# Exhibit 21.1

# LIST OF SUBSIDIARIES

|                                            |                                       |                                                              
|------------------------------------------- | ------------------------------------- | -------------------------------------------------------------
|                                            |                                       |                                                              
|Subsidiary                                  | Jurisdiction or Stateof Incorporation | Names Under WhichSubsidiary Does Business                    
|                                            |                                       |                                                              
|First Security Bank of Lexington, Inc. (1)  | Kentucky                              | First Security Bank                                          
|                                            |                                       | First Security Mortgage
                     Company (4)     
|                                            |                                       |                                                              
|Peoples Secure, LLC (2)                     | Kentucky                              | Peoples Secure, LLC                                          
|                                            |                                       |                                                              
|First Security Capital Management, Inc. (3) | Kentucky                              | First Security Capital      
                Management, Inc.

|1. | As a state chartered bank, First Security Bank of Lexington, Inc. is organized
          under the laws of the Commonwealth of Kentucky.
|-- | ----------------------------------------------------------------------------------------------------------------------------------------

|2. | Peoples Secure, LLC is a limited liability company that owns certain banking
          related software that it licenses to other financial institutions. First
          Security Bancorp, Inc. owns 50% of the members interest in this entity.
|-- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|3. | First Security Capital Management, Inc. is a wholly owned subsidiary of First
          Security Bank of Lexington, Inc. and to date has been inactive.
|-- | -------------------------------------------------------------------------------------------------------------------------------------------------------

|4. | First Security Mortgage Company was operated as a department of First Security
          Bank of Lexington from March, 2002 to September, 2004. Thereafter, its functions
          were incorporated into the retail branch operations of the bank.
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(The balance of this age is
intentionally left blank)