Exhibit
10.84


 


PLEDGE
AGREEMENT


 


This
Pledge Agreement (as amended, restated, supplemented
or otherwise modified and in effect from time to time, this “Agreement”), dated as of March 22, 2021, is by
and between INVESTVIEW INC, a Nevada corporation (“Pledgor”), and SSA
Technologies LLC, a New Jersey limited liability company, (together with its successors and assigns, “Pledgee”).
Capitalized terms used but not defined herein shall have the meanings ascribed thereto in the Promissory Note (as defined below).


 


R
E C I T A L S


 


A. WHEREAS,
the Pledgee has agreed to advance to the Pledgor up to $1,500,000 as provided in that certain Promissory Note dated as of the
date hereof (the “Promissory Note”) between the Pledgor and the Pledgee, and the Pledgor has agreed to pledge
and assign to the Pledgee, as collateral for the obligations of the Pledgor under the Promissory Note and all other Indebtedness
(as defined below), 12,000,000 shares of the Common Stock of Pledgor (the “Pledged Equity”), and if there shall
be an Event of Default under the Promissory Note, to forfeit such Pledged Equity.


 


NOW,
THEREFORE, in consideration of the mutual promises contained herein and for other good and valuable consideration, the receipt
and sufficiency of which are hereby acknowledged, the parties hereby agree as follows:


 


1 SECURITY
FOR OBLIGATIONS, ETC. This Agreement is for the benefit of Pledgee to secure the prompt and complete payment and performance
of all of the liabilities of Pledgor, when due or declared due, each in accordance with the terms of the Promissory Note (collectively,
the “Secured Obligations”).


 


2 PLEDGE
OF COLLATERAL.


 


2.1 Pledge.
The Pledgor hereby pledges, assigns and grants a security interest in the Collateral to the Pledgee, as security for all indebtedness
and obligations evidenced by the Promissory Note and for all substitutions, amendments, replacements, renewals and exchanges therefor
(the “Indebtedness”). As used herein, the “Collateral” means the Pledged Equity, all money
or other property paid or distributed upon or with respect to the Pledged Equity, including payment of proceeds from the sale,
liquidation, repurchase or other disposition thereof, and all amounts (if any) withdrawn by Pledgor from Pledgor’s capital
account with the Pledgee, together with all income, dividends, interest and distributions thereon, increases therein, substitutions
and exchanges therefor, and proceeds thereof. If any of the Collateral is evidenced by certificates, Pledgor shall promptly deliver
such certificates to Pledgee accompanied by proper assignments separate from certificates in form and substance reasonably acceptable
to Pledgee, duly executed in blank by Pledgor. Pledgor shall and hereby does permit Pledgee to file UCC Financing Statements naming
Pledgor as debtor and Pledgee as secured party with respect to the Collateral in any jurisdiction reasonably required by Pledgee
(including with any applicable secretary of state’s office or other applicable recording office), in form and substance
satisfactory to Pledgee, and without the requirement of Pledgor’s signature.


 




    	 



    	 



    




 


2.2
Certificated Collateral. In addition to
anything contained in Section 2.1 hereof, if any Collateral consisting of securities is not certificated or becomes an
uncertificated security, Pledgor shall promptly notify Pledgee thereof and shall promptly take all actions required at any time
upon Pledgee’s request to perfect the security interest and pledge in favor of Pledgee under applicable law (including,
in any event, delivery of physical possession of all certificates to Pledgee (if applicable), and take any other action required
or appropriate under this Agreement or the Uniform Commercial Code as in effect in the State of Delaware or equivalent provisions
of any other applicable jurisdiction (the “UCC”)). Pledgor further agrees to promptly take such actions as
Pledgee deems necessary or desirable to effectuate the foregoing and to permit Pledgee to exercise any of its rights and remedies
hereunder.


 


3
VOTING, ETC. Unless and until an Event
of Default occurs, Pledgor shall be entitled to vote, if applicable, and exercise any voting or other consensual rights (or managerial
rights, if applicable) pertaining to any and all of the Collateral; provided, however, that no vote shall be cast
or any action taken by Pledgor which would violate any of the terms of this Agreement or the Promissory Note or any other instrument
or agreement relating to the Secured Obligations, or which would have the effect of impairing the positions or security interests
of the Pledgee in the Collateral or which would effect actions prohibited under the terms of the Promissory Note. All such rights
of Pledgor to vote shall cease if an Event of Default occurs and such an Event of Default is not waived the Pledgee.


 


4 PAYMENTS
AND OTHER DISTRIBUTIONS. Notwithstanding anything herein to the contrary, unless and until an Event of Default occurs, all
cash dividends or distributions payable in respect of the Collateral shall be paid to the Pledgor; provided, however if an Event
of Default occurs and unless and until such event has been waived by Pledgee, all cash dividends and distributions payable in
respect of the Collateral shall be paid to the Pledgee for application to satisfy the Obligations. The Pledgee shall be entitled
to receive directly, and to retain as part of the Collateral:


 


(a) all
other or additional securities or investment property, or rights to subscribe for or purchase any of the foregoing, or property
(other than cash) paid or distributed by way of dividend in respect of the Collateral;


 


(b) all
other or additional securities, investment property or property (including cash) paid or distributed in respect of the Collateral
by way of split, spin-off, split-up, reclassification, combination of shares or similar rearrangement; and


 


(c) all
other or additional securities, investment property or property which may be paid or distributed in respect of the Collateral
by reason of any consolidation, merger, exchange, dividend (other than any cash dividends permitted to be paid to Pledgor as specifically
provided above) split, or distribution, conveyance of assets, liquidation or similar reorganization or other disposition of Collateral.


 


If
at any time Pledgor shall obtain or possess any of the foregoing Collateral described in this Section, Pledgor shall be deemed
to hold such Collateral in trust for Pledgee and Pledgor shall promptly surrender and deliver such Collateral to Pledgee.


 




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5 ASSIGNMENT
OF COLLATERAL UPON EVENT OF DEFAULT. In the event an Event of Default occurs, Pledgee shall be entitled, without limitation,
to exercise the following rights, which Pledgor hereby agrees to be commercially reasonable:


 


(a) to
take full right and title in and to the Pledged Equity; and


 


(b) generally,
to take all such other commercially reasonable action under the circumstances as Pledgee in its reasonable discretion may determine
as incidental or conducive to any of the matters or powers mentioned in the foregoing provisions of this Section and which Pledgee
may or can do lawfully and to use the name of Pledgor for the purposes aforesaid and in any proceedings arising therefrom.


 


Pledgor
acknowledges that upon an Event of Default it will forfeit and surrender to Pledgee the Pledged Equity and shall fully assign
to Pledgee all other Collateral, and further acknowledges that such remedy is not a penalty but is an agreed and reasonable estimate
by the parties of the damages suffered by Pledgee due to the failure of Pledgor to satisfy its obligations pursuant to the Promissory
Note.


 


6 REMEDIES,
ETC., CUMULATIVE. Each right, power and remedy of Pledgee provided for in this Agreement, the Promissory Note or any other
security agreement, mortgage, guaranty now or hereafter existing, at law, in equity or by statute shall be cumulative and concurrent
and shall be in addition to every other such right, power or remedy. The exercise or beginning of the exercise by Pledgee of any
one or more of the rights, powers or remedies provided for in this Agreement or the Promissory Note or now or hereafter existing
at law or in equity or by statute or otherwise shall not preclude the simultaneous or later exercise by Pledgee of all such other
rights, powers or remedies, and no failure or delay on the part of Pledgee to exercise any such right, power or remedy shall operate
as a waiver thereof.


 


7 COSTS
AND EXPENSES; INDEMNIFICATION.


 


(a) Pledgor shall pay all reasonable out-of-pocket costs and expenses of Pledgee actually
incurred in connection with the administration of and in connection with the preservation of rights under, and enforcement of,
and any renegotiation or restructuring of this Agreement and any amendment, waiver or consent relating thereto (including, without
limitation, the reasonable fees and disbursements of counsel for Pledgee).


 


(b) Pledgor
shall pay and hold Pledgee harmless from and against any and all present and future stamp or documentary taxes or any other excise
or property taxes, charges or similar levies which arise from any payment made hereunder or from the execution, delivery or registration
of, or otherwise with respect to this Agreement and save Pledgee harmless from and against any and all liabilities with respect
to or resulting from any delay or omission to pay any such taxes, charges or levies; and indemnify, pay and defend Pledgee and
each of its officers, directors, shareholders, employees, representatives, attorneys, agents, successors and affiliates (“Indemnified
Parties”) from, and hold each of them harmless against any and all losses, liabilities, obligations, suits, penalties,
judgments, claims, or damages, and reasonable documented costs and expenses, in each case, incurred by or asserted against any
Indemnified Party (whether or not any Indemnified Party is designated a party thereto) arising out of or by reason of this Agreement
or any transaction contemplated hereby (including, without limitation, any investigation, litigation or other proceeding related
to this Agreement), including, without limitation, the reasonable fees and disbursements of counsel incurred in connection with
any such investigation, litigation or other proceeding; provided, that any documentation with respect to attorney fees shall be
limited to summary accounting data and shall not include any description or detail of work performed or communications taken.
Notwithstanding anything in this Agreement to the contrary, Pledgor shall not be responsible to any Indemnified Party hereunder
for any costs, losses, damages, liabilities or expenses which result from such Indemnified Party’s gross negligence or willful
misconduct as finally determined in a non-appealable judicial proceeding by a court of competent jurisdiction (in which such Indemnified
Party and Pledgee has had an opportunity to be heard). All indemnities set forth herein (and Borrowers’ obligations under
this Section) shall survive the execution and delivery of this Agreement, the making and repayment of the Secured Obligations,
and any termination of this Agreement. If and to the extent that the obligations of the Pledgor under this Section are unenforceable
for any reason, the Pledgor hereby agrees to make the maximum contribution to the payment and satisfaction of such obligations
which is permissible under applicable law.


 




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8 FURTHER
ASSURANCES. Pledgor agrees that, at any time and from time to time, Pledgor shall join with Pledgee in executing and, will
file and refile (or authorizes Pledgee to file) under the UCC such financing statements, amendment statements, continuation statements
and other documents in such offices as Pledgee may deem reasonably necessary or appropriate and wherever required or permitted
by law in order to perfect and preserve Pledgee’s security interest in the Collateral, and hereby authorizes Pledgee to
file financing statements, continuation statements and amendments thereto relative to all or any part of the Collateral without
the signature of Pledgor, and agrees to do such further acts and things and to promptly execute and deliver to Pledgee such additional
conveyances, assignments, agreements and instruments as Pledgee may reasonably require or deem reasonably advisable to carry into
effect the purpose of this Agreement or to further assure and confirm unto Pledgee its rights, powers and remedies hereunder.


 


9 REASONABLE
CARE BY PLEDGEE. Pledgee shall be deemed by Pledgor to have exercised reasonable care in the custody and preservation of any
Collateral in Pledgee’s possession if the Collateral is accorded treatment substantially equal to that which Pledgee accords
its own similar property.


 


10 TRANSFER
BY PLEDGOR. Pledgor shall not sell, transfer, gift, convey or otherwise dispose of, grant any option with respect to, or pledge,
hypothecate or otherwise encumber any of the Collateral or any interest therein, except as provided herein.


 


11 REPRESENTATIONS
AND WARRANTIES OF PLEDGOR. Pledgor hereby represents and warrants to Pledgee, which representations and warranties shall survive
the execution and delivery of this Agreement, as follows:


 


11.1 Validity,
Perfection and Priority. The pledge and security interests in the Collateral granted to the Pledgee constitute valid and continuing
security interests in the Collateral. Upon the filing of a UCC Financing Statement naming the Pledgor as debtor and the Pledgee
as secured party with the applicable secretary of state’s office or other applicable recording office, and if any of the
Collateral is evidenced by certificates, the physical delivery of the certificates evidencing the Collateral to the Pledgee, the
security interests in the Collateral granted to the Pledgee hereunder constitute valid and perfected security interests therein
superior and prior to the rights or claims of any other Person. As used herein, “Person” means person, corporation,
general or limited partnership, limited liability company, joint venture, trust, estate, association, or other legal entity or
organization.


 




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11.2 No
Liens; Other Financing Statements.


 


(a) Except
for the liens and security interests granted to Pledgee, Pledgor is the sole legal and direct beneficial owner of, and has good
and marketable title to, the Collateral and is the lawful owner of all other collateral whether now existing or hereafter acquired
and will continue to own each item of the Collateral free and clear of any and all pledges, liens, mortgages, hypothecations,
security interests, charges, rights, options, claims and other encumbrances of all other Persons, and Pledgor shall defend the
Collateral against all claims and demands of all Persons at any time claiming the same or any interest therein adverse to Pledgee.


 


(b) Other
than in favor of Pledgee, no financing statement or other evidence of lien covering or purporting to cover any of the Collateral
is on file in any public office. Pledgor owns all of its issued and outstanding stock.


 


11.3 Collateral.


 


(a) The
Collateral described herein is duly authorized and validly issued and, none of such Collateral is or will be subject to any legal
or contractual restriction. The Collateral is, as of the date hereof, and shall be at all times hereafter during the term of this
Agreement, freely transferable without restriction or limitation, subject to applicable law.


 


11.4 Power
and Authority. Pledgor has full right, power and authority to execute, deliver and perform this Agreement and pledge and collaterally
assign all of the Collateral pursuant to this Agreement. Pledgor has duly executed and delivered this Agreement, and this Agreement
constitutes the legal, valid and binding obligations of Pledgor, enforceable against Pledgor in accordance with the terms herein,
except as such enforceability may be limited by bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting
the enforcement of creditor’s rights and remedies and application of general principles of equity generally.


 


11.5 No
Violation. Neither the execution, delivery or performance by Pledgor of this Agreement, nor compliance with the terms and
provisions hereof by Pledgor nor the consummation of the transactions contemplated hereby will conflict with or result in any
breach of, its charter documents, or any of the terms, covenants, conditions or provisions of, or constitute a default under any
agreement or other instrument to which Pledgor is a party.


 


11.6 Litigation.
There are no actions, suits or proceedings pending or, to Pledgor’s knowledge, threatened in writing against or involving
Pledgor’s interest in the Collateral before any court with respect to any of the transactions contemplated by this Agreement
or the ability of Pledgor to perform any of the obligations of Pledgor hereunder.


 




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11.7 State
of Organization; Chief Executive Office. Pledgor is a Delaware limited liability company, and its chief executive office and
principal place of business is 234 Industrial Way West, Building A, Suite 202, Eatontown, NJ 07724.


 


12 COVENANTS
OF PLEDGOR. Pledgor covenants and agrees with Pledgee that on and after the date hereof and until all of the Secured Obligations
shall have been paid in full or all Collateral has been transferred and assigned to Pledgee and this Agreement terminates in accordance
with its terms:


 


12.1 Collateral.
Pledgor shall (a) defend Pledgee’s right, title and security interest in and to the Collateral against the claims and demands
of all Persons whomsoever; (b) have good and marketable title to and right to pledge any other property at any time hereinafter
constituting Collateral and will likewise defend the right thereto and security interest therein of Pledgee; and (c) not, without
the advance written consent of Pledgee, with respect to any Collateral, enter into any operating agreements, bylaws, shareholder
type agreements, voting agreements, voting trusts, trust deeds, irrevocable proxies or any other similar agreements or instruments
which are adverse to the interests, right or benefits of Pledgee as provided or identified in this Agreement.


 


12.2 Compliance
with Laws. Pledgor shall comply in all material respects with all requirements of applicable law that are applicable to the
Collateral.


 


12.3 Payment
of Obligations. Pledgor shall pay promptly when due all taxes, assessments and governmental charges or levies imposed upon
the Collateral or in respect of any income or profits therefrom, as well as all claims of any kind against or with respect to
the Collateral.


 


12.4 No
Impairment. Pledgor shall not take or cause to be taken any action that could reasonably be expected to impair Pledgee’s
rights in the Collateral. Pledgor shall not create, incur or permit to exist, shall defend the Collateral against and will take
such other action as is necessary to remove, any lien or claim on or to the Collateral, other than the liens created hereby in
favor of Pledgee, and shall defend the right, title and interest of Pledgee in and to any of the Collateral against the claims
and demands of all Persons whomsoever.


 


12.5 Performance
by Pledgee of Pledgor’s Obligations; Reimbursement. If Pledgor fails to perform or comply with any of Pledgor’s
agreements contained herein, Pledgee may, without notice to or consent by Pledgor, perform or comply or cause performance or compliance
therewith, and the reasonable expenses of Pledgee incurred in connection with such performance or compliance shall be payable
by Pledgor to Pledgee on demand, and such reimbursement obligation shall be secured hereby; provided, however, that Pledgee shall
not be under any obligation to take any such action.


 


12.6 Further
Identification of Collateral. Pledgor will furnish to Pledgee from time to time such reports and certifications in connection
with the Collateral as Pledgee may reasonably request from time to time.


 


12.7 Continuous
Perfection. Pledgor will not change Pledgor’s name, in any manner which would reasonably be expected to make any financing
or continuation statement filed hereunder seriously misleading (within the meaning of any applicable provision of Article 9 of
the UCC) unless Pledgor shall have given Pledgee at least ten (10) days prior written notice thereof and shall have taken all
action necessary or reasonably requested by Pledgee to amend such financing statement or continuation statement so that it is
not seriously misleading. Pledgor will not change Pledgor’s state of organization or principal place of business and chief
executive office unless Pledgor shall have given Pledgee at least ten (10) days prior written notice thereof and shall have taken
such action as is reasonably requested by Pledgee to cause the security interest of Pledgee in the Collateral to continue to be
perfected.


 




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12.8 Records.
Pledgor shall cause the Company to make a notation in its records indicating the interest granted hereby in favor of Pledgee.


 


12.9 Miscellaneous.
Pledgor shall not file or authorize or authenticate or permit to be filed in any jurisdiction any financing statements under the
UCC or any like statement relating to the Collateral in which Pledgee is not named as the secured party.


 


12.10 Stay
or Extension Law. To the furthest extent permitted by applicable law, Pledgor shall not at any time claim, take, insist upon
or invoke the benefit or advantage of or from any law now or hereafter in force providing for the valuation or appraisement of
the Collateral prior to any sale or sales thereof to be made pursuant to the provisions hereof or pursuant to the decree, judgment,
or order of any court of competent jurisdiction; and, to the extent permitted by applicable law, Pledgor hereby expressly waives,
on behalf of Pledgor and each and every Person claiming by, through and under Pledgor, all benefit and advantage of any such law
or laws, and covenants that Pledgor will not invoke or utilize any such law or laws or otherwise hinder, delay or impede the execution
of any power, right or remedy herein or hereby granted and delegated to Pledgee, but will to the furthest extent permitted by
applicable law, authorize, allow and permit the execution of every such power, right or remedy as though no such law or laws had
been made or enacted.


 


13
PLEDGOR’S OBLIGATIONS ABSOLUTE, ETC.
The obligations of Pledgor under this Agreement shall be absolute and unconditional in accordance with its terms and shall remain
in full force and effect (except as otherwise provided under Section 16 hereof) and shall not be released, suspended, discharged,
terminated or otherwise affected by, any circumstance or occurrence whatsoever, including, without limitation: (a) any change
in the time, place or manner of payment of, or in any other term, provision or condition of, all or any of the Secured Obligations,
any waiver, indulgence, renewal, extension, amendment or modification of or addition, consent or supplement to or deletion from
or any other action or inaction under, to or in respect of this Agreement or the Promissory Note, or any of the other documents,
instruments or agreements relating to the Secured Obligations or any other instrument or agreement referred to therein or any
assignment or transfer of any thereof; (b) any lack of validity or enforceability of the Promissory Note, or any other documents,
instruments or agreements referred to therein or any assignment or transfer of any thereof; (c) any furnishing of any additional
security or collateral to Pledgee or its assignees or any acceptance thereof or any release of any security by Pledgee or its
assignees; (d) any limitation on any party’s liability or obligations under any such instrument or agreement or any invalidity
or unenforceability, in whole or in part, of any such instrument or agreement or any term thereof (other than Pledgor or this
Agreement); (e) any bankruptcy, insolvency, reorganization, composition, adjustment, dissolution, liquidation or other like proceeding
relating to the Pledgor, as applicable, or any action taken with respect to this Agreement by any trustee or receiver, or by any
court, in any such proceeding, whether or not Pledgor shall have notice or knowledge of any of the foregoing; (f) any exchange,
release or nonperfection of any other collateral, or any release, or amendment or waiver of or consent to departure from any guaranty
or security, for all or any of the Secured Obligations; or (g) any other circumstance which might otherwise constitute a defense
available to, or a discharge of, Pledgor other than payment in full.


 




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14 POWER
OF ATTORNEY. Pledgor hereby absolutely and irrevocably constitutes and appoints Pledgee as Pledgor’s true and lawful
agent and attorney-in-fact with full power of substitution, in the name of Pledgor: (a) to execute and do all such assurances,
acts and things which Pledgor ought to do but has failed to do under the covenants and provisions contained in this Agreement;
(b) to take any and all such action as Pledgee or any of its sub-agents, nominees or attorneys may, in its or their sole and reasonable
discretion, reasonably determine as necessary or advisable for the purpose of maintaining preserving or protecting the security
constituted by this Agreement or any of the rights, remedies, powers or privileges of Pledgee under this Agreement and transferring
and assigning such Collateral as provided herein; and (c) generally, in the name of Pledgor, exercise all or any of the powers,
authorities, and discretions conferred on or reserved to Pledgee by or pursuant to this Agreement, and (without prejudice to the
generality of any of the foregoing) to deliver or otherwise perfect any deed, assurance, agreement, instrument or act as Pledgee
may deem proper in or for the purpose of exercising any of such powers, authorities or discretions. Pledgor hereby ratifies and
confirms, and hereby agrees to ratify and confirm, whatever lawful acts Pledgee or any of Pledgee’s sub-agents, nominees
or attorneys shall do or purport to do in the exercise of the power of attorney granted to Pledgee pursuant to this Section, which
power of attorney, being coupled with an interest and given for security, is irrevocable.


 


15 MISCELLANEOUS.


 


15.1 Binding
Effect. This Agreement shall be binding upon Pledgor and its successors and assigns and shall inure to the benefit of and
be enforceable by Pledgee and its successors and assigns.


 


15.2 Notice.
All notices, demands, requests, consents, approvals, and other communications required or permitted to be given pursuant to this
Agreement shall be in writing and shall be delivered (a) in hand by person with written receipt of the person to whom such notice
is intended; (b) by registered or certified mail, postage prepaid, return receipt requested; or (c) by a generally recognized
commercial courier service or overnight delivery service, (Federal Express or UPS), for next business day delivery, postage prepaid,
with delivery receipt requested. All notices sent in accordance with this Section 15.2 shall be deemed “Delivered”
unless otherwise specified herein, the same day if delivered by hand in person with receipt and signature of the intended recipient
or by an authorized officer of the intended recipient; if by registered or certified mail, three (3) business days after the same
is deposited in the U.S. Mail; or if sent by a commercial courier service or overnight delivery service for next business day
delivery, one (1) business day after payment and deposit with the courier service with receipt of mailing. All communications
shall be sent to the respective Parties at their addresses as follows:


 


If
to the Pledgor:


 


Investview
Inc.


234
Industrial Way West


Suite
A202


Eatontown,
NJ 07724


Attn:
Joseph Cammarata, CEO


Attn:
Annette Raynor, COO


 




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Michael
Best & Friedrich, LLP


170
South Main Street, Suite 1000


Salt
Lake City, UT 84101


Attention:
Kevin Timken


 


If
to Pledgee:


 


SSA
Technologies LLC


109
White Oak Lane


Suite
200


Old
Bridge, NJ 08857


Attn:
Joseph Cammarata, CEO


 


or
to such other address as may be specified by a Party, by written notice given in accordance with this Section 15.2.


 


15.3 Severability.
The invalidity, illegality or unenforceability of one or more of the provisions of this Agreement in any jurisdiction shall not
affect the validity, legality or enforceability of the remainder of this Agreement in such jurisdiction or the validity, legality
or enforceability of this Agreement, including any such provision, in any other jurisdiction, it being intended that all rights
and obligations of the Parties hereunder shall be enforceable to the fullest extent permitted by law.


 


15.4 Costs
and Attorney’s Fees. In any action under this Agreement, Pledgee may recover all costs of suit and other expenses paid
or incurred by Pledgee in connection with the action, including the cost of reasonable attorney’s fees.


 


15.5 Headings.
The headings used in this Agreement have been inserted for convenience of reference only and do not define or limit the provisions
hereof.


 


15.6 Counterparts.
This Agreement may be executed in any number of counterparts and by different Parties hereto in separate counterparts, with the
same effect as if all Parties had signed the same document. All such counterparts (including counterparts delivered by facsimile,
email or other electronic format) shall be deemed an original, shall be construed together and shall constitute one and the same
instrument. This Agreement shall become effective when each Party hereto shall have received counterparts hereof signed by all
of the other Parties hereto.


 




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15.7 Governing
Law. This Agreement shall be governed and construed in accordance with the laws of the State of Delaware without regard to
its conflicts of law principles.


 


PLEDGOR
AND PLEDGEE CONSENT TO THE JURISDICTION OF ANY STATE OR FEDERAL COURT OF COMPETENT JURISDICTION LOCATED WITHIN THE STATE OF DELAWARE
AND NO OTHER PLACE AND IRREVOCABLY AGREE THAT ALL ACTIONS OR PROCEEDINGS RELATING TO THIS AGREEMENT MAY BE LITIGATED IN SUCH COURTS.
PLEDGOR AND PLEDGEE ACCEPT FOR ITSELF AND HIMSELF AND IN CONNECTION WITH ITS AND HIS RESPECTIVE PROPERTIES, GENERALLY AND UNCONDITIONALLY,
THE EXCLUSIVE JURISDICTION OF THE AFORESAID COURTS AND WAIVES ANY DEFENSE OF FORUM NON CONVENIENS, AND IRREVOCABLY AGREES TO BE
BOUND BY ANY JUDGMENT RENDERED THEREBY IN CONNECTION WITH THIS AGREEMENT. PLEDGOR AND PLEDGEE FURTHER IRREVOCABLY CONSENT TO THE
SERVICE OF PROCESS OUT OF ANY OF THE AFOREMENTIONED COURTS IN THE MANNER AND TO THE ADDRESS SPECIFIED IN SECTION 15.2 OF THIS
AGREEMENT.


 


EACH
OF THE PARTIES HERETO HEREBY IRREVOCABLY WAIVES ALL RIGHT TO TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM (WHETHER
BASED IN CONTRACT, TORT OR OTHERWISE) ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE ACTIONS OF EITHER PARTY IN THE NEGOTIATION,
ADMINISTRATION, PERFORMANCE AND ENFORCEMENT THEREOF, EACH OF THE PARTIES HERETO ALSO WAIVES ANY BOND OR SURETY OR SECURITY UPON
SUCH BOND WHICH MIGHT, BUT FOR THIS WAIVER, BE REQUIRED OF SUCH PARTY. EACH OF THE PARTIES HERETO FURTHER WARRANTS AND REPRESENTS
THAT IT HAS REVIEWED THIS WAIVER WITH ITS LEGAL COUNSEL, AND THAT IT KNOWINGLY AND VOLUNTARILY WAIVES ITS JURY TRIAL RIGHTS FOLLOWING
CONSULTATION WITH LEGAL COUNSEL. THIS WAIVER IS IRREVOCABLE, MEANING THAT IT MAY NOT BE MODIFIED EITHER ORALLY OR IN WRITING,
AND THIS WAIVER SHALL APPLY TO ANY SUBSEQUENT AMENDMENTS, RENEWALS, SUPPLEMENTS OR MODIFICATIONS TO THIS AGREEMENT. IN THE EVENT
OF LITIGATION, THIS AGREEMENT MAY BE FILED AS A WRITTEN CONSENT TO A TRIAL BY THE COURT.


 


16 TERMINATION;
RECOVERY CLAIM.


 


(a)
This Agreement (other than Sections 7(b), 16(b) and 21 hereof) shall automatically terminate and the security
interest granted herein shall automatically terminate after the Secured Obligations are paid in full on or prior to the date due,
as set forth in the Promissory Note or this Agreement, as applicable (or such later date as Pledgee shall consent in writing)
or Pledgee shall have exercised the forfeiture rights provided in Section 5 hereof. Upon the termination of this Agreement due
to satisfaction of the Secured Obligations, Pledgee, at the written request of Pledgor and at the cost and expense of Pledgor,
will promptly execute and deliver to Pledgor the proper instruments acknowledging the termination of this Agreement and will duly
assign, transfer and deliver to Pledgor or to whomsoever shall be lawfully entitled to receive the same (without recourse and
without any representation or warranty of any kind other than that Pledgee has not sold, assigned or granted any security interest
or lien in such Collateral, if true at such time) such of the Collateral as may be in the possession of Pledgee and has not theretofore
been sold or otherwise applied or released pursuant to this Agreement.


 




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(b)
Should a claim (“Recovery Claim”) be made upon Pledgee at any time for recovery of any amount received by Pledgee
in payment of the Secured Obligations (whether received from Pledgor or otherwise) and should Pledgee repay all or part of said
amount by reason of (i) any judgment, decree or order of any court or administrative body having jurisdiction over Pledgee or
any of its property; or (ii) any settlement or compromise of any such Recovery Claim effected by Pledgee with the claimant, this
Agreement and the security interests granted to Pledgee hereunder shall continue in effect with respect to the amount so repaid
to the same extent as if such amount had never originally been received by Pledgee, notwithstanding any prior termination of this
Agreement, the return of this Agreement to Pledgor, or the cancellation of any note or other instrument evidencing the Secured
Obligations.


 


17 AMENDMENTS;
MARSHALLING. None of the terms or provisions of this Agreement may be waived, amended, supplemented or otherwise modified
except by a written instrument executed by both Pledgor and Pledgee. Pledgee shall be under no obligation to marshal any assets
or collateral in favor of Pledgor or any other Person or against or in payment of any or all of the Secured Obligations.


 


18 DUTY
OF PLEDGEE. Pledgee’s sole duty with respect to the custody, safekeeping and physical preservation of the Collateral
in its possession shall be to deal with it in the same manner as Pledgee deals with similar property for its own account. Neither
Pledgee nor any of its officers, directors, employees or agents shall be liable for any failure to demand, collect or realize
upon any of the Collateral or for any delay in doing so or shall be under any obligation to sell or otherwise dispose of any Collateral
upon the request of Pledgor or any other Person or to take any other action whatsoever with regard to the Collateral or any part
thereof. The powers conferred on Pledgee hereunder are solely to protect the interests of Pledgee in the Collateral and shall
not impose any duty upon Pledgee to exercise any such powers. Pledgee shall be accountable only for amounts that it actually receives
as a result of the exercise of such powers, and neither it nor any of its officers, directors, employees or agents shall be responsible
to Pledgor for any act or failure to act hereunder.


 


19 REVIEW
OF AGREEMENT BY PLEDGOR. Pledgor acknowledges that Pledgor has thoroughly read and reviewed the terms and provisions of this
Agreement, and that such terms and provisions are clearly understood by Pledgor, and has been fully and unconditionally consented
to by Pledgor with the full benefit and advice of counsel chosen by Pledgor, and that Pledgor has freely and voluntarily signed
this Agreement without duress. Pledgee does not have any fiduciary relationship with or duty to Pledgor arising out of or in connection
with this Agreement or the Promissory Note, and the relationship between Pledgor, on the one hand, and Pledgee, on the other hand,
in connection herewith or therewith is solely that of debtor and creditor; and no joint venture is created hereby or by the Promissory
Note or any other document or otherwise exists by virtue of the transactions contemplated hereby between Pledgor and Pledgee.


 






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20 WAIVER
OF CLAIMS. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED IN THIS AGREEMENT, PLEDGOR HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED
BY LAW, NOTICE AND JUDICIAL HEARING IN CONNECTION WITH PLEDGEE’S TAKING POSSESSION OR SALE OR PLEDGEE’S DISPOSITION
OF ANY OF THE COLLATERAL, INCLUDING, WITHOUT LIMITATION, ANY AND ALL PRIOR NOTICE AND HEARING FOR ANY PREJUDGMENT REMEDY OR REMEDIES
AND ANY SUCH RIGHT WHICH PLEDGOR WOULD OTHERWISE HAVE UNDER THE CONSTITUTION OR ANY STATUTE OF THE UNITED STATES OR OF ANY STATE,
and Pledgor hereby further waives (and releases any cause of action and claim against Pledgee as a result of), to the fullest
extent permitted by law: (a) all damages occasioned by such taking of possession, collection or sale except any damages which
are the direct result of Pledgee’s gross negligence or willful misconduct as finally determined in a non-appealable judicial
proceeding in which Pledgee had an opportunity to be heard; (b) all other requirements as to the time, place and terms of sale
or other requirements with respect to the enforcement of Pledgee’s rights hereunder; (c) demand of performance or other
demand, notice of intent to demand or accelerate, notice of acceleration, presentment, protest, advertisement or notice of any
kind to or upon Pledgor or any other Person; and (d) all rights of redemption, appraisement, valuation, diligence, stay, extension
or moratorium now or hereafter in force under any applicable law in order to delay the enforcement of this Agreement.


 


21 LIMITATION
OF LIABILITY. Except as otherwise provided under applicable law, no claim may be made by Pledgor or any of its affiliates
against Pledgee or its officers, employees, affiliates, directors, shareholders, attorneys or agents of any of them for any special,
indirect, punitive or consequential damages in respect of any claim for breach of contract or any other theory of liability (other
than gross negligence or willful misconduct as finally determined in a non-appealable judicial proceeding in which such person
had an opportunity to be heard) arising out of or related to the transactions contemplated by this Agreement, or any act, omission
or event occurring in connection therewith; and Pledgor hereby waives, releases and agrees not to sue upon any such claim for
any such damages, whether or not accrued and whether or not known or suspected to exist in its favor.


 


[Signature
Pages Follow]


 




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IN
WITNESS WHEREOF, each party has caused this Pledge
Agreement to be duly executed by an officer thereunto duly authorized as of the first date written above.


 


	 	PLEDGOR:
	 	 	 
	 	INVESTVIEW
    INC.
	 	 	 
	 	By:	/s/
    Joseph Cammarata
	 	Name:	Joseph
    Cammarata
	 	Title:	Chief
    Executive Officer
	 	 	 
	 	By:	/s/
    Annette Raynor
	 	Name:	Annette
    Raynor
	 	Title:	Chief
    Operating Officer


 


Signature Page to Pledge Agreement 


 




    	 



    	 



    




 


	 	PLEDGEE:
	 	 	 
	 	SSA
    TECHNOLOGIES LLC
	 	 	 
	 	By:	/s/
    Joseph Cammarata
	 	Name:	Joseph
    Cammarata
	 	Title:	CEO


 


Signature Page to Pledge Agreement