<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
   THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
   EXTRACTED FROM DEARBORN BANCORP, INC. AND SUBSIDIARY
   CONSOLIDATED BALANCE SHEETS AT SEPTEMBER 30, 1997 AND THE
   CONSOLIDATED STATEMENTS OF OPERATIONS FOR THE THREE AND NINE
   MONTHS ENDED SEPTEMBER 30, 1997, AND IS QUALIFIED IN ITS 
   ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                                             <C>
<MULTIPLIER>                                          1,000
<PERIOD-TYPE>                                         9-MOS
<PERIOD-START>                                  JAN-01-1997
<FISCAL-YEAR-END>                               DEC-31-1997
<PERIOD-END>                                    SEP-30-1997
<CASH>                                           $    1,412
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                      4,150
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                          23,942
<INVESTMENTS-CARRYING>                                    0
<INVESTMENTS-MARKET>                                      0
<LOANS>                                              47,106
<ALLOWANCE>                                             475
<TOTAL-ASSETS>                                       79,271
<DEPOSITS>                                           69,735
<SHORT-TERM>                                              0
<LIABILITIES-OTHER>                                     429
<LONG-TERM>                                             541
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                              9,272
<OTHER-SE>                                             (706)
<TOTAL-LIABILITIES-AND-EQUITY>                       79,271
<INTEREST-LOAN>                                       2,859
<INTEREST-INVEST>                                       844
<INTEREST-OTHER>                                        116
<INTEREST-TOTAL>                                      3,819
<INTEREST-DEPOSIT>                                    2,037
<INTEREST-EXPENSE>                                    2,069
<INTEREST-INCOME-NET>                                 1,750
<LOAN-LOSSES>                                           112
<SECURITIES-GAINS>                                        0
<EXPENSE-OTHER>                                       1,552
<INCOME-PRETAX>                                         315
<INCOME-PRE-EXTRAORDINARY>                              315
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                            415
<EPS-PRIMARY>                                          0.44
<EPS-DILUTED>                                          0.44
<YIELD-ACTUAL>                                         3.49
<LOANS-NON>                                               9
<LOANS-PAST>                                              0
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                        366
<CHARGE-OFFS>                                             0
<RECOVERIES>                                              0
<ALLOWANCE-CLOSE>                                       475
<ALLOWANCE-DOMESTIC>                                    475
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0

</TABLE>