRENCY> U.S.DOLLAR
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1997
<PERIOD-END>                               SEP-30-1997
<EXCHANGE-RATE>                                      1
<CASH>                                           1,013
<INT-BEARING-DEPOSITS>                             925
<FED-FUNDS-SOLD>                                   300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      5,935
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         60,253
<ALLOWANCE>                                        442
<TOTAL-ASSETS>                                  70,110
<DEPOSITS>                                      51,632
<SHORT-TERM>                                       500
<LIABILITIES-OTHER>                                417
<LONG-TERM>                                      3,811
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      13,750
<TOTAL-LIABILITIES-AND-EQUITY>                  70,110
<INTEREST-LOAN>                                  1,370
<INTEREST-INVEST>                                  132
<INTEREST-OTHER>                                    10
<INTEREST-TOTAL>                                 1,512
<INTEREST-DEPOSIT>                                 705
<INTEREST-EXPENSE>                                 771
<INTEREST-INCOME-NET>                              741
<LOAN-LOSSES>                                        8
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    384
<INCOME-PRETAX>                                    367
<INCOME-PRE-EXTRAORDINARY>                         243
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       243
<EPS-PRIMARY>                                     0.29
<EPS-DILUTED>                                     0.29
<YIELD-ACTUAL>                                    4.36
<LOANS-NON>                                        572
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    417
<ALLOWANCE-OPEN>                                   445
<CHARGE-OFFS>                                       11
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  442
<ALLOWANCE-DOMESTIC>                               442
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             94
        

</TABLE>