# CERTIFICATION

 

Re:          **BANK 2019-BNK20, Commercial Mortgage Pass-Through Certificates, Series2019-BNK20**(the “Transaction”), issued pursuant to the Pooling andServicing Agreement dated as of September 1, 2019 (the “Pooling andServicing Agreement”), executed in connection with the Transaction(capitalized terms used but not defined herein have the meanings set forth inthe Pooling and Servicing Agreement).

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               I, Jane Lam, certify that:

 

               1.             Ihave reviewed this report on Form 10-K and all reports on Form 10-D required tobe filed in respect of the period covered by this report on Form 10-K of BANK2019-BNK20 (the “Exchange Act periodic reports”);

 

               2.            Based on my knowledge, the Exchange Act periodic reports, taken as a whole, donot contain any untrue statement of a material fact or omit to state a materialfact necessary to make the statements made, in light of the circumstances underwhich such statements were made, not misleading with respect to the periodcovered by this report; 

 

               3.            Based on my knowledge, all of the distribution, servicing and other informationrequired to be provided under Form 10-D for the period covered by this reportis included in the Exchange Act periodic reports; 

 

               4.            Based on my knowledge and the servicer compliance statement(s) required in thisreport under Item 1123 of Regulation AB, and except as disclosed in theExchange Act periodic reports, the servicer(s) have fulfilled their obligationsunder the servicing agreement(s) in all material respects; and

 

               5.             Allof the reports on assessment of compliance with servicing criteria forasset-backed securities and their related attestation reports on assessment ofcompliance with servicing criteria for asset-backed securities required to beincluded in this report in accordance with Item 1122 of Regulation AB andExchange Act Rules 13a-18 and 15d-18 have been included as an exhibit to thisreport, except as otherwise disclosed in this report.  Any materialinstances of noncompliance described in such reports have been disclosed in thisreport on Form 10-K.  

 

               In giving the certifications above, I have reasonably relied on informationprovided to me by the following unaffiliated parties:

 

·        Wilmington Trust, National Association, asTrustee

·        Wells Fargo Bank, National Association, asCertificate Administrator

·        Computershare Trust Company, NationalAssociation, as Servicing Function Participant for the CertificateAdministrator 

·        Wells Fargo Bank, National Association, asCustodian

·        Computershare Trust Company, NationalAssociation, as Servicing Function Participant for the Custodian

·        Wells Fargo Bank, National Association, asMaster Servicer

·        National Cooperative Bank, N.A., as NCBMaster Servicer

·        LNR Partners, LLC, as Special Servicer

·        National Cooperative Bank, N.A., as NCBSpecial Servicer

·        Park Bridge Lender Services LLC, asOperating Advisor

·        CoreLogic Solutions, LLC, as ServicingFunction Participant

·        Wells Fargo Bank, National Association, asMaster Servicer under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/22 to 12/31/22)

·        CoreLogic Solutions, LLC, as ServicingFunction Participant under the BANK 2019-BNK21 securitization, pursuant towhich the following mortgage loans were serviced by such party: Park Tower atTransbay (from 1/1/22 to 12/31/22)

·        Rialto Capital Advisors, LLC, as SpecialServicer under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/22 to 12/31/22)

·        Wells Fargo Bank, National Association, asCustodian under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/22 to 12/31/22)

·        Computershare Trust Company, NationalAssociation, as Servicing Function Participant for the Custodian under the BANK2019-BNK21 securitization, pursuant to which the following mortgage loans wereserviced by such party: Park Tower at Transbay (from 1/1/22 to 12/31/22)

·        Wells Fargo Bank, National Association, asCustodian under the MSC 2019-H7 securitization, pursuant to which the followingmortgage loans were serviced by such party: Grand Canal Shoppes (from 1/1/22 to12/31/22) and Legacy Tower (from 1/1/22 to 12/31/22)

·        Computershare Trust Company, NationalAssociation, as Servicing Function Participant for the Custodian under the MSC2019-H7 securitization, pursuant to which the following mortgage loans wereserviced by such party: Grand Canal Shoppes (from 1/1/22 to 12/31/22) andLegacy Tower (from 1/1/22 to 12/31/22)

 

 

Date:  March 28, 2023

 

 

By /s/ Jane Lam

     Name:Jane Lam

    Title: President