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UNITED STATES DISTRICT COURT

SOUTHERN DISTRICT OF FLORIDA

CASE NO. 

NELSON FERNANDEZ, 

Plaintiff,

vs.

LERNER NEW YORK, INC.,

d/b/a NEW YORK & COMPANY,

a foreign for-profit corporation, and

RTW RETAILWINDS, INC., a foreign

for-profit corporation,

Defendants.

__________________________________/

COMPLAINT

Plaintiff NELSON FERNANDEZ, through undersigned counsel, sues Defendant LERNER 

NEW YORK, INC., d/b/a NEW YORK & COMPANY, a foreign for-profit corporation, and RTW 

RETAILWINDS, INC., and alleges as follows:

1. This is an action for declaratory and injunctive relief pursuant to Title III of the 

Americans with Disabilities Act, 42 U.S.C. §§12181-12189 (“ADA”), as amended, and 28 C.F.R. 

Part 36. This is also an action for declaratory and injunctive relief to prevent discrimination which 

includes equal access to an internet website for services, to order merchandise, and to secure 

information about Defendant’s stores online. 

 2. This Court has jurisdiction over this case based on federal question jurisdiction, 28 

U.S.C. §1331 and the provisions of the ADA. Plaintiff seeks declaratory and injunctive relief 

pursuant to 28 U.S.C. §§ 2201 and 2202. 

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3. Venue is proper in this Court as all actions complained of herein and injuries and 

damages suffered occurred in the Southern District of Florida.

4. Plaintiff NELSON FERNANDEZ is a resident of Palm Beach County, Florida, is 

sui juris, and is disabled as defined by the ADA and ADA Amendments Act of 2008, 42 U.S.C. 

§12101 (“ADAAA”).

5. Plaintiff is and at all relevant times has been visually impaired and physically 

disabled who has been diagnosed with Relapsing-Remitting Multiple Sclerosis (“RRMS”). As a 

result of his disease, Plaintiff is currently paralyzed in approximately 80% to 90% of his body as 

a whole and only has limited use of his left hand. Further, because of his disease, Plaintiff has 

developed optic neuritis and is visually disabled, with complete blindness in one eye, and limited 

vision in the other eye. Plaintiff thus is substantially limited in performing one or more major life 

activities, including, but not limited to, seeing, accurately visualizing his world, and adequately 

traversing obstacles. As such, he is a member of a protected class under the ADA, 42 U.S.C. § 

12102(1)-(2), the regulations implementing the ADA set forth at 28 CFR §§ 36.101, et seq., and 

in 42 U.S.C. §3602(h). 

6. Because he is visually disabled, Plaintiff cannot use his computer without the 

assistance of appropriate and available screen reader software and other technology and assistance.

7. Defendants are foreign for-profit corporations doing business in the State of 

Florida. Defendants own and operate a nationwide chain of retail stores selling to the public 

women’s apparel, footwear, and accessories, including one of the stores that Plaintiff intended to 

patronize at 4451 Lyons Road, Coconut Creek, Florida.

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8. Plaintiff’s visual disability limits him in the performance of major life activities, 

including sight, and he requires assistive technologies, auxiliary aids, and services for effective 

communication, including communication in connection with his use of a computer. 

9. Plaintiff frequently accesses the internet. Because he is significantly and 

permanently visually disabled, to effectively communicate and comprehend information available 

on the internet and hereby access/comprehend Websites, Plaintiff uses commercially available 

screen reader software to interface with the various Websites.

10. At all times material hereto, Defendants were and still are organizations that own 

and operate a chain of women’s apparel, footwear, and accessories stores selling merchandise 

under the brand name “New York & Company”. Each New York & Company store is open to the 

public. As the owners and operators of these retail stores, Defendants are defined as places of 

“public accommodation" within the meaning of Title III because Defendants are private entities

which own and/or operate “[A] bakery, grocery store, clothing store, hardware store, shopping 

center, or other sales or rental establishment,” per 42 U.S.C. §12181(7)(E) and 28 C.F.R. 

§36.104(2).

11. Because Defendants are a store open to the public, each of Defendants’ physical 

stores is a place of public accommodation subject to the requirements of Title III of the ADA and 

its implementing regulation; 42 U.S.C. §12182, §12181(7)(E), and 28 C.F.R. Part 36. 

12. Defendants also control, maintain, and/or operate an adjunct website called 

https://www.nyandcompany.com (hereinafter “Website”). One of the functions of the Website is 

to provide the public information on the various locations of Defendants’ stores that sell its 

merchandise throughout the United States and within the State of Florida. Defendants also sell to 

the public their merchandise and goods through the Website.

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13. The Website also services Defendants’ physical stores by providing information on 

its available products and branded merchandise, tips and advice, editorials, sales campaigns, 

events, and other information that Defendants are interested in communicating to its customers.

14. Because the Website allows the public the ability to locate Defendants’ physical 

stores, purchase gift cards for use in the physical stores, purchase merchandise from Defendants

that is also available for purchase in its physical stores, apply for store credit, and sign up for an 

electronic emailer to receive offers, benefits, exclusive invitations, and discounts for use in the 

physical stores, the Website is an extension of, and gateway to, Defendants’ physical stores. By 

this nexus, the Website is characterized as an intangible service, privilege and advantage provided 

by a place of public accommodation as defined under the ADA and thus an extension of the 

services, privileges and advantages made available to the general public by Defendants through 

their brick and mortar locations and businesses.

15. Because the public can view and purchase Defendants’ merchandise that is also 

offered for sale by Defendants in their physical stores, purchase gift cards for use in the physical 

stores, apply for store credit, and sign up for an electronic emailer to receive offers, benefits, 

exclusive invitations, and discounts for use in the physical stores, the Website is an extension of, 

and gateway to, the physical stores, which are places of public accommodation pursuant to the 

ADA, 42 U.S.C. § 12181(7)(E). As such, the Website is an intangible service, privilege and 

advantage of Defendants’ brick and mortar store locations that must comply with all requirements 

of the ADA, must not discriminate against individuals with visual disabilities, and must not deny 

those individuals the same full and equal enjoyment of the services, privileges and advantages 

afforded to the non-disabled general public both online and in its physical stores.

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16. At all times material hereto, Defendants were and still are an organization owning 

and operating the Website. Since the Website is open to the public through the internet, by this 

nexus the Website is an intangible service, privilege and advantage of Defendants’ brick and 

mortar stores that must comply with all requirements of the ADA, must not discriminate against 

individuals with visual or physical disabilities, and must not deny those individuals the full and 

equal enjoyment of the services, privileges and advantages afforded to the non-disabled public 

both online and at the physical store. As such, Defendants have subjected themselves and the 

Website to the requirements of the ADA.

17. Plaintiff is and has been a customer who is interested in patronizing, and intends to 

patronize in the near future once the Website’s access barriers are removed or remedied, 

Defendants’ physical stores (including the store located at 4451 Lyons Road, Coconut Creek, 

Florida), and to purchase gift cards and merchandise, apply for store credit, and sign up for an 

electronic emailer to receive offers, benefits, exclusive invitations, and discounts for use on the 

Website or in Defendants’ physical stores. 

18. The opportunity to shop and pre-shop Defendants’ merchandise, purchase gift 

cards, apply for store credit, and sign up for an electronic emailer to receive offers, benefits, 

exclusive invitations, and discounts for use in the physical stores from his home are important 

accommodations for Plaintiff because traveling outside of his home as a physically and visually 

disabled individual is often difficult, hazardous, frightening, frustrating and confusing experience. 

Defendants have not provided their business information in any other digital format that is 

accessible for use by blind and visually impaired individuals using the screen reader software.

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19. Like many consumers, Plaintiff accesses a number of websites at a time to help plan 

his visit, compare merchandise, prices, sales, discounts, and promotions. Plaintiff may look at 

several dozens of sites to compare features, discounts, promotions, and prices.

20. During the month of April 2020, Plaintiff attempted on a number of occasions to 

utilize the Website to browse through the merchandise and online offers to educate himself as to 

the merchandise, sales, discounts, and promotions being offered, to search for the brick and mortar 

locations and check store hours, and to check pricing of merchandise with the intent to making a 

purchase through the Website or at one of Defendants’ stores.

21. Plaintiff utilizes available screen reader software that allows individuals who are 

visually disabled to communicate with websites. However, Defendants’ Website contains access 

barriers that prevent free and full use by visually disabled individuals using keyboards and 

available screen reader software. These barriers are pervasive and include, but are not limited to: 

a. Mislabeled homepage link;

b. Inaccessible text field;

c. Content was not presented in a way without losing product information; and

d. Product information like regular price and sales price not properly labeled.

22. The Website also lacks prompting information and accommodations necessary to 

allow visually disabled individuals who use screen reader software to locate and accurately fill out 

online forms to purchase Defendants’ merchandise from the Website.

23. Plaintiff attempted to locate an “accessibility” notice, statement or policy on the 

Website that would direct him to a webpage with contact information for disabled individuals who 

have questions, concerns, or who are having difficulties communicating with the Website. 

Although, the Website appeared to have an “accessibility” notice displayed, that “accessibility” 

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notice still could not be effectively accessed by, and continued to be a barrier to, visually disabled 

persons, including Plaintiff. Plaintiff, thus, was unable to receive any meaningful or prompt 

assistance through the “accessibility” notice to enable him to fully and effectively navigate the 

Website.

24. The fact that Plaintiff could not communicate with or within the Website left him 

feeling excluded, as he is unable to participate in the same online computer shopping experience, 

with access to the merchandise, sales, discounts, and promotions as provided at the Website and 

for use in the physical stores, as the non-visually disabled public.

25. Plaintiff desires and intends, in the near future once the Website’s access barriers 

are removed or remedied, to patronize Defendants’ physical stores and use the Website, but he is 

unable to do so as he is unable to effectively communicate with Defendant due to his severe visual 

disability and the Website’s access barriers. Thus, Plaintiff, as well as others who are blind or 

with visual disabilities, will suffer continuous and ongoing harm from Defendants’ intentional acts, 

omissions, policies, and practices as set forth herein unless properly enjoined by this Court.

26. Because of the nexus between Defendants’ retail stores and the Website, and the 

fact that the Website clearly provides support and is connected to Defendants’ retail stores for its 

operation and use, the Website is an intangible service, privilege and an advantage of Defendants’ 

brick and mortar store that must comply with all requirements of the ADA, must not discriminate 

against individuals with disabilities, and must not deny those individuals the same full and equal 

enjoyment of the services, privileges and advantages afforded to the non-disabled public both online and at its physical locations, which are places of public accommodations subject to the 

requirements of the ADA.

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27. On information and belief, Defendants have not initiated a Web Accessibility 

Policy to ensure full and equal use of the Website by individuals with disabilities.

28. On information and belief, Defendants have not instituted a Web Accessibility 

Committee to ensure full and equal use of Website by individuals with disabilities.

29. On information and belief, Defendants have not designated an employee as a Web 

Accessibility Coordinator to ensure full and equal use of the Website by individuals with 

disabilities.

30. On information and belief, Defendants have not instituted a Web Accessibility User 

Accessibility Testing Group to ensure full and equal use of the Website by individuals with 

disabilities.

31. On information and belief, Defendants have not instituted a User Accessibility 

Testing Group to ensure full and equal use of the Website by individuals with disabilities.

32. On information and belief, Defendants have not instituted a Bug Fix Priority Policy.

33. On information and belief, Defendants have not instituted an Automated Web 

Accessibility Testing program. 

34. On information and belief, Defendants have not created and instituted a Specialized 

Customer Assistance line or service or email contact mode for customer assistance for the visually 

disabled.

35. On information and belief, Defendants have not created and instituted on the 

Website a page for individuals with disabilities, nor displayed a link and information hotline, nor 

created an information portal explaining when and how Defendants will have the Website, 

applications, and digital assets accessible to the visually disabled or blind community.

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36. On information and belief, the Website does not meet the Web Content 

Accessibility Guidelines (“WCAG”) 2.0 Level AA or higher versions of web accessibility.

37. On information and belief, Defendants have not disclosed to the public any intended 

audits, changes, or lawsuits to correct the inaccessibility of the Website to visually disabled 

individuals who want the safety and privacy of purchasing Defendants’ merchandise offered on 

the Website online from their homes.

38. Thus, Defendants have not provided full and equal enjoyment of the services, 

facilities, privileges, advantages, and accommodations provided by and through the Website, in 

contravention of the ADA.

39. Further, public accommodations under the ADA must ensure that their places of 

public accommodation provide effective communication for all members of the general public, 

including individuals with disabilities such as Plaintiff.

40. The broad mandate of the ADA is to provide an equal opportunity for individuals 

with disabilities to participate in and benefit from all aspects of American civic and economic life. 

That mandate extends to internet shopping Websites, such as the Website at issue in the instant 

action.

41. On information and belief, Defendants are, and at all times have been, aware of the 

barriers to effective communication within the Website which prevent individuals with disabilities 

who are visually disabled from the means to comprehend information presented therein.

42. On information and belief, Defendants are aware of the need to provide full access 

to all visitors to the Website.

43. The barriers that exist on the Website result in discriminatory and unequal 

treatment of individuals with disabilities who are visually disabled, including Plaintiff.

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44. Plaintiff has no plain, adequate, or complete remedy at law to redress the wrongs 

alleged hereinabove, and this suit for declaratory judgment and injunctive relief is his only means 

to secure adequate and complete redress from Defendants’ unlawful and discriminatory practices 

in connection with their website access and operation.

45. Notice to Defendants is not required because of Defendants’ failure to cure the 

violations. 

46. Enforcement of Plaintiff’s rights under the ADA is right and just pursuant to 28 

U.S.C. §§ 2201 and 2202.

47. Plaintiff has retained the undersigned attorneys to represent him in this case and 

has agreed to pay them a reasonable fee for their services.

COUNT I – VIOLATION OF THE ADA

48. Plaintiff re-alleges paragraphs 1 through 47 as if set forth fully herein.

49. Pursuant to 42 U.S.C. §12181(7)(E), Defendants are a public accommodation under 

the ADA because it owns and/or operates the Website, as defined within §12181(7)(E) and is 

subject to the ADA.

50. Pursuant to 42 U.S.C. §12181(7)(E), the Website is covered under the ADA 

because it provides the general public with the ability to locate Defendants’ retail stores and sign 

up for an electronic emailer to receive offers, benefits, exclusive invitations, and discounts for use 

at the physical stores. The Website thus is an extension of, gateway to, and intangible service, 

privilege and advantage of Defendants’ physical stores. Further, the Website also serves to 

augment Defendants’ physical stores by providing the public information on the various physical 

locations of the stores and by educating the public as to Defendants’ available merchandise sold 

through the Website and in their physical stores.

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51. Under Title III of the ADA, 42 U.S.C. § 12182(b)(1)(A)(II), it is unlawful 

discrimination to deny individuals with disabilities or a class of individuals with disabilities an 

opportunity to participate in or benefit from the goods, services, facilities, privileges, advantages, 

or accommodation, which is equal to the opportunities afforded to other individuals.

52. Specifically, under Title III of the ADA, 42 U.S.C. § 12182(b)(2)(A)(II), unlawful 

discrimination includes, among other things, “a failure to make reasonable modifications in 

policies, practices, or procedures, when such modifications are necessary to afford such goods, 

services, facilities, privileges, advantages, or accommodations to individuals with disabilities, 

unless the entity can demonstrate that making such modifications would fundamentally alter the 

nature of such goods, services, facilities, privileges, advantages or accommodations.”

53. In addition, under Title III of the ADA, 42 U.S.C. § 12182(b)(2)(A)(III), unlawful 

discrimination includes, among other things, “a failure to take such steps, as may be necessary to 

ensure that no individual with a disability is excluded, denied services, segregated or otherwise 

treated differently than other individuals because of the absence of auxiliary aids and services, 

unless the entity can demonstrate that taking such steps would fundamentally alter the nature of 

the good, service, facility, privilege, advantage, or accommodation being offered or would result 

in an undue burden.”

54. Defendants’ Website must comply with the ADA, but it is not, as specifically 

alleged hereinabove and below.

55. Because of the inaccessibility of the Website, individuals with disabilities who are 

visually disabled are denied full and equal enjoyment of the information and services that 

Defendants have made available to the public on the Website, and at its physical stores, in violation 

of 42 U.S.C. §12101, et seq, and as prohibited by 42 U.S.C. §12182, et seq.

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56. The Website was subsequently visited by Plaintiff’s expert in April 2020, and the 

expert determination was that the same access barriers that Plaintiff had initially encountered, as 

well as numerous additional access barriers, existed, and that Defendants had made no material 

changes or improvements to the Website to enable its full use, enjoyment and accessibility for 

visually disabled persons such as Plaintiff. Despite being a defendant in prior ADA accessibility 

lawsuits, which likely resulted in confidential settlement agreements that obligated Defendants to 

fully remediate the Website, Defendants have made no material changes or improvements to the 

Website to enable its full use, enjoyment and accessibility for visually disabled persons such as 

Plaintiff. Defendants also have not disclosed to the public any intended audits, changes, or lawsuits 

to correct the inaccessibility of the Website to visually disabled individuals, nor has it pasted on 

the Website an effective “accessibility” notice, statement, or policy to provide an alternative means 

to access and navigate the Website. Defendants thus have failed to make reasonable modifications 

in its policies, practices, or procedures when such modifications are necessary to afford goods, 

services, facilities, privileges, advantages, or accommodations to individuals with disabilities, in 

violation of 28 C.F.R. §36.302. The lack of a viable and effective accessibility notice, policy or 

statement and the numerous access barriers as set forth in the Declaration of Plaintiff’s expert, 

Robert D. Moody, attached hereto as Composite Exhibit “A” and the contents of which are 

incorporated herein by reference, continue to render the Website not fully accessible to users who 

are blind and visually disabled, including Plaintiff.

57. More violations may be present on other pages of the Website, which can and will 

be determined and proven through the discovery process in this case.

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58. Further, the Website does not offer or include the universal symbol for the disabled 

that would permit disabled individuals to access the Website’s accessibility information and 

accessibility facts.

59. There are readily available, well established guidelines on the internet for making 

Websites accessible to the blind and visually disabled. These guidelines have been followed by 

other large business entities in making their websites accessible. Examples of such guidelines 

include, but not limited to, adding alt-text to graphics, and ensuring that all functions can be 

performed using a keyboard. Incorporating such basic components to make the Website accessible 

would neither fundamentally alter the nature of Defendants’ business nor would it result in an 

undue burden to Defendants.

60. Defendants have violated the ADA -- and continues to violate the ADA -- by 

denying access to the Website by individuals, such as Plaintiff, with visual disabilities who 

requires the assistance of interface with screen reader software to comprehend and access internet 

websites. These violations within the Website are ongoing.

61. The ADA and ADAAA require that public accommodations and places of public 

accommodation ensure that communication is effective. 

62. According to 28 C.F.R. §36.303(b) (1), auxiliary aids and services include “voice, 

text, and video-based telecommunications products and systems”. Indeed, 28 C.F.R. §36.303(b)(2) 

specifically states that screen reader software is an effective method of making visually delivered 

material available to individuals who are blind or have low vision.

63. According to 28 C.F.R. §36.303(c), public accommodations must furnish 

appropriate auxiliary aids and services where necessary to ensure effective communication with 

individuals with disabilities: “In order to be effective, auxiliary aids and services must be provided 

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in accessible formats, in a timely manner, and in such a way as to protect the privacy and 

independence of the individual with a disability,” 28 C.F.R. §36.303(c) (1) (ii).

64. Part 36 of Title 28 of the C.F.R. was designed and is implemented to effectuate 

subtitle A of Title III of the ADA, which prohibits discrimination on the basis of disability by 

public accommodations, and requires places of public accommodation to be designed, constructed, 

and altered in compliance with the accessibility standards established by Part 36.

65. As alleged hereinabove, the Website has not been designed to interface with the 

widely and readily available technologies that can be used to ensure effective communication, and 

thus violates the ADA.

66. As a direct and proximate result of Defendants’ failure to provide an ADA 

compliant Website, with a nexus to their brick and mortar physical stores locations, Plaintiff has 

suffered an injury in fact by being denied full access to and enjoyment of Defendants’ Website 

and physical stores. 

67. Because of the inadequate development and administration of the Website, Plaintiff 

is entitled to injunctive relief pursuant to 42 U.S.C. §12133 and 28 C.F.R. §36.303, to remedy the 

ongoing disability discrimination. 

68. Pursuant to 42 U.S.C. §12188, this Court is vested with the authority to grant 

Plaintiff appropriate and necessary injunctive relief, including an order to: 

a) Require Defendants to adopt and implement a web accessibility policy to make publicly 

available and directly link from the homepage of the Website to a functional statement as to the 

Defendants’ policy to ensure persons with disabilities have full and equal enjoyment of the 

services, facilities, privileges, advantages, and accommodations through the Website.

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b) Require Defendants to take the necessary steps to make the Website readily accessible 

to and usable by visually disabled users, and during that time period prior to the Website’s being 

readily accessible, to provide an alternative method for individuals with visual disabilities to access 

the information available on the Website until such time that the requisite modifications are made, 

and 

c) Require Defendants to provide the appropriate auxiliary aids such that individuals with 

visual impairments will be able to effectively communicate with the Website for purposes of 

viewing and locating Defendants’ physical stores and locations, and becoming informed of and 

purchasing Defendants’ merchandise online, and during that time period prior to the Website’s 

being designed to permit individuals with visual disabilities to effectively communicate, to provide 

an alternative method for individuals with visual disabilities to effectively communicate for such 

goods and services made available to the general public through the Website. 

69. Plaintiff is entitled to recover his reasonable attorney’s fees, costs, and expenses 

pursuant to the ADA. To that end, Plaintiff has been obligated to retain the undersigned counsel

for the filing and prosecution of this action and has agreed to pay them a reasonable fee for their 

services. 

WHEREFORE, Plaintiff requests entry of judgment in his favor and against Defendants

for the following relief:

A. A declaration that Defendants’ Website is in violation of the ADA;

B. An Order requiring Defendants, by a date certain, to update the Website, and continue 

to monitor and update the Website on an ongoing basis, to remove barriers in order that 

individuals with visual disabilities can access, and continue to access, the Website and 

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effectively communicate with the Website to the full extent required by Title III of the 

ADA; 

C. An Order requiring Defendants, by a date certain, to clearly display the universal 

disabled logo within the Website, wherein the logo1 would lead to a page which would 

state Defendant’s accessibility information, facts, policies, and accommodations. Such 

a clear display of the disabled logo is to ensure that individuals who are disabled are 

aware of the availability of the accessible features of the Website;

D. An Order requiring Defendants, by a date certain, to provide ongoing support for web 

accessibility by implementing a website accessibility coordinator, a website application 

accessibility policy, and providing for website accessibility feedback to ensure 

compliance thereto;

E. An Order directing Defendants, by a date certain, to evaluate its policies, practices and 

procedures toward persons with disabilities, for such reasonable time to allow 

Defendants to undertake and complete corrective procedures to its Website;

F. An Order directing Defendants, by a date certain, to establish a policy of web 

accessibility and accessibility features for the Website to ensure effective 

communication for individuals who are visually disabled;

G. An Order requiring, by a date certain, that any third-party vendors who participate on 

Defendants’ Website to be fully accessible to the visually disabled;

H. An Order directing Defendants, by a date certain and at least once yearly thereafter, to 

provide mandatory web accessibility training to all employees who write or develop 

1 or similar.

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programs or code for, or who publish final content to, the Website on how to conform 

all web content and services with ADA accessibility requirements and applicable 

accessibility guidelines;

I. An Order directing Defendants, by a date certain and at least once every three months 

thereafter, to conduct automated accessibility tests of the Website to identify any 

instances where the Website is no longer in conformance with the accessibility 

requirements of the ADA and any applicable accessibility guidelines, and further 

directing Defendants to send a copy of the twelve (12) quarterly reports to Plaintiff’s 

counsel for review;

J. An Order directing Defendants, by a date certain, to make publicly available and 

directly link from the Website homepage, a statement of Defendants’ Accessibility 

Policy to ensure the persons with disabilities have full and equal enjoyment of the 

Website and shall accompany the public policy statement with an accessible means of 

submitting accessibility questions and problems; 

K. An award to Plaintiff of her reasonable attorney’s fees, costs, and expenses; and

L. Such other and further relief as the Court deems just and equitable. 

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DATED: June 5, 2020 

RODERICK V. HANNAH, ESQ., P.A. LAW OFFICE OF PELAYO

Counsel for Plaintiff DURAN, P.A.

8751 W. Broward Blvd., Suite 303 Co-Counsel for Plaintiff

Plantation, FL 33324 4640 N.W. 7th Street

T. 954/362-3800 Miami, FL 33126-2309

954/362-3779 (Facsimile) T. 305/266-9780 

Email: rhannah@rhannahlaw.com 305/269-8311 (Facsimile)

Email: duranandassociates@gmail.com 

By____s/ Roderick V. Hannah __ By ___s/ Pelayo M. Duran ______

RODERICK V. HANNAH PELAYO M. DURAN

Fla. Bar No. 435384 Fla. Bar No. 0146595

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