Federal Register / Vol. 69, No. 249 / Wednesday, December 29, 2004 / Notices 78029

North Pearl Street, Dallas, Texas 75201–

2272:

1. FC Holdings, Inc., Houston, Texas, 

and First Community Holdings of 

Delaware, Inc., Wilmington, Delaware; 

to become bank holding companies by 

acquiring 100 percent of the voting 

shares of First Community Bank San 

Antonio, National Association, San 

Antonio, Texas.

E. Federal Reserve Bank of San 

Francisco (Tracy Basinger, Director, 

Regional and Community Bank Group) 

101 Market Street, San Francisco, 

California 94105–1579:

1. First National Bank Holding 

Company, Scottsdale, Arizona; to 

acquire 100 percent of the voting shares 

of First Heritage Bank, National 

Association, Newport Beach, California.

Board of Governors of the Federal Reserve 

System, December 22, 2004.

Jennifer J. Johnson,

Secretary of the Board.

[FR Doc. 04–28449 Filed 12–28–04; 8:45 am]

BILLING CODE 6210–01–S

FEDERAL RESERVE SYSTEM

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies; 

Correction

This notice corrects a notice (FR Doc. 

04-27829) published on page 76470 of 

the issue for Tuesday, December 21, 

2004.

Under the Federal Reserve Bank of St. 

Louis heading, the entry for Liberty 

Bancshares, Inc. is revised to read as 

follows:

A. Federal Reserve Bank of St. Louis

(Randall C. Sumner, Vice President) 411 

Locust Street, St. Louis, Missouri 

63166–2034:

1. Liberty Bancshares, Inc., Jonesboro, 

Arkansas; to acquire 100 percent of the 

voting shares of TrustBanc Financial 

Group, Inc., Mountain Home, Arkansas, 

and thereby indirectly acquire 

TrustBanc, Mountain Home, Arkansas.

In addition, Arkansas Newco II, Inc., 

Jonesboro, Arkansas, a wholly owned 

subsidiary of Liberty Bancshares, Inc., 

also has applied to become a bank 

holding company by acquiring 100 

percent of the voting shares of 

TrustBanc Financial Group, Inc., 

Mountain Home, Arkansas, and thereby 

indirectly acquire voting shares of 

TrustBanc, Mountain Home, Arkansas.

Comments on this application must 

be received by January 14, 2005.

Board of Governors of the Federal Reserve 

System,December 22, 2004.

Jennifer J. Johnson,

Secretary of the Board.

[FR Doc. 04–28450 Filed 12–28–04; 8:45 am]

BILLING CODE 6210–01–S

FEDERAL RESERVE SYSTEM

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below.

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The application also will be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Additional information on all bank 

holding companies may be obtained 

from the National Information Center 

website at www.ffiec.gov/nic/.

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than January 26, 

2005.

A. Federal Reserve Bank of Atlanta

(Sue Costello, Vice President) 1000 

Peachtree Street, N.E., Atlanta, Georgia 

30309–4470:

1. American Enterprise Bankshares, 

Inc., Jacksonville, Florida; to become a 

bank holding company by acquiring 100 

percent of the voting shares of American 

Enterprise Bank of Florida, Jacksonville, 

Florida.

2. First Community Holding 

Company, Hammond, Louisiana; to 

become a bank holding company by 

acquiring 100 percent of the voting 

shares of First Community Bank, 

Hammond, Louisiana.

B. Federal Reserve Bank of Chicago

(Patrick Wilder, Managing Examiner) 

230 South LaSalle Street, Chicago, 

Illinois 60690–1414:

1. Wintrust Financial Corporation,

Lake Forest, Illinois; to merge with First 

Northwest Bancorp, Inc., and thereby 

indirectly acquire First Northwest Bank, 

both of Arlington Heights, Illinois.

Board of Governors of the Federal Reserve 

System, December 23, 2004.

Jennifer J. Johnson,

Secretary of the Board.

[FR Doc. 04–28508 Filed 12–28–04; 8:45 am]

BILLING CODE 6210–01–S

FEDERAL TRADE COMMISSION

[File No. 041–0083] 

Genzyme Corporation, et al.; Analysis 

To Aid Public Comment

AGENCY: Federal Trade Commission.

ACTION: Proposed Consent Agreement.

SUMMARY: The consent agreement in this 

matter settles alleged violations of 

Federal law prohibiting unfair or 

deceptive acts or practices or unfair 

methods of competition. The attached 

Analysis to Aid Public Comment 

describes both the allegations in the 

draft complaint that accompanies the 

consent agreement and the terms of the 

consent order—embodied in the consent 

agreement—that would settle these 

allegations.

DATES: Comments must be received on 

or before January 18, 2005.

ADDRESSES: Comments should refer to 

‘‘Genzyme Corporation, et al., File No. 

041 0083,’’ to facilitate the organization 

of comments. A comment filed in paper 

form should include this reference both 

in the text and on the envelope, and 

should be mailed or delivered to the 

following address: Federal Trade 

Commission/Office of the Secretary, 

Room H–159, 600 Pennsylvania 

Avenue, NW., Washington, DC 20580. 

Comments containing confidential 

material must be filed in paper form, as 

explained in the Supplementary 

Information section. The FTC is 

requesting that any comment filed in 

paper form be sent by courier or 

overnight service, if possible, because 

U.S. postal mail in the Washington area 

and at the Commission is subject to 

delay due to heightened security 

precautions. Comments filed in 

electronic form (except comments 

containing any confidential material) 

should be sent to the following e-mail 

box: consentagreement@ftc.gov.