<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted
from consolidated financial statements and notes thereto of
Jefferson Savings  Bancorp, Inc. at and for the nine months
ended September 30, 1997 and is qualified in its entirety by
reference to such financial statements.  Dollar  amounts (other
than per share data) are in thousands.
<RESTATED>
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                      10,571,081
<INT-BEARING-DEPOSITS>                      22,161,648
<FED-FUNDS-SOLD>                             8,325,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                207,499,166
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0 
<LOANS>                                    952,385,358
<ALLOWANCE>                                  8,470,492
<TOTAL-ASSETS>                           1,257,752,654
<DEPOSITS>                               1,069,651,787
<SHORT-TERM>                                51,301,038
<LIABILITIES-OTHER>                         23,283,843
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       100,360 <F1>
<OTHER-SE>                                 113,415,626 <F1>
<TOTAL-LIABILITIES-AND-EQUITY>           1,257,752,654
<INTEREST-LOAN>                             59,465,712
<INTEREST-INVEST>                           10,989,969
<INTEREST-OTHER>                             1,686,385
<INTEREST-TOTAL>                            72,142,066
<INTEREST-DEPOSIT>                          39,823,827
<INTEREST-EXPENSE>                          43,690,939
<INTEREST-INCOME-NET>                       28,451,127
<LOAN-LOSSES>                                1,158,000
<SECURITIES-GAINS>                               3,822
<EXPENSE-OTHER>                             17,150,276
<INCOME-PRETAX>                             12,405,190
<INCOME-PRE-EXTRAORDINARY>                   7,651,190
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 7,651,190
<EPS-PRIMARY>                                      .85 <F1>
<EPS-DILUTED>                                      .82 <F1>
<YIELD-ACTUAL>                                    3.15
<LOANS-NON>                                  4,448,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                               174,000
<LOANS-PROBLEM>                              5,725,000
<ALLOWANCE-OPEN>                             6,528,601
<CHARGE-OFFS>                                  372,123
<RECOVERIES>                                       250
<ALLOWANCE-CLOSE>                            8,470,492
<ALLOWANCE-DOMESTIC>                         6,994,457
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                      1,476,035
<FN>
<F1>  Restated for adoption of SFAS No. 128 and two-for-one 
      stock split.
</FN>
        

</TABLE>