<PAGE>
Exhibit 10.41 Summary of Mortgage terms with respect to the financing of
properties leased to Carrefour France SAS.


Borrower:      A Special Purpose Company (SPC), whose shares will be indirectly
               held by an investment fund managed by W.P. Carey.

Agent:         Aareal-Bank France S.A.

Lenders /      Aareal Bank France / Aareal Bank AG
Underwriter:

Purpose:       Partial financing of the purchase of 7 warehouses.

               These warehouses have the characteristics detailed in Appendix A
               1:

               Location:  Cholet (49), Ploufragan (22), Nimes (30), Colomiers
                          (31), Crepy en Valois (60), Lens (62), Thuit-Hebert
                          (27), on the sites described in the DTZ / WP Carey
                          information memorandum dated 17/10/2002.

               Area:      Total developed area of 273.133 m(2).

               Leases:    fully let to Logidis, Prodis Boisson and CV Logistique
                          100% subsidiaries of Carrefour Group, with the
                          guarantee of Carrefour France SAS, through 9 year firm
                          leases beginning at signature of the purchase
                          contract.


Loan amount:   85% of the total purchase price before stamp duty.

Term:          30 December 2014

Interest rate: Until 30.12.2012: 5.75%



<PAGE>
                    Year 2013 and 2014:

                    - 3 month Euribor + 1,00% margin,

                    Quarterly payments payable in arrears.

                    Interest payment date:

                    The first interest payment date will be on 30 March 2003
                    with subsequent interest payment dates falling quarterly
                    thereafter.


Arrangement fee:    490.000 Euro (plus VAT), payable to the Agent at closing.


Cancellation Fee:   Cancellation of any part of the Facility by the Borrower
                    following signing of the Loan Agreement and prior to
                    drawdown will be subject to a cancellation fee of 0,50%
                    flat.

Repayment:          Contractual amortisation as per to the attached schedule in
                    Appendix A-2, payable on quarterly basis, resulting in a
                    balloon payment of 59,354 MioEuro at maturity.

Early Repayment:    - During the first 5 years of the loan, payment of a penalty
                      of 0,5% p.a. for the remaining period until the end of
                      year 5 plus coverage of interest breakage costs if any,

                    - After the first 5 years, no penalty, but payment of
                      interest coverage breakage costs if any.

Cash Reserve:       From 30th June 2011, a Cash Reserve will be settled up if
(Cash sweep)        the Debt Service Coverage Ratio is not equal to 1,20
                    minimum.

                    The Debt Service Coverage Ratio corresponds to the total
                    net rental income based on existing and non-denounced
                    leases for the 18 coming months divided by the total
                    payments (capital + interest) due to the Lenders for the
                    same period.

                    If this ratio is below 1,20, the Borrower will have to
                    utilise its cash flow to fund this Cash Reserve
                    accordingly, with a maximum of 2.000.000 Euro.

                    It will be deposited in an account pledged to the Lenders.
                    It could be used for payment of interests and Loan
                    Amortisation in case of net cash flow deficit.

                    Setting up or topping up of this Cash Reserve at the
                    required level will be compulsory before any cashout in
                    favour of the shareholders or subordinated loan providers
                    until the Debt Service Coverage Ratio is equal to 1,20.

<PAGE>
               in case of default, the amount of the Cash Reserve would
               automatically reduce the Loan amount.

               The Cash Reserve would be released once the Debt Service Coverage
               Ratio is equal to 1,20.


Security:      The Lender's requirements for security prior to drawdown of the
               facility will include, but will not be limited to, the following:

               - First Rank Registered Mortgage/"Privilege de Preteur de
                 Deniers" on the buildings.

                 This mortgage amount will be registered on the 7 buildings, the
                 splitting of the registered mortgages being made on the basis
                 of the results of the final valuation reports.

               - Fixed charge over the shares of the single asset company
                 ("caution solidaire et simplement reelle des associes portant
                 nantissement des parts de l'Emprunteur") with shareholders'
                 agreement on any assignee to become a future associate in the
                 case of the pledge of shares being carried out,

<PAGE>
               -    Subordination deed with the shareholders in respect of inter
                    company debt,

               -    Legal assignment ("Cession Dailly") of the rental income
                    notified to the lessees,

               -    Legal assignment ("Cession Dailly") of the CARREFOUR FRANCE
                    SAS Guarantee ("Cautionnement Solidaire") notified to
                    CARREFOUR FRANCE SAS. This guarantee should be supplemented
                    by either the Commitment of Carrefour France SAS to keep
                    100% of CARREFOUR HYPERMARCHE FRANCE SAS, or by the joint
                    guarantee of CARREFOUR HYPERMARCHE FRANCE SAS, to be
                    assigned by "Cession Dailly",

               -    First legal charge over the account which receives the
                    rentals, opened in the books of the Agent,

               -    Assignment of insurance policies (including a two year
                    coverage of loss of rental income in case of damage).

Conditions          Conditions precedent to be satisfied on or before drawdown
precedent:          will include, but not be limited to, the following:

               -    Satisfactory legal and property related due diligence,

               -    Deposit on a bank account opened with the Agent, at least
                    two (2) business days before closing, of the whole equity
                    and/or subordinated loans which are necessary to fund the
                    remaining purchase price (all costs included),

               -    Signing of a loan and security documentation satisfactory to
                    the Agent,

               -    Certificate proving that the buildings are in conformity
                    with French law concerning asbestos and all necessary
                    administrative authorisations (security,...),

               -    Copy of the audited accounts of the Borrower (opening
                    balance sheet),

               -    Copy of the leases and an updated rentroll,

               -    Exhibition of valuations of the buildings carried out by an
                    independent expert agreed by the lenders (cf list in
                    Appendix A3) and confirming that the total of the buildings
                    open market values,

               -    Copy of the management contract confirming that the asset
                    management fee does not exceed 2% p.a., except after the 9th
                    anniversary of the leases, when a 4% p.a. fee will be paid
                    if the net rental income is at least equal to the one of the
                    previous year,

               -    Copy of the letter sent to French tax authorities,
                    containing commitment to provide the latter with all
                    information according to article 990 E 3(degree) of the CIG
                    and instruction no 7 Q-3-93 as of October 1993, allowing to
                    be exempted from the payment of the French 3% tax on real
                    estate,

               -    Copy of the letter to French tax authorities, confirming the
                    VAT option for the rentals.

<PAGE>
Cash flow allocation: All cash flow of the Borrower will be applied as follows:

                      1. To pay the charges relating to the buildings,
                      2. To pay interests on the Loan,
                      3. To pay the amortisation of the Loan,
                      4. And, from 30th June 2009, to fund or to replenish the
                         Cash Reserve if necessary.

                      The quarterly excess cash flow shall be made available to
                      the Borrower if no default has occurred.

Other Conditions      -  The Borrower is to be a special purpose company whose
(during the whole        activity will be limited to the ownership and the
term of the Loan):       management of the financed buildings,

                      -  The Borrower shall commit not to pledge or mortgage the
                         financed buildings without the Lenders' agreement,

                      -  No change in control (direct or indirect) of the
                         Borrower during the term of this facility and more
                         particularly, the Borrower shall agree not to merge the
                         mortgaged buildings into a new company,

                      -  The Borrower shall not sign or amend or materially
                         alter the terms of the leases without the Lenders'
                         consent,

                      -  The Borrower shall notify the Agent of any event which
                         could affect the debt service or reduce the value of
                         its security or represent a material adverse change for
                         the company,

                      -  The Borrower will provide the Agent with the annual
                         technical audited reports detailing the works done by
                         Carrefour on previous year and the one to be done in
                         the following year,

                      -  The Borrower will provide the Agent with its annual
                         audited accounts together with a copy of the minutes of
                         the shareholders meetings approving these accounts, and
                         with the annual financials of Logidis SAS, CV
                         Logistique, and Prodis Boisson,

                      -  Quarterly information on the rental payments with
                         particular information on unpaid amounts,

                      -  The Agent will have the right to revalue the buildings
                         at expense of the Borrower every three years and at any
                         time if an event of default occurs,

                      -  Commitment to undertake, each year, all necessary steps
                         with the relevant tax authorities, in order to be
                         exempted from the French 3% tax on real estate and
                         obligation to inform the Agent accordingly.

Events of Default:    Including, without limitation, the following:

                      -  If the Borrower does not fulfil one of its
                         commitments,

                      -  In case of default of the Borrower towards a third
                         party, unless the Borrower has reasonable grounds to
                         dispute the payment,

                      -  In case of receivership.




<PAGE>
Legal costs and        Notary fees and legal opinion fees related to the Loan
expenses:              documentation and the securities will be for the account
                       of the Borrower, as well as DTZ Eurexi valuation fees.

Syndication:           The Lender reserves the right to syndicate or to securize
                       the facility, although this will not be a condition for
                       drawdown. The Borrower is committed to cooperate during
                       the Syndication process and will meet the reasonable
                       information requirements of any interested party.

Confidentiality:       The contents of these indicative Terms and Conditions are
                       to be held strictly confidential between the Lenders, the
                       Borrower and its legal advisors.

Legal                  In French and according to French law.
documentation:

Period of validity:    - For acceptance of the indicative offer: 15th
                         November 2002
                       - For a presentation to Credit Committee on: 26th
                         November 2002