**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON,D.C. 20549**

**FORM 10‐K**

(Mark one)

**/X/ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934**

**    For the fiscal year endedDecember 31, 2023OR**

**//TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934**

**For the transition period from****            ****to****            **

 

 

 

**Commission file number: 333-227446-06**

 

**Central Index Key Number of the issuing entity:****0001784958**

 

**BANK 2019-BNK20**

**(exact name of issuing entity as specified in itscharter)**

 

**Central Index Key Number of the depositor: 0001547361**

 

**Morgan Stanley Capital I Inc.**

**(exact name of the depositor as specified in itscharter)**

 

**Central Index Key Number of the sponsor:****0001102113**

 

**Bank of America, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001541557**

 

**Morgan Stanley MortgageCapital Holdings LLC**

**(exact name of the sponsor as specified in its charter)**

  

**Central Index Key Number of the sponsor:****0000740906**

 

**Wells Fargo Bank, National Association**

**(exact name of the sponsor as specified in its charter)**

 

**Central Index Key Number of the sponsor:****0001577313**

 

**National Cooperative Bank,N.A.**

**(exact name of the sponsor as specified in its charter)**

 

| **New York**                                                        | **38-4123673**

**38-4123674**

**38-7221365** |
|---------------------------------------------------------------------|------------------------------------------------|
| **(State or other jurisdiction of incorporation or  organization)** | **(I.R.S. Employer Identification Numbers)**   |

 

**c/o Computershare Trust Company, National Association,as agent for**

**Wells Fargo Bank, National Association**

**9062 Old Annapolis Road**

** Columbia, MD**

**(Address of principal executive offices)**

 

**21045**

**(Zip Code)**

 

**Telephone number, including area code:**

**(667) 786‐1992**

Securitiesregistered pursuant to Section 12(b) of the Act:

 

| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
|---------------------|-------------------|-------------------------------------------|
| None                |              |                                      |

 

 

 

Securitiesregistered pursuant to Section 12(g) of the Act:

 

  NONE.

 

Indicateby check mark if the registrant is a well-known seasoned issuer, as defined inRule 405 of the Securities Act.

 

  Yes___ No X

 

Indicateby check mark if the registrant is not required to file reports pursuant toSection 13 or Section 15(d) of the Act.

 

  Yes___ No X

 

Note- Checking the box above will not relieve any registrant required to filereports pursuant to Section 13 or 15(d) of the Exchange Act from theirobligations under those Sections.

 

Indicate by check mark whether the registrant (1) has filed all reportsrequired to be filed by Section 13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12 months (or for such shorter period that theregistrant was required to file such reports), and (2) has been subject to suchfiling requirements for the past 90 days.

 

  YesX No ___

 

Indicateby check mark whether the registrant has submitted electronically everyInteractive Data File required to be submitted pursuant to Rule 405 ofRegulation S-T (Section 232.405 of this chapter) during the preceding 12 months(or for such shorter period that the registrant was required to submit suchfiles).

 

  Notapplicable.

 

Indicateby check mark whether the registrant is a large accelerated filer, anaccelerated filer, a non-accelerated filer, a smaller reporting company, oremerging growth company. See the definitions of "large acceleratedfiler", "accelerated filer," "smaller reportingcompany," and “emerging growth company” in Rule 12b-2 of the Exchange Act.

 

 Largeaccelerated filer ___ Accelerated filer ___ Non-accelerated filer X (Do not check if a smaller reporting company)Smaller reporting company ___

 

Emerginggrowth company ___

 

Ifan emerging growth company, indicate by check mark if the registrant haselected not to use the extended transition period for complying with any new orrevised financial accounting standards provided pursuant to Section 13(a) ofthe Ex­change Act.

 

  Notapplicable.

 

Indicateby check mark whether the registrant has filed a report on and attestation toits management’s assessment of the effectiveness of its internal control overfinancial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C.7262(b)) by the registered public accounting firm that prepared or issued itsaudit report.

 

 Not applicable.

 

If securities are registered pursuant to Section 12(b)of the Act, indicate by check mark whether the financial statements of the

registrantincluded in the filing reflect the correction of an error to previously issuedfinancial statements.

 

Not applicable.

 

Indicateby check mark whether any of those error corrections are restatements that requireda recovery analysis of incentive-based compensation received by any of theregistrant’s executive officers during the relevant recovery period pursuant to§240.10D-1(b).

 

Not applicable.

 

Indicateby check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Act).

 

  Yes___ No X

 

Statethe aggregate market value of the voting and non-voting common equity held bynon-affiliates computed by reference to the price at which the common equitywas last sold, or the average bid and asked price of such common equity, as ofthe last business day of the registrant's most recently completed second fiscalquarter.

 

  Notapplicable.

 

Indicateby check mark whether the registrant has filed all documents and reportsrequired to be filed by Section 12, 13 or 15(d) of the Securities Exchange Actof 1934 subsequent to the distribution of securities under a plan confirmed bya court.

 

  Notapplicable.

 

Indicatethe number of shares outstanding of each of the registrant's classes of commonstock, as of the latest practicable date.

 

  Notapplicable.

 

DOCUMENTSINCORPORATED BY REFERENCE

 

Listhereunder the following documents if incorporated by reference and the Part ofthe Form 10-K (e.g., Part I, Part II, etc.) into which the document isincorporated: (1)Any annual report to security holders; (2) Any proxy orinformation statement; and (3)Any prospectus filed pursuant to Rule 424(b) or(c) under the Securities Act of 1933. The listed documents should be clearlydescribed for identification purposes (e.g., annual report to security holdersfor fiscal year ended December 24, 1980).

 

  Notapplicable.

 

**EXPLANATORY NOTES**

 

TheBANK 2019-BNK20 mortgage pool includes the following mortgage loans, each ofwhich is serviced pursuant to a separate pooling and servicing agreement (each,an “Outside Pooling and Servicing Agreement”):

 

•  the Grand Canal Shoppes mortgage loan and the Legacy Tower mortgage loan, whichare serviced pursuant to the MSC 2019-H7 pooling and servicing agreementattached hereto as Exhibit 4.2; and

  

•  the Park Tower at Transbay mortgage loan, which is serviced pursuant to theBANK 2019-BNK21 pooling and servicing agreement attached hereto as Exhibit 4.3.

 

Exceptas set forth below, each of the parties to each pooling and servicing agreementlisted in the Exhibit Index both (1) participates in the servicing function forpurposes of Item 1122 of Regulation AB and (2) constitutes a servicer thatmeets the criteria in Item 1108(a)(2)(i) through (iii) of Regulation AB forpurposes of Item 1123 of Regulation AB:

 

•  The trustee under a pooling and servicing agreement has a nominal role withrespect to the mortgage pool securitized pursuant to such pooling and servicingagreement.  The trustee’s only servicing function is the contingentobligation to make certain advances if the master servicer under such poolingand servicing agreement fails to do so, while all other servicing functions areperformed by other parties.  The trustee under each of the pooling andservicing agreements listed in the Exhibit Index has confirmed to theregistrant that it has not made any such contingent advances during the reportingperiod, and consequently, each such trustee does not participate in theservicing function for purposes of Item 1122 of Regulation AB, nor does itperform the functions of a servicer for purposes of the definition of“servicer” under Item 1101 of Regulation AB or for purposes of Item 1123 ofRegulation AB.

 

•  The certificate administrator under a pooling and servicing agreement performsvarious payment administration functions solely for the securitization governedby such pooling and servicing agreement and the mortgage pool securitizedpursuant to such pooling and servicing agreement and does not have anyobligations with respect to any other transaction.  Consequently, thecertificate administrator under an Outside Pooling and Servicing Agreement doesnot participate in the servicing function for purposes of Item 1122 ofRegulation AB, nor does it perform the functions of a servicer for purposes ofthe definition of “servicer” under Item 1101 of Regulation AB or for purposesof Item 1123 of Regulation AB.

 

•  The operating advisor under a pooling and servicing agreement represents theinterests of senior certificateholders in the transaction governed by suchpooling and servicing agreement and is responsible for monitoring theperformance of the special servicer under such pooling and servicing agreementand producing certain reports to certificateholders relating to the resolutionof the mortgage pool securitized pursuant to such pooling and servicingagreement.  The operating advisor under a pooling and servicing agreementdoes not have any obligations with respect to any other transaction and issolely obligated to perform loan reporting functions with respect to thesecuritization governed by such pooling and servicing agreement. Consequently, the operating advisor under an Outside Pooling and ServicingAgreement neither participates in the servicing function for purposes of Item1122 of Regulation AB nor performs the functions of a servicer for purposes ofthe definition of “servicer” under Item 1101 of Regulation AB or for purposesof Item 1123 of Regulation AB.  In addition, while the operating advisorunder a pooling and servicing agreement has certain reporting obligations inrespect of the related mortgage pool, it has no obligation to collect or disbursefunds in respect of the mortgage pool or to administer any of the underlyingmortgage loans.  Consequently, the operating advisor under a pooling andservicing agreement participates in the servicing function for purposes of Item1122 of Regulation AB, but is not responsible for the “management or collectionof the pool assets or making allocations or distributions to holders of theasset-backed securities” within the meaning of “servicer” under Item 1101 ofRegulation AB and does not perform the functions of a servicer for purposes ofItem 1123 of Regulation AB. 

 

•   The asset representations reviewer under a poolingand servicing agreement has a limited obligation to review certain delinquentmortgage loans after a specified delinquency threshold has been met and therequired percentage of certificateholders vote to direct a review of suchdelinquent mortgage loans, and has no obligation to collect or disburse fundsin respect of the mortgage pool, to administer any of the underlying mortgageloans or to perform any servicing function.  Consequently, the assetrepresentations reviewer under a pooling and servicing agreement does notparticipate in the servicing function for purposes of Item 1122 of RegulationAB, is not responsible for the “management or collection of the pool assets ormaking allocations or distributions to holders of the asset-backed securities”within the meaning of “servicer” under Item 1101 of Regulation AB and does notperform the functions of a servicer for purposes of Item 1123 of Regulation AB.

•  Midland Loan Services, a Division of PNC Bank, National Associationis the master servicer under the MSC 2019-H7 pooling and servicing agreement,pursuant to which the Grand Canal Shoppes mortgage loan and the Legacy Towermortgage loan are serviced.  Because Midland Loan Services, a Division ofPNC Bank, National Association is not the BANK 2019-BNK20 master servicer, isnot affiliated with any sponsor and services only the Grand Canal Shoppesmortgage loan and the Legacy Tower mortgage loan, which collectively constituteless than 5% of the mortgage pool, Midland Loan Services, a Division of PNCBank, National Association, as MSC 2019-H7 master servicer, does not constitutea reporting “servicing function participant” for purposes of Item 1122 ofRegulation AB, as specified in the Instruction 3 to Item 1122, and does notconstitute a reporting “servicer” for purposes of Item 1123 of Regulation AB,as specified in the Instruction to Item 1123.

 

•  Argentic Services Company LP is the current specialservicer under the MSC 2019-H7 pooling and servicing agreement, with respect tothe Legacy Tower mortgage loan. On May 6, 2020, LNR Partners, LLC was replacedas general special servicer under the MSC 2019-H7 pooling and servicing agreementand succeeded by Argentic Services Company LP.   Because Argentic Services Company LP is not the BANK 2019-BNK20special servicer, is not affiliated with any sponsor and services only the Legacy Tower mortgage loan, which constitutes less than5% of the mortgage pool, Argentic Services Company LP,as MSC 2019-H7 special servicer, does notconstitute a reporting “servicing function participant” for purposes of Item1122 of Regulation AB, as specified in the Instruction 3 to Item 1122, and doesnot constitute a reporting “servicer” for purposes of Item 1123 of RegulationAB, as specified in the Instruction to Item 1123.

•   Situs Holdings, LLC is thecurrent special servicer under the MSC 2019-H7 pooling and servicing agreement,with respect to the Grand Canal Shoppes mortgage loan. On June 15, 2020, LNRPartners, LLC was replaced as special servicer under the MSC 2019-H7 poolingand servicing agreement with respect to the Grand Canal Shoppes mortgage loanand succeeded by Situs Holdings, LLC.   Because Situs Holdings, LLC is not the BANK 2019-BNK20 specialservicer, is not affiliated with any sponsor and services only the Grand Canal Shoppes mortgage loan, which constitutesless than 5% of the mortgage pool, Situs Holdings, LLC,as MSC 2019-H7 special servicer with respect tothe Grand Canal Shoppes mortgage loan, does not constitute a reporting“servicing function participant” for purposes of Item 1122 of Regulation AB, asspecified in the Instruction 3 to Item 1122, and does not constitute areporting “servicer” for purposes of Item 1123 of Regulation AB, as specifiedin the Instruction to Item 1123.

•   LNR Partners,LLC is the current special servicer under the BANK 2019-BNK20 pooling andservicing agreement. On July 13, 2021, Midland Loan Services, a Division of PNCBank, National Association was replaced as special servicer under the BANK2019-BNK20 pooling and servicing agreement and was succeeded by LNR Partners,LLC.

 Inaddition, each of the following parties engaged the services of certainservicing function participants and sub-servicers for the reporting period, asset forth below:

 

• Wells Fargo Bank, National Association, as master servicer, engaged theservices of CoreLogic Solutions, LLC as a servicing function participant inrespect of the entire mortgage pool for the reporting period.

 

•  Wells Fargo Bank, National Association, as master servicer under the BANK2019-BNK21 pooling and servicing agreement, pursuant to which the Park Tower atTransbay mortgage loan is serviced, engaged the services of CoreLogicSolutions, LLC as a servicing function participant in respect of the Park Towerat Transbay mortgage loan for the reporting period.

 

•  On November 1, 2021, pursuant to the second amended and restated servicingagreement attached hereto as Exhibit 99.14, Computershare Trust Company,National Association was engaged to perform all or virtually all of Wells FargoBank, National Association’s roles as certificate administrator, custodian andtrustee, as applicable, under (i) the pooling and servicing agreement and (ii)each Outside Pooling and Servicing Agreement.

 

 

| **PART I**   |                            |
|-------------------|---------------------------------|
|              |                            |
| **Item 1.**  | **Business.**                   |
|              | Omitted.                        |
| **Item 1A.** | **Risk Factors.**          |
|              | Omitted.                        |
| **Item 1B.** | **Unresolved Staff  Comments.** |
|              | None.                           |
| **Item 1C.** | **Cybersecurity.**              |
|              | Omitted.                        |
| **Item 2.**  | **Properties.**                 |
|              | Omitted.                        |
| **Item 3.**  | **Legal Proceedings.**     |
|              | Omitted.                        |
| **Item 4.**  | **Mine Safety Disclosures.**    |
|              | Omitted.                        |
|              |                            |   |

 

| **PART II**  |                                                                                                                |
|-------------------|---------------------------------------------------------------------------------------------------------------------|
|              |                                                                                                                |
| **Item 5.**  | **Market for Registrant's Common  Equity, Related Stockholder Matters and Issuer Purchases of Equity  Securities.** |
|              | Omitted.                                                                                                            |
| **Item 6.**  | **[Reserved]**                                                                                                      |
| **Item 7.**  | **Management's Discussion  and Analysis of Financial Condition and Results of Operations.**                         |
|              | Omitted.                                                                                                            |
| **Item 7A.** | **Quantitative and  Qualitative Disclosures About Market Risk.**                                                    |
|              | Omitted.                                                                                                            |
| **Item 8.**  | **Financial Statements and  Supplementary Data.**                                                                   |
|              | Omitted.                                                                                                            |
| **Item 9.**  | **Changes in and  Disagreements With Accountants on Accounting and Financial Disclosure.**                          |
|              | Omitted.                                                                                                            |
| **Item 9A.** | **Controls and Procedures.**                                                                                        |
|              | Omitted.                                                                                                            |
| **Item 9B.** | **Other Information.**                                                                                         |
|              | None.                                                                                                               |
| **Item 9C.** | **Disclosure Regarding  Foreign Jurisdictions that Prevent Inspections.**                                           |
|              | None.                                                                                                               |
|              |                                                                                                                |   |
|              |                                                                                                                |   |   |
|              |                                                                                                                |   |   |   |   |

 

| **PART III** |                                                                                                 |
|-------------------|------------------------------------------------------------------------------------------------------|
|              |                                                                                                 |
| **Item 10.** | **Directors, Executive  Officers and Corporate Governance.**                                         |
|              | Omitted.                                                                                             |
| **Item 11.** | **Executive Compensation.**                                                                          |
|              | Omitted.                                                                                             |
| **Item 12.** | **Security Ownership of  Certain Beneficial Owners and Management and Related Stockholder Matters.** |
|              | Omitted.                                                                                             |
| **Item 13.** | **Certain Relationships and  Related Transactions, and Director Independence.**                      |
|              | Omitted.                                                                                             |
| **Item 14.** | **Principal Accountant Fees  and Services.**                                                         |
|              | Omitted.                                                                                             |
|              |                                                                                                 |   |

 

**ADDITIONALDISCLOSURE ITEMS FOR REGULATION AB**

 

**Item1112(b) of Regulation AB, Significant Obligor Financial Information.**

 

Notapplicable.

 

**Item1114(b)(2) of Regulation AB, Significant Enhancement Provider FinancialInformation.**

 

Noentity or group of affiliated entities provides any enhancement or othersupport for the certificates as described under Item 1114 (a) of Regulation AB.

 

**Item1115(b) of Regulation AB, Certain Derivatives Instruments (FinancialInformation).**

 

Noentity or group of affiliated entities provides any derivative instruments forthe certificates as described under Item 1115 of Regulation AB.

 

**Item1117 of Regulation AB, Legal Proceedings.**

 

Theregistrant knows of no legal proceeding pending against the sponsors, depositor,trustee, issuing entity, servicer contemplated by Item 1108(a)(3) of RegulationAB, originator contemplated by Item 1110(b) of Regulation AB, or other partycontemplated by Item 1100(d)(1) of Regulation AB, or of which any property ofthe foregoing is the subject, that is material to security holders, other thanas follows:

 

InDecember 2014, Phoenix Light SF Limited (Phoenix Light) and certain relatedentities filed a complaint in the United States District Court for the SouthernDistrict of New York alleging claims against Wells Fargo Bank, N.A., in itscapacity as trustee for a number of residential mortgage-backed securities(RMBS) trusts. Complaints raising similar allegations have been filed byCommerzbank AG in the Southern District of New York, IKB International and IKBDeutsche Industriebank (together, IKB) in New York state court, and Park RoyalI LLC and Park Royal II LLC in New York state court. In each case, theplaintiffs allege that Wells Fargo Bank, N.A., as trustee, caused losses to investors,and plaintiffs assert causes of action based upon, among other things, thetrustee’s alleged failure to notify and enforce repurchase obligations ofmortgage loan sellers for purported breaches of representations and warranties,notify investors of alleged events of default, and abide by appropriatestandards of care following alleged events of default. In July 2022, thedistrict court dismissed Phoenix Light’s claims and certain of the claimsasserted by Commerzbank AG, and subsequently entered judgment in each case infavor of Wells Fargo Bank, N.A. In August 2022, Phoenix Light and CommerzbankAG each appealed the district court’s decision to the United States Court ofAppeals for the Second Circuit. Phoenix Light dismissed its appeal in May 2023,terminating its case. In November 2023, Wells Fargo Bank, N.A. entered into anagreement with IKB to resolve IKB’s claims. Wells Fargo Bank, N.A. previouslysettled two class actions filed by institutional investors and an action filedby the National Credit Union Administration with similar allegations.

 

**Item1119 of Regulation AB, Affiliations and Certain Relationships and RelatedTransactions.**

 

Theinformation regarding this Item has been provided previously in an annualreport on Form 10-K of the issuing entity or in the prospectus of the issuingentity filed in a 424(b)(2) filing dated September 26, 2019.

 

**Item1122 of Regulation AB, Compliance with Applicable Servicing Criteria.**

 

Thereports on assessment of compliance with the servicing criteria forasset-backed securities and the related attestation reports on such assessmentsof compliance are attached hereto under Item 15.

 

**Item1123 of Regulation AB, Servicer Compliance Statement.**

 

Theservicer compliance statements are attached hereto under Item 15.

 

**PART IV**

 

**Item15. Exhibits, Financial Statement Schedules.**

 

(a) Exhibits.

 

(4.1)        Pooling and Servicing Agreement, dated as of September1, 2019, between Morgan Stanley Capital I Inc., as depositor, Wells Fargo Bank,National Association, as general master servicer, Midland Loan Services, aDivision of PNC Bank, National Association, as general special servicer,National Cooperative Bank, N.A., as NCB master servicer and as NCB specialservicer, Wells Fargo Bank, National Association, as certificate administrator,Wilmington Trust, National Association, as trustee, and Park Bridge LenderServices LLC, as operating advisor and as asset representations reviewer (filedas Exhibit 4.1 to the registrant's Current Report on Form 8-K filed onSeptember 26, 2019 under SEC File No. 333-227446-06 and incorporated byreference herein).

 

(4.2)       Pooling and Servicing Agreement, dated as of July 1,2019, between Morgan Stanley Capital I Inc., as depositor, Midland LoanServices, a Division of PNC Bank, National Association, as master servicer, LNRPartners, LLC, as special servicer, Wells Fargo Bank, National Association, ascertificate administrator and trustee, and Pentalpha Surveillance LLC, asoperating advisor and as asset representations reviewer, relating to the MSC2019-H7 securitization transaction, pursuant to which the Grand Canal ShoppesMortgage Loan and the Legacy Tower Mortgage Loan are serviced (filed as Exhibit4.2 to the registrant's Current Report on Form 8-K filed on September 26, 2019under SEC File No. 333-227446-06 and incorporated by reference herein).

 

(4.3)        Pooling and Servicing Agreement, dated as of October 1,2019, between Banc of America Merrill Lynch Commercial Mortgage Inc., asdepositor, Wells Fargo Bank, National Association, as master servicer, RialtoCapital Advisors, LLC, as special servicer, Park Bridge Lender Services LLC, asoperating advisor and as asset representations reviewer, Wells Fargo Bank, NationalAssociation, as certificate administrator, and Wilmington Trust, NationalAssociation, as trustee, relating to the BANK 2019-BNK21 securitizationtransaction, pursuant to which the Park Tower at Transbay Mortgage Loan isserviced (filed as Exhibit 4.3 to the registrant's Current Report on Form 8-Kfiled on October 28, 2019 under SEC File No. 333-227446-06 and incorporated byreference herein).

 

(31)         Rule 13a-14(d)/15d-14(d) Certification.

 

(33)        Reports onassessment of compliance with servicing criteria for asset-backed securities.

 

33.1        Wells Fargo Bank, National Association, asCertificate Administrator

 

33.2        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator

 

33.3        WellsFargo Bank, National Association, as Custodian

 

33.4        Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian

 

33.5         Wells Fargo Bank, National Association, as MasterServicer

 

33.6         National Cooperative Bank, N.A., as NCB MasterServicer

 

33.7         LNR Partners, LLC, as Special Servicer

 

33.8         National Cooperative Bank, N.A., as NCB SpecialServicer (see Exhibit 33.6)

 

33.9         Park Bridge Lender Services LLC, as Operating Advisor

 

33.10       CoreLogic Solutions, LLC, as Servicing FunctionParticipant

 

33.11       Wells Fargo Bank, National Association, as MasterServicer under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/23 to 12/31/23) (see Exhibit 33.5)

 

33.12       CoreLogic Solutions, LLC, as Servicing FunctionParticipant under the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/23to 12/31/23) (see Exhibit 33.10)

 

33.13       Rialto Capital Advisors, LLC, as Special Servicer underthe BANK 2019-BNK21 securitization, pursuant to which the following mortgageloans were serviced by such party: Park Tower at Transbay (from 1/1/23 to12/31/23)

 

33.14       Wells Fargo Bank, National Association, as Custodianunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/23to 12/31/23) (see Exhibit 33.3)

 

33.15       Computershare Trust Company, National Association, asServicing Function Participant under the BANK 2019-BNK21 securitization,pursuant to which the following mortgage loans were serviced by such party:Park Tower at Transbay (from 1/1/23 to 12/31/23) (see Exhibit 33.4)

 

33.16       Wells Fargo Bank, National Association, as Custodianunder the MSC 2019-H7 securitization, pursuant to which the following mortgageloans were serviced by such party: Grand Canal Shoppes (from 1/1/23 to12/31/23) and Legacy Tower (from 1/1/23 to 12/31/23) (see Exhibit 33.3)

 

33.17       Computershare Trust Company, National Association, asServicing Function Participant under the MSC 2019-H7 securitization, pursuantto which the following mortgage loans were serviced by such party: Grand CanalShoppes (from 1/1/23 to 12/31/23) and Legacy Tower (from 1/1/23 to 12/31/23)(see Exhibit 33.4)

 

(34).       Attestation reports on assessment of compliance with servicing criteria forasset-backed securities.

 

34.1        Wells Fargo Bank, National Association, asCertificate Administrator

 

34.2        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator

 

34.3        WellsFargo Bank, National Association, as Custodian

 

34.4        Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian

 

34.5         Wells Fargo Bank, National Association, as MasterServicer

 

34.6         National Cooperative Bank, N.A., as NCB MasterServicer

 

34.7         LNR Partners, LLC, as Special Servicer

 

34.8         National Cooperative Bank, N.A., as NCB SpecialServicer (see Exhibit 34.6)

 

34.9         Park Bridge Lender Services LLC, as Operating Advisor

 

34.10       CoreLogic Solutions, LLC, as Servicing FunctionParticipant

 

34.11       Wells Fargo Bank, National Association, as MasterServicer under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/23 to 12/31/23) (see Exhibit 34.5)

 

34.12       CoreLogic Solutions, LLC, as Servicing FunctionParticipant under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/23 to 12/31/23) (see Exhibit 34.10)

 

34.13       Rialto Capital Advisors, LLC, as Special Servicerunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/23to 12/31/23)

 

34.14       Wells Fargo Bank, National Association, as Custodianunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/23to 12/31/23) (see Exhibit 34.3)

 

34.15       Computershare Trust Company, National Association, asServicing Function Participant under the BANK 2019-BNK21 securitization,pursuant to which the following mortgage loans were serviced by such party:Park Tower at Transbay (from 1/1/23 to 12/31/23) (see Exhibit 34.4)

 

34.16       Wells Fargo Bank, National Association, as Custodianunder the MSC 2019-H7 securitization, pursuant to which the following mortgageloans were serviced by such party: Grand Canal Shoppes (from 1/1/23 to12/31/23) and Legacy Tower (from 1/1/23 to 12/31/23) (see Exhibit 34.3)

 

34.17       Computershare Trust Company, National Association, asServicing Function Participant under the MSC 2019-H7 securitization, pursuantto which the following mortgage loans were serviced by such party: Grand CanalShoppes (from 1/1/23 to 12/31/23) and Legacy Tower (from 1/1/23 to 12/31/23)(see Exhibit 34.4)

 

(35).       Servicer compliance statement.

 

35.1        Wells Fargo Bank, National Association, asCertificate Administrator

 

35.2        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator

 

35.3        WellsFargo Bank, National Association, as Custodian

 

35.4        Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian

 

35.5        Wells Fargo Bank, National Association, as MasterServicer

 

35.6        National Cooperative Bank, N.A., as NCB MasterServicer

 

35.7        LNR Partners, LLC, as Special Servicer

 

35.8        National Cooperative Bank, N.A., as NCB SpecialServicer (see Exhibit 35.6)

 

35.9        Wells Fargo Bank, National Association, as MasterServicer under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 1/1/23 to 12/31/23) (see Exhibit 35.5)

 

35.10       Rialto Capital Advisors, LLC, as Special Servicerunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/23to 12/31/23)

 

35.11       Wells Fargo Bank, National Association, as Custodianunder the BANK 2019-BNK21 securitization, pursuant to which the followingmortgage loans were serviced by such party: Park Tower at Transbay (from 1/1/23to 12/31/23) (see Exhibit 35.3)

 

35.12       Computershare Trust Company, National Association, asServicing Function Participant under the BANK 2019-BNK21 securitization,pursuant to which the following mortgage loans were serviced by such party:Park Tower at Transbay (from 1/1/23 to 12/31/23) (see Exhibit 35.4)

 

35.13       Wells Fargo Bank, National Association, as Custodianunder the MSC 2019-H7 securitization, pursuant to which the following mortgageloans were serviced by such party: Grand Canal Shoppes (from 1/1/23 to12/31/23) and Legacy Tower (from 1/1/23 to 12/31/23) (see Exhibit 35.3)

 

35.14       Computershare Trust Company, National Association, asServicing Function Participant under the MSC 2019-H7 securitization, pursuantto which the following mortgage loans were serviced by such party: Grand CanalShoppes (from 1/1/23 to 12/31/23) and Legacy Tower (from 1/1/23 to 12/31/23)(see Exhibit 35.4)

 

(99.1)      Mortgage Loan Purchase Agreement, dated September 13,2019, between Morgan Stanley Capital I Inc. and Morgan Stanley Mortgage CapitalHoldings LLC (filed as Exhibit 99.1 to the registrant's Current Report on Form8-K filed on September 26, 2019 under SEC File No. 333-227446-06 andincorporated by reference herein).

 

(99.2)      Mortgage Loan Purchase Agreement, dated September 13,2019, between Morgan Stanley Capital I Inc. and Bank of America, NationalAssociation (filed as Exhibit 99.2 to the registrant's Current Report on Form8-K filed on September 26, 2019 under SEC File No. 333-227446-06 andincorporated by reference herein).

 

(99.3)      Mortgage Loan Purchase Agreement, dated September 13, 2019,between Morgan Stanley Capital I Inc. and Wells Fargo Bank, NationalAssociation (filed as Exhibit 99.3 to the registrant's Current Report on Form8-K filed on September 26, 2019 under SEC File No. 333-227446-06 andincorporated by reference herein).

 

(99.4)      Mortgage Loan Purchase Agreement, dated September 13,2019, between Morgan Stanley Capital I Inc. and National Cooperative Bank, N.A.(filed as Exhibit 99.4 to the registrant's Current Report on Form 8-K filed onSeptember 26, 2019 under SEC File No. 333-227446-06 and incorporated byreference herein).

 

(99.5)      Agreement Between Note Holders, dated as September 16,2019, by and between Bank of America, N.A., as initial note A-1 holder, initialnote A-2 holder, initial note A-3 holder, initial note A-4 holder, initial NoteA-5 holder, initial note A-6 holder, initial note A-7 holder, initial note A-8holder, initial note A-9 holder and initial note A-10 holder, relating to thePark Tower at Transbay loan combination (filed as Exhibit 99.5 to theregistrant's Current Report on Form 8-K filed on September 26, 2019 under SECFile No. 333-227446-06 and incorporated by reference herein).

 

(99.6)      Agreement Between Note Holders, dated as September 26,2019, by and between Wells Fargo Bank, National Association, as initial noteA-1 holder, initial note A-2 holder and initial note A-3 holder, relating tothe Tower at Burbank loan combination (filed as Exhibit 99.6 to theregistrant's Current Report on Form 8-K filed on September 26, 2019 under SECFile No. 333-227446-06 and incorporated by reference herein).

 

(99.7)      Agreement Between Note Holders, dated as September 26,2019, by and between Morgan Stanley Bank, N.A., as initial note A-1 holder andinitial note A-2 holder, relating to the NKX Multifamily Portfolio loancombination (filed as Exhibit 99.7 to the registrant's Current Report on Form8-K/A filed on January 3, 2020 under SEC File No. 333-227446-06 andincorporated by reference herein).

 

(99.8)      Agreement Between Note Holders, dated as September 13,2019, by and between Morgan Stanley Bank, N.A., as note A holder, AtheneAnnuity and Life Company, as note B-1 holder, note B-2 holder and note B-6holder, American Equity Investment Life Insurance Company, as note B-3 holder,Athene Annuity & Life Assurance Company, as note B-4 holder and The LincolnNational Life Insurance Company, as note B-5 holder, relating to the Solsticeon the Park loan combination (filed as Exhibit 99.8 to the registrant's CurrentReport on Form 8-K filed on September 26, 2019 under SEC File No. 333-227446-06and incorporated by reference herein).

 

(99.9)      Agreement Between Note Holders, dated as July 3, 2019,by and between Morgan Stanley Bank, N.A., as note A-1 holder, Wells Fargo Bank,National Association, as note A-2 holder, JPMorgan Chase Bank, NationalAssociation, as note A-3 holder, Goldman Sachs Bank USA, as note A-4 holder andCPPIB Credit Investments II Inc., as note B holder, relating to the Grand CanalShoppes loan combination (filed as Exhibit 99.9 to the registrant's CurrentReport on Form 8-K filed on September 26, 2019 under SEC File No. 333-227446-06and incorporated by reference herein).

 

(99.10)    Intercreditor Agreement, dated as July 24, 2019, by andbetween Morgan Stanley Bank, N.A., as note A holder and Morgan Stanley MortgageCapital Holdings LLC, as note B holder, relating to the Hawthorne WorksShopping Center loan combination (filed as Exhibit 99.10 to the registrant'sCurrent Report on Form 8-K filed on September 26, 2019 under SEC File No.333-227446-06 and incorporated by reference herein).

 

(99.11)    Agreement Between Note Holders, dated as July 25, 2019,by and between Morgan Stanley Bank, N.A., as initial note A-1 holder, initialnote A-2 holder, initial A-3 holder and initial Note A-4 holder, relating tothe Eleven Seventeen Perimeter loan combination (filed as Exhibit 99.11 to theregistrant's Current Report on Form 8-K filed on September 26, 2019 under SECFile No. 333-227446-06 and incorporated by reference herein).

 

(99.12)    Agreement Between Note Holders, dated as August 8,2019, by and between Morgan Stanley Bank, N.A., as initial note A-1 holder,initial note A-2 holder and initial A-3 holder, relating to the Polo TowneCrossing SC loan combination (filed as Exhibit 99.12 to the registrant'sCurrent Report on Form 8-K filed on September 26, 2019 under SEC File No.333-227446-06 and incorporated by reference herein).

 

(99.13)    Agreement Between Note Holders, dated as July 25, 2019,by and between Morgan Stanley Bank, N.A., as initial note A-1 holder andinitial note A-2 holder, relating to the Legacy Tower loan combination (filedas Exhibit 99.13 to the registrant's Current Report on Form 8-K filed onSeptember 26, 2019 under SEC File No. 333-227446-06 and incorporated byreference herein).

 

(99.14)    Second Amended and Restated Servicing Agreement,effective as of October 31, 2021, between Wells Fargo Bank, N.A., Wells FargoDelaware Trust Company, N.A., Computershare Trust Company, N.A., ComputershareDelaware Trust Company and Computershare Limited (filed as Exhibit 99.1 to theregistrant's Current Report on Form 8-K filed on November 5, 2021 under SECFile No. 333-227446-06 and incorporated by reference herein). .

 

(b)          See (a) above.

 

(c)           Not Applicable.

 

**SIGNATURES**

 

Pursuantto the requirements of Section 13 or 15(d) of the Securities Exchange Act of1934, the registrant has duly caused this report to be signed on its behalf bythe undersigned, thereunto duly authorized.

 

MorganStanley Capital I Inc.

(Depositor)

 

By:/s/ Jane Lam

JaneLam, President

(seniorofficer in charge of securitization of the depositor)

 

Date: March 28, 2024