----

----

|   | [ X ] | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|--------|-------|-----------------------------------------------------------------------------------------|

|   | [   ] | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|--------|----------------------|------------------------------------------------------------------------------------------|

| Missouri                        | 44-0607504          |
|---------------------------------|---------------------|
| (State or other jurisdiction of | (I.R.S. Employer    |
| incorporation or organization)  | Identification No.) |

| 4700 Belleview Avenue, Suite 300, Kansas City, Missouri | 64112            |
|---------------------------------------------------------|------------------|
| (Address of principal executive office)                 |  (Zip Code) |

| Class                      | Outstanding as May 14, 2010 |
|----------------------------|-----------------------------|
| Common Stock, no par value | One Share                   |

----

| Item No. | Page                                                                                                                                                  |
|----------|-------------------------------------------------------------------------------------------------------------------------------------------------------|
|     |                                                                                                                                                  |   |
| 1.       | Condensed Consolidated Financial Statements                                                                                                           | 1 |
|     |                                                                                                                                                  |   |
|     | Condensed Consolidated Balance Sheets at March 31, 2010 and September 30, 2009                                                                        | 1 |
|     |                                                                                                                                                  |   |
|     | Condensed Consolidated Statements of Operations for the three months ended and six months ended March 31, 2010 and 2009                               | 2 |
|     |                                                                                                                                                  |   |
|     | Condensed Consolidated Statements of Stockholder’s Equity for the six months ended March 31, 2010  and year ended September 30, 2009. | 3 |
|     |                                                                                                                                                  |   |
|     | Condensed Consolidated Statements of Cash Flows for the six months ended March 31, 2010  and 2009                                           | 4 |
|     |                                                                                                                                                  |   |
|     | Notes to Condensed Consolidated Financial Statements                                                                                                  | 5 |
|     |                                                                                                                                                  |   |
| 2.       | Management's Discussion and Analysis of Financial Condition and Results of Operations                                                                 | 12 |
|     |                                                                                                                                                  |   |
| 3.       | Quantitative and Qualitative Disclosures About Market Risk                                                                                            | 25 |
|     |                                                                                                                                                  |   |
| 4T.      | Controls and Procedures                                                                                                                               | 25 |
|     |                                                                                                                                                  |   |
|     | PART II                                                                                                                                               |   |
|     | OTHER INFORMATION                                                                                                                                     |   |
|     |                                                                                                                                                  |   |
| 1.       | Legal Proceedings                                                                                                                                     | 26 |
|     |                                                                                                                                                  |   |
| 2.       | Unregistered Sales of Equity Securities and Use of Proceeds                                                                                           | 26 |
|     |                                                                                                                                                  |   |
| 6.       | Exhibits                                                                                                                                              | 27 |

----

|                                           |   | March 31, |        |   | September 30, |   |
|------------------------------------------------|--------|-----------|-------------|--------|---------------|--------|
|                                           |   | 2010      |        |   | 2009          |   |
|                                           |   |      |        |   |          |   |
| Cash and cash equivalents - non-restricted     |   | $         | 4,239,557   |   |          | $      | 3,311,478 |   |
| Cash and cash equivalents - restricted         |   |      | 637,116     |   |          |   | 114,058 |   |
| Investments – restricted                 |   |      | 7,838,085   |   |          |   | 8,287,905 |   |
| Investments - non-restricted                   |   |      | 130,000     |   |          |   | 130,000 |   |
|                                           |   |      |        |   |          |   |   |   |
| Net finance receivables                        |   |      | 306,073,342 |   |          |   | 313,930,096 |   |
|                                           |   |      |        |   |          |   |   |   |
| Furniture and equipment, net                   |   |      | 273,604     |   |          |   | 427,639 |   |
| Deferred income tax asset                      |   |      | 3,929,231   |   |          |   | 4,294,966 |   |
| Prepaid and other assets                       |   |      | 5,532,969   |   |          |   | 5,915,115 |   |
| Deferred acquisition costs                     |   |      | 2,916,293   |   |          |   | 3,034,599 |   |
| Goodwill                                       |   |      | 31,474,280  |   |          |   | 31,474,280 |   |
| Intangibles - net                              |   |      | 12,559,400  |   |          |   | 14,405,000 |   |
|                                           |   |      |        |   |          |   |   |   |
| Total assets                                   |   | $         | 375,603,877 |   |          | $      | 385,325,136 |   |
|                                           |   |      |        |   |          |   |   |   |
| LIABILITIES AND STOCKHOLDER'S EQUITY           |   |
|                                           |   |      |        |   |          |   |   |   |
| Revolving credit line - banks                  |   | $         | 23,534,000  |   |          | $      | 20,770,000 |   |
| Subordinated debt-parent                       |   |      | 3,000,000   |   |          |   | - |   |
| Accounts payable                               |   |      | 1,558,796   |   |          |   | 1,891,825 |   |
| Accrued expenses and other liabilities         |   |      | 6,831,589   |   |          |   | 7,682,887 |   |
| Amortizing term notes                          |   |      | 204,828,860 |   |          |   | 221,187,023 |   |
| Investment notes                               |   |      | 34,238,032  |   |          |   | 33,306,309 |   |
|                                           |   |      |        |   |          |   |   |   |
| Total liabilities                              |   |      | 273,991,277 |   |          |   | 284,838,044 |   |
|                                           |   |      |        |   |          |   |   |   |
| Commitments and contingencies (see Note 7)     |   |      |        |   |          |   |   |   |
| Stockholder's equity:                          |   |      |        |   |          |   |   |   |
| Common stock, no par value; 1 share issued and |   |      |        |   |          |   |   |   |
|   outstanding                        |   |      | 86,394,200  |   |          |   | 86,394,200 |   |
| Accumulated other comprehensive income         |   |      | 93,624      |   |          |   | 124,383 |   |
| Retained earnings                              |   |      | 15,124,776  |   |          |   | 13,968,509 |   |
|                                           |   |      |        |   |          |   |   |   |
| Total stockholder's equity                     |   |      | 101,612,600 |   |          |   | 100,487,092 |   |
|                                           |   |      |        |   |          |   |   |   |
| Total liabilities and stockholder's equity     |   | $         | 375,603,877 |   |          | $      | 385,325,136 |   |

----

|                                                                     |   | Three Months Ended |       |   | Six Months Ended |   |
|--------------------------------------------------------------------------|--------|--------------------|------------|--------|------------------|--------|
|                                                                     |   | March 31,          |       |   | March 31,        |   |
|                                                                     |   | 2010               |       |   | 2009             |   |   | 2010 |   |   | 2009 |   |
|                                                                     |   |               |       |   |             |   |   |   |   |   |   |   |
|                                                                     |   |               |       |   |             |   |   |   |   |   |   |   |
| Interest income and fees                                                 |   | $                  | 25,417,138 |   |             | $      | 24,805,074 |   |   | $ | 51,872,230 |   |   | $ | 49,147,820 |   |
|                                                                     |   |               |       |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Interest expense                                                         |   |               | 4,426,293  |   |             |   | 4,529,894 |   |   |   | 8,998,756 |   |   |   | 8,806,262 |   |
|                                                                     |   |               |       |   |             |   |   |   |   |   |   |   |   |   |   |   |
|    Net interest income before provision for credit losses |   |               | 20,990,845 |   |             |   | 20,275,180 |   |   |   | 42,873,474 |   |   |   | 40,341,558 |   |
|    Provision for credit losses                            |   |               | 4,786,487  |   |             |   | 5,405,215 |   |   |   | 10,397,137 |   |   |   | 12,542,396 |   |
| Net interest income                                                      |   |               | 16,204,358 |   |             |   | 14,869,965 |   |   |   | 32,476,337 |   |   |   | 27,799,162 |   |
|                                                                     |   |               |       |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest income:                                                      |   |               |       |   |             |   |   |   |   |   |   |   |   |   |   |   |
|    Insurance premiums earned and other income             |   |               | 1,282,243  |   |             |   | 1,184,679 |   |   |   | 2,735,634 |   |   |   | 2,328,468 |   |
| Total noninterest income                                                 |   |               | 1,282,243  |   |             |   | 1,184,679 |   |   |   | 2,735,634 |   |   |   | 2,328,468 |   |
|                                                                     |   |               |       |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest expense:                                                     |   |               |       |   |             |   |   |   |   |   |   |   |   |   |   |   |
|    Management and recordkeeping services fee              |   |               | 9,206,325  |   |             |   | 8,560,343 |   |   |   | 18,453,548 |   |   |   | 16,696,257 |   |
|    Professional and regulatory fees                       |   |               | 360,601    |   |             |   | 474,185 |   |   |   | 711,870 |   |   |   | 844,497 |   |
|    Amortization of intangibles                            |   |               | 922,800    |   |             |   | 1,058,700 |   |   |   | 1,845,600 |   |   |   | 2,117,400 |   |
|    Other operating expenses                               |   |               | 805,318    |   |             |   | 213,425 |   |   |   | 1,753,968 |   |   |   | 973,790 |   |
| Total noninterest expense                                                |   |               | 11,295,044 |   |             |   | 10,306,653 |   |   |   | 22,764,986 |   |   |   | 20,631,944 |   |
|                                                                     |   |               |       |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Income before income taxes                                               |   |               | 6,191,557  |   |             |   | 5,747,991 |   |   |   | 12,446,985 |   |   |   | 9,495,686 |   |
|    Provision for income taxes                             |   |               | 2,321,833  |   |             |   | 2,254,821 |   |   |   | 4,667,619 |   |   |   | 3,750,676 |   |
| Net income                                                               |   | $                  | 3,869,724  |   |             | $      | 3,493,170 |   |   | $ | 7,779,366 |   |   | $ | 5,745,010 |   |
|                                                                     |   |               |       |   |             |   |   |   |   |   |   |   |   |   |   |   |
| Net income per share, basic and diluted                                  |   | $                  | 3,869,724  |   |             | $      | 3,493,170 |   |   | $ | 7,779,366 |   |   | $ | 5,745,010 |   |

----

|                                                     |   | Total  |        |   | Common Stock |   |       | Retained Earnings |   |   | Accumulated Other Comprehensive Income |   |
|----------------------------------------------------------|--------|--------|-------------|--------|--------------|--------|------------|-------------------|--------|--------|----------------------------------------|--------|
|                                                     |   |   |        |   |         |   |       |              |   |   |                                   |   |
| Balance, September 30, 2008                              |   | $      | 88,543,991  |   |         | $      | 84,394,200 |              |   | $      | 4,149,791                              |   |   | $ | - |   |
|   Net income                                   |   |   | 13,336,552  |   |         |   | -          |              |   |   | 13,336,552                             |   |   |   | - |   |
|   Unrealized gain on investments,              |   |   |        |   |         |   |       |              |   |   |                                   |   |   |   |   |   |
|      net of tax of $66,976      |   |   | 124,383     |   |         |   | -          |              |   |   | -                                      |   |   |   | 124,383 |   |
|      Total comprehensive income |   |   | 13,460,935  |   |         |   | -          |              |   |   | 13,336,552                             |   |   |   | 124,383 |   |
|                                                     |   |   |        |   |         |   |       |              |   |   |                                   |   |   |   |   |   |
|   Capital contribution by parent               |   |   | 2,000,000   |   |         |   | 2,000,000  |              |   |   | -                                      |   |   |   | - |   |
|   Dividend paid to parent                      |   |   | (3,517,834  | )      |         |   | -          |              |   |   | (3,517,834                             | )      |   |   | - |   |
|                                                     |   |   |        |   |         |   |       |              |   |   |                                   |   |   |   |   |   |
| Balance, September 30, 2009                              |   | $      | 100,487,092 |   |         | $      | 86,394,200 |              |   | $      | 13,968,509                             |   |   | $ | 124,383 |   |
|                                                     |   |   |        |   |         |   |       |              |   |   |                                   |   |   |   |   |   |
| Comprehensive income:                                    |   |   |        |   |         |   |       |              |   |   |                                   |   |   |   |   |   |
|   Net income                                   |   |   | 7,779,366   |   |         |   | -          |              |   |   | 7,779,366                              |   |   |   | - |   |
|   Unrealized loss on investments,              |   |   |        |   |         |   |       |              |   |   |                                   |   |   |   |   |   |
|      net of tax of $16,562      |   |   | (30,759     | )      |         |   | -          |              |   |   | -                                      |   |   |   | (30,759 | ) |
|      Total comprehensive income |   |   | 7,748,607   |   |         |   | -          |              |   |   | 7,779,366                              |   |   |   | (30,759 | ) |
|                                                     |   |   |        |   |         |   |       |              |   |   |                                   |   |   |   |   |   |
| Dividend paid to parent                                  |   |   | (6,623,099  | )      |         |   | -          |              |   |   | (6,623,099                             | )      |   |   | - |   |
| Balance, March 31, 2010                                  |   | $      | 101,612,600 |   |         | $      | 86,394,200 |              |   | $      | 15,124,776                             |   |   | $ | 93,624 |   |

----

|                                                                                                      |   | Six Months Ended |         |
|-----------------------------------------------------------------------------------------------------------|--------|------------------|--------------|
|                                                                                                      |   | March 31,        |         |
|                                                                                                      |   | 2010             |         |   | 2009 |   |
| Cash flows from operating activities:                                                                     |   |             |         |   |   |   |
|    Net income                                                                              |   | $                | 7,779,366    |   |   | $ | 5,745,010 |   |
|    Items not requiring (providing) cash:                                                   |   |             |         |   |   |   |   |   |
|       Provision for credit losses on                                        |   |             |         |   |   |   |   |   |
|           finance receivables                           |   |             | 10,397,137   |   |   |   | 12,542,396 |   |
|       Depreciation and amortization                                         |   |             | 2,007,049    |   |   |   | 2,380,644 |   |
|       Deferred income taxes                                                 |   |             | 413,056      |   |   |   | (637,123 | ) |
|       Interest accrued on investment notes                                  |   |             | 899,122      |   |   |   | 860,755 |   |
|    Changes in:                                                                             |   |             |         |   |   |   |   |   |
|       Accounts payable and accrued expenses                                 |   |             | (1,184,328   | ) |   |   | 5,915,672 |   |
|       Deferred fees - net                                                   |   |             | (503,686     | ) |   |   | 3,301,711 |   |
|       Unearned premium reserves                                             |   |             | 414,961      |   |   |   | (198,316 | ) |
|       Prepaids and other assets                                             |   |             | 500,452      |   |   |   | (36,503 | ) |
|                                                                                                      |   |             |         |   |   |   |   |   |
|          Net cash provided by operating                      |   |             |         |   |   |   |   |   |
|             activities                        |   |             | 20,723,129   |   |   |   | 29,874,246 |   |
|                                                                                                      |   |             |         |   |   |   |   |   |
| Cash flows from investing activities:                                                                     |   |             |         |   |   |   |   |   |
|    Finance receivables purchased from affiliate                                            |   |             | (103,920,635 | ) |   |   | (116,355,088 | ) |
|    Finance receivables purchased from      retail merchants  |   |             | (21,537,102  | ) |   |   | (22,324,577 | ) |
|    Finance receivables repaid                                                              |   |             | 123,006,080  |   |   |   | 96,901,634 |   |
|    Capital expenditures                                                                    |   |             | (28,890      | ) |   |   | (37,665 | ) |
|    Change in restricted cash                                                               |   |             | (553,817     | ) |   |   | 300,865 |   |
|    Investments purchased - restricted                                                      |   |             | (1,089,712   | ) |   |   | (2,095,416 | ) |
|    Investments matured - restricted                                                        |   |             | 1,460,000    |   |   |   | 1,202,000 |   |
|          Net cash (used in) provided by investing activities |   |             | (2,664,076   | ) |   |   | (42,408,247 | ) |
|                                                                                                      |   |             |         |   |   |   |   |   |
| Cash flows from financing activities:                                                                     |   |             |         |   |   |   |   |   |
|    Net change under lines of credit                                                        |   |             | 2,764,000    |   |   |   | (8,721,000 | ) |
|    Proceeds from borrowings                                                                |   |             | 52,145,913   |   |   |   | 61,300,000 |   |
|    Repayment of borrowings                                                                 |   |             | (65,417,788  | ) |   |   | (46,312,727 | ) |
|    Dividends paid to parent                                                                |   |             | (6,623,099   | ) |   |   | (1,517,834 | ) |
|                                                                                                      |   |             |         |   |   |   |   |   |
|          Net cash (used in) provided by                      |   |             |         |   |   |   |   |   |
|             financing activities              |   |             | (17,130,974  | ) |   |   | 4,748,439 |   |
|                                                                                                      |   |             |         |   |   |   |   |   |
| Net increase (decrease) in cash and equivalents                                                           |   |             | 928,079      |   |   |   | (7,785,562 | ) |
|                                                                                                      |   |             |         |   |   |   |   |   |
| Cash and cash equivalents                                                                                 |   |             |         |   |   |   |   |   |
|   Beginning of period                                                                           |   |             | 3,311,478    |   |   |   | 12,747,137 |   |
|                                                                                                      |   |             |         |   |   |   |   |   |
| Cash and cash equivalents                                                                                 |   |             |         |   |   |   |   |   |
|   End of period                                                                                 |   | $                | 4,239,557    |   |   | $ | 4,961,575 |   |
|                                                                                                      |   |             |         |   |   |   |   |   |
| Additional cash flow information:                                                                         |   |             |         |   |   |   |   |   |
|    Interest paid                                                                           |   | $                | 8,103,990    |   |   | $ | 7,820,781 |   |
|    Income taxes paid                                                                       |   | $                | 5,988,418    |   |   | $ | 2,017,248 |   |
| Noncash financing activities:                                                                             |   |             |         |   |   |   |   |   |
| Capital contribution from parent                                                                          |   | $                | -            |   |   | $ | 2,000,000 |   |

----

----

|                                                    |   | March 31, |        |   | September 30, |   |
|---------------------------------------------------------|--------|-----------|-------------|--------|---------------|--------|
|                                                    |   | 2010      |        |   | 2009          |   |
|                                                    |   |      |        |   |          |   |
|                                                    |   |      |        |   |          |   |
| Military receivables/loans                              |   | $         | 307,561,433 |   |          | $      | 320,804,513 |   |
| Retail installment contracts                            |   |      | 47,842,334  |   |          |   | 43,981,657 |   |
|                                                    |   |      |        |   |          |   |   |   |
| Total finance receivables                               |   |      | 355,403,767 |   |          |   | 364,786,170 |   |
|                                                    |   |      |        |   |          |   |   |   |
| Net deferred loan fees and dealer discounts             |   |      | (17,805,722 | )      |          |   | (18,591,300 | ) |
| Unearned premium reserves                               |   |      | (7,032,907  | )      |          |   | (7,016,414 | ) |
| Claims and policy reserves                              |   |      | (670,541    | )      |          |   | (627,106 | ) |
|                                                    |   |      |        |   |          |   |   |   |
| Finance receivables - net of unearned fees and premiums |   |      | 329,894,597 |   |          |   | 338,551,350 |   |
|                                                    |   |      |        |   |          |   |   |   |
| Allowance for credit losses                             |   |      | (23,821,255 | )      |          |   | (24,621,255 | ) |
|                                                    |   |      |        |   |          |   |   |   |
| Finance receivables - net of allowance                  |   | $         | 306,073,342 |   |          | $      | 313,930,096 |   |

|                                                               |   | For the Six MonthsEnded |        |   | As of and for theYear Ended |   |
|--------------------------------------------------------------------|--------|-------------------------|-------------|--------|-----------------------------|--------|
|                                                               |   | March 31,               |        |   | September 30,               |   |
|                                                               |   | 2010                    |        |   | 2009                        |   |
|                                                               |   |                    |        |   |                        |   |
|                                                               |   |                    |        |   |                        |   |
| Balance, beginning of period                                       |   | $                       | 24,621,255  |   |                        | $      | 22,982,256 |   |
| Charge-offs:                                                       |   |                    |        |   |                        |   |   |   |
|   Finance receivables    charged-off |   |                    | (12,967,087 | )      |                        |   | (25,041,024 | ) |
|   Recoveries                                             |   |                    | 1,769,950   |   |                        |   | 3,225,687 |   |
| Net charge-offs                                                    |   |                    | (11,197,137 | )      |                        |   | (21,815,337 | ) |
| Provision for credit losses                                        |   |                    | 10,397,137  |   |                        |   | 23,454,336 |   |
| Balance, end of period                                             |   | $                       | 23,821,255  |   |                        | $      | 24,621,255 |   |

----

|                                                               |   | March 31, 2010 |       |   | September 30, 2009 |   |
|--------------------------------------------------------------------|--------|----------------|------------|--------|--------------------|--------|
|                                                               |   | Gross          |       |   |               |   |   | Net |   |   | Gross |   |   |   |   |   | Net |   |
|                                                               |   | Carrying       |       |   | Accumulated        |   |   | Carrying |   |   | Carrying |   |   | Accumulated |   |   | Carrying |   |
|                                                               |   | Amount         |       |   | Amortization       |   |   | Value |   |   | Amount |   |   | Amortization |   |   | Value |   |
|                                                               |   |           |       |   |               |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Customer relationships                                             |   | $              | 11,000,000 |   |               | $      | (5,755,472 | ) |   | $ | 5,244,528 |   |   | $ | 11,000,000 |   |   | $ | (4,910,000 | ) |   | $ | 6,090,000 |   |
| Agent relationships                                                |   |           | 700,000    |   |               |   | (318,684 | ) |   |   | 381,316 |   |   |   | 700,000 |   |   |   | (268,000 | ) |   |   | 432,000 |   |
| Vendor relationships                                               |   |           | 1,700,000  |   |               |   | (770,904 | ) |   |   | 929,096 |   |   |   | 1,700,000 |   |   |   | (647,000 | ) |   |   | 1,053,000 |   |
| Trade name                                                         |   |           | 7,000,000  |   |               |   | (2,495,354 | ) |   |   | 4,504,646 |   |   |   | 7,000,000 |   |   |   | (2,083,000 | ) |   |   | 4,917,000 |   |
| Technology                                                         |   |           | 4,000,000  |   |               |   | (2,500,186 | ) |   |   | 1,499,814 |   |   |   | 4,000,000 |   |   |   | (2,087,000 | ) |   |   | 1,913,000 |   |
| Valuation of business acquired -   unearned premium |   |           | 1,600,000  |   |               |   | (1,600,000 | ) |   |   | - |   |   |   | 1,600,000 |   |   |   | (1,600,000 | ) |   |   | - |   |
|                                                               |   |           |       |   |               |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total amortizable intangibles                                      |   | $              | 26,000,000 |   |               | $      | (13,440,600 | ) |   | $ | 12,559,400 |   |   | $ | 26,000,000 |   |   | $ | (11,595,000 | ) |   | $ | 14,405,000 |   |
|                                                               |   |           |       |   |               |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Goodwill                                                           |   | $              | 31,474,280 |   |               | $      | - |   |   | $ | 31,474,280 |   |   | $ | 31,474,280 |   |   | $ | - |   |   | $ | 31,474,280 |   |

----

|                                                         |   | As of March 31, 2010 |        |   | As of September 30, 2009 |   |
|--------------------------------------------------------------|--------|----------------------|-------------|--------|--------------------------|--------|
|                                                         |   | Carrying             |        |   |                     |   |   | Carrying |   |   |   |   |
|                                                         |   | Amount               |        |   | Fair Value               |   |   | Amount |   |   | Fair Value |   |
|                                                         |   |                 |        |   |                     |   |   |   |   |   |   |   |
| Financial assets:                                            |   |                 |        |   |                     |   |   |   |   |   |   |   |
|    Cash and cash equivalents - non-restricted |   | $                    | 4,239,557   |   |                     | $      | 4,239,557 |   |   | $ | 3,311,478 |   |   | $ | 3,311,478 |   |
|    Cash and cash equivalents - restricted     |   |                 | 637,116     |   |                     |   | 637,116 |   |   |   | 114,058 |   |   |   | 114,058 |   |
|    Investment securities - restricted         |   |                 | 7,838,085   |   |                     |   | 7,838,085 |   |   |   | 8,287,905 |   |   |   | 8,287,905 |   |
|    Investment securities - non-restricted     |   |                 | 130,000     |   |                     |   | 130,000 |   |   |   | 130,000 |   |   |   | 130,000 |   |
|    Finance receivables                        |   | $                    | 306,073,342 |   |                     | $      | 306,217,479 |   |   | $ | 313,930,096 |   |   | $ | 313,711,224 |   |
|                                                         |   |                 |        |   |                     |   |   |   |   |   |   |   |   |   |   |   |
| Financial liabilities:                                       |   |                 |        |   |                     |   |   |   |   |   |   |   |   |   |   |   |
|    Revolving credit line                      |   | $                    | 23,534,000  |   |                     | $      | 23,534,000 |   |   | $ | 20,770,000 |   |   | $ | 20,770,000 |   |
|    Revolving subordinated debt                |   |                 | 3,000,000   |   |                     |   | 3,000,000 |   |   |   | - |   |   |   | - |   |
|    Amortizing term notes                      |   |                 | 204,828,860 |   |                     |   | 201,315,579 |   |   |   | 221,187,023 |   |   |   | 219,281,642 |   |
|    Investment notes                           |   | $                    | 34,238,032  |   |                     | $      | 34,876,457 |   |   | $ | 33,306,309 |   |   | $ | 33,248,428 |   |

----

| ·   | Level 1 – Inputs are unadjusted quoted prices in active markets for identical assets or liabilities that the Company has the ability to access at the measurement date. |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Level 2 – Inputs include quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability and inputs that are derived principally from or corroborated by observable market data by correlation or other means (market corroborated inputs). |
|--------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Level 3 – Unobservable inputs reflect the Company’s judgments about the assumptions market participants would use in pricing the asset or liability since limited market data exists. The Company develops these inputs based on the best information available, including the Company’s own data. |
|--------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|                                                                                                                                                            |   | As of March 31, 2010 |       |   | As of September 30, 2009 |   |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|----------------------|------------|--------|--------------------------|--------|
|                                                                                                                                                            |   |                 |       |   |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Description                                                                                                                                                     |   | Level 1              |       |   | Level 2                  |   |   | Level 3 |   |   | Total |   |   | Level 1 |   |   | Level 2 |   |   | Level 3 |   |   | Total |   |
|                                                                                                                                                            |   |                 |       |   |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Assets:                                                                                                                                                         |   |                 |       |   |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investments - restricted                                                                                                                                        |   | $                    | 7,838,085  |   |                     | $      | - |   |   | $ | - |   |   | $ | 7,838,085 |   |   | $ | 8,287,905 |   |   | $ | - |   |   | $ | - |   |   | $ | 8,287,905 |   |
| Money market funds - restricted*                                                                                                                                |   |                 | 582,081    |   |                     |   | - |   |   |   | - |   |   |   | 582,081 |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
| Money market funds - non-restricted*                                                                                                                            |   |                 | 3,750,388  |   |                     |   | - |   |   |   | - |   |   |   | 3,750,388 |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
|      Total                                                                                                                             |   | $                    | 12,170,554 |   |                     | $      | - |   |   | $ | - |   |   | $ | 12,170,554 |   |   | $ | 8,287,905 |   |   | $ | - |   |   | $ | - |   |   | $ | 8,287,905 |   |
|                                                                                                                                                            |   |                 |       |   |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| *Money market funds are included within "cash and cash equivalents-restricted" and "cash and cash equivalents non-restricted" as presented above, respectively. |   |                 |       |   |                     |   |   |   |   |
|                                                                                                                                                            |   |                 |       |   |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |

|                    |   | As of March 31, 2010 |      |   | As of September 30, 2009 |   |
|-------------------------|--------|---------------------------|-----------|--------|-------------------------------|--------|
|                    |   |                      |      |   |                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                    |   |                      |      |   | Gross                         |   |   | Gross |   |   |   |   |   |   |   |   | Gross |   |   | Gross |   |   |   |   |
|                    |   |                      |      |   | Unrealized                    |   |   | Unrealized |   |   | Market |   |   |   |   |   | Unrealized |   |   | Unrealized |   |   | Market |   |
|                    |   | Book Value                |      |   | Gains (1)                     |   |   | (Losses) (1) |   |   | Value |   |   | Book Value |   |   | Gains |   |   | (Losses) |   |   | Value |   |
| Restricted Investments: |   |                      |      |   |                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Certificates of Deposit |   | $                         | 200,000   |   |                          | $      | 1,626 |   |   | $ | - |   |   | $ | 201,626 |   |   | $ | 300,000 |   |   | $ | 6,571 |   |   | $ | - |   |   | $ | 306,571 |   |
| Government Bonds        |   |                      | 7,190,960 |   |                          |   | 158,540 |   |   |   | (18,855 | ) |   |   | 7,330,645 |   |   |   | 7,494,097 |   |   |   | 404,777 |   |   |   | (223,422 | ) |   |   | 7,675,452 |   |
| Corporate Bonds         |   |                      | 303,087   |   |                          |   | 2,727 |   |   |   | - |   |   |   | 305,814 |   |   |   | 302,449 |   |   |   | 3,433 |   |   |   | - |   |   |   | 305,882 |   |
|                    |   | $                         | 7,694,047 |   |                          | $      | 162,893 |   |   | $ | (18,855 | ) |   | $ | 7,838,085 |   |   | $ | 8,096,546 |   |   | $ | 414,781 |   |   | $ | (223,422 | ) |   | $ | 8,287,905 |   |

----

----

|            |   | Amortizing Notes |        |   | Amortizing Notes  |   |       |   |   |
|-----------------|--------|------------------|-------------|--------|-------------------|--------|------------|--------|--------|
|            |   | SSLA Lenders     |        |   | Withdrawing Banks |   |       | Total  |   |
| 2010            |   | $                | 30,846,909  |   |              | $      | 12,704,766 |   |   | $ | 43,551,675 |   |
| 2011            |   |             | 55,897,255  |   |              |   | 19,462,951 |   |   |   | 75,360,206 |   |
| 2012            |   |             | 44,866,416  |   |              |   | 12,667,228 |   |   |   | 57,533,644 |   |
| 2013            |   |             | 23,587,030  |   |              |   | 2,184,315  |   |   |   | 25,771,345 |   |
| 2014            |   |             | 2,611,990   |   |              |   | -          |   |   |   | 2,611,990 |   |
| 2015 and beyond |   |             | -           |   |              |   | -          |   |   |   | - |   |
| Total           |   | $                | 157,809,600 |   |              | $      | 47,019,260 |   |   | $ | 204,828,860 |   |

| We also have borrowings through the issuance of investment notes (with accrued interest) with an outstanding notional balance of $34.2 million, which includes a $0.5 million purchase adjustment at March 31, 2010 and $33.3 million, which includes a $0.6 million purchase adjustment at September 30, 2009.  The purchase adjustments relate to fair value adjustments recorded as part of the Transaction.  These investment notes are nonredeemable before maturity by the holders, issued at various rates and mature 1 to 10 years from date of issue. At our option, we may redeem and retire any or all of the debt upon 30 days’ written notice. The average investment note payable was $36,631 and $33,410, with a weighted interest rate of 9.50% and 9.47% at March 31, 2010 and 2009, respectively. |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

----

| ·   | All borrowers must be active-duty or career retired U.S. military personnel or U.S. Department of Defense employees. |
|--------------------|----------------------------------------------------------------------------------------------------------------------|

| ·   | All potential borrowers must complete standardized credit applications either in person at one of MBD’s loan production offices or online via the Internet. |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | A thorough review must be conducted on all applicants’ military service history.  This includes verification of status including rank and credit history using major credit reporting.  Other review procedures may be conducted as deemed necessary. |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Loan repayment terms must generally be structured to repay the entire loan prior to the customer’s estimated separation from the military. |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------|

----

----

|                                                           |   | March 31,                                           |    |   | September 30, |   |
|----------------------------------------------------------------|--------|-----------------------------------------------------|---------|--------|---------------|--------|
|                                                           |   | 2010                                                |    |   | 2009          |   |
|                                                           |   | (dollars in thousands, except average note balance) |    |
| Finance receivables:                                           |   |                                                |    |   |          |   |
|   Total finance receivables balance                  |   | $                                                   | 355,403 |   |          | $      | 364,786 |   |
|   Average note balance                               |   | $                                                   | 2,410   |   |          | $      | 2,465 |   |
|   Total number of notes                              |   |                                                | 147,442 |   |          |   | 148,015 |   |
|                                                           |   |                                                |    |   |          |   |   |   |
| Military loans:                                                |   |                                                |    |   |          |   |   |   |
|   Total military receivables                         |   | $                                                   | 307,561 |   |          | $      | 320,805 |   |
|   Percent of total finance receivables               |   |                                                | 86.54   | %      |          |   | 87.94 | % |
|   Average note balance                               |   | $                                                   | 2,515   |   |          | $      | 2,534 |   |
|   Number of notes                                    |   |                                                | 122,285 |   |          |   | 126,613 |   |
|                                                           |   |                                                |    |   |          |   |   |   |
| Retail installment contracts:                                  |   |                                                |    |   |          |   |   |   |
|   Total retail installment contract receivables |   | $                                                   | 47,842  |   |          | $      | 43,982 |   |
|   Percent of total finance receivables               |   |                                                | 13.46   | %      |          |   | 12.06 | % |
|   Average note balance                               |   | $                                                   | 1,902   |   |          | $      | 2,055 |   |
|   Number of notes                                    |   |                                                | 25,157  |   |          |   | 21,402 |   |

----

|                                                   |   | Three Months Ended     |    |   | Six Months Ended       |   |
|--------------------------------------------------------|--------|------------------------|---------|--------|------------------------|--------|
|                                                   |   | March 31,              |    |   | March 31,              |   |
|                                                   |   | 2010                   |    |   | 2009                   |   |   | 2010 |   |   | 2009 |   |
|                                                   |   | (dollars in thousands) |    |   | (dollars in thousands) |   |
| Total finance receivables balance                      |   | $                      | 355,403 |   |                   | $      | 348,315 |   |   | $ | 355,403 |   |   | $ | 348,315 |   |
|                                                   |   |                   |    |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Average total finance receivables   (1) |   | $                      | 359,188 |   |                   | $      | 345,275 |   |   | $ | 363,713 |   |   | $ | 340,089 |   |
|                                                   |   |                   |    |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Average interest bearing liabilities (1)          |   | $                      | 266,034 |   |                   | $      | 267,135 |   |   | $ | 272,528 |   |   | $ | 263,923 |   |
|                                                   |   |                   |    |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Total interest income and fees                         |   | $                      | 25,417  |   |                   | $      | 24,805 |   |   | $ | 51,872 |   |   | $ | 49,148 |   |
|                                                   |   |                   |    |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Total interest expense                                 |   | $                      | 4,426   |   |                   | $      | 4,530 |   |   | $ | 8,999 |   |   | $ | 8,806 |   |

----

----

----

|                                                 |   | As of                  |    |   | As of         |   |    | As of     |   |
|------------------------------------------------------|--------|------------------------|---------|--------|---------------|--------|---------|-----------|--------|
|                                                 |   | March 31,              |    |   | September 30, |   |    | March 31, |   |
|                                                 |   | 2010                   |    |   | 2009          |   |    | 2009      |   |
|                                                 |   | (dollars in thousands) |    |
| Total finance receivables                            |   | $                      | 355,403 |   |          | $      | 364,786 |      |   | $ | 348,315 |   |
| Total finance receivables balances 60                |   | $                      | 10,614  |   |          | $      | 10,837  |      |   | $ | 8,786 |   |
|    days or more past due              |   |                   |    |   |          |   |    |      |   |   |   |   |
| Total finance receivables balances 60                |   |                   | 2.99    | %      |          |   | 2.97    | %         |   |   | 2.52 | % |
|    days or more past due as a percent |   |                   |    |   |          |   |    |      |   |   |   |   |
|    of total finance receivables       |   |                   |    |   |          |   |    |      |   |   |   |   |

----

|                                             |   | Three Months Ended     |    |   | Six Months Ended       |   |
|--------------------------------------------------|--------|------------------------|---------|--------|------------------------|--------|
|                                             |   | March 31,              |    |   | March 31,              |   |
|                                             |   | 2010                   |    |   | 2009                   |   |   | 2010 |   |   | 2009 |   |
|                                             |   | (dollars in thousands) |    |   | (dollars in thousands) |   |
| Military loans:                                  |   |                   |    |   |                   |   |   |   |   |   |   |   |
| Military receivables charged-off                 |   | $                      | 6,423   |   |                   | $      | 6,159 |   |   | $ | 12,624 |   |   | $ | 12,308 |   |
|   Less recoveries                      |   |                   | 897     |   |                   |   | 810 |   |   |   | 1,605 |   |   |   | 1,382 |   |
| Net charge-offs                                  |   | $                      | 5,526   |   |                   | $      | 5,349 |   |   | $ | 11,019 |   |   | $ | 10,926 |   |
| Average military receivables                     |   | $                      | 311,369 |   |                   | $      | 313,327 |   |   | $ | 316,666 |   |   | $ | 311,494 |   |
| Percentage of net charge-offs to average         |   |                   | 7.10    | %      |                   |   | 6.83 | % |   |   | 6.96 | % |   |   | 7.02 | % |
|     military receivables (1) |   |                   |    |   |                   |   |   |   |   |   |   |   |   |   |   |   |

|                                                |   | Three Months Ended     |   |   | Six Months Ended       |   |
|-----------------------------------------------------|--------|------------------------|--------|--------|------------------------|--------|
|                                                |   | March 31,              |   |   | March 31,              |   |
|                                                |   | 2010                   |   |   | 2009                   |   |   | 2010 |   |   | 2009 |   |
|                                                |   | (dollars in thousands) |   |   | (dollars in thousands) |   |
| Retail installment contracts:                       |   |                   |   |   |                   |   |   |   |   |   |   |   |
| Contracts charged-off                               |   | $                      | 159    |   |                   | $      | 146 |   |   | $ | 343 |   |   | $ | 470 |   |
|   Less recoveries                         |   |                   | 99     |   |                   |   | 90 |   |   |   | 165 |   |   |   | 163 |   |
| Net charge-offs                                     |   | $                      | 60     |   |                   | $      | 56 |   |   | $ | 178 |   |   | $ | 307 |   |
| Average retail installment contact                  |   | $                      | 47,819 |   |                   | $      | 31,949 |   |   | $ | 47,048 |   |   | $ | 28,596 |   |
|    receivables (1)                   |   |                   |   |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Percentage of net charge-offs to                    |   |                   | 0.50   | %      |                   |   | 0.70 | % |   |   | 0.76 | % |   |   | 2.15 | % |
|   retail installment contract receivables |   |                   |   |   |                   |   |   |   |   |   |   |   |   |   |   |   |

----

|                                                |   | Three Months Ended     |    |   | Six Months Ended       |   |
|-----------------------------------------------------|--------|------------------------|---------|--------|------------------------|--------|
|                                                |   | March 31,              |    |   | March 31,              |   |
|                                                |   | 2010                   |    |   | 2009                   |   |   | 2010 |   |   | 2009 |   |
|                                                |   | (dollars in thousands) |    |   | (dollars in thousands) |   |
| Average total finance receivables (1)               |   | $                      | 359,188 |   |                   | $      | 345,275 |   |   | $ | 363,713 |   |   | $ | 340,089 |   |
| Provision for credit losses                         |   | $                      | 4,786   |   |                   | $      | 5,405 |   |   | $ | 10,397 |   |   | $ | 12,542 |   |
| Net charge-offs                                     |   | $                      | 5,586   |   |                   | $      | 5,405 |   |   | $ | 11,197 |   |   | $ | 11,233 |   |
| Net charge-offs as a percentage of                  |   |                   | 6.22    | %      |                   |   | 6.26 | % |   |   | 6.16 | % |   |   | 6.61 | % |
|    average total finance receivables |   |                   |    |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Allowance for credit losses                         |   | $                      | 23,821  |   |                   | $      | 24,291 |   |   | $ | 23,821 |   |   | $ | 24,291 |   |
| Allowance as a percentage of average                |   |                   | 6.63    | %      |                   |   | 7.04 | % |   |   | 6.55 | % |   |   | 7.14 | % |
|    total finance receivables         |   |                   |    |   |                   |   |   |   |   |   |   |   |   |   |   |   |

| ·   | prior credit losses and recovery experience; |
|--------------------|----------------------------------------------|

| ·   | current economic conditions; |
|--------------------|------------------------------|

| ·   | current finance receivable delinquency trends; and |
|--------------------|----------------------------------------------------|

| ·   | demographics of the current finance receivable portfolio. |
|--------------------|-----------------------------------------------------------|

|                                            |   | Three Months Ended     |   |   | Six Months Ended       |   |
|-------------------------------------------------|--------|------------------------|--------|--------|------------------------|--------|
|                                            |   | March 31,              |   |   | March 31,              |   |
|                                            |   | 2010                   |   |   | 2009                   |   |   | 2010 |   |   | 2009 |   |
|                                            |   | (dollars in thousands) |   |   | (dollars in thousands) |   |
| Balance, beginning of period                    |   | $                      | 24,621 |   |                   | $      | 24,291 |   |   | $ | 24,621 |   |   | $ | 22,982 |   |
| Charge-offs:                                    |   |                   |   |   |                   |   |   |   |   |   |   |   |   |   |   |   |
|    Finance receivables           |   |                   |   |   |                   |   |   |   |   |   |   |   |   |   |   |   |
|       charged-off |   |                   | (6,582 | )      |                   |   | (6,305 | ) |   |   | (12,967 | ) |   |   | (12,778 | ) |
|    Recoveries                    |   |                   | 996    |   |                   |   | 900 |   |   |   | 1,770 |   |   |   | 1,545 |   |
| Net charge-offs                                 |   |                   | (5,586 | )      |                   |   | (5,405 | ) |   |   | (11,197 | ) |   |   | (11,233 | ) |
| Provision for credit losses                     |   |                   | 4,786  |   |                   |   | 5,405 |   |   |   | 10,397 |   |   |   | 12,542 |   |
| Balance, end of period                          |   | $                      | 23,821 |   |                   | $      | 24,291 |   |   | $ | 23,821 |   |   | $ | 24,291 |   |

----

|                                                       |   | Three Months Ended     |   |   | Six Months Ended       |   |
|------------------------------------------------------------|--------|------------------------|--------|--------|------------------------|--------|
|                                                       |   | March 31,              |   |   | March 31,              |   |
|                                                       |   | 2010                   |   |   | 2009                   |   |   | 2010 |   |   | 2009 |   |
|                                                       |   | (dollars in thousands) |   |   | (dollars in thousands) |   |
| Total loans acquired:                                      |   |                   |   |   |                   |   |   |   |   |   |   |   |
|     Gross balance                      |   | $                      | 78,880 |   |                   | $      | 87,315 |   |   | $ | 184,101 |   |   | $ | 210,012 |   |
|     Number of finance receivable notes |   |                   | 24,588 |   |                   |   | 28,013 |   |   |   | 57,321 |   |   |   | 67,152 |   |
|     Average note amount                |   | $                      | 3,208  |   |                   | $      | 3,117 |   |   | $ | 3,212 |   |   | $ | 3,127 |   |
|                                                       |   |                   |   |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Military loans:                                            |   |                   |   |   |                   |   |   |   |   |   |   |   |   |   |   |   |
|     Gross balance                      |   | $                      | 68,159 |   |                   | $      | 74,962 |   |   | $ | 161,547 |   |   | $ | 186,982 |   |
|     Number of finance receivable notes |   |                   | 20,503 |   |                   |   | 23,498 |   |   |   | 48,696 |   |   |   | 58,628 |   |
|     Average note amount                |   | $                      | 3,324  |   |                   | $      | 3,190 |   |   | $ | 3,317 |   |   | $ | 3,189 |   |
|                                                       |   |                   |   |   |                   |   |   |   |   |   |   |   |   |   |   |   |
| Retail installment contracts:                              |   |                   |   |   |                   |   |   |   |   |   |   |   |   |   |   |   |
|     Gross balance                      |   | $                      | 10,721 |   |                   | $      | 12,353 |   |   | $ | 22,554 |   |   | $ | 23,030 |   |
|     Number of finance receivable notes |   |                   | 4,085  |   |                   |   | 4,515 |   |   |   | 8,625 |   |   |   | 8,524 |   |
|     Average note amount                |   | $                      | 2,624  |   |                   | $      | 2,736 |   |   | $ | 2,615 |   |   | $ | 2,702 |   |

----

----

|                                                  |   | As of                  |    |   | As of         |   |
|-------------------------------------------------------|--------|------------------------|---------|--------|---------------|--------|
|                                                  |   | March 31,              |    |   | September 30, |   |
|                                                  |   | 2010                   |    |   | 2009          |   |
|                                                  |   | (dollars in thousands) |    |
| Revolving credit line:                                |   |                   |    |   |          |   |
|   Total facility                            |   | $                      | 24,850  |   |          | $      | 32,500 |   |
|   Balance at end of period                  |   | $                      | 23,534  |   |          | $      | 20,770 |   |
|   Maximum available credit (1)              |   | $                      | 1,316   |   |          | $      | 11,730 |   |
|                                                  |   |                   |    |   |          |   |   |   |
| Term notes (2):                                       |   |                   |    |   |          |   |   |   |
|   Total facility                            |   | $                      | 223,169 |   |          | $      | 236,888 |   |
|   Balance at end of period                  |   | $                      | 204,829 |   |          | $      | 221,187 |   |
|   Maximum available credit (1):             |   | $                      | 18,340  |   |          | $      | 16,098 |   |
|                                                  |   |                   |    |   |          |   |   |   |
| Total revolving and term notes (2):                   |   |                   |    |   |          |   |   |   |
|   Total facility                            |   | $                      | 248,019 |   |          | $      | 269,388 |   |
|   Balance at end of period                  |   | $                      | 228,363 |   |          | $      | 241,957 |   |
|   Maximum available credit (1)              |   | $                      | 19,656  |   |          | $      | 27,828 |   |
|   Credit facility available (3)             |   | $                      | 19,656  |   |          | $      | 27,828 |   |
|   Percent utilization of the total facility |   |                   | 92.07   | %      |          |   | 89.82 | % |

----

| (Decrease)/increase:             |   |  -2% |    |   | -1%  |   |    | 0%  |   |   | +1%      |   |   | +2%  |    |
|----------------------------------|--------|-----------|---------|--------|-----------|--------|---------|----------|--------|--------|----------|--------|--------|-----------|---------|
| Revolving credit line (1)        |   | $         | -       |   |      | $      | -       |     |   | $      | -        |   |   | $         | 235,340 |   |   | $ | 470,680 |   |
| Amortizing term notes (1)        |   |      | -       |   |      |   | -       |     |   |   | (184,528 | )      |   |      | 646,806 |   |   |   | 1,478,141 |   |
| Investment note                  |   |      | (93,792 | )      |      |   | (46,928 | )        |   |   | (64      | )      |   |      | 46,800  |   |   |   | 93,664 |   |
| Total impact on interest expense |   | $         | (93,792 | )      |      | $      | (46,928 | )        |   | $      | (184,592 | )      |   | $         | 928,946 |   |   | $ | 2,042,485 |   |

----

|   | PART II - OTHER INFORMATION |
|--------|-----------------------------|

----

| 3.1 | Amended and Restated Articles of Incorporation of the Company (Incorporated by reference to Exhibit 3.1 of the Current Report on Form 8-K dated December 24, 2009). |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.2 | Certificate of Amendment to Articles of Incorporation of the Company (Incorporated by reference to Exhibit 3.2 of the Current Report on Form 8-K dated December 24, 2009). |
|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.3 | Amended and Restated By-Laws of the Company (Incorporated by reference to Exhibit 3.3 of the Registration Statement on Form S-1 filed with the Securities and Exchange Commission on February 18, 2003 (the “Initial Registration Statement”)). |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.1 | Second Amended and Restated Indenture dated as of December 29, 2009. (Incorporated by reference to Exhibit 4.1 of the Registration Statement on Form S-1 filed with the Securities and Exchange Commission on December 31, 2009 (the "2009 Registration Statement")). |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.2 | Form of investment note certificate (Incorporated by reference to Exhibit 4.2 of the 2009 Registration Statement). |
|-----|--------------------------------------------------------------------------------------------------------------------|

| 4.3 | Secured Senior Lending Agreement dated as of June 12, 2009 among the Company, certain of the Company’s subsidiaries, the listed lenders and UMB Bank, N.A., as Agent (Incorporated by reference to Exhibit 4.1 of the Current Report on Form 8-K dated June 18, 2009). |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.4 | Negative Pledge Agreement dated as of June 12, 2009, between MidCountry Financial Corp. and UMB Bank, N.A., as agent (Incorporated by reference to Exhibit 4.2 of the Current Report on Form 8-K dated June 18, 2009). |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 10.1 | Trademark Licensing Agreement dated October 10, 2000 between the Company and Pioneer Licensing Services, Inc. (Incorporated by reference to Exhibit 10.6 of the Initial Registration Statement). |
|------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 10.3 | Employment Agreement dated January 30, 2007 between the Company and Thomas H. Holcom, Jr. (Incorporated by reference to Exhibit 10.3 of the Company’s annual report on Form 10-K for the period ended September 30, 2008). |
|------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 10.4 | Employment Agreement dated February 1, 2007 between the Company and Laura V. Stack.  (Incorporated by reference to Exhibit 10.4 of the Company’s annual report on Form 10-K for the year ended September 30, 2008). |
|------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 10.5 | Amended and Restated Non-Recourse Loan Sale and Master Services Agreement dated as of June 12, 2009 among MidCountry Bank through its Pioneer Military Lending Division, Pioneer Funding, listed other affiliated entities of the Company and UMB Bank, N.A. (Incorporated by reference to Exhibit 10.1 of the Current Report on Form 8-K dated June 18, 2009). |
|------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 10.6 | Unlimited Continuing Guaranty, dated as of June 12, 2009, from MidCountry Financial Corp. in favor of UMB Bank, N.A., as Agent (Incorporated by reference to Exhibit 10.2 of the Current Report on Form 8-K dated June 18, 2009). |
|------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 21 | Subsidiaries of the Company. (Incorporated by reference to Exhibit 21 of the Company’s annual report on Form 10-K for the year ended September 30, 2009). |
|----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 31.1 | Certifications of Chief Executive Officer pursuant to Rule 15d-15e. |
|------|---------------------------------------------------------------------|

| 31.2 | Certifications of Chief Financial Officer pursuant to Rule 15d-15e. |
|------|---------------------------------------------------------------------|

| 32.1 | 18 U.S.C. Section 1350 Certification of Chief Executive Officer. |
|------|------------------------------------------------------------------|

| 32.2 | 18 U.S.C. Section 1350 Certification of Chief Financial Officer. |
|------|------------------------------------------------------------------|

----

| Name                  |   | Title                                                                                                  | Date         |
|-----------------------|--------|--------------------------------------------------------------------------------------------------------|--------------|
|                  |   |                                                                                                   |         |
|                  |   |                                                                                                   |         |
|                  |   |                                                                                                   |         |
| /s/ Thomas H. Holcom  |   | Chief Executive Officer,                                                                               | May 14, 2010 |
| Thomas H. Holcom      |   | President and Director(Principal Executive Officer)                                                    |         |
|                  |   |                                                                                                   |         |
|                  |   |                                                                                                   |         |
|                  |   |                                                                                                   |         |
| /s/ Laura V. Stack    |   | Chief Financial Officer,                                                                               | May 14, 2010 |
| Laura V. Stack        |   | Treasurer, Asst. Secretary and Director (Principal Financial Officer and Principal Accounting Officer) |         |
|                  |   |                                                                                                   |         |
|                  |   |                                                                                                   |         |
|                  |   |                                                                                                   |         |
| /s/ Joe B. Freeman    |   | Chief Operating Officer and                                                                            | May 14, 2010 |
| Joe B. Freeman        |   | Director                                                                                               |         |
|                  |   |                                                                                                   |         |
|                  |   |                                                                                                   |         |
|                  |   |                                                                                                   |         |
| /s/ Robert F. Hatcher |   | Director                                                                                               | May 14, 2010 |
| Robert F. Hatcher     |   |                                                                                                   |         |