March 10, 2011




VIA EDGAR LINK
Securities and Exchange Commission
100 F St. NE
Washington, D.C. 20549

	Re:	Symetra Deferred Variable Annuity Account (811-04961)

Dear Commissioners:

	On behalf of Symetra Life Insurance Company and the Symetra Deferred
Variable Annuity Account, we hereby submit, pursuant to Rule 30b2-1(b) under
the Investment Company Act of 1940, that the Account's annual report for the
period ending December 31, 2010 has been transmitted to contract owners
accordingly.  Attached are copies of the cover letters that accompanied the
annual report mailing.

	We incorporate by reference the following annual reports for the
underlying funds:

		Filer/Entity:  DWS Variable Series I
		Registration No.:  811-04257
		CIK No.:  0000764797
		Accession No.: 0000088053-11-000272
		Date of Filing:   02/24/2011

		Filer/Entity:  DWS Variable Series II
		Registration No.:  811-05002
		CIK No.:  0000810573
		Accession No.: 0000088053-11-000276
		Date of Filing:   02/24/2011

		Filer/Entity:  Pioneer Variable Contracts Trust /MA/
		Registration No.:  811-08786
		CIK No.:  0000930709
		Accession No.:  0000078713-11-000022
		Date of Filing:  03/01/2011


	If you have any questions regarding this filing, please contact me
at (425) 256-5026.

						Sincerely,


						/s/Jacqueline M. Veneziani
						--------------------------
						Jacqueline M. Veneziani
						Vice President and Associate
						General Counsel
<page>
Dear Valued Customer:

Enclosed are regulatory documents for your Symetra variable product(s) and/or
the underlying investment portfolios within your Symetra contract(s).

Regulatory documents are also available online at www.symetra.com.

As always, Symetra is committed to providing you with outstanding products and
convenient services. We thank you for your business and look forward to
helping you meet your financial goals in the years ahead.

If you have any questions or would like additional information, please call
one of our customer service representatives at 1-800-796-3872, 6:00 a.m. to
4:30 p.m. PST.

Sincerely,

/s/Thomas M. Marra
Thomas M. Marra
President
Symetra Life Insurance Company





<page>


RE: Have you changed your e-mail address?

Dear Valued Customer:

We have attempted three times to notify you by e-mail that you have a new
regulatory document available for viewing, but each time the e-mail has been
returned as undeliverable. This is a concern for us because the Securities
and Exchange Commission (SEC) requires that we notify you when a new regulatory
document is available for viewing.

To satisfy SEC requirements, we are enclosing the regulatory documents(s)
for your Symetra Life Insurance Company variable annuity and/or variable
life contract with this mailing.

Please log in to your account and update your e-mail address immediately so
that we can continue to provide you with the convenience of electronic
delivery. You can also view regulatory documents at www.symetra.com.

Please Note: Because we are required by law to deliver certain documents to
you, unless we receive a new e-mail address for you, we will have to return
to sending you paper reports for all subsequent regulatory mailings.

If you have any questions or would like additional information, please call
one of our customer service representatives at 1-800-796-3872, 6:00 a.m. to
4:30 p.m. PST.

Sincerely,
/s/Thomas M. Marra
Thomas M. Marra
President
Symetra Life Insurance Company

<page>



RE: Your Symetra Life Insurance Company Regulatory Documents

Dear Valued Customer:

Thank you for choosing the convenience of online delivery. Click on the
link below to view the regulatory documents for your variable annuity and/or
variable life product(s).

http://www.prtdocs.newriver.com/symetra/xxxxxxxxx.pdf

As always, Symetra is committed to providing you with quality products
and convenient services. We thank you for your business and look forward
to helping you meet your financial goals in the years ahead.

If you have any questions or would like additional information, please call
one of our customer service representatives at 1-800-796-3872, 6:00 a.m. to
4:30 p.m. PST. or your registered representative.

Thomas M. Marra
President
Symetra Life Insurance Company


The information contained in this message is confidential. If you are not the
intended recipient, do not distribute or copy this communication. If you have
received this communication in error, please notify Symetra immediately.
Thank you for your cooperation.