<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
   THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
   EXTRACTED FROM DEARBORN BANCORP, INC. AND SUBSIDIARY
   CONSOLIDATED BALANCE SHEETS AT SEPTEMBER 30, 1996 AND THE
   CONSOLIDATED STATEMENTS OF OPERATIONS FOR THE NINE MONTHS
   ENDED SEPTEMBER 30, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY
   REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                                             <C>
<MULTIPLIER>                                          1,000
<PERIOD-TYPE>                                         9-MOS
<PERIOD-START>                                   JAN-1-1996
<FISCAL-YEAR-END>                               DEC-31-1996
<PERIOD-END>                                    SEP-30-1996
<CASH>                                           $    2,065
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                        900
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                          11,977
<INVESTMENTS-CARRYING>                                    0
<INVESTMENTS-MARKET>                                      0
<LOANS>                                              29,279
<ALLOWANCE>                                             296
<TOTAL-ASSETS>                                       46,708
<DEPOSITS>                                           40,536
<SHORT-TERM>                                              0
<LIABILITIES-OTHER>                                     226
<LONG-TERM>                                             555
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                              6,521
<OTHER-SE>                                           (1,130)
<TOTAL-LIABILITIES-AND-EQUITY>                       46,708
<INTEREST-LOAN>                                       1,699
<INTEREST-INVEST>                                       541
<INTEREST-OTHER>                                         78
<INTEREST-TOTAL>                                      2,318
<INTEREST-DEPOSIT>                                    1,146
<INTEREST-EXPENSE>                                    1,177
<INTEREST-INCOME-NET>                                 1,141
<LOAN-LOSSES>                                            93
<SECURITIES-GAINS>                                        6
<EXPENSE-OTHER>                                       1,277
<INCOME-PRETAX>                                         (32)
<INCOME-PRE-EXTRAORDINARY>                              (32)
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                            (32)
<EPS-PRIMARY>                                         (0.05)
<EPS-DILUTED>                                         (0.05)
<YIELD-ACTUAL>                                         3.61
<LOANS-NON>                                               9
<LOANS-PAST>                                              0
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                        204
<CHARGE-OFFS>                                             3
<RECOVERIES>                                              2
<ALLOWANCE-CLOSE>                                       296
<ALLOWANCE-DOMESTIC>                                    296
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0

</TABLE>