UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                   FORM 10-QSB

[ X ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES
EXCHANGE ACT OF 1934

                For the quarterly period ended March 31, 2007

[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE
ACT OF 1934
               For the transition period from ________ to ________
                          Commission file # 333-103647

                                ATM FINANCIAL CORP.
             (Exact Name of Registrant as Specified in its Charter)

                     NEVADA                              98-0393197
           (State or other jurisdiction               (I.R.S. Employer
            of incorporation or organization)          Identification number)

           2533 NORTH CARSON STREET
             CARSON CITY, NEVADA                            89706
       (Address of principal executive offices)          (Zip Code)

                    Issuer's telephone number: (775) 841-7018

           Securities registered under Section 12(b) of the Act: NONE

     Securities registered pursuant to Section 12(g) of the Act:
                        COMMON STOCK, $0.0001 PAR VALUE

Check  whether  the Issuer (1) filed all reports required to be filed by Section
13  or  15(d) of the Exchange Act during the past 12 months (or for such shorter
period  that  the  Issuer  was  required to file such reports), and (2) has been
subject  to  such  filing  requirements  for  the past 90 days. Yes [ x ] No [ ]

Indicate by check mark whether the registrant is a shell company (as defined in
Rule 12b-2 of the Exchange Act). Yes [X] No [  ]

There were 5,730,700 shares of Common Stock outstanding at March 31, 2007.

Transitional  Small  Business  Disclosure  Format  (Check  one):  Yes [ ] No [X]

<TABLE>
PART I -- FINANCIAL INFORMATION

ITEM 1.     FINANCIAL STATEMENTS

ATM FINANCIAL CORP.
(A Development Stage Company)

BALANCE SHEETS
(Unaudited)
(Stated in U.S. Dollars)

-----------------------------------------------------------------------------------------------
                                                                     MARCH 31      DECEMBER 31
                                                                         2007             2006
-----------------------------------------------------------------------------------------------
<S>                                                                 <C>            <C>
ASSETS

Current Assets
     Cash and Cash Equivalents                                      $ 100,518      $   101,877
     Prepaid Expenses                                                     600              631
-----------------------------------------------------------------------------------------------

Total Current Assets                                                  101,118          102,508
-----------------------------------------------------------------------------------------------

Equipment
     Automated Teller Machine                                           3,416            3,416
-----------------------------------------------------------------------------------------------

Total Assets                                                          104,534          105,924
===============================================================================================

LIABILITIES

Current Liabilities
     Accounts payable and accrued liabilities                       $  30,715      $    26,834
-----------------------------------------------------------------------------------------------

Total Current Liabilities                                              30,715           26,834
-----------------------------------------------------------------------------------------------

Total Liabilities                                                      30,715           26,834
-----------------------------------------------------------------------------------------------

STOCKHOLDERS' DEFICIENCY

Common Stock

     Authorized:
          100,000,000 common shares, par value $0.0001 per share
     Issued and outstanding:
          5,730,700 common shares                                         573              573
          (December 31, 2006 - 5,730,700)

Additional Paid-In Capital                                            172,897          172,897

(Deficit) Accumulated During the Development Stage                    (99,651)         (94,380)
-----------------------------------------------------------------------------------------------

Total Stockholders' Equity (Deficiency)                                73,819           79,090
-----------------------------------------------------------------------------------------------

Total Liabilities and Stockholders' Deficiency                      $ 104,534      $   105,924
===============================================================================================

The  accompanying  notes  are  an  integral  part of these financial statements.
</TABLE>

<PAGE>

<TABLE>
ATM FINANCIAL CORP.
(A Development Stage Company)

STATEMENT OF STOCKHOLDERS DEFICIENCY
(Unaudited)
(Stated in U.S. Dollars)

--------------------------------------------------------------------------------------------------
                                                                                           DEFICIT
                                                                       ACCUMULATED           TOTAL
                                                           ADDITIONAL       DURING   STOCKHOLDERS'
                                            COMMON STOCK      PAID-IN  DEVELOPMENT          EQUITY
                                          SHARES   AMOUNT     CAPITAL        STAGE     DEFICIENCY)
--------------------------------------------------------------------------------------------------
<S>                                    <C>        <C>        <C>       <C>           <C>

December 18, 2002 - Shares issued for
cash at $0.0001 per share              4,000,000  $   400    $      -  $         -   $        400

Comprehensive Loss:
    Net Loss for the Period                    -        -           -      (21,990)       (21,990)
--------------------------------------------------------------------------------------------------

Balance, December 31, 2002             4,000,000      400           -      (21,990)       (21,590)
--------------------------------------------------------------------------------------------------

Comprehensive Loss:
    Net Loss for the Period                    -        -           -      (24,216)       (24,216)
--------------------------------------------------------------------------------------------------

Balance, December 31, 2003             4,000,000      400           -      (46,206)       (45,806)
--------------------------------------------------------------------------------------------------

Comprehensive Loss:
    Net Loss for the Period                    -        -           -      (13,398)       (13,398)
--------------------------------------------------------------------------------------------------

Balance, December 31, 2004             4,000,000      400           -      (59,604)       (59,204)
--------------------------------------------------------------------------------------------------

February 14, 2005 - shares issued
for cash at $0.10 per share            1,730,700  $   173    $172,897  $         -   $    173,070

Comprehensive Loss:
    Net Loss for the Year                      -        -           -      (18,609)       (18,609)
--------------------------------------------------------------------------------------------------

Balance, December 31, 2005             5,730,700      573     172,897      (78,213)        95,257
--------------------------------------------------------------------------------------------------

Comprehensive Loss:
    Net Loss for the Year                      -        -           -      (16,167)       (16,167)
--------------------------------------------------------------------------------------------------

Balance, December 31, 2006             5,730,700      573     172,897      (94,380)        79,090
--------------------------------------------------------------------------------------------------

Comprehensive Loss:
    Net Loss for the Period                    -        -           -       (5,271)        (5,271)
--------------------------------------------------------------------------------------------------

Balance, March 31, 2007                5,730,700      573     172,897      (99,651)        73,819
==================================================================================================

The  accompanying  notes  are  an  integral  part  of  these  financial  statements
</TABLE>

<PAGE>

<TABLE>
ATM FINANCIAL CORP.
(A Development Stage Company)

STATEMENT OF OPERATIONS
(Unaudited)
(Stated in U.S. Dollars)

-------------------------------------------------------------------------------------------------
                                                                                      CUMULATIVE
                                                                                     PERIOD FROM
                                                                                       INCEPTION
                                                                                     DECEMBER 18
                                                            THREE MONTHS ENDED           2002 TO
                                                                 MARCH 31               MARCH 31
                                                            2007         2006               2007
-------------------------------------------------------------------------------------------------
<S>                                                   <C>          <C>               <C>

Expenses
     Bank and financing charges                       $      122   $      124        $     2,431
     Consulting                                                -            -             21,821
     License payment                                           -            -              1,000
     Listing and filing fees                                   -            -              6,697
     Office and sundry                                       274        2,996             11,843
     Professional fees                                     4,825        7,171             40,759
     Rent                                                      -        2,850             25,650
     Transfer and filing fees                                 50            -              2,600
-------------------------------------------------------------------------------------------------

Loss Before Other Income (Expenses)                        5,271       10,316            112,801
-------------------------------------------------------------------------------------------------

Other Income (Expenses)
     Gain on debt settlement                                   -            -             14,176
     Interest                                                  -            -             (1,026)
-------------------------------------------------------------------------------------------------

Total Other Income (Expenses)                                  -            -            (13,150)
-------------------------------------------------------------------------------------------------

Net Loss and Comprehensive Loss For The Period        $    5,271   $   10,316        $    99,651
=================================================================================================

Basic And Diluted Loss Per Share                      $     0.00   $     0.00
=================================================================================================

Weighted Average Number of Common Shares Outstanding
  Basic and diluted                                    5,730,700    5,414,262
=================================================================================================

The  accompanying  notes  are  an  integral  part of these financial statements.
</TABLE>

<PAGE>

<TABLE>
ATM FINANCIAL CORP.
(A Development Stage Company)

STATEMENT OF CASH FLOWS
(Unaudited)
(Stated in U.S. Dollars)

--------------------------------------------------------------------------------------------------------------
                                                                                                  PERIOD FROM
                                                                                                    INCEPTION
                                                                                                  DECEMBER 18
                                                                           THREE MONTHS ENDED         2002 TO
                                                                                 MARCH 31            March 31
                                                                            2007         2006            2007
--------------------------------------------------------------------------------------------------------------
<S>                                                                    <C>          <C>           <C>

CASH FLOWS FROM (USED IN) OPERATING ACTIVITIES
  Loss for the period                                                  $  (5,271)   $ (10,316)    $   (99,651)

Adjustments to reconcile loss to net cash used in
operating activities:
  Gain on debt settlement                                                      -            -          14,176

Changes in other assets and liabilities:
  - decrease (increase) in prepaid expenses                                   31         (548)           (600)
  - decrease (increase) in deposits                                            -        2,999               -
  - increase (decrease) in accounts payable and accrued liabilities        3,881           25          16,122
--------------------------------------------------------------------------------------------------------------

Net Cash used in Operating Activities                                     (1,359)      (7,840)        (69,953)
--------------------------------------------------------------------------------------------------------------

Financing Activities
  Common stock issued                                                          -            -         173,470
  Notes payable to related parties                                             -            -               -
--------------------------------------------------------------------------------------------------------------

Net Cash from Financing Activities                                             -            -         173,470
--------------------------------------------------------------------------------------------------------------

Investing Activities
  Purchase of equipment                                                        -       (2,999)         (2,999)
--------------------------------------------------------------------------------------------------------------

Net Increase in Cash                                                      (1,359)     (10,839)        100,518

Cash, Beginning of Period                                                101,877      117,883               -
--------------------------------------------------------------------------------------------------------------

Cash, End of Period                                                    $ 100,518    $ 107,044     $   100,518
--------------------------------------------------------------------------------------------------------------

Supplemental Cash Flow Information
  Interest paid                                                                -            -               -
  Income taxes                                                                 -            -               -
--------------------------------------------------------------------------------------------------------------

The  accompanying  notes  are  an  integral  part of these financial statements.
</TABLE>

<PAGE>

                               ATM FINANCIAL CORP.
                          (A Development Stage Company)

                          NOTES TO FINANCIAL STATEMENTS

                                  MARCH 31,2007
                                   (Unaudited)
                            (Stated in U.S. Dollars)

1.     NATURE OF OPERATIONS

a)     Organization

The Company was incorporated in the state of Nevada, U.S.A., on December 18,
2002.

b)     Development Stage Activities

The Company has been in the development stage since its formation and has not
yet realized any revenues from its planned operations.  It is primarily engaged
in the development of gateway services to automated teller machines owned by
independent system operators outside the financial services industry.  The
Company has secured the rights to a license to provide these services and is
seeking contracts with operators to provide gateway services for their machines.

c)     Going Concern

The accompanying financial statements have been prepared assuming the Company
will continue as a going concern.

As shown in the accompanying financial statements, the Company has incurred a
net loss of $99,651 for the period from inception, December 18, 2002, to
March 31, 2007, and has no sales. The future of the Company is dependent
upon its ability to obtain financing and upon future profitable operations from
the development of its gateway services. Management has plans to seek additional
capital through a public offering of its common stock.  The financial statements
do not include any adjustments relating to the recoverability and classification
of recorded assets, or the amounts of and classification of liabilities that
might be necessary in the event the Company cannot continue in existence.

2.     SIGNIFICANT  ACCOUNTING  POLICIES

The financial statements of the Company have been prepared in accordance with
generally accepted accounting principles in the United States of America.
Because a precise determination of many assets and liabilities is dependent upon
future events, the preparation of financial statements for a period necessarily
involves the use of estimates which have been made using careful judgment.

The financial statements have, in management's opinion, been properly prepared
within reasonable limits of materiality and within the framework of the
significant accounting policies summarized below:

a)     Development  Stage  Company

The Company is a development stage company as defined in the Statements of
Financial Accounting Standards No. 7.  The Company is devoting substantially all
of its present efforts to establish a new business and none of its planned
principal operations have commenced.  All losses accumulated since inception
have been considered as part of the Company's development stage activities.

b)     Use  of  Estimates

The preparation of financial statements in conformity with generally accepted
accounting principles requires management to make estimates and assumptions that
affect the reported amounts of assets and liabilities, and disclosure of
contingent assets and liabilities at the date of the financial statements, and
the reported amounts of revenues and expenses for the reporting period.  Actual
results could differ from these estimates.


                               ATM FINANCIAL CORP.
                          (A Development Stage Company)

                          NOTES TO FINANCIAL STATEMENTS

                                  MARCH 31,2007
                                   (Unaudited)
                            (Stated in U.S. Dollars)

2.     SIGNIFICANT ACCOUNTING POLICIES (Continued)

c)     Financial Instruments

The Company's financial instruments consist of cash and cash equivalent,
accounts payable and accrued liabilities, and notes payable to related parties.

Unless otherwise noted, it is management's opinion that this Company is not
exposed to significant interest or credit risks arising from these financial
instruments.  The fair value of these financial instruments approximate their
carrying values, unless otherwise noted.

d)     Cash and Cash Equivalents

The Company considers all highly liquid instruments with a maturity of three
months or less at the time of issuance to be cash equivalents. As at March 31,
2007, the Company has cash in the amount of US$13,960 which are over the
federally insured limit (December 31, 2006 - US$16,143). There were no cash
equivalents at March 31, 2007 and 2006.

e)     Equipment

Depreciation is based on the estimated useful lives of the assets and is
computed using the straight-line method.  Equipment is recorded at cost and
depreciation is provided over the useful lives of 5 years.  In 2006, the Company
received the equipment but it is idle and not yet in use.  As a result,
management decided not to record any depreciation on the equipment until it is
deployed.

f)     Foreign Currency Translation

The Company maintains its accounting records in U.S. Dollars, as follows:

At the transaction date, each asset, liability, revenue and expense is
translated into U.S. dollars by the use of the exchange rate in effect at that
date.  At the period end, monetary assets and liabilities are remeasured by
using the exchange rate in effect at that date.  The resulting foreign exchange
gains and losses are included in operations.

g)     Comprehensive Loss

The Company has adopted Statement of Financial Accounting Standards No. 130
(SFAS 130), Reporting Comprehensive Income, which establishes standards for
reporting and display of comprehensive income, its components and accumulated
balances.  The Company is disclosing this information on its Statements of
Stockholders' Equity (Deficiency).  Comprehensive loss comprises equity except
those resulting from investments by owners and distributions to owners.

h)     Income Taxes

The Company has adopted Statement of Financial Accounting Standards No. 109
(SFAS 109), Accounting for Income Taxes, which requires the Company to recognize
deferred tax liabilities and assets for the expected future tax consequences of
events that have been recognized in the Company's financial statements or tax
returns using the liability method.  Under this method, deferred tax liabilities
and assets are determined based on the temporary differences between the
financial statement and tax bases of assets and liabilities using enacted tax
rates in effect in the years in which the differences are expected to reverse.


                               ATM FINANCIAL CORP.
                          (A Development Stage Company)

                          NOTES TO FINANCIAL STATEMENTS

                                  MARCH 31,2007
                                   (Unaudited)
                            (Stated in U.S. Dollars)

2.     SIGNIFICANT ACCOUNTING POLICIES (Continued)

i)     Impairment of Long Lived Assets

The Company reviews its long-lived assets for impairment whenever events or
changes in circumstances indicate that the carrying amount of the assets may not
be fully recoverable. To determine if impairment exists, the Company compares
the estimated future undiscounted cash flows from the related long-lived assets
to the net carrying amount of such assets. Once it has been determined that an
impairment exists, the carrying value of the asset is adjusted to the fair
value. Factors considered in the determination of the fair value include current
operating results, trends and the present value of estimated expected future
cash flows.

j)     Stock Based Compensation

The Company has adopted the Statement of Financial Accounting Standards No. 123R
amending SFAS No. 123SFAS No. 123R will require the Company to expense stock
options based on grant date fair value in its financial statements. Further, the
adoption of SFAS 123R will require additional accounting related to the income
tax effects and additional disclosure regarding the cash flow effects resulting
from share-based payment arrangements. The adoption of SFAS No. 123R will have
no effect on the Company's cash flows, but is expected to have a material impact
on its results of operations.

The Company did not grant any stock options during the period.

k)     Loss Per Share

Loss per share is computed using the weighted average number of shares
outstanding during the period. The Company has adopted SFAS No. 128, "Earnings
Per Share".  Diluted loss per share is equivalent to basic loss per share.

l)     New Accounting Standards

Management does not believe that any recently issued, but not yet effective
accounting standards, if currently adopted, could have a material effect on the
accompanying financial statements.

3.     EQUIPMENT

In 2006, the Company received the ATM machine purchased in 2005. Currently, the
machine is idle and not yet in use.  As a result, management decided not to
record any depreciation on the equipment until it is deployed.

5.     RELATED PARTY TRANSACTIONS

Also included in accounts payable and accrued liabilities is an amount owed to a
former director of the Company for rent and other expenses of $25,685 (2006 -
$25,685).


ITEM 2.     MANAGEMENT'S DISCUSSION AND ANALYSIS OR PLAN OF OPERATIONS

Financial Condition, Liquidity and Capital Resources.

     We were incorporated for the purpose of providing access to the Canadian
Interac shared cash dispensing network for those operators of automated teller
machines, also known as ATMs, who are not affiliated with any financial
institution.  We also intend to own and operate ATMs that are placed in high
traffic publicly and privately held locations.  On November 10, 2006, our
President and Chief Executive officer resigned to pursue other interests.  We
have suspended all operations until such time as a suitable replacement can be
engaged.

     Our capital has been obtained via issuance of common stock and shareholder
loans.  On February 14, 2005, the Securities and Exchange Commission declared
effective our Form SB-2 Registration Statement (Commission File No. 333-103647)
concerning our initial public offering of 2,000,000 voting shares of our Common
Stock at an offering price of $0.10 per share.  The offering commenced on
February 17, 2005 and terminated on May 15, 2005.  We sold 1,730,700 shares of
our Common Stock at an offering price of $0.10 per share, for gross proceeds of
$173,070.

     As of March 31, 2007, our total assets totaled $104,534, of which $100,518
is in cash, $600 is in prepaid expenses and $3,416 in automated teller machine.
This is a decrease of $1,390 in our assets from December 31, 2006, at which time
our assets were comprised of cash of $101,877, prepaid expenses of $631 and
$3,416 in automated teller machine.  This decrease was primarily due to office
expenses.

     Our total liabilities as of March 31, 2007, were $30,715, an increase of
$3,881 from December 31, 2006, that was due to accounting fees payable.

     As of March 31, 2007, we had available working capital of $70,403 as
compared to working capital of $75,674 as of December 31, 2006.

     We have not generated revenue since the date of inception.  We presently
have sufficient working capital to satisfy our cash requirements for the next 12
months of operations.

Results of Operations.

     We posted a net loss of $5,271 for the period ending March 31, 2007, a
decrease from a loss of $10,316 incurred for the period ending March 31, 2006.


ITEM 3.    CONTROLS AND PROCEDURES

As required by Rule 13a-15 under the Securities Exchange Act of 1934, as of the
end of the period covered by the quarterly report, being March 31, 2007, we have
carried out an evaluation of the effectiveness of the design and operation of
our company's disclosure controls and procedures. This evaluation was carried
out under the supervision and with the participation of our company's
management, including our company's president. Based upon that evaluation, our
company's president concluded that our company's disclosure controls and
procedures are effective as at the end of the period covered by this report.
There have been no significant changes in our internal controls over financial
reporting that occurred during our most recent fiscal quarter that have
materially affected, or are reasonably likely to materially affect our internal
controls over financial reporting.

Disclosure controls and procedures and other procedures that are designed to
ensure that information required to be disclosed in our reports filed or
submitted under the Securities Exchange Act of 1934 is recorded, processed,
summarized and reported, within the time period specified in the Securities and
Exchange Commission's rules and forms. Disclosure controls and procedures
include, without limitation, controls and procedures designed to ensure that
information required to be disclosed in our reports filed under the Securities
Exchange Act of 1934 is accumulated and communicated to management, including
our president and secretary as appropriate, to allow timely decisions regarding
required disclosure.


PART II.     OTHER INFORMATION

ITEM 1.     LEGAL PROCEEDINGS

We are not a party to any material legal proceedings and to our knowledge, no
such proceedings are threatened or contemplated.


ITEM 2.     CHANGES IN SECURITIES AND USE OF PROCEEDS

Our common stock is quoted on the NASD OTC bulletin board under the trading
symbol, AFIC.

On March 31, 2007, the shareholders' list of our shares of common stock showed
16 registered holders of our shares of common stock and 5,730,700 shares of
common stock outstanding.  The number of record holders was determined from the
records of our transfer agent and does not include beneficial owners of shares
of common stock whose shares are held in the names of various security brokers,
dealers, and registered clearing agencies.


USE OF PROCEEDS FROM REGISTERED SECURITIES

On March 7, 2003, we filed a Registration Statement on Form SB-2 with the
Securities and Exchange Commission in respect of an initial public offering of
2,000,000 shares our voting common stock at an offering price of $0.10 per
share. On February 14, 2005, the Securities and Exchange Commission declared our
Registration Statement (Commission File No. 333-103647) effective.

Our offering commenced on February 17, 2005, and terminated on May 15, 2005. We
sold a total of 1,730,700 shares through the offering at a price of $0.10 per
share, resulting in gross proceeds of $173,070.

The following table sets out the calculation of net proceeds from our public
offering during the period from February 14, 2005, the effective date of our
Form SB-2 Registration Statement, until March 31, 2007:

--------------------------------------------------------------------------------
                                                                      Amount ($)
--------------------------------------------------------------------------------

Gross offering proceeds as of March 31, 2007                          173,070

Offering expenses (1)                                                     25,913
--------------------------------------------------------------------------------

Net offering proceeds as of March 31, 2007                            147,157
--------------------------------------------------------------------------------

Use of Proceeds:

        Debt Repayment (2)                                                16,435
        Office Expense & Supplies                                         10,459
        General Expenses (3)                                              19,473
        ATM                                                                3,833
--------------------------------------------------------------------------------

Total Use of Proceeds as of March 31, 2007:                            50,200
================================================================================

(1)  Offering Expenses exceeded our estimate of $20,000 due to unanticipated
professional fees and blue sky fees.
(2)  Debt Repayment exceeded our estimate of $10,885 due to: (a) the repayment
of an interest bearing loan in the amount $3,000 from a director, the proceeds
of which were used to prepay for an ATM; and (b) accrued interest.
(3)  General Expenses exceeded our estimate of $3,145 primarily due to
insufficient revenue to offset audit expenses.


DIVIDEND POLICY

Our Board of Directors may declare and pay dividends on outstanding shares of
common stock out of funds legally available therefor in our sole discretion;
however, to date no dividends have been paid on common stock and we do not
anticipate the payment of dividends in the foreseeable future.


ITEM 3.     DEFAULT UPON SENIOR NOTES

Not applicable.


ITEM 4.     SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

None.



ITEM 5.     OTHER INFORMATION

None.


ITEM 6.    EXHIBITS

EXHIBIT     DESCRIPTION

31.1        Certification Pursuant to Section 302

32.1        Certifications Pursuant to 18 U.S.C. Section 1350, as Adopted
            Pursuant to Section 906 of the Sarbanes-Oxley Act Of 2002


SIGNATURES

In accordance with the requirements of the Exchange Act, the registrant caused
this report to be signed on its behalf by the undersigned, thereunto duly
authorized.

                                 ATM Financial Corp.



Date: May 4, 2007                /s/ Viktoria Vynnyk
                                 Viktoria Vynnyk
                                 President & Chief Financial Officer