Composite Exhibit 3

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 1 of 19
For more than 25 years, the lawyers at The Moskowitz Law Firm, PLLC (“The Moskowitz 

Law Firm”) have successfully litigated significant class action and complex commercial cases 

involving the rights of consumers, investors, and businesses. The Firm and its attorneys 

consistently rank among the most highly regarded litigation attorneys locally and on the national 

stage — according to clients, judges, opponents, and professional journals — for effectiveness in 

and out of the courtroom. 

Adam Moskowitz. Mr. Moskowitz is the Founder and Managing Partner of The Moskowitz 

Law Firm and is experienced in all forms of class action claims, including civil conspiracy claims 

under the Racketeering Influenced and Corrupt Organizations (“RICO”) Act. Mr. Moskowitz 

serves and has served as Lead Counsel in some of the largest class action cases in Florida and 

nationwide. Mr. Moskowitz has been an Adjunct Professor at the University of Miami School of 

Law teaching Class Action Litigation for over 26 years. Adam has received numerous awards for 

his results including the “Most Effective Lawyer Award” for his work in litigating and resolving 

numerous nationwide force-placed insurance cases. Mr. Moskowitz filed one of the first class 

action lawsuits regarding these practices and has since spearheaded class action litigation in over 

32 nationwide class actions brought against the largest banks or mortgage servicers and the forceplaced insurers across the country, reaching 30 settlements to date totaling over $4.2 billion dollars 

for the proposed nationwide classes of over 5.3 million homeowners.1

1 See for example Williams v. Wells Fargo Bank, N.A., No. 11-cv-21233 (S.D. Fla.) (final approval 

granted); Saccoccio v. JPMorgan Chase Bank N.A., No. 13-cv-21107 (S.D. Fla.) (final approval 

granted); Diaz v. HSBC Bank (USA), N.A., No. 13-cv-21104 (S.D. Fla.) (final approval granted); 

Fladell v. Wells Fargo Bank, N.A., No. 13-cv-60721 (S.D. Fla.) (final approval granted); Hamilton 

v. SunTrust Mortg., Inc., No. 13-cv-60749 (S.D. Fla.) (final approval granted); Hall v. Bank of

Am., N.A., No. 12-cv-22700 (S.D. Fla.) (final approval granted); Lee v. Ocwen Loan Servicing,

LLC, No. 14-cv-60649 (S.D. Fla.) (final approval granted); Braynen v. Nationstar Mortg., LLC,

No. 14-cv-20726 (S.D. Fla.) (final approval granted); Wilson v. Everbank, N.A., No. 14-cv-22264

(S.D. Fla.) (final approval granted); Montoya v. PNC Bank, N.A., No. 14-cv-20474 (S.D. Fla.)

(final approval granted); Almanzar v. Select Portfolio Servicing, No. 14-cv-22586 (S.D. Fla.) (final

approval granted); Jackson v. U.S. Bank, N.A., No. 14-cv-21252 (S.D. Fla.) (final approval

granted); Circeo-Loudon v. Green Tree Servicing, LLC, No. 14-cv-21384 (S.D. Fla.); Beber v.

Branch Banking & Trust Co., No. 15-cv-23294 (S.D. Fla.) (final approval granted); Ziwczyn v.

Regions Bank, No. 15-cv-24558 (S.D. Fla.) (final approval granted); McNeil v. Selene Finance,

LP, No. 16-cv-22930 (S.D. Fla.); McNeil v. Loancare, LLC, No. 16-cv-20830 (S.D. Fla.) (final

approval granted) (final approval granted); Edwards v. Seterus, Inc., No. 15-cv-23107 (S.D. Fla.)

(final approval granted); Cooper v. PennyMac Loan Servicing, LLC, No. 16-cv-20413 (S.D. Fla.)

(final approval granted). Strickland, et al. v. Carrington Mortgage Services, LLC, et al., 16-cvCase 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 2 of 19
Prior to filing the FPI class actions, Adam Moskowitz served as Co-Lead Counsel in one 

of the largest MDLs, In re: Managed Care Litigation, MDL No. 1334. The MDL was finalized 

about 6 years ago and was actively litigated for about 7 years. Plaintiffs brought suit against the 

seven largest managed care providers on behalf of approximately 600,000 physicians alleging that 

these defendants engaged in a civil conspiracy in violation of the RICO Act. Adam Moskowitz 

worked almost all of his time assisting the Co-Lead team with every aspect of the case, including 

taking and defending depositions, coordinating with co-counsel, working with scientists, drafting 

pleadings, and helping with settlement efforts. Through this litigation before Judge Moreno, 

plaintiffs were able to revise the manner in which managed care is conducted with physicians 

throughout the country, and obtained almost a billion dollars in monetary relief. To date, this is 

the only certified nationwide RICO class action to be upheld by the Eleventh Circuit Court of 

Appeal.

Mr. Moskowitz has been appointed Lead and Co-Lead counsel in numerous other state and 

federal class actions, including resolving one of the nation’s largest consumer class actions, 

LiPuma vs. American Express, No. 04-cv-20314 (S.D. Fla.). In Pain Clinic et al. v. Allscripts 

Healthcare Solutions, Inc., 12-49371 (Fla 11th Cir. Ct. 2012), Mr. Moskowitz reached a 

nationwide settlement against Allscripts Healthcare Solution on behalf of thousands of small 

physician practices regarding the sale and marketing of defective electronic healthcare software. 

Mr. Moskowitz has also served as Lead, Co-lead or as part of Plaintiffs’ counsel in various 

nationwide class actions including In re: Marine Hose Antitrust Litigation, No. 08-MDL-1888-

Graham/Turnoff (S.D. Fla.); Natchitoches Parrish Hospital v. Tyco (In re Sharps Containers), No. 

05-cv- 12024 (D. Mass.) (serving as co-lead counsel in a nationwide antitrust class action on behalf

of direct purchasers of containers for the disposal of sharp medical instruments); Texas Grain 

Storage Inc. v. Monsanto Co., No. 5:2007-cv-00673 (W.D. Texas) (serving as co-lead counsel 

with Bruce Gerstein in a nationwide antitrust class action on behalf of direct purchasers of 

genetically modified seeds); In re: Hypodermic Products Antitrust Litigation, MDL No. 1730, No. 

05-cv-1602 (JLL/CCC) (D. N.J.) (Linares, J.) (obtaining final approval of a nationwide settlement 

of an antitrust class action on behalf of direct purchasers of needle products); In re: Mushroom 

Direct Purchase Antitrust Litigation, No. 06-cv-00620l (E.D. Pa.) (representing direct purchasers 

of fresh agaricus mushrooms sold in the United States east of the Rocky Mountains in antitrust 

class action); Miller v. Dyadic International, No. 07-cv-80948 (S.D. Fla.) (consolidated securities 

fraud class action against biotech company arising out of material misstatements and omissions 

regarding financial improprieties of its subsidiaries in violation of federal securities laws); In re: 

Herbal Supplements Marketing and Sales Practices Litigation, 1:15-cv-05070 (N.D. Ill.) (serving 

on Plaintiffs’ Lead Counsel Committee in multidistrict litigation regarding misleading labelling of 

herbal supplements sold at Target, Walgreens and Walmart stores); Louisiana Wholesale v. Becton 

 

25237 (S.D. Fla.) (final approval granted for three separate settlements); Quarashi et al v. Caliber 

Home Loans Inc. et al.; 16-9245 (D.N.J.) (final approval granted).

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 3 of 19
Dickinson, et al., No. 05-cv-01602 (D.N.J.); and Bruhl v. Price Waterhouse Coopers, 

International, et al., No. 03-cv-23044 (S.D. Fla.).

Currently, in In re Transamerica COI Litigation, Case No. 2:16-cv-01378-CAS-AJW 

(C.D. Cal.), Mr. Moskowitz was appointed as Co-Lead counsel and reached a nationwide 

settlement for a certified class of nationwide consumers who purchased life insurance policies 

from Transamerica Life Insurance Company––a subsidiary of Aegon––one of the world's largest 

providers of life insurance, pension solutions and asset management products. That 

nationwide settlement was finally approved by U.S. District Judge Christina A. Snyder in February 

2019 and resulted in recovering a gross Settlement Common Fund of over $100 million, as well 

as extremely valuable injunctive relief for the nationwide class. Mr. Moskowitz also personally 

resolved the sole objection to the settlement with the objector’s counsel who brought separate 

“copycat” Transamerica COI class actions in Iowa. Further, in In re Fieldturf Multi District 

Litigation, Case No. 3:17-md-02779-MAS-TJB (D.N.J.), U.S. District Judge Michael A. Shipp 

recently appointed Mr. Moskowitz as Co-Lead counsel for all of the plaintiffs after numerous class 

actions brought against Fieldturf were consolidated in the District of New Jersey earlier last year.

The claims were brought on behalf of municipalities related to the marketing and sale of allegedly 

defective artificial fields. Adam is currently lead and co-lead counsel in numerous other class 

actions currently pending in state and federal courts across the country. 

Mr. Moskowitz’s practice also encompasses various other complex commercial litigation

matters, arbitrations before FINRA and numerous jury trials. Adam obtained one of the largest 

jury verdicts in Miami-Dade County (over $100 million dollars) in a jury trial against a global 

agricultural company on behalf of growers from the United States and Costa Rica. Adam has also 

served as chairperson in numerous NASD securities arbitrations, and actively participates in local 

and national seminars and panels, lectures across the country regarding class action litigation, and 

has published numerous articles on class action practices and settlements.2 Mr. Moskowitz has 

actively served on numerous state and national class action organizations, including being 

appointed to the Duke Law Center for Judicial Studies Advisory Council and serves as the Topics 

Coordinator. The Council brings together all federal judges, experienced plaintiffs’ and defense 

attorneys, and academics to develop practical solutions to legal issues by way of rule changes, best 

practices, guidelines, and principles. The Council conducts numerous national seminars each year, 

attended by hundreds of class action practitioners and federal and state judges. One such seminar 

was the “National Townhall Meeting Developing a Useful Framework to Address Alcohol Abuse, 

Drug Addiction, and Anxiety/Depression Among Bench, Bar, and Related Professionals,” which 

included many great speakers (39 Panelists for 8 Panels), including many federal judges. Adam is 

married to his wife Jessica and has three children, Serafina, Michael and Samantha and is very 

active with his children’s school Temple Beth Am in Miami, Florida. Attached are two personal 

 

2

See, e.g., The Right Way to Calculate Attorneys’ Fees in Class Actions, December 4, 2015, 

available at http://www.law360.com/articles/733534/the-right-way-to-calculate-atty-fees-inclass-actions.

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 4 of 19
articles about Adam Moskowitz, including one regarding his family being named “Family of the 

Year” for their synagogue this past year, based mainly on the great dedication and pro bono service 

by his wife to his children’s school.

Howard Bushman. Howard Bushman is a Partner at The Moskowitz Law Firm and a 

seasoned litigator with over 18 years of experience prosecuting nationwide class actions and 

mass tort litigation. Mr. Bushman is a central figure in litigating the lender placed insurance 

class actions listed in Footnote 1. Further, Mr. Bushman has effectively litigated the 

following class actions: Kenneth F. Hackett & Associates, Inc. v. GE Capital Information 

Technology Solutions, Inc. et al., Case No.: 10-20715-CIV-ALTONAGA/BROWN (S.D. Fla.) 

(multi-million dollar settlement on behalf of a nationwide class of copier lessees whom were 

overcharged for their monthly payments); Aarons et al. v. BMW of North America, LLC, Case No. 

2:11-cv-07667-PSG (S.D.Cal.) (multi-million dollar settlement on behalf of a nationwide class of 

owners of defective Mini-Cooper vehicles); Lockwood et al. v. Certegy Check Services, Inc., Case 

No.: 8:07-CV-01657-SDM-MSS (M.D. Fla.) (nationwide data breach action resulting in a 

settlement valued at over $75 million dollars; Brenda Singer v. WWF Operating Company, Case 

No.: 13-CV-21232 (S.D. Fla. 2013) (nationwide litigation regarding alleged deceptive marketing 

of evaporated cane juice; successfully settled nationwide class action over deceptive labeling of 

evaporated cane juice); In Re: Countrywide Financial Corp. Customer Data Security Breach 

Litigation, Case No. 3:08-MD-01998-TBR (WDKY) (class action on behalf of over 17 million 

consumers, achieved a settlement valued at over $300 million dollars); Eugene Francis v. Serono 

Laboratories, Inc., et al. (“Serostim”), Case No. 06-10613 PBS (U.S. District Court of Mass.) ($24 

million cash settlement in a nationwide class action litigation against multiple entities regarding 

the deceptive and illegal marketing, sales and promotional activities for the AIDS wasting 

prescription drug Serostim); In Re: Guidant Corp. Implantable Defibrillators Products Liability 

Litigation, MDL No. 1708 (U.S. District of Minnesota) ($245 million dollar settlement for patients 

in this nationwide mass tort class action regarding the sale of defective cardiac defibrillators and 

pacemakers); In Re: Zicam Cold Remedy Marketing, Sales Practices and Products Liability 

Litigation, MDL No. 2096 (mass tort involving over $15 million settlement).

Mr. Bushman has extensive experience litigating antitrust matters throughout the state of 

Florida as well. See In re: Photochromic Lens Antitrust Litigation, MDL No. 2173, No. 8:10–md–

02173–T–27EA (M.D. Fla.) (nationwide indirect purchaser antitrust class action on behalf of 

purchasers of photochromic lenses); In re Florida Cement and Concrete Antitrust Litigation 

(Indirect Purchaser Action), No. 09-23493-CIV-Altonaga/Brown (S.D. Fla.) (statewide indirect 

purchaser antitrust class action on behalf of purchasers of cement); Anna Vichreva v. Cabot 

Corporation, et al., No. 03-27724-CA-27 (Fla. 11th Jud. Cir. Ct.) (litigated and obtained the largest 

per-consumer Carbon Black state court antitrust class action settlement in the country).

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 5 of 19
As passionate for the law as he is for giving back to the local community, Howard 

recently received the Eleventh Judicial Circuit and Miami-Dade County Bar Associations' 

Put Something Back Pro Bono Service Award.

Adam Schwartzbaum. Adam Schwartzbaum is a Senior Associate at The Moskowitz 

Law Firm, where he plays an important role in managing all aspects of the Firm’s class action 

litigation practice. Adam’s responsibilities include case analysis and development, trial court 

litigation, and appellate work. 

Adam successfully litigated and settled Rollo v. Universal Property & Casualty 

Insurance Co., No. 2017-027720-CA-01 (Fla. 11th Jud. Cir. Complex Bus. Div.), a class 

action which held the largest private insurance company in Florida accountable for its 

systemic failure to pay statutory interest on late-paid settlement payments. Adam also 

represented several certified classes of investors in litigation concerning the $300+ million 

bankruptcy, In re 1 Global Capital LLC, No. 18-19121 (Bankr. S.D. Fla.). Working in 

concert with the Debtors’ Special Counsel, Adam helped to litigate and settle claims with 

many of the Debtors’ professionals and sales agents in both state and federal court. Adam 

has also played an important role in many successful class actions litigated by The 

Moskowitz Law Firm, including In re Transamerica COI Litigation, Case No. 2:16-cv-01378-

CAS-AJW (C.D. Cal.) (cash settlement valued over $100 million, including significant prospective 

relief for life insurance policyholders).

Prior to joining The Moskowitz Law Firm, Mr. Schwartzbaum was an associate at 

Weiss Serota Helfman Cole & Bierman, a large regional law firm well known for 

representing local governments. As an associate in the litigation department, Mr. 

Schwartzbaum represented an array of private and municipal clients, at the trial and appellate 

levels, in state and federal court. In several instances, Mr. Schwartzbaum won significant 

trial victories and then succeeded in upholding them on appeal. For example, in SDE Media, 

LLC v. City of Doral, Case No. 3D16-2008 (Fla. 11th Jud. Cir.), Mr. Schwartzbaum secondchaired a trial that resulted in the trial court issuing a nineteen-page order finding in the 

City’s favor. On appeal, Mr. Schwartzbaum authored the answer brief, and the Third District 

Court of Appeal issued a per curiam affirmance. SDE Media, LLC v. City of Doral, 228 So. 

3d 567 (Fla. 2017). Similarly, in Brock v. Ochs, Case No. 2D16-705 (Fla. 20th Jud. Cir.), 

Mr. Schwartzbaum helped obtain summary judgment for the Collier County Manager in a 

major dispute with the County Clerk regarding the scope of the County Manager’s purchasing 

power under the Florida Constitution. On appeal, Mr. Schwartzbaum authored the answer 

brief, and the Second District Court of Appeal affirmed per curiam. Brock v. Ochs, 203 So. 

3d 164 (Fla. 2d DCA 2016). Mr. Schwartzbaum achieved similar success in federal court. 

For example, in Edwards CDS, LLC v. City of Delray Beach, No. 16-15693 (S.D. Fla.), Mr. 

Schwartzbaum authored a motion to dismiss that resulted in an order dismissing $25 million 

in federal constitutional claims with prejudice. On appeal, Mr. Schwartzbaum authored the 

answer brief, and the Eleventh Circuit Court of Appeals issued a written opinion affirming 

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 6 of 19
the dismissal. Edwards CDS, LLC v. City of Delray Beach, 699 Fed. App’x 885 (11th Cir. 

2017). As a result, Mr. Schwartzbaum helped the City achieve a very favorable settlement. 

Other significant appellate victories include D’Agastino v. City of Miami, 220 So. 3d 410 

(Fla. 2017) (upholding constitutionality of City of Miami’s Civilian Investigative Panel);

City of Homestead v. Foust, 2018 WL 575620 (Fla. 1st DCA 2018) (reversing order of Judge 

of Compensation Claims after determining, in issue of first impression, that JCC incorrectly 

interpreted a statute); City of Cooper City v. Joliff, 227 So. 3d 633 (Fla. 4th DCA 2017) 

(reversing a multi-million dollar summary judgment for plaintiffs in a class action alleging 

a special assessment was unconstitutional and instructing trial court to enter judgment for 

the City). 

Mr. Schwartzbaum’s career began in the litigation department of a large international 

law firm, White & Case, where he provided research and writing support on complex 

commercial disputes and in significant appellate matters in both state and federal court. 

Adam served on the trial team in Dacra Development v Corp. v. Colombo, Consolidated Case 

Nos. 11-17338 & 10-47846, successfully defending a prominent real estate developer from 

a multimillion dollar lawsuit and helping secure a $2 million verdict on the defendant’s 

counterclaim. Adam also represented the City of Dania Beach in a dispute over the expansion 

of the Fort Lauderdale-Hollywood International Airport, ultimately helping to secure a 

landmark settlement on behalf of over 850 homeowners impacted by the development. Adam 

also made vital contributions to several notable appellate victories, including North Carillon, 

LLC v. CRC 603, LLC, 135 So. 3d 274 (Fla. 2014) (obtaining a reversal of an opinion that 

incorrectly interpreted provision of Florida’s condominium law concerning statute governing 

placing of deposits into escrow), Sargeant v. Al-Saleh, 137 So. 3d 432 (Fla. 4th DCA 2014) 

(establishing new Florida law concerning trial court’s jurisdiction to compel turn over of 

foreign assets), and 200 Leslie Condominium Association, Inc. v. QBE Insurance Corp., 616 

Fed. App’x 936 (11th Cir. 2015) (affirming judgment in favor of insurer following a bench 

trial). 

Mr. Schwartzbaum is an active contributor to the South Florida community and a 

leader in several prominent organizations. He is a Member of the Board of Directors of Nu 

Deco Ensemble, Miami’s 21st Century genre-bending orchestra. Mr. Schwartzbaum sits on the 

Board of Directors of Temple Menorah in Miami Beach, the Board of the South Florida Israel 

Bonds Young Investor Society, and on the Board of the South Florida Lawyer’s Chapter of 

the American Constitution Society. Adam previously served on American Jewish 

Committee’s Global ACCESS Board and as a Member of the Democratic Executive Committee, 

the governing body of the Miami-Dade County Democratic Party. Mr. Schwartzbaum also serves 

as J-Street’s District Coordinator for Congresswoman Federica Wilson. In addition, Mr. 

Schwartzbaum is the Founder and Team Captain for Jewish Community Service’s Miami 

Marathon and Half Marathon Team which raises funds for The Blue Card, an organization 

benefiting indigent Holocaust Survivors. 

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 7 of 19
Joseph Kaye. Joseph is an Associate Attorney at The Moskowitz Law Firm, whose practice 

focuses on multi-state consumer class action litigation, complex commercial litigation and 

multidistrict litigation. His experience involving a broad range of disputes, including force-placed 

insurance class action litigation, health insurance, products liability, and federal antitrust litigation

matters, allows him to serve as a valuable asset in representing a number of the Firm’s clients.

In a putative Florida statewide class action representing skilled nursing facilities seeking 

to recover statutory interest owed by insurers on late paid Medicaid Long Term Care Program 

claims, Joseph was instrumental in effectively briefing and arguing against a motion by one 

defendant insurer to compel individual arbitration of one of the plaintiff’s claims. Joseph then coauthored the answer brief on appeal to the Third District Court of Appeal, which resulted in a 

written opinion upholding the trial court’s order and favorably expanding the law on arbitration in 

Florida for parties seeking to litigate their claims in a court of law. See Coventry Health Care of 

Florida, Inc. v. Crosswinds Rehab, Inc., LLC, 259 So. 3d 306 (Fla. 3d DCA 2018).

Prior to joining The Moskowitz Law Firm, Joseph was an Associate Attorney at Stok Folk 

+ Kon, a full-service law firm serving South Florida, where he represented businesses and

individuals in a range of disputes involving breach of contract, commercial transactions, fraud, 

business torts, deceptive and unfair trade practices, intellectual property, probate, guardianship and 

trust litigation, at both the trial and appellate court levels, as well as in arbitration. For example, 

Joseph successfully represented the plaintiffs in Oded Meltzer, et al. v. NMS Capital Group LLC, 

et al., Case No. 1:17-cv-23068-UU (S.D. Fla.), where plaintiffs sought a declaratory judgment that 

plaintiffs were not bound to an arbitration agreement they entered into as representatives of their 

business entities, as well as an injunction enjoining defendants from joining the plaintiffs as parties 

to arbitration of a multi-million-dollar dispute with those business entities. Joseph obtained a 

preliminary injunction on the papers without a hearing, which caused the defendants to stipulate 

to entry of a final judgment and permanent injunction. Further, Joseph authored the answer brief 

and litigated an appeal in Yehezkel Nissenbaum, et al. v. AIM Recovery Services, Inc., Case No. 

3D15-1000 (Fla. 3d DCA 2015), which resulted in the Third District Court of Appeal issuing a per 

curiam affirmance upholding a final judgment exceeding $125,000.000. Similarly, in Dantro LLP, 

et al. v. In rem Dantro Fund, et al., Case No. 12-ca-001643 (Fla. 20th Jud. Cir.), after obtaining a 

final summary judgment entitling plaintiff limited liability partnerships to recover $90,000.00 from 

the Court Registry after it was stolen by their former managing partner, Joseph successfully sought 

an order entitling plaintiffs to recover their attorneys’ fees and costs in maintaining the action 

against the former managing partner in his individual capacity as the real party in interest because 

he entered an appearance and sought to obtain the stolen funds for himself, purportedly on behalf 

of the dissolved partnerships. Joseph argued and won the motion before the trial court, then 

successfully defended the order on appeal to the Second District Court of Appeal. See Edward 

Adkins v. Dantro LLP, et al., Case No. 2D16-4751 (Fla. 2d DCA 2017).

A life-long Florida native, Joseph attained a Bachelor’s degree in Creative Writing from 

Florida State University (B.A., 2012) and a Juris Doctorate degree from the University of Miami 

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 8 of 19
School of Law (J.D., magna cum laude, 2015). While at the University of Miami, Joseph was a 

member of the Race and Social Justice Law Review, served as Dean’s Fellow for the Contracts 

and Elements courses, earned the Dean’s Certificate of Achievement in Evidence and Elements 

courses, received honors in litigation skills, and was on the Dean’s List multiple times.

Joseph also gained invaluable experience as a judicial intern for the Honorable Magistrate 

Judge Jonathan Goodman in the United States District Court for the Southern District of Florida,

where he researched and drafted bench memoranda and reports and recommendations, and learned 

a great deal about the inner workings of the federal court system through observing mediations 

and courtroom proceedings, and discussing litigation strategies with Judge Goodman and his 

clerks. While in law school, Joseph was also a certified legal intern for the Miami-Dade State 

Attorney's Office, Misdemeanor Domestic Violence Division, where he successfully argued 

motions and took live testimony on the record in open court, including Williams Rule motions, 

motions to revoke bond, motions to modify stay away orders and excited utterance motions, 

conducted victim and witness interviews, participated in arraignment, sounding and trial calendars, 

and assisted in voir dire. 

Barbara Lewis. Barbara is an Associate Attorney at The Moskowitz Law Firm. Most of 

her practice has focused on representing consumers in multi-state class action litigation, complex 

commercial litigation and multidistrict litigation. She handles a broad range of disputes, including 

force-placed insurance litigation and complex nationwide litigation relating to health insurance, 

products liability, false advertising, fraudulent business practices, and other consumer issues. Her 

fluency in Spanish makes her a valued source to the firm’s Hispanic and multicultural clients in 

South Florida. She has authored various publications including Amending Rule 23: Modernizing 

Class Notice and Debunking Bad-Faith Objectors, published by the Federal Litigation Section of 

the Federal Bar Association (SideBAR) in Spring 2017, and Lawsuits Target Hiden Fees, PassThrough Charges, published by the Daily Business Review in July 2016. 

Barbara also briefly worked at Clarke Silverglate, P.A. where her practice consisted of 

litigating employment law and general commercial matters. She defended employers against a 

variety of discrimination and wrongful termination lawsuits in federal and state court. She was 

instrumental in authoring and arguing various discovery motions against the plaintiff in a 

contentious sexual harassment dispute which led to a successful mediation. Barbara also 

represented insurance companies nationwide in a variety of breach of contract actions. In this 

capacity, she briefed and successfully obtained summary judgment in Dwyer v. Globe Life and 

Accident Insurance Company, Case No. 2:19-cv-14071 (S.D. Fla.), where the plaintiff demanded 

accidental death insurance benefits on behalf of an insured who had overdosed on illegal drugs. 

The court’s opinion not only clarified existing Florida insurance law, but also created new Florida 

law on accidental death coverage.

Barbara was born in Cuba but has been a long time Miami resident. She obtained her 

Bachelor’s degree with honors in Government from the University of Virginia in 2012, and her 

Juris Doctorate degree cum laude from the University of Miami School of Law in 2015. While 

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 9 of 19
at the University of Miami, Barbara earned the CALI Excellence for the Future Award and Dean’s 

Certificate of Achievement, awarded to the highest scoring student in the class, in her Legal 

Communication and Research courses. She interned at the Investor Rights Clinic, where she 

represented under-served investors in securities arbitration claims against their brokers before the 

Financial Industry Regulatory Authority (FINRA). She was also a member of the school’s 

International Moot Court Program and earned Second Place in the Moot Madrid competition, an 

international commercial arbitration competition that is conducted entirely in Spanish. 

The Moskowitz Law Firm, PLLC

The Moskowitz Law Firm focuses only on large-scale class actions and complex 

commercial litigation, typically against parties represented by larger, premier law firms. Its 

attorneys have played a leading role in significant class actions and complex litigation across the 

country that have made a real difference in the world and on behalf of consumers across the 

country. With deep roots in the local Miami community, the attorneys at The Moskowitz Law 

Firm have been avid supporters of several non-profit and education related organizations for 

over two decades, earning the good will of colleagues, clients and neighbors. After teaching 

Class Action Litigation at the University of Miami for over 26 years, in 2016, Adam 

Moskowitz, along with his other co-counsel in the force placed cases, organized the 

University of Miami Class Action Conference, and annual event which included Class Action 

Panels with various federal judges, state attorney generals and numerous plaintiff and 

defense counsel and awards scholarships to students interested in class action litigation.

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 10 of 19
2019 ‘Family of the Year’

We Salute the Moskowitz Family, honored as the

Committee of 100’s 2019 ‘Family of the Year’

Each year, Temple Beth Am is proud to recognize an outstanding family of volunteers. Congratulations to the Moskowitz

Family — Jessica, Adam, Serafina, Michael and Samantha — who were honored on March 10, 2019 as recipients of

the Committee of 100’s 2019 “Family of the Year” Award, for their continued participation in our Temple community and

their ongoing commitment to congregational leadership.

Jessica's TBAM journey began almost a decade ago in the Tot Shabbat and Mommy and Me programs, with the oldest of her

three Temple Beth Am Day School students Serafina. She has been involved as a lay leader in the Temple Beth Am Day

School for several years, including being a room parent, and for two years was Co-Chair of the Day School Annual Auction

(2017 and 2018). Jessica is a member of the Day School Board, and is now Co-President of PATIO (Parent and Teacher

Involvement Organization). She previously chaired the Grandparents & Special Friends Day Committee, served as Vice

Case 1:20-cv-23223-BB Document 17-3 Entered on FLSD Docket 09/11/2020 Page 11 of 19
President of the Elementary School on the PATIO Board and is currently enrolled in Temple Beth Am's Atideynu leadership

training program.

Adam, founding partner of The Moskowitz Law Firm, is in his 26th year on the faculty at the University of Miami School of

Law teaching Class Action Litigation, and donates his salary back to the school for student scholarships. He helped establish

the annual Class Action Forum at the UM School of Law. Last year, Adam helped organize a new group of parent volunteers

to launch the inaugural Day School Chanukah Games on December 21, 2018 — watch video. All 230 elementary school

students participated in 12 physical and mental activities, and Opening and Closing Ceremonies. Adam is active in the

Alexander Muss High School in Israel program, having been a student and then a Madrich (counselor). He is passionate

about Israel and works tirelessly in behalf of AIPAC in Washington, DC. A member of the "Beyond the Curve" Capital

Campaign Committee, he proudly coaches his daughter's 3rd grade Beth Am Basketball League team and is a frequent guest

reader in his childrens' classrooms. 

Serafina (pictured at right) is a third grader at Temple Beth Am Day School where she began her studies

in Early Childhood in Junior Pre-Nursery. She enjoys art, tennis, Beth Am Basketball League, spending

time with her friends and setting out on her own path in life. 

Michael, a first grader at Temple Beth Am Day School who also began here in the Early Childhood, also

loves playing tennis at Coral Oaks, basketball and spending time with friends and family in Miami and

North Carolina.

In Fall 2019, Samantha, a Pre-K student, will find her way across the quad to Kindergarten. Eager to

learn to read and write, her spunky personality comes shining through, especially during After School U's

Hip Hop.

(Family Photo by Anastasia Murphy — Stasia Shoots)

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March 26, 2018 Circulation: 25,128/ UMV: 57,146

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JASON R. MARGULIES

One Biscayne Tower, Suite 1776 • 2 South Biscayne Boulevard • Miami, Florida 33131

Telephone 305.373.3016 • Facsimile 305.373.6204

CURRICULUM VITAE 

EDUCATION 

1995 Juris Doctorate (Cum Laude), University of Miami School of Law, 

Coral Gables, FL.

Most Outstanding Third Year Member and Associate Editor, University of Miami 

Inter-American Law Review, 1994-1995.

1992 Bachelor of Science, New York University, Leonard N. Stern School of Business, 

New York, N.Y.; Double Major: Finance / International Business 

1987 Cornell University, Cornell Summer College, Law / Writing Program 

BOARD CERTIFICATION 

2013 – Present Admiralty and Maritime Law, Board Certified Specialist, Florida Bar

BAR ASSOCIATIONS

1995 – Present Florida Bar 

2019 – Present Washington State Bar 

COURTS ADMITTED

1995 Supreme Court of the State of Florida 

1996 United States District Court for the Southern District of Florida 

2000 United States District Court for the Middle District of Florida 

2001 United States Supreme Court 

2002 United States District Court for the Northern District of Florida 

2002 United States Court of Federal Claims 

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2010 United States Court of Appeals for the Eleventh Circuit

2016 United States Court for the District of Colorado

2019 Supreme Court of the State of Washington

2019 United States District Court for the Western District of Washington

OTHER CERTIFICATIONS

2007 - Present Certified Circuit Mediator

AWARDS, HONORS & APPOINTMENTS

2016 – 2021 Best Lawyers, Best Lawyers in America, 2 categories: Admiralty & Maritime 

Law; Personal Injury Litigation – Plaintiffs

2013 – 2020 SuperLawyers, SuperLawyer, Plaintiff Personal Injury Law

2018 Top 50 Verdicts – Personal Injury, TopVerdict

2013 – 2019 United States District Court for the Southern District of Florida,

Bench and Bar Committee 

2014 – Present Florida Bar, Admiralty Law Committee

2013 – 2016 Florida Bar, Eleventh Circuit Grievance Committee

2016 – 2018 Top 100 Litigator, Florida, American Society of Legal Advocates

2017 – 2018 Top 100, The National Trial Lawyers

2015 Top Verdict Award – Admiralty, Daily Business Review

2015, 2016 10 Best, Client Satisfaction, American Institute of Personal Injury Attorneys

2011 SuperLawyers, Florida Rising Star (Maritime/Transportation Law)

2011 Advocate, American Association for Justice National College of Advocacy

2010 Faculty Instructor, Florida College of Advanced Judicial Studies

2009 – 2014 Florida Trend’s Florida Legal Elite (Aviation, Admiralty & Maritime Law)

1994 – 1995 Most Outstanding Third Year Member, University of Miami Inter-American Law 

Review

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2012 – Present Board Member / Treasurer - Friendship Circle Miami

MARTINDALE-HUBBELL RATING

2009 – Present AV PREEMINENT 5.0 out of 5.0 Rating. (Highest peer review rating available).

2003 – 2009 AV Rating. High to Preeminent Legal Ability and Highest Professional and 

Ethical Standards. (Highest peer review rating available).

AVVO RATING

2010 – Present 10 out of 10 Rating. (Highest Avvo rating available).

PROFESSIONAL EXPERIENCE

2010 – Present Lipcon, Margulies, Alsina & Winkleman, P.A., Shareholder

Handles all phases of Plaintiff personal injury and wrongful death litigation, trials, 

and appeals in State and Federal Courts, with emphasis on Admiralty/Maritime 

litigation. Successfully tried cases to multi-million dollar jury verdicts. 

Oversees associate attorneys and support staff. Co-manages very busy boutique 

law firm.

2002 – 2010 Lipcon, Margulies & Alsina, P.A., Shareholder

Handles all phases of Plaintiff personal injury and wrongful death litigation and 

appeals in State and Federal Courts, with emphasis on Admiralty/Maritime 

litigation. Successfully tried cases to multi-million dollar jury verdicts. Oversees 

associate attorneys and support staff. Co-manages very busy boutique law firm.

1997 – 2002 Law Offices of Charles R. Lipcon, Attorney

Handled all phases of Plaintiff personal injury and wrongful death litigation and 

appeals in State and Federal Courts, with emphasis on Admiralty/Maritime 

litigation.

1995 – 1997 Law Offices of Philip M. Gerson, Attorney

Handled all phases of general Plaintiff’s personal injury and wrongful death 

litigation in State and Federal Courts. Also established employment 

discrimination practice within the firm.

1993 – 1995 Law Offices of Charles R. Lipcon, Law Clerk

Assisted attorneys by performing legal research, drafting complex memorandums 

of law, and drafting motions and pleadings for litigation and appeals in State and 

Federal Courts, with emphasis on Admiralty/Maritime litigation.

1989 – 1991 Israeloff, Trattner & Co, Certified Public Accountants, Accounting Clerk

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Performed general accounting duties. Assisted accountants with bookkeeping 

and tax return preparation.

PROFESSIONAL ORGANIZATIONS

2011 – Present National Crime Victims Bar Association

2010 – Present South Eastern Admiralty Law Institute

2000 – Present Florida Admiralty Trial Lawyers Association, Founding Member

1995 – Present American Association for Justice (formerly American Trial Lawyers Association)

1996 – Present Florida Justice Association (formerly Academy of Florida Trial Lawyers)

SELECTED PROFESSIONAL MEDIA CONSULTATIONS

DAILY BUSINESS REVIEW “Miami Lawyers Sue Islamorada Watersports Company Over 

Tourists’ Jet Ski Crash” June 20, 2019

VARIOUS TELEVISION / PRESS Anthem of the Seas litigation, February, 2016

VARIOUS TELEVISION / PRESS El Faro litigation, October, 2016

WALL STREET JOURNAL “Overworked Cruise Employees Denied U.S. Court Protection 

Cause More Accidents, Endanger American Consumers” April 11, 

2013

NBR / NBC UNIVERSAL Interview, April 4, 2013, regarding Carnival Corporation.

CNN “After a bad cruise, can you cruise into court?” February 14, 2013

INSIDE COUNSEL “Cruise ship victims can’t sue in U.S.,” January 17, 2012

REUTERS “Cruise ship victims can’t use U.S. courts: experts,” January 16, 

2012

DAILY BUSINESS REVIEW “Jury awards $4.3 million to injured Miami port worker,” 

December 2, 2010

MORNING SHOW WSFL-TV Interview, August 1, 2010, regarding cruise ship safety.

CBS MORNING SHOW Interview, May 27, 2009, regarding cruise ship crimes.

CBS RADIO Interview, March 9, 2009, regarding cruise ship sexual assaults.

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TIME “When Adventure Tourism Kills,” March 3, 2008.

WALL STREET JOURNAL “Trouble At Sea: Free-Agent Doctors,” October 24, 2007.

MSNBC Interview, December 13, 2005, regarding George Smith case.

SUN SENTINEL “Ecstasy back at sea, but questions remain about fire a year ago,” 

July 19, 1999.

REUTERS “US couple sues over Ecstasy,” July 29, 1998.

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SELECTED RECENT VERDICTS AND CASES

Krause et al. (Polish Riding Crew) v. Sea Star Lines, LLC, United States District Court for the Middle 

District of Florida, Case No. 15-CV-01297-MCR, Limitation of Liability Action, $5.55M (January 

2016)

Acosta v. Dantor Cargo Shipping, Inc. et al., United States District Court for the Southern District of 

Florida, Case No. 17-23127-CV-Scola, Bench Trial, $3,342,440.00 (November 2017)

Kohnke v. Gozleveli, United States District Court for the Southern District of Florida, Case No. 12-

61458-CV-Scola, Bench Trial, $828,524.00 (June 2015)

Caraffa v. Carnival, 11th Judicial Circuit of Florida, Case No. 06-00964 CA 42, Jury Trial, $3.6M 

(December 2014)

Williams v. Royal Caribbean Cruises, American Arbitration Association – Miami, Arbitration, 

$970,230.99 + lifetime maintenance and cure worth over $2M (April 2013)

Wallace et al. v. NCL (Bahamas) Ltd., United States District Court for the Southern District of Florida, 

Case No. 09-21814-CV-Jordan, Bench Trial, awarding full compensatory damages and pre-judgment 

interest to representatives of a 100+ plaintiff case (September 2012)

Skye v. Maersk, United States District Court for the Southern District of Florida, Case No. 11-21589-

CV-Altonaga, Jury Trial, $590,574.75 (May 2012)

Walker v. Florida Power & Light Company, et al., 11th Judicial Circuit of Florida, Case No. 08-29760 

CA 15, Jury Trial, $4M+ (September 2010)

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