<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   2-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1997
<PERIOD-START>                             JAN-01-1998             OCT-01-1997
<PERIOD-END>                               MAR-31-1998             DEC-31-1997
<CASH>                                           3,563                   1,787
<INT-BEARING-DEPOSITS>                           1,305                       0
<FED-FUNDS-SOLD>                                 1,500                   2,010
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     14,045                  10,770
<INVESTMENTS-CARRYING>                           2,888                   3,961
<INVESTMENTS-MARKET>                            14,078                  10,821
<LOANS>                                         22,888                  18,800
<ALLOWANCE>                                        286                     235
<TOTAL-ASSETS>                                  45,674                  38,055
<DEPOSITS>                                      37,921                  30,346
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                                210                     198
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         7,960                   7,960
<OTHER-SE>                                           0                       0
<TOTAL-LIABILITIES-AND-EQUITY>                  45,674                  38,055
<INTEREST-LOAN>                                    519                     444
<INTEREST-INVEST>                                  258                     269
<INTEREST-OTHER>                                     4                       0
<INTEREST-TOTAL>                                   801                     713
<INTEREST-DEPOSIT>                                 392                     332
<INTEREST-EXPENSE>                                   0                       0
<INTEREST-INCOME-NET>                              358                     293
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                    331                     298
<INCOME-PRETAX>                                     51                      12
<INCOME-PRE-EXTRAORDINARY>                          51                      12
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                        51                      12
<EPS-PRIMARY>                                     .063                    .015
<EPS-DILUTED>                                     .063                    .015
<YIELD-ACTUAL>                                       0                       0
<LOANS-NON>                                          0                       0
<LOANS-PAST>                                        42                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   286                     235
<CHARGE-OFFS>                                        0                       0
<RECOVERIES>                                         0                       0
<ALLOWANCE-CLOSE>                                  286                     235
<ALLOWANCE-DOMESTIC>                                 0                       0
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            286                     235
        

</TABLE>