Exhibit 34.1







REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM





Board of Directors and Shareholder

John Deere Capital Corporation





We have examined management ofJohn
Deere Capital Corporation’s assertion, included in the accompanying John Deere Capital Corporation’s Report on Assessment
of Compliance with SEC Regulation AB Servicing Criteria, that John Deere Capital Corporation (the "Company") complied with the
servicing criteria set forth in Item 1122(d) of the Securities and Exchange Commission's Regulation AB for the John Deere Owner Trust
issuances that were completed after January 1, 2006 and registered with the SEC pursuant to the Securities Act of 1933 (the "Platform"),
excluding criteria in Items 1122(d) (1)(iii), pertaining to maintaining a back-up servicer, 1122(d)(1)(iv), requirements of a fidelity
bond and errors and omissions insurance, 1122(d)(2)(vi), safeguarding of checks, 1122(d)(2)(ii) and (d)(3)(ii) – (iv) pertaining
to the actual disbursement or remittance of funds to investors (which disbursement is the responsibility of a different party participating
in the servicing function), and 1122(d)(4)(ix)-(xiii) and (xv), which management has determined are not applicable to the activities
performed by the Company with respect to the Platform, (the “servicing criteria”), as of October 31, 2021 and for the
period November 2, 2020 through October 31, 2021 (JDOT 2018-B, JDOT 2019, JDOT 2019-B, JDOT 2020, JDOT 2020-B), from March 10,
2021 (inception), through October 31, 2021 (JDOT 2021), and July 21, 2021 (inception), through October 31, 2021 (JDOT 2021-B).
Management’s assertion identifies the individual asset-backed transactions defined by management as constituting the Platform. Management
is responsible for the Company's compliance with the servicing criteria and its assertion. Our responsibility is to express an opinion
on management's assertion about the Company's compliance with the servicing criteria based on our examination.



Our examination was conducted in accordance with the standards
of the Public Company Accounting Oversight Board (United States) and in accordance with attestation standards established by the
American Institute of Certified Public Accountants. Those standards require that we plan and perform the examination to obtain
reasonable assurance about whether management’s assertion about compliance with the servicing criteria is fairly stated, in
all material respects, and, accordingly, included examining, on a test basis, evidence about the Company's compliance with the
servicing criteria, including tests on a sample basis of the servicing activities related to the Platform, determining whether the
Company performed those selected activities in compliance with the servicing criteria during the specified period, and performing
such other procedures as we considered necessary in the circumstances. Our procedures were limited to selected servicing activities
performed by the Company during the period covered by this report and, accordingly, such samples may not have included servicing activities related to each asset-backed transaction included
in the Platform. Further, an examination is not designed to detect noncompliance arising from errors that may have occurred prior to the
period specified above that may have affected the balances or amounts calculated or reported by the Company during the period covered













by this report. We believe that the evidence we obtained in our examination is sufficient and appropriate to provide a reasonable basis
for our opinion.



Our examination does not provide a legal determination on the Company's
compliance with the servicing criteria.



In our opinion, management's assertion
that the Company complied with the aforementioned servicing criteria as of October 31, 2021 and for the period November 2, 2020
through October 31, 2021 (JDOT 2018-B, JDOT 2019, JDOT 2019-B, JDOT 2020, JDOT 2020-B), from March 10, 2021 (inception),
through October 31, 2021 (JDOT 2021), and July 21, 2021 (inception), through October 31, 2021 (JDOT 2021-B), for the John
Deere Owner Trust that were completed after January 1, 2006 and registered with the SEC pursuant to the Securities Act of 1933, is
fairly stated, in all material respects.





/s/ DELOITTE & TOUCHE LLP



Chicago, IL



January 10, 2022