<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
   THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
   EXTRACTED FROM DEARBORN BANCORP, INC. AND SUBSIDIARY
   CONSOLIDATED BALANCE SHEETS AT SEPTEMBER 30, 1999 AND THE
   CONSOLIDATED STATEMENTS OF INCOME FOR THE NINE MONTHS
   ENDED SEPTEMBER 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY
   BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                                             <C>
<MULTIPLIER>                                          1,000
<PERIOD-TYPE>                                         9-MOS
<PERIOD-START>                                  JAN-01-1999
<FISCAL-YEAR-END>                               DEC-31-1999
<PERIOD-END>                                    SEP-30-1999
<CASH>                                           $    1,812
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                      3,276
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                          60,914
<INVESTMENTS-CARRYING>                                    0
<INVESTMENTS-MARKET>                                      0
<LOANS>                                              75,624
<ALLOWANCE>                                             750
<TOTAL-ASSETS>                                      146,371
<DEPOSITS>                                          117,572
<SHORT-TERM>                                              0
<LIABILITIES-OTHER>                                     873
<LONG-TERM>                                             499
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                             29,015
<OTHER-SE>                                           (1,588)
<TOTAL-LIABILITIES-AND-EQUITY>                      146,371
<INTEREST-LOAN>                                       4,538
<INTEREST-INVEST>                                     2,357
<INTEREST-OTHER>                                        178
<INTEREST-TOTAL>                                      7,073
<INTEREST-DEPOSIT>                                    3,472
<INTEREST-EXPENSE>                                    3,498
<INTEREST-INCOME-NET>                                 3,575
<LOAN-LOSSES>                                           707
<SECURITIES-GAINS>                                        0
<EXPENSE-OTHER>                                       2,834
<INCOME-PRETAX>                                         461
<INCOME-PRE-EXTRAORDINARY>                              461
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                            260
<EPS-BASIC>                                          0.11
<EPS-DILUTED>                                          0.11
<YIELD-ACTUAL>                                         3.62
<LOANS-NON>                                             154
<LOANS-PAST>                                              0
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                        627
<CHARGE-OFFS>                                           598
<RECOVERIES>                                             14
<ALLOWANCE-CLOSE>                                       750
<ALLOWANCE-DOMESTIC>                                    750
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0

</TABLE>