CERTIFICATIONS
 
 Exhibit
        31 Rule 13a-14(a)/15d-14(a) Certifications
  I,
        Kurt
        A. Tornquist, certify that:
 
 1.
        I have
        reviewed this quarterly report on Form 10-Q of Maine & Maritimes Corporation
        (the registrant);
 
 2.
        Based
        on my knowledge, this quarterly report does not contain any untrue statement
        of
        a material fact or omit to state a material fact necessary to make the
        statements made, in light of the circumstances under which such statements
        were
        made, not misleading with respect to the period covered by this
        report;
 
 3.
        Based
        on my knowledge, the financial statements, and other financial information
        included in this quarterly report, fairly present in all material respects
        the
        financial condition, results of operations and cash flows of the registrant
        as
        of, and for, the periods presented in this report;
 
 4.
        The
        registrant's other certifying officer and I are responsible for establishing
        and
        maintaining disclosure controls and procedures (as defined in Exchange Act
        Rules
        13a-15(e) and 15d-15(e) for the registrant and we have:
 
 (a)
        Designed such disclosure controls and procedures, or caused such disclosure
        controls and procedures to be designed under our supervision, to ensure that
        material information relating to the registrant, including its consolidated
        subsidiaries, is made known to us by others within those entities, particularly
        during the period in which this quarterly report is being prepared;
 
 (b)
        Evaluated the effectiveness of the registrant's disclosure controls and
        procedures, and presented in this report our conclusions about the effectiveness
        of the disclosure controls and procedures, as of the end of the period covered
        by this report based on our evaluation; and
 
 (c)
        Disclosed in this report any change in the registrant's internal control
        over
        financial reporting that occurred during the registrant's most recent fiscal
        quarter (the registrant's fourth fiscal quarter in the case of an annual
        report)
        that has materially affected, or is reasonably likely to materially affect,
        the
        registrant's internal control over financial reporting; and
 
 5.
        The
        registrant's other certifying officer and I have disclosed, based on our
        most
        recent evaluation, to the registrant's auditors and the audit committee of
        the
        registrant's board of directors:
 
 (a)
        All
        significant deficiencies and material weaknesses in the design or operation
        of
        internal control over financial reporting, which are reasonably likely to
        adversely affect the registrant's ability to record, process, summarize and
        report financial information; and
 
 (b)
        Any
        fraud, whether or not material, that involves management or other employees
        who
        have a significant role in the registrant's internal control over financial
        reporting.
 
 
 Dated:
        August 12, 2005
 
 
 /s/
                  Kurt A. TornquistKurt
                  A. TornquistSenior
                  Vice President and Chief Financial Officer