Federal Register / Vol. 69, No. 224 / Monday, November 22, 2004 / Notices 67913

performance of the Federal Reserve’s 

functions; including whether the 

information has practical utility;

b. the accuracy of the Federal 

Reserve’s estimate of the burden of the 

proposed information collection, 

including the validity of the 

methodology and assumptions used;

c. ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and

d. ways to minimize the burden of 

information collection on respondents, 

including through the use of automated 

collection techniques or other forms of 

information technology.

DATES: Comments must be submitted on 

or before January 21, 2005.

ADDRESSES: You may submit comments, 

identified by FR HMDA–LAR, by any of 

the following methods:

• Agency Web site: http://

www.federalreserve.gov. Follow the 

instructions for submitting comments at 

http://www.federalreserve.gov/

generalinfo/foia/ProposedRegs.cfm.

• Federal eRulemaking Portal: http://

www.regulations.gov. Follow the 

instructions for submitting comments.

• E–mail: 

regs.comments@federalreserve.gov. 

Include docket number in the subject 

line of the message.

• FAX: 202/452–3819 or 202/452–

3102.

• Mail: Jennifer J. Johnson, Secretary, 

Board of Governors of the Federal 

Reserve System, 20th Street and 

Constitution Avenue, N.W., 

Washington, DC 20551.

All public comments are available 

from the Board’s web site at 

www.federalreserve.gov/generalinfo/

foia/ProposedRegs.cfm as submitted, 

except as necessary for technical 

reasons. Accordingly, your comments 

will not be edited to remove any 

identifying or contact information. 

Public comments may also be viewed 

electronically or in paper in Room MP–

500 of the Board’s Martin Building (20th 

and C Streets, N.W.) between 9:00 a.m. 

and 5:00 p.m. on weekdays.

FOR FURTHER INFORMATION CONTACT: A 

copy of the proposed form and 

instructions, the Paperwork Reduction 

Act Submission (OMB 83–I), supporting 

statement, and other documents that 

will be placed into OMB’s public docket 

files once approved may be requested 

from the agency clearance officer, whose 

name appears below.

Cindy Ayouch, Federal Reserve Board 

Clearance Officer (202–452–3829), 

Division of Research and Statistics, 

Board of Governors of the Federal 

Reserve System, Washington, DC 20551. 

Telecommunications Device for the Deaf 

(TDD) users may contact (202–263–

4869), Board of Governors of the Federal 

Reserve System, Washington, DC 20551.

Proposal to approve under OMB 

delegated authority the extension for 

three years, without revision, of the 

following report:

Report title: Home Mortgage 

Disclosure Act (HMDA) Loan/

Application Register.

Agency form number: FR HMDA–

LAR.

OMB control number: 7100–0247.

Frequency: Annual.

Reporters: State member banks, 

subsidiaries of state member banks, 

subsidiaries of bank holding companies, 

U.S. branches and agencies of foreign 

banks (other than federal branches, 

federal agencies, and insured state 

branches of foreign banks), commercial 

lending companies owned or controlled 

by foreign banks, organizations under 

section 25 or 25A of the Federal Reserve 

Act.

Annual reporting hours: 150,942 

hours.

Estimated average hours per response:

State member banks, 242 hours; and 

mortgage subsidiaries, 192 hours.

Number of respondents: 519 State 

member banks, and 132 mortgage 

subsidiaries.

General description of report: This 

information collection is mandatory (12 

U.S.C. 2803). The information is not 

given confidential treatment, however, 

information that might identify 

individual borrowers or applicants is 

given confidential treatment under 

exemption 6 of the Freedom of 

Information Act (5 U.S.C. 552(b)(6)) and 

section 304 (j)(2)(B) of HMDA (12 U.S.C. 

2803).

Abstract: The information reported 

and disclosed pursuant to this 

collection is used to further the 

purposes of HMDA. These include: (1) 

to help determine whether financial 

institutions are serving the housing 

needs of their communities; (2) to assist 

public officials in distributing public–

sector investments so as to attract 

private investment to areas where it is 

needed; and (3) to assist in identifying 

possible discriminatory lending patterns 

and enforcing anti–discrimination 

statutes.

Board of Governors of the Federal Reserve 

System, November 16, 2004.

Jennifer J. Johnson,

Secretary of the Board.

[FR Doc. 04–25772 Filed 11–19–04; 8:45 am] 

BILLING CODE 6210–01–S

FEDERAL RESERVE SYSTEM

Change in Bank Control Notices; 

Acquisition of Shares of Bank or Bank 

Holding Companies

The notificants listed below have 

applied under the Change in Bank 

Control Act (12 U.S.C. 1817(j)) and 

§ 225.41 of the Board’s Regulation Y (12 

CFR 225.41) to acquire a bank or bank 

holding company. The factors that are 

considered in acting on the notices are 

set forth in paragraph 7 of the Act (12 

U.S.C. 1817(j)(7)).

The notices are available for 

immediate inspection at the Federal 

Reserve Bank indicated. The notices 

also will be available for inspection at 

the office of the Board of Governors. 

Interested persons may express their 

views in writing to the Reserve Bank 

indicated for that notice or to the offices 

of the Board of Governors. Comments 

must be received not later than 

December 6, 2004.

A. Federal Reserve Bank of Kansas 

City (Donna J. Ward, Assistant Vice 

President) 925 Grand Avenue, Kansas 

City, Missouri 64198–0001:

1. Embry W. Williams, Jr., Amarillo, 

Texas; to acquire voting shares of Union 

BancShares, Inc., Clayton, New Mexico, 

and thereby indirectly acquire voting 

shares of The First National Bank of 

New Mexico, Clayton, New Mexico.

Board of Governors of the Federal Reserve 

System, November 16, 2004.

Robert deV. Frierson,

Deputy Secretary of the Board.

[FR Doc. 04–25773 Filed 11–19–04; 8:45 am]

BILLING CODE 6210–01–S

FEDERAL RESERVE SYSTEM

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below.

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The application also will be 

available for inspection at the offices of