Federal Register / Vol. 69, No. 202 / Wednesday, October 20, 2004 / Notices 61677

4From testimony before Congress by the 

Consumer Date Industry Association (see Statement 

of Stuart K. Pratt, CDIA, Before the Committee on 

Banking, Housing and Urban Affairs of the United 

States Senate, July 9, 2003), there were 

approximately 16 million consumer-requested 

credit reports across the three major credit bureaus 

for year 2003. Roughly 50% of these reports did not 

lead to any further response from the consumer 

(such as a call to, or dispute with, the credit 

bureaus). Regarding the remaining reports, about 

half of these (i.e., about 4 million reports) involved 

questions or clarifications; the other half (roughly 

another 4 million reports) involved some type of 

dispute. These data, although approximate, can be 

used to help create an estimate of the average time 

spent by participants in reviewing their credit 

reports. 

The following estimates are for the purpose of 

calculating burden under the Paperwork Reduction 

Act. The estimates are conservative and likely 

overestimate the amount of time that will be spent 

by study participants. For reports that do not 

require the participants to pose any questions to a 

credit bureau about their report (estimated to be 

50% of reports), staff estimates the participants’s 

time spent to be an hour or less. For reports that 

involve questions to a credit bureau but not a 

formal dispute (estimated to be 25% of reports), 

staff estimates the participant’s time spent to be 2 

to 3 hours. For reports that involve a formal dispute 

(estimated here to be 25% of consumer-requested 

reports), there may be significant differences for 

time spent by the participants, and this variation is 

itself one element to be discerned by the pilot 

study. Staff believes that, as a preliminary estimate, 

a formal dispute would not involve more than 15 

hours of the participant’s time, particularly in light 

of the fact that the participants will have expert 

assistance available to them, including guidance 

through the FCRA dispute process. Overall, the staff 

has calculated the average time per participant by 

using the weighted average over the three categories 

of reports: (.50 × 1 hour) + (.25 × 3 hours) + (.25 

× 15 hours) = 5 hours.

disputed formally, the participant must 

submit a dispute form, identify the 

nature of the problem, present 

verification from the participant’s own 

records to the extent possible, and, upon 

furnisher response, perhaps submit 

follow-up information. All participants 

will have expert assistance available to 

them, and staff estimates that, on 

average, approximately 5 hours would 

be spent per participant, resulting in a 

total of 175 hours (5 hours × 35 

participants).4 Total burden hours are 

thus in a neighborhood of 200 hours (up 

to 38 hours for screening plus 

approximately 175 hours for study 

participants, then rounded to the 

nearest 50 hours).

Estimated Cost Burden 

Participation by the consumer is 

voluntary. All participants will benefit 

by receiving assistance from the 

contractor in reviewing their credit 

reports, and identifying and resolving 

any errors. No monetary costs are 

involved for the consumer; specifically, 

participants will not pay for their credit 

reports.

John D. Graubert, 

Acting General Counsel.

[FR Doc. 04–23453 Filed 10–19–04; 8:45 am] 

BILLING CODE 4750–01–P

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

National Committee on Vital and Health 

Statistics: Meeting 

Pursuant to the Federal Advisory 

Committee Act, the Department of 

Health and Human Services (HHS) 

announces the following advisory 

committee meeting.

Name: National Committee on Vital and 

Health Statistics (NCVHS). 

Time and Date: November 4, 2004, 9 a.m.–

3 p.m., November 5, 2004, 10 a.m.–3:15 p.m. 

Place: Hubert H. Humphrey Building, 200 

Independence Avenue, SW., Eisenberg 

Room—Room 800, Washington, DC 20201. 

Status: Open. 

Purpose: At this meeting the Committee 

will hear presentations and hold discussions 

on several health data policy topics. On the 

morning of the first day the Committee will 

hear updates and status reports from the 

Department on topics including Clinical Data 

Standards, the Consolidated Health 

Informatics Initiative, and the HIPAA Privacy 

Rule. There will also be updates on activities 

of the National Center for Health Statistic’s 

(NCHS) Board of Scientific Counselors and 

on the National Health Information 

Infrastructure (NHII). In the afternoon the 

Committee will hear a presentation on the 

Census Bureau’s American Community 

Survey and will discuss various materials 

prepared by NCVHS Subcommittees. 

On the second day the Committee will be 

briefed on the National Institutes of Health’s 

(NIH) Roadmap for the Future plan and the 

Clinical Trial Research Agenda. The 

Committee will also discuss plans for its 

annual report to Congress and there will be 

reports from the Subcommittees and a 

discussion of agendas for future Committee 

meetings. 

The times shown above are for the full 

Committee meeting. Subcommittee breakout 

sessions are scheduled for late in the 

afternoon of the first day and in the morning 

prior to the full Committee meeting on the 

second day. Agendas for these breakout 

sessions will be posted on the NCVHS Web 

site (URL below) when available. 

For Further Information Contact:

Substantive program information as well as 

summaries of meetings and a roster of 

committee members may be obtained from 

Marjorie S. Greenberg, Executive Secretary, 

NCVHS, National Center for Health Statistics, 

Centers for Disease Control and Prevention, 

3311 Toledo Road, Room 2402, Hyattsville, 

Maryland 20782, telephone (301) 458–4245. 

Information also is available on the NCVHS 

home page of the HHS Web site: http://

www.ncvhs.hhs.gov/, where further 

information including an agenda will be 

posted when available. 

Should you require reasonable 

accommodation, please contact the CDC 

Office of Equal Employment Opportunity on 

(301) 458–4EEO (4336) as soon as possible.

Dated: October 12, 2004. 

James Scanlon, 

Acting Deputy Assistant Secretary for Science 

and Data Policy, Office of the Assistant 

Secretary for Planning and Evaluation.

[FR Doc. 04–23412 Filed 10–19–04; 8:45 am] 

BILLING CODE 4151–05–M

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

National Committee on Vital and Health 

Statistics: Meeting 

Pursuant to the Federal Advisory 

Committee Act, the Department of 

Health and Human Services (HHS) 

announces the following advisory 

committee meeting.

Name: National Committee on Vital and 

Health Statistics (NCVHS), Workgroup on the 

National Health Information Infrastructure 

(NHII). 

Time and Date: November 12, 2004, 9 

a.m.–5 p.m. 

Place: Hubert H. Humphrey Building, 200 

Independence Avenue, SW., Room 705A, 

Washington, DC 20201. 

Status: Open. 

Purpose: The Workgroup will hold the first 

in a series of hearings to gather information 

about personal health records, including key 

issues and current approaches. Subsequent 

hearings will be scheduled early in 2005. 

For Further Information Contact:

Substantive program information as well as 

summaries of meetings and a roster of 

committee members may be obtained from 

Mary Jo Deering Ph.D., Lead Staff Person for 

the NCVHS Workgroup on the National 

Health Information Infrastructure, NCI Center 

for Strategic Dissemination and NCI Center 

for Bioinformatics, National Cancer Institute, 

National Institutes of Health, 6116 Executive 

Boulevard—Room 4087, Rockville, MD 

20852, telephone (301) 594–8193, or Marjorie 

S. Greenberg, Executive Secretary, NCVHS, 

National Center for Health Statistics, Centers 

for Disease Control and Prevention, 3311 

Toledo Road, Room 2402, Hyattsville, 

Maryland 20782, telephone (301) 458–4245. 

Information also is available on the NCVHS 

home page of the HHS Web site: http://

www.ncvhs.gov/, where an agenda for the 

meeting will be posted when available. 

Should you require reasonable 

accommodation, please contact the CDC 

Office of Equal Employment Opportunity on 

(301) 458–4EEO (4336) as soon as possible.

Dated: October 12, 2004. 

James Scanlon, 

Acting Deputy Assistant Secretary for Science 

and Data Policy, Office of the Assistant 

Secretary for Planning and Evaluation.

[FR Doc. 04–23413 Filed 10–19–04; 8:45 am] 

BILLING CODE 4151–04–M