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                                                                   EXHIBIT 10.30


                                 PROMISSORY NOTE

Dated: December 4, 2002
Maturity Date: December 4, 2003

         FOR VALUE RECEIVED, Concorde Blackhawk Corporation, a Colorado
         corporation (the "Borrower"), agrees and promises to pay to the order
         of First National Bank, a national banking association (the "Lender"),
         its endorsees, successors and assigns (collectively, the "Holder"), at
         Lender's office at 909 St Joseph Street, Suite 101 Rapid City, South
         Dakota 57701, or such other place as the Holder may from time to time
         designate, the principal sum of Two Million Eighty Thousand Dollar
         ($2,080,000.00) or so much as may from time to time be disbursed
         hereon, together with interest on the Note Principal Balance (defined
         below) at the rate of interest hereinafter set forth, in coin or
         currency, which, at the time or times of payment, is legal tender for
         the payment of public and private debts in the United States of
         America. This Note shall be payable in the following manner and on all
         the following terms and at the following times:

         1. DEFINITIONS. For purposes of this Note the following terms shall
have the following meanings:

         "Advance" shall mean any payment by the Lender to Borrower of proceeds
of the Loan in accordance with the terms of the Loan Agreement.

         "Advance Date" shall mean the date on which any Lender first makes the
Advance of the Loan pursuant to the Loan Agreement.

         "Collateral" shall have the definition given such term in the Loan
Agreement, in the Deed of Trust, Assignment of Leases and Rents, and Fixture
Filing, and in the Security Agreement.

         "Interest Rate" shall mean the Interest Rate as defined in Section 3
below.

         "Lender" shall mean First National Bank, a national banking
association, located in Rapid City, South Dakota, or its successors and assigns,
or any Holder from time to time of the Note who is a Lender under the terms of
the Loan Agreement, including any successor and assign.

         "Loan" shall mean the Loan defined in the Loan Agreement, evidenced by
the Note.

         "Loan Agreement" shall mean the Loan Agreement of even date herewith
entered into between Borrower and Lender.

         "Maturity Date" shall mean the last day of the 12th month following the
date hereof or such earlier date as this Note may be declared due and payable by
Holder in accordance with its terms, but not later than December 4, 2003.

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         "Monthly Payment Date" shall mean January 1, 2003, and the first day of
each calendar month thereafter.

         "Note"shall mean this Note and any other promissory note evidencing the
Loan.

         "Note Principal Balance" shall mean at any time with respect to this
Note, the total principal amount of Advances under this Note, reduced by all
repayments of principal on this Note.

         "Promissory Note or Note" means this Promissory Note.

         Capitalized terms used herein that are not defined herein or elsewhere
in this Note shall have the same meaning as such terms are used in the Loan
Agreement.

         2. DISBURSEMENTS. The proceeds of the Loan shall be disbursed only upon
satisfaction of the conditions set forth in the Loan Agreement.

         3. INTEREST RATE. On and after the Advance Date, until the Maturity
Date, the Note Principal Balance at the close of each day shall bear interest at
the following per annum rates of interest "Interest Rate":

         a. Interest Rate. From and after the date hereof and continuing up to
and including the Maturity Date the Principal Balance shall bear interest at an
annual rate which is equal to ten [10%] percent. The annual rate then in effect
with respect to this Note is hereafter referred to as the "Interest Rate."

         b. Default Rate. If an Event of Default occurs, then at the option of
the Lender, during the entire period during which such Event of Default shall
occur and be continuing interest shall be payable on the Note Principal Balance
at an annual rate of interest equal to ten [10%] percent, whether or not payment
of the Loan has been accelerated.

         4. BASIS OF COMPUTATION. Interest shall be computed by multiplying the
actual number of days elapsed in the period for which interest is calculated by
a daily rate based on a 360 day year. Interest shall commence to accrue on the
Note Principal Balance of this Promissory Note on the first date that the
Advance is funded by the Holder of this Promissory Note.

         5. LATE CHARGE. If any payment required hereunder is not paid within
ten calendar days after the due date Borrower agrees to pay a late charge of
five [5%] percent of each unpaid payment to defray the costs of the Lender
incident to collecting such late payment. This late charge: shall apply
individually to all payments past due and there will be no daily pro rata
adjustment. This provision shall not be deemed to excuse a late payment or be
deemed a waiver of any other rights the Holder may have.

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         6. TERMS OF PAYMENT. Commencing on the Monthly Payment Date and
continuing thereafter on each Monthly Payment Date, up to and including the
Maturity Date, accrued interest on the Note Principal Balance shall be payable
by the Borrower at the Interest Rate. Thereafter the Note Principal Balance
shall be due and payable upon the Maturity Date with any outstanding interest on
this Note also being due and payable on the Maturity Date.

         Notwithstanding the foregoing, the Note Principal Balance shall be
payable on such earlier date as payment hereunder shall have been accelerated by
virtue of the occurrence of an Event of Default in accordance with the
provisions of the Loan Agreement at which time the entire unpaid Note Principal
Balance hereof and all accrued and unpaid interest thereon, and all other
charges payable pursuant to the terms hereof shall in any event be fully due and
payable.

         7. APPLICATION OF PAYMENTS. So long as an Event of Default does not
exist, all payments on the Loan shall be applied first to any costs of
collection, then to late charges, then to interest and then to the Note
Principal Balance and all accrued unpaid interest thereon.

         If an Event of Default exists, the Lender may apply any payments
received to any sums due under this Note in accordance with the terms of the
Loan Agreement. Amounts paid or prepaid under this Note may not be reborrowed.

         8. PREPAYMENTS. At the option of Borrower, the Note Principal Balance
may be prepaid in whole or in part and on any date without prior notice and
without penalty. All partial prepayments shall be applied based on the unpaid
principal balance of the Loan: first to accrued interest, and then to the Note
Principal Balance. Upon prepayment in full, interest accrued to the prepayment
date shall be paid on such prepayment date.

         10. SECURITY. The payment and performance of the Note are secured by
the Deed of Trust, Assignment of Leases and Rents, and Fixture Filing and the
Security Agreement dated as of the date hereof.

         11. DEFAULT. If an Event of Default occurs, the entire Note Principal
Balance, together with accrued interest thereon and late charges, if any, shall
become immediately due and payable at the option of the Lender.

         12. TIME OF ESSENCE; NO WAIVER; REMEDIES CUMULATIVE. Time is of the
essence. No delay or omission in the exercise of any right hereunder or under
any Loan Document shall operate as a waiver of such right or of any other remedy
under this Promissory Note or any Loan Document. A waiver on any one occasion
shall not be construed as a bar to or waiver of any such right or remedy on a
future occasion. All rights and remedies of Holder under the terms of this
Promissory Note, under the terms of the Loan Documents, and under any statutes
or rules of law shall be cumulative and may be exercised successively or
concurrently.

         13. COSTS OF COLLECTION. In the event of any Event of Default hereunder
Borrower agrees to pay the costs of collection, including court costs,
arbitration proceedings, and reasonable attorneys' fees (prior to trial or
arbitration, at arbitration, at trial, and on appeal)

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incurred in collecting the debt secured hereby, or in exercising or defending,
or obtaining the right to exercise, the rights of Holder hereunder, under the
Loan Agreement or under or with respect to any other Loan Document, whether an
arbitration proceeding or action to compel arbitration or enforce an arbitration
award be brought or not, and in bankruptcy, insolvency, arrangement,
reorganization and other debtor-relief proceedings, in other court proceedings
brought in accordance with the Loan Documents, and all reasonable costs and
expenses incurred by Holder or the Lender in protecting or preserving the
property and interests which are subject to the Loan Documents.

         14. WAIVER OF PRESENTMENT, ETC. Except as otherwise provided in the
Loan Documents, demand for payment, presentment for payment, protest, notice of
protest, notice of non-payment, notice of dishonor, notice to accelerate
maturity, notice of acceleration of maturity, notice of intent to foreclose on
any Collateral (as defined in the Loan Agreement, Security Agreement and Deed of
Trust) securing this Note, all other notices, diligence in collection as to each
and every payment due hereunder, and all other requirements necessary to charge
or hold Borrower to any obligation hereunder are waived. Consent is given to any
extension or alteration of the time or terms of payment hereof, for the payment
hereof, any acceptance of additional security of any kind, and any release of,
or resort to, any party liable for payment hereof.

         15. SAVINGS CLAUSE. Notwithstanding anything to the contrary set forth
in this instrument, if at any time until payment in full of all of the
indebtedness due hereunder, the interest rate on such indebtedness exceeds the
highest rate of interest permissible under any law that a court of competent
jurisdiction shall, in a final determination, deem applicable hereto (the
"Maximum Lawful Rate"), then in such event and so long as the Maximum Lawful
Rate would be so exceeded, the interest rate shall be equal to the Maximum
Lawful Rate; provided, however, that if at any time thereafter the interest rate
is less than the Maximum Lawful Rate Borrower shall continue to pay interest
hereunder at the Maximum Lawful Rate until such time as the total interest
received by the Holder from the making of advances hereunder is equal to the
total interest the Holder would have received had the interest rate been (but
for the operation of this paragraph) the interest rate payable since the initial
funding of the Loan. Thereafter, the interest rate payable hereunder shall be
the interest rate provided for in this instrument unless and until the interest
rate so provided for again exceeds the Maximum Lawful Rate, in which event this
paragraph shall again apply. In no event shall the total interest received by
the Holder pursuant to the term hereof exceed the amount such Holder could
lawfully have received had the interest due hereunder been calculated for the
full terms hereof at the Maximum Lawful Rate. If a court of competent
jurisdiction, notwithstanding the provisions of this paragraph, makes a final
determination that the Holder has received interest in excess of the Maximum
Lawful Rate, the Holder shall, to the extent permitted by applicable law,
promptly apply such excess first to any interest due and not yet paid under this
instrument, then to the outstanding Note Principal Balance due under this
instrument and thereafter shall refund any excess to Borrower or as a court of
competent jurisdiction may otherwise order.

         16. GOVERNING LAW; SEVERABILITY. This Note shall be construed in
accordance with and governed by the internal laws of the State of Colorado and
applicable federal law. Whenever possible, each provision of this Note and any
other statement, instrument or transaction contemplated hereby or thereby or
relating hereto or thereto shall be interpreted in

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such manner as to be effective and valid under such applicable law, but, if any
provision of this Note or any other statement, instrument or transaction
contemplated hereby or thereby or relating hereto or thereto shall be held to be
prohibited or invalid under such applicable law, such provision shall be
ineffective only to the extent of such prohibition or invalidity, without
invalidating the remainder of such provision or the remaining provisions of this
Note or any other statement, instrument or transaction contemplated hereby or
thereby or relating hereto or thereto. The parties shall endeavor in good-faith
negotiations to replace any invalid, illegal or unenforceable provisions with a
valid provision the economic effect of which comes as close as possible to that
of the invalid, illegal or unenforceable provision.

         17. INTEGRATION; CONFLICTING TERMS. This Note, together with the other
Loan Documents, comprises the entire agreement of the parties on the subject
matter hereof and supersedes and replaces all prior agreements, oral and
written, on such subject matter. If any term of any of the other Loan Documents
expressly conflicts with the provisions of this Note or the Loan Agreement, the
provisions of the Loan Agreement shall control, and if any term of the Loan
Agreement shall expressly conflict with a provision of this Note, the provisions
of this Note shall control; provided, however, that:

         (a) the inclusion of supplemental rights and remedies of Lender in any
of the other Loan Documents shall not be deemed a conflict between the Loan
Agreement or this Note; and

         (b) the inclusion of supplemental provisions pertaining to or
benefitting Borrower in the Loan Agreement or in any of the other Loan Documents
shall not be deemed a conflict between the Loan Agreement, such other Loan
Documents and this Note.


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                               Executed as of the date first above written.

                                    CONCORDE BLACKHAWK CORPORATION,
                                    A COLORADO CORPORATION


                                    By:    /s/ JERRY L. BAUM
                                        -----------------------------------
                                           Jerry L. Baum, President and
                                           Chief Executive Officer