**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON,D.C. 20549**

**FORM 10‐K**

(Mark one)

**/X/ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934**

**    For the fiscal year endedDecember 31, 2022OR**

**//TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934**

**For the transition period from****            ****to****            **

 

 

 

**Commission file number:333-227446-06**

 

**Central Index Key Number of the issuing entity:****0001784958**

 

**BANK 2019-BNK20**

**(exact name of issuing entity as specified in itscharter)**

 

**Central Index Key Number of the depositor:0001547361**

 

**Morgan Stanley Capital I Inc.**

**(exact name of the depositor as specified in itscharter)**

 

**Central Index Key Number of the sponsor:****0001102113**

 

**Bank of America, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor:0001541557**

 

**Morgan Stanley MortgageCapital Holdings LLC**

**(exact name of the sponsor as specified in its charter)**

  

**Central Index Key Number of the sponsor:****0000740906**

 

**Wells Fargo Bank, National Association**

**(exact name of the sponsor as specified in its charter)**

 

**Central Index Key Number of the sponsor:****0001577313**

 

**National Cooperative Bank,N.A.**

**(exact name of the sponsor as specified in its charter)**

 

| **New York**                                                        | **38-4123673**

**38-4123674**

**38-7221365** |
|---------------------------------------------------------------------|------------------------------------------------|
| **(State or other jurisdiction of incorporation or  organization)** | **(I.R.S. Employer Identification Numbers)**   |

 

**c/o Wells Fargo Bank, N.A.**

**9062 Old Annapolis Road**

** Columbia, MD**

**(Address of principal executive offices)**

 

**21045**

**(Zip Code)**

 

**Telephone number, including area code:**

**(410) 884‐2000**

Securitiesregistered pursuant to Section 12(b) of the Act:

 

| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
|---------------------|-------------------|-------------------------------------------|
| None                |              |                                      |

 

 

Securitiesregistered pursuant to Section 12(g) of the Act:

 

  NONE.

 

Indicateby check mark if the registrant is a well-known seasoned issuer, as defined in Rule405 of the Securities Act.

 

  Yes___ No X

 

Indicateby check mark if the registrant is not required to file reports pursuant toSection 13 or Section 15(d) of the Act.

 

  Yes___ No X

 

Note- Checking the box above will not relieve any registrant required to filereports pursuant to Section 13 or 15(d) of the Exchange Act from theirobligations under those Sections.

 

Indicate by check mark whether the registrant (1) has filed all reports requiredto be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934during the preceding 12 months (or for such shorter period that the registrantwas required to file such reports), and (2) has been subject to such filingrequirements for the past 90 days.

 

  YesX No ___

 

Indicateby check mark whether the registrant has submitted electronically everyInteractive Data File required to be submitted pursuant to Rule 405 ofRegulation S-T (Section 232.405 of this chapter) during the preceding 12 months(or for such shorter period that the registrant was required to submit suchfiles).

 

  Notapplicable.

 

Indicateby check mark whether the registrant is a large accelerated filer, anaccelerated filer, a non-accelerated filer, a smaller reporting company, oremerging growth company. See the definitions of "large acceleratedfiler", "accelerated filer," "smaller reportingcompany," and “emerging growth company” in Rule 12b-2 of the Exchange Act.

 

 Largeaccelerated filer ___ Accelerated filer ___ Non-accelerated filer X (Do not check if a smaller reporting company)Smaller reporting company ___

 

Emerginggrowth company ___

 

Ifan emerging growth company, indicate by check mark if the registrant haselected not to use the extended transition period for complying with any new orrevised financial accounting standards provided pursuant to Section 13(a) ofthe Ex­change Act.

 

  Notapplicable.

 

Indicateby check mark whether the registrant has filed a report on and attestation toits management’s assessment of the effectiveness of its internal control overfinancial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C.7262(b)) by the registered public accounting firm that prepared or issued itsaudit report.

 

 Not applicable.

 

If securities are registered pursuant to Section 12(b)of the Act, indicate by check mark whether the financial statements of the

registrantincluded in the filing reflect the correction of an error to previously issuedfinancial statements.

 

Not applicable.

 

Indicateby check mark whether any of those error corrections are restatements thatrequired a recovery analysis of incentive-based compensation received by any ofthe registrant’s executive officers during the relevant recovery periodpursuant to §240.10D-1(b).

 

Not applicable.

 

Indicateby check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Act).

 

  Yes___ No X

 

Statethe aggregate market value of the voting and non-voting common equity held by non-affiliatescomputed by reference to the price at which the common equity was last sold, orthe average bid and asked price of such common equity, as of the last businessday of the registrant's most recently completed second fiscal quarter.

 

  Notapplicable.

 

Indicateby check mark whether the registrant has filed all documents and reportsrequired to be filed by Section 12, 13 or 15(d) of the Securities Exchange Actof 1934 subsequent to the distribution of securities under a plan confirmed bya court.

 

  Notapplicable.

 

Indicatethe number of shares outstanding of each of the registrant's classes of commonstock, as of the latest practicable date.

 

  Notapplicable.

 

DOCUMENTSINCORPORATED BY REFERENCE

 

Listhereunder the following documents if incorporated by reference and the Part ofthe Form 10-K (e.g., Part I, Part II, etc.) into which the document isincorporated: (1)Any annual report to security holders; (2) Any proxy orinformation statement; and (3)Any prospectus filed pursuant to Rule 424(b) or(c) under the Securities Act of 1933. The listed documents should be clearlydescribed for identification purposes (e.g., annual report to security holdersfor fiscal year ended December 24, 1980).

 

  Notapplicable.

 

**EXPLANATORY NOTES**

 

The BANK 2019-BNK20 mortgage pool includesthe following mortgage loans, each of which is serviced pursuant to a separatepooling and servicing agreement (each, an “Outside Pooling and ServicingAgreement”):

 

•   the Grand Canal Shoppesmortgage loan and the Legacy Tower mortgage loan, which are serviced pursuantto the MSC 2019-H7 pooling and servicing agreement attached hereto as Exhibit4.2; and

  

•   the Park Tower at Transbaymortgage loan, which is serviced pursuant to the BANK 2019-BNK21 pooling andservicing agreement attached hereto as Exhibit 4.3.

 

Except as set forth below, each of theparties to each pooling and servicing agreement listed in the Exhibit Indexboth (1) participates in the servicing function for purposes of Item 1122 ofRegulation AB and (2) constitutes a servicer that meets the criteria in Item1108(a)(2)(i) through (iii) of Regulation AB for purposes of Item 1123 ofRegulation AB:

 

•   The trustee under a poolingand servicing agreement has a nominal role with respect to the mortgage poolsecuritized pursuant to such pooling and servicing agreement.  Thetrustee’s only servicing function is the contingent obligation to make certainadvances if the master servicer under such pooling and servicing agreementfails to do so, while all other servicing functions are performed by otherparties.  The trustee under each of the pooling and servicing agreementslisted in the Exhibit Index has confirmed to the registrant that it has notmade any such contingent advances during the reporting period, andconsequently, each such trustee does not participate in the servicing functionfor purposes of Item 1122 of Regulation AB, nor does it perform the functionsof a servicer for purposes of the definition of “servicer” under Item 1101 ofRegulation AB or for purposes of Item 1123 of Regulation AB.

 

•   The certificate administratorunder a pooling and servicing agreement performs various payment administrationfunctions solely for the securitization governed by such pooling and servicingagreement and the mortgage pool securitized pursuant to such pooling andservicing agreement and does not have any obligations with respect to any othertransaction.  Consequently, the certificate administrator under an OutsidePooling and Servicing Agreement does not participate in the servicing functionfor purposes of Item 1122 of Regulation AB, nor does it perform the functionsof a servicer for purposes of the definition of “servicer” under Item 1101 ofRegulation AB or for purposes of Item 1123 of Regulation AB.

 

•   The operating advisor under apooling and servicing agreement represents the interests of seniorcertificateholders in the transaction governed by such pooling and servicingagreement and is responsible for monitoring the performance of the specialservicer under such pooling and servicing agreement and producing certainreports to certificateholders relating to the resolution of the mortgage poolsecuritized pursuant to such pooling and servicing agreement.  Theoperating advisor under a pooling and servicing agreement does not have anyobligations with respect to any other transaction and is solely obligated toperform loan reporting functions with respect to the securitization governed bysuch pooling and servicing agreement.  Consequently, the operating advisorunder an Outside Pooling and Servicing Agreement neither participates in theservicing function for purposes of Item 1122 of Regulation AB nor performs thefunctions of a servicer for purposes of the definition of “servicer” under Item1101 of Regulation AB or for purposes of Item 1123 of Regulation AB.  Inaddition, while the operating advisor under a pooling and servicing agreementhas certain reporting obligations in respect of the related mortgage pool, ithas no obligation to collect or disburse funds in respect of the mortgage poolor to administer any of the underlying mortgage loans.  Consequently, theoperating advisor under a pooling and servicing agreement participates in theservicing function for purposes of Item 1122 of Regulation AB, but is notresponsible for the “management or collection of the pool assets or makingallocations or distributions to holders of the asset-backed securities” withinthe meaning of “servicer” under Item 1101 of Regulation AB and does not performthe functions of a servicer for purposes of Item 1123 of Regulation AB. 

 

•   The asset representations reviewer under a poolingand servicing agreement has a limited obligation to review certain delinquentmortgage loans after a specified delinquency threshold has been met and therequired percentage of certificateholders vote to direct a review of suchdelinquent mortgage loans, and has no obligation to collect or disburse fundsin respect of the mortgage pool, to administer any of the underlying mortgage loansor to perform any servicing function.  Consequently, the assetrepresentations reviewer under a pooling and servicing agreement does notparticipate in the servicing function for purposes of Item 1122 of RegulationAB, is not responsible for the “management or collection of the pool assets ormaking allocations or distributions to holders of the asset-backed securities”within the meaning of “servicer” under Item 1101 of Regulation AB and does notperform the functions of a servicer for purposes of Item 1123 of Regulation AB.

•   Midland Loan Services, a Division of PNC Bank, NationalAssociation is the master servicer under the MSC2019-H7 pooling and servicing agreement, pursuant to which the Grand CanalShoppes mortgage loan and the Legacy Tower mortgage loan are serviced. Because Midland Loan Services, a Division of PNC Bank, NationalAssociation is not the BANK 2019-BNK20 masterservicer, is not affiliated with any sponsor and services only the Grand CanalShoppes mortgage loan and the Legacy Tower mortgage loan, which collectivelyconstitute less than 5% of the mortgage pool, Midland Loan Services, aDivision of PNC Bank, National Association, as MSC2019-H7 master servicer, does not constitute a reporting “servicing functionparticipant” for purposes of Item 1122 of Regulation AB, as specified in theInstruction 3 to Item 1122, and does not constitute a reporting “servicer” forpurposes of Item 1123 of Regulation AB, as specified in the Instruction to Item1123.

 

•   Argentic Services Company LP is the current specialservicer under the MSC 2019-H7 pooling and servicing agreement, with respect tothe Legacy Tower mortgage loan. On May 6, 2020, LNR Partners, LLC was replacedas general special servicer under the MSC 2019-H7 pooling and servicing agreementand succeeded by Argentic Services Company LP.   Because Argentic Services Company LP is not the BANK 2019-BNK20 specialservicer, is not affiliated with any sponsor and services only the Legacy Tower mortgage loan, which constitutes less than 5%of the mortgage pool, ArgenticServices Company LP, asMSC 2019-H7 special servicer, does not constitute areporting “servicing function participant” for purposes of Item 1122 ofRegulation AB, as specified in the Instruction 3 to Item 1122, and does notconstitute a reporting “servicer” for purposes of Item 1123 of Regulation AB,as specified in the Instruction to Item 1123.

•   Situs Holdings, LLC is the current special servicerunder the MSC 2019-H7 pooling and servicing agreement, with respect to theGrand Canal Shoppes mortgage loan. On June 15, 2020, LNR Partners, LLC wasreplaced as special servicer under the MSC 2019-H7 pooling and servicingagreement with respect to the Grand Canal Shoppes mortgage loan and succeededby Situs Holdings, LLC.  Because SitusHoldings, LLC is notthe BANK 2019-BNK20 special servicer, is not affiliated with any sponsor andservices only the GrandCanal Shoppes mortgageloan, which constitutes less than 5% of the mortgage pool, Situs Holdings, LLC, as MSC 2019-H7 special servicer with respect to the Grand Canal Shoppes mortgageloan, does not constitute a reporting “servicing function participant” forpurposes of Item 1122 of Regulation AB, as specified in the Instruction 3 toItem 1122, and does not constitute a reporting “servicer” for purposes of Item1123 of Regulation AB, as specified in the Instruction to Item 1123.

•   LNR Partners, LLC is the current special servicer underthe BANK 2019-BNK20 pooling and servicing agreement. On July 13, 2021, Midland LoanServices, a Division of PNC Bank, National Association was replaced as specialservicer under the BANK 2019-BNK20 pooling and servicing agreement and wassucceeded by LNR Partners, LLC.

 In addition, each of the followingparties engaged the services of certain servicing function participants andsub-servicers for the reporting period, as set forth below:

 

•  Wells Fargo Bank, NationalAssociation, as master servicer, engaged the services of CoreLogic Solutions,LLC as a servicing function participant in respect of the entire mortgage poolfor the reporting period.

 

•   Wells Fargo Bank, NationalAssociation, as master servicer under the BANK 2019-BNK21 pooling and servicingagreement, pursuant to which the Park Tower at Transbay mortgage loan is serviced,engaged the services of CoreLogic Solutions, LLC as a servicing functionparticipant in respect of the Park Tower at Transbay mortgage loan for thereporting period.

 

•   On November 1, 2021, pursuantto the second amended and restated servicing agreement attached hereto asExhibit 99.14, Computershare Trust Company, National Association was engaged toperform all or virtually all of Wells Fargo Bank, National Association’s rolesas certificate administrator, custodian and trustee, as applicable, under (i)the pooling and servicing agreement and (ii) each Outside Pooling and ServicingAgreement.

 

 

| **PART I**   |                            |
|-------------------|---------------------------------|
|              |                            |
| **Item 1.**  | **Business.**                   |
|              | Omitted.                        |
| **Item 1A.** | **Risk Factors.**          |
|              | Omitted.                        |
| **Item 1B.** | **Unresolved Staff  Comments.** |
|              | None.                           |
| **Item 2.**  | **Properties.**                 |
|              | Omitted.                        |
| **Item 3.**  | **Legal Proceedings.**     |
|              | Omitted.                        |
| **Item 4.**  | **Mine Safety Disclosures.**    |
|              | Omitted.                        |
|              |                            |   |

 

| **PART II**  |                                                                                                               |
|-------------------|--------------------------------------------------------------------------------------------------------------------|
|              |                                                                                                               |
| **Item 5.**  | **Market for Registrant's  Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.** |
|              | Omitted.                                                                                                           |
| **Item 6.**  | **[Reserved]**                                                                                                     |
|              |                                                                                                               |
| **Item 7.**  | **Management's Discussion  and Analysis of Financial Condition and Results of Operations.**                        |
|              | Omitted.                                                                                                           |
| **Item 7A.** | **Quantitative and  Qualitative Disclosures About Market Risk.**                                                   |
|              | Omitted.                                                                                                           |
| **Item 8.**  | **Financial Statements and  Supplementary Data.**                                                                  |
|              | Omitted.                                                                                                           |
| **Item 9.**  | **Changes in and  Disagreements With Accountants on Accounting and Financial Disclosure.**                         |
|              | Omitted.                                                                                                           |
| **Item 9A.** | **Controls and Procedures.**                                                                                       |
|              | Omitted.                                                                                                           |
| **Item 9B.** | **Other Information.**                                                                                        |
|              | None.                                                                                                              |
| **Item 9C.** | **Disclosure Regarding  Foreign Jurisdictions that Prevent Inspections.**                                          |
|              | None.                                                                                                              |
|              |                                                                                                               |   |
|              |                                                                                                               |   |   |

 

| **PART III** |                                                                                                 |
|-------------------|------------------------------------------------------------------------------------------------------|
|              |                                                                                                 |
| **Item 10.** | **Directors, Executive  Officers and Corporate Governance.**                                         |
|              | Omitted.                                                                                             |
| **Item 11.** | **Executive Compensation.**                                                                          |
|              | Omitted.                                                                                             |
| **Item 12.** | **Security Ownership of  Certain Beneficial Owners and Management and Related Stockholder Matters.** |
|              | Omitted.                                                                                             |
| **Item 13.** | **Certain Relationships and  Related Transactions, and Director Independence.**                      |
|              | Omitted.                                                                                             |
| **Item 14.** | **Principal Accountant Fees  and Services.**                                                         |
|              | Omitted.                                                                                             |
|              |                                                                                                 |   |

 

**ADDITIONALDISCLOSURE ITEMS FOR REGULATION AB**

 

**Item1112(b) of Regulation AB, Significant Obligor Financial Information.**

 

Notapplicable.

 

**Item1114(b)(2) of Regulation AB, Significant Enhancement Provider FinancialInformation.**

 

Noentity or group of affiliated entities provides any enhancement or othersupport for the certificates as described under Item 1114 (a) of Regulation AB.

 

**Item1115(b) of Regulation AB, Certain Derivatives Instruments (FinancialInformation).**

 

Noentity or group of affiliated entities provides any derivative instruments forthe certificates as described under Item 1115 of Regulation AB.

 

**Item1117 of Regulation AB, Legal Proceedings.**

 

Theregistrant knows of no legal proceeding pending against the sponsors,depositor, trustee, issuing entity, servicer contemplated by Item 1108(a)(3) ofRegulation AB, originator contemplated by Item 1110(b) of Regulation AB, orother party contemplated by Item 1100(d)(1) of Regulation AB, or of which anyproperty of the foregoing is the subject, that is material to security holders,other than as follows:

 

InDecember 2014, Phoenix Light SF Limited (Phoenix Light) and certain relatedentities filed a complaint in the United States District Court for the SouthernDistrict of New York alleging claims against Wells Fargo Bank, N.A., in itscapacity as trustee for a number of residential mortgage-backed securities (RMBS)trusts. Complaints raising similar allegations have been filed by CommerzbankAG in the Southern District of New York and by IKB International and IKBDeutsche Industriebank in New York state court. In each case, the plaintiffsallege that Wells Fargo Bank, N.A., as trustee, caused losses to investors, andplaintiffs assert causes of action based upon, among other things, thetrustee’s alleged failure to notify and enforce repurchase obligations ofmortgage loan sellers for purported breaches of representations and warranties,notify investors of alleged events of default, and abide by appropriatestandards of care following alleged events of default. In July 2022, thedistrict court dismissed Phoenix Light’s claims and certain of the claimsasserted by Commerzbank AG, and subsequently entered judgment in each case infavor of Wells Fargo Bank, N.A. In August 2022, Phoenix Light and CommerzbankAG appealed the district court’s decision to the United States Court of Appealsfor the Second Circuit. Wells Fargo Bank, N.A. previously settled two classactions filed by institutional investors and an action filed by the NationalCredit Union Administration with similar allegations. In addition, Park Royal ILLC and Park Royal II LLC have filed substantially similar lawsuits in New Yorkstate court alleging Wells Fargo Bank, N.A., as trustee, failed to takeappropriate actions upon learning of defective mortgage loan documentation.

 

**Item1119 of Regulation AB, Affiliations and Certain Relationships and Related Transactions.**

 

Theinformation regarding this Item has been provided previously in an annualreport on Form 10-K of the issuing entity or in the prospectus of the issuingentity filed in a 424(b)(2) filing dated September 26, 2019.

 

**Item1122 of Regulation AB, Compliance with Applicable Servicing Criteria.**

 

Thereports on assessment of compliance with the servicing criteria forasset-backed securities and the related attestation reports on such assessmentsof compliance are attached hereto under Item 15.

 

**Item1123 of Regulation AB, Servicer Compliance Statement.**

 

Theservicer compliance statements are attached hereto under Item 15.

 

**PART IV**

 

**Item15. Exhibits, Financial Statement Schedules.**

 

(a) Exhibits.

 

(4.1)Pooling and Servicing Agreement, dated as of September1, 2019, between Morgan Stanley Capital I Inc., as depositor, Wells Fargo Bank,National Association, as general master servicer, Midland Loan Services, aDivision of PNC Bank, National Association, as general special servicer,National Cooperative Bank, N.A., as NCB master servicer and as NCB specialservicer, Wells Fargo Bank, National Association, as certificate administrator,Wilmington Trust, National Association, as trustee, and Park Bridge LenderServices LLC, as operating advisor and as asset representations reviewer (filedas Exhibit 4.1 to the registrant's Current Report on Form 8-K filed on September26, 2019 under SEC File No. 333-227446-06 and incorporated by referenceherein).

 

(4.2)  Pooling and Servicing Agreement, dated as of July 1,2019, between Morgan Stanley Capital I Inc., as depositor, Midland LoanServices, a Division of PNC Bank, National Association, as master servicer, LNRPartners, LLC, as special servicer, Wells Fargo Bank, National Association, ascertificate administrator and trustee, and Pentalpha Surveillance LLC, asoperating advisor and as asset representations reviewer, relating to the MSC2019-H7 securitization transaction, pursuant to which the Grand Canal ShoppesMortgage Loan and the Legacy Tower Mortgage Loan are serviced (filed as Exhibit4.2 to the registrant's Current Report on Form 8-K filed on September 26, 2019under SEC File No. 333-227446-06 and incorporated by reference herein).

 

(4.3)Pooling and Servicing Agreement, dated as of October 1,2019, between Banc of America Merrill Lynch Commercial Mortgage Inc., asdepositor, Wells Fargo Bank, National Association, as master servicer, RialtoCapital Advisors, LLC, as special servicer, Park Bridge Lender Services LLC, asoperating advisor and as asset representations reviewer, Wells Fargo Bank,National Association, as certificate administrator, and Wilmington Trust,National Association, as trustee, relating to the BANK 2019-BNK21securitization transaction, pursuant to which the Park Tower at TransbayMortgage Loan is serviced (filed as Exhibit 4.3 to the registrant's CurrentReport on Form 8-K filed on October 28, 2019 under SEC File No. 333-227446-06and incorporated by reference herein).

 

(31) Rule13a-14(d)/15d-14(d) Certification.

 

(33)  Reports on assessment ofcompliance with servicing criteria for asset-backed securities.

 

33.1 Wells Fargo Bank, National Association, as CertificateAdministrator

 

33.2 Computershare Trust Company, National Association, asServicing Function Participant for the Certificate Administrator

 

33.3 Wells Fargo Bank, National Association, as Custodian

 

33.4 Computershare Trust Company, National Association, asServicing Function Participant for the Custodian

 

33.5  Wells Fargo Bank, National Association, as MasterServicer

 

33.6  National Cooperative Bank, N.A., as NCB MasterServicer

 

33.7  LNR Partners, LLC, as Special Servicer

 

33.8  National Cooperative Bank, N.A., as NCB SpecialServicer (see Exhibit 33.6)

 

33.9  Park Bridge Lender Services LLC, as Operating Advisor

 

33.10  CoreLogic Solutions, LLC, as Servicing FunctionParticipant

 

33.11  Wells Fargo Bank, National Association, as MasterServicer under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/22 to 12/31/22) (see Exhibit 33.5)

 

33.12  CoreLogic Solutions, LLC, as Servicing FunctionParticipant under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/22 to 12/31/22) (see Exhibit 33.10)

 

33.13  Rialto Capital Advisors, LLC, as Special Servicerunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/22to 12/31/22)

 

33.14  Wells Fargo Bank, National Association, as Custodianunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/22to 12/31/22) (see Exhibit 33.3)

 

33.15  Computershare Trust Company, National Association, asServicing Function Participant under the BANK 2019-BNK21 securitization,pursuant to which the following mortgage loans were serviced by such party:Park Tower at Transbay (from 1/1/22 to 12/31/22) (see Exhibit 33.4)

 

33.16  Wells Fargo Bank, National Association, as Custodianunder the MSC 2019-H7 securitization, pursuant to which the following mortgageloans were serviced by such party: Grand Canal Shoppes (from 1/1/22 to12/31/22) and Legacy Tower (from 1/1/22 to 12/31/22) (see Exhibit 33.3)

 

33.17 Computershare Trust Company, National Association, asServicing Function Participant under the MSC 2019-H7 securitization, pursuantto which the following mortgage loans were serviced by such party: Grand CanalShoppes (from 1/1/22 to 12/31/22) and Legacy Tower (from 1/1/22 to 12/31/22)(see Exhibit 33.4)

 

(34). Attestation reports on assessment ofcompliance with servicing criteria for asset-backed securities.

 

34.1 Wells Fargo Bank, National Association, as CertificateAdministrator

 

34.2 Computershare Trust Company, National Association, asServicing Function Participant for the Certificate Administrator

 

34.3 Wells Fargo Bank, National Association, as Custodian

 

34.4 Computershare Trust Company, National Association, asServicing Function Participant for the Custodian

 

34.5  Wells Fargo Bank, National Association, as MasterServicer

 

34.6  National Cooperative Bank, N.A., as NCB MasterServicer

 

34.7  LNR Partners, LLC, as Special Servicer

 

34.8  National Cooperative Bank, N.A., as NCB SpecialServicer (see Exhibit 34.6)

 

34.9  Park Bridge Lender Services LLC, as Operating Advisor

 

34.10  CoreLogic Solutions, LLC, as Servicing FunctionParticipant

 

34.11  Wells Fargo Bank, National Association, as MasterServicer under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/22 to 12/31/22) (see Exhibit 34.5)

 

34.12  CoreLogic Solutions, LLC, as Servicing FunctionParticipant under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/22 to 12/31/22) (see Exhibit 34.10)

 

34.13  Rialto Capital Advisors, LLC, as Special Servicerunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/22to 12/31/22)

 

34.14  Wells Fargo Bank, National Association, as Custodianunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/22to 12/31/22) (see Exhibit 34.3)

 

34.15  Computershare Trust Company, National Association, asServicing Function Participant under the BANK 2019-BNK21 securitization,pursuant to which the following mortgage loans were serviced by such party:Park Tower at Transbay (from 1/1/22 to 12/31/22) (see Exhibit 34.4)

 

34.16  Wells Fargo Bank, National Association, as Custodianunder the MSC 2019-H7 securitization, pursuant to which the following mortgageloans were serviced by such party: Grand Canal Shoppes (from 1/1/22 to12/31/22) and Legacy Tower (from 1/1/22 to 12/31/22) (see Exhibit 34.3)

 

34.17 Computershare Trust Company, National Association, asServicing Function Participant under the MSC 2019-H7 securitization, pursuantto which the following mortgage loans were serviced by such party: Grand CanalShoppes (from 1/1/22 to 12/31/22) and Legacy Tower (from 1/1/22 to 12/31/22)(see Exhibit 34.4)

 

(35). Servicer compliance statement.

 

35.1 Wells Fargo Bank, National Association, as CertificateAdministrator

 

35.2 Computershare Trust Company, National Association, asServicing Function Participant for the Certificate Administrator

 

35.3 Wells Fargo Bank, National Association, as Custodian

 

35.4 Computershare Trust Company, National Association, asServicing Function Participant for the Custodian

 

35.5 Wells FargoBank, National Association, as Master Servicer

 

35.6 NationalCooperative Bank, N.A., as NCB Master Servicer

 

35.7 LNR Partners,LLC, as Special Servicer

 

35.8 NationalCooperative Bank, N.A., as NCB Special Servicer (see Exhibit 35.6)

 

35.9 Wells FargoBank, National Association, as Master Servicer under the BANK 2019-BNK21securitization, pursuant to which the following mortgage loans were serviced bysuch party: Park Tower at Transbay (from 1/1/22 to 12/31/22) (see Exhibit 35.5)

 

35.10 Rialto Capital Advisors, LLC, as Special Servicerunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/22to 12/31/22)

 

35.11  Wells Fargo Bank, National Association, as Custodianunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/22to 12/31/22) (see Exhibit 35.3)

 

35.12  Computershare Trust Company, National Association, asServicing Function Participant under the BANK 2019-BNK21 securitization,pursuant to which the following mortgage loans were serviced by such party:Park Tower at Transbay (from 1/1/22 to 12/31/22) (see Exhibit 35.4)

 

35.13  Wells Fargo Bank, National Association, as Custodianunder the MSC 2019-H7 securitization, pursuant to which the following mortgageloans were serviced by such party: Grand Canal Shoppes (from 1/1/22 to12/31/22) and Legacy Tower (from 1/1/22 to 12/31/22) (see Exhibit 35.3)

 

35.14 Computershare Trust Company, National Association, asServicing Function Participant under the MSC 2019-H7 securitization, pursuantto which the following mortgage loans were serviced by such party: Grand CanalShoppes (from 1/1/22 to 12/31/22) and Legacy Tower (from 1/1/22 to 12/31/22)(see Exhibit 35.4)

 

(99.1) MortgageLoan Purchase Agreement, dated September 13, 2019, between Morgan StanleyCapital I Inc. and Morgan Stanley Mortgage Capital Holdings LLC (filed asExhibit 99.1 to the registrant's Current Report on Form 8-K filed on September26, 2019 under SEC File No. 333-227446-06 and incorporated by referenceherein).

 

(99.2)Mortgage Loan Purchase Agreement, dated September 13,2019, between Morgan Stanley Capital I Inc. and Bank of America, NationalAssociation (filed as Exhibit 99.2 to the registrant's Current Report on Form8-K filed on September 26, 2019 under SEC File No. 333-227446-06 andincorporated by reference herein).

 

(99.3)Mortgage Loan Purchase Agreement, dated September 13,2019, between Morgan Stanley Capital I Inc. and Wells Fargo Bank, NationalAssociation (filed as Exhibit 99.3 to the registrant's Current Report on Form8-K filed on September 26, 2019 under SEC File No. 333-227446-06 andincorporated by reference herein).

 

(99.4)Mortgage Loan Purchase Agreement, dated September 13,2019, between Morgan Stanley Capital I Inc. and National Cooperative Bank, N.A.(filed as Exhibit 99.4 to the registrant's Current Report on Form 8-K filed onSeptember 26, 2019 under SEC File No. 333-227446-06 and incorporated byreference herein).

 

(99.5)Agreement Between Note Holders, dated as September 16,2019, by and between Bank of America, N.A., as initial note A-1 holder, initialnote A-2 holder, initial note A-3 holder, initial note A-4 holder, initial NoteA-5 holder, initial note A-6 holder, initial note A-7 holder, initial note A-8holder, initial note A-9 holder and initial note A-10 holder, relating to thePark Tower at Transbay loan combination (filed as Exhibit 99.5 to theregistrant's Current Report on Form 8-K filed on September 26, 2019 under SECFile No. 333-227446-06 and incorporated by reference herein).

 

(99.6)Agreement Between Note Holders, dated as September 26,2019, by and between Wells Fargo Bank, National Association, as initial noteA-1 holder, initial note A-2 holder and initial note A-3 holder, relating tothe Tower at Burbank loan combination (filed as Exhibit 99.6 to theregistrant's Current Report on Form 8-K filed on September 26, 2019 under SECFile No. 333-227446-06 and incorporated by reference herein).

 

(99.7)Agreement Between Note Holders, dated as September 26,2019, by and between Morgan Stanley Bank, N.A., as initial note A-1 holder andinitial note A-2 holder, relating to the NKX Multifamily Portfolio loancombination (filed as Exhibit 99.7 to the registrant's Current Report on Form8-K/A filed on January 3, 2020 under SEC File No. 333-227446-06 andincorporated by reference herein).

 

(99.8)Agreement Between Note Holders, dated as September 13,2019, by and between Morgan Stanley Bank, N.A., as note A holder, AtheneAnnuity and Life Company, as note B-1 holder, note B-2 holder and note B-6holder, American Equity Investment Life Insurance Company, as note B-3 holder,Athene Annuity & Life Assurance Company, as note B-4 holder and The LincolnNational Life Insurance Company, as note B-5 holder, relating to the Solsticeon the Park loan combination (filed as Exhibit 99.8 to the registrant's CurrentReport on Form 8-K filed on September 26, 2019 under SEC File No. 333-227446-06and incorporated by reference herein).

 

(99.9)Agreement Between Note Holders, dated as July 3, 2019,by and between Morgan Stanley Bank, N.A., as note A-1 holder, Wells Fargo Bank,National Association, as note A-2 holder, JPMorgan Chase Bank, NationalAssociation, as note A-3 holder, Goldman Sachs Bank USA, as note A-4 holder andCPPIB Credit Investments II Inc., as note B holder, relating to the Grand CanalShoppes loan combination (filed as Exhibit 99.9 to the registrant's CurrentReport on Form 8-K filed on September 26, 2019 under SEC File No. 333-227446-06and incorporated by reference herein).

 

(99.10)Intercreditor Agreement, dated as July 24, 2019, by andbetween Morgan Stanley Bank, N.A., as note A holder and Morgan Stanley MortgageCapital Holdings LLC, as note B holder, relating to the Hawthorne WorksShopping Center loan combination (filed as Exhibit 99.10 to the registrant'sCurrent Report on Form 8-K filed on September 26, 2019 under SEC File No.333-227446-06 and incorporated by reference herein).

 

(99.11)Agreement Between Note Holders, dated as July 25, 2019,by and between Morgan Stanley Bank, N.A., as initial note A-1 holder, initialnote A-2 holder, initial A-3 holder and initial Note A-4 holder, relating tothe Eleven Seventeen Perimeter loan combination (filed as Exhibit 99.11 to theregistrant's Current Report on Form 8-K filed on September 26, 2019 under SECFile No. 333-227446-06 and incorporated by reference herein).

 

(99.12)Agreement Between Note Holders, dated as August 8,2019, by and between Morgan Stanley Bank, N.A., as initial note A-1 holder,initial note A-2 holder and initial A-3 holder, relating to the Polo TowneCrossing SC loan combination (filed as Exhibit 99.12 to the registrant'sCurrent Report on Form 8-K filed on September 26, 2019 under SEC File No.333-227446-06 and incorporated by reference herein).

 

(99.13)Agreement Between Note Holders, dated as July 25, 2019,by and between Morgan Stanley Bank, N.A., as initial note A-1 holder andinitial note A-2 holder, relating to the Legacy Tower loan combination (filedas Exhibit 99.13 to the registrant's Current Report on Form 8-K filed onSeptember 26, 2019 under SEC File No. 333-227446-06 and incorporated byreference herein).

 

(99.14)Second Amended and Restated Servicing Agreement,effective as of October 31, 2021, between Wells Fargo Bank, N.A., Wells FargoDelaware Trust Company, N.A., Computershare Trust Company, N.A., ComputershareDelaware Trust Company and Computershare Limited (filed as Exhibit 99.1 to theregistrant's Current Report on Form 8-K filed on November 5, 2021 under SECFile No. 333-227446-06 and incorporated by reference herein).          .

 

(b)See (a) above.

 

(c) NotApplicable.

 

**SIGNATURES**

 

Pursuantto the requirements of Section 13 or 15(d) of the Securities Exchange Act of1934, the registrant has duly caused this report to be signed on its behalf bythe undersigned, thereunto duly authorized.

 

MorganStanley Capital I Inc.

(Depositor)

 

By:/s/ Jane Lam

JaneLam, President

(seniorofficer in charge of securitization of the depositor)

 

Date: March 28, 2023