Exhibit 4.3(e)

NEITHER THE SECURITIES  REPRESENTED HEREBY NOR THE SECURITIES  ISSUABLE UPON THE
EXERCISE  HEREOF  HAVE BEEN  REGISTERED  UNDER THE  SECURITIES  ACT OF 1933,  AS
AMENDED (THE  "SECURITIES  ACT"),  OR ANY STATE  SECURITIES  LAWS AND MAY NOT BE
OFFERED,  SOLD,  PLEDGED,  ASSIGNED,  OR  OTHERWISE  TRANSFERRED  UNLESS  (1)  A
REGISTRATION  STATEMENT WITH RESPECT  THERETO IS EFFECTIVE  UNDER THE SECURITIES
ACT AND ANY APPLICABLE  STATE  SECURITIES  LAWS, OR (2) THE COMPANY  RECEIVES AN
OPINION  OF COUNSEL TO THE  HOLDER OF THIS  WARRANT  OR SUCH  SECURITIES,  WHICH
COUNSEL  AND OPINION  ARE  REASONABLY  SATISFACTORY  TO THE  COMPANY,  THAT THIS
WARRANT OR SUCH  SECURITIES,  AS  APPLICABLE,  MAY BE  OFFERED,  SOLD,  PLEDGED,
ASSIGNED,  OR  OTHERWISE  TRANSFERRED  IN THE  MANNER  CONTEMPLATED  WITHOUT  AN
EFFECTIVE  REGISTRATION  STATEMENT UNDER THE SECURITIES ACT OR APPLICABLE  STATE
SECURITIES LAWS.



         THE TRANSFER OF THIS WARRANT IS RESTRICTED AS DESCRIBED HEREIN.



                               CLAIMSNET.COM INC.


                            Warrants for the Purchase
                                       of
            200,000 Shares of Common Stock, Par Value $.001 per share

No.  W- 2002-14                                                 October 21, 2002

         THIS CERTIFIES that, for value received, Don Crosbie (together with all
permitted  assigns,  the  "Holder") is entitled to  subscribe  for, and purchase
from,  CLAIMSNET.COM,  INC., a Delaware  corporation (the  "Company"),  upon the
terms and conditions set forth herein 200,000 shares of common stock,  par value
$.001 per share,  of the  Company.  This Warrant is  exercisable  at an exercise
price  per share  equal to $0.20 per  share;  provided,  however,  that upon the
occurrence  of any of the  events  specified  in  Section 5 hereof,  the  rights
granted by this  Warrant,  including  the number of shares of Common Stock to be
received upon such exercise, shall be adjusted as therein specified.

         This Warrant, together with warrants issuable upon the transfer hereof,
are hereinafter referred to as the Warrants. Each share of Common Stock issuable
upon the exercise hereof shall be hereinafter referred to as a "Warrant Share".



<PAGE>


         Section 1     Exercise of Warrant and Payment for Shares.

         The  Warrants  shall  become  exercisable  according  to the  following
vesting schedule:

<TABLE>
<S><C>
         Period of Warrant Holder's Continuous
    Relationship With the Company or Affiliate From
                the Date the Warrant is                Portion of Total Warrant Which is
                       Granted                                   Exercisable
                       --------                                  ------------
                        1 year                                         50%
                        2 years                                       100%
</TABLE>


         Subject to the vesting schedule  described  above,  this Warrant may be
exercised during the period  commencing from the date of grant and ending on the
earlier  of (i)  ten  years  from  the  date of  grant,  (ii)  immediately  upon
termination of the Holder for cause,  which shall mean dismissal for dishonesty,
conviction or confession of a crime punishable by law (except minor violations),
fraud, misconduct, or disclosure of confidential information, (iii) three months
after  cessation of the Holder's  relationship  with the Company or an Affiliate
thereof,  other  than  for  cause  unless  cessation  is due to  death  or total
disability,  in which case the  Warrant  shall  terminate  twelve  months  after
cessation  of such  relationship,  or (iv) five  years  after  cessation  of the
Holder's relationship with the Company or an Affiliate thereof in the event of a
Reclassification,  Reorganization,  or Merger  event,  as  defined in section 6,
provided,  that the Holder's  employment  is  terminated  within  twelve  months
following  the date of such  Reclassification,  Reorganization,  or Merger event
(the "Exercise Period").

         This Warrant may be exercised  during the  Exercise  Period,  either in
whole or in part, by the surrender of this Warrant (with the election at the end
hereof  duly  executed)  to the  Company  at its  office  at  12801  N.  Central
Expressway,  Suite  1515,  Dallas,  Texas  75243,  or at such other  place as is
designated  in  writing  by the  Company,  together  with a  certified  or  bank
cashier's  check  payable to the order of the Company in an amount  equal to the
product of the  Exercise  Price and the number of Warrant  Shares for which this
Warrant is being exercised.

         The Warrant may be exercised by the delivery of:

                (a) Cash,  personal  check  (unless at the time of exercise  the
Board of Directors determines otherwise), or bank certified or cashier's checks;

                (b)  Unless  the Board of  Directors  in their  sole  discretion
determine  otherwise,  shares of the capital  stock of the  Company  held by you
having a fair market value at the time of exercise,  as determined in good faith
by the Board of Directors, equal to the exercise price;

                (c)  Unless  the Board of  Directors  in their  sole  discretion
determine  otherwise,  a properly  executed  Notice of Exercise,  together  with
instructions  to the Company to withhold from the shares that would otherwise be
issued upon  exercise  that number of shares having a fair market value equal to
the option exercise price; or



                                       2
<PAGE>


                (d)  Unless  the Board of  Directors  in their  sole  discretion
determine  otherwise,  a properly  executed  Notice of Exercise,  together  with
irrevocable  instructions  to a broker to  promptly  deliver to the  Company the
amount of sale or loan proceeds to pay the exercise price.

         Section 2     Rights Upon Exercise; Delivery of Securities.

                Upon each  exercise of the Holder's  rights to purchase  Warrant
Shares,  the Holder  shall be deemed to be the  holder of record of the  Warrant
Shares,  notwithstanding  that the transfer  books of the Company  shall then be
closed or  certificates  representing  the Warrant  Shares with respect to which
this Warrant was exercised  shall not then have been  actually  delivered to the
Holder.  As soon as  practicable  after each such exercise of this Warrant,  the
Company  shall issue and  deliver to the Holder a  certificate  or  certificates
representing  the Warrant Shares issuable upon such exercise,  registered in the
name of the Holder or its designee.  If this Warrant should be exercised in part
only,  the Company  shall,  upon  surrender  of this  Warrant for  cancellation,
execute and deliver a Warrant evidencing the right of the Holder to purchase the
balance of the aggregate  number of Warrant Shares  purchasable  hereunder as to
which this Warrant has not been exercised or assigned.

         Section 3      Transferability.

                Except as  otherwise  expressly  provided  herein,  this Warrant
shall not be transferable.  This Warrant may be exchanged,  at the option of the
Holder   thereof,   for  another   Warrant,   or  other  Warrants  of  different
denominations,  of like tenor and  representing  in the  aggregate  the right to
purchase a like number of Warrant Shares (or portions  thereof),  upon surrender
to the Company or its duly authorized agent.

         Section 4      Reservation of Shares.

                The Company shall at all times reserve and keep available out of
its  authorized and unissued  Common Stock,  solely for the purpose of providing
for the  exercise  of the  Warrants,  such  number of shares of Common  Stock as
shall, from time to time, be sufficient  therefor.  The Company  represents that
all shares of Common  Stock  issuable  upon  exercise  of this  Warrant are duly
authorized and, upon receipt by the Company of the full payment for such Warrant
Shares,  will be validly  issued,  fully paid,  and  nonassessable,  without any
personal liability  attaching to the ownership thereof and will not be issued in
violation of any preemptive or similar rights of stockholders.

         Section 5      Antidilution.

                (a)     In the event  that the  Company  shall at any time after
the Initial  Exercise  Date:  (i) declare a dividend on the  outstanding  Common
Stock payable in shares of its capital  stock;  (ii)  subdivide the  outstanding
Common Stock;  (iii) combine the outstanding  Common Stock into a smaller number
of shares; or (iv) issue any shares of its capital stock by  reclassification of
the Common Stock  (including  any such  reclassification  in  connection  with a
consolidation  or merger in which the  Company is the  continuing  corporation),
then, in each case,  the Exercise  Price per Warrant Share in effect at the time
of the record date for the  determination  of  stockholders  entitled to receive
such  dividend or  distribution  or of the effective  date of such  subdivision,
combination,  or  reclassification  shall be adjusted so that it shall equal the
price determined by multiplying such Exercise Price by a fraction, the numerator
of which shall be the number of shares of Common Stock  outstanding  immediately
prior to such action, and the denominator of which shall be the number of shares
of Common Stock outstanding after giving effect to such action.  Such adjustment
shall be made successively whenever any event listed above shall occur and shall
become effective at the close of business on such record date or at the close of
business on the date immediately preceding such effective date, as applicable.



                                       3
<PAGE>

                (b)     All  calculations  under this Section 5 shall be made to
the nearest cent or to the nearest one-hundredth of a share, as the case may be.

                (c)     In any case in which this  Section 5 shall  require that
an adjustment in the number of Warrant  Shares be made  effective as of a record
date for a specified event, the Company may elect to defer, until the occurrence
of such event, issuing to the Holder, if the Holder exercised this Warrant after
such record date, the Warrant Shares,  if any,  issuable upon such exercise over
and above the number of Warrant Shares  issuable upon such exercise on the basis
of the  number of shares of  Common  Stock in effect  prior to such  adjustment;
provided,  however,  that the Company  shall deliver to the Holder a due bill or
other  appropriate  instrument  evidencing  the  Holder's  right to receive such
additional  shares of Common Stock upon the  occurrence  of the event  requiring
such adjustment.

                (d)     Whenever  there  shall be an  adjustment  as provided in
this Section 5, the Company shall within 15 days thereafter cause written notice
thereof to be sent by registered mail,  postage prepaid,  to the Holder,  at its
address as it shall appear in the books and records of the Company, which notice
shall be  accompanied  by an officer's  certificate  setting forth the number of
Warrant Shares issuable and the Exercise Price thereof after such adjustment and
setting forth a brief  statement of the facts  requiring such adjustment and the
computation thereof, which officer's certificate shall be conclusive evidence of
the correctness of any such adjustment absent manifest error.

                (e)     The Company shall not be required to issue  fractions of
shares of Common Stock or other  capital  stock of the Company upon the exercise
of this Warrant. If any fraction of a share of Common Stock would be issuable on
the exercise of this Warrant (or specified portions thereof),  the Company shall
pay lieu of such  fraction  an amount in cash equal to the same  fraction of the
average  closing sale price (or average of the closing bid and asked prices,  if
closing  sale price is not  available)  of Common  Stock for the 10 trading days
ending on and including the date of exercise of this Warrant.

                (f)     No  adjustment  in the Exercise  Price per Warrant Share
shall be required if such adjustment is less than $.05; provided,  however, that
any  adjustments  which by reason of this  Section 5 are not required to be made
shall be carried forward and taken into account in any subsequent adjustment.



                                       4
<PAGE>

                (g)     Whenever the  Exercise  Price  payable upon  exercise of
this Warrant is adjusted pursuant to subsection (a) above, the number of Warrant
Shares issuable upon exercise of this Warrant shall  simultaneously  be adjusted
by multiplying the number of Warrant Shares  theretofore  issuable upon exercise
of this Warrant by the Exercise  Price in effect on the date hereof and dividing
the product so obtained by the Exercise Price, as adjusted.

         Section 6      Reclassification; Reorganization; Merger.

                (a)     In case of any capital reorganization, other than in the
cases referred to in Section 5(a) hereof,  or the consolidation or merger of the
Company with or into another  corporation  (other than a merger or consolidation
in which the Company is the continuing  corporation and which does not result in
any reclassification of the outstanding shares of Common Stock or the conversion
of such  outstanding  shares of Common Stock into shares of other stock or other
securities or  property),  or in the case of any sale,  lease,  or conveyance to
another  corporation  of the property and assets of any nature of the Company as
an entirety or  substantially  as an entirety  (such actions  being  hereinafter
collectively  referred  to as  "Reorganizations"),  there  shall  thereafter  be
deliverable  upon  exercise  of this  Warrant  (in lieu of the number of Warrant
Shares  theretofore  deliverable)  the  number  of  shares  of  stock  or  other
securities  or  property to which a holder of the  respective  number of Warrant
Shares which would  otherwise  have been  deliverable  upon the exercise of this
Warrant would have been entitled  upon such  Reorganization  if this Warrant had
been exercised in full immediately prior to such Reorganization.  In case of any
Reorganization, appropriate adjustment, as determined in good faith by the Board
of Directors of the Company,  shall be made in the application of the provisions
herein set forth with respect to the rights and  interests of the Holder so that
the  provisions set forth herein shall  thereafter be  applicable,  as nearly as
possible,  in relation to any shares or other  property  thereafter  deliverable
upon exercise of this  Warrant.  Any such  adjustment  shall be made by, and set
forth  in, a  supplemental  agreement  between  the  Company,  or any  successor
thereto,  and the  Holder,  with  respect  to this  Warrant,  and  shall for all
purposes  hereof  conclusively  be deemed to be an appropriate  adjustment.  The
Company shall not effect any such  Reorganization  unless,  upon or prior to the
consummation thereof, the successor corporation,  or if the Company shall be the
surviving  corporation in any such  Reorganization  and is not the issuer of the
shares of stock or other  securities  or property to be  delivered to holders of
shares of the Common Stock outstanding at the effective time thereof,  then such
issuer,  shall assume by written  instrument  the  obligation  to deliver to the
Holder such shares of stock, securities,  cash, or other property as such Holder
shall be entitled to purchase in accordance  with the foregoing  provisions.  In
the  event  of  sale,   lease,  or  conveyance  or  other  transfer  of  all  or
substantially all of the assets of the Company as part of a plan for liquidation
of the  Company,  all rights to exercise  this Warrant  shall  terminate 30 days
after  the  Company  gives  written  notice  to the  Holder  that  such  sale or
conveyance or other transfer has been consummated.

                (b)     In case of any  reclassification or change of the shares
of Common Stock  issuable upon exercise of this Warrant  (other than a change in
par value or from a  specified  par value to no par  value,  or as a result of a
subdivision or  combination,  but including any change in the shares into two or
more classes or series of shares),  or in case of any consolidation or merger of
another  corporation  into the  Company in which the  Company is the  continuing
corporation  and in which there is a  reclassification  or change  (including  a
change to the right to receive  cash or other  property) of the shares of Common
Stock (other than a change in par value, or from no par value to a specified par
value, or as a result of a subdivision or combination,  but including any change
in the  shares  into two or more  classes  or series of  shares),  the Holder or
holders of this Warrant shall have the right thereafter to receive upon exercise
of this  Warrant  solely  the kind and  amount  of  shares  of stock  and  other
securities,  property,  cash, or any  combination  thereof  receivable upon such
reclassification,  change, consolidation, or merger by a holder of the number of
Warrant  Shares for which this  Warrant  might have been  exercised  immediately
prior to such reclassification,  change,  consolidation,  or merger. Thereafter,
appropriate  provision  shall be made for  adjustments  which shall be as nearly
equivalent as practicable to the adjustments in Section 5.



                                       5
<PAGE>

                (c)     The above  provisions of this Section 6 shall  similarly
apply to successive  reclassifications and changes of shares of Common Stock and
to successive consolidations, mergers, sales, leases, or conveyances.

         Section 7      Notice of Certain Events.

                In case at any time the Company shall propose:

                (a)     to pay any dividend or make any  distribution  on shares
of Common Stock in shares of Common Stock or make any other distribution  (other
than regularly  scheduled  cash dividends  which are not in a greater amount per
share than the most recent such cash  dividend) to all holders of Common  Stock;
or

                (b)     to issue any rights,  warrants,  or other  securities to
all holders of Common Stock entitling them to purchase any additional  shares of
Common Stock or any other rights, warrants, or other securities; or

                (c)     to effect any  reclassification or change of outstanding
shares of Common Stock or any consolidation,  merger, sale, lease, or conveyance
of property, as described in Section 6; or

                (d)     to effect any liquidation, dissolution, or winding-up of
the Company; or

                (e)     to take any other action which would cause an adjustment
to the Exercise Price per Warrant Share;

then,  and in any one or more of such  cases,  the  Company  shall give  written
notice  thereof  by  registered  mail,  postage  prepaid,  to the  Holder at the
Holder's address as it shall appear in the Warrant Register,  mailed at least 15
days  prior  to:  (i) the date as of which  the  holders  of record of shares of
Common Stock to be entitled to receive any such dividend, distribution,  rights,
warrants,  or other securities are to be determined;  (ii) the date on which any
such   reclassification,   change  of   outstanding   shares  of  Common  Stock,
consolidation,   merger,  sale,  lease,  conveyance  of  property,  liquidation,
dissolution,  or winding-up  is expected to become  effective and the date as of
which it is expected  that  holders of record of shares of Common Stock shall be
entitled to exchange  their shares for  securities  or other  property,  if any,
deliverable   upon  such   reclassification,   change  of  outstanding   shares,
consolidation,   merger,  sale,  lease,  conveyance  of  property,  liquidation,
dissolution, or winding-up; or (iii) the date of such action which would require
an adjustment to the Exercise Price per Warrant Share.



                                       6
<PAGE>

         Section 8      Charges and Taxes.

                The issuance of any shares or other securities upon the exercise
of  this  Warrant  and  the  delivery  of  certificates  or  other   instruments
representing such shares or other securities shall be made without charge to the
Holder  for any tax or other  charge in respect of such  issuance.  The  Company
shall not,  however,  be required to pay any tax which may be payable in respect
of any transfer  involved in the issue and delivery of any certificate in a name
other than that of the Holder and the Company  shall not be required to issue or
deliver any such certificate  unless and until the person or persons  requesting
the issue thereof shall have paid to the Company the amount of such tax or shall
have established to the satisfaction of the Company that such tax has been paid.

         Section 9      Periodic Reports.

                The Company  agrees that until all the Warrant Shares shall have
been  sold  pursuant  to Rule 144  under the  Securities  Act or a  Registration
Statement under the Securities Act, it shall keep current in filing all reports,
statements,  and other  materials  required to be filed with the  Commission  to
permit  holders of the  Warrant  Shares to sell such  securities  under Rule 144
under the Securities Act.




                                       7
<PAGE>

         Section 10     Legend.

                Until sold  pursuant to the  provisions of Rule 144 or otherwise
registered  under the  Securities  Act, the Warrant Shares issued on exercise of
the Warrants  shall be subject to a stop transfer  order and the  certificate or
certificates representing the Warrant Shares shall bear the following legend:

THE SECURITIES  REPRESENTED HEREBY HAVE NOT BEEN REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR ANY STATE SECURITIES LAWS AND
MAY NOT BE OFFERED, SOLD, PLEDGED, ASSIGNED, OR OTHERWISE TRANSFERRED UNLESS (1)
A REGISTRATION  STATEMENT WITH RESPECT THERETO IS EFFECTIVE UNDER THE SECURITIES
ACT AND ANY APPLICABLE  STATE  SECURITIES  LAWS, OR (2) THE COMPANY  RECEIVES AN
OPINION OF COUNSEL TO THE HOLDER OF THE  SECURITIES,  WHICH  COUNSEL AND OPINION
ARE REASONABLY SATISFACTORY TO THE COMPANY, THAT SUCH SECURITIES MAY BE OFFERED,
SOLD,  PLEDGED,  ASSIGNED,  OR OTHERWISE  TRANSFERRED IN THE MANNER CONTEMPLATED
WITHOUT  AN  EFFECTIVE  REGISTRATION  STATEMENT  UNDER  THE  SECURITIES  ACT  OR
APPLICABLE STATE SECURITIES LAWS.

         Section 11     Loss; Theft; Destruction; Mutilation.

                Upon  receipt of  evidence  satisfactory  to the  Company of the
loss,  theft,  destruction,  or mutilation of any Warrant (and upon surrender of
any  Warrant  if  mutilated),  and upon  receipt by the  Company  of  reasonably
satisfactory  indemnification,  the  Company  shall  execute  and deliver to the
Holder thereof a new Warrant of like date, tenor, and denomination.

         Section 12     Stockholder Rights.

                The Holder of any Warrant  shall not have,  solely on account of
such status,  any rights of a  stockholder  of the Company,  either at law or in
equity, or to any notice of meetings of stockholders or of any other proceedings
of the Company, except as provided in this Warrant.

         Section 13     Governing Law.

                This Warrant shall be construed in  accordance  with the laws of
the State of New York  applicable to contracts  made and  performed  within such
State, without regard to principles of conflicts of law.



                                       8
<PAGE>


         IN WITNESS  WHEREOF,  the Company has  executed  this Warrant as of the
date first above written.

                                          CLAIMSNET.COM INC.


                                          By: /S/ Paul W. Miller
                                              ----------------------
                                              Name:  Paul W. Miller
                                              Title: Chief Financial Officer




                                       9
<PAGE>


                               FORM OF ASSIGNMENT

(To be executed by the registered  holder if such holder desires to transfer the

attached  Warrant.)  FOR VALUE  RECEIVED,  ______________________  hereby sells,

assigns,  and transfers unto  _________________ a Warrant to purchase __________

shares of Common Stock,  without par value,  of  Claimsnet.com  inc., a Delaware

corporation (the "Company"),  and does hereby irrevocably constitute and appoint

___________ attorney to transfer such Warrant on the books of the Company,  with

full power of substitution.

Dated: _________________

                                           Signature_______________________



                                     NOTICE

         The signature on the foregoing  Assignment  must correspond to the name

as written upon the face of this Warrant in every particular, without alteration

or enlargement or any change whatsoever.




                                       10
<PAGE>


                              ELECTION TO EXERCISE

To:      Claimsnet.com inc.



         The  undersigned  hereby  exercises his, her, or its rights to purchase
shares of Common  Stock,  par value $.001 per share  ("the  Common  Stock"),  of
Claimsnet.com  inc.,  a Delaware  corporation  (the  "Company"),  covered by the
within  Warrant  and  tenders  payment  herewith  in the  amount  of  $_____  in
accordance  with the terms  thereof,  and  requests  that  certificates  for the
securities  constituting  such shares of Common  Stock be issued in the name of,
and delivered to:








     (Print Name, Address, and Social Security or Tax Identification Number)

and, if such  number of shares of Common  Stock  shall not  constitute  all such
shares of Common Stock covered by the within Warrant, that a new Warrant for the
balance of the shares of Common  Stock  covered by the within  Warrant  shall be
registered  in the name of, and  delivered  to, the  undersigned  at the address
stated below.


Dated: __________________                   Name________________________
                                                        (Print)

Address:



                                               ________________________
                                                      (Signature)



                                       11
<PAGE>