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                                                                   EXHIBIT 10.14

                               eFUNDS CORPORATION
                      STRATEGIC PERFORMANCE INCENTIVE PLAN
                         (AS ADOPTED DECEMBER 11, 2003)

         1.       ESTABLISHMENT. On December 11, 2003 the Board of Directors of
eFunds Corporation approved an incentive plan for associates and executives as
described herein, which plan shall be known as the "eFunds Corporation Strategic
Performance Incentive Plan." This Plan shall be effective as of January 1, 2004.

         2.       PURPOSE. The purpose of this Plan is to advance the interests
of eFunds Corporation and its stockholders by attracting and retaining key
employees and by stimulating the efforts of such employees to contribute to the
continued success and growth of the business of the Company.

         3.       DEFINITIONS. When the following terms are used herein with
initial capital letters, they shall have the following meanings:

         3.1.     ACHIEVEMENT PERCENTAGE - a percentage (or a range of
percentages), which may be greater or less than 100%, that will result from the
Company's performance against each Performance Factor set for a Participant
during a Performance Period. Such percentages shall be determined by the
Committee with respect to each Performance Factor applicable to a Participant in
a given Performance Period. Following the conclusion of the Performance Period,
the Committee shall determine the Achievement Percentage for each Performance
Factor based on the performance of the Company for that Period.

         3.2.     BASE SALARY - The amount of base salary received by a
Participant during a Performance Period, as determined by the Committee. In the
discretion of the Committee, a Participant's base salary may be annualized or
set at the Participant's base salary as of the last day of the Performance
Period.

         3.3.     COMMITTEE - The Compensation Committee of the Board of
Directors of eFunds

         3.4.     CODE - the Internal Revenue Code of 1986, as it may be amended
from time to time, and any proposed, temporary or final Treasury Regulations
promulgated thereunder.

         3.5.     COMMON STOCK - the common stock, par value $.01 per share, of
eFunds.

         3.6.     COMPANY - eFunds Corporation, a Delaware corporation, together
with its subsidiaries or affiliates, whether now or hereafter established.

         3.7      EFUNDS - eFunds Corporation, a Delaware corporation

         3.8.     EXECUTIVES - all Participants for a given Performance Period
designated by the Committee as "Executives" for purposes of this Plan.
Generally, the executive officers of the Company (other than the Chief Executive
Officer) shall constitute the Executives.

         3.9.     OTHER PARTICIPANTS - all Participants for a given Performance
Period who are not designated as "Executives" by the Committee for such
Performance Period.

         3.10.    PARTICIPANTS - any person employed by the Company who is
designated by the Committee as a Participant in this Plan. Directors of the
Company who are not also employees of the Company are not eligible to
participate in this Plan. Participants shall be designated as either Executives
or Other Participants by the Committee as provided in Section 4.3 below.

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         3.11.    PERFORMANCE FACTOR - the performance goals selected by the
Committee for each Participant with respect to each Performance Period. The
performance goals selected by the Committee need not be objective and may be
based on such business criteria as the Committee may determine to be appropriate
and may include financial and nonfinancial performance goals that are linked to
a Participant's business unit, the Company as a whole or to a Participant's
areas of responsibility. In evaluating performance against such criteria, the
Committee shall have the discretion to adjust the Company's reported results to
eliminate or include the effect of acquisitions, dispositions, special charges
or other one-time or non-recurring items.

         3.12.    PERFORMANCE PERIOD - each consecutive twelve-month period
commencing on January 1 of each year during the term of this Plan.

         3.13.    PLAN - this eFunds Corporation Strategic Performance Incentive
Plan.

         3.14.    STOCK INCENTIVE PLAN - The eFunds Corporation 2000 Stock
Incentive Plan, as the same may be amended from time to time.

         3.15.    TARGET AWARD - a dollar amount, typically expressed as a
percentage of a Participant's Base Salary, which percentage may be greater or
less than 100%, determined by the Committee with respect to each Participant for
each Performance Period.

         3.16.    RESTRICTED STOCK RIGHTS - Restricted Stock Rights, as defined
in the Stock Incentive Plan.

         4.       ADMINISTRATION.

         4.1.     POWER AND AUTHORITY OF COMMITTEE. This Plan shall be
administered by the Committee. The Committee shall have full power and
authority, subject to all the applicable provisions of this Plan and applicable
law, to (a) establish, amend, suspend or waive such rules and regulations and
appoint such agents as it deems necessary or advisable for the proper
administration of this Plan, (b) construe, interpret and administer this Plan
and any instrument or agreement relating to this Plan, (c) determine, from time
to time, whether shares of Common Stock and/or Restricted Stock Rights will be
made available to a Participant in this Plan and (d) make all other
determinations and take all other actions necessary or advisable for the
administration of this Plan. Unless otherwise expressly provided in this Plan,
each determination made and each action taken by the Committee pursuant to this
Plan or any instrument or agreement relating to this Plan shall be (x) within
the sole discretion of the Committee, (y) may be made at any time and (z) shall
be final, binding and conclusive for all purposes on all persons, including, but
not limited to, Participants and their legal representatives and beneficiaries,
and other employees of the Company.

         4.2      DELEGATION. The Committee may delegate its powers and duties
under this Plan to the Chief Executive Officer or to one or more Executives or a
committee of such persons, subject to such terms, conditions and limitations as
the Committee may establish in its sole discretion; provided, however, that no
Participant shall be given the authority to determine or adjust his or her own
incentive awards under this Plan or to exercise any of the powers of the
Committee under Section 4.1(c) or Section 6.1.

         4.3.     DETERMINATIONS MADE PRIOR TO EACH PERFORMANCE PERIOD. On or
before the 90th day of each Performance Period, the Committee shall:

                  (a)      designate all Participants (including designation as
Executives or Other Participants) for such Performance Period;

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                  (b)      establish a Target Award for each Participant and the
portions of that Target Award related to each Performance Factor applicable to
that Participant; and

                  (c)      for each Performance Factor, determine the
Achievement Percentage or range of Achievement Percentages that will result from
the performance of the Company against each Performance Factor.

         For example, the Committee may establish a Target Award equal to 50% of
a Participant's Base Salary, with one-half of such Award dependant upon a
Performance Factor related to the Company's performance against its strategic
plan during the Performance Period and one-half dependant upon a Performance
Factor related to the Company's earnings for such Period. The Committee would
then establish Achievement Percentages for each of the Performance Factors based
on the Company's earnings for the Performance Period and the Committee's view of
the Company's performance against its strategic objectives during that period
(i.e. 50% if the Company did not accomplish a number of expected strategic
objectives, 100% if the Company's performance against its strategic plan met the
Committee's expectations and 150% if the Company's performance exceeded
expectations).

         4.4.     CERTIFICATION. Following the close of each Performance Period
and prior to payment of any amount to any Participant under this Plan, the
Committee must certify which of the applicable Performance Factors for that
Performance Period were achieved and determine the appropriate Achievement
Percentage for each such Factor. The Committee must also certify as to the
attainment of all other factors upon which any payments to a Participant for
that Performance Period are to be based.

         5.       INCENTIVE PAYMENT.

         5.1.     FORMULA. Subject to Section 5.2, each Participant shall
receive an incentive payment for each Performance Period in an amount equal to
the sum of each portion of the Target Award related to a Performance Factor that
was achieved in the Performance Period, with each Performance Factor that was
achieved being multiplied by the relevant Achievement Percentage.

         For example, in the example described in Section 4.3, if the Company
achieved its revenue goals during the Performance Period but did not accomplish
a number of expected strategic objectives, the Participant would receive an
incentive payment equal to 75% of his or her Target Award, or 37.5% of his or
her Base Salary.

         5.2.     LIMITATIONS; INCENTIVE POOLS.

                  (a)      DISCRETIONARY INCREASE OR REDUCTION. The Committee
shall retain the sole and absolute discretion to increase or reduce the amount
of any incentive payment otherwise payable to any Participant under this Plan;
provided, however, that the aggregate payments to any pool or group of
Participants designated under this Plan as set forth in Section 5.2(b) may not
exceed the total incentive payments payable to the Participants in that pool or
group pursuant to the application of the formula described in Section 5.1. In
other words, adjustments to the incentive payments to Participants included in
any pool or group must be made on a zero-sum basis.

                  (b)      Participants in this Plan may be included in pools or
groups of Participants (such as a given business unit or an administrative
department). Generally, the Executives will be treated as such a pool. Absent
action to the contrary by the Committee, the Chief Executive Officer will not be
included within any given pool or group. The purpose of forming a pool or group
is to enable the Committee to create common Performance Factors for
similarly-situated Participants while retaining the ability to adjust the
incentive awards payable to

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the individuals comprising that group based on their individual contributions
and other considerations the Committee may deem relevant.

                  (c)      CONTINUED EMPLOYMENT. Except as otherwise provided by
the Committee, no incentive payment under this Plan shall be paid or owed to a
Participant whose employment terminates prior to the earlier to occur of (i) the
date of payment of the relevant award or (ii) the 90th day following the close
of the relevant Performance Period.

         6.       BENEFIT PAYMENTS.

         6.1.     TIME AND FORM OF PAYMENTS. The Committee may elect to allow
Participants to receive all or part of any benefits which may be paid to them
under this Plan in the form of Common Stock or Restricted Stock Rights. If no
such election is made, all benefits payable under this Plan shall be paid in
cash. If this option is made available to one or more Participants, prior to a
date specified by the Committee but in no event later than the 90th day of a
Performance Period, each eligible Participant shall elect whether to receive any
benefits which may be paid to them under this Plan in respect of such
Performance Period in cash or in the form of shares of Common Stock or
Restricted Stock Rights (whichever is made available by the Committee to such
Participant in the Committee's sole discretion), or any combination thereof.
Participants who are to receive some percentage of their incentive payment in
the form of cash shall be entitled to elect to defer such receipt in accordance
with the terms of any deferred compensation plan in effect at the time and
applicable to such cash payment. In the event a Participant is to receive some
percentage of their incentive payment in the form of cash, such cash incentive
shall, subject to any deferred compensation election, be paid as soon as
administratively feasible after the Committee has made the certifications
provided for in Section 4.4 above and determined the amount of such
Participant's incentive payment payable under this Plan. In the event that an
eligible Participant chooses to receive a portion of their incentive payment in
the form of shares of Common Stock or Restricted Stock Rights in lieu of cash
(with the amount of cash so foregone being herein referred to as the "Share
Dollar Amount"), the Participant shall be entitled to receive shares of Common
Stock or Restricted Stock Rights, or a combination thereof (whichever option is
made available by the Committee), having a fair market value on the date of
issuance (as determined in accordance with the terms of the Stock Incentive
Plan) of up to 125% of the Share Dollar Amount, with the amount of any such
premium being determined by the Committee. Any such shares or Restricted Stock
Rights shall be issued or awarded under the Stock Incentive Plan promptly after
the Committee has made the certifications provided for in Section 4.4 above and
otherwise determined the amount of the Participant's incentive payment payable
under this Plan.

         In the event an eligible Participant elects to receive some percentage
of their incentive payment in the form of shares of Common Stock or Restricted
Stock Rights, such shares or Restricted Stock Rights may be made subject to such
forfeiture rights, vesting requirements and transfer restrictions as may be
established by the Committee in the exercise of its sole discretion.

         6.2.     NONTRANSFERABILITY. Except as otherwise determined by the
Committee, no right to any incentive payment hereunder, whether payable in cash
or other property, shall be transferable by a Participant otherwise than by will
or by the laws of descent and distribution; provided however, that if so
determined by the Committee, a Participant may, in the manner established by the
Committee designate a beneficiary or beneficiaries to receive any cash or
property payable to such Participant hereunder following the death of the
Participant. No right to any incentive payment hereunder may be pledged,
alienated, attached or otherwise encumbered, and any purported pledge,
alienation, attachment or encumbrance thereof shall be void and unenforceable
against the Company.

         6.3.     TAX WITHHOLDING. In order to comply with all applicable
federal or state income, social security, payroll, withholding or other tax laws
or regulations, the Committee may establish such policy or policies as it deems
appropriate with respect to such laws and regulations, including without
limitation, the establishment of policies to ensure that all applicable federal
or

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state income, social security, payroll, withholding or other taxes, which are
the sole and absolute responsibility of the Participant, are withheld or
collected from such Participant. In order to assist a Participant in paying all
or part of the federal and state taxes to be withheld or collected upon receipt
or payment of (or the lapse of restrictions relating to) an incentive payment
payable hereunder, the Committee, in its sole discretion and subject to such
additional terms and conditions as it may adopt, may permit the Participant to
satisfy such tax obligation by (a) electing to have the Company withhold a
portion of the shares of Common Stock otherwise to be delivered upon payment of
(or the lapse of restrictions relating to) an incentive payment hereunder with a
fair market value equal to the amount of such taxes or (b) delivering to the
Company shares of Common Stock with a fair market value equal to the amount of
such taxes.

         7.       AMENDMENT AND TERMINATION; ADJUSTMENTS. Except to the extent
prohibited by applicable law and unless otherwise expressly provided in this
Plan:

                  (a)      AMENDMENTS TO THIS PLAN. The Board of Directors of
the Company may amend, alter, suspend, discontinue or terminate this Plan,
without the approval of the stockholders of the Company, except that no such
amendment, alteration, suspension, discontinuation or termination shall be made
that, absent such approval, would violate the rules or regulations of the
National Association of Securities Dealers, Inc. or any securities exchange that
are applicable to the Company.

                  (b)      WAIVERS OF INCENTIVE PAYMENT CONDITIONS OR RIGHTS.
The Committee may waive any conditions or rights of the Company with respect to
any incentive payment hereunder, prospectively or retroactively.

                  (c)      LIMITATION ON AMENDMENTS TO INCENTIVE PAYMENT RIGHTS.
Neither the Committee nor the Company may amend, alter, suspend, discontinue or
terminate any rights of any Participant to an incentive payment without the
consent of such Participant (or such Participant's beneficiaries), except as
otherwise herein provided.

                  (d)      CORRECTION OF DEFECTS, OMISSIONS AND INCONSISTENCIES.
The Committee may correct any defect, supply any omission or reconcile any
inconsistency in this Plan in the manner and to the extent it shall deem
desirable to carry this Plan into effect.

         8.       MISCELLANEOUS.

         8.1.     EFFECTIVE DATE. This Plan shall be deemed effective as of
January 1, 2004.

         8.2.     TERM OF THIS PLAN. Unless this Plan shall have been
discontinued or terminated, this Plan shall terminate on December 31, 2009. No
right to receive an incentive payment shall be granted after the termination of
this Plan. However, unless otherwise expressly provided in this Plan, any right
to receive an incentive payment theretofore granted may extend beyond the
termination of this Plan, and the authority of the Board of Directors and the
Committee to amend or otherwise administer this Plan shall extend beyond the
termination of this Plan.

         8.3.     HEADINGS. Headings are given to the Sections and subsections
of this Plan solely as a convenience to facilitate reference. Such headings
shall not be deemed in any way material or relevant to the construction or
interpretation of this Plan or any provision thereof.

         8.4.     APPLICABILITY TO SUCCESSORS. This Plan shall be binding upon
and inure to the benefit of the Company and each Participant, the successors and
assigns of the Company, and the beneficiaries, personal representatives and
heirs of each Participant. If the Company becomes a party to any merger,
consolidation or reorganization, this Plan shall remain in full force and effect
as an obligation of the Company or its successors in interest (except to the
extent modified by the terms of the Stock Incentive Plan with respect to any
shares of Common Stock or Restricted Stock Rights issued under Section 6.1
hereof).

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         8.5.     EMPLOYMENT RIGHTS AND OTHER BENEFIT PROGRAMS. The provisions
of this Plan shall not give any Participant any right to be retained in the
employment of the Company. In the absence of any specific written agreement to
the contrary, this Plan shall not affect any right of the Company to terminate,
with or without cause, any Participant's employment at any time. This Plan shall
not replace any contract of employment between the Company and any Participant,
but shall be considered a supplement thereto. This Plan is in addition to, and
not in lieu of, any other employee benefit plan or program in which any
Participant may be or become eligible to participate by reason of employment
with the Company. No compensation or benefit awarded to or realized by any
Participant under this Plan shall be included for the purpose of computing such
Participant's compensation under any compensation-based retirement, disability,
or similar plan of the Company unless required by law or otherwise provided by
such other plan.

         8.6.     NO TRUST OR FUND CREATED. This Plan shall not create or be
construed to create a trust or separate fund of any kind or a fiduciary
relationship between the Company and a Participant or any other person. To the
extent that any person acquires a right to receive payments from the Company
pursuant to this Plan, such right shall be no greater than the right of any
unsecured general creditor of the Company.

         8.7.     GOVERNING LAW. The validity, construction and effect of this
Plan or any incentive payment payable under this Plan shall be determined in
accordance with the laws of the State of Delaware.

         8.8.     SEVERABILITY. If any provision of this Plan is or becomes or
is deemed to be invalid, illegal or unenforceable in any jurisdiction such
provision shall be construed or deemed amended to conform to applicable laws, or
if it cannot be so construed or deemed amended without, in the determination of
the Committee, materially altering the purpose or intent of this Plan, such
provision shall be stricken as to such jurisdiction, and the remainder of this
Plan shall remain in full force and effect.

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