exv10w1



 



EXHIBIT 10.1



	 	 	 
	Contact:	 	
Customer Services — CTSLink
	 	 	
Wells Fargo Bank Minnesota, N.A
	 	 	
Securities Administration Services
	 	 	
7485 New Horizon Way
	 	 	
Frederick, MD 21703
	 	 	
www.ctslink.com
	 	 	
Telephone: (301) 815-6600
	 	 	
Fax: (301) 315-6660



FRB SERIES 2002-FRB2

Record Date: December 31, 2002

Distribution Date: January 15, 2003


Certificateholder Distribution Summary





	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Certificate Class	 	Certificate	 	Beginning	 	Interest
	Class	 	CUSIP	 	Description	 	Pass-Through Rate	 	Certificate Balance	 	Distribution
	
	 	
	 	
	 	
	 	
	 	

	A-1
	 	336161BT0	 	SEN	 	 	3.98600	%	 	 	58,127,833.80	 	 	 	193,081.29	 
	A-2
	 	336161BU7	 	SEN	 	 	1.82000	%	 	 	309,751,557.14	 	 	 	469,789.86	 
	A-R
	 	336161BW3	 	SEN	 	 	4.88729	%	 	 	0.00	 	 	 	0.00	 
	B-1
	 	336161BX1	 	SUB	 	 	2.47000	%	 	 	3,799,000.00	 	 	 	7,819.61	 
	B-2
	 	336161BY9	 	SUB	 	 	3.28556	%	 	 	1,519,000.00	 	 	 	4,158.97	 
	B-3
	 	336161BZ6	 	SUB	 	 	3.28556	%	 	 	2,279,000.00	 	 	 	6,239.82	 
	B-4
	 	336161CA0	 	SUB	 	 	3.28556	%	 	 	1,519,000.00	 	 	 	4,158.97	 
	B-5
	 	336161CB8	 	SUB	 	 	3.28556	%	 	 	1,139,000.00	 	 	 	3,118.54	 
	B-6
	 	336161CC6	 	SUB	 	 	3.28556	%	 	 	1,146,346.99	 	 	 	3,138.66	 
	X
	 	336161BV5	 	SEN	 	 	1.09818	%	 	 	0.00	 	 	 	347,097.35	 
	 
	 	
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	379,280,737.93	 	 	 	1,038,603.07	 
	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	
	 	 	 	
	 





[Additional columns below]

[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	Principal	 	Current Realized	 	Ending Certificate	 	 	 	 	 	Cumulative Realized
	Class	 	Distribution	 	Loss	 	Balance	 	Total Distribution	 	Loss
	
	 	
	 	
	 	
	 	
	 	

	A-1
	 	 	13,191.27	 	 	 	0.00	 	 	 	58,114,642.53	 	 	 	206,272.56	 	 	 	0.00	 
	A-2
	 	 	2,712,872.83	 	 	 	0.00	 	 	 	307,038,684.31	 	 	 	3,182,662.69	 	 	 	0.00	 
	A-R
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-1
	 	 	0.00	 	 	 	0.00	 	 	 	3,799,000.00	 	 	 	7,819.61	 	 	 	0.00	 
	B-2
	 	 	0.00	 	 	 	0.00	 	 	 	1,519,000.00	 	 	 	4,158.97	 	 	 	0.00	 
	B-3
	 	 	0.00	 	 	 	0.00	 	 	 	2,279,000.00	 	 	 	6,239.82	 	 	 	0.00	 
	B-4
	 	 	0.00	 	 	 	0.00	 	 	 	1,519,000.00	 	 	 	4,158.97	 	 	 	0.00	 
	B-5
	 	 	0.00	 	 	 	0.00	 	 	 	1,139,000.00	 	 	 	3,118.54	 	 	 	0.00	 
	B-6
	 	 	0.00	 	 	 	0.00	 	 	 	1,146,346.99	 	 	 	3,138.66	 	 	 	0.00	 
	X
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	347,097.35	 	 	 	0.00	 
	 	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	2,726,064.10	 	 	 	0.00	 	 	 	376,554,673.83	 	 	 	3,764,667.17	 	 	 	0.00	 
	 	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 











	 	 	All distributions required by the Pooling and Servicing Agreement have been
calculated by the Certificate Administrator on behalf of the Trustee.


 






 






Principal Distribution Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Unscheduled	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	Scheduled Principal	 	Principal	 	 	 	 	 	Realized
	Class	 	Original Face Amount	 	Certificate Balance	 	Distribution	 	Distribution	 	Accretion	 	Loss (1)
	
	 	
	 	
	 	
	 	
	 	
	 	

	 	A-1
	 	 	58,144,000.00	 	 	 	58,127,833.80	 	 	 	7,320.29	 	 	 	5,870.98	 	 	 	0.00	 	 	 	0.00	 
	 	A-2
	 	 	310,464,000.00	 	 	 	309,751,557.14	 	 	 	33,391.25	 	 	 	2,679,481.58	 	 	 	0.00	 	 	 	0.00	 
	 	A-R
	 	 	100.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-1
	 	 	3,799,000.00	 	 	 	3,799,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-2
	 	 	1,519,000.00	 	 	 	1,519,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-3
	 	 	2,279,000.00	 	 	 	2,279,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-4
	 	 	1,519,000.00	 	 	 	1,519,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-5
	 	 	1,139,000.00	 	 	 	1,146,346.99	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-6
	 	 	1,146,346.99	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	X
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	380,009,446.99	 	 	 	379,280,737.93	 	 	 	40,711.54	 	 	 	2,685,352.56	 	 	 	0.00	 	 	 	0.00	 
	 	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 





[Additional columns below]

[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	Total Principal	 	Ending Certificate	 	Ending Certificate	 	Total Principal
	Class	 	Reduction	 	Balance	 	Percentage	 	Distribution
	
	 	
	 	
	 	
	 	

	 	A-1
	 	 	13,191.27	 	 	 	58,114,642.53	 	 	 	0.99949509	 	 	 	13,191.27	 
	 	A-2
	 	 	2,712,872.83	 	 	 	307,038,684.31	 	 	 	0.98896711	 	 	 	2,712,872.83	 
	 	A-R
	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	 	B-1
	 	 	0.00	 	 	 	3,799,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-2
	 	 	0.00	 	 	 	1,519,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-3
	 	 	0.00	 	 	 	2,279,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-4
	 	 	0.00	 	 	 	1,519,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-5
	 	 	0.00	 	 	 	1,139,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-6
	 	 	0.00	 	 	 	1,146,346.99	 	 	 	1.00000000	 	 	 	0.00	 
	 	X
	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	2,726,064.10	 	 	 	376,554,673.83	 	 	 	0.99090872	 	 	 	2,726,064.10	 
	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 











	(1)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.


Principal Distribution Factors Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Unscheduled	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	Beginning	 	Scheduled Principal	 	Principal	 	 	 	 	 	Realized
	Class(2)	 	Original Face Amount	 	Certificate Balance	 	Distribution	 	Distribution	 	Accretion	 	Loss (3)
	
	 	
	 	
	 	
	 	
	 	
	 	

	A-1
	 	 	58,144,000.00	 	 	 	999.72196271	 	 	 	0.12589932	 	 	 	0.10097310	 	 	 	0.00000000	 	 	 	0.00000000	 
	A-2
	 	 	310,464,000.00	 	 	 	997.70523198	 	 	 	0.10755273	 	 	 	8.63057095	 	 	 	0.00000000	 	 	 	0.00000000	 
	A-R
	 	 	100.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-1
	 	 	3,799,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-2
	 	 	1,519,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-3
	 	 	2,279,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-4
	 	 	1,159,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-5
	 	 	1,139,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-6
	 	 	1,146,346.99	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	X
	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 





[Additional columns below]

[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	Total Principal	 	Ending Certificate	 	Ending Certificate	 	Total Principal
	Class(2)	 	Reduction	 	Balance	 	Percentage	 	Distribution
	
	 	
	 	
	 	
	 	

	A-1
	 	 	0.22687242	 	 	 	999.49509029	 	 	 	0.99949509	 	 	 	0.22687242	 
	A-2
	 	 	8.73812368	 	 	 	988.96710830	 	 	 	0.98896711	 	 	 	8.73812368	 
	A-R
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-1
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-2
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-3
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-4
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-5
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-6
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	X
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 











	(2)	 	Per $1,000 denomination.
	 
	(3)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.


 






 



Interest Distribution Statement





	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	Beginning	 	 	 	 	 	Payment of
	 	 	 	 	 	 	 	 	 	 	 	 	Certificate/	 	Current	 	Unpaid
	 	 	 	 	Original Face	 	Current	 	Notional	 	Accrued	 	Interest
	Class	 	Amount	 	Certificate Rate	 	Balance	 	Interest	 	Shortfall
	
	 	
	 	
	 	
	 	
	 	

	 	A-1
	 	 	58,144,000.00	 	 	 	3.98600	%	 	 	58,127,833.80	 	 	 	193,081.29	 	 	 	0.00	 
	 	A-2
	 	 	310,464,000.00	 	 	 	1.82000	%	 	 	309,751,557.14	 	 	 	469,789.86	 	 	 	0.00	 
	 	A-R
	 	 	100.00	 	 	 	4.88729	%	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-1
	 	 	3,799,000.00	 	 	 	2.47000	%	 	 	3,799,000.00	 	 	 	7,819.61	 	 	 	0.00	 
	 	B-2
	 	 	1,519,000.00	 	 	 	3.28556	%	 	 	1,519,000.00	 	 	 	4,158.97	 	 	 	0.00	 
	 	B-3
	 	 	2,279,000.00	 	 	 	3.28556	%	 	 	2,279,000.00	 	 	 	6,239.82	 	 	 	0.00	 
	 	B-4
	 	 	1,519,000.00	 	 	 	3.28556	%	 	 	1,519,000.00	 	 	 	4,158.97	 	 	 	0.00	 
	 	B-5
	 	 	1,139,000.00	 	 	 	3.28556	%	 	 	1,139,000.00	 	 	 	3,118.54	 	 	 	0.00	 
	 	B-6
	 	 	1,146,346.99	 	 	 	3.28556	%	 	 	1,146,346.99	 	 	 	3,138.66	 	 	 	0.00	 
	 	 	X
	 	 	0.00	 	 	 	1.09818	%	 	 	379,280,737.93	 	 	 	347,097.35	 	 	 	0.00	 
	

	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	380,009,446.99	 	 	 	 	 	 	 	 	 	 	 	1,038,603.07	 	 	 	0.00	 
	

	 	 	
	 	 	 	 	 	 	 	 	 	 	 	
	 	 	 	
	 




[Additional columns below]

[Continued from above table, first column(s) repeated]


	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Non-	 	 	 	 	 	 	 	 	 	Remaining	 	Ending
	 	 	 	 	Current	 	Supported	 	 	 	 	 	 	 	 	 	Unpaid	 	Certificate/
	 	 	 	 	Interest	 	Interest	 	Realized	 	Total Interest	 	Interest	 	Notational
	Class	 	Shortfall	 	Shortfall	 	Loss (4)	 	Distribution	 	Shortfall	 	Balance
	
	 	
	 	
	 	
	 	
	 	
	 	

	 	A-1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	193,081.29	 	 	 	0.00	 	 	 	58,114,642.53	 
	 	A-2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	469,789.86	 	 	 	0.00	 	 	 	307,038,684.31	 
	 	A-R
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	7,819.61	 	 	 	0.00	 	 	 	3,799,000.00	 
	 	B-2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	4,158.97	 	 	 	0.00	 	 	 	1,519,000.00	 
	 	B-3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	6,239.82	 	 	 	0.00	 	 	 	2,279,000.00	 
	 	B-4
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	4,158.97	 	 	 	0.00	 	 	 	1,519,000.00	 
	 	B-5
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	3,118.54	 	 	 	0.00	 	 	 	1,139,000.00	 
	 	B-6
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	3,138.66	 	 	 	0.00	 	 	 	1,146,346.99	 
	 	 	X
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	347,097.35	 	 	 	0.00	 	 	 	376,554,673.85	 
	

	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	1,038,603.07	 	 	 	0.00	 	 	 	 	 
	

	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	 	 











	(4)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.


Interest Distribution Factors Statement





	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment of
	 	 	 	 	 	 	 	 	Current	 	Beginning	 	 	 	 	 	Unpaid
	 	 	 	 	Original Face	 	Certificate	 	Certificate/	 	Current Accrued	 	Interest
	Class (5)	 	Amount	 	Rate	 	Notional Balance	 	Interest	 	Shortfall
	
	 	
	 	
	 	
	 	
	 	

	 	A-1
	 	 	58,144,000.00	 	 	 	3.98600	%	 	 	999.72196271	 	 	 	3.32074315	 	 	 	0.00000000	 
	 	A-2
	 	 	310,464,000.00	 	 	 	1.82000	%	 	 	997.70523198	 	 	 	1.51318626	 	 	 	0.00000000	 
	 	A-R
	 	 	100.00	 	 	 	4.88729	%	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-1
	 	 	3,799,000.00	 	 	 	2.47000	%	 	 	1000.00000000	 	 	 	2.05833377	 	 	 	0.00000000	 
	 	B-2
	 	 	1,519,000.00	 	 	 	3.28556	%	 	 	1000.00000000	 	 	 	2.73796577	 	 	 	0.00000000	 
	 	B-3
	 	 	2,279,000.00	 	 	 	3.28556	%	 	 	1000.00000000	 	 	 	2.73796402	 	 	 	0.00000000	 
	 	B-4
	 	 	1,519,000.00	 	 	 	3.28556	%	 	 	1000.00000000	 	 	 	2.73796577	 	 	 	0.00000000	 
	 	B-5
	 	 	1,139,000.00	 	 	 	3.28556	%	 	 	1000.00000000	 	 	 	2.73796313	 	 	 	0.00000000	 
	 	B-6
	 	 	1,146,346.99	 	 	 	3.28556	%	 	 	1000.00000000	 	 	 	2.73796680	 	 	 	0.00000000	 
	 	 	X
	 	 	0.00	 	 	 	1.09818	%	 	 	998.08239225	 	 	 	0.91339137	 	 	 	0.00000000	 
	

	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 




[Additional columns below]

[Continued from above table, first column(s) repeated]


	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Non-	 	 	 	 	 	 	 	 	 	 	 	 	 	Ending
	 	 	 	 	Current	 	Supported	 	 	 	 	 	 	 	 	 	Remaining	 	Certificate/
	 	 	 	 	Interest	 	Interest	 	Realized	 	Total Interest	 	Unpaid	 	Notational
	Class (5)	 	Shortfall	 	Shortfall	 	Loss (6)	 	Distribution	 	Interest Shortfall	 	Balance
	
	 	
	 	
	 	
	 	
	 	
	 	

	 	A-1
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	3.32074315	 	 	 	0.00000000	 	 	 	999.49509029	 
	 	A-2
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	1.51318626	 	 	 	0.00000000	 	 	 	988.96710830	 
	 	A-R
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-1
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.05833377	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-2
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.73796577	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-3
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.73796402	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-4
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.73796577	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-5
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.73796313	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-6
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.73796680	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	 	X
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.91339137	 	 	 	0.00000000	 	 	 	990.90871775	 
	

	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 











	(5)	 	Per $1 denomination
	 
	(6)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.














 






Certificateholder Account Statement


Certificate Account



	 	 	 	 	 	 
	Beginning Balance
	 	 	0.00	 
	Deposits
	 	 	 	 
	 	Payments of Interest and Principal
	 	 	3,861,067.70	 
	 	Liquidations, Insurance Proceeds, Reserve Funds
	 	 	0.00	 
	 	Proceeds from Repurchased Loans
	 	 	0.00	 
	 	Other Amounts (Servicer Advances)
	 	 	0.00	 
	 	Realized Losses
	 	 	0.00	 
	 	Prepayment Penalties
	 	 	0.00	 
	 
	 	 	
	 
	Total Deposits
	 	 	3,861,067.70	 
	Withdrawals
	 	 	 	 
	 	Reimbursement for Servicer Advances
	 	 	0.00	 
	 	Payment of Service Fee
	 	 	96,400.53	 
	 	Payment of Interest and Principal
	 	 	3,764,667.17	 
	 
	 	 	
	 
	Total Withdrawals (Pool Distribution Amount)
	 	 	3,861,067.70	 
	Ending Balance
	 	 	0.00	 
	 
	 	 	
	 



Prepayment/Curtailment Interest Shortfall



	 	 	 	 	 
	Total Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	Servicing Fee Support
	 	 	0.00	 
	 
	 	 	
	 
	Non-Supported Prepayment Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	
	 



Servicing Fees



	 	 	 	 	 
	Gross Servicing Fee
	 	 	94,820.19	 
	Special Servicing Fee
	 	 	0.00	 
	Trustee Fee
	 	 	1,580.34	 
	Supported Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	
	 
	Net Servicing Fee
	 	 	96,400.53	 
	 
	 	 	
	 



 






 



Loan Status Stratification/Credit Enhancement Statement



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	BANKRUPTCY
	
	 	

	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 
	 
	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 
	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	FORECLOSURE	 	REO
	
	 	

	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 
	 
	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 
	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%




	 	 	 	 	 	 	 	 	 
	TOTAL
	

	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance
	 	 	
	 	

	0-29 Days
	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 
	 
	 	No. of	 	 	 	 
	 
	 	Loans	 	Principal Balance
	 	 	
	 	

	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%





Current Period Class A Insufficient Funds: 0.00



Principal Balance of Contaminated Properties 0.00



Periodic Advance 0.00



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	Original $	 	Original %	 	Current $	 	Current %
	 	 	 	 	
	 	
	 	
	 	

	 	Bankruptcy
	 	 	100,000.00	 	 	 	0.02631514	%	 	 	100,000.00	 	 	 	0.02655657	%
	 	 	Fraud
	 	 	7,600,189.00	 	 	 	2.00000002	%	 	 	7,600,189.00	 	 	 	2.01834940	%
	Special Hazard
	 	 	11,400,283.00	 	 	 	2.99999989	%	 	 	11,400,283.00	 	 	 	3.02752397	%








	 	 	Limit of subordinate’s exposure to certain types of losses


 






 






Delinquency Status By Group


Group 1



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	BANKRUPTCY
	
	 	

	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 
	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	FORECLOSURE	 	REO
	
	 	

	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 
	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 




	 	 	 	 	 	 	 	 	 
	TOTAL
	

	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance
	 	 	
	 	

	0-29 Days
	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 
	180+Days
	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 
	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance
	 	 	
	 	

	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 



Group 2



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	BANKRUPTCY
	
	 	

	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 
	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	FORECLOSURE	 	REO
	
	 	

	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 
	 	 	No. of	 	 	 	 	 	 	 	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance	 	 	 	 	 	Loans	 	Principal Balance
	 	 	
	 	
	 	 	 	 	 	
	 	

	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 




	 	 	 	 	 	 	 	 	 
	TOTAL
	

	 	 	No. of	 	 	 	 
	 	 	Loans	 	Principal Balance
	 	 	
	 	

	0-29 Days
	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 
	 
	 	No. of	 	 	 	 
	 
	 	Loans	 	Principal Balance
	 	 	
	 	

	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 



 






 



Collateral Statement



	 	 	 	 	 
	Collateral Description	 	Fixed Mixed & ARM & Balloon
	
	 	

	Weighted Average Gross Coupon
	 	 	3.591019	%
	Weighted Average Net Coupon
	 	 	3.291019	%
	Weighted Average Pass-Through Rate
	 	 	3.286019	%
	Weighted Average Maturity (Stepdown Calculation)
	 	 	354	 
	Beginning Scheduled Collateral Loan Count
	 	 	408	 
	Number of Loans Paid in Full
	 	 	2	 
	Ending Scheduled Collateral Loan Count
	 	 	406	 
	Beginning Scheduled Collateral Balance
	 	 	379,280,737.93	 
	Ending Scheduled Collateral Balance
	 	 	376,554,673.85	 
	Ending Actual Collateral Balance at 31-Dec-2002
	 	 	376,554,673.85	 
	Monthly P&I Constant
	 	 	1,175,715.12	 
	Special Servicing Fee
	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 
	Realization Loss Amount
	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 
	Ending Scheduled Balance for Premium Loans
	 	 	376,554,673.85	 
	Scheduled Principal
	 	 	40,711.54	 
	Unscheduled Principal
	 	 	2,685,352.56	 



Miscellaneous Reporting



	 	 	 	 	 
	Senior Percentage
	 	 	100.000000	%
	Senior Percentage Group 1
	 	 	100.000000	%
	Senior Percentage Group 2
	 	 	100.000000	%
	Senior Prepayment Percentage
	 	 	100.000000	%
	Senior Prepayment Percentage Group 1
	 	 	100.000000	%
	Senior Prepayment Percentage Group 2
	 	 	100.000000	%
	Subordinate Percentage
	 	 	0.000000	%
	Subordinate Percentage Group 1
	 	 	0.000000	%
	Subordinate Percentage Group 2
	 	 	0.000000	%



 






 




	 	 	 	 	 	 	 	 	 	 	 	 	 
	Group	 	1	 	2	 	Total
	
	 	
	 	
	 	

	Collateral Description
	 	Fixed 15/30 & ARM	 	 	Fixed 15/30 & ARM	 	 	Fixed Mixed & ARM & B
	Weighted Average Coupon Rate
	 	 	5.192300	 	 	 	3.290540	 	 	 	3.591019	 
	Weighted Average Net Rate
	 	 	4.892300	 	 	 	2.990540	 	 	 	3.291019	 
	Pass-Through Rate
	 	 	4.887300	 	 	 	2.985540	 	 	 	3.268019	 
	Weighted Average Maturity
	 	 	356	 	 	 	352	 	 	 	354	 
	Record Date
	 	 	12/31/2002	 	 	 	12/31/2002	 	 	 	12/31/2002	 
	Principal and Interest Constant
	 	 	266,617.16	 	 	 	909,097.96	 	 	 	1,175,715.12	 
	Beginning Loan Count
	 	 	73	 	 	 	335	 	 	 	408	 
	Loans Paid in Full
	 	 	0	 	 	 	2	 	 	 	2	 
	Ending Loan Count
	 	 	73	 	 	 	333	 	 	 	406	 
	Beginning Scheduled Balance
	 	 	59,926,472.58	 	 	 	319,354,265.35	 	 	 	379,280,737.93	 
	Ending Scheduled Balance
	 	 	59,913,281.31	 	 	 	316,641,392.54	 	 	 	376,554,673.85	 
	Scheduled Principal
	 	 	7,320.29	 	 	 	33,391.25	 	 	 	40,711.54	 
	Unscheduled Principal
	 	 	5,870.89	 	 	 	2,679,481.58	 	 	 	2,685,352.56	 
	Scheduled Interest
	 	 	259,296.87	 	 	 	875,706.71	 	 	 	1,135,003.58	 
	Servicing Fee
	 	 	14,981.62	 	 	 	79,838.57	 	 	 	94,820.19	 
	Master Servicing Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Trustee Fee
	 	 	249.68	 	 	 	1,330.66	 	 	 	1,580.34	 
	FRY Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Hazard Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Other Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Pool Insurance Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Net Interest
	 	 	244,065.57	 	 	 	794,537.48	 	 	 	1,038,603.05	 
	Realized Loss Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Percentage of Cumulative Losses
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Servicing Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00