<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
REGISTRANT'S  UNAUDITED  CONSOLIDATED  FINANCIAL  STATEMENTS  FOR THE SIX MONTHS
ENDED  DECEMBER  31, 1998 AND IS  QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0000894372
<NAME>                        Marion Capital Holdings, Inc. 
<MULTIPLIER>                                   1
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              JUN-30-1999
<PERIOD-START>                                 JUL-1-1998
<PERIOD-END>                                   DEC-31-1998
<EXCHANGE-RATE>                                1.000
<CASH>                                         2,641,152
<INT-BEARING-DEPOSITS>                         2,690,334
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    3,079,321
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        169,344,395
<ALLOWANCE>                                    2,082,274
<TOTAL-ASSETS>                                 194,643,683
<DEPOSITS>                                     137,128,384
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            23,080,930
<LONG-TERM>                                    0
<COMMON>                                       4,059,811
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<OTHER-SE>                                     30,374,558
<TOTAL-LIABILITIES-AND-EQUITY>                 194,643,683
<INTEREST-LOAN>                                7,347,209
<INTEREST-INVEST>                              205,837
<INTEREST-OTHER>                               45,835
<INTEREST-TOTAL>                               7,598,881
<INTEREST-DEPOSIT>                             3,416,598
<INTEREST-EXPENSE>                             3,881,930
<INTEREST-INCOME-NET>                          3,716,951
<LOAN-LOSSES>                                  16,189
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                2,215,077
<INCOME-PRETAX>                                1,741,763
<INCOME-PRE-EXTRAORDINARY>                     1,101,669
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   1,101,669
<EPS-PRIMARY>                                  .69
<EPS-DILUTED>                                  .68
<YIELD-ACTUAL>                                 8.61
<LOANS-NON>                                    1,619,000
<LOANS-PAST>                                   1,619,000
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                242,000
<ALLOWANCE-OPEN>                               2,087,412
<CHARGE-OFFS>                                  21,327
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              2,082,274
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        1,840,000
        


</TABLE>