Exhibit 31.2
                                  CERTIFICATION


I, L. Kirk Billingsley, certify that:

1.     I have reviewed this quarterly report on Form 10-Q of Allegheny
       Bancshares, Inc.;

2.     Based on my knowledge, this report does not contain any untrue
       statement of a material fact or omit to state a material fact
       necessary to make the statements made, in light of the circumstances
       under which such statements were made, not misleading with respect to
       the period covered by this report;

3.     Based on my knowledge, the financial statements, and other financial
       information included in this report, fairly present in all material
       respects the financial condition, results of operations and cash
       flows of the issuer as of, and for, the periods presented in this
       report;

4.     The issuer's other certifying officer and I are responsible for
       establishing and maintaining disclosure controls and procedures (as
       defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the issuer
       and we have:

       a)  designed such disclosure controls and procedures, or caused such
           disclosure controls and procedures to be designed under our
           supervision, to ensure that material information relating to the
           issuer, including its consolidated subsidiary, is made known to us by
           others within that entity, particularly during the period in which
           this report is being prepared;

       b)  evaluated the effectiveness of the issuer's disclosure controls and
           procedures and presented in this report our conclusions about the
           effectiveness of the disclosure controls and procedures, as of the
           end of the period covered by this report based on such evaluation;
           and

       c)  disclosed in this report any change in the issuer's internal control
           over financial reporting that occurred during the issuer's most
           recent fiscal quarter (the issuer's fourth fiscal quarter in the case
           of an annual report) that has materially affected, or is reasonably
           likely to materially affect, the issuer's internal control over
           financial reporting; and

5.     The issuer's other certifying officer and I have disclosed, based on
       our most recent evaluation of internal control over financial
       reporting, to the issuer's auditors and the audit committee of the
       issuer's board of directors (or persons performing the equivalent
       functions):

       a)  all significant deficiencies and material weaknesses in the design or
           operation of internal control over financial reporting which are
           reasonably likely to adversely affect the issuer's ability to record,
           process, summarize and report financial information; and

       b)  any fraud, whether or not material, that involves management or other
           employees who have a significant role in the issuer's internal
           control over financial reporting.


                                      /s/  L. KIRK BILLINGSLEY
                                      ----------------------------------
                                      L. Kirk Billingsley
                                      Chief Financial Officer

Date: August 4, 2005