Exhibit 4.1



 Exhibit 4.1 
  


			
	CUSIP NO. 276534	  	 
		
	COMMON STOCK	  	COMMON STOCK
	CERTIFICATE NO.	  	SHARES

  
 EASTERN INSURANCE
HOLDINGS, INC. 
 ORGANIZED UNDER THE LAWS OF THE COMMONWEALTH OF PENNSYLVANIA 
  
 [SPECIMEN] 
  
 is the owner of: 
  
 FULLY PAID AND NONASSESSABLE SHARES OF COMMON STOCK NO PAR VALUE 
 PER SHARE OF EASTERN INSURANCE HOLDINGS, INC. 
 a Pennsylvania stock corporation. 
  
 The shares represented by this certificate are transferable only on the stock
transfer books of Eastern Insurance Holdings, Inc. (the “Company”) by the holder of record hereof, or by his duly authorized attorney or legal representative, upon the surrender of this certificate properly endorsed. This certificate and
the shares represented hereby are issued and shall be held subject to all the provisions contained in the Company’s official corporate papers filed with the Department of State of the Commonwealth of Pennsylvania (copies of which are on file
with the Transfer Agent), to all of the provisions the holder by acceptance hereof, assents. 
  
 This certificate is not valid unless countersigned and registered by the Transfer Agent and Registrar. 
  
 IN WITNESS WHEREOF, EASTERN INSURANCE HOLDINGS, INC. has caused this certificate to be executed by the signatures of its duly authorized officers
and has caused its corporate seal to be hereunto affixed. 
  

					
	 Dated:
	 	 	 	 
	 	 	 	 	 [SEAL]

			
	  	 	 	 	  
	President and Chief Executive Officer	 	 	 	Secretary








 EASTERN INSURANCE HOLDINGS, INC. 
  
 The shares represented by this certificate are subject to a limitation contained in the articles of incorporation (the “Articles”)
to the effect that for a period of three years after the Company’s initial public offering, no person or entity may acquire more than 10% of the issued and outstanding shares of common stock (“Voting Control”) of the Company. If
Voting Control of the corporation is acquired in violation of such limitation, all shares in excess of Voting Control shall be considered from and after the date of acquisition to be “excess shares” and all shares deemed to be excess
shares shall no longer be entitled to vote on any matter or to take other shareholder action. 
  
 Preferred stock may be issued from time to time as a class without series or, if so determined by the board of directors of the Company, either in whole or in part, in one or more series. The board of directors of the
Company has the authority to fix and determine, by resolution, the par value, voting powers, full or limited, or no voting power, and such designations, preferences and relative, participating, optional, or other special rights, if any, and the
qualifications, limitations, or restrictions thereof, if any, including specifically, but not limited to, the dividend rights, conversion rights, redemption rights and liquidation preferences, if any, of any wholly unissued series of preferred stock
(or the entire class of preferred stock if none of such shares have been issued), the number of shares constituting any such series and the terms and conditions of the issue thereof. The Company will furnish to any shareholder upon request and
without charge a full description of each class of stock and any series thereof. 
  
 The shares represented by this certificate may not be cumulatively voted in the election of directors of the Company. The Articles also require either (a) the affirmative vote of holders of at least 80% of the issued and outstanding
shares of common stock of the Company entitled to vote or (b) the affirmative vote of 80% of the members of the board of directors of the Company and the affirmative vote of holders of at least a majority of the votes which all shareholders of
the Company are then entitled to cast to amend provisions of the Articles with respect to shareholders having the right to one vote for each share of common stock; terms and classes of the board of directors; the approval of certain transactions;
annual and special meetings; the authority to make, amend, alter, change or repeal the bylaws of the Company; the relevant factors to be considered by the board of the directors in evaluating any offer of another party to engage in certain
transactions with the Company; and the prohibition of any person or entity to acquire Voting Control (as defined) of the Company. 







 The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though
they were written out in full according to applicable laws or regulations: 
  

											
	 TEN COM -
	  	as tenants in common	  	UNIF GIFTS MIN ACT - 	  	 	 	custodian 	 	 
	 	  	 	  	 	  	(Cust)	 	 	 	(Minor)
	 TEN ENT -
	  	as tenants by the entireties	  	 	  	under Uniform Gifts to Minors Act
				
	 	  	 	  	 	  	

	 JT TEN -
	  	as joint tenants with right of survivorship and not as tenants in common	  	 	  	 	 	(State)	 	 

  
 Additional
abbreviations may also be used though not in the above list. 
  
 For value
received                          hereby sell, assign and transfer unto 
  
 PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFICATION NUMBER OF ASSIGNEE 

 

							
	 	 	 	 	 	 	 
	Please print or typewrite name and address including postal zip code of assignee.	 	 	 	 

  
                                       
                                        
                       shares of the common stock represented by this certificate and do hereby irrevocably constitute and appoint
                                        
                                        
                                        ,
attorney, to transfer the said stock on the books of the within-named bank with full power of substitution in the premises. 
  

					
			
	DATED                     	 	 	 	  
	 	 	 	 	NOTICE: The signature to this assignment must correspond with the name as written upon the face of the certificate in every particular without alteration or enlargement or any change
whatever.

  

									
	SIGNATURE GUARANTEED:        	  	 	 	 	  	 	  	 
	 	  	THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION, (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE
GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15