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                            RESTRICTED STOCK AWARD

RESTRICTED STOCK AWARD AGREEMENT dated as of January 30, 1998, between MIDAS, 
INC., a Delaware corporation (the "Corporation"), and ___________________, an 
employee of the Corporation or one of its subsidiaries (the "Holder").

     WHEREAS, the Board of Directors of the Corporation has established and the 
shareholders have approved the MIDAS, INC. Stock Incentive Plan (the "Plan").

     WHEREAS, the Board of Directors of the Corporation (the "Committee"), in 
accordance with the provisions of the Plan, has selected the Holder as a 
salaried key management employee who, in the Board's judgment, has significant 
potential for making substantial contributions to corporate growth and 
objectives;

     WHEREAS, in order to reward the Holder for services to be rendered in a 
manner that relates directly to the Corporation's performance and further the 
identity of interests of the Holder and the Corporation's shareholders through 
opportunities for increased stock ownership by the Holder, the Committee has 
determined that the Holder be granted a Restricted Stock Award under the Plan;

     NOW, THEREFORE, in consideration of the foregoing and the Holder's 
acceptance of the terms and conditions hereof, the parties hereto have agreed, 
and do hereby agree, as follows:

     1. The Corporation hereby grants to the Holder, as a matter of separate 
agreement and not in lieu of salary or any other compensation for services, (see
attached schedule) shares of Common Stock of the Corporation on the terms and 
conditions herein set forth.

     2. The certificates representing the shares of Common Stock granted to the 
Holder shall be registered in the name of a nominee for the benefit of the 
Holder and retained in the custody of the Corporation until such time as they 
are delivered to the Holder or forfeited to the Corporation in accordance with 
the terms hereof (the "Restriction Period"). During the Restriction Period, the 
Holder will be entitled to vote such shares and to receive dividends paid on 
such shares (less any amounts which the Corporation is required to withhold for 
taxes).

     3. If the Holder shall have been continuously in the employment of the 
Corporation or one of its subsidiaries for a period of one year from the date of
grant of this Restricted Stock Award, the Corporation shall deliver to the
Holder on or about the first anniversary thereof a certificate, registered in
the name of the Holder and free of restrictions hereunder, representing one-
third of the total number of shares granted to the Holder pursuant to this
Agreement. Similarly, if the Holder shall be so continuously employed on each of
the second and third anniversaries thereof, the Corporation on or about each
such anniversary shall deliver additional certificates representing one-third of
the total number of such shares. No payment shall be required from the Holder in
connection with any delivery to the Holder of shares hereunder.

     4. In the event of the termination of employment of the Holder, by reason 
of Retirement (as defined in the Plan), death or disability, and if there then 
remain any undelivered shares subject to restrictions hereunder, then such 
restrictions shall be deemed to have lapsed and the certificates for the
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remaining shares shall forthwith be delivered to such retired Holder (or his 
beneficiary, estate or heirs).

     5. Subject to the provisions of paragraph 4 above, if the Holder ceases to 
be an employee of the Corporation or one of its subsidiaries for any reason 
during the Restriction Period, then the Holder shall cease to be entitled to 
delivery of any of the shares covered by this Agreement which have not 
theretofore been delivered by the Corporation pursuant to paragraph 3 above, and
all rights of the Holder in and to such undelivered shares shall be forfeited; 
provided, however, the Committee may, within 120 days after such termination of 
employment, in its sole discretion, determine whether such former Holder shall 
receive all or any part of the undelivered shares granted pursuant to this 
Restricted Stock Award Agreement and whether to impose any conditions in 
connection therewith. In addition, the Committee shall from time to time 
determine in its sole discretion whether any period of nonactive employment, 
including authorized leaves of absence, or absence by reason of military or 
governmental service, shall constitute termination of employment for the 
purposes of this paragraph.

     6. The granting of this Restricted Stock Award shall not in any way 
prohibit or restrict the right of the Corporation to terminate the Holder's 
employment at any time, for any reason. The Holder shall have no right to any 
prorated portion of the shares of Common Stock otherwise deliverable to the 
Holder on the anniversary hereof next following a termination of employment 
(whether voluntary or involuntary) in respect of a partial year of employment.

     7. While shares of Common Stock are held in custody for the Holder pursuant
to this Agreement, they may not be sold, transferred, pledged, exchanged,
hypothecated or disposed of by the Holder and shall not be subject to execution,
attachment or similar process.

     8. This Agreement and each and every obligation of the Corporation 
hereunder are subject to the requirement that if at any time the Corporation 
shall determine, upon advice of counsel, that the listing, registration or 
qualification of the shares covered hereby upon any securities exchange or under
any state or Federal law, or the consent or approval of any governmental 
regulatory body, is necessary or desirable as a condition of or in connection 
with the granting hereof or the delivery of shares hereunder, then the delivery 
of shares hereunder to the Holder may be postponed until such listing, 
registration, qualification, consent or approval shall have been effected or 
obtained free of any conditions not acceptable to the Board of Directors of the 
Corporation.

     9. In addition to amounts in respect of taxes which the Corporation shall 
be required by law to deduct or withhold from any dividend payments on the 
shares covered hereby, the Corporation may defer making any delivery of shares 
under this Agreement until completion of arrangements satisfactory to the 
Corporation for the payment of any other applicable taxes, whether through share
withholding provided for by the Plan or otherwise.

     10. In the event of a "change in control", as that term is defined in the 
Plan, then the Holder shall have all the rights specified in Paragraph 10(B) of 
the Plan.

     11. Defined words used in this Agreement shall have the same meaning as set
forth in the definitions section or elsewhere in the Plan, the terms and 
conditions of which shall constitute an integral part hereof.

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     12.  Any notice which either party hereto may be required or permitted to
give the other shall be in writing and may be delivered personally or by mail,
postage prepaid, addressed to the Treasurer of the Corporation at its principal
office and to the Holder at his address as shown on the Corporation's payroll
records, or to such other address as the Holder by notice to the Corporation may
designate in writing from time to time.

                                            MIDAS, INC.


                                            By:___________________________
                                                      Vice President


ACCEPTED:




____________________________                   ___________________________ 
         Holder                                             Date








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