1/14/15

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To: Court Of Appeals r.\.___ .-.-:

Fourth Court Of Appeals District ■• '<s zsi *."■;

,-. (_f\

Cadena Reeves Justice Center >. v~\

300 Dolorosa Suite,3200 ""

San Antonio Texas 78205-3037 '''^

Honorable Judge LittleJohn

Court Appeals Number 04-14-00785-cv

Trial Court Case Number 2011-cl-15957

From: Maryann Castro Pro Se

1501 Olive

Jourdanton Texas 78026

Honorable Judge LittleJohn,

Maryann Castro file motion to disagree review of Appellee, Manuel Castro contest, Affidavit of Indigency filed

by Appellee, Manuel Castro, Social Security Statement see copy

Maryann Castro, am being discriminated against by Appellee, Manuel Castro Americans with Disability act,

which entitles spouse, disabled to Spousal Maintence for within the marriage Maryann Castro became disabled.

Appellee, Manuel Castro, has mocked, ignored, the disability of Maryann Castro, which happened within the

marriage, Attorney Appelt, knew of the disability of Maryann Castro, and ignores, the evidence of proof see copy

of Social Security Statement and ticket to work program

By law if disabled person wants to work, it is allowed in the ticket to work program, it is not against the law to

seek employment if able to find employment. See copy of ticket to work program.

Maryann Castro am seeking justice in the Agreement for Final Divorce, Signed by Judge Canales, which has the

signatures. Of Appellee Manuel Castro, and his mistress Christina Pacheco, which has fraud, overvalue the martial

property to falsely gain 40,000, and signature that has Attorney Appelt who still proceeded in Divorce Agreement

knowing his client Appellee, Manuel Castro was in bankruptcy and still continue to make financial agreement,

hiding the bankruptcy Appellee Manuel Castro was not making the mortgage payments, has balance of 73,967.02

and allowed the martial property to go into foreclosure Jan 6,2015, to jeopardize Maryann Castro interest, which

Maryann Castro paid 3500 to stop foreclosure. See Copy of BSI Statement
Maryann Castro pray for the court, to stop the Harassment filings of Attorney Appelt, who does not abide by the

law and who is discriminating against Appellants right to proceed in Appeals Court, to Modify, Contest, the

Agreement of Final Divorce, signed by Judge Canales on Oct 30,2013,1 have exhausted my Social Security Disability

income, due to the fraud committed by Appellee Manuel Castro, and his mistress Christina Pacheco, Attorney

Appelt, who continues to harass disabled person by continued filings to throw the court off the actual fact fraud

was committed in the Final Agreement, and Disabled person Appellants Affidavit Of Indigency to proceed in

Appeals Court, Maryann Castro right to spousal Maintence awarded and overturning the Agreement to Final

Divorce, by stopping the fraud, harassment which Appellee, Manuel Castro involvement in overvaluing the martial

property using Comparative Market Analysis a realtors opinion, not certified appraisal, and bankruptcy hidden

on Oct 30,2013.

Appellee, Manuel Castro, has been residing with mistress Christina Pacheco at 624 Goodwin, Pieasanton Texas,

during the marriage and financially did not support Appellant Maryann Castro during the separation, anc continues

to defraud Maryann Castro right to Spousal Maintence by having Attorney Appelt file to Contest Appellants

Affidavit of Indigency, knowing the fact Appellant Maryann Castro disability began in the person marriage, pray

for the Court to honor my request thirty years of 800.00 month for 10 years and proceed in the Appeals Court

the Agreement for Final Divorce to grant relief of Maryann Castro, Appellants request, to Modify the dollar amount

to zero based on fraud, adultery Committed by Appellee Manuel Castro Mistress Christina Pacheco the nonspouse, And Attorney Joseph Appelt for fraud and continue Harassment with his filings knowing the truth

Appellant Maryann Castro is disabled see copy of Social Security Disability and Ticket to work program right of a

disabled person to seek employment.

Appellee Manuel Castro, and Mistress Christina Pacheco, both were involved in fraud, see signatures, non-spouse.

Appellee Manuel Castro sister Leila Silva works for post office in San Antonio and is stealing my mail, die not get

your response by mail only email.

Maryann Castro-Appellantand pro se s~> S\

1501 Olive ' ' IL^^^^YOXZO

Jourdanton Texas 78026

830-496-0133

Pacauitude2014(a>Email.com

My P.O. 495

Pieasanton Texas 78064
^4 d$vM0'

Security Administration

,9 Jiarvivors and Disability

Office of Central Operations

1500 Woodlawn Drive

Baltimore, Maryland 21241-1500

Date: August 20, 2014

Claim Number: 45&43-5895HA

O\

0000664 ROBM.17 1A 0.470

BMRYANN CASTRO

PO BOX 495

PLEASANTON TX 78064-0495

We are writing to you abou

below shows how we will wi

you.

Month<s)

08/14

charge in your payment amount. The chart

'overpaid Social Security benefits paid to

Balance

owe

$180.00 $6,257.80

,s IM

If vou pay Mecficare pWnium>efr health plan premiums, they have been

deducted from khe ammjifrsnown under the heading "Amount you will

receive."

WSaat We Will Fay Aad V^hera

You will receive $788.00 for August 2014 in September 2014.

After that, you will receive $788.00 on or about the third of each month.

You will receive your full regular monthly payment beginning September 2017.

If You Have Ai^ Questions

We invite you to visit our website at www.socialsecurity.gov on the Internet

to find general information about Social Security. If you have any specific questions you may call us toll-free at 1-800-772-1213, or call your local Social Security office at 866-964-7432. We can answer most questions over the

phone If you are deaf or hard of hearing, you may call our TTY number,

1-800-325-0778. You can also write or visit any Social Security ofuce. ihe

office that serves your area is located at:

SOCIAL SECURITY

3438 SOUTHCROSS

SAN ANTONIO TX 78223

■•a

See Next Page
Social Security Official Social Security Website

Ticket Overview

Ticket to Work Program Overview

What is the Ticket Program?

Eligibility

Social Security's Ticket to Work Program is free and voluntary program available to people

ages 18 through 64 who are blind or have disability and who receive Social Security

Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits.

Goals

The goals of the Ticket to Work Program are to:

Offer beneficiaries with disabilities expanded choices when seeking service and supports

to enter, re-enter, and/or maintain employment;

Increase the financial independence and self-sufficiency of beneficiaries with disabilities;

and

Reduce and, whenever possible, eliminate reliance on disability benefits.

The beneficiary does not need paper Ticket to participate. Under this program, eligible

beneficiaries with disabilities who are receiving monthly cash benefit payments are entitled to

participate by signing up with an approved service provider of their choice. This can be an

Employment Network (EN) or State Vocational Rehabilitation (VR) agency. The EN/State VR

agency, if they accept the Ticket assignment, will coordinate and provide appropriate services

to help the beneficiary find and maintain employment. These services may be training, career

counseling, vocational rehabilitation, job placement, and ongoing support services necessary

to achieve work goal.

What are the Advantages of the Ticket to Work Program?

While participating in the Ticket to Work Program, beneficiaries can get the help they need to

safely explore their work options without immediately losing their benefits and find the job
that is right for them. Beneficiaries also can use combination of work incentives to maximize

their income until they begin to learn enough to support themselves. Therefore, the individual

can:

Go to work without automatically losing disability benefits;

Return to benefits if he or she has to stop working;

Continue to receive healthcare benefits; and

Be protected from receiving medical continuing disability review while using the Ticket

and making the expected progress with work or educational goals.

For complete guide to the work incentives, go to: http://www.ssa.gov/redbook/

Who Can Help the Beneficiary Better Understand the Ticket to Work Program?

Employment Networks

An Employment Network (EN) is private organization or public agency (including State VR

agency) which entered into an agreement to provide employment services, vocational

rehabilitation services, and other types of support to beneficiaries with disabilities under the

Ticket to Work Program.

Beneficiaries can contact any EN to see if the service and supports the EN offers are right for

them. The beneficiary and EN must agree to work together and develop plan that describes

the beneficiary's employment goal and outlines the services and support the EN will provide

to help the beneficiary reach the goal. Beneficiaries are free to talk with as many ENs as they

wish before choosing to assign his or her Ticket. If beneficiary assigns their Ticket to an EN

and later changes his or her mind about working with that EN, the beneficiary can un-assign

the Ticket and take it to another EN. When beneficiary chooses to receive services from

EN, Social Security considers that the beneficiary is using the Ticket and therefore, is

protected from medical disability review.

Use the Find Help to locate an EN in your area.

Vocational Rehabilitation Agencies

State Vocational Rehabilitation (VR) agency can help beneficiaries who want to return to

work or to work for the first time, but who need more significant services to make work

possible. VR can help beneficiaries get ready to work, and, when VR services have ended, the

VR agency may be able to help the beneficiary find an EN who can help them keep the job
and make more money. When beneficiary chooses to receive services from VR agency,

Social Security considers that the beneficiary is using the Ticket and therefore, is protected

from medical disability review.

Use the Find Help to locate State VR in your area.

Work Incentive Seminar Events

Social Security conducts national Work Incentive Seminar Events (WISE) Webinars online

each month for beneficiaries with disabilities and their families to learn more about the Ticket

to Work Program and available work incentives through accessible, informal, learning

opportunities. The goals of WISE are to encourage SSDI and SSI beneficiaries to

explore their work options and join the workforce.

Register for WISE to learn more about the Ticket to Work Program and Work Incentives.

Useful Links

Work Site Home

For Beneficiaries

For Service Providers

Have Questions or Want to Contact Us?

Ticket to Work Program Managers

Ticket to Work Evaluation

Ticket Program Operations Manual System (POMS)
Cause Number ciPetitioner Plaintiff Maryann Castro Court Number

Respondent Defendant

Affidavit of Indigency

My name is Maryann Castro My Phone number is 830-496-0133

My Mailing Address is 1501 Olive st Jourdanton Texas

My Email Address is PACATTITUDE06OA0L.COM

Pacattitude2014@email.com

am above the age of (18) years, and am fully competent to make this affidavit. am unable to pay

court costs. The nature of my income, resources, debts, and expenses are described in this form.

receive these public benefits/government entitlements that are based on indigency.

SSI DISABILITY

My Monthly income is 788.00 see copy

Monthly expenses

Electric $230.00 7, %*

Food $150.00 rV\, *°

-1C V9

water $100.00

Phone$100.00 ""' *"

Medicine$100.00

Leaving me with $48.00

My debts include student loans which are on deferment

am unable to pay court costs. verify that the statements made in this affidavit are true and correct.

Maryann Castro Date
10/09/2014

MANUEL CASTRO JR

1501 OLIVE ST

JOURDANTON, TX 78026-2220

notice ofpefaul;

Dear MANUEL CASTRO JR:

Next Payment Due Date

Total Monthly Payments Due:

(35 $1,732.72)

Late Charges

Other Fees:

Unapplied Balance: mmT.

TOTAL YOU MUST PAY TO CURE DEFAULT.

*e Service, of th.

$66,367.76

$3,395.00

($0.001

$73,967.02

TX NOI
IN THE DISTRICT COURT

^JUDICIAL DISTRICT

BEXAR COUNTY, TEXAS

On the

AGREEMENT FOR Jpij

3° .dayof.

Dl

ana numbered, cause of action. came on to be heard the above styled

parties reached an agreement on the terms and conditions set forth below.

By the signatures below the parties acknowledge that this agreement expresses the entire

understanding and accord of fteparties in consent^ the Cou^may, witho.tfe&ernotice, enter binding orders in accordance with this agreement:

Parties/Ationjeys Initials

a/

Page of2
doc leerft&f

Olive. Stea
APEROVED AS TO FORM: •C.S

Page of2
or
Homes Mortgages Agents Local News

City, Zip, Neighborhood, Address

San Antonio Metro Area 78026 1501 Olive Street, Jourdanton, TX 78026

1501 Olive Street Jourdanton, TX 78026

$216,240

LOW $254,400 $292,560

HIGH

Value Estimate

Payment Estimate

Rent Estimate

Tax Estimate

HomeScore

InvestorScore

Last Sale Date

Lest Sale Price

$254,400

$959/mo

$1,700

$3,281

40

34

08/25/2000

Beds

Baths Full

Baths Half

SqFt

Lot Size

Construction

Style

Year 3uilt

2,404

9.00

2005

Mortgage Rates Get Pre-Approved Edit Home Facts Share Home

1501 Olive Street is located in Jourdanton, TX. At this time, the property has an estimated value of $254,400 and

yearly taxes of $3,281. This home has approximately 2,404 sqft of living space. The property was built in 2005. Similar

homes nearby sell for around $250,000.
ative Market

Property At:

Prepared For.

Manuel Castro

1501 Olive

Jourdanton,TX 78026

Prepared By:

Archie Marmolejo

AH Season Reaty

OffSce Phone: (830) 281-5263

Direct Une: (210) 347-7330

Personal Fax Numben (210) 569-6211 Email: marmolerJoarchle@Bol.com

HS^^

Prepared By: Archie Marmolejo All Season Realty

10/29/2013 9:59 PM
connectMLS cpnnec Connecting Your Real Estate Community age 01 zu

Property At: 1501 Olive Street

Prepared For:

Maryann Castro

1501 Olive Street

Jourdanton, TX 78026

Prepared By:

Karen Potts

Dowdv Real Estate, LLC

Office Phone: (830) 569-6883

Direct Une: (830) 569-6883

Personal Fax Number:

Email: lcaren@dowdyrealestate.com
BUCKLEY MADOLE

Buckley Madole, P.C.

14841 Dallas Parkway, Suite 425

Dallas, TX 75254

Main: (972)643-6600

Fax: (972)643-6699

LEGAL PRECEDENT IS NOT CLEAR AS TO WHETHER THE SENDING OF THIS LETTER MAKES US

DEBT COLLECTOR. TO THE EXTENT IT DOES, PLEASE BE ADVISED THAT THIS IS AN ATTEMPT

TO COLLECT DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

HOWEVER, IF YOU ARE IN BANKRUPTCY OR HAVE BEEN DISCHARGED IN BANKRUPTCY, THIS

LETTER IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS AN ATTEMPT TO

COLLECT DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER ALL OR ANY PORTION OF

THE DEBT FROM YOU PERSONALLY.

December 2.2014

MARY CASTRO

1501 OLIVE STREET

JOURDANTON, TX 78026

Re: Loan No.: 44675

Property: 1501 OLIVE STREET, JOURDANTON, TX 78026

FAIR DEBT COLLECTION PRACTICES ACT NOTIFICATION

We represent BSI Financial Services, Inc., whose address is 7505 Irvine Center Drive, Irvine, CA 92618 which, if it is

not the Current Mortgagee, is acting as the Mortgage Servicer and representing the Current Mortgagee pursuant to

Mortgage Servicing Agreement concerning the Note and Deed of Trust which are associated with the above referenced

loan number.

Our firm has been requested to pursue foreclosure processing in accordance with the terms of the Note and Deed of Trust

and applicable law.

1. According to the information provided to us by our client, the total amount required to cure the default under the note

and deed of trust through December 15, 2014 is $79,019.30 and the total amount required to payoff the debt through

November 30,2014 is $275,251.54.

2. Because of payment installments that accrue monthly and other charges mat may vary from day to day, the total

amount required to cure the default may be greater on the day that you choose to pay. Likewise, because of interest

and/or other charges mat may vary from day to day, the total amount required to payoff the debt may be greater on the

day that you choose to pay. Hence, should you choose to pay either of the amounts shown above, an adjustment may

be necessary after your check is received in which event we will notify you before the check is deposited for

collection. For further information, write our firm at Buckley Madole, P.C, Attn: Foreclosure Department, 14841

Dallas Parkway, Suite 425, Dallas, TX 75254 or call us at (972) 643-6600

3. You have thirty days after you receive this letter to dispute the validity of the debt or any part of it. If you do not

dispute it within that period, our firm will presume that it is valid.

4. If you notify our finn in writing within the thirty-day period that the debt, or any portion thereof, is disputed, our firm

will obtain verification of the debt or a copy of judgment against you and copy of such verification or judgment

will be mailed to you by our firm.

If you require further information, please let us hear from you.

Very truly yours,

Buckley Madole, P.C.
BUCKLEY Hi MADOLE

Buckley Madole, P.C.

14841 Dallas Parkway, Suite 425

Dallas, TX 75254

Main: (972)643-6600

Fax: (972) 643-6699

LEGAL PRECEDENT IS NOT CLEAR AS TO WHETHER THE SENDING OF THIS LETTER MAKES

US DEBT COLLECTOR. TO THE EXTENT IT DOES, PLEASE BE ADVISED THAT THIS IS AN

ATTEMPT TO COLLECT DEBT, AND ANY INFORMATION OBTAINED VWLL BE USED FOR THAT

PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR HAVE BEEN DISCHARGED IN

BANKRUPTCY, THIS LETTER IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED

AS AN ATTEMPT TO COLLECT DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER

ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY.

Assert and protect your rights as member of the armed forces of the United States. If you are or your spouse

Is serving on active military duty, including active military duty as member of the Texas National Guard or

the National Guard of another state or as member of reserve component of the armed forces of the United

States, please send written notice of the active duty military service to the sender of this notice immediately.

Via certified mail return receipt requested and first class mail

MARY ANN CASTRO

1501 OLIVE STREET

JOURDANTON, TX 78026

December 15,2014

Re:

Last Four Digits of the Loan No: 4675

Property: 1501 OLIVE STREET, JOURDANTON, TX 78026

We represent BSI Financial Services, Inc., whose address is 7505 Irvine Center Drive, Irvine, CA 92618

which, if it is not the Current Mortgagee, is acting as the Mortgage Servicer and representing the Current Mortgagee

pursuant to Mortgage Servicing Agreement concerning the Note and Deed of Trust which are associated with the

above referenced loan number.

Our firm has been requested to pursue non-judicial foreclosure processing in accordance with the terms of the

Note and Deed of Trust and applicable law. Consistent therewith, the following notices are provided to you:

1. The maturity date of the Note has been accelerated, all sums secured by the Deed of Trust have been declared

to be immediately due and payable and an enforcement of the Power of Sale Clause in the Deed of Trust which

provides for the sale of the above-referenced property at public foreclosure sale in the time and manner

permitted by law has been requested.

Pursuant to that request, the property has been scheduled for foreclosure sale on Tuesday, 6th day of January,

2015 between the hours of 10:00A.M. and 4:00PM. At AT THE WEST PORCH TO THE ATASCOSA

COUNTY COURTHOUSE of Atascosa County Texas. If the preceding area is no longer the designated area,

the place of sale will be at the area most recently designated by the Atascosa County Commissioner's Court.

This sale shall commence at 12:00PM or within three hours thereafter. The property will be sold to the highest

bidder for cash.

Attached for your further review is copy of the Notice of Acceleration and Notice of Trustee's Sale which

has been or will be filed with the Atascosa County Clerk and posted at the courthouse door or other location

designated by the County Commissioners.

Very truly yours,

Buckley Madole, P.C.