<TABLE> <S> <C>

   
<ARTICLE>     9
<LEGEND>
   THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
   EXTRACTED FROM DEARBORN BANCORP, INC. AND SUBSIDIARY
   CONSOLIDATED BALANCE SHEETS AT SEPTEMBER 30, 1998 AND THE
   CONSOLIDATED STATEMENTS OF INCOME FOR THE THREE MONTH
   AND NINE MONTH PERIODS ENDED SEPTEMBER 30, 1998, AND IS 
   QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 
   FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                                             <C>
<MULTIPLIER>                                          1,000
<PERIOD-TYPE>                                         9-MOS
<PERIOD-START>                                  JAN-01-1998
<FISCAL-YEAR-END>                               DEC-31-1998
<PERIOD-END>                                    SEP-30-1998
<CASH>                                           $    1,955
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                     13,132
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                          45,870
<INVESTMENTS-CARRYING>                                    0
<INVESTMENTS-MARKET>                                      0
<LOANS>                                              61,248
<ALLOWANCE>                                             594
<TOTAL-ASSETS>                                      125,811
<DEPOSITS>                                           96,941
<SHORT-TERM>                                              0
<LIABILITIES-OTHER>                                     467
<LONG-TERM>                                             523
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                             28,483
<OTHER-SE>                                             (915)
<TOTAL-LIABILITIES-AND-EQUITY>                      125,811
<INTEREST-LOAN>                                       3,830
<INTEREST-INVEST>                                     1,862
<INTEREST-OTHER>                                        387
<INTEREST-TOTAL>                                      6,079
<INTEREST-DEPOSIT>                                    3,271
<INTEREST-EXPENSE>                                    3,303
<INTEREST-INCOME-NET>                                 2,776
<LOAN-LOSSES>                                            79
<SECURITIES-GAINS>                                       36
<EXPENSE-OTHER>                                       2,071
<INCOME-PRETAX>                                         942
<INCOME-PRE-EXTRAORDINARY>                              942
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                            714
<EPS-PRIMARY>                                          0.37
<EPS-DILUTED>                                          0.37
<YIELD-ACTUAL>                                         3.51
<LOANS-NON>                                              37
<LOANS-PAST>                                              0
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                        522
<CHARGE-OFFS>                                             7
<RECOVERIES>                                              0
<ALLOWANCE-CLOSE>                                       594
<ALLOWANCE-DOMESTIC>                                    594
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0
    

</TABLE>