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                                                                    Exhibit 99.4

                     CHASE MANHATTAN AUTO OWNER TRUST 2001-A
                           ANNUAL ISSUER'S CERTIFICATE
                                       of
                            COMPLIANCE WITH INDENTURE

         The undersigned certifies that she is an Authorized Officer of
Wilmington Trust Company, not in its individual capacity, but solely as Owner
Trustee for Chase Manhattan Auto Owner Trust 2001-A and that she is duly
authorized to execute and deliver this certificate on behalf of the Issuer in
connection with Section 3.9 of the Indenture between the Issuer and Wells Fargo
Bank Minnesota, National Association, as Indenture Trustee, dated as of July 1,
2001 (the "Indenture"). All capitalized terms used herein without definition
shall have the respective meanings specified in the Indenture.

         The undersigned further certifies that a review of the activities of
the Issuer for the preceding calendar year has been made under her supervision
and, to the best of her knowledge, based on such review, the Issuer has complied
with all conditions and convenants in all material respects under the Indenture
throughout the preceding calendar year.

         IN WITNESS WHEREOF, I have affixed hereto my signature as of this 25th
day of March, 2002.

                             CHASE MANHATTAN AUTO OWNER TRUST 2001-A
                             BY: WILMINGTON TRUST COMPANY, not in its individual
                             capacity, but solely as Owner Trustee


                             /s/ Denise Geran
                             ----------------------------------------
                             Name: Denise Geran
                             Title: Senior Financial Services Officer

         Chase Manhattan Bank USA, National Association, as Servicer, hereby
requests that Wilmington Trust Company, as Owner Trustee, execute the above
Issuer's Certificate and deliver it to Wells Fargo Bank Minnesota, National
Association, as Indenture Trustee.


                             CHASE MANHATTAN BANK USA,
                             NATIONAL ASSOCIATION, as Servicer

                             /s/ Richard J. Naeder
                             -----------------------------------------
                             Richard J. Naeder
                             Authorized Signatory


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                     [Letterhead of J.P. Morgan Chase & Co.]




                                                              March 29, 2002



VIA EDGAR
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC  20001


         Re:      Chase Manhattan Auto Owner Trust 2001-A


Ladies and Gentlemen:

         I am sending for filing on behalf of the above-referenced issuer an
Annual Report on Form 10-K for the year ended December 31, 2001.

         Please confirm your receipt of such transmittal.


                                                          Very truly yours,

                                                          /s/ James Y. Lee
                                                          ----------------------
                                                          James Y. Lee


Encl.