Federal Register / Vol. 77, No. 60 / Wednesday, March 28, 2012 / Notices 18795 

1 12 U.S.C. s. 5493(b)(1). 

Instructions: All submissions must 

include the agency name and docket 

number for this notice. In general all 

comments received will be posted 

without change to http:// 

www.regulations.gov. In addition, 

comments will be available for public 

inspection and copying at 1700 G Street, 

NW., Washington, DC 20552 on official 

business days between the hours of 10 

a.m. and 5 p.m. Eastern Time. You can 

make an appointment to inspect 

comments by telephoning (202) 435– 

7275. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

You should submit only information 

that you wish to make available 

publicly. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau, (Attention: 

Joseph Durbala, PRA Clearance Office), 

1700 G Street NW., Washington, DC 

20552, or through the Internet at 

Joseph.Durbala@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Generic Clearance for User 

Testing of Consumer Financial Products 

and Services. 

OMB Control Number: 3170–XXXX. 

Abstract: Under the Dodd-Frank Act, 

the Bureau is responsible for 

‘‘developing and implementing 

initiatives intended to educate and 

empower consumers to make better 

informed decisions.’’ The Dodd-Frank 

Act also directs the Bureau to research, 

analyze, and report on consumer 

awareness and understanding of, and 

behaviors with respect to, financial 

services and products and the 

associated costs and benefits.1 In 

keeping with the Bureau’s commitment 

to encouraging evidence-based practices 

to improve consumer financial 

outcomes, the Bureau exercises its 

authorities under the Act to measure the 

impacts of specific Bureau initiatives 

aimed at improving consumers’ 

financial literacy and decision-making 

skills. 

In service of these mandates, the 

Bureau intends to commission periodic 

user testing of information the Bureau 

provides to consumers to help them 

achieve their financial goals and to 

better understand various financial 

products and services available to them. 

The Bureau will also use this 

information collection to test methods 

for communicating that information to 

better understand the impact of 

particular information delivery 

methods’ on the attitudes, 

understanding, and behaviors of 

American adult consumers around 

issues of financial decision-making. 

These user testing collections will be 

conducted either in-person, using 

spoken prompts and responses, paperbased written and visual prompts and 

responses; or through online multimedia prompts and responses. The 

Bureau will employ a qualitative, 

iterative, testing methodology to assess: 

• The quality and impact of written 

and visual information, 

• Methods and media for 

communicating information, and 

• User experience scenarios for using 

information to assist in financial 

decision making. 

This information will inform the 

Bureau’s consumer engagement and 

education efforts, allowing it to improve 

its delivery of services to consumers and 

empower them to improve upon their 

financial-decision-making skills and 

outcomes. 

Current Actions: New generic 

collection request. 

Type of Review: New. 

Affected Public: Individuals or 

Households. 

Annual Burden Estimates: Below is a 

preliminary estimate of the aggregate 

burden hours for the information 

collections: 

Process Number of 

respondents 

Number of 

responses 

per 

respondent 

Average 

burden per 

response 

minutes 

Total burden 

hours 

Internet-based qualitative prototype testing .................................................... 500 18 3 450 

Internet-based qualitative concept testing ....................................................... 500 18 3 450 

In-person qualitative prototype testing ............................................................ 500 18 5 750 

In-person qualitative concept testing ............................................................... 500 18 5 750 

Total .......................................................................................................... 2,000 72 16 2,400 

Request for Comments: Comments 

submitted in response to this notice will 

be summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. Comments are invited on: 

(a) Whether the proposed collection of 

information is necessary for the proper 

performance of the functions of the 

agency, including whether the 

information will have practical utility; 

(b) the accuracy of the agency’s estimate 

of the burden of the proposed collection 

of information, including the validity of 

the methodology and assumptions used; 

(c) ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated, collection techniques 

or other forms of information 

technology. 

Dated: March 20, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–7466 Filed 3–27–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2012–0012] 

Proposed Collection; Comment 

Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for public 

comment. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to comment on a 

proposed information collection, as 


tkelley on DSK3SPTVN1PROD with NOTICES
18796 Federal Register / Vol. 77, No. 60 / Wednesday, March 28, 2012 / Notices 

1 12 U.S.C. s. 5493(d)(1). 2 12 U.S.C. s. 5493(b)(1). 

required by the Paperwork Reduction 

Act of 1995, Public Law 104–13 (44 

U.S.C. 3506(c)(2)(A)). Currently, the 

Bureau is soliciting comments on a 

proposed information collection to 

better understand the attitudes, 

understanding, and behaviors of 

American adult consumers around 

issues of consumer finance, pursuant to 

the Bureau’s authorities under the 

Dodd-Frank Wall Street Reform and 

Consumer Protection Act (‘‘Dodd-Frank 

Act’’ or ‘‘the Act’’), Public Law 111–203. 

DATES: Written comments are 

encouraged and must be received on or 

before May 29, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by docket number CFPB– 

2012–0012, by any of the following 

methods: 

• Electronic: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail/Hand Delivery/Courier: Direct 

all written comments to Consumer 

Financial Protection Bureau, (Attention: 

Chris Willey, Chief Information Officer), 

1700 G Street NW., Washington, DC 

20552. 

Instructions: All submissions must 

include the agency name and docket 

number for this notice. In general all 

comments received will be posted 

without change to http:// 

www.regulations.gov. In addition, 

comments will be available for public 

inspection and copying at 1700 G Street 

NW., Washington, DC 20552 on official 

business days between the hours of 10 

a.m. and 5 p.m. Eastern Time. You can 

make an appointment to inspect 

comments by telephoning (202) 435– 

7275. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

You should submit only information 

that you wish to make available 

publicly. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau (Attention: 

Joseph Durbala, PRA Clearance Office), 

1700 G Street NW., Washington, DC 

20552, or through the Internet at 

Joseph.Durbala@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Clearance for Consumer 

Attitudes, Understanding, and 

Behaviors with Respect to Financial 

Services and Products. 

OMB Number: 3170–XXXX. 

Abstract: Under the Dodd-Frank Act, 

the Bureau is responsible for 

‘‘developing and implementing 

initiatives intended to educate and 

empower consumers to make better 

informed decisions.’’ 1 The Dodd-Frank 

Act also directs the Bureau to research, 

analyze, and report on consumer 

awareness and understanding of, and 

behaviors with respect to, financial 

services and products and the 

associated costs and benefits.2 In 

keeping with the Bureau’s commitment 

to encouraging evidence-based practices 

to improve consumer financial 

outcomes, the Bureau exercises its 

authorities under the Act to measure the 

impacts of specific Bureau initiatives 

aimed at improving consumers’ 

financial literacy and decision-making 

skills. 

In service of these mandates, the 

Bureau intends to commission a yearly 

consumer research survey to better 

understand the attitudes, 

understanding, and behaviors of 

American adult consumers around 

issues of consumer finance. Following 

the baseline survey in the first year, 

subsequent surveys will help the Bureau 

assess consumers’ awareness of, 

engagement in, and the ultimate impact 

of, the Bureau’s efforts to educate and 

empower consumers to improve their 

financial decision-making skills and 

outcomes. 

The CFPB expects to collect 

qualitative data through telephone or 

Internet based surveys, but the CFPB 

will consider alternative data collection 

strategies. The information collected 

through qualitative evaluation methods 

will increase the Bureau’s 

understanding of consumers’ attitudes, 

understanding, and behaviors with 

respect to consumer financial products 

and services. Subsequent surveys will 

build off the baseline results to help the 

Bureau assess the impact of specific 

initiatives on baseline metrics regarding 

consumer awareness, engagement, and 

outcomes in relation to those initiatives. 

The core objective of the information 

collection in the first year is to measure 

consumers’ awareness, understanding, 

and behaviors with respect to consumer 

financial services and products. 

Subsequent years’ surveys will also 

measure the effectiveness of the 

Bureau’s efforts to educate and 

empower consumers. This information 

will help inform the Bureau’s consumer 

engagement and education efforts, 

which will allow the Bureau to improve 

its delivery of services to consumers 

with the goal of improving consumers’ 

financial decision-making skills and 

outcomes. 

Current Actions: New request for a 

generic collection. 

Type of Review: New. 

Affected Public: Individuals or 

Households. 

Annual Burden Estimates: Below is a 

preliminary estimate of the annual 

aggregate burden hours for the 

information collections: 

Process Number of 

respondents 

Number of 

responses 

per 

respondent 

Average 

burden per 

response 

Total burden 

Internet or phone-based surveys .......................................................................... 2,500 20 1 minute ...... 834 hours. 

Total ............................................................................................................... 2,500 20 1 minute ...... 834 hours. 

Request for Comments: Comments 

submitted in response to this notice will 

be summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. Comments are invited on: 

(a) Whether the proposed collection of 

information is necessary for the proper 

performance of the functions of the 

agency, including whether the 

information will have practical utility; 

(b) the accuracy of the agency’s estimate 

of the burden of the proposed collection 

of information, including the validity of 

the methodology and assumptions used; 

(c) ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. 


tkelley on DSK3SPTVN1PROD with NOTICES
Federal Register / Vol. 77, No. 60 / Wednesday, March 28, 2012 / Notices 18797 

Dated: March 20, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–7465 Filed 3–27–12; 8:45 am] 

BILLING CODE P 

DEPARTMENT OF DEFENSE 

Office of the Secretary 

Federal Advisory Committee; Defense 

Intelligence Agency (DIA) Advisory 

Board; Closed Meeting 

AGENCY: DIA, Department of Defense 

(DoD). 

ACTION: Meeting notice. 

SUMMARY: Under the provisions of the 

Federal Advisory Committee Act of 

1972 (5 U.S.C. Appendix 2 (2001)), the 

Government in the Sunshine Act of 

1976 (5 U.S C. 552b), and 41 CFR 102– 

3.10, DoD hereby announces that the 

DIA Advisory Board will meet on May 

2, 2012. The meeting is closed to the 

public. The meeting necessarily 

includes discussions of classified 

information relating to DIA’s 

intelligence operations including its 

support to current operations. 

DATES: The meeting will be held on May 

2, 2012 (from 8:30 a.m. to 3:30 p.m.). 

ADDRESSES: The meeting will be held at 

Joint-Base Bolling-Anacostia, 

Washington, DC. 

FOR FURTHER INFORMATION CONTACT: Mr. 

Mark Harrison, (703) 697–5102, 

Alternate Designated Federal Official, 

DIA Office for Congressional and Public 

Affairs, Pentagon 1A874, Washington, 

DC 20340–5100. 

Committee’s Designated Federal 

Official: Mr. William Caniano, (703) 

614–4774, DIA Office for Congressional 

and Public Affairs, Pentagon 1A874, 

Washington, DC 20340–5100. 

William.Caniano@dodiis.mil. 

SUPPLEMENTARY INFORMATION: 

Purpose of the Meeting 

For the Advisory Board to discuss 

DIA operations and capabilities in 

support of current intelligence 

operations. 

Agenda 

May 2, 2012 

8:30 a.m ............... Convene Advisory Board Meeting and Administrative Business.Mr. William Caniano, Designated Federal Official Mrs. Mary Margaret Graham, Chairman. 

9:00 a.m. .............. Subcommittee Business ...................................

10:15 a.m ............. Break ................................................................

10:30 a.m ............. DIA Agency Event ............................................ DIA Personnel. 

11:45 a.m ............. Lunch ................................................................

1:00 p.m ............... Briefings and Discussion .................................. LTG Burgess, Director, DIA. 

2:30 p.m ............... Break ................................................................

2:45 p.m ............... Discussions and Deliberations ......................... Mr. William Caniano, Designated Federal Official Mrs. Mary Margaret Graham, Chairman. 

3:30 p.m ............... Adjourn .............................................................

Pursuant to 5 U.S.C. 552b, as 

amended, and 41 CFR 102–3.155, the 

Director, DIA, has determined that the 

all meetings shall be closed to the 

public. The Director, DIA, in 

consultation with the DIA Office of the 

General Counsel, has determined in 

writing that the public interest requires 

that all sessions of the Board’s meetings 

be closed to the public because they 

include discussions of classified 

information and matters covered by 5 

U.S.C. 552b(c)(1). 

Written Statements 

Pursuant to 41 CFR 102–3.105(j) and 

102–3.140, and section 10(a)(3) of the 

Federal Advisory Board Committee Act 

of 1972, the public or interested 

organizations may submit written 

statements at any time to the DIA 

Advisory Board regarding its missions 

and functions. All written statements 

shall be submitted to the Designated 

Federal Official for the DIA Advisory 

Board. The Designated Federal Official 

will ensure that written statements are 

provided to the Board for its 

consideration. Written statements may 

also be submitted in response to the 

stated agenda of planned board 

meetings. Statements submitted in 

response to this notice must be received 

by the Designated Federal Official at 

least five calendar days prior to the 

meeting which is the subject of this 

notice. Written statements received after 

that date may not be provided or 

considered by the Board until its next 

meeting. All submissions provided 

before that date will be presented to the 

Board before the meeting that is subject 

of this notice. Contact information for 

the Designated Federal Official is listed 

under FOR FURTHER INFORMATION

CONTACT. 

Dated: March 23, 2012. 

Aaron Siegel, 

Alternate OSD Federal Register Liaison 

Officer, Department of Defense. 

[FR Doc. 2012–7411 Filed 3–27–12; 8:45 am] 

BILLING CODE 5001–06–P 

DEPARTMENT OF EDUCATION 

Notice of Submission for OMB Review; 

Office of Postsecondary Education; 

Child Care Access Means Parents in 

School Program Annual Performance 

Report 

Summary: This is a revision of the 

Child Care Access Means Parent In 

School Program (CCAMPIS) Annual 

Performance Report (APR) which 

grantees must submit annually. The 

report provides the Department of 

Education with information needed to 

evaluate a grantee’s performance and 

compliance with program requirements 

in accordance with the program 

authorizing statute. 

Dates: Interested persons are invited 

to submit comments on or before April 

27, 2012. 

Addresses: Written comments 

regarding burden and/or the collection 

activity requirements should be 

electronically mailed to 

ICDocketMgr@ed.gov or mailed to U.S. 

Department of Education, 400 Maryland 

Avenue SW., LBJ, Washington, DC 

20202–4537. Copies of the proposed 

information collection request may be 

accessed from http://edicsweb.ed.gov, 

by selecting the ‘‘Browse Pending 

Collections’’ link and by clicking on 

link number 04790. When you access 

the information collection, click on 

‘‘Download Attachments’’ to view. 

Written requests for information should 

be addressed to U.S. Department of 

Education, 400 Maryland Avenue SW., 

LBJ, Washington, DC 20202–4537. 

Requests may also be electronically 

mailed to ICDocketMgr@ed.gov or faxed 

to 202–401–0920. Please specify the 

complete title of the information 

collection and OMB Control Number 

when making your request. 

Individuals who use a 

telecommunications device for the deaf 

(TDD) may call the Federal Information 


tkelley on DSK3SPTVN1PROD with NOTICES