<TABLE> <S> <C>

<ARTICLE> 7
<MULTIPLIER> 1,000,000
        
<S>                              <C>
<PERIOD-TYPE>                    6-MOS
<FISCAL-YEAR-END>                DEC-31-1997
<PERIOD-END>                     JUN-30-1997
<DEBT-HELD-FOR-SALE>             1451 
<DEBT-CARRYING-VALUE>            1418 
<DEBT-MARKET-VALUE>              1451 
<EQUITIES>                        163 
<MORTGAGE>                          0 
<REAL-ESTATE>                       0 
<TOTAL-INVEST>                   1630 
<CASH>                             39 
<RECOVER-REINSURE>                 17 
<DEFERRED-ACQUISITION>             54 
<TOTAL-ASSETS>                   2535 
<POLICY-LOSSES>                  1233 
<UNEARNED-PREMIUMS>               366 
<POLICY-OTHER>                     (1)
<POLICY-HOLDER-FUNDS>               6 
<NOTES-PAYABLE>                     0 
<PREFERRED-MANDATORY>               0 
<PREFERRED>                         0 
<COMMON>                            0 
<OTHER-SE>                        801 
<TOTAL-LIABILITY-AND-EQUITY>     2535 
<PREMIUMS>                        420 
<INVESTMENT-INCOME>                50           
<INVESTMENT-GAINS>                 19           
<OTHER-INCOME>                      3           
<BENEFITS>                        317           
<UNDERWRITING-AMORTIZATION>        80           
<UNDERWRITING-OTHER>               38            
<INCOME-PRETAX>                    57           
<INCOME-TAX>                       12           
<INCOME-CONTINUING>                45           
<DISCONTINUED>                      0           
<EXTRAORDINARY>                     0           
<CHANGES>                           0           
<NET-INCOME>                       45           
<EPS-PRIMARY>                    1.27           
<EPS-DILUTED>                    1.27           
<RESERVE-OPEN>                   1239           
<PROVISION-CURRENT>               353 
<PROVISION-PRIOR>                 (36)
<PAYMENTS-CURRENT>                158 
<PAYMENTS-PRIOR>                  171 
<RESERVE-CLOSE>                  1233 
<CUMULATIVE-DEFICIENCY>             5 
                
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        


</TABLE>