SECURITIES AND EXCHANGE COMMISSION
                           Washington, D.C.  20549

                                 FORM 10-KSB

             [X]  ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE
                       SECURITIES EXCHANGE ACT OF 1934

        [  ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
                       SECURITIES EXCHANGE ACT OF 1934

                For the fiscal year ended: December 31, 2002

                      Commission file number 000-30085

                           HESPERIA HOLDING, INC.
           (Exact name of registrant as specified in its charter)

Nevada                                                            88-0453327
(State or other jurisdiction of                             (I.R.S. Employer
incorporation or organization)                           Identification No.)

9780 E. Avenue
Hesperia, California                                                   92345
(Address of principal executive offices)                          (zip code)

                Issuer's Telephone Number:    (760) 947-1378

                            SAVEYOUTIME.COM, INC.
                 (Former name, if changed since last report)

       Securities registered under Section 12(b) of the Exchange Act:
                                    None

       Securities registered under Section 12(g) of the Exchange Act:
                        Common Stock, $.001 par value
                              (Title if Class)

     Indicate by check mark whether the registrant (a) has filed all  reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934  during  the  preceding 12 months (or for such shorter period  that  the
registrant  was required to file such reports), and (b) has been  subject  to
such filing requirements for the past 90 days.  Yes     X      No

     Indicate  by  check mark if disclosure of delinquent filers pursuant  to
Item  405  of  Regulation  S-B  is not contained  herein,  and  will  not  be

<PAGE>

contained,  to  the  best of registrant's knowledge, in definitive  proxy  or
information statements incorporated by reference in Part III of this Form 10-
KSB or any amendment to this Form 10-KSB.  [     ]

     The  number of shares of Common Stock, $0.001 par value, outstanding  on
April 14, 2003, was 10,465,845 shares, held by approximately 42 stockholders.

     The issuer's revenues for its most recent fiscal year ended December 31,
2002. $0

     Transitional Small Business Disclosure Format (check one):   Yes  ______
No    X__

<PAGE>

                           HESPERIA HOLDING, INC.
                          FOR THE FISCAL YEAR ENDED
                              December 31, 2002

                               Index to Report
                               on Form 10-KSB


PART I                                                      Pages

Item    1.  Business                                                     1-9
Item    2.  Properties                                                     9
Item    3.  Legal Proceedings                                              9
Item    4.  Submission of Matters to a Vote of Security Holders           10

PART II

Item    5.  Market for Registrant's Common Equity and Related
            Stockholder Matters                                        10-14
Item    6.  Management's Discussion and Analysis and Results
            of Operations                                              14-17
Item    7.  Financial Statements and Supplementary Data                17-20
Item    8. Changes in and Disagreements With Accountants on
           Accounting and Financial Disclosure                           20

PART III

Item    9.  Directors and Executive Officers of the Registrant         20-21
Item    10. Executive Compensation                                     21-22
Item    11. Security Ownership of Certain Beneficial Owners
            and Management                                             22-23
Item    12. Certain Relationships and Related Transactions             23-24

Item    13. Exhibits, Financial Statement Schedules and Reports
            on Form 8-K                                                   25

Item    14. Controls and Procedures                                       26

SIGNATURES                                                                27

CERTIFICATION OF PRESIDENT AND CHIEF ACCOUNTING OFFICER                   28

<PAGE>

     This  form 10-KSB contains forward-looking statements within the meaning
of   the  federal  securities  laws.  These  forward-looking  statements  are
necessarily based on certain assumptions and are subject to significant risks
and uncertainties. These forward-looking statements are based on management's
expectations  as of the date hereof, and the Company does not  undertake  any
responsibility to update any of these statements in the future. Actual future
performance  and results could differ from that contained in or suggested  by
these  forward-looking statements as a result of factors set  forth  in  this
Form  10-KSB (including those sections hereof incorporated by reference  from
other filings with the Securities and Exchange Commission), in particular  as
set  forth  in  the  "Management's Discussion and  Analysis  and  Results  of
Operation" under Item 6.

     In this filing references to "Company," "we," "our," and/or "us," refers
to Hesperia Holding, Inc.

                                   PART I

ITEM 1.   DESCRIPTION OF BUSINESS

(a) General Business Development

     Saveyoutime.com,  Inc.,  a  Nevada corporation  entered  into  a  merger
agreement  dated  January  20, 2003 (the "Merger  Agreement")  with  Hesperia
Holding Corp., a California corporation. Pursuant to the terms of the  Merger
Agreement, and in accordance with the General Corporation Law of the State of
California  (the  "CGCL") and the General Corporation Law  of  the  State  of
Nevada   (the   "NGCL"),  Hesperia  Holding  Corp.  merged  with   and   into
Saveyoutime.com, Inc.(the "Merger").

     The  Merger  was  consummated  on  April  10,  2003,  at  which  time  a
Certificate  of Merger was filed in the State of Nevada. Under the  terms  of
the Merger, the Company Inc. issued Ten Million Four Hundred Fifteen Thousand
Eight  Hundred  Forty-Five (10,415,845) shares of its  common  stock  to  the
stockholders of Hesperia Holding Corp in exchange for 100% of the issued  and
outstanding  common stock of Hesperia Holding Corp. The sole  stockholder  of
the  Company  retained 50,000 shares of common stock and cancelled  6,454,370
shares  resulting in 10,465,845 being issued and outstanding. The  shares  of
common  stock  were  issued  unrestricted  without  registration  under   the
Securities  Act of 1933, as amended (the "Securities Act"), in reliance  upon
the   exemption  from  registration  provided  by  Section  3(a)(10)  of  the
Securities  Act.   Concurrent with the filing of the Certificate  of  Merger,
Saveyoutime.com, Inc. changed its name to Hesperia Holding, Inc.

     Hesperia Holding Corp. (Hesperia Holding) was formed in July 2002, as  a
California  corporation,  and  was  a holding  company  for  its  subsidiary,
Hesperia  Truss,  Inc. (Hesperia Truss) which was formed  in  1996.  Hesperia
Truss  will  continue  as  a subsidiary of Hesperia Holding,  Inc.   Hesperia
Truss, a prefabricated wood truss manufacturer, provides custom designed wood
trusses  to the residential construction market.  Hesperia Truss's operations
generated revenues of $6,488,950 in 2002 and support two product lines;  roof
and   floor  trusses.   Hesperia  Truss'  operation  is  set  up  to  design,
manufacture and transport floor and roof trusses.  Headquartered in Hesperia,
California, Hesperia Truss operates throughout California, portions of Nevada
and Arizona.

<PAGE>

(b)Our Business

      Concurrent  with the closing of the Merger with Hesperia Holding  Corp.
our business is now being conducted by Hesperia Truss, Inc., which is, as the
result of the Merger, owned by a subsidiary of the Company.

Hesperia Truss, Inc.

     Established Customer Base & Relationship.  HTI targets primarily General
Contractors,  Framing  Contractors, Owner Builders  and  Resale  Distributors
engaged   in   residential  construction.  HTI  focuses  on  developing   and
maintaining   strong   relationships  with  local  contractors,   developers,
builders,   architects  and  engineers.  General  Contractors   and   Framing
Contractors  generally are high-volume, repeat customers who require  on-time
job site delivery.

     HTI has an established track record and brand presence, and possesses  a
reputation  for performance within California as well as Nevada and  Arizona.
It  maintains a solid base of quality suppliers and customers, many  of  whom
have  been with it since inception. HTI has developed relationships with such
reputable names as Washington Pacific Lumber and Computrus.

     More  than  60% of HTI's business is conducted with existing  customers,
evidencing  both  high customer satisfaction and strong  customer  relations.
Since  HTI  often  manufacturers to specifications,  business  contracts  are
secured through a bidding or highly negotiated process.

     Industry Expertise.  HTI's corporate leadership has extensive experience
in  the  truss  manufacturing  industry  with  over  50  years  of  aggregate
manufacturing experience.

     The  Company employs skilled and loyal employees who possess a depth  of
industry experience and extensive expertise in their respective disciplines.

     Industry  Growth.  With the Federal Reserve cutting the  interest  rate,
the construction market is in position to experience tremendous growth.

     The  projected construction growth rate between 2001 and  2004  is  1.1%
annually.

     Weak Rivalry In Truss Manufacturing.  It is difficult to enter the truss
manufacturing   market  without  having  prior  industry  knowledge   and   a
significant  number of contacts. This makes it extremely  difficult  for  new
entrants and competitors to enter the truss market.

     Barriers Of Entry For Competition.  Only a handful of companies  compete
in  HTI's  metro area; however, in the past it has lost customers over  price
differences.  But,  HTI has continued to increase revenues  and  maintains  a
strong  position because of its distribution channels (retail -  Lowe's  Home
Improvement Center, Contractors Warehouse and Ace Hardware; direct -  general
contractors, developers, homeowners and framers).

<PAGE>

Products and Services

*    Floor Trusses - Floor trusses are used for multi-story structures, and
     as such are used as substitutes for floor Joints. HTI specializes in
     producing floor trusses for all size projects - up to 30 feet long and 28
     inches deep, While floor trusses are more cost-effective for most projects
     than other engineered joists, each truss is custom designed to fit its
     respective project to specifications. The floor trusses are open web,
     providing space for plumbing, electrical and ductwork.
*    Roof Trusses - Roof trusses are used for both single-story and
multi-story structures.

     Both  floor  and roof trusses are more cost-effective than  conventional
floor  and  roof framing. Wood trusses enable ease of handling and work,  and
have also become standard within the construction industry.

Operations

     HTI's operation is set up to design, manufacture and transport floor and
roof  trusses.  The  following describes the process  in  which  it  receives
orders, develops plans, manufactures and ships its goods:
1)   Receive   Bid  Proposal  -  HTI  has  a  dedicated  salesperson
     continually  soliciting new business from general, residential,
     custom  and  tract  as  well  as  commercial  contractors.  The
     salesperson  calls  on previous customers as  well  as  on  new
     contractors located through the Yellow Pages and referrals.  He
     then receives bid proposals, which are given to the engineering
     / bid department.
2)   Accurately  Develop  Bid - HTI generally  structures  its  bids
     based  on  the  cost  of  lumber. The  engineering  /  drafting
     department receives design plans from the contractor  and  then
     gauges the amount of lumber needed to manufacture the necessary
     trusses.  The  bid  proposal takes  approximately  one  day  to
     develop.
3)   Prepare  Design Schematics - HTI develops truss  layouts  using
     architectural  blueprints  supplied  by  contractors,  building
     owners  or  framers. HTI uses Computrus software to design  the
     truss  layout.  It  then produces tangible blueprints  used  to
     manufacture the trusses in the yard. It takes approximately one
     day to prepare the design schematics.
4)   Manufacture Trusses - Once the cutting / production  department
     receives  the blueprints it cuts the wood to the specifications
     on  the  design blueprints. The cut pieces of lumber  are  then
     brought to the production area where builders fit the different
     wood  pieces  together  with  metal connectors.  To  completely
     fasten  the  different  components, the  entire  truss  is  fed
     through  a roller machine, which presses all the metal bindings
     firmly  to  the wood. The finished trusses are then held  until
     delivery.  The number and size of orders determines the  length
     of time to fulfill any particular contract.

<PAGE>

5)   Distribution  of  Trusses to Customer -  All  the  trusses  are
     loaded on a delivery truck and shipped to the building site.

Suppliers

     HTI  is  serviced  by a diverse supplier base. It has  ready  access  to
alternate  suppliers  for each product type. The following  table  lists  its
major suppliers:

<TABLE>
                                                   Length of    % of Annual
       Supplier             Product Service       Relationship    Purchase
<S>                        <C>                   <C>            <C>
Washington     Pacific           Lumber             6 Years         30%
Lumber
Computrus                 Engineering & Metal       8 Years          9%
                                 Plates
</TABLE>

*    Washington Pacific Lumber - HTI uses Washington Pacific Lumber because
  it is a reliable and less expensive source of lumber than others. HTI
  receives approximately two truck loads of lumber per week.
*    Computrus, Inc. - Computrus provides metal connector plates and
proprietary software for the development and design of truss lay-outs.

     In addition to the list above, HTI utilizes the following suppliers:

*    Hesperia Wholesale Lumber
*    Pelican Bay Forest Products
*    Wasach Forest Products
*    Peaks Forest Products
*    Sommerville Plywood
*    Burns Lumber

Markets and Customers

     HTI  primarily caters to general contractors. Contractors tend to prefer
using  trusses because they provide a stable roof structure, and are easy  to
use, install and adjust to specifications. The following table outlines HTI's
primary  markets and the products it provides to each market. As a result  of
HTI's outstanding industry reputation, all of its business lines are growing.

           Market                Product Service
General Contractors                  Trusses
Framing Contractors                  Trusses
Owner Builders                       Trusses
Resale Distributors                  Trusses

*    General Contractors - HTI sells the majority of its trusses to general
  contractors of custom and track residential homes as well as commercial
  building contractors.

<PAGE>

*    Framing Contractors - Framing contractors are the second largest revenue
generating market for HTI. These contractors focus only on trusses. They are
subcontracted by general contractors to Install only trusses for buildings.
*    Owner Builders - Owner builders represent 10% of HTI's revenue. These
customers are individual building owners who need to redo their roof and roof
structures. They come to Hesperia with specific blueprints and HTI
manufactures trusses to their specifications.
*    Resale Distributors - Resale distributors represent the smallest market
in which HTI caters. Resale distributors are large businesses that purchase
prefabricated trusses from HTI for resale.

Geographic Region

     HTI  provides  its  trusses  to a growing region.  The  following  table
identifies HTI's geographical regions:

Geographic Region
California
Southern Nevada
Arizona

Customers

     Over  the  last few years HTI conducted a majority of its business  with
repeat customers. its significant customers are indicated below:

                                                                Length of
Customer                                 Market               Relationship
Renn Construction           Residential Tract Homes              9 Years
Victor Valley Co.           Residential Homes                    6 Years
CW Construction             Residential Tract & Residential      7 Years
Wayne Simpson Construction  Custom Residential                   6 Years
Sunbelt Construction        Custom Residential                   4 Years
Classic Homes               Custom Residential                   7 Years
Desert Development          Residential Tract & Residential      6 Years

*    Renn Construction - Renn Construction is a residential tract framing
  company in the Southern California region.
*    Victor Valley Co. - Victor Valley Co. is a semi-custom home tract
developer.
*    CW Construction - CW Construction primarily works in residential tract
framing with some custom home framing, all in the Southern California region.
*    Wayne Simpson Construction - Wayne Simpson Construction is a custom
  residential developer in the Spring Valley Lake region of California.
*    Sunbelt Construction - Sunbelt Construction is a custom residential
  developer in the Yucca Valley region of California.

<PAGE>

*    Classic Homes - Classic Homes is a custom residential and tract
developer in the California high desert.
*    Desert Development - Desert Development is a custom residential and
tract developer in the California high desert.

Sales and Marketing

     HTI  does  not  actively  market  its products;  rather,  it  relies  on
word-of-mouth and a single dedicated salesperson to obtain new  clients.  The
majority  of  bid  proposals  are  received  through  referrals.  The  single
salesperson contacts contractors through industry contacts and the phone book
as well as referrals from other contractors.

Direct Selling

     Since its inception, HTI has established extensive personal contacts  in
the  construction  industry.  HTI considers any  individual  who  has  direct
contact  with  a customer via personal, phone, letter or any  other  mode  of
contact,  as  a  salesperson. HTI trains its employees  as  though  they  are
salespeople,   teaching   them   to  always   portray   themselves   as   its
representatives.

Personnel

     Currently HTI employs 80 individuals as follows:

                                      Number of Full-Time
Function Department                        Employees          Annual Wages
Drafting / Engineering                         6                     $56,160
Cutting / Production                           4                    $135,200
Sales                                          3                     $65,000
Accounting / Secretarial                       2                     $83,200
Sawyers                                        6                    $108,160
Truck Drivers                                  5                    $124,800
Truss Builders                                 54                 $1,123,200
Total                                                             $1,695,720

     HTI's  employee  count  has fluctuated over  the  last  four  years.  it
employed 62 people in 1998, 87 in 1999, 60 in 2000/2001 and presently  has  a
total  of  80  employees. Hesperia has employee tenure of  approximately  2.5
years.  This  is  primarily due to the comfort employees have  in  consistent
work.  Management  has set a standard to provide steady work  in  a  time  of
uncertainty.

Industry Outlook

California Economic Outlook

     Longer-Term  Forecast  (2003 through 2006) -  The  longer-term  forecast
assumes  that California's economy will continue to expand at a healthy  pace
through  2006, and that employment and income will again outpace the  nation.
Supporting this positive long-term outlook is California's dominant  position
in key "new economy" industries.

<PAGE>

Construction Industry Structural Factors

     The  construction  industry  is cyclical,  since  it  provides  what  is
essentially  a  capital asset. Demand for both residential and nonresidential
construction is affected by interests rates as well as the overall  level  of
economic   activity.   The   relative   contribution   of   residential   and
nonresidential construction also varies over the business cycle. Barriers  to
entry  in the industry are moderate. There are many self-employed individuals
in the industry workforce, and the number of firms shows significant response
to expansions and contractions in construction industry demand.

Inland Empire Outlook

     The  Inland  Empire  usually  defined as Riverside  and  San  Bernardino
Counties, is one of Southern California's fastest growing economy. If it were
a  state,  its  $60 billion in total personal income would  rank  32nd,  just
behind  Kansas. The Inland Empire is economically less advanced and  affluent
than  Southern California's coastal areas, but it has considerably more  open
space  for  new housing (the principle reason for its population growth)  and
industrial  expansion.  A  disproportionate amount of  construction  activity
contributing  additional housing and commercial real estate serving  the  Los
Angeles and Southern California area metroplex will take place in the  Inland
Empire  and the High Desert, since this is where the available land and  open
space  is located. The area also has lower land and labor costs. The  Ontario
airport  and  the  possible future increased utilization of  the  airport  in
Victorville   will  support  this  region's  increased  contribution   as   a
distribution center for Southern California.

     The  Inland Empire sustains over 950,000 jobs. This accounts for 12%  of
all  jobs in Southern California. The Inland Empire as a whole recorded  very
healthy residential and nonresidential construction growth - up 16.9% for new
housing  units  and  10.5% in nonresidential activity. To  some  extent  this
growth  represents  a  spillover  effect of strong  employment  expansion  in
neighboring areas such as Orange and San Diego counties.

Industry Growth

     In 2000 the construction growth rate was 11%. The projected construction
growth  rate between 2001 and 2004 is 1.1% annually, just below the GDP's  2%
growth.  A  key factor affecting the growth rate for the next five  years  is
interest  rate activity. Overall forecasts for future interest  rates  assume
only  modest inflation, which have and may continue to lead to lower interest
rates   and   a   fairly   good  macroeconomic  climate   for   construction.
Nonresidential building is forecasted to increase 2% over 2001.

     The  largest construction growth is projected to come from public works,
due  to  higher  state and federal infrastructure spending.   Continued  U.S.
manufacturing should result in strong industrial construction demand for  the

<PAGE>

next  several years.  Electric utility construction and repair work are  also
large  growth  areas.   Other areas of projected market growth  are  hospital
construction  and  remodeling  and repair of residential  and  nonresidential
buildings.

Business Risks

In  the  normal course of business, our financial position will routinely  be
subjected  to  a  variety of risks, including market  risks  associated  with
interest  rates,  new  home  construction,  vendor  reliability,  competitive
forces, and government regulatory actions. You should carefully consider  the
risks  and  uncertainties described in the sections below  and  the  sections
entitled Competition, and Industry Outlook sections of this Annual Report  on
Form  10-KSB.  Our  actual  results could differ  materially  from  projected
results due to some or all of the factors discussed below.

We need to raise additional capital for our operating plan and our business
would be harmed if we were unable to do so on acceptable terms.

     We  currently  anticipate that our existing capital resources  and  cash
flows  from  operations  will  enable us to maintain  our  currently  planned
operations  for  the foreseeable future. However, our current operating  plan
entails  extensive  growth  in our industry requiring  us  to  raise  capital
through  equity or debt, which plan may change as a result of  many  factors,
including  general  economic conditions affecting the United  States  economy
which are beyond our control. If we are unable to generate cash from the sale
of  equity  or from debt financing or maintain positive operating cash  flows
and  operating income in the future, we may need additional funding.  We  may
also choose to raise additional capital due to market conditions or strategic
considerations  even  if  we believe that we have sufficient  funds  for  our
current  or  future operating plans. If additional capital were  needed,  our
inability  to  raise capital on favorable terms would harm our  business  and
financial  condition. To the extent that we raise additional capital  through
the  sale  of equity or debt securities convertible into equity, the issuance
of these securities could result in dilution to our stockholders.

A  prolonged  economic  downturn could result  in  reduced  sales  and  lower
revenues and profitability.

     Purchases  of  wood  products  and primarily  trusses  utilized  in  new
construction  may be affected by prolonged, negative trends  in  the  general
economy  that adversely affect consumer spending. Any reduction  in  consumer
confidence in general may affect companies in the home manufacturer  process.
In  addition, due to our capital needs for growth, we are more susceptible to
some  of  these  adverse economic effects than are some of  our  competitors,
which have greater financial and other resources than we do.

Terrorism  and the uncertainty of war may have a material adverse  effect  on
our operating results.

     Terrorist  attacks, such as the attacks that occurred in  New  York  and
Washington, D.C. on September 11, 2001, and other acts of violence or war may
affect the operations of the United States securities markets, the markets in
which  we  operate  and our operations and profitability.  Further  terrorist
attacks against the United States or U.S. businesses may occur. The potential

<PAGE>

near-term and long-term effect these attacks may have for our customers,  the
markets for our services and the U.S. economy are uncertain. The consequences
of  any  terrorist  attacks, or any armed conflicts  which  may  result,  are
unpredictable, and we may not be able to foresee events that  could  have  an
adverse effect on our business.

There is no current public market for our common stock; therefore you may  be
unable to sell your securities at any time, for any reason, and at any price,
resulting in a loss of your investment.

     As  of the date of this filing, there is no public market for our common
stock.  Although we plan to contact an authorized OTC Bulletin  Board  market
maker  for  sponsorship  of  our securities on the Over-the-Counter  Bulletin
Board,  there  can  be  no  assurance that our attempts  to  do  so  will  be
successful. Furthermore, if our securities are not quoted on the OTC Bulletin
Board or elsewhere, there can be no assurance that a market will develop  for
the common stock or that a market in the common stock will be maintained.  As
a  result  of  the  foregoing, investors may be  unable  to  liquidate  their
investment for any reason.

     The market price for our common stock in the future may be volatile.  In
addition,  the  stock market has recently experienced significant  price  and
volume   fluctuations  that  in  many  instances  have  been   unrelated   or
disproportionate to the operating performance of specific companies.  In  the
past,  following  periods of volatility in the market price of  a  particular
company's  securities,  securities class-action  litigation  has  often  been
brought  against that company. If similar litigation were instituted  against
us,  it  could result in substantial costs and divert management's  attention
and resources from our core business.

ITEM 2.   DESCRIPTION OF PROPERTY

     The  principal executive offices of the Company are located at:  9780  E
Avenue, Hesperia, California 92345. Its telephone number is (760) 947-1378.

     The  Company occupies a 3,900 square-foot building and warehouse on five
acres  in Hesperia, California. The location provides good highway access  to
the  Los  Angeles Basin, Orange County, San Bernardino County  and  Riverside
County in California. The adjacent I-15 freeway also provides a direct  route
to the Pahrump and Las Vegas, Nevada markets.

     The  building  and  land  are  owned  by  the  Company's  two  principal
shareholders,  Mark  Presgraves  and Donald  Shimp.  The  Company  rents  the
facility and surrounding land for $36,000 per year.

ITEM 3.   LEGAL PROCEEDINGS

     The  Company may from time to time be involved in routine legal  matters
incidental  to its business; however, at this point in time it  is  currently
not  involved  in  any  litigation, nor is it  aware  of  any  threatened  or
impending litigation.

<PAGE>

ITEM 4.   SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

      On January 20, 2003, we received a majority consent of our stockholder,
in  lieu  of  a  special  stockholders meeting,  to  approve  the  terms  and
conditions of the Merger between the Company and Hesperia Holding Corp. Under
the terms of the Merger Agreement, the following occurred on March 26, 2003:

*    Hesperia Holding Corp. merged with Saveyoutime.com, Inc.;
*    Saveyoutime.com, Inc. changed its name to Hesperia Holding, Inc.
*    Hesperia Holding, Inc. issued 10,415,845 shares of common stock to the
shareholders of Hesperia Holding Corp. in exchange for their shares
outstanding of Hesperia Holding Corp. in a transaction exempted under Rule
3(a)(10) of the Securities Act;
*    The sole shareholder of Hesperia Holding, Inc. cancelled 6,454,370
shares of common stock held by the sole shareholders;
*    The sole director and officer of Hesperia Holding, Inc., on April 10,
2003, named Donald M. Shimp, Mark Presgraves, and Fred Smith to the board of
directors.

                                   PART II

ITEM 5.   MARKET FOR COMMON EQUITY AND RELATED STOCKHOLDER MATTERS

     Reports  to  Security  Holders.  We are a  reporting  company  with  the
Securities and Exchange Commission, or SEC.  The public may read and copy any
materials filed with the SEC at the SEC's Public Reference Room at 450  Fifth
Street  N.W., Washington, D.C. 20549.  The public may also obtain information
on the operation on the Public Reference Room by calling the SEC at 1-800-SEC-
0330.   The  SEC maintains an Internet site that contains reports, proxy  and
information  statements, and other information regarding  issuers  that  file
electronically with the SEC.  The address of that site is http://www.sec.gov.

     We  plan  to contact an authorized OTC Bulletin Board market  maker  for
sponsorship  of  our  securities  on  the  Over-the-Counter  Bulletin  Board,
although  there  can  be no assurance that our attempts  to  do  so  will  be
successful. Furthermore, if our securities are not quoted on the OTC Bulletin
Board or elsewhere, there can be no assurance that a market will develop  for
the common stock or that a market in the common stock will be maintained.  As
a  result  of  the  foregoing, investors may be  unable  to  liquidate  their
investment for any reason.

     10,415,845  shares of our common stock are unrestricted as a  result  of
their issuance under an exemption provided by Rule 3(a)(10) of the Securities
Act.   9,677,172  shares are control stock and can only be sold  pursuant  to
percentage limitations of Rule 144 promulgated pursuant to the Securities Act
of 1933.

     In  general,  under Rule 144 as currently in effect, beginning  90  days
after  the  Merger, an affiliate of the Company, or person (or persons  whose
shares  are aggregated) who has beneficially owned restricted shares  for  at
least one year will be entitled to sell in any three-month period a number of
shares that does not exceed the greater of:

<PAGE>

*    one percent (1%) of the then outstanding shares of the Company's common
  stock; or
*    the average weekly trading volume of the Company's common stock in the
Over-the-Counter Bulletin Board during the four calendar weeks immediately
preceding the date on which notice of the sale is filed with the SEC.

     Sales  pursuant to Rule 144 are subject to certain requirements relating
to manner of sale, notice, and the availability of current public information
about the Company.  A person (or persons whose shares are aggregated) who  is
not deemed to have been an affiliate of the Company at any time during the 90
days immediately preceding the sale and who has beneficially owned restricted
shares  for  at  least two years is entitled to sell such shares  under  Rule
144(k) without regard to the resale limitations.

     Rule  144  provides,  among other things, that persons  holding  control
securities  may  sell,  every  ninety  (90)  days  an  amount  of  restricted
securities  equal  to one percent (1%) of our outstanding  shares  of  common
stock,  or  the  average weekly reported volume of trading  during  the  four
calendar weeks preceding the filling of a notice of proposed sale, which ever
is more.

     As  a result of the "blank check" status of Saveyoutime.com, Inc., prior
to  the  completion of the merger, we are taking the position that the 50,000
shares  of common stock retained in the Merger are restricted shares pursuant
to  Rule 144 and that the commencement date of the restriction is the date of
the completion of the Merger.

     There  are no outstanding options or warrants to purchase, or securities
convertible  into,  shares  of our common stock.  There  are  no  outstanding
shares  of  our  common  stock  that we have agreed  to  register  under  the
Securities  Act  for  sale by security holders.  The  approximate  number  of
holders of record of shares of our common stock is forty-two.

     The  Board  of  Directors have not declared any  dividends  due  to  the
following reasons:

1.   The Company has not yet adopted a policy regarding payment of dividends;
2.   The Company does not have any money to pay dividends at this time;
3.   The declaration of a cash dividend would result in an impairment of
future working capital; and
4.   The Board of Directors will not approve the issuance of a stock
dividend.

Penny  Stock  Regulation.  Shares of our common stock are  subject  to  rules
adopted by the Securities and Exchange Commission that regulate broker-dealer
practices  in  connection with transactions in "penny stocks".  Penny  stocks
are  generally equity securities with a price of less than $5.00 (other  than
securities registered on certain national securities exchanges or  quoted  on
the  Nasdaq  system, provided that current price and volume information  with
respect  to  transactions in those securities is provided by the exchange  or
system).   The  penny  stock  rules  require  a  broker-dealer,  prior  to  a
transaction in a penny stock not otherwise exempt from those rules, deliver a
standardized  risk  disclosure  prepared  by  the  Securities  and   Exchange
Commission, which contains the following:

<PAGE>

*    A description of the nature and level of risk in the market for penny
  stocks in both public offerings and secondary trading;
*    A description of the broker's or dealer's duties to the customer and of
the rights and remedies available to the customer with respect to violation
to such duties or other requirements of securities' laws;
*    A brief, clear, narrative description of a dealer market, including
"bid" and "ask" prices for penny stocks and the significance of the spread
between the "bid" and "ask" price;
*    A toll-free telephone number for inquiries on disciplinary actions;
*    Definitions of significant terms in the disclosure document or in the
conduct of trading in penny stocks; and
*    Such other information and is in such form (including language, type,
size and format), as the Securities and Exchange Commission shall require by
rule or regulation.

Prior  to  effecting  any transaction in penny stock, the broker-dealer  also
must provide the customer the following:

*    The bid and offer quotations for the penny stock;
*    The compensation of the broker-dealer and its salesperson in the
transaction;
*    The number of shares to which such bid and ask prices apply, or other
comparable information relating to the depth and liquidity of the market for
such stock; and
*    Monthly account statements showing the market value of each penny stock
held in the customer's account.

     In  addition, the penny stock rules require that prior to a  transaction
in  a  penny  stock not otherwise exempt from those rules, the  broker-dealer
must  make a special written determination that the penny stock is a suitable
investment   for   the   purchaser  and  receive  the   purchaser's   written
acknowledgment  of  the  receipt of a risk disclosure  statement,  a  written
agreement to transactions involving penny stocks, and a signed and dated copy
of  a written suitably statement.  These disclosure requirements may have the
effect  of reducing the trading activity in the secondary market for a  stock
that  becomes  subject to the penny stock rules.  Holders of  shares  of  our
common  stock  may  have difficulty selling those shares because  our  common
stock  will probably be subject to the penny stock rules for an indeterminate
period of time.

Recent Sales of Unregistered Securities

     On  March 3, 2000, the Company issued 5,000,000 shares of its $.001  par
value  common stock for services of $5,000.  The shares were deemed  to  have
been  issued  pursuant to an exemption provided by Section 4(2) of  the  Act,
which exempts from registration "transactions by an issuer not involving  any
public offering."

     On  January  1,  2001,  the Company issued an  officer  of  the  Company
1,405,000 shares of its $.001 par value common stock for conversion  of  debt
to  equity of $1,405.  The shares were deemed to have been issued pursuant to
an  exemption  provided  by  Section 4(2) of  the  Act,  which  exempts  from
registration "transactions by an issuer not involving any public offering."

<PAGE>

     On  April  1, 2001, the Company issued an officer of the Company  22,060
shares  of its $.001 par value common stock for conversion of debt to  equity
of  $22.06.   The  shares  were deemed to have been  issued  pursuant  to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

     On  July  1,  2001, the Company issued an officer of the Company  13,240
shares  of its $.001 par value common stock for conversion of debt to  equity
of  $13.24.   The  shares  were deemed to have been  issued  pursuant  to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

     On  October 1, 2001, the Company issued an officer of the Company 14,060
shares  of its $.001 par value common stock for conversion of debt to  equity
of  $14.06.   The  shares  were deemed to have been  issued  pursuant  to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

     On  April  1, 2002, the Company issued an officer of the Company  21,880
shares  of its $.001 par value common stock for conversion of debt to  equity
of  $21.88.   The  shares  were deemed to have been  issued  pursuant  to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

     On  September  30, 2002, the Company issued an officer  of  the  Company
28,130  shares of its $.001 par value common stock for conversion of debt  to
equity of $28.13.  The shares were deemed to have been issued pursuant to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

     On  March 26, 2003, the Company issued 10,415,845 shares of common stock
in a transaction exempted from registration under the Securities Act pursuant
to Rule 3(a)(10).

Section  3(a)(10) of the Securities Act is an exemption from  Securities  Act
registration  for  offers  and  sales of  securities  in  specified  exchange
transactions.  Before  the  issuer can rely on the exemption,  the  following
conditions must be met:

*    The securities must be issued in exchange for securities, claims, or
  property interests; they may not be offered for cash.
*    A court or authorized governmental entity must approve the fairness of
the terms and conditions of the exchange.
*    The reviewing court or authorized governmental entity must:
  *    Find, before approving the transaction, that the terms and conditions of
     the exchange are fair to those to whom securities will be issued; and
*    Be advised before the hearing that the issuer will rely on the Section
3(a)(10) exemption based on the court's or authorized governmental entity's
approval of the transaction.
*    The court or authorized governmental entity must hold a hearing before
  approving the fairness of the terms and conditions of the transaction.
*    A governmental entity must be expressly authorized by law to hold the
hearing, although it is not necessary that the law require the hearing.

<PAGE>

*    The fairness hearing must be open to everyone to whom securities would
be issued in the proposed exchange.
*    Adequate notice must be given to all those persons.
*    There cannot be any improper impediments to the appearance by those
persons at the hearing.

      California has enacted an enabling statute for purposes of the 3(a)(10)
fairness hearing under Section 25142 of the Corporate Securities Law of 1968.

      On  March  26,  2003,  a hearing was conducted by  the  office  of  the
Commissioner of Corporations wherein the hearing officer determined that  the
issuance  and  exchange of shares between the Company  and  Hesperia  Holding
Corp. was fair, just, and equitable. As a result of the hearing, a permit was
issued  by  the  Commissioner of Corporations for the issuance of  10,415,845
shares  of  common stock by the Company in exchange for the common  stock  of
Hesperia Holding Corp.

ITEM 6.   MANAGEMENT'S  DISCUSSION AND ANALYSIS OF FINANCIAL  CONDITIONS  AND
          RESULT OF OPERATIONS.

     This  report  contains forward-looking statements.  Actual  results  and
events  could  differ  materially  from  those  projected,  anticipated,   or
implicit,  in the forward-looking statements as a result of the risk  factors
set forth below and elsewhere in this report.

     With  the exception of historical matters, the matters discussed  herein
are forward looking statements that involve risks and uncertainties.  Forward
looking  statements  include, but are not limited to,  statements  concerning
anticipated  trends  in  revenues  and  net  income,  projections  concerning
operations  and  available  cash  flow.   Our  actual  results  could  differ
materially from the results discussed in such forward-looking statements. The
following  discussion  of our financial condition and results  of  operations
should  be read in conjunction with our financial statements and the  related
notes thereto appearing elsewhere herein.

Overview
     Saveyoutime.com, Inc. entered into a merger agreement dated January  20,
2003  (the  "Merger  Agreement") with Hesperia Holding  Corp.,  a  California
corporation.  Pursuant  to  the terms of the Merger  Hesperia  Holding  Corp.
merged with and into Saveyoutime.com, Inc. on April 10, 2003.

     The  Merger  was  consummated  on  April  10,  2003,  at  which  time  a
Certificate  of Merger was filed in the State of Nevada. Under the  terms  of
the Merger, the Company Inc. issued Ten Million Four Hundred Fifteen Thousand
Eight  Hundred  Forty-Five (10,415,845) shares of its  common  stock  to  the
stockholders of Hesperia Holding Corp in exchange for 100% of the issued  and
outstanding  common stock of Hesperia Holding Corp. The sole  stockholder  of
the  Company  retained 50,000 shares of common stock and cancelled  6,454,370
shares  resulting in 10,465,845 being issued and outstanding. The  shares  of
common  stock  were  issued  unrestricted  without  registration  under   the
Securities  Act of 1933, as amended (the "Securities Act"), in reliance  upon

<PAGE>

the   exemption  from  registration  provided  by  Section  3(a)(10)  of  the
Securities  Act.   Concurrent with the filing of the Certificate  of  Merger,
Saveyoutime.com, Inc. changed its name to Hesperia Holding, Inc.

     Hesperia  Holding  Corp. (Hesperia Holding) was formed  in  2002,  as  a
California corporation, and is a holding company for its subsidiary, Hesperia
Truss,  Inc.,  formed  in 1996 (Hesperia Truss), a prefabricated  wood  truss
manufacturer.
     As  a  result of the "blank check" status of Saveyoutime.com, Inc.,  and
the  insignificance  of  Saveyoutime  financials,  the  financial  statements
presented  are  of Hesperia Holding Corp. for the years ending  December  31,
2002  and  2001.  As  a result of: (i) the acquisition of Hesperia  Truss  by
Hesperia Holding, (ii) the recent incorporation of Hesperia Holding and (iii)
the  lack  of  operations of Hesperia Holding, the presentation of  financial
information  is  primarily  of Hesperia Truss, as all  operations  are  being
conducted through Hesperia Truss.

Results of Operations for the Years Ended December 31, 2002 and 2001
Compared.
<TABLE>
                                         Year Ended          Year Ended
                                      December 31, 2002  December 31, 2001
<S>                                  <C>                <C>
Revenues                              $       6,488,950  $        6,456,772

     Cost of Goods Sold                       5,157,841           5,084,404

Operating Expenses                            1,163,754           1,036,093

Other Income (Expense)                          (4,127)            (32,060)
                                      -----------------  ------------------
Net Income (Loss)                     $         163,227  $          304,215
                                      =================  ==================
</TABLE>

Revenue
<TABLE>

                                                        Increase/(decrease)
                                   2002       2001          $          %
<S>                            <C>         <C>          <C>         <C>
For the year ended December
31:
     Revenue                    $6,488,950  $6,456,772   $    32,178  0.50%
</TABLE>


     Revenues  for the year ended December 31, 2002 were $6,488,950  compared
to  revenues of $6,456,772 in the year ended December 31, 2001. This resulted
in  an increase in revenues of $32,178, or 0.50%, from $6,456,772 in the same
period one year ago.

<PAGE>
<TABLE>

Cost of goods sold/Gross profit percentage of revenue


                                                        Increase/(decrease)
                                   2002       2001           $          %
<S>                             <C>        <C>         <C>           <C>
For the year ended December
31:
    Cost of goods sold          $5,157,841  $5,084,404   $    73,437     1%
                                ----------  ----------   -----------  -----
    Gross profit % of revenue          21%         21%
                                ----------  ----------
</TABLE>

     Cost of goods sold for the year ended December 31, 2002 was $5,157,841,
a increase of $73,437, or 1%, from $5,084,404 for the same period ended
December 31, 2001.

     Gross profit as a percentage of revenue decreased from 21% for year
ended December 31, 2001 to 21% for the year ended December 31, 2002.

General and Administrative expenses

<TABLE>

                                                        Increase/(decrease)
                                   2002       2001          $          %
<S>                               <C>      <C>        <C>        <C>
For the year ended December
31:
     General & Administrative
expenses                        $  917,515  $  718,080  $    199,435    28%

</TABLE>

     General  and  administrative expenses were $917,515 for the  year  ended
December 31, 2002 versus $718,080 for the year ended December 31, 2001, which
resulted in an increase of $199,435 or 28%.

Net Income
<TABLE>

                                                        Increase/(decrease)
                                   2002       2001           $          %
<S>                             <C>         <C>        <C>          <C>
For the year ended December
31:
     Net Income                 $  163,227  $  304,215  $  (140,988)  (46%)
</TABLE>

     The net income for the year ended December 31, 2002 was $163,227, versus
a  net income of $304,215 for the year ended December 31, 2001, a decrease of
$140,988 or 48%

<PAGE>

Off-Balance Sheet Arrangements

     The Company does not maintain off-balance sheet arrangements nor does it
participate in non-exchange traded contracts requiring fair value accounting
treatment.

Liquidity  and Capital Resources at December 31, 2002 Compared with  December
31,2001.

     The  following  table summarizes total assets, accumulated  deficit  and
stockholders' equity.
<TABLE>
                                   December 31,2002      December 31, 2001
<S>                               <C>                 <C>
Total Assets                      $     702,481         $        549,696
                                     ============              ===========
Accumulated Deficit               $    (582,472)        $       (745,699)
                                     ============              ===========
Stockholders' Equity (Deficit)    $    (370,798)        $       (735,699)
                                     ============              ===========
</TABLE>

ITEM 7.   FINANCIAL STATEMENTS

     The  following  pro  forma  financial  statements  should  be  read   in
conjunction  with, and is qualified by reference to the Financial  Statements
and  Notes  thereto  and  "Management Discussion and Analysis  of  Financial,
Condition and Results of Operations" appearing elsewhere in this Form 10-KSB.
The  pro  forma statement of income and the balance sheet data for  the  year
ended  December 31, 2002 are derived from, and are qualified by reference  to
the   audited  financial  statements  of  Hesperia  Holding,  Inc.  (formerly
Saveoutime.com, Inc.) and Hesperia Holding Corp.

                  UNAUDITED PRO FORMA FINANCIAL INFORMATION

The Unaudited Pro Forma Financial Information reflects financial information,
which gives effect to the acquisition of all of the outstanding common shares
of  Hesperia  Holding Corp.. ("HHC") (a Nevada Corporation) in  exchange  for
10,415,845 shares of common stock of Hesperia Holding, Inc. ("HHI") (formerly
Saveyoutime.com, Inc.) (a Nevada Corporation).

The  Pro  Forma  Statements included herein reflect the use of  the  purchase
method  of  accounting for the above transaction.  The  acquisition  of  HHC,
which closed on April 10, 2003 was accounted for as a reverse acquisition  as
the  former  stockholders of HHC controlled the voting common shares  of  the
Company  immediately after the acquisition.  Such financial  information  has
been  prepared  from, and should be read in conjunction with, the  historical
unaudited financial statements of HHC and HHI included in this memorandum.

The  Pro  Forma Balance Sheet gives effect to the transaction as  if  it  had
occurred  on December 31, 2002.  The Pro Forma Statement of Operations  gives
effect  to  the  transaction as if it had occurred at the  beginning  of  the
earliest  period presented, combining the results of HHC for the  year  ended
December 31, 2002 and HHI for the year ended December 31, 2002.

<PAGE>
<TABLE>
Hesperia Holding, Inc.
Pro Forma Condensed Consolidated Balance Sheet
As of December 31, 2002
ASSETS                                                         (Unaudited)
                                                                Pro Forma
                         Hesperia    Hesperia                    Hesperia
                         Holding,    Holding    Pro Forma        Holding,
                         Inc. (NV)  Corp. (CA) Adjustment          Inc.
                                                    s
<S>                     <C>         <C>        <C>             <C>
Current assets:
   Cash and cash
equivalents              $      -   $   28,608                  $    28,608
  Accounts receivable,
Net                             -      487,734                      487,734
  Loans receivable -
officers                        -       21,064                       21,064
  Note receivable from          -            -                            -
subsidiary
  Other receivables             -        1,681                        1,681
  Inventory                     -       50,543                       50,543
                         --------   ----------                  -----------
     Total current
assets                          -      589,630                      589,630
                         --------   ----------                  -----------
Fixed assets, net               -      112,851                      112,851
                         --------   ----------                  -----------
     Total assets        $      -  $  702,481  $        -      $   702,481
                                -
                         ========   ==========  ==========      ===========
LIABILITIES AND STOCKHOLDERS' EQUITY
Current liabilities
  Checks issued in
excess of available     $       -  $  121,349                    $  121,349
cash
  Accounts payable              -       43,021                       43,021
  Line of credit                -       54,427                       54,427
  Other current
liabilities                     -      294,558                      294,558
                         --------   ----------                  -----------
     Total current              -      513,355                      513,355
liabilities
                         --------   ----------                  -----------
Long-term liabilities           -       36,411                       36,411
Note payable for
treasury stock                  -      214,000                      214,000
Loans from shareholders         -      257,225                      257,225
Interest payable to
shareholders                    -      128,095                      128,095
                         --------   ----------                  -----------
     Total Liabilities          -    1,149,086                    1,149,086
                         --------   ----------                  -----------
Shareholders' equity
  Common stock, $.001
par value                   6,504       10,202     (6,504)  (1)      10,202

  Additional paid in
capital                         -      201,472                      201,472
  Retained (deficit)      (6,504)    (658,279)       6,504  (1)   (658,280)
                         --------   ----------                  -----------
     Total
shareholders' equity            -    (446,605)                    (446,606)
(deficit)
                         --------   ----------  ----------      -----------
     Total liabilities
and shareholders'        $      -   $  702,481  $        -      $   702,480
equity
                         ========   ==========  ==========      ===========
</TABLE>
<PAGE>
<TABLE>
Hesperia Holding, Inc.
Pro Forma Condensed Consolidated Statement of Operations
For the year ended December 31, 2002
                                                               (Unaudited)
                        Hesperia    Hesperia                    Pro Forma
                        Holding,    Holdings   Pro Forma        Hesperia
                        Inc. (NV)  Corp. (CA) Adjustment        Holding,
                                                   s              Inc.
<S>                    <C>        <C>         <C>           <C>
Sales                   $      -  $6,488,950                  $ 6,488,950

Cost of sales                  -    5,157,841                    5,157,841
                        --------   ----------                  -----------
     Gross Profit              -    1,331,109                    1,331,109


Officer salaries               -      205,400                      205,400
Depreciation and
amortization                   -       40,839                       40,839
Selling general and
administrative                50      917,515                      917,515
expenses
                        --------   ----------                  -----------
     Operating income
(loss)                      (50)      167,355           -          167,355
                        --------   ----------                  -----------
Other income (expense)
   Interest income             -           16                           16
   Interest expense            -     (52,288)                     (52,288)
   Interest expense -          -     (27,662)                     (27,662)
related party
   Debt forgiveness            -       75,807                       75,807
                        --------   ----------                  -----------
                               -
                               -      (4,127)                      (4,127)
                        --------   ----------                  -----------
                               -
     Net income (loss)  $   (50)   $  163,228  $        -      $   163,178
                            (50)
                         =======   ==========  ==========      ===========
Basic and diluted
(loss) per common       $(0.000)   $    0.016                  $     0.016
share
                         =======   ==========                  ===========
Weighted average
number of
    common shares
outstanding            6,504,370   10,000,172                   10,000,172
                         =======   ==========  ==========      ===========
</TABLE>
                            Hesperia Holding Corp
                   Notes to Pro Forma Financial Statements

Note 1

To  reflect the recapitalization of Hesperia Holding, Inc. ("HHI")  with  the
book value of net assets of Hesperia Holding Corp. ("HHC") at the acquisition
date.   Because  the acquisition was accounted for as a reverse  acquisition,
there  was neither goodwill recognized nor any adjustments to the book  value
of  the  net  assets  of  HHC that would affect the pro  forma  statement  of
operations.

<PAGE>

     See  Index to Financial Statements and Financial Statement Schedules for
Hesperia Holding, Inc. (formerly Saveyoutime.com, Inc.) and Hesperia  Holding
Corp. appearing on page F-1 through F-8 and G-1 through G-11 of this Form 10-
KSB.

ITEM 8.   CHANGES  IN  AND  DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING  AND
          FINANCIAL DISCLOSURE

     The  Board  of  Directors appointed Beckstead and  Watts,  LLP,  as  the
Registrant's independent accountants for the fiscal year ending December  31,
2003.  There  have  been no changes in or disagreements with  accountants  on
accounting and financial disclosure.

                                  PART III

ITEM 9    DIRECTORS,  EXECUTIVE  OFFICERS,  PROMOTERS  AND  CONTROL  PERSONS;
          COMPLIANCE WITH SECTION 16(A) OF THE EXCHANGE ACT

     On  April  10, 2003, concurrent with closing of the merger,  Anthony  N.
DeMint, our sole officer and director appointed Donald Shimp, Mark Presgraves
and  Fred Smith as new directors of the Company.  Concurrent with filing this
10KSB Mr. DeMint will resign as an officer and director and Mr. Shimp will be
appointed  C.E.O. and President and Mr. Presgraves will be appointed  C.F.O.,
Secretary and Treasurer.

     The  members  of the Board of Directors of the Company serve  until  the
next  annual  meeting  of shareholders, or until their successors  have  been
elected.   The  officers  serve at the pleasure of the  Board  of  Directors.
Information as to the directors and executive officers of the Company  is  as
follows:

Name and Address   Age   Position Held
Donald Shimp        46   Chief Executive Officer, President, Director
Mark Presgraves     42   Chief Financial Officer, Secretary/Treasurer,
                         Director
Fred Smith          41   Director

DUTIES, RESPONSIBILITY AND EXPERIENCE

Donald Shimp.  Mr. Shimp, Chief Executive Officer, President, and Director of
Hesperia  Holding  Corp. since its formation in 2002, and has  also  been  an
officer  and  director of Hesperia Truss since 1996. Prior  to  being  a  co-
founder  of Hesperia Truss, Mr. Shimp worked for Brown and Honeycutt  in  the
truss manufacturing business.

Mark   Presgraves.   Mr.  Presgraves,  Chief  Financial  Officer,  Secretary,
Treasurer and Director of Hesperia Holding Corp. since its formation in 2002,
and has also been an officer and director of Hesperia Truss since 1996. Prior
to  being a co-founder of Hesperia Truss, Mr. Presgraves worked for Brown and
Honeycutt in the truss manufacturing business.

<PAGE>

Fred  Smith.   Mr.  Smith,  a Director of Hesperia Holding  Corp.  since  its
formation in 2002, has worked for Hesperia Truss as a director since 2000 and
Vice  President  of  Investor Relations since 1999.  Mr.  Smith  handled  all
matters  involving the Company's capital concerns, marketing approach,  going
public and new shareholders relations.  From 1997 to present, Mr. Smith  also
has worked as an independent stock broker.

Election of Directors and Officers.

     Directors  are  elected  to  serve until  the  next  annual  meeting  of
stockholders  and  until  their successors have been elected  and  qualified.
Officers  are appointed to serve until the meeting of the Board of  Directors
following  the next annual meeting of stockholders and until their successors
have been elected and qualified.

     No Executive Officer or Director of the Corporation has been the subject
of  any Order, Judgment, or Decree of any Court of competent jurisdiction, or
any   regulatory   agency  permanently  or  temporarily  enjoining,   barring
suspending  or  otherwise limiting him from acting as an investment  advisor,
underwriter, broker or dealer in the securities industry, or as an affiliated
person, director or employee of an investment company, bank, savings and loan
association,  or  insurance company or from engaging  in  or  continuing  any
conduct  or  practice in connection with any such activity or  in  connection
with the purchase or sale of any securities.

     No  Executive Officer or Director of the Corporation has been  convicted
in  any  criminal proceeding (excluding traffic violations) or is the subject
of a criminal proceeding which is currently pending.

     No  Executive Officer or Director of the Corporation is the  subject  of
any pending legal proceedings.

Section 16(a) Beneficial Ownership Reporting Compliance

     Section  16(a) of the Securities Exchange Act of 1934, as  amended  (the
"Exchange  Act"),  requires  Hesperia Holding, Inc.  executive  officers  and
directors,  and  persons who beneficially own more than ten  percent  of  the
Company's  common stock, to file initial reports of ownership and reports  of
changes  in ownership with the SEC. Executive officers, directors and greater
than ten percent beneficial owners are required by SEC regulations to furnish
Hesperia  Holding,  Inc. with copies of all Section 16(a)  forms  they  file.
Based upon a review of the copies of such forms furnished to the Company  and
written  representations from Company executive officers and  directors,  the
Company  believes  that  during the year ended 2002,  the  sole  officer  and
director did file forms 3 and forms 4 on a timely basis.

ITEM 10.  EXECUTIVE COMPENSATION

Cash Compensation

     During the fiscal years ended December 31, 2002, 2001 and 2000, the sole
officer and director of the Company did not receive any monetary compensation
for his services as an officer or director.
Termination of Employment

<PAGE>

     There  are no compensatory plans or arrangements, including payments  to
be  received from the Company, with respect to any person associated with the
Company  which would in any way result in payments to any such person because
of  his  resignation,  retirement,  or other  termination  of  such  person's
employment with the Company or its subsidiaries, or any change in control  of
the  Company, or a change in the person's responsibilities following a change
in control of the Company.

Executive Compensation

     The  following  table sets forth the cash compensation of the  Company's
newly elected executive officers and directors during of the years 2000, 2001
and  2002.  The  remuneration described in the table represents  compensation
received from Hesperia Truss and does not include the cost to the Company  of
benefits  furnished to the named executive officers, including  premiums  for
health  insurance  and other benefits provided to such  individual  that  are
extended in connection with the conduct of the Company's business. The  value
of  such  benefits cannot be precisely determined, but the executive officers
named  below  did not receive other compensation in excess of the  lesser  of
$50,000 or 10% of such officer's cash compensation.

Summary Compensation Table
<TABLE>
                                                                 Long Term
                               Annual Compensation             Compensation
   Name and                          Other Annual
  Principal                          Compensation Restricted
   Position    Year   Salary  Bonus  (Consulting) Stock (1)   Options Others
<S>           <C>    <C>      <C>    <C>          <C>         <C>     <C>
Donald Shimp   2000  $156,000     0             0          0        0       0
               2001  $119,500     0             0          0        0       0
               2002   104,000     0             0          0        0       0
Mark
Presgraves     2000  $156,000     0             0          0        0       0
               2001  $119,500     0             0          0        0       0
               2002  $104,000     0             0          0        0       0
Fred Smith     2000   $13,906     0             0          0        0       0
               2001  $43,1004     0             0          0        0       0
               2002   $48,986     0             0          0        0       0
</TABLE>

ITEM 11.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

     As  of  December  31,  2002, the Company had one shareholder  who  owned
6,504,370  shares of common stock. On April 10, 2002 the Company completed  a
Merger  with Hesperia Holding Corp. wherein 10,415,845 shares were issued  to
the shareholders of Hesperia Holding Corp. Concurrent with the closing of the
Merger,  the  sole shareholder of the Company cancelled 6,454,370  shares  of
common stock, leaving a new balance of 10,465,845 issued and outstanding.

<PAGE>

     The  following table sets forth information, post Merger, and as of  the
date  of  this filing relating to the beneficial ownership of Company  common
stock by those persons known to the Company to beneficially own more than  5%
of  the  Company  capital  stock, by each of  the  Company's  directors,  and
executive  officers,  and  by all of the Company's directors,  and  executive
officers as a group.  The address of each person is care of the Company.
<TABLE>

                                                         Number of  Percent
Name of Beneficial Owner (1)                              Shares
<S>                                                    <C>          <C>
Donald Shimp                                             4,632,000   44.47%
Mark Presgraves                                          4,634,000   44.48%
Fred Smith                                                 411,172   3.95%
All  executive  officers and directors  as  a  group  (3
persons)                                                 9,677,172    92.9
</TABLE>

(1)  As  used in this table, "beneficial ownership" means the sole or  shared
     power  to vote, or to direct the voting of, a security, or the  sole  or
     shared  investment power with respect to a security (i.e., the power  to
     dispose  of, or to direct the disposition of, a security).  In addition,
     for  purposes of this table, a person is deemed, as of any date, to have
     "beneficial ownership" of any security that such person has the right to
     acquire within 60 days after such date.

ITEM 12.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

Facilities

     HTI occupies a 3,900 square-foot building and warehouse on five acres in
Hesperia, California. The building and land are owned by two of our directors
and  shareholders, Mark Presgraves and Donald Shimp. We rent the facility and
surrounding land for $36,000 per year.

Loans Payable/Receivable

     HTI had loans receivable from its officers in the amounts of $21,064 and
$21,064 as of December 31, 2002 and 2001 respectively.

     HTI had outstanding loans payable to its shareholders in the amounts  of
$257,225  and  $272,723 as of December 31, 2002 and 2001  respectively.   HTI
also had interest payable to its shareholders in the amounts of $128,095  and
$48,535 as of December 31, 2002 and 2001 respectively.

      HTI  paid  interest to a shareholder totaling $79,560 and  $27,272  for
the years ended December 31, 2002 and 2001 respectively.

Corporate Reacquisition of Stock

     On   June  14,  2000,  HTI  entered  into  an  Agreement  for  Corporate
Reacquisition of Stock to purchase 1,000 shares of common stock  from  Donald
Keith  Jones, one of the co-founders of HTI.  As consideration for Mr. Jones'

<PAGE>

shares  and  a covenant to not compete with HTI for a period of 4 years,  HTI
agreed  to  compensate  Mr.  Jones with $480,000,  plus  pay  for  automobile
insurance  coverage for Mr. Jones for the operation of a  certain  1999  Ford
Taurus  for  as  long as the subsidiary owes money under the Agreement  or  3
years, whichever period is less.

     At  the  time of the execution of the Agreement, Mr. Jones had  received
from  HTI $35,838.58 in cash and a corporate asset (1999 Ford Taurus)  valued
at $20,698.95 leaving $423,463.37 to be paid by HTI over the following 4-year
period in the form of a Secured Promissory Note.  The shares of common  stock
purchased  by HTI were pledged as security for payments due under  the  Note.
Such  payments  are payable in weekly installments in the amount  of  $2,000,
with  the first payment being made on June 16, 2000 and the last payment  due
on June 16, 2004.

     If  HTI  defaults on a weekly payment, Mr. Jones shall have  the  right,
upon  five  (5)  days  written notice, to demand  immediate  payment  of  the
remaining balance due under the Note.  The default provisions outlined in the
Note  would  allow Mr. Jones to dispose of all or any part of the  collateral
security  property  (the 1,000 shares of common stock) at public  or  private
sale, without advertisement, or notice to HTI. Should HTI default on the Note
and  Mr.  Jones  exercise  his  default  remedies  as  they  pertain  to  the
foreclosure  or  sale of the shares, HTI would no longer  be  a  wholly-owned
subsidiary of the Company as their ownership would be reduced to 90%. HTI  is
current on its payments to Mr. Jones.

     Mr. Jones has received $296,027 pursuant to the terms of this agreement,
with  a balance due of $127,436 to be paid through June 16, 2004 at the  rate
of $2,000 per week.

<PAGE>

ITEM  13. EXHIBITS, FINANCIAL STATEMENT SCHEDULES AND REPORTS ON FORM 8-K

(a)  Documents filed as part of this Report

     1.   Financial Statements:

          A.   INDEX TO HESPERIA HOLDING, INC. FINANCIAL STATEMENTS
          1.     Independent Auditors Report                       F-1
          2.     Financial Statements:
               Balance Sheet                                       F-2
               Statement of Operation                              F-3
               Statement of Changes in Stockholders'               F-4
               Statement of Cash Flows                             F-5
               Notes to Consolidated Financial Statements    F-6 - F-7

          B.   INDEX TO HESPERIA HOLDING CORP. FINANCIAL STATEMENTS
          1.     Independent Auditors Report                       G-1
          2.     Financial Statements:
               Balance Sheet                                       G-2
               Statement of Operation                              G-3
               Statement of Changes in Stockholders'               G-4
               Statement of Cash Flows                             G-5
               Notes to Consolidated Financial Statements   G-6 - G-11

          2.     During the fiscal year December 31, 2002 the Company filed
          the following 8-Ks.
          NONE

     3.     Subsequent to the end of the fiscal year, the Company filed the
          following reports on Form 8-K.
          a.)  Form 8-K filed on January 28, 2003

<PAGE>

          4.   Exhibits
Exhibit                               Description
Number
(1)        N/A
(2)***     Agreement  and  Plan  of  Merger between Hesperia  Holding,  Inc.
           (formerly Saveyoutime.com, Inc.) and Hesperia Holding Corp.
(3)(i)     Articles of Incorporation
(a)**      Articles of Incorporation
(b)*       Certificate of Merger
(3)(ii)**  Bylaws
           (a) Bylaws
(4)**      Instruments defining the rights of security holders:
(4)(i)     (a) Articles of Incorporation
           (b) Bylaws
           (c) Stock Certificate Specimen
(10)       N/A
(11)*      Contained  in  the  Notes  to  the  Financial  Statements  (filed
           herewith)
(23)*      Auditor Consent
(99)*      Certificate of Issuance of Permit from the State of California
________________________
*  Filed herewith
** Incorporated by reference in Form 10-SB filed March 24, 2000
***  Incorporated by reference in Form 8-K filed January 28, 2003

ITEM  14. CONTROLS AND PROCEDURES

Internal Controls

     Prior to the date of this report, the Company carried out an evaluation,
under  the supervision and with the participation of our President and  Chief
Accounting Officer, of the effectiveness of the design and operation  of  our
disclosure  controls and procedures. Based on this evaluation, the  Company's
Chief Accounting Officer concluded that the Company's disclosure controls and
procedures  (as defined in Rules 13a-14(c) and 15d-14(c) under the Securities
Exchange  Act  of  1934  (the "Exchange Act")are  effective  to  ensure  that
information required to be disclosed by  the Company in reports that it files
or  submits  under  the Exchange Act is recorded, processed,  summarized  and
reported to the Company's management within the time periods specified in the
Securities and Exchange Commission's rules and forms.

Changes in Internal Controls.

     Subsequent  to  the date of their evaluation, there were no  significant
changes  in  the Company's internal controls or in other factors  that  could
significantly  affect the Company's disclosure controls and  procedures,  and
there were no corrective actions with regard to significant deficiencies  and
material weaknesses based on such evaluation.

<PAGE>

                                 SIGNATURES

      Pursuant  to the requirements of Section 13 or 15(d) of the  Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed
on our behalf by the undersigned, thereunto duly authorized.


HESPERIA HOLDING, INC.



By:/s/ Anthony N. DeMint
      Anthony N. DeMint, President

      Pursuant  to the requirements of the Securities Exchange Act  of  1934,
this  report has been signed below by the following persons on behalf of  the
registrant and in the capacities and on the dates indicated.

/s/ Anthony N. DeMint     President                         April 15, 2003
Anthony N. DeMint

/s/ Anthony N. DeMint      Sole Director                    April 15, 2003
Anthony N. DeMint

/s/ Anthony N. DeMint      Principal Executive Officer      April 15, 2003
Anthony N. DeMint

/s/ Anthony N. DeMint      Principal Financial Officer      April 15, 2003
Anthony N. DeMint

/s/ Anthony N. DeMint      Principal Accounting Officer     April 15, 2003
Anthony N. DeMint

<PAGE>

                                CERTIFICATION

I, Anthony DeMint, certify that:

1.    I  have reviewed this annual report on Form 10-KSB of Hesperia Holding,
Inc;

2.   Based  on  my knowledge, this annual report does not contain any  untrue
     statement  of a material fact or omit to state a material fact necessary
     to  make the statements made, in light of the circumstances under  which
     such  statements were made, not misleading with respect  to  the  period
     covered by this annual report;

3.   Based  on  my  knowledge, the financial statements, and other  financial
     information  included  in  this annual report,  fairly  present  in  all
     material  respects  the financial condition, results of  operations  and
     cash  flows  of the registrant as of, and for, the periods presented  in
     this annual report;

4.   I  am  responsible for establishing and maintaining disclosure  controls
     and  procedures (as defined in Exchange Act Rules 13a-14 and 15d-14) for
     the registrant and have:
     a)   designed  such  disclosure controls and procedures to  ensure  that
          material  information  relating to the  registrant,  including  its
          consolidated  subsidiaries, is made known to us  by  others  within
          those entities, particularly during the period in which this annual
          report is being prepared;
     b)   evaluated the effectiveness of the registrant's disclosure controls
          and procedures as of a date within 90 days prior to the filing date
          of this annual report (the "Evaluation Date"); and
     c)   presented   in  this  annual  report  our  conclusions  about   the
          effectiveness  of the disclosure controls and procedures  based  on
          our evaluation as of the Evaluation Date;

5.   I   have  disclosed,  based  on  our  most  recent  evaluation,  to  the
     registrant's auditors and the audit committee of registrant's  board  of
     directors (or persons performing the equivalent functions):
     a)   all significant deficiencies in the design or operation of internal
          controls  which could adversely affect the registrant's ability  to
          record,  process,  summarize and report  financial  data  and  have
          identified for the registrant's auditors any material weaknesses in
          internal controls; and
     b)   any  fraud,  whether or not material, that involves  management  or
          other  employees  who have a significant role in  the  registrant's
          internal controls; and

6.   I  have  indicated in this annual report whether there were  significant
     changes   in   internal  controls  or  in  other  factors   that   could
     significantly  affect internal controls subsequent to the  date  of  our
     most recent evaluation, including any corrective actions with regard  to
     significant deficiencies and material weaknesses.

Date: April 15, 2003


/s/ Anthony N. DeMint
Anthony N. DeMint, President and
Chief Accounting Officer

<PAGE>
                              TABLE OF CONTENTS
                                                                         PAGE

INDEPENDENT AUDITORS' REPORT                                             F-1

BALANCE SHEET                                                            F-2

STATEMENT OF OPERATIONS                                                  F-3

STATEMENT OF STOCKHOLDERS' EQUITY                                        F-4

STATEMENT OF CASH FLOWS                                                  F-5

NOTES TO FINANCIAL STATEMENTS                                      F-6 - F-7

<PAGE>

BECKSTEAD AND WATTS, LLP.
Certified Public Accountants
                                                      3340 Wynn Road, Suite B
                                                          Las Vegas, NV 89102
                                                                 702.257.1984
                                                           702.362.0540 (Fax)

                        INDEPENDENT AUDITORS' REPORT

April 1, 2003

Board of Directors
Hesperia Holding, Inc.
(Formerly Saveyoutime.com, Inc.)

We  have  audited  the  Balance  Sheet of Hesperia  Holding,  Inc.  (formerly
Saveyoutime.com, Inc.) (the "Company") (A Development Stage Company),  as  of
December  31,  2002, and the related Statements of Operations,  Stockholders'
Equity,  and  Cash Flows for the period March 3, 2000 (Date of Inception)  to
December 31, 2002. These financial statements are the responsibility  of  the
Company's management.  Our responsibility is to express an opinion  on  these
financial statements based on our audit.

We  conducted  our  audit  in  accordance with auditing  standards  generally
accepted  in  the  United States. Those standards require that  we  plan  and
perform  the audit to obtain reasonable assurance about whether the financial
statements  are free of material misstatement.  An audit includes  examining,
on  a  test  basis,  evidence supporting the amounts and disclosures  in  the
financial  statement  presentation.  An audit  also  includes  assessing  the
accounting  principles used and significant estimates made by management,  as
well  as evaluating the overall financial statement presentation.  We believe
that our audit provides a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in
all  material  respects,  the financial position of  Hesperia  Holding,  Inc.
(formerly Saveyoutime.com, Inc.) (A Development Stage Company) as of December
31,  2002,  and the results of its operations and cash flows for  the  period
March  3,  2000 (Date of Inception) to December 31, 2002, in conformity  with
accounting principles generally accepted in the United States.

The accompanying financial statements have been prepared assuming the Company
will  continue  as a going concern.  As discussed in Note 4 to the  financial
statements,  the  Company has had limited operations and have  not  commenced
planned  principal  operations.   This raises  substantial  doubt  about  its
ability to continue as a going concern.  Management's plan in regard to these
matters  are  also  described  in Note 4.  The financial  statements  do  not
include  any  adjustments  that  might  result  from  the  outcome  of   this
uncertainty.



Beckstead and Watts, LLP.

<PAGE>
<TABLE>
                            HESPERIA HOLDING INC
                      (Formerly Saveyoutime.com, Inc.)
                        (A Development Stage Company)
                                BALANCE SHEET

                                   ASSETS

                                                      For the Year Ended
                                                         December 31,
                                                       2002        2001
<S>                                                 <C>         <C>
CURRENT ASSETS                                      $        0  $         0
                                                    ----------  -----------
     TOTAL CURRENT ASSETS                                    0            0
                                                    ----------  -----------
OTHER ASSETS                                                 0            0
                                                    ----------  -----------
     TOTAL OTHER ASSETS                                      0            0
                                                    ----------  -----------
                                                    $        0  $         0
                                                    ==========  ===========
             LIABILITIES AND STOCKHOLDERS' EQUITY
CURRENT LIABILITIES
  Officers Advances (Note #6)                       $        0  $         0
                                                    ----------  -----------
     TOTAL CURRENT LIABILITIES                               0            0
                                                    ----------  -----------
STOCKHOLDERS' EQUITY

   Preferred stock, $.001 par value
   authorized 5,000,000 shares;
   None issued and Outstanding                               0            0

   Common stock, $.001 par value,
   authorized 20,000,000 shares;
   6,504,370 and 6,454,360 issued and
   outstanding at December 31, 2002 and 2001             6,504        6,454

Additional paid-in capital                                   0            0

(Deficit) accumulated during
development stage                                      (6,504)      (6,454)
                                                    ----------  -----------
     TOTAL STOCKHOLDER'S EQUITY                              0            0
                                                    ----------  -----------
                                                    $        0  $         0
                                                    ==========  ===========
</TABLE>
  The accompanying notes are an integral part of these financial statements
<PAGE>
<TABLE>

                            HESPERIA HOLDING INC
                      (Formerly Saveyoutime.com, Inc.)
                        (A Development Stage Company)
                           STATEMENT OF OPERATIONS

                                          For the     For the     March 3,
                                           Year     Year Ended      2000
                                           Ended     December    (Inception)
                                         December    31, 2001    to December
                                         31, 2002                 31, 2002
<S>                                     <C>        <C>         <C>
INCOME
Revenue                                  $       0    $       0  $         0
                                         ---------    ---------  -----------
EXPENSE
General and
Administrative                                  50          349        6,504
                                         ---------    ---------  -----------
TOTAL EXPENSES                                  50          349        6,504
                                         ---------    ---------  -----------
NET (LOSS)                               $    (50)    $   (349)  $   (6,504)
                                         =========    =========  ===========
Weighted average
number of common
shares outstanding                       6,504,370    6,454,360    6,504,370
                                         =========    =========  ===========
Net Loss
Per Weighted Share                       $   (.00)    $   (.00)  $     (.00)
                                         =========    =========  ===========
</TABLE>
  The accompanying notes are an integral part of these financial statements
<PAGE>
<TABLE>

                            HESPERIA HOLDING INC
                      (Formerly Saveyoutime.com, Inc.)
                        (A Development Stage Company)
                      STATEMENT OF STOCKHOLDERS' EQUITY

                                                  (Deficit)
                                                 accumulated
                                      Additional   during         Total
                     Common Stock      paid-in   development  Stockholders'
                 Shares       Amount   Capital      stage        Equity
<S>             <C>          <C>      <C>        <C>         <C>
March 3, 2000
issued for
services           5,000,000  $ 5,000 $        0 $         0  $       5,000

Net loss, March
3, 2000
(inception)
to December 31,                                      (6,105)        (6,105)
2000
Balance,          ----------  -------  --------- -----------  -------------
December 31,
2000               5,000,000    5,000          0     (6,105)        (1,105)

January 1, 2001
Issued for Debt    1,405,000    1,405          0                      1,405

April 1, 2001
Issued for Debt       22,060       22          0                         22

July 1, 2001
Issued for Debt       13,240       13          0                         13

October 1, 2001
Issued for            14,060       14          0                         14
Services

Net loss
December 31,                                           (349)          (349)
2001
Balance           ----------  -------  --------- -----------  -------------
December 31,
2001               6,454,360    6,454          0     (6,454)              0

April 1, 2002
Issued for Debt       21,880       22          0                         22

September 30,
2002
Issued for Debt       28,130       28          0                         28

Net loss
December 31,
2001                                                    (50)           (50)
Balance           ----------  -------  --------- -----------  -------------
December 31,
2001               6,504,370    6,504          0     (6,504)              0
                  ==========  =======  ========= ===========  =============
</TABLE>
  The accompanying notes are an integral part of these financial statements
<PAGE>
<TABLE>

                            HESPERIA HOLDING INC
                      (Formerly Saveyoutime.com, Inc.)
                        (A Development Stage Company)
                           STATEMENT OF CASH FLOWS

                                         For the     For the     March 3,
                                           Year    Year Ended      2000
                                          Ended     December    (Inception)
                                         December   31, 2001    to December
                                         31, 2002                31, 2002
<S>                                    <C>         <C>         <C>
Cash Flows from
Operating Activities:
  Net (loss)                            $    (50)   $    (349)  $    (6,504)
  Stock issued for services                     0            0         5,000
  Stock issued to convert debt to
equity                                         50        1,454         1,504

Changes in assets and
Liabilities:
  Officers Advances                             0      (1,105)             0
                                        ---------   ----------  ------------
Net cash (used) in
operating activities                            0            0             0

Cash Flows from
Investing Activities:                           0            0             0
                                        ---------   ----------  ------------

Cash Flows from
Financing Activities                            0            0             0
                                        ---------   ----------  ------------
Net increase in cash                            0            0             0

Cash,
beginning of period                             0            0             0
                                        ---------   ----------  ------------
Cash,
end of period                           $       0   $        0  $          0
                                        =========   ==========  ============
Supplemental Disclosure
 Interest Paid                          $       0   $        0  $          0
                                        =========   ==========  ============
 Taxes Paid                             $       0   $        0  $          0
                                        =========   ==========  ============
Non-Cash Transactions
 Number of Shares
  issued for services                           0            0     5,000,000
                                        =========   ==========  ============
Number of Shares issued
 To convert debt to equity                 50,010    1,454,360     1,504,370
                                        =========   ==========  ============
</TABLE>
  The accompanying notes are an integral part of these financial statements
<PAGE>

                            HESPERIA HOLDING INC
                      (Formerly Saveyoutime.com, Inc.)
                        (A Development Stage Company)
                        NOTES TO FINANCIAL STATEMENTS
                              December 31, 2002

NOTE 1 - History and organization of the Company
     The Company was organized March 3, 2000, under the laws of the State  of
Nevada as Saveyoutime.com, Inc. The Company currently has no operations  and,
in accordance with SFAS #7, is considered a development stage company.

     On April 10, 2003 the Company merged with Hesperia Holding Corp. and the
Company changed its name to Hesperia Holding, Inc.

NOTE 2 - Accounting Policies and Procedures
     The  Company  has not determined its accounting policies and procedures,
except as follows:
     1.   The Company uses the accrual method of accounting.
     2.   Earnings per share is computed using the weighted average number of
shares of common stock outstanding.
     3.    The  Company has not yet adopted any policy regarding  payment  of
dividends. No dividends have been paid since inception.
     4.     In  April  1998,  the  American  Institute  of  Certified  Public
Accountant's issue Statement of Position 98-5 ("SOP 98-5"), Reporting on  the
Costs  of  Start-Up  Activities  which provides  guidance  on  the  financial
reporting  of  start-up costs and organization costs. It  requires  costs  of
start-up  activities and organization costs to be expensed as  incurred.  SOP
98-5  is  effective for fiscal years beginning after December 15, 1998,  with
initial  adoption reported as the cumulative effect of a change in accounting
principle.

NOTE 3 - STOCKHOLDERS EQUITY
     On  March 3, 2000, the Company issued 5,000,000 shares of its $.001  par
value  common stock for services of $5,000.  The shares were deemed  to  have
been  issued  pursuant to an exemption provided by Section 4(2) of  the  Act,
which exempts from registration "transactions by an issuer not involving  any
public offering."

     On  January  1,  2001  the  Company issued an  officer  of  the  Company
1,405,000 shares of its $.001 par value common stock for conversion  of  debt
to  equity of $1,405.  The shares were deemed to have been issued pursuant to
an  exemption  provided  by  Section 4(2) of  the  Act,  which  exempts  from
registration "transactions by an issuer not involving any public offering."

     On  April  1,  2001 the Company issued an officer of the Company  22,060
shares  of its $.001 par value common stock for conversion of debt to  equity
of  $22.06.   The  shares  were deemed to have been  issued  pursuant  to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

     On  July  1,  2001 the Company issued an officer of the  Company  13,240
shares  of its $.001 par value common stock for conversion of debt to  equity
of  $13.24.   The  shares  were deemed to have been  issued  pursuant  to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

<PAGE>

                            HESPERIA HOLDING INC
                      (Formerly Saveyoutime.com, Inc.)
                        (A Development Stage Company)
                        NOTES TO FINANCIAL STATEMENTS
                              December 31, 2002

NOTE 3 - STOCKHOLDERS EQUITY (CONTINUED)
     On  October 1, 2001 the Company issued an officer of the Company  14,060
shares  of its $.001 par value common stock for conversion of debt to  equity
of  $14.06.   The  shares  were deemed to have been  issued  pursuant  to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

     On  April  1,  2002 the Company issued an officer of the Company  21,880
shares  of its $.001 par value common stock for conversion of debt to  equity
of  $21.88.   The  shares  were deemed to have been  issued  pursuant  to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

     On  September  30,  2002 the Company issued an officer  of  the  Company
28,130  shares of its $.001 par value common stock for conversion of debt  to
equity of $28.13.  The shares were deemed to have been issued pursuant to  an
exemption   provided  by  Section  4(2)  of  the  Act,  which  exempts   from
registration "transactions by an issuer not involving any public offering."

NOTE 4 - GOING CONCERN
     The  company's  financial statements are prepared  using  the  generally
accepted   accounting  principles  applicable  to  a  going  concern,   which
contemplates the realization of assets and liquidation of liabilities in  the
normal  course  of  business. However, the Company has no current  source  of
revenue. Without realization of additional capital, it would be unlikely  for
the  Company to continue as a going concern. It is management's plan to  seek
additional capital through acquiring or merging with another business entity.

NOTE 5 - RELATED PARTY TRANSACTIONS
     The Company neither owns or leases any real or personal property. Office
services  are  provided without charge by an officer and or director  of  the
Company.   Such  costs  are  immaterial  to  the  financial  statements   and
accordingly,  have not been reflected therein. The officers and directors  of
the Company are involved in other business activities and may, in the future,
become  involved  in  other business opportunities. If  a  specific  business
opportunity becomes available, such persons may face a conflict in  selecting
between  the Company and their other business interests. The Company has  not
formulated  a  policy for the resolution of such conflicts. The  Company  has
formulated no policy for the resolution of such conflicts.

NOTE 6 - WARRANTS AND OPTIONS
     There  are  no  warrants or options outstanding to issue any  additional
shares of common stock or preferred stock of the Company.

NOTE 7 - OFFICERS ADVANCES
     While the Company is seeking additional capital through a merger with an
existing  operating company, an officer of the Company has advanced funds  on
behalf  of  the  Company to pay for any costs incurred by it. These  advances
have been converted to equity.

<PAGE>

                              TABLE OF CONTENTS
                                                                         PAGE

INDEPENDENT AUDITORS' REPORT                                             G-1

BALANCE SHEET                                                            G-2

STATEMENT OF OPERATIONS                                                  G-3

STATEMENT OF STOCKHOLDERS' EQUITY                                        G-4

STATEMENT OF CASH FLOWS                                                  G-5

NOTES TO FINANCIAL STATEMENTS                                     G-6 - G-11

<PAGE>

BECKSTEAD AND WATTS, LLP.
Certified Public Accountants
                                                      3340 Wynn Road, Suite B
                                                          Las Vegas, NV 89102
                                                                 702.257.1984
                                                           702.362.0540 (Fax)

                        INDEPENDENT AUDITORS' REPORT

April 1, 2003

Board of Directors
Hesperia Holding Corp.
Las Vegas, NV

We  have audited the Balance Sheets of Hesperia Holding Corp. (the "Company")
(A  Development  Stage Company), for the years ended December  31,  2002  and
2001,  and  the related Statements of Operations, Stockholders'  Equity,  and
Cash  Flows  for the years ended December 31, 2002 and 2001. These  financial
statements   are  the  responsibility  of  the  Company's  management.    Our
responsibility  is to express an opinion on these financial statements  based
on my audit.

We  conducted  our  audit  in  accordance with auditing  standards  generally
accepted  in  the  United States. Those standards require that  we  plan  and
perform  the audit to obtain reasonable assurance about whether the financial
statements  are free of material misstatement.  An audit includes  examining,
on  a  test  basis,  evidence supporting the amounts and disclosures  in  the
financial  statement  presentation.  An audit  also  includes  assessing  the
accounting  principles used and significant estimates made by management,  as
well  as evaluating the overall financial statement presentation.  We believe
that our audit provides a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in
all  material respects, the financial position of Hesperia Holding Corp. (the
"Company")  (A Development Stage Company), for the years ended  December  31,
2002  and  2001,  and  the  related Statements of  Operations,  Stockholders'
Equity,  and  Cash Flows for the years ended December 31, 2002 and  2001,  in
conformity  with  accounting  principles generally  accepted  in  the  United
States.

The accompanying financial statements have been prepared assuming the Company
will  continue  as a going concern.  As discussed in Note 4 to the  financial
statements,  the  Company has had limited operations and have  not  commenced
planned  principal  operations.   This raises  substantial  doubt  about  its
ability to continue as a going concern.  Management's plan in regard to these
matters  are  also  described  in Note 4.  The financial  statements  do  not
include  any  adjustments  that  might  result  from  the  outcome  of   this
uncertainty.



Beckstead and Watts, LLP.

<PAGE>
<TABLE>
                           Hesperia Holding Corp.
                         Consolidated Balance Sheets

                                                        December 31,
                                                       2002       2001
<S>                                               <C>         <C>
Assets

Current assets:
  Cash and equivalents                             $  28,608   $          -
  Accounts receivable                                487,734        290,751
  Loans receivable - officers                         21,064         21,064
  Other receivables                                    1,681          1,144
  Inventory                                           50,543        138,950
                                                 -----------   ------------
     Total current assets                            589,630        451,909
                                                 -----------   ------------

Fixed assets, net                                    112,851         97,787
                                                 -----------   ------------
                                                 $   702,481   $    549,696
                                                 ===========   ============
Liabilities and Shareholders' (Deficit)

Current liabilities:
  Checks issued in excess of available cash      $   121,349   $     27,542
  Accounts payable                                    43,021        156,829
  Line of credit                                      54,427         66,577
  Other current liabilities                          294,558        149,412
                                                 -----------   ------------
     Total current liabilities                       513,355        400,360
                                                 -----------   ------------
Long-term liabilities                                 36,411        245,777
Note payable for treasury stock                      214,000        318,000
Interest payable                                      52,288         21,263
Loans from shareholders                              257,225        272,723
Interest payable to shareholders                           -         27,272
                                                 -----------   ------------
                                                   1,073,279      1,285,395
                                                 -----------   ------------
Shareholders' (deficit):
  Common stock                                        10,202         10,000
  Additional paid-in capital                         201,472              -
  Retained (Deficit)                               (582,472)      (745,699)
                                                 -----------   ------------
                                                   (370,798)      (735,699)
                                                 -----------   ------------
                                                 $   702,481   $    549,696
                                                 ===========   ============
</TABLE>
  The accompanying notes are an integral part of these financial statements
<PAGE>
<TABLE>

                           Hesperia Holding Corp.
                    Consolidated Statements of Operations

                                                     For the years ended
                                                         December 31,
                                                     2002          2001
<S>                                               <C>         <C>
Revenue, net                                      $6,488,950   $   6,456,772
                                                 -----------    ------------
Cost of goods sold:
  Purchases                                        3,143,492       3,074,233
  Labor                                            1,827,728       1,780,976
  Trucking                                           151,242         176,466
  Commissions                                          5,831          17,100
  Freight                                              2,115           8,078
  Repairs and maintenance                             27,433          27,551
                                                 -----------    ------------
     Total cost of goods sold                      5,157,841       5,084,404
                                                 -----------    ------------
Gross profit                                       1,331,109       1,372,368
                                                 -----------    ------------
Expenses:
  General and administrative                         917,516         718,080
  Salaries - officers                                205,400         298,881
  Depreciation and amortization                       40,839          19,132
                                                 -----------    ------------
     Total expenses                                1,163,755       1,036,093
                                                 -----------    ------------
Net operating income                                 167,354         336,275

Other income (expense)
  Interest income                                         16               -
  Interest (expense)                                (52,288)        (52,288)
  Interest (expense) - related party                (27,662)        (27,272)
  Debt forgiveness                                    75,807               -
  Gain on sale of assets                                   -          47,500
                                                 -----------    ------------
     Total other income (expense)                    (4,127)        (32,060)
                                                 -----------    ------------
Net income                                       $   163,227    $     304,215
                                                 ===========   =============
</TABLE>
  The accompanying notes are an integral part of these financial statements
<PAGE>
<TABLE>

                           Hesperia Holding Corp.
        Consolidated Statement of Changes in Shareholders' (Deficit)

                   Common Stock      Additional   Retained        Total
                                       Paid-in    (Deficit)   Shareholders'
                                       Capital                  (Deficit)
                 Shares      Amount
<S>           <C>          <C>       <C>         <C>         <C>
Balance,
December 31,
2000          10,000,172    $ 10,000  $       -  $(1,049,914)   $(1,039,914)

Net income
for the year
ended
December 31,
2001                                                  304,215        304,215
              ----------    --------  ---------  ------------   ------------
Balance,
December 31,
2001          10,000,172      10,000          -     (745,699)      (735,699)

Shares issued
pursuant to
Reg. D
Rule 506
offering         201,673         202    201,471                      201,673

Net income
for the year
ended
December 31,
2002                                                  163,227        163,227
              ----------    --------  ---------  ------------   ------------
Balance,
December 31,
2002          10,201,845    $ 10,202  $ 201,471  $  (582,472)   $  (370,799)
              ==========    ========  =========  ============   ============
</TABLE>
  The accompanying notes are an integral part of these financial statements
<PAGE>
<TABLE>

                           Hesperia Holding Corp.
                    Consolidated Statements of Cash Flow

                                                       For the years ended
                                                          December 31,

                                                        2002         2001
<S>                                                 <C>          <C>
Cash flows from operating activities
  Net income                                        $   163,227   $   304,215
  Depreciation and amortization expense                  40,839        19,132
  Prior period adjustment                                     -     (253,041)
  Adjustments to reconcile net income to
  cash provided (used) by operating activities:
     (Increase) decrease in accounts receivable       (196,983)        44,625
     (Increase) decrease in other receivables             (538)           105
     Decrease in inventory                               88,407             -
     (Decrease) in accounts payable                   (113,808)     (312,875)
     Increase in other current liabilities              145,146       106,462
                                                    -----------   -----------
Net cash provided (used) by operating activities        126,290      (91,377)
                                                    -----------   -----------
Cash flows from investing activities
  Purchase of fixed assets                             (55,902)       (3,994)
                                                    -----------   -----------
Net cash (used) by investing activities                (55,902)       (3,994)
                                                    -----------   -----------
Cash flows from financing activities
  Checks issued in excess of cash available              93,807      (67,846)
  Loans receivable - officers                                 -       (6,000)
  Advances on line of credit                           (12,150)        12,000
  Principal payments on line of credit                        -      (15,873)
  Advances on long-term liabilities                   (209,366)       192,018
  Interest Payable                                       31,025             -
  Loans from shareholders                              (15,498)        60,100
  Interest payable to shareholders                     (27,272)        27,272
  Proceeds from sale of common stock                    201,673             -
  Purchase of treasury stock                          (104,000)     (110,000)
                                                    -----------   -----------
Net cash provided (used) by financing activities       (41,780)        91,671
                                                    -----------   -----------
Net (decrease) in cash                                   28,608       (3,700)
Cash - beginning                                              -         3,700
                                                    -----------   -----------
Cash - ending                                       $    28,608   $         -
                                                    ===========   ===========
Supplemental disclosures:
  Interest paid                                     $         -   $    21,262
                                                    ===========   ===========
  Income taxes paid                                 $         -   $         -
                                                    ===========   ===========
</TABLE>
  The accompanying notes are an integral part of these financial statements
<PAGE>

                            Hesperia Holding Corp
                 Notes to Consolidated Financial Statements

Note 1 - Summary of significant accounting policies

Organization
The  Company  was organized in July 2002 as Hesperia Holding Corp  under  the
laws of the State of California, and is a holding company for its subsidiary,
Hesperia Truss, Inc.

Hesperia  Truss, Inc. was organized on November 13, 1996 (Date of  Inception)
under the laws of the State of California as a Subchapter S corporation  with
the  Internal  Revenue  Service.   The  Company's  primary  business  is  the
manufacturing of trusses for the housing industry.

Use of estimates
The preparation of financial statements in conformity with generally accepted
accounting  principles requires management to make estimates and  assumptions
that affect the reported amounts of assets and liabilities and disclosure  of
contingent assets and liabilities at the date of the financial statements and
the  reported  amounts of revenue and expenses during the  reporting  period.
Actual results could differ significantly from those estimates.

Cash and cash equivalents
For  the  purpose  of  the  statements  of  cash  flows,  all  highly  liquid
investments with an original maturity of three months or less are  considered
to be cash equivalents.

Equipment
Property  and  equipment are recorded at cost.  Minor additions and  renewals
are  expensed  in  the  year  incurred.  Major  additions  and  renewals  are
capitalized  and depreciated over their estimated useful lives.  Depreciation
is  calculated using the straight-line method over the estimated useful lives
as follows:

               Office equipment                   5 years
               Vehicles                      3 to 5 years
               Equipment                     5 years
               Improvements                       7 years

Revenue recognition
The  Company  recognizes revenue from product sales  when  the  products  are
shipped and title passes to customers. Outbound shipping charges are included
in  net  sales. The Company provides an allowance for sales returns based  on
historical experience.

In  December  1999,  the  Securities  and Exchange  Commission  issued  Staff
Accounting  Bulletin No. 101 ("SAB 101"), "Revenue Recognition  in  Financial
Statements".  SAB 101, as amended, summarizes certain of the SEC's  views  in
applying  generally accepted accounting principles to revenue recognition  in
financial  statements and provides guidance on revenue recognition issues  in
the absence of authoritative literature addressing a specific arrangement  or
a  specific industry. The Company adopted SAB 101 in the year ended  December
31,  1999.  Adoption of this guidance did not have a material effect  on  the
Company's financial position or results of operations.

<PAGE>

                            Hesperia Holding Corp
                 Notes to Consolidated Financial Statements

Cost of Sales
Cost of sales consists of the purchase price of products sold, manufacturing
labor, inbound and outbound shipping charges, packaging supplies and costs
associated with revenues.

Advertising Costs
The Company expenses all costs of advertising as incurred.  Advertising costs
totaled $7,473 and $2,925 in 2002 and 2001, respectively.

Fair value of financial instruments
Fair   value  estimates  discussed  herein  are  based  upon  certain  market
assumptions and pertinent information available to management as of  December
31, 2002 and 2001.  The respective carrying value of certain on-balance-sheet
financial   instruments  approximated  their  fair  values.  These  financial
instruments  include cash and accounts payable. Fair values were  assumed  to
approximate carrying values for cash and payables because they are short term
in  nature  and their carrying amounts approximate fair values  or  they  are
payable on demand.

Impairment of long lived assets
Long-lived  assets are reviewed for impairment whenever events or changes  in
circumstances indicate that the carrying amount of the assets  might  not  be
recoverable. The Company does not perform a periodic assessment of assets for
impairment in the absence of such information or indicators. Conditions  that
would  necessitate an impairment assessment include a significant decline  in
the  observable market value of an asset, a significant change in the  extent
or  manner  in which an asset is used, or a significant adverse  change  that
would indicate that the carrying amount of an asset or group of assets is not
recoverable. For long-lived assets to be held and used, the Company  measures
fair value based on quoted market prices or based on discounted estimates  of
future  cash flows. Long-lived assets to be disposed of are carried  at  fair
value  less  costs  to  sell.  No such impairments have  been  identified  by
management at December 31, 2002 and 2001.

Earnings per share
The  Company  follows Statement of Financial Accounting  Standards  No.  128.
"Earnings  Per  Share"  ("SFAS No. 128").  Basic  earning  per  common  share
("EPS")  calculations are determined by dividing net income by  the  weighted
average  number  of  shares  of  common stock outstanding  during  the  year.
Diluted earning per common share calculations are determined by dividing  net
income  by  the weighted average number of common shares and dilutive  common
share equivalents outstanding.  During periods when common stock equivalents,
if any, are anti-dilutive they are not considered in the computation.

Segment reporting
The  Company  follows Statement of Financial Accounting  Standards  No.  130,
"Disclosures  About Segments of an Enterprise and Related  Information".  The
Company  operates  as a single segment and will evaluate  additional  segment
disclosure requirements as it expands its operations.

<PAGE>

                            Hesperia Holding Corp
                 Notes to Consolidated Financial Statements

Income taxes
The  Company  follows  Statement of Financial Accounting  Standard  No.  109,
"Accounting  for Income Taxes" ("SFAS No. 109") for recording  the  provision
for  income  taxes.  Deferred tax assets and liabilities are  computed  based
upon  the difference between the financial statement and income tax basis  of
assets  and  liabilities using the enacted marginal tax rate applicable  when
the  related  asset  or  liability is expected to  be  realized  or  settled.
Deferred  income  tax expenses or benefits are based on the  changes  in  the
asset  or liability each period.  If available evidence suggests that  it  is
more likely than not that some portion or all of the deferred tax assets will
not be realized, a valuation allowance is required to reduce the deferred tax
assets  to  the  amount that is more likely than not to be realized.   Future
changes  in  such  valuation  allowance are included  in  the  provision  for
deferred income taxes in the period of change.

Deferred  income  taxes may arise from temporary differences  resulting  from
income  and expense items reported for financial accounting and tax  purposes
in  different  periods.  Deferred taxes are classified  as  current  or  non-
current,  depending on the classification of assets and liabilities to  which
they relate.  Deferred taxes arising from temporary differences that are  not
related  to  an  asset or liability are classified as current or  non-current
depending  on the periods in which the temporary differences are expected  to
reverse.

Recent pronouncements
In  July 2002, the FASB issued SFAS No. 146, "Accounting for Costs Associated
with  Exit or Disposal Activities", which addresses financial accounting  and
reporting  for  costs  associated  with  exit  or  disposal  activities   and
supersedes  EITF  No.  94-3,  "Liability  Recognition  for  Certain  Employee
Termination  Benefits and Other Costs to Exit an Activity (including  Certain
Costs  Incurred in a Restructuring)." SFAS No. 146 requires that a  liability
for  a  cost associated with an exit or disposal activity be recognized  when
the  liability is incurred. Under EITF No. 94-3, a liability for an exit cost
was  recognized at the date of an entity's commitment to an exit  plan.  SFAS
No.  146 also establishes that the liability should initially be measured and
recorded  at  fair value. The provisions of SFAS No. 146 will be adopted  for
exit or disposal activities that are initiated after December 31, 2002.

In  December  2002, the FASB issued SFAS No. 148, "Accounting for Stock-Based
Compensation-Transition and Disclosure-an amendment of SFAS  No.  123."  This
Statement amends SFAS No. 123, "Accounting for Stock-Based Compensation",  to
provide alternative methods of transition for a voluntary change to the  fair
value  based  method of accounting for stock-based employee compensation.  In
addition, this statement amends the disclosure requirements of SFAS  No.  123
to  require  prominent  disclosures  in both  annual  and  interim  financial
statements   about   the  method  of  accounting  for  stock-based   employee
compensation  and  the  effect of the method used on  reported  results.  The
adoption  of  SFAS No. 148 is not expected to have a material impact  on  the
company's financial position or results of operations.

<PAGE>

                            Hesperia Holding Corp
                 Notes to Consolidated Financial Statements

In  November  2002,  the  FASB  issued FASB Interpretation  ("FIN")  No.  45,
"Guarantors Accounting and Disclosure Requirements for Guarantees,  Including
Indirect Guarantees and Indebtedness of Others", an interpretation of FIN No.
5,  57  and  107,  and  rescission of FIN No.  34,  "Disclosure  of  Indirect
Guarantees  of Indebtedness of Others". FIN 45 elaborates on the  disclosures
to  be  made  by the guarantor in its interim and annual financial statements
about  its obligations under certain guarantees that it has issued.  It  also
requires  that  a  guarantor recognize, at the inception of  a  guarantee,  a
liability  for  the fair value of the obligation undertaken  in  issuing  the
guarantee.  The  initial  recognition  and  measurement  provisions  of  this
interpretation are applicable on a prospective basis to guarantees issued  or
modified  after  December 31, 2002; while, the provisions of  the  disclosure
requirements  are  effective for financial statements of  interim  or  annual
periods  ending  after  December  15, 2002. The  company  believes  that  the
adoption  of  such  interpretation will not have a  material  impact  on  its
financial   position   or  results  of  operations  and   will   adopt   such
interpretation during fiscal year 2003, as required.

In  January  2003,  the  FASB issued FIN No. 46, "Consolidation  of  Variable
Interest Entities", an interpretation of Accounting Research Bulletin No. 51.
FIN  No.  46  requires that variable interest entities be consolidated  by  a
company if that company is subject to a majority of the risk of loss from the
variable interest entity's activities or is entitled to receive a majority of
the  entity's residual returns or both. FIN No. 46 also requires  disclosures
about  variable  interest  entities  that  companies  are  not  required   to
consolidate  but in which a company has a significant variable interest.  The
consolidation requirements of FIN No. 46 will apply immediately  to  variable
interest   entities  created  after  January  31,  2003.  The   consolidation
requirements will apply to entities established prior to January 31, 2003  in
the  first  fiscal year or interim period beginning after June 15, 2003.  The
disclosure  requirements will apply in all financial statements issued  after
January  31, 2003. The company will begin to adopt the provisions of FIN  No.
46 during the first quarter of fiscal 2003.

Stock-Based Compensation
The  Company accounts for stock-based awards to employees in accordance  with
Accounting Principles Board Opinion No. 25, "Accounting for Stock  Issued  to
Employees"  and  related interpretations and has adopted the  disclosure-only
alternative  of  SFAS  No.  123, "Accounting for  Stock-Based  Compensation."
Options  granted to consultants, independent representatives and  other  non-
employees are accounted for using the fair value method as prescribed by SFAS
No. 123.

Year end
The Company has adopted December 31 as its fiscal year end.

                            Hesperia Holding Corp
                 Notes to Consolidated Financial Statements

Note 2 - Fixed Assets

The Company's fixed assets at December 31, 2002 and 2001 consist of the
following:

                                       2002              2001

 Office equipment                    $      13,336  $        9,006
 Improvements                               17,352          17,352
 Equipment & vehicles                      210,625         159,053

 Total                                     241,313         185,411
 Less:  Accumulated depreciation         (128,762)        (87,624)

                                     $     112,851    $     97,787

Depreciation expense totaled $40,839 and $19,132 in 2002 and 2001,
respectively.

Note 3 - Income taxes

The Company accounts for income taxes under Statement of Financial Accounting
Standards No. 109, "Accounting for Income Taxes" ("SFAS No. 109"), which
requires use of the liability method.   SFAS No.  109 provides that deferred
tax assets and liabilities are recorded based on the differences between the
tax bases of assets and liabilities and their carrying amounts for financial
reporting purposes, referred to as temporary differences.  Deferred tax
assets and liabilities at the end of each period are determined using the
currently enacted tax rates applied to taxable income in the periods in which
the deferred tax assets and liabilities are expected to be settled or
realized.

The provision for income taxes differs from the amount computed by applying
the statutory federal income tax rate to income before provision for income
taxes.  The sources and tax effects of the differences are as follows:

                      U.S federal statutory rate         (34.0%)
                      Valuation reserve                    34.0%

                      Total                                   -%

As of December 31, 2002, the Company has a net operating loss carryforward of
approximately $658,000 for tax purposes, which will be available to offset
future taxable income.  If not used, this carryforward will expire in 2022.
The deferred tax asset relating to the operating loss carryforward has been
fully reserved at December 31, 2002 and 2001.

<PAGE>

                            Hesperia Holding Corp
                 Notes to Consolidated Financial Statements

Note 4 - Stockholders' Equity

The Company is authorized to issue 15,000,000 shares of its $0.001 par value
common stock.

During July 2002, the Company issued 10,000,172 shares of its $0.001 par
value common stock to various shareholders of Hesperia Truss, Inc. pursuant
to an agreement to acquire Hesperia Truss, Inc. as a wholly-owned subsidiary.

Note 5 - Related party transactions

The  Company had loans receivable from its officers in the amounts of $21,064
as of December 31, 2002 and 2001.

The  Company  had outstanding loans from its shareholders in the  amounts  of
$297,223  and  $272,723 as of December 31, 2002 and 2001, respectively.   The
shareholders agreed to forgive accrued interest totaling $75,807.

On  June  14,  2000, the Company entered into a "Stock Repurchase"  agreement
(the  "Agreement")  with a shareholder of Hesperia Truss,  Inc.  whereby  the
Company  repurchased  1,000 shares of the Company's $1.00  par  value  common
stock  for  $380,000 plus a covenant not to compete for $100,000 (a  combined
total  of  $480,000).  Consideration for the Agreement is  made  up  of  cash
totaling  $35,839,  a vehicle with a declared value of $20,698,  and  a  non-
interest  bearing  Promissory  Note in the amount  of  $423,463  with  weekly
payments  of $2,000 and due in full on June 16, 2004.  The Company  has  paid
total  cash  of  $104,000  and $110,000 as of December  31,  2002  and  2001,
respectively.

The  Company paid interest to a shareholder totaling $21,262 during the  year
ended 2001.

Note 6 - Commitments and long-term debts

The  Company had outstanding balances on its promissory note with Sun Country
Bank  in the amounts of $54,427 and $66,577 as of December 31, 2002 and 2001,
respectively.  The loan bears interest at 7.85% per annum and was payable  on
demand or March 22, 2002, whichever comes first.

The  Company  had outstanding balances on its revolving line of  credit  with
Computrus in the amounts of $12,806 and $142,807 as of December 31, 2002  and
2001, respectively.

The  Company  had outstanding balances on its revolving line of  credit  with
Hesperia Wholesale Lumber in the amounts of $6,103 and $67,206 as of December
31, 2002 and 2001, respectively.

The  Company  had  four vehicle loans with five-year terms, bearing  interest
ranging from 2.90% to 7.90% per annum, and monthly payments totaling $1,557.

Interest  expense to unrelated parties totaled $52,288 for  the  years  ended
December 31, 2002and 2001, respectively.

Note 7 - Subsequent events

Reverse   acquisitions  agreement  with  Hesperia  Holdings,  Inc.  (formerly
Saveyoutime.com, Inc.) ("HHI")

On April 10, 2003, the Company entered into an agreement with HHI whereby HHI
acquired  all  of the issued and outstanding common stock of the  Company  in
exchange for 10,415,845 voting shares of HHI's $0.001 par value common stock.
The acquisition was accounted for using the purchase method of accounting  as
applicable  to  reverse acquisitions because the former stockholders  of  the
Company  controls  HHI's  common stock immediately  upon  conclusion  of  the
transaction.   Under  reverse  acquisition accounting,  the  post-acquisition
entity was accounted for as a recapitalization of the Company.