|   | 1. | I      have reviewed this annual report on Form 10-K in respect of the      Trust, and all reports on Form 8-K filed by the Trustee in respect of      the Trust and all distribution or servicing reports filed in respect of      the Trust during the 2008 calendaryear; |
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|   | 2. | Based      on my knowledge, the information in these reports, taken as a whole, does      not contain any untrue statement of a material fact or omit to state a      material fact necessary to make the statements made, in light of the      circumstances under which such statements were made, not misleading as of      the last day of the period covered by this annual  report; |
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|   | 3. | Based      on my knowledge, the distribution information required to be provided to      the certificateholders by the Trustee under the trust agreement for      inclusion in these reports is included in these  reports; |
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|   | 4. | I      am responsible for reviewing the activities performed by the Trustee,      under the trust agreement and based on my knowledge, except as disclosed      in this annual report, the Trustee has fulfilled its obligations under      that agreement; and |
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|   | 5. | The      reports disclose all significant deficiencies relating to the Trustee’s      compliance with the minimum servicing or similar standards based upon the      report provided by an independent public accountant, after conducting a      review in compliance with the Uniform Single Attestation Program for      Mortgage Bankers or similar procedure, as set forth in the trust      agreement, that is included in thesereports. |
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