<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
   THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
   EXTRACTED FROM DEARBORN BANCORP, INC. AND SUBSIDIARY
   CONSOLIDATED BALANCE SHEETS AT MARCH 31, 1997 AND THE
   CONSOLIDATED STATEMENTS OF OPERATIONS FOR THE THREE MONTHS
   ENDED MARCH 31, 1997, AND IS QUALIFIED IN ITS ENTIRETY BY
   REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                                             <C>
<MULTIPLIER>                                          1,000
<PERIOD-TYPE>                                         3-MOS
<PERIOD-START>                                  JAN-01-1997
<FISCAL-YEAR-END>                               DEC-31-1997
<PERIOD-END>                                    MAR-31-1997
<CASH>                                           $    1,229
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                      1,600
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                          19,389
<INVESTMENTS-CARRYING>                                    0
<INVESTMENTS-MARKET>                                      0
<LOANS>                                              40,119
<ALLOWANCE>                                             405
<TOTAL-ASSETS>                                       65,082
<DEPOSITS>                                           56,074
<SHORT-TERM>                                              0
<LIABILITIES-OTHER>                                     255
<LONG-TERM>                                             549
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                              9,272
<OTHER-SE>                                           (1,068)
<TOTAL-LIABILITIES-AND-EQUITY>                       65,082
<INTEREST-LOAN>                                         869
<INTEREST-INVEST>                                       229
<INTEREST-OTHER>                                         25
<INTEREST-TOTAL>                                      1,123
<INTEREST-DEPOSIT>                                      578
<INTEREST-EXPENSE>                                      589
<INTEREST-INCOME-NET>                                   534
<LOAN-LOSSES>                                            39
<SECURITIES-GAINS>                                        0
<EXPENSE-OTHER>                                         479
<INCOME-PRETAX>                                          88
<INCOME-PRE-EXTRAORDINARY>                               88
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                            113
<EPS-PRIMARY>                                          0.12
<EPS-DILUTED>                                          0.01
<YIELD-ACTUAL>                                         3.62
<LOANS-NON>                                               6
<LOANS-PAST>                                              0
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                        366
<CHARGE-OFFS>                                             0
<RECOVERIES>                                              0
<ALLOWANCE-CLOSE>                                       405
<ALLOWANCE-DOMESTIC>                                    405
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0

</TABLE>