61674 Federal Register / Vol. 69, No. 202 / Wednesday, October 20, 2004 / Notices 

Forwarders, LLC, ProLog 

International, 13307 La Jolla Lane, 

Houston, TX 77060. Officer: James 

L. Elkins, President.

Dated: October 15, 2004. 

Bryant L. VanBrakle, 

Secretary.

[FR Doc. 04–23474 Filed 10–19–04; 8:45 am] 

BILLING CODE 6730–01–P

FEDERAL MARITIME COMMISSION

Ocean Transportation Intermediary 

License; Correction 

In the Federal Register Notice 

published October 6, 2004 (69 FR 

59928) the reference to Waterline 

Pakistan (PVT) Ltd. is corrected to read: 

‘‘Waterlink Pakistan (PVT) Ltd.’’

Dated: October 15, 2004. 

Bryant L. VanBrakle, 

Secretary.

[FR Doc. 04–23473 Filed 10–19–04; 8:45 am] 

BILLING CODE 6730–01–P

FEDERAL MINE SAFETY AND HEALTH 

REVIEW COMMISSION 

Sunshine Act Meeting 

October 12, 2004.

TIME AND DATE: 10 a.m., Tuesday, 

October 19, 2004.

PLACE: The Richard V. Backley Hearing 

Room, 9th Floor, 601 New Jersey 

Avenue, NW., Washington, DC.

STATUS: Open.

MATTERS TO BE CONSIDERED: The 

Commission will consider and act upon 

the following in open session: 

Secretary of Labor on behalf of Mark 

Gray v. North Star Mining, Inc., Docket 

No. KENT 2001–23–D. (Issues include 

whether the issue presented by the 

Secretary’s petition for discretionary 

review was sufficiently raised before the 

administration law judge so as to be 

preserved for review; and whether an 

operator’s threats to a miner were 

coercive and violated section 105(c) of 

the Federal Mine Safety and Health Act 

of 1977, 30 U.S.C. 815(c)(2).) 

Any person attending this meeting 

who requires special accessibility 

features and/or auxiliary aids, such as 

sign language interpreters, must inform 

the Commission in advance of those 

needs. Subject to 29 CFR 2706.150(a)(3) 

and 2706.160(d).

FOR FURTHER INFORMATION CONTACT: Jean 

Ellen, (202) 434–9950/(202) 708–9300 

for TDD Relay/1–800–877–8339 for toll 

free.

Jean H. Ellen, 

Chief Docket Clerk.

[FR Doc. 04–23629 Filed 10–18–04; 3:46 pm] 

BILLING CODE 6735–01–M

FEDERAL RESERVE SYSTEM

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below.

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The application also will be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Additional information on all bank 

holding companies may be obtained 

from the National Information Center 

website at www.ffiec.gov/nic/.

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than November 15, 

2004.

A. Federal Reserve Bank of 

Richmond (A. Linwood Gill, III, Vice 

President) 701 East Byrd Street, 

Richmond, Virginia 23261–4528:

1. CommunitySouth Bancshares, Inc., 

Easley, South Carolina; to become a 

bank holding company by acquiring 100 

percent of the voting shares of 

CommunitySouth Bank & Trust, Easley, 

South Carolina.

2. FNB Corporation, Christiansburg, 

Virginia; to acquire 100 percent of the 

voting shares of Bedford Federal 

Savings Bank, National Association, 

Bedford, Virginia, after the conversion 

of Bedford Federal Savings Bank FSB to 

a national bank.

B. Federal Reserve Bank of Atlanta

(Sue Costello, Vice President) 1000 

Peachtree Street, N.E., Atlanta, Georgia 

30303:

1. GB&T Bancshares, Inc., Gainesville, 

Georgia; to merge with FNBG 

Bancshares, Inc., Duluth, Georgia, and 

thereby indirectly acquire First National 

Bank of Gwinnett, Duluth, Georgia.

C. Federal Reserve Bank of St. Louis

(Randall C. Sumner, Vice President) 411 

Locust Street, St. Louis, Missouri 

63166–2034:

1. FSB Bancshares, Inc., Henderson, 

Tennessee; to merge with Friendship 

Bancshares, Inc., Friendship, Tennessee, 

and thereby indirectly acquire 

Friendship Bank, Friendship, 

Tennessee.

D. Federal Reserve Bank of 

Minneapolis (Jacqueline G. Nicholas, 

Community Affairs Officer) 90 

Hennepin Avenue, Minneapolis, 

Minnesota 55480–0291:

1. Vision Bank Holdings, Inc., Fargo, 

North Dakota; to become a bank holding 

company by acquiring 100 percent of 

the voting shares of VisionBank, Fargo, 

North Dakota.

E. Federal Reserve Bank of Kansas 

City (Donna J. Ward, Assistant Vice 

President) 925 Grand Avenue, Kansas 

City, Missouri 64198–0001:

1. Young Corporation, Chillicothe, 

Missouri; to become a bank holding 

company by retaining 20.34 percent of 

the voting shares of Citizens Bancshares 

Co., Chillicothe, Missouri, and Citizens 

Bank and Trust Company, Chillicothe, 

Missouri.

2. Young Partners, L.P., Chillicothe, 

Missouri; to become a bank holding 

company by retaining 20.34 percent of 

the voting shares of Citizens Bancshares, 

Co., Chillicothe, Missouri, and Citizens 

Bank and Trust Company, Chillicothe, 

Missouri.

Board of Governors of the Federal Reserve 

System, October 14, 2004.

Robert deV. Frierson,

Deputy Secretary of the Board.

[FR Doc. 04–23422 Filed 10–19–04; 8:45 am]

BILLING CODE 6210–01–S

FEDERAL RESERVE SYSTEM

Notice of Proposals to Engage in 

Permissible Nonbanking Activities or 

to Acquire Companies that are 

Engaged in Permissible Nonbanking 

Activities

The companies listed in this notice 

have given notice under section 4 of the 

Federal Register / Vol. 69, No. 202 / Wednesday, October 20, 2004 / Notices 61675

1Commission Rule 4.2(d), 16 CFR 4.2(d). The 

comment must be accompanied by an explicit 

request for confidential treatment, including the 

factual and legal basis for the request, and must 

identify the specific portions of the comment to be 

withheld from the public record. The request will 

be granted or denied by the Commission’s General 

Counsel, consistent with applicable law and the 

public interest. See Commission Rule 4.9(c), 16 CFR 

4.9(c).

Bank Holding Company Act (12 U.S.C. 

1843) (BHC Act) and Regulation Y (12 

CFR Part 225) to engage de novo, or to 

acquire or control voting securities or 

assets of a company, including the 

companies listed below, that engages 

either directly or through a subsidiary or 

other company, in a nonbanking activity 

that is listed in § 225.28 of Regulation Y 

(12 CFR 225.28) or that the Board has 

determined by Order to be closely 

related to banking and permissible for 

bank holding companies. Unless 

otherwise noted, these activities will be 

conducted throughout the United States.

Each notice is available for inspection 

at the Federal Reserve Bank indicated. 

The notice also will be available for 

inspection at the offices of the Board of 

Governors. Interested persons may 

express their views in writing on the 

question whether the proposal complies 

with the standards of section 4 of the 

BHC Act. Additional information on all 

bank holding companies may be 

obtained from the National Information 

Center website at www.ffiec.gov/nic/.

Unless otherwise noted, comments 

regarding the applications must be 

received at the Reserve Bank indicated 

or the offices of the Board of Governors 

not later than November 3, 2004.

A. Federal Reserve Bank of Boston

(Richard Walker, Community Affairs 

Officer) 600 Atlantic Avenue, Boston, 

Massachusetts 02106–2204:

1. Boston Private Financial Holdings, 

Inc., Boston, Massachusetts; to acquire 

KLS Professional Advisors, LLC, New 

York, New York, and thereby engage in 

financial and investment advisory 

activities, pursuant to sections 

225.28(b)(6) and (b)(6)(vi) of Regulation 

Y.

B. Federal Reserve Bank of Cleveland

(Cindy C. West, Banking Supervisor) 

1455 East Sixth Street, Cleveland, Ohio 

44101–2566:

1. Wesbanco, Inc., Wheeling, West 

Virginia; to acquire Winton Financial 

Corporation, Cincinnati, Ohio, and 

thereby indirectly acquire The Winton 

Savings and Loan Company, Cincinnati, 

Ohio, and thereby engage in owning and 

operating a savings and loan 

association, pursuant to section 

225.28(b)(4)(ii) of Regulation Y.

Comments regarding this application 

must be received at the Reserve Bank or 

the office of the Board of Governors not 

later than November 15, 2004.

Board of Governors of the Federal Reserve 

System, October 14, 2004.

Robert deV. Frierson,

Deputy Secretary of the Board.

[FR Doc. 04–23421 Filed 10–19–04; 8:45 am]

BILLING CODE 6210–01–S

FEDERAL RESERVE SYSTEM

Sunshine Act Meeting

AGENCY HOLDING THE MEETING: Board of 

Governors of the Federal Reserve 

System.

TIME AND DATE: 11:30 a.m., Monday, 

October 25, 2004.

PLACE: Marriner S. Eccles Federal 

Reserve Board Building, 20th and C 

Streets, N.W., Washington, D.C. 20551.

STATUS: Closed.

MATTERS TO BE CONSIDERED:

1. Personnel actions (appointments, 

promotions, assignments, 

reassignments, and salary actions) 

involving individual Federal Reserve 

System employees.

2. Any items carried forward from a 

previously announced meeting.

FOR FURTHER INFORMATION CONTACT:

Michelle A. Smith, Director, Office of 

Board Members; 202–452–2955.

SUPPLEMENTARY INFORMATION: You may 

call 202–452–3206 beginning at 

approximately 5 p.m. two business days 

before the meeting for a recorded 

announcement of bank and bank 

holding company applications 

scheduled for the meeting; or you may 

contact the Board’s Web site at http://

www.federalreserve.gov for an electronic 

announcement that not only lists 

applications, but also indicates 

procedural and other information about 

the meeting.

Board of Governors of the Federal Reserve 

System, October 15, 2004.

Robert deV. Frierson,

Deputy Secretary of the Board.

[FR Doc. 04–23544 Filed 10–15–04; 4:43 pm]

BILLING CODE 6210–01–S

FEDERAL TRADE COMMISSION

Notice of a Pilot Study to Aid Federal 

Trade Commission Staff in Conducting 

a Study of the Accuracy and 

Completeness of Consumer Reports, 

Pursuant to Section 319 of the Fair and 

Accurate Credit Transactions Act of 

2003

AGENCY: Federal Trade Commission.

ACTION: Notice of pilot study and 

request for comment. 

SUMMARY: Pursuant to section 319 of the 

Fair and Accurate Credit Transactions 

Act of 2003 (‘‘the Act’’ or ‘‘FACT Act’’), 

the Federal Trade Commission (the 

‘‘Commission’’ or ‘‘FTC’’) is evaluating 

ways to study the accuracy and 

completeness of consumer reports. The 

purpose of the current pilot study is to 

evaluate the feasibility of a methodology 

that involves direct review by 

consumers of the information reported 

in their consumer reports. Due to the 

small size of the study group, statistical 

conclusions will not be drawn from this 

pilot study. Comments will be 

considered before the FTC submits a 

request for Office of Management and 

Budget (‘‘OMB’’) review under the 

Paperwork Reduction Act.

DATES: Public comments must be 

received on or before December 20, 

2004.

ADDRESSES: Interested parties are 

invited to submit written comments. 

Comments should refer to the 

‘‘Accuracy Pilot Study: Paperwork 

Comment’’ to facilitate the organization 

of the comments. A comment filed in 

paper form should include this 

reference both in the text and on the 

envelope, and should be mailed or 

delivered to the following address: 

Federal Trade Commission/Office of the 

Secretary, Room H–159 (Annex Y), 600 

Pennsylvania Avenue, NW., 

Washington, DC 20580. Comments 

containing confidential material must be 

filed in paper (rather than electronic) 

form, and the first page of the document 

must be clearly labeled ‘‘Confidential.’’ 1

The FTC is requesting that any comment 

filed in paper form be sent by courier or 

overnight service, if possible, because 

U.S. postal mail in the Washington area 

and at the Commission is subject to 

delay due to heightened security 

precautions. Comments filed in 

electronic form (except comments 

containing any confidential material) 

should be sent to the following e-mail 

box: AccuracyPilotStudy@ftc.gov.

The FTC Act and other laws the 

Commission administers permit the 

collection of public comments to 

consider and use in this proceeding as 

appropriate. All timely and responsive 

public comments, whether filed in 

paper or electronic form, will be 

considered by the Commission, and will 

be available to the public on the FTC 

Web site, to the extent practicable, at 

http://www.ftc.gov. As a matter of 

discretion, the FTC makes every effort to 

remove home contact information for 

individuals from public comments it 

receives before placing those comments 

on the FTC Web site. More information, 

including routine uses permitted by the