March 4, 2009




VIA EDGAR LINK
Securities and Exchange Commission
100 F St. NE
Washington, D.C. 20549

	Re:	Symetra Deferred Variable Annuity Account (811-04961)

Dear Commissioners:

	On behalf of Symetra Life Insurance Company and the Symetra
Deferred Variable Annuity Account, we hereby submit, pursuant to Rule
30b2-1(b) under the Investment Company Act of 1940, that the Account's
annual report for the period ending December 31, 2008 has been
transmitted to contract owners accordingly.  Attached are copies of
the cover letters that accompanied the annual report mailing.

	We incorporate by reference the following annual report for
the underlying funds:

		Filer/Entity:  DWS Variable Series I
		Registration No.:  811-04257
		CIK No.:  0000764797
		Accession No.:  0000088053-09-000176
		Date of Filing:  02/26/2009

		Filer/Entity:  DWS Variable Series II
		Registration No.:  811-05002
		CIK No.:  0000810573
		Accession No.:  0000088053-09-000173
		Date of Filing:  02/25/2009

		Filer/Entity:  Pioneer Variable Contracts Trust
		Registration No.:  811-08786
		CIK No.:  0000930709
		Accession No.:  0000078713-09-000019
		Date of Filing:  02/27/2009

If you have any questions regarding this filing, please contact
me at (425) 256-5026.

					Sincerely,


					/s/Jacqueline M. Veneziani
					Jacqueline M. Veneziani
					Senior Counsel

<page>
February 2009

Dear Valued Customer:

Enclosed are Annual Reports which may include recent prospectus supplement
updates for the underlying investment portfolios in which you were invested
as of December 31, 2008 within the following Symetra contract:

Prospectuses, Annual Reports or Semi-Annual Reports, and Statements of
Additional Information are also available online by following these
simple steps:

1. Log on to www.symetra.com.
2. Select the "Performance & Prospectus" tab.
3. Select the type of product you own.
4. From the drop-down box next to the name of the products(s) you own,
   select the type of document you wish to view.

As always, Symetra is committed to providing you with outstanding products and
convenient services. We thank you for your business and look forward to
helping you meet your financial goals in the years ahead.

If you have any questions or would like additional information, please call
one of our customer service representatives at 1-800-SYMETRA.

Sincerely,

/s/Randall H. Talbot
Randall H. Talbot
President
Symetra Financial ("Symetra")
Symetra Life Insurance Company
First Symetra National Life Insurance Company of New York, New York, NY

Enclosure(s)
LPS-6577 2/09

<page>
February 2009
RE: Have you changed your e-mail address?
Dear Valued Customer:
We have attempted three times to notify you by e-mail that you have a new
compliance document available for viewing, but each time the e-mail has been
returned as undeliverable. This is a concern for us because the Securities
and Exchange Commission (SEC) requires that we notify you when a new document
is available for viewing.

To satisfy SEC requirements, we are enclosing the compliance documents(s)
for your Symetra Life Insurance Company variable annuity and/or variable
life contract with this mailing.

Please log in to your account and update your e-mail address immediately so
that we can continue to provide you with the convenience of electronic
delivery, or:

1. Log on to www.symetra.com.
2. Select the "Performance & Prospectus" tab.
3. Select the type of product you own.
4. From the drop-down box next to the name of the products(s) you own, select
   the type of document you wish to view.

Please Note: Because we are required by law to deliver certain documents to
you, unless we receive a new e-mail address for you, we will have to return
to sending you paper reports for all subsequent compliance mailings.

If you have any questions or would like additional information, please call
one of our customer service representatives at 1-800-SYMETRA.

Sincerely,
/s/Randall H. Talbot
Randall H. Talbot
President
Symetra Financial ("Symetra")
Symetra Life Insurance Company
First Symetra National Life Insurance Company of New York, New York, NY
<page>

February 2009

RE: Your Symetra Regulatory Documents
Dear Valued Customer:
Thank you for choosing the convenience of online delivery. Click on the
link below to view the annual reports and recent updates to your variable
annuity or variable life products.

http://www.Newriver.Com/Symetra/xxxxxxxxx.pdf

As always, Symetra is committed to providing you with outstanding products
and exceptional services. We thank you for your business and look forward
to helping you meet your financial goals in the years ahead.

If you have any questions or would like additional information, please call
one of our customer service representatives at 1-800-SYMETRA or your
registered representative.

Randall H. Talbot
President
Symetra Financial ("Symetra")
Symetra Life Insurance Company
First Symetra National Life Insurance Company of New York, New York, NY

The information contained in this message is confidential. If you are not the
intended recipient, do not distribute or copy this communication. If you have
received this communication in error, please notify Symetra immediately. Thank
you for your cooperation.
<page>

February 2009

Dear Valued Customer:

Enclosed are Annual Reports which may include recent prospectus supplement
updates for the underlying investment portfolios in which you were invested
as of December 31, 2008 within your Symetra variable annuity and/or variable
life insurance contract(s).

As always, Symetra is committed to providing you with outstanding products and
convenient services. We thank you for your business and look forward to
helping you meet your financial goals in the years ahead.

If you have any questions or would like additional information, please call
one of our customer service representatives at 1-800-SYMETRA.

Sincerely,

/s/Randall H. Talbot
Randall H. Talbot
President
Symetra Financial ("Symetra")
Symetra Life Insurance Company
First Symetra National Life Insurance Company of New York, New York, NY
LPS-6579 2/09

<page>

February 2009

Dear Valued Customer:

Enclosed are Annual Reports which may include recent prospectus supplement
updates for the underlying investment portfolios in which you were invested
as of December 31, 2008 within the following Symetra contract:

As always, Symetra is committed to providing you with outstanding products and
convenient services. We thank you for your business and look forward to helping
you meet your financial goals in the years ahead.

If you have any questions or would like additional information, please call
one of our customer service representatives at 1-800-SYMETRA.

Sincerely,
/s/Randall H. Talbot
Randall H. Talbot
President
Symetra Financial ("Symetra")
Symetra Life Insurance Company
First Symetra National Life Insurance Company of New York, New York, NY
LPS-6578 2/09
<page>

February 2009

To: Our Qualified Retirement Plan Sponsors
Enclosed are Annual Reports which may include recent prospectus supplement
updates for the underlying investment portfolios within the following Symetra
contract:

Prospectuses, Annual Reports or Semi-Annual Reports, and Statements of
Additional Information are also available online by following these simple
steps:

1. Log on to www.symetra.com.
2. Select the "Performance & Prospectus" tab.
3. Select the type of product you own.
4. From the drop-down box next to the name of the products(s) you own,
   select the type of document you wish to view.

As always, Symetra is committed to providing you with outstanding products and
convenient services. We thank you for your business and look forward to
helping you and your plan participants meet your financial goals in the
years ahead.

If you have any questions or would like additional information, please call
one of our customer service representatives at 1-800-SYMETRA.

Sincerely,
/s/Randall H. Talbot
Randall H. Talbot
President
Symetra Financial ("Symetra")
Symetra Life Insurance Company
First Symetra National Life Insurance Company of New York, New York, NY
LPS-6580 2/09