EXHIBIT 10.47




                                 PROMISSORY NOTE

                                CareCentric, Inc.
                                SC Holding, Inc.
                            CareCentric National, LLC


                                                           Dated: July 1, 2002


1.        Amount  and  Rate.   CareCentric,   Inc.,   a  Delaware   corporation;
          CareCentric National, LLC, a Georgia limited liability company; and SC
          Holding,  Inc., a Georgia corporation;  each of whose principal office
          is at 2625  Cumberland  Parkway,  Suite 310,  Atlanta,  Georgia 30339,
          (collectively,   "Borrower"),  for  value  received,  hereby  promise,
          jointly and severally, to pay to the order of Mestek, Inc. ("Lender"),
          the  principal  amount  of  Four  Million  and  00/100  Dollars  (U.S.
          $4,000,000.00),  or such  greater or lesser  amount as shall equal the
          aggregate unpaid amount of the Obligations of Borrower to Lender under
          the Loan Agreement (as  hereinafter  defined),  in lawful money of the
          United States of America in immediately available funds, in accordance
          with the  terms  of the Loan  Agreement,  and to pay  interest  on the
          unpaid principal  amount of the Loans, in the manner,  at the rate and
          at the times specified in the Loan Agreement.

2.       Loan Agreement. This Promissory Note is the Promissory Note referred to
         in the Secured Convertible Credit Facility and Security Agreement dated
         as of July 1, 2002 between  Lender and Borrower,  as amended,  modified
         and  supplemented  from time to time  (the  "Loan  Agreement"),  and it
         evidences Loans made by Lender to Borrower thereunder.  This Promissory
         Note is subject  to all of the terms and  conditions  contained  in the
         Loan Agreement, which are incorporated herein by reference. Capitalized
         terms used in this  Promissory  Note  shall,  unless  otherwise  stated
         herein,  have  the  respective  meanings  assigned  to them in the Loan
         Agreement. The Loans evidenced by this Promissory Note may be converted
         into  Common  Stock  of  CareCentric,   Inc.,  at  Lender's  option  in
         accordance with the terms and conditions of the Loan Agreement.

3.        Event of Default.  Upon the occurrence and continuation of an Event of
          Default,  the  principal  hereof and  accrued  interest  hereon may be
          declared  to be,  or may  become,  forthwith  due and  payable  in the
          manner,  upon the conditions and with the effect  provided in the Loan
          Agreement.

4.       No Registration. THIS PROMISSORY NOTE HAS NOT BEEN REGISTERED UNDER THE
         SECURITIES ACT OF 1933, AS AMENDED, OR UNDER ANY STATE SECURITIES LAWS,
         AND THEREFORE  CANNOT BE SOLD,  TRANSFERRED,  PLEDGED,  HYPOTHECATED OR
         ASSIGNED  UNLESS IT IS REGISTERED  UNDER THE SECURITIES ACT OF 1933, AS
         AMENDED,  AND UNDER ALL APPLICABLE  STATE SECURITIES LAWS, OR UNLESS AN

<PAGE>

         EXEMPTION THEREFROM IS AVAILABLE.

5.       Transfer.  Except with respect to a transfer to an affiliate of Lender,
         notice of any transfer of this Promissory Note by Lender shall be given
         to Borrower within a reasonable  time period after such transfer.  Upon
         surrender of this  Promissory  Note at the office of the Borrower,  the
         Borrower shall execute and deliver one or more  replacement  Promissory
         Notes in the name of the transferee(s).

6.        Presentment. The Borrower hereby waives presentment,  dishonor, notice
          of dishonor,  demand and  protest.  The  Borrower  hereby  irrevocably
          authorizes,  and empowers the prothonotary or clerk or any attorney of
          any court of record to appear for and confess judgment therein against
          the Borrower for the amount which may be due hereon as evidenced by an
          affidavit  signed by an officer of the Lender setting forth the amount
          then due including accrued interest,  plus reasonable attorney's fees,
          with costs of suit, release of errors, and without right of appeal. If
          a copy hereof, verified by an affidavit, shall have been filed in said
          proceeding,  it  shall  not be  necessary  to file the  original  as a
          warrant  of  attorney.  The  Borrower  waives the right to any stay of
          execution  and the benefit of all  exemption  laws now or hereafter in
          effect.  No single  exercise  of the  foregoing  warrant  and power to
          confess judgment shall be deemed to exhaust the power,  whether or not
          any such exercise shall be held by any court to be invalid,  voidable,
          or  void,  but  the  power  shall  continue  undiminished  and  may be
          exercised from time to time as often as the Lender shall elect,  until
          all sums payable or that may become payable  hereunder by the Borrower
          have been paid in full.

7.        Waivers.  Any  failure of the Lender to exercise  any right  hereunder
          shall not be  construed  as a waiver of the right to exercise the same
          or any other right at any other time.

8.        Assignment.  This  Promissory  Note  shall  not be  assignable  by the
          Borrower without the prior written consent of the Lender.


9.        Controlling  Law. This Promissory Note shall be construed and enforced
          in accordance  with, and governed by the laws of the State of Delaware
          (without regard to the principles of conflict of laws).

10.       Severability  of  Provisions.  In case any term or  provision  of this
          Promissory  Note  shall be  invalid,  illegal or  unenforceable,  such
          provision  shall be severable  from the  remainder,  and the validity,
          legality and  enforceability of the remaining  provisions shall not in
          any way be affected or impaired thereby.

11.       Headings.  The  headings of this  Promissory  Note are for purposes of
          reference  only and shall not limit or  otherwise  affect the  meaning
          hereof.
<PAGE>

12.       Sealed  Instrument.  The Borrower intends this Promissory Note to be a
          sealed instrument and to be legally bound hereby.


         IN WITNESS  WHEREOF,  the Borrower has executed  this  Promissory  Note
effective as of the date first written above.

                                            CARECENTRIC, INC.

                                            By:   /s/ John R. Festa
                                                 ------------------------------
                                            Its:  President


                                            CARECENTRIC NATIONAL, LLC

                                            By:   /s/ John R. Festa
                                                 ------------------------------
                                            Its:  President


                                            SC HOLDING, INC.

                                            By:   /s/ John R. Festa
                                                 ------------------------------
                                            Its:  President



1490033