# CERTIFICATION

 

Re:          **BANK 2019-BNK20, Commercial Mortgage Pass-Through Certificates, Series2019-BNK20**(the “Transaction”), issued pursuant to the Pooling andServicing Agreement dated as of September 1, 2019 (the “Pooling andServicing Agreement”), executed in connection with the Transaction(capitalized terms used but not defined herein have the meanings set forth inthe Pooling and Servicing Agreement).

                                               __________________________________________

 

I, Jane Lam, certify that:

 

               1.             Ihave reviewed this report on Form 10-K and all reports on Form 10-D required tobe filed in respect of the period covered by this report on Form 10-K of BANK2019-BNK20 (the “Exchange Act periodic reports”);

 

               2.            Based on my knowledge, the Exchange Act periodic reports, taken as a whole, donot contain any untrue statement of a material fact or omit to state a materialfact necessary to make the statements made, in light of the circumstances underwhich such statements were made, not misleading with respect to the periodcovered by this report; 

 

               3.            Based on my knowledge, all of the distribution, servicing and other informationrequired to be provided under Form 10-D for the period covered by this reportis included in the Exchange Act periodic reports; 

 

               4.            Based on my knowledge and the servicer compliance statement(s) required in thisreport under Item 1123 of Regulation AB, and except as disclosed in theExchange Act periodic reports, the servicer(s) have fulfilled their obligationsunder the servicing agreement(s) in all material respects; and

 

5.            All of the reports on assessment of compliance with servicing criteria forasset-backed securities and their related attestation reports on assessment ofcompliance with servicing criteria for asset-backed securities required to beincluded in this report in accordance with Item 1122 of Regulation AB and ExchangeAct Rules 13a-18 and 15d-18 have been included as an exhibit to this report,except as otherwise disclosed in this report.  Any material instances ofnoncompliance described in such reports have been disclosed in this report onForm 10-K.  

 

In giving the certificationsabove, I have reasonably relied on information provided to me by the followingunaffiliated parties:

 

·        Wilmington Trust, National Association, asTrustee

·        Wells Fargo Bank, National Association, asCertificate Administrator

·        Wells Fargo Bank, National Association, asCustodian

·        Wells Fargo Bank, National Association, asMaster Servicer

·        National Cooperative Bank, N.A., as NCBMaster Servicer

·        Midland Loan Services, a Division of PNCBank, National Association, as Special Servicer

·        National Cooperative Bank, N.A., as NCBSpecial Servicer

·        Park Bridge Lender Services LLC, asOperating Advisor

·        CoreLogic Commercial Real Estate Services,Inc., as Servicing Function Participant

·        National Tax Search, LLC, as ServicingFunction Participant

·        Wells Fargo Bank, National Association, asMaster Servicer under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 10/23/19 to 12/31/19)

·        CoreLogic Commercial Real Estate Services,Inc., as Servicing Function Participant under the BANK 2019-BNK21securitization, pursuant to which the following mortgage loans were serviced bysuch party: Park Tower at Transbay (from 10/23/19 to 12/31/19)

·        National Tax Search, LLC, as ServicingFunction Participant under the BANK 2019-BNK21 securitization, pursuant towhich the following mortgage loans were serviced by such party: Park Tower atTransbay (from 10/23/19 to 12/31/19)

·        Rialto Capital Advisors, LLC, as SpecialServicer under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 10/23/19 to 12/31/19)

·        Wells Fargo Bank, National Association, asCustodian under the BANK 2019-BNK21 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: Park Tower at Transbay(from 10/23/19 to 12/31/19)

·        Wells Fargo Bank, National Association, asCustodian under the MSC 2019-H7 securitization, pursuant to which the followingmortgage loans were serviced by such party: Grand Canal Shoppes (from 9/26/19to 12/31/19) and Legacy Tower (from 9/26/19 to 12/31/19)

 

 

Date:  March 27, 2020

 

 

By /s/ Jane Lam

Name: Jane Lam

Title: Director and President