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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
 WASHINGTON, D.C. 20549
 FORM 10-K
 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
 þ
    
    ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the fiscal year ended December 31, 2007
 o
    
    TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF
1934
 For the transition period from to
 333-125416
333-125416-01
(Commission File Numbers)
 Volkswagen Credit Auto Master Owner Trust
  Volkswagen Dealer Finance, LLC
  VW Credit, Inc
 
 State of Delaware
    
    38-3528063(State or other jurisdiction of 
incorporation or organization)
    
    13-7255034
(Registrants IRS Employer Id. Nos.)3800 Hamlin Road 
Auburn Hills, Michigan
    
    48326
(Zip Code)(Address of principal executive offices)Registrants telephone number, including area code: (248) 754-5000
 
 None
 None
 o þ
 þ o
 þ o
 þ
  Large accelerated filer o
    Accelerated filer o
    Non-accelerated filer þ
    Smaller reporting company o(Do not check if a smaller reporting company)
 o þ
   See Item 15(b).




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FORM 10-K
 INTRODUCTORY NOTE
  TABLE OF CONTENTS  PART 1Item 1. BusinessItem 1A. Risk FactorsItem 1B. Unresolved Staff CommentsItem 2. PropertiesItem 3. Legal ProceedingsItem 4. Submission of Matters To A Vote Of Security HoldersPART IIItem 5. Market for Registrants Common Equity and Related Stockholder Matters and Issuer Purchases of Equity SecuritiesItem 6. Selected Financial DataItem 7. Managements Discussion And Analysis Of Financial Condition And Results Of OperationItem 7A. Quantitative and Qualitative Disclosures About Market RiskItem 8. Financial Statements and Supplementary DataItem 9. Changes in and Disagreements With Accountants On Accounting And Financial DisclosureItem 9A. Controls and ProceduresItem 9A(T). Controls and ProceduresItem 9B. Other InformationPART IIIItem 10. Directors, Executive Officers of the Registrant and Corporate GovernanceItem 11. Executive CompensationItem 12. Security Ownership Of Certain Beneficial Owners And Management and Related Stockholder MattersItem 13. Certain Relationships And Related Transactions, and Director IndependenceItem 14. Principal Accountant Fees and ServicesPART IVItem 15. Exhibits, Financial Statement SchedulesSIGNATURESEXHIBIT INDEXCertification of Officer of Servicer pursuant to Section 302(A)Annual Certificate of VW Credit, Inc., as ServicerReport on the Activities of VW Credit, Inc., as Servicer, prepared by Virchow Krause & Company, LLPAnnual Distribution Statement    Table of Contents  
 PART 1
 
 Item 1. Business.
   
 Item 1A. Risk Factors.
  
 Item 1B. Unresolved Staff Comments.
  
 Item 2. Properties.
    Contracts
    
    Amount ($000s)1.
    
    
    Delinquent Contracts:a. 31  60 Days Delinquent
    
    
    0
    
    
    
    0b. 61  90 Days Delinquent
    
    
    0
    
    
    
    0
 Amount ($000s)2.
    
    
    Delinquency Ratio:a. Delinquent Balance
    


    
    
    
    0b. Total Pool Balance
    


    
    
    
    0c. Delinquency Ratio
    


    
    
    
    0.00
    %
 Contracts
    
    Amount ($000s)3.
    
    
    Defaulted Contracts:a. For the Year Ended December 31, 2007
    
    
    0
    
    
    
    0




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Amount ($000s)4.
    
    
    Aggregate Net Losses, for the year ended December 31, 2007:a. Aggregate Net Losses
    
    
    
    
    0b. Original Portfolio
    
    
    
    
    0c. Aggregate Loss Ratio
    
    
    
    
    0.00
    %
 
 Item 3. Legal Proceedings.
   
 Item 4. Submission of Matters To A Vote Of Security Holders.
  
 PART II
 
 Item 5. Market for Registrants Common Equity and Related Stockholder Matters and Issuer
Purchases of Equity Securities.
  (a)
    
    The Notes are represented by one or more certificates registered in the name of
Cede & Co., the nominee of The Depository Trust Company. At December 31, 2007, there
were less than 300 holders of record of each Class of Notes.(b)
    
    Not Applicable.(c)
    
    Not Applicable.
 
 Item 6. Selected Financial Data.
  
 Item 7. Managements Discussion And Analysis Of Financial Condition And Results Of Operation.
  
 Item 7A. Quantitative and Qualitative Disclosures About Market Risk.
  
 Item 8. Financial Statements and Supplementary Data.
  
 Item 9. Changes in and Disagreements With Accountants On Accounting And Financial Disclosure.
  
 Item 9A. Controls and Procedures.




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Item 9A(T). Controls and Procedures
  
 Item 9B. Other Information.
  
 PART III
 
 Item 10. Directors, Executive Officers of the Registrant and Corporate Governance.
  
 Item 11. Executive Compensation.
  
 Item 12. Security Ownership Of Certain Beneficial Owners And Management and Related Stockholder
Matters.
  
 Item 13. Certain Relationships And Related Transactions, and Director Independence.
  
 Item 14. Principal Accountant Fees and Services.
  
 PART IV
 
 Item 15. Exhibits, Financial Statement Schedules.
     Date
    
    Items ReportedFebruary 20, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*March 20, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*April 20, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*May 21, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*June 20, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*July 20, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*August 20, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*September 20, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*October 22, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*November 20, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*December 20, 2007
    
    Items 8.01, 9.01, Monthly Servicers Report*January 22, 2008
    
    Items 8.01, 9.01, Monthly Servicers Report*
 
 *
    
    Incorporated by reference.(c)
    
    The exhibits in response to Item 601 of Regulation S-K are listed
in the Exhibit Index




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SIGNATURES
   VOLKSWAGEN CREDIT AUTO MASTER OWNER TRUSTBy: VW CREDIT, INC., as AdministratorBy:
    
    /s/ Frank WitterName:
    
    Frank WitterTitle:
    
    President & CFOVOLKSWAGEN DEALER FINANCE, LLCBy:
Name:
    
    /s/ Dennis Tack

Dennis TackTitle:
    
    Assistant Treasurer




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EXHIBIT INDEX
 Exhibit 31:
 Exhibit 99.1
 Exhibit 99.2:
 Exhibit 99.3: