Exhibit 3.1

                            CERTIFICATE OF AMENDMENT
                                       OF
                            ARTICLES OF INCORPORATION
                                       OF
                             THE EMERGENT GROUP INC.

                                                            Filed August 6, 2003
DEAN HELLER
Secretary of State
101 North Carson Street, Suite 3
Carson City, Nevada 89701-4786
(775) 684-5708


              Certificate of Amendment to Articles of Incorporation
                         For Nevada Profit Corporations
          (Pursuant to NRS 72.385 and 73.390 - After Issuance of Stock)
                             - Remit in Duplicate -

1. Name of Corporation: Emergent Group Inc.

2. The articles have been amended as follows:

     RESOLVED, that the Board of Directors adopted the following resolutions and
declared it advisable and the stockholders by a majority consent in lieu of a
meeting approved the amendments to the Corporation's Articles of Incorporation
described below in the resolutions which were submitted to the Secretary of the
Corporation on August 5, 2003:

     RESOLVED, the Articles of Incorporation of Emergent Group Inc. are amended
by inserting a new Article 9 so that after Article 8, there appears the
following text:

     "9. On the effective date of this amendment to the Articles of
     Incorporation which shall be at 5:00 p.m. Daylight Savings Time on August
     29, 2003 (the "Effective Date"), the Common Stock of the Corporation will
     be reverse split on a one-for-forty basis so that each share of Common
     Stock issued and outstanding immediately prior to the Effective Date shall
     automatically be converted into and reconstituted as 1/40 (one-fortieth) of
     a share of Common Stock (the "Reverse Split"). No fractional shares will be
     issued by the Corporation as a result of a Reverse Split. Each fractional
     share shall be rounded up to the nearest whole share. The par value per
     share of the Corporation's Common Stock shall proportionately increase from
     $.001 par value to $.04 par value as reflected in new Article 3." and it
     was further

     RESOLVED, that paragraph (a) of Article 3 of Emergent Group Inc.'s Articles
of Incorporation shall be amended to read as follows on the Effective Date:

          "3. The aggregate number of shares that the Corporation shall be
          authorized to issue shall be ONE HUNDRED TEN MILLION (110,000,000),
          consisting of ONE HUNDRED MILLION (100,000,000)

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          shares of Common Stock, par value $0.04, and TEN MILLION (10,000,000)
          shares of Preferred Stock, par value $0.001."

3. That the number of shares of the Corporation outstanding and entitled to vote
on an amendment to the Articles of Incorporation is 67,357,815; that said change
and amendment has been consented to and authorized by the written consent of
stockholders holding at least a majority of each class of stock outstanding and
entitled to vote thereon in accordance with NRS 78.320.2. Of the 67,357,815
shares, 35,622,872 shares or 52.9% voted in favor of said change and amendment.

4. Signatures:

By:   /s/ William M. McKay
      William M. McKay,
      Secretary and Treasurer