### **CHAPTER 19—INSURANCE**

#### SUBCHAPTER I—NATIONAL SERVICE LIFE INSURANCE

Sec.
1901.
Definitions.
1902.
Premium rates and policy values.
1903.
Amount of insurance.
1904.
Plans of insurance.
1905.
Renewal.
1906.
Policy provisions.
1907.
Payment or use of dividends.
1908.
Premium payments.
1909.
Effective date of insurance.
1910.
Incontestability.
1911.
Forfeiture.
1912.
Total disability waiver.
1913.
Death before six months' total disability.
1914.
Statutory total disabilities.
1915.
Total disability income provision.
1916.
Insurance which matured before August 1, 1946.
1917.
Insurance maturing on or after August 1, 1946.
1918.
Assignments.
1919.
National Service Life Insurance appropriation.
1920.
National Service Life Insurance Fund.
1921.
Extra hazard costs.
1922.
Legacy service disabled veterans' insurance.
1922A.
Legacy supplemental service disabled veterans' insurance for totally disabled veterans.
1922B.
Service-disabled veterans insurance.
1923.
Veterans' Special Life Insurance.
1924.
In-service waiver of premiums.
1925.
Limited period for acquiring insurance.
1926.
Authority for higher interest rates for amounts payable to beneficiaries.
1927.
Authority for higher monthly installments payable to certain annuitants.
1928.
Authority for payment of interest on settlements.
1929.
Authority to adjust premium discount rates.

#### SUBCHAPTER II—UNITED STATES GOVERNMENT LIFE INSURANCE

1940.
Definition.
1941.
Amount of insurance.
1942.
Plans of insurance.
1943.
Premiums.
1944.
Policy provisions.
1945.
Renewal.
1946.
Dividends to pay premiums.
1947.
Incontestability.
1948.
Total disability provision.
1949.
Beneficiaries.
1950.
Payment to estates.
1951.
Payment of insurance.
1952.
Optional settlement.
1953.
Assignments.
1954.
Forfeiture.
1955.
United States Government Life Insurance Fund.
1956.
Military and naval insurance appropriation.
1957.
Extra hazard costs.
1958.
Statutory total permanent disability.
1959.
Waiver of disability for reinstatement.
1960.
Waiver of premium payments on due date.
1961.
Authority for higher interest rates for amounts payable to beneficiaries.
1962.
Authority for higher monthly installments payable to certain annuitants.
1963.
Authority for payment of interest on settlements.

#### SUBCHAPTER III—SERVICEMEMBERS' GROUP LIFE INSURANCE

1965.
Definitions.
1966.
Eligible insurance companies.
1967.
Persons insured; amount.
1968.
Duration and termination of coverage; conversion.
1969.
Deductions; payment; investment; expenses.
1970.
Beneficiaries; payment of insurance.
1971.
Basic tables of premiums; readjustment of rates.
1972.
Benefit certificates.
1973.
Forfeiture.
1974.
Advisory Council on Servicemembers' Group Life Insurance.
1975.
Jurisdiction of District Courts.
1976.
Effective date.
1977.
Veterans' Group Life Insurance.
1978.
Reinstatement.
1979.
Incontestability.
1980.
Option to receive accelerated death benefit.
1980A.
Traumatic injury protection.

#### SUBCHAPTER IV—GENERAL

1981.
Replacement of surrendered and expired insurance.
1982.
Administrative cost.
1983.
Settlements for minors or incompetents.
1984.
Suits on insurance.
1985.
Decisions by the Secretary.
1986.
Deposits in and disbursements from trust funds.
1987.
Penalties.
1988.
Savings provision.

#### **Editorial Notes**

#### Amendments

**2022**—Pub. L. 117–313, §3(b)(2), Dec. 27, 2022, 136 Stat. 4400, substituted "Beneficiaries" for "Change of beneficiary" in item 1949.

**2021**—Pub. L. 116–315, title II, §2004(a)(2), (c)(3), Jan. 5, 2021, 134 Stat. 4974, added item 1922B and substituted "Legacy service" for "Service" in item 1922 and "Legacy supplemental" for "Supplemental" in item 1922A.

**2005**—Pub. L. 109–13, div. A, title I, §1032(b), May 11, 2005, 119 Stat. 259, added item 1980A.

**1998**—Pub. L. 105–368, title III, §302(a)(2), Nov. 11, 1998, 112 Stat. 3333, added item 1980.

**1996**—Pub. L. 104–275, title IV, §405(b)(3), Oct. 9, 1996, 110 Stat. 3339, substituted "SERVICEMEMBERS' GROUP" for "SERVICEMEN'S GROUP" in subchapter III heading and "Servicemembers' Group" for "Servicemen's Group" in item 1974.

**1992**—Pub. L. 102–568, title II, §203(b), Oct. 29, 1992, 106 Stat. 4325, added item 1922A.

**1991**—Pub. L. 102–83, §5(b)(1), Aug. 6, 1991, 105 Stat. 406, renumbered items 701 to 788 as 1901 to 1988, respectively.

Pub. L. 102–83, §4(b)(1), (2)(E), Aug. 6, 1991, 105 Stat. 404, 405, substituted "Secretary" for "Administrator" in item 785.

**1988**—Pub. L. 100–687, div. B, title XIV, §1401(c), Nov. 18, 1988, 102 Stat. 4129, added items 728, 729, and 763.

Pub. L. 100–322, title III, §331(a)(2), (b)(2), May 20, 1988, 102 Stat. 536, 537, added items 727 and 762.

**1979**—Pub. L. 96–128, title III, §§302(b), 303(b), Nov. 28, 1979, 93 Stat. 986, added items 726 and 761.

**1974**—Pub. L. 93–289, §§2(b), 9(b), May 24, 1974, 88 Stat. 165, 172, added items 777, 778, and 779 and substituted "Veterans' Special Life Insurance" for "Veterans' special term insurance" in item 723.

**1971**—Pub. L. 92–188, §3, Dec. 15, 1971, 85 Stat. 645, substituted "Payment or use of dividends" for "Dividends to pay premiums" in item 707.

**1970**—Pub. L. 91–291, §7, June 25, 1970, 84 Stat. 331, substituted "Duration and termination of coverage; conversion" for "Termination of coverage; conversion" in item 768.

**1965**—Pub. L. 89–214, §2, Sept. 29, 1965, 79 Stat. 886, redesignated "SUBCHAPTER III—GENERAL" as "SUBCHAPTER IV—GENERAL" and inserted "SUBCHAPTER III—SERVICEMEN'S GROUP LIFE INSURANCE" comprising items 765 to 776.

**1964**—Pub. L. 88–664, §12(c), Oct. 13, 1964, 78 Stat. 1099, added item 725.