Exhibit 3(a)
 MICHIGAN DEPARTMENT OF LABOR & ECONOMIC GROWTH
BUREAU OF COMMERCIAL SERVICES
 Date Received
    
    (FOR BUREAU USE ONLY)MAY 24 2004This document is effective on the date filed, unless a
subsequent effective date within 90 days after received date
is stated in the document.
    
    FILED
MAY 24 2004AdministratorBUREAU OF COMMERCIAL SERVICEEFFECTIVE DATE: 0
 NameVerne C. Hampton IIAddress500 Woodward, Suite 4000City
    
    State
    
    Zip CodeDetroit
    
    MI
    
    
    48226
 Document will be returned to the name and address you enter above.
If left blank document will be mailed to the registered office.
 CERTIFICATE OF AMENDMENT TO THE ARTICLES OF INCORPORATION
For use by Domestic Profit and Nonprofit Corporations
 Pursuant to the provisions of Act 284, Public Acts of 1972 (profit corporations), or Act 162,
Public Acts of 1982 (nonprofit corporations), the undersigned corporation executes the following
Certificate:
 1.
    
    The present name of the corporation is: Dearborn Bancorp, Inc.2.
    
    The identification number assigned by the Bureau is: 501-297
 3.
    
    Article III of the Articles of Incorporation is hereby amended to read as follows:The total authorized shares:




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COMPLETE ONLY ONE OF THE FOLLOWING:
 4.
    
    (For amendments adopted by unanimous consent of incorporators before the first meeting of
the board of directors or trustees.)The foregoing amendment to the Articles of Incorporation was duly adopted on the _______ day of
, , in accordance with the provisions of the Act by the unanimous consent of
the incorporator(s) before the first meeting of the Board of Directors or Trustees.
 
 (Signature)
    
    (Signature)(Type or Print Name)
    
    (Type or Print Name)(Signature)
    
    (Signature)(Type or Print Name)
    
    (Type or Print Name)
 5.
    
    (For profit and nonprofit corporations whose Articles state the corporation is organized
on a stock or on a membership basis.)The foregoing amendment to the Articles of Incorporation was duly adopted on the 18th day of
May, 2004 by the shareholders if a profit corporation, or by the shareholders or
members if a nonprofit corporation (check one of the following)
 þ
    
    at a meeting the necessary votes were cast in favor of the amendment.o
    
    by written consent of the shareholders or members having not less than the
minimum number of votes required by statute in accordance with Section 407(1) and (2)
of the Act if a nonprofit corporation, or Section 407(1) of the Act if a profit
corporation. Written notice to shareholders or members who have not consented in
writing has been given. (Note: Written consent by less than all of the shareholders or
members is permitted only if such provision appears in the Articles of Incorporation.)o
    
    by written consent of all the shareholders or members entitled to vote in
accordance with section 407(3) of the Act if a nonprofit corporation, or Section
407(2) of the Act if a profit corporation.o
    
    by consents given by electronic transmission in accordance with Section
407(3) if a profit corporation.o
    
    by the board of a profit corporation pursuant to section 611 (2).
 Profit Corporations and Professional Service Corporations
    
    Nonprofit CorporationsSigned this 18th day of May, 2004
    
    Signed this  day of ,
 By
    
    /s/ Jeffrey L Karafa
    
    By(Signature of an authorized officer or agent)
    
    
    
    (Signature of President, Vice-President, Chairperson or Vice-Chairperson)Jeffrey L Karafa(Type or Print Name)
    
    (Type or Print Name)