<PAGE>   1


                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 10-Q

               QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

                      FOR THE QUARTER ENDED MARCH 31, 2001

                         COMMISSION FILE NUMBER 0-21202

                          FIRSTWAVE TECHNOLOGIES, INC.

        7372                           GEORGIA                  58-1588291
  (Primary Std. Ind.           (State of incorporation)        (IRS Employer
Classification Code #)                                       Identification #)

                        2859 PACES FERRY ROAD, SUITE 1000
                             ATLANTA, GEORGIA 30339
                    (Address of principal executive offices)

                                 (770-431-1200)
                        (Telephone number of registrant)

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.

                                 YES [X] NO [ ]

Indicate the number of shares outstanding of each of the issuer's classes of
common stock, as of the latest practicable date.

            Outstanding as of May 14, 2001
            ------------------------------
            Common Stock, no par value                    6,300,841 Shares


<PAGE>   2

                          FIRSTWAVE TECHNOLOGIES, INC.

                                    FORM 10-Q

                      FOR THE QUARTER ENDED MARCH 31, 2001

                                      INDEX
                                  -------------

<TABLE>
<CAPTION>
                                                                                                 Page No.
                                                                                                 --------
<S>                                                                                              <C>
Part I.  Financial Information

Item 1.  Financial Statements

    Consolidated Balance Sheet - December 31, 2000 and March 31, 2001                               3

    Consolidated Statement of Operations - For the Three Months Ended
        March 31, 2000 and March 31, 2001                                                           4

    Consolidated Statement of Changes in Shareholders' Equity -
        For the Three Months Ended March 31, 2001                                                   5

    Consolidated Statement of Cash Flows - For the Three Months Ended
       March 31, 2000 and March 31, 2001                                                            6

    Notes to Consolidated Financial Statements                                                      7

Item 2.  Management's Discussion and Analysis of
         Financial Condition and Results of Operations                                             10

Part II. Other Information                                                                         13
</TABLE>


                                       2

<PAGE>   3

PART I.  FINANCIAL INFORMATION

ITEM 1.  FINANCIAL STATEMENTS

                          FIRSTWAVE TECHNOLOGIES, INC.
                           CONSOLIDATED BALANCE SHEET
                                 (IN THOUSANDS)

<TABLE>
<CAPTION>
                                                                           DEC 31,          MAR 31,
                                                                            2000             2001
                                                                          --------        -----------
                                                                                          (UNAUDITED)
<S>                                                                       <C>             <C>
                           ASSETS

CURRENT ASSETS:
  CASH AND CASH EQUIVALENTS                                               $  1,281         $    557
  RESTRICTED CASH                                                            2,200            2,200
  INVESTMENT SECURITIES, HELD TO MATURITY                                        0              300
  ACCOUNTS RECEIVABLE, LESS ALLOWANCE FOR
    DOUBTFUL ACCOUNTS OF $287 AND $307, RESPECTIVELY                         1,774            1,170
  PREPAID EXPENSES AND OTHER ASSETS                                            444              404
                                                                          --------         --------
              TOTAL CURRENT ASSETS                                           5,699            4,631

  PROPERTY AND EQUIPMENT, NET                                                  717              577
  SOFTWARE DEVELOPMENT COSTS, NET                                            2,580            2,527
  GOODWILL                                                                     311              268
                                                                          --------         --------
                                                                          $  9,307         $  8,003
                                                                          ========         ========

              LIABILITIES AND SHAREHOLDERS' EQUITY

CURRENT LIABILITIES:
  ACCOUNTS PAYABLE                                                        $    679         $    392
  DEFERRED REVENUE                                                           1,047              908
  ACCRUED EMPLOYEE COMPENSATION AND BENEFITS                                   216              175
  BORROWINGS                                                                 2,836            3,176
  DIVIDENDS PAYABLE                                                            113               97
  OTHER ACCRUED LIABILITIES                                                    188              150
                                                                          --------         --------
              TOTAL CURRENT LIABILITIES                                      5,079            4,898

REDEEMABLE PREFERRED STOCK                                                   1,702            1,702

SHAREHOLDERS' EQUITY                                                         2,526            1,403
                                                                          --------         --------
                                                                          $  9,307         $  8,003
                                                                          ========         ========
</TABLE>

   THE ACCOMPANYING NOTES ARE AN INTEGRAL PART OF THESE FINANCIAL STATEMENTS.


                                       3

<PAGE>   4

                          FIRSTWAVE TECHNOLOGIES, INC.
                      CONSOLIDATED STATEMENT OF OPERATIONS
                    (IN THOUSANDS, EXCEPT PER SHARE AMOUNTS)
                                   (UNAUDITED)

<TABLE>
<CAPTION>
                                                                          FOR THE THREE MONTHS ENDED
                                                                          --------------------------
                                                                           MAR 31,           MAR 31,
                                                                             2000             2001
                                                                          --------          --------
<S>                                                                       <C>               <C>
NET REVENUES
  SOFTWARE                                                                $    737          $    132
  SERVICES                                                                     672               750
  MAINTENANCE                                                                1,094               703
  OTHER                                                                         66                28
                                                                          --------          --------
                                                                             2,569             1,613
                                                                          --------          --------
COST AND EXPENSES
  COST OF REVENUES
    SOFTWARE                                                                   295               284
    SERVICES                                                                   637               469
    MAINTENANCE                                                                430               272
    OTHER                                                                       64                18
  SALES AND MARKETING                                                          963               791
  PRODUCT DEVELOPMENT                                                          242               195
  GENERAL AND ADMINISTRATIVE                                                   731               663
                                                                          --------          --------
                                                                             3,362             2,692
                                                                          --------          --------

    OPERATING LOSS                                                            (793)           (1,079)

INTEREST INCOME/(EXPENSE)                                                       43               (30)
GAIN/(LOSS) ON INVESTMENTS                                                       0               (12)
                                                                          --------          --------
LOSS BEFORE INCOME TAXES                                                      (750)           (1,121)
 INCOME TAXES                                                                  (20)                0
                                                                          --------          --------
NET LOSS                                                                  $   (770)         $ (1,121)
                                                                          ========          ========

DIVIDENDS ON PREFERRED STOCK                                                   (45)              (38)
                                                                          --------          --------

NET LOSS APPLICABLE TO COMMON
 SHAREHOLDERS                                                             $   (815)         $ (1,159)
                                                                          ========          ========

BASIC AND DILUTED
 NET LOSS PER SHARE                                                       $  (0.14)         $  (0.18)
                                                                          ========          ========

BASIC AND DILUTED WEIGHTED
  AVERAGE SHARES OUTSTANDING                                                 5,752             6,294
                                                                          ========          ========
</TABLE>

   THE ACCOMPANYING NOTES ARE AN INTEGRAL PART OF THESE FINANCIAL STATEMENTS.


                                       4

<PAGE>   5

                          FIRSTWAVE TECHNOLOGIES, INC.
            CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY
                        (IN THOUSANDS, EXCEPT SHARE DATA)
                                   (UNAUDITED)

                    FOR THE THREE MONTHS ENDED MARCH 31, 2001

<TABLE>
<CAPTION>
                                                                                          ACCUMULATED
                                            COMMON STOCK          ADD'L       COMPRE-        OTHER
                                       --------------------      PAID-IN      HENSIVE    COMPREHENSIVE   ACCUMULATED
                                         SHARES      AMOUNT      CAPITAL        LOSS          LOSS         DEFICIT         TOTAL
                                       ---------     ------     --------      -------    -------------   -----------      -------
<S>                                    <C>           <C>        <C>           <C>        <C>             <C>              <C>
BALANCE AT DECEMBER 31, 2000           6,288,472      $ 12      $ 22,587      $     0        $ (28)       $(20,045)       $ 2,526


EXERCISE OF COMMON STOCK OPTIONS           1,700                       3                                                        3

EMPLOYEE STOCK PLAN PURCHASES              4,822                       4                                                        4

COMPREHENSIVE LOSS:
NET LOSS                                                                       (1,121)                      (1,121)        (1,121)
UNREALIZED LOSS ON INVESTMENT
    SECURITIES                                                                     (4)          (4)                            (4)
FOREIGN CURRENCY TRANSLATION
    ADJUSTMENT                                                                     (5)          (5)                            (5)
                                                                              -------
ACCUMULATED COMPREHENSIVE LOSS                                                 (1,130)
                                                                              -------
                                       ---------      ----      --------                     -----        --------        -------
BALANCE AT MARCH 31, 2001              6,294,994      $ 12      $ 22,594                     $ (37)       $(21,166)       $ 1,403
                                       =========      ====      ========                     =====        ========        =======
</TABLE>

   THE ACCOMPANYING NOTES ARE AN INTEGRAL PART OF THESE FINANCIAL STATEMENTS.


                                       5

<PAGE>   6

                          FIRSTWAVE TECHNOLOGIES, INC.
                      CONSOLIDATED STATEMENT OF CASH FLOWS
                                 (IN THOUSANDS)
                                   (UNAUDITED)

<TABLE>
<CAPTION>
                                                                      FOR THE THREE MONTHS ENDED
                                                                   ----------------------------------
                                                                   MAR 31, 2000          MAR 31, 2001
                                                                   ------------          ------------
<S>                                                                <C>                   <C>
CASH FLOWS USED IN OPERATING ACTIVITIES                              $    (47)              $   (517)

CASH FLOWS FROM INVESTING ACTIVITIES
  SOFTWARE DEVELOPMENT COSTS                                             (500)                  (224)
  PURCHASES OF PROPERTY AND EQUIPMENT                                     (77)                   (21)
  PURCHASE OF INVESTMENT SECURITIES                                      (493)                  (711)
  PROCEEDS FROM SALE/MATURITY OF INVESTMENT SECURITIES                  1,646                    395
  LOSS ON INVESTMENT SECURITIES                                             0                     12
                                                                     --------               --------
       NET CASH PROVIDED BY/(USED IN) INVESTING ACTIVITIES                576                   (549)
                                                                     --------               --------

CASH FLOWS FROM FINANCING ACTIVITIES
  PROCEEDS FROM EMPLOYEE STOCK PURCHASE PLAN                                1                      4
  PAYMENT OF DIVIDENDS ON PREFERRED STOCK                                (123)                   (16)
  PROCEEDS FROM BORROWINGS                                                  0                    750
  REPAYMENT OF BORROWINGS                                                   0                   (410)
  EXERCISE OF COMMON STOCK OPTIONS                                        192                      3
                                                                     --------               --------
       NET CASH PROVIDED BY FINANCING ACTIVITIES                           70                    331
                                                                     --------               --------


                                                                     --------               --------
EFFECT OF EXCHANGE RATE CHANGES ON CASH                                     1                     11
                                                                     --------               --------

INCREASE/(DECREASE) IN CASH AND CASH EQUIVALENTS                          600                   (724)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD                          2,029                  1,281
                                                                     --------               --------
CASH AND CASH EQUIVALENTS, END OF PERIOD                             $  2,629               $    557
                                                                     ========               ========

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION
                                                                     --------               --------
  CASH PAID FOR INCOME TAXES                                         $     20               $      0
                                                                     ========               ========

  CASH PAID FOR INTEREST                                             $      0               $     60
                                                                     ========               ========
</TABLE>

   THE ACCOMPANYING NOTES ARE AN INTEGRAL PART OF THESE FINANCIAL STATEMENTS.


                                       6

<PAGE>   7

                          FIRSTWAVE TECHNOLOGIES, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                 MARCH 31, 2001

A.       BASIS OF PRESENTATION

         Firstwave Technologies, Inc. (the "Company") is a provider of Internet
         customer relationship management solutions. The Firstwave eCRM
         (Internet-based Customer Relationship Management) Suite is an
         integrated, Internet-based suite of applications created to fulfill and
         manage the e-business relationship needs of a company in the areas of
         sales, marketing, and support.

         The accompanying unaudited consolidated financial statements have been
         prepared in accordance with the instructions to Form 10-Q and
         Rule 10-01 of Regulation S-X. Accordingly, the consolidated financial
         statements do not include all of the information and footnotes required
         by generally accepted accounting principles and should be read in
         conjunction with the consolidated financial statements contained in the
         Company's Form 10-K for the period ended December 31, 2000. In the
         opinion of management, all adjustments (consisting only of normal
         recurring adjustments) considered necessary for a fair presentation of
         the consolidated financial statements have been included.

         The consolidated financial statements include the accounts of Firstwave
         Technologies, Inc. and its wholly owned subsidiary Firstwave
         Technologies UK, Ltd. All significant intercompany transactions and
         balances have been eliminated in consolidation.

B.       ACCOUNTING POLICIES

         REVENUE RECOGNITION

         Revenue from software product sales is recognized upon shipment of the
         product when the Company has a signed contract, the fees are fixed and
         determinable, no significant obligations remain and collection of the
         resulting receivable is probable. The Company accrues for estimated
         warranty costs at the time it recognizes revenue. Services revenue is
         recognized as services are performed. Maintenance revenue is recognized
         on a pro rata basis over the term of the maintenance agreements.

         International revenues are primarily generated by Firstwave UK and
         independent distributors who offer licenses of the Company's products
         in specific geographic areas. Under the terms of the Company's
         international distributor agreements, international distributors
         collect license fees and maintenance revenues on behalf of the Company,
         and generally remit 50% to 60% of standard license fees and maintenance
         revenues they produce. The Company recognizes international sales at
         the gross license amount, with the amount paid to the distributors
         reflected as a selling expense. The Company's international maintenance
         fees are reflected as maintenance revenues, with the amount retained by
         distributors shown as a cost of maintenance revenue.

         Revenues from nonmonetary exchanges are recorded at the fair value of
         the products and services provided or received, whichever is more
         clearly evident.


                                       7

<PAGE>   8

         Advanced billings for services and maintenance contracts are recorded
         as deferred revenue on the Company's balance sheet, with revenue
         recognized as the services are performed and on a pro-rata basis for
         maintenance.

         BASIC AND DILUTED NET LOSS PER COMMON SHARE

         Basic net loss per common share is based on the weighted average number
         of shares of common stock outstanding during the period. Stock options
         and convertible preferred stock would have been included in the diluted
         earnings per share calculation had they not been antidilutive. Net loss
         applicable to common shareholders includes a charge for dividends
         related to the Company's outstanding preferred stock.

         FOREIGN CURRENCY TRANSLATION

         The financial statements of the Company's international subsidiary are
         translated into U.S. dollars at current exchange rates, except for
         revenues and expenses, which are translated at average exchange rates
         during each reporting period. Currency transaction gains or losses,
         which are included in the results of operations, are insignificant for
         all periods presented. Net exchange gains or losses resulting from the
         translation of assets and liabilities are included as a component of
         accumulated other comprehensive income in shareholders' equity.

         USE OF ESTIMATES

         The preparation of financial statements in conformity with generally
         accepted accounting principles requires management to make estimates
         and assumptions that affect the reported amounts of assets and
         liabilities and the disclosure of contingent assets and liabilities at
         the date of the financial statements and the reported amounts of
         revenues and expenses during the reporting period. Actual results could
         differ from those estimates.

         IMPAIRMENT OF LONG-LIVED ASSETS

         The Company evaluates impairment of long-lived assets whenever events
         or changes in circumstances indicate that the carrying amount of such
         assets may not be recoverable. If the sum of the expected future
         undiscounted cash flows is less than the carrying amount of the asset,
         an impairment loss would be recognized. Measurement of an impairment
         loss for long-lived assets would be based on the fair value of the
         asset.

         SEGMENT REPORTING

         Management believes that it has only a single segment consisting of
         software sales with related services and support. The information
         presented in the consolidated statement of operations reflects the
         revenues and costs associated with this segment that management uses to
         make operating decisions and assess performance.

         RECENT ACCOUNTING PRONOUNCEMENT

         In June 1998, the Financial Accounting Standards Board issued Statement
         of Financial Accounting Standards No. 133, Accounting for Derivative
         Instruments and Hedging Activities ("SFAS 133"). SFAS 133 establishes
         accounting and reporting standards for derivative instruments,
         including certain derivative instruments embedded in other contracts
         and for hedging activities. The Company adopted SFAS 133 effective
         January 1, 2001 and it did not have a material impact on the
         consolidated financial statements.


                                       8

<PAGE>   9

C.       BORROWINGS

         On February 12, 2001 the Company executed a promissory note with its
         President and Chief Executive Officer in the amount of $750,000. The
         note bears interest at 9% and is payable in full with interest on
         January 15, 2002. The note is secured by a junior lien on all of the
         Company's assets, subordinate to the Company's bank line of credit.

D.       SUBSEQUENT EVENTS

         On April 5, 2001, the Company liquidated its $1,500,000 US Treasury
         bill and paid off the related $1,500,000 line of credit.

         On April 16, 2001, the Company liquidated its $700,000 certificate of
         deposit and paid off the related $700,000 promissory note.

         On May 8, 2001, the Company paid off the remaining balance on its
         revolving line of credit and the agreement was terminated. On May 8,
         2001 the Company signed a term sheet with the same commercial bank for
         a line of credit for up to $500,000 based on the Company's eligible
         accounts receivable, as defined in the agreement. Said line of credit
         will expire one year from execution, bear interest at 1.85% per month,
         and be secured by the assets of the Company.


                                       9

<PAGE>   10

ITEM 2.

                          FIRSTWAVE TECHNOLOGIES, INC.
                     MANAGEMENT'S DISCUSSION AND ANALYSIS OF
                  FINANCIAL CONDITION AND RESULTS OF OPERATIONS

OVERVIEW

Firstwave Technologies, Inc. provides Internet-based customer relationship
management (eCRM) solutions. The Company is based in Atlanta, Georgia with an
office located in London, England. Firstwave offers powerful applications that
optimize the sales, marketing and customer service functions through a series of
solutions. The Company supports three product lines: Firstwave eCRM,
Takecontrol(R), and Firstwave for Unix.

RESULTS OF OPERATIONS

Total revenues decreased 37.2% from $2,569,000 in the first quarter of 2000 to
$1,613,000 in the first quarter of 2001. Software revenues decreased 82.1% from
$737,000 in the first quarter of 2000 to $132,000 in the first quarter of 2001
due to decreased sales. As a percentage of total revenues, international license
revenues decreased from 17.6% in the first quarter of 2000 to 7.1% in the first
quarter of 2001.

Services revenues increased 11.6% from $672,000 in the first quarter of 2000 to
$750,000 in the first quarter of 2001. The increase in services revenues is due
primarily to increased services engagements by the UK operation.

Maintenance revenues decreased 35.7% from $1,094,000 in the first quarter of
2000 to $703,000 in the first quarter of 2001. Maintenance revenues are the
result of renewal agreements from previous software license sales and
implementation of new agreements from software license sales. The decrease is
primarily due to a decrease in the Company's Takecontrol installed base of
systems covered under maintenance agreements.

Cost of software revenues decreased 3.7% from $295,000 in the first quarter of
2000 to $284,000 in the first quarter of 2001. The decrease is the result of
decreased third party software costs consistent with lower software revenue,
offset by increased amortization of capitalized software associated with the
Firstwave eRM product line. Cost of software revenues include costs of third
party software, amortization of capitalized software costs, media costs, and
documentation materials.

Cost of revenues for services decreased 26.4% from $637,000 in the first quarter
of 2000 to $469,000 in the first quarter of 2001 due to decreased payroll and
related costs. Cost of revenues for maintenance decreased 36.7% from $430,000 in
the first quarter of 2000 to $272,000 in the first quarter of 2001. The decrease
in cost of maintenance is primarily due to decreased cost of international
maintenance consistent with decreased international maintenance revenue.


                                       10

<PAGE>   11

Sales and marketing expense decreased 17.9% from $963,000 in the first quarter
of 2000 to $791,000 in the first quarter of 2001. The decreases are due to
changes in the Company's marketing strategy.

The Company's product innovation and development expenditures, which includes
amounts capitalized, decreased 43.5% from $742,000 in the first quarter of 2000
to $419,000 in the first quarter of 2001. The decrease is primarily due to
decreased contract services expense. Software development costs capitalized
during the three months ended March 31, 2000 and 2001 were $500,000 and $224,000
respectively.

General and administrative expenses decreased 9.3% from $731,000 in the first
quarter of 2000 to $663,000 in the first quarter of 2001 due to a decrease in
personnel and personnel related costs.

Net interest income decreased 169.8% from $43,000 net interest income in the
first quarter of 2000 to $30,000 net interest expense in the first quarter of
2001 due to the decrease in invested cash balances and increased level of
borrowings.

The net loss applicable to common shareholders includes a charge for dividends
related to the Company's outstanding convertible preferred stock. The amounts
for first quarter 2000 and first quarter 2001 were $45,000 and $38,000,
respectively.

The above factors combined to result in a 42.2% increase in net loss from
$815,000 in the first quarter of 2000 to a net loss applicable to common
shareholders of $1,159,000 in the first quarter of 2001, and a net loss per
share of $0.14 for the first quarter of 2000 compared to a net loss per share of
$0.18 for the first quarter of 2001.

BALANCE SHEET

Net accounts receivable decreased 34.0% from $1,774,000 at December 31, 2000 to
$1,170,000 at March 31, 2001 due to collection of outstanding receivables and
decreased billings consistent with lower revenues. Property and equipment
decreased 19.5% from $717,000 at December 31, 2000 to $577,000 at March 31,
2001, due to year to date depreciation offset by additional fixed asset
purchases. Accounts payable decreased 42.3% from $679,000 to $392,000 due to
vendor payments made during the first quarter and decreased marketing expenses
during the first quarter. Deferred revenue decreased 13.2% from $1,047,000 at
December 31, 2000 to $908,000 at March 31, 2001 primarily due to the recognition
of three months of maintenance revenues related to annual contracts billed in
advance at year end.

LIQUIDITY AND CAPITAL RESOURCES

As of March 31, 2001, the balance of cash, cash equivalents and investments was
$857,000. compared to $1,281,000 at December 31, 2000. The Company has
implemented several measures in an effort to reduce the Company's expenses and
to help the Company preserve cash. In addition, the Company is actively pursuing
additional long-term equity and/or debt financing.

The Company's future capital requirements will depend on many factors, including
its ability to increase revenue levels and reduce costs of operations to
generate positive cash flows, as well


                                       11

<PAGE>   12

as the timing and extent of spending to support product development efforts and
expansion of sales and marketing, and market acceptance of the Company's
products. As a result, it will likely be necessary for the Company to raise
additional capital. Although the Company has historically been able to satisfy
its cash requirements, there can be no assurance that efforts to obtain
sufficient financing for operations will be successful in the future. The
Company's future capital needs will be highly dependent upon the Company's
ability to control expenses and generate additional software license revenues,
and any projections of future cash needs and cash flows are subject to
substantial uncertainty. The ability to raise additional capital may be
negatively impacted in the event the Company does not maintain Nasdaq listing
requirements. If the Company is unable to obtain the necessary additional
capital, it may be required to reduce the scope of planned product development
and sales and marketing efforts, as well as reduce the size of current staff,
all of which could have a material adverse effect on its business, financial
condition, and the Company's ability to reduce losses or generate profits.

On February 12, 2001 the Company executed a promissory note with its President
and Chief Executive Officer in the amount of $750,000. The note bears interest
at 9% and is payable in full with interest on January 15, 2002. The note is
secured by a junior lien on all of the Company's assets, subordinate to the
Company's bank line of credit.


                                       12

<PAGE>   13

PART II. OTHER INFORMATION

Item 1.  Legal Proceedings

         Not Applicable

Item 2.  Changes in Securities

         None


Item 3.  Defaults Upon Senior Securities

         Not applicable


Item 4.  Submission of Matters to a Vote of Security Holders

         Not applicable

Item 5.  Other Information

         Not applicable

Item 6.  Exhibits and Reports on form 8-K


                                       13

<PAGE>   14

                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                    FIRSTWAVE TECHNOLOGIES, INC.



DATE:   May 14, 2001                /s/ Judith A. Vitale
                                    -----------------------------------------
                                    Judith A. Vitale
                                    Vice President of Finance and Administration



                                       14