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FINANCEOPIC offers two types of direct loans forprojects involving U.S. small businesses orcooperatives.CORPORATE

FINANCE

DIRECT

LOAN

Available to fund overseas investmentincluding permanent working capital, fixedassets, and expansion of facilities.

 The minimum loan amount is $250,000 

for a term of typically 3 - 7 years. Terms are determined on a case-by-case basis.

This product is expressly intended to providesupport for creditworthy U.S. companieswishing to make investments overseas whenthe investment is not intended to be the solesource of repayment.PROJECT

FINANCE

DIRECT

LOAN

Available for U.S. small businesses to fundoverseas investment in expansion facilities,permanent working capital, and fixed assets.

 The minimum loan amount is $250,000 

and the loan term is typically 3 - 15 years. Terms are determined on a case-by-case basis.

For this type of loan, OPIC would look forrepayment from the cash flows generated by the project.CONTRACTORS’ FINANCE

PROGRAM

Provides an OPIC guaranty for bid bonds,performance bonds, and other guarantiesissued by U.S. financial institutions on behalf of U.S. contractors who haveoperational and financial track records.

INSURANCEFor small businesses investing in overseasprojects, OPIC insurance can cover threepolitical risks:

CURRENCY INCONVERTIBILITY

Deterioration in the investor's ability toconvert profits, debt service, and otherinvestment returns from local currency into U.S. dollars and to transfer those U.S. dollars out of the host country.

EXPROPRIATION

Loss of an investment due to expropriation, nationalization, orconfiscation by the host government.

POLITICAL

VIOLENCE

Loss of assets or income due to war,revolution, insurrection, or politicallymotivated civil strife, terrorism, andsabotage.

SMALL

BUSINESS

CONTRACT

Designed to provide simplified, streamlinedcoverage. Quarterly elections of coverageare available to small businesses to providemaximum flexibility. Small businesses get a25% reduction on retainer fees and do nothave to pay any standby fees.CONTRACTORS’ AND

EXPORTERS’

INSURANCEOPIC’s Contractors’ and Exporters’ insuranceprogram is available for small businessesacting as contractors in internationalconstruction, sales, or service contracts.
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OPIC’S SMALL BUSINESS HOTLINE

To learn more

about how OPIC can help small business,

call the

Small Business Hotline:

202-336-8610

OPIC’S WEB SITE

For information and documents

via the Internet:

www.opic.gov

OPIC is a self-sustaining federal agency that sells investment

services to small, medium, and large American businesses.

Since 1971, OPIC has supported $121 billion worth of

investments that will generate $58 billion in U.S. exports and

create more than 237,000 American jobs.

Overseas Private Investment Corporation

1100 New York Avenue, N.W., Washington, D.C. 20527

OPIC

and 

Small

Business

The Overseas Private

Investment Corporation’s

Programs for Small Business