<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
   THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
   EXTRACTED FROM DEARBORN BANCORP, INC. AND SUBSIDIARY
   CONSOLIDATED BALANCE SHEETS AT MARCH 31, 1999 AND THE
   CONSOLIDATED STATEMENTS OF OPERATIONS FOR THE THREE MONTHS
   ENDED MARCH 31, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY
   REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                                             <C>
<MULTIPLIER>                                          1,000
<PERIOD-TYPE>                                         3-MOS
<PERIOD-START>                                  JAN-01-1999
<FISCAL-YEAR-END>                               DEC-31-1999
<PERIOD-END>                                    MAR-31-1999
<CASH>                                           $    2,705
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                      8,542
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                          53,899
<INVESTMENTS-CARRYING>                                    0
<INVESTMENTS-MARKET>                                      0
<LOANS>                                              67,136
<ALLOWANCE>                                             706
<TOTAL-ASSETS>                                      135,685
<DEPOSITS>                                          106,487
<SHORT-TERM>                                              0
<LIABILITIES-OTHER>                                     452
<LONG-TERM>                                             511
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                             29,015
<OTHER-SE>                                           (1,157)
<TOTAL-LIABILITIES-AND-EQUITY>                      135,685
<INTEREST-LOAN>                                       1,409
<INTEREST-INVEST>                                       651
<INTEREST-OTHER>                                         76
<INTEREST-TOTAL>                                      2,136
<INTEREST-DEPOSIT>                                    1,052
<INTEREST-EXPENSE>                                    1,061
<INTEREST-INCOME-NET>                                 1,075
<LOAN-LOSSES>                                            82
<SECURITIES-GAINS>                                        0
<EXPENSE-OTHER>                                         872
<INCOME-PRETAX>                                         269
<INCOME-PRE-EXTRAORDINARY>                              269
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                            176
<EPS-PRIMARY>                                          0.07
<EPS-DILUTED>                                          0.07
<YIELD-ACTUAL>                                         3.52
<LOANS-NON>                                             885
<LOANS-PAST>                                            141
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                        627
<CHARGE-OFFS>                                             3
<RECOVERIES>                                              0
<ALLOWANCE-CLOSE>                                       706
<ALLOWANCE-DOMESTIC>                                    706
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0

</TABLE>