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EXHIBIT 99.4

LONG BEACH ACCEPTANCE CORP.S MINIMUM SERVICING STANDARDS

I.      CUSTODIAL BANK ACCOUNTS

1.      Reconciliations shall be prepared on a monthly basis for all custodial
        bank accounts and related bank clearing accounts. These reconciliations
        shall:

        o    be mathematically accurate;
        o    be prepared within forty-five (45) calendar days after the cutoff
             date;
        o    be reviewed and approved by someone other than the person who
             prepared the reconciliation; and
        o    document explanations for reconciling items. These reconciling
             items shall be resolved within ninety (90) calendar days of their
             original identification.

2.      Funds of the servicing entity shall be advanced in cases where there is
        an overdraft in an investor's or a customer account.

3.      Each custodial account shall be maintained at a federally insured
        depository institution in trust for the applicable investor.

II.     PAYMENTS

1.      Payments shall be deposited into the custodial bank accounts and related
        bank clearing accounts within two business days of receipt.

2.      Payments made in accordance with the customer's loan documents shall be
        posted to the applicable customer records within two business days of
        receipt.

3.      Payments shall be allocated to principal, interest, insurance, taxes or
        other escrow items in accordance with the customer's loan documents.

4.      Payments identified as loan payoffs shall be allocated in accordance
        with the customer's loan documents.

III.    DISBURSEMENTS

1.      Disbursements made via wire transfer on behalf of a customer or investor
        shall be made only by authorized personnel.

2.      Disbursements made on behalf of a customer or investor shall be posted
        within two business days to the customer's or investor's records
        maintained by the servicing entity.

3.      Amounts remitted to investors per the servicer's investor reports shall
        agree with cancelled checks, or other form of payment, or custodial bank
        statements.

4.      Unused checks shall be safeguarded so as to prevent unauthorized access.

IV.     INVESTOR ACCOUNTING AND REPORTING

1.      The servicing entity's investor reports shall agree with, or reconcile
        to, investors' records on a monthly basis as to the total unpaid
        principal balance and number of loans serviced by the servicing entity.

V.      RECEIVABLE ACCOUNTING

1.      The servicing entity's loan receivable records shall agree with, or
        reconcile to, the records of the borrower's with respect to the unpaid
        principal balance on a monthly basis.

VI.     DELINQUENCIES

1.      Records documenting collection efforts shall be maintained during the
        period a loan is in default and shall be updated at least monthly. Such
        records shall describe the entity's activities in monitoring delinquent
        contracts including, for example, phone calls, letters and payment
        rescheduling plans in cases where the delinquency is deemed temporary
        (e.g., illness or unemployment).

VII.    INSURANCE POLICIES

1.      A fidelity bond and errors and omissions policy shall be in effect on
        the servicing entity throughout the reporting period in the amount of
        coverage represented to investors in management's assertion.
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