* Pursuant to 5 TH C IR

. R. 47.5, the Court has determined that this

opinion should not be published and is not precedent except under

the limited circumstances set forth in 5 TH C IR . R. 47.5.4.

-1- UNITED STATES COURT OF APPEALS

FOR THE FIFTH CIRCUIT

No. 01-60522

CONSECO FINANCE SERVICING CORPORATION,

Plaintiff-Appellee,

VERSUS

MARY SHINALL and JOHNNIE PAYNE,

Defendants-Appellants.

Appeal from the United States District Court

for the Southern District of Mississippi

(01-CV-107)

October 1, 2002

Before SMITH, BENAVIDES, and PARKER, Circuit Judges.

PER CURIAM: *

Appellants, Mary Shinall and Johnnie Payne, appeal the

district court’s denial of their motion to dismiss and the orders

compelling arbitration and staying their state court action. For

the reasons that follow, we affirm

.1 Conseco Finance Servicing Corp. is a Delaware corporation with

its principal place of business in St. Paul, Minnesot a. At the

time of sale, Conseco Finance Servicing Corp. was known as Green

Tree Financial Servicing Corporation.

-2- BACKGROUND

In the summer of 1999, Appellants, both residents of

Mississippi, visi ted L a keland Drive Mobile Home Sa les, d/b/a

Lakeland Mobile Home Sales (hereinafter “Lakeland”) in Vicksburg,

Mississippi. David Walters, also a resident of Mississippi and a

representative of Lakeland, assisted Appellants in viewing the two

homes on Lakeland’s lot available for sale. The home Appellants

decided to purchase was a used mobile home. Appellants made a down

payment and Lakeland agreed to finance the remainder of the

purchase. I n completing the purchase transaction, Appellants

executed a Manufactured H ome Retail Installment Contract and

Security Agreement (hereinafter “Contract”) containing an

arbitration clause. Although Lakeland agreed to finance the

purchase, the Contract was assigned to Conseco Finance Servicing

C orp. 1 (hereinafter “Conseco Servicing”) shortly after it was

executed.

The home was delivered to Appellants and set up on their lot,

however, Appellants did not approve of the home’s con dition and

refused to occupy it. Needless to say, the payments became

delinquent and the mobile home was repossessed. On May 30, 2000,

Appellants brought suit against Lakeland, Walters, Conseco2 Conseco Finance Corp. is a Delaware corporation with it s

principal place of business in St. Paul, Minnesota. Conseco

Finance Corp. is the parent company of Conseco Servicing.

-3- Servicing, and Conseco Finance Corp. 2 (hereinafter “Conseco

Finance”) in the Circuit Court of Claibor ne County, Mississippi,

seeking damages in connection with the purchase of the mobile home.

Appellants’ complaint asserted that the state court defendants made

misrepresentations with respect to the age, condition, and cost of

the mobile home. In addition, the complaint asserted that the

defendants engaged in an egregious pattern and practice of fraud

and deception in the sale and financing of mobile homes.

On June 29, 2000, Conseco Servicing and Conseco Finance

(collectively here inafter “Conseco”) moved to dismiss the state

court action and to compel arbitration pursuant to the arbitration

clause in the Contract. On July 19, 2000, Appellants moved the

state court to continue or stay, pending discovery on the issue of

a rbitrability, any hearing on Conseco’s motion to compel

arbitration. Subsequently, the state court granted Appellants’

motion and entered an order on October 12, 2000, staying the

arbitration issue and permitting the parties to conduct full

discovery. Shortly thereafter, Appellants propounded written

discovery to all defendants.

On February 12, 2001, Conseco Servicing filed the instant suit

in federal court seeking an order to compel arbitration of

Appellants’ state court claims and to stay the state court action-4-

pending arbitration. Appellants responded on February 23, 2001,

and moved the district court to dismiss, or in the alternative, to

stay the action pending resolution of the state court proceedings.

On May 3, 2001, Conseco Finance moved to intervene in the district

court action, compel arbitration of Appellants’ state court claims,

and stay the state court proceedings pending arbitration.

The district court entered its Memorandum Opinion and Order on

June 8, 2001, denying Appellants’ motion to dismiss, ordering

Appellants to a rbitrate their state court claims against Conseco

Servicing, and staying the state court proc eedings relative to

Conseco Servicing. Similarly, on June 19, 2001, the district court

granted Conseco Finance’s motion to intervene and issued an order

compelling Appellants to arbitrate their state court claims against

Conseco Finance and staying the state court proceedings relative to

Conseco Finance.

On appeal, Appellants contend that the distric t court erred

in: 1) failing to join necessary and indispensable state court

parties; 2) failing to abstain from exercising jurisdiction in

light of the parallel state court proceedings; 3) staying the state

court proceedings pursuant to the “in aid o f jurisdiction”

exception to the Anti-Injunction Act; 4) failing t o dismiss the

federal action due to collateral estoppel of the substantive issues

in dispute; 5) failing to d ismiss the federal action in light of

Conse co’s waiver of any right to invoke federal jurisdiction; 6)

denying their motion for discovery; and 7) deny ing their request-5-

for a jury trial.

STANDARDS OF REVIEW

We review de novo

, a district cour t’s assumption of subject

matter jurisdiction. S ee Local 1351 Int’l Longshoremens Assoc. v.

Sea-Land Serv. Inc

., 214 F.3d 566, 569 (5th Cir. 2000). We review

for an abuse of discretion, a district court’s determ ination

whether to exercise it s jurisdiction and d e novo

, its underlying

legal conclusions. S ee Safety Nat’l Cas. Corp. v. Bristol-Myers

Squibb Co

., 214 F.3d 562, 564 (5th Cir . 2000). Insofar as the

availability of the exceptions to the Anti-Injunction Act is an

issue of law, we review de novo , a district court’s injunction of

a state court action. S ee Next Level Communications L.P. v. DSC

Communications Corp

., 179 F.3d 244, 249 (5th Cir. 1999). We review

for an abuse of discretion, a district court’s decision whether to

issue a n injunction that properly falls within the exceptions to

the Anti-Injunction Act. See Rolex Watch USA, Inc. v. Meece , 158

F.3d 816, 823 (5th Cir. 1998). We also review d e novo

, a district

court’s application of collateral estoppel and the decision to deny

a jury trial on factual issues in th e context of an arbitration

agreement. S ee Stripling v. Jordan Prod. Co., L.L.C.

, 234 F.3d

863, 868 (5th Cir. 2000) (citation omitted) (“[T]he application of

collateral estoppel is a question of law that we review de novo.”);

Avedon Eng’g, Inc. v. Seatex

, 126 F.3d 1279, 1283 (10th Cir. 1997)

(citation omitted) (“We also review de novo a district court’s3 Section 16(a)(3) of the FAA states in relevant part: “(a) An

appeal may be taken from

–

. . . (3) a final decision with respect

to an arbitration that is subject to this title.” 9 U.S.C. §

16(a)(3).

-6- decision to deny a jury trial on the factual question of whether

the parties agreed to arbitrate.”). We review a district court’s

discovery decisions for an abuse of discretion. S ee Moore v.

Willis Indep. Sch. Dist. , 233 F.3d 871, 876 (5th Cir. 2000).

DISCUSSION

Appellants raise a number of issues on appeal. We address

each in turn below.

I. JURISDICTION TO HEAR APPEAL

Before addressing the merits of the issues presented in this

appeal, we must first determine whether we have jurisdiction over

the district court’s orders compelling arbitration. In G reen Tree

Finance Corp.-Alabama v. Randolph

, 531 U.S. 79 (2000), the Supreme

Court addressed the appealability of orders compelling arbitration

under the Federal Arbitration Act, 9 U.S.C. § 16(a)(3) (1999)

(hereinafter “ the FAA”). 3 The Supreme Court held in G reen Tree

that, a district court’s order compelling arbitration is appealable

as a final decision under § 16(a)(3) if the underlying action is

dismissed. S ee Green Tree

, 531 U.S. at 86-87. The FAA does not

define a “final decision” with respect to an arbitration. G reen

Tree instructs, however, that a final decision “is a decision that

ends the litigation on the merits and leaves nothing more for the-7-

court to do but execute the judgment.” I d

. at 86 (i nternal

quotations and citations omitted). In a footnote to the opinion,

the Supreme Court expande d its holding beyond the specific facts

presented in Green Tree and stated that “[h]ad the District Court

entered a stay instea d of a dismissal in this case, that order

would not be appealable.” I d

. at 87 n.2 (citing 9 U.S.C. §

16(b)(1)).

In the instant case, Conseco co ntends that after granting

their motions to compel, the district court stayed its action and

thus, the orders are not appealable. Although C onseco concedes

that the district court’s orders did not expressly state that the

action was stayed, Conseco maintains that insofar as the orders

generally granted their arbitration mot ions and insofar as they

requested a stay pu rsuant to 9 U.S.C. § 3, it logically follows

that the district court stayed the action. Even a cursory reading

of Cons eco’s Complaint and Petition for Order Compelling

Arbitration and for Other Relief, the district court’s Memorandum

Opinion and Order of June 8, 2001, and the subsequent Order of June

19, 2001, however, reveals the flaws in Conseco’s contention.

Conseco is correct in that the district court’s orders did not

expressly state that the district court action was stayed. Conseco

is incorrect, however, in interpreting the district court’s orders

as a stay of the district court action and in implying that they

requested a stay of the district court action. Conseco’s request-8-

for injunctive relief s pecifically sought to enjoin “all

proceedings on the part of Defendants, and their attorneys in the

State Court Action.” Furthermore, the district court’s order

clearly provides that the stay accompanying the order compelling

arbitration applied only to the state court proceedings relative to

the parties in the instant suit. Because the district court action

was not stayed, Appellants’ district court motion to dismiss or to

stay pending the outcome of the state court proceedings was denied,

a nd the orders compelling Appellants to arbitrate their claim s

against Conseco ended the litigation on the merits and left nothing

more for the district cou rt to do but execute the judgment, we

conclude that the district court’s decision was a final decision

within the meaning of § 16(a)(3) and in accordance with Green Tree.

Thus, we have jurisdiction to hear the instant appeal.

II. SUBJECT MATTER JURISDICTION

Appellants a rgue that the district court erred in denying

their motion to dismiss. Specifically, Appellants maintain that

Walters and Lakeland are indispensable parties to the instant

action because of their participation in the formati on of the

Contract and should have been joined. Appellants further maintain

that the joinder of Walters and Lakeland would have destroyed

diversity jurisdiction under 28 U.S.C. § 1332 due to their nondiverse status as residents of Mississippi. We disagree.

Rule 19(a )(1) requires joinder if “in the person’s absence-9-

complete relief cannot be accorded among those already parties.”

F ED

. R. C IV

. P. 19(a)(1). When joinder of a person described in

Rule 19(a)(1) is not feasible because it will deprive the court of

subject matter jurisdiction, Rule 19(b) requires the court to

determine whether “the action should proceed among the parties

before it, or should be dismissed, the absent person being thus

regarded as indispensable.” F ED

. R. C IV

. P. 19(b).

Contrary to Appellants’ contentions, however, Walters and

Lakeland were not necessary and indispensable parties. Appellants’

state court complaint asserts tha t the Contract at issue was

procured through fraud and deceit. Appellants, however, did not

specifically allege fraudulent inducement in the execution of the

arbitration agreement. Under § 4 of the FAA, an allegation that

t he entire contract was fraudulently induced does not call into

question the making of an agreement to arbitrate. S ee Prima Paint

Corp. v. Flood & Conklin Mfg. Co. , 388 U.S. 395, 403-04 (1967).

Furthermore, “the federal district court as certains only whether

the arbitration clause covers the allegations at issue. ‘If the

dispute is within the scope of the arbitration clause, the court

may not delve further into the merits of the dispute.’” S nap-On

Tools Corp. v. Mason

, 18 F.3d 1261, 1267-68 (5th Cir. 1994)

(quoting Mun. Energy Agency v. Big Rivers Elec. Corp

., 804 F.2d

338, 342 (5th Cir. 1986) (citing Meridian v. Algernon Blair, Inc.

,

721 F.2d 525, 528 (5th Cir. 1983)).-10-

In the instant case, the only issue before the district court

was whether Appellants were to be compelled to arbitrate their

claims against Conseco

. Information regarding the participation of

Walters and Lakeland in the formation of the Contract may have been

beneficial in an examination of the merits of the underlying state

court dispute, but were not necessary to determine whether the

allegations at issue were within the scope of the arbit ration

clause. Accordingly, the district court did not err in denying

joinder of Walters and Lakeland.

III. ABSTENTION

Appellants argue that the district court erred in failing to

abstain from hearing this case pursuant to the abstention doctrine

set forth in Colorado River Water Conservation District v. United

States

, 424 U.S. 800 (1976) and further elucidated in Moses H. Cone

Memorial Hospital v. Mercury Construction Corp

., 460 U.S. 1 (1983).

Specifically, Appellants contend that the district court abused its

discretion in failing to abstain from hearing this case in light of

the procedural posture of the underlying proceedings and Conseco’s

improper federal litigation tactics.

“The doctrine of abstention generally applies only to cases

involving considerations of proper constitutional adjudication or

reg ard for federal-state relations . . . in situations involving

the contemporaneous exercise of concurrent juris dictions.” B ank

One, N.A. v. Boyd , 288 F.3d 181, 184 (5th Cir. 2002) (internal-11-

quotation and citation omitted). C olorado River ins tructs,

however, that considerations of wise judicial a dministration may

also serve as an appropriate basis for a federal district court’s

decision to refrain from exercising jurisdiction in favor of a

parallel state court proceeding. See id.

The district court’s orders do not explain its decision to

exercis e jurisdiction. Nevertheless, we begin our analysis with

the federal court’s virtually unflagging obligation to exercise the

jurisdiction conferred upon them. S ee id

. “Abstention from the

exercise of federal jurisdiction is the exception, not the rule.”

Id . at 813. “Abdication of the obligation to decide cases can be

justified under [the abstention] doctrine only in the exceptional

circumstances where the order to the parties to repair to the state

court would clearly serve an important countervailing int erest.”

Id

.

There is no hard and fast rule for determining whether to

dismiss a fed eral action because of parallel state court

litigation. Factors relevant to the decision, however, include: 1)

which court first assumed jurisdiction over the res; 2) the

inconvenience of the federal forum; 3) the desirability of avoiding

piecemeal litigation; 4) the order in which jurisdiction was

obtained by the concurrent fora; 5) whether and to what extent

federal law provides the rules of decision on the merits; and 6)

the adequacy of the state court proceeding in protecting the rights-12-

of the party invoking federal jurisdiction. S ee id. at 818; Moses

H. Cone

, 460 U.S. at 23, 26; Black Sea Inv., Ltd. v. United

Heritage Corp

., 204 F.3d 647, 650 (5th Cir. 2000) (citation

omitted). No single factor is dispositive. Rather, the decision

whether to abstain requires a careful balancing of these factors as

they apply in a given case.

The first factor is not applicable to the instant case as

there has been no exercise of jurisdiction over any res or

property. With respect to the second factor, Appellants assert

that the federal forum is inconvenient due to the g eographic

distance between Claiborne County (the location of the state court

action) and Hinds County (the location of the federal court action)

and thus, this factor weighs in favor of exercising jurisdiction.

We disagree. The question is not whether the federal forum is

inconvenient, but rather “whether the inconvenience of the federal

forum [to the parties] is so great that this factor points toward

abstention.” E vanston Ins. Co. v. Jimco, Inc

., 844 F.2d 1185, 1193

(5th Cir. 1988). Because Claiborne County and Hinds County are

neighboring counties, any inconvenience would be minor. Thus, this

factor weighs in favor of exercising jurisdiction. The third

factor also weighs in favor of exercising jurisdiction. Although

it is gen erally desirable to avoid piecemeal litigation when

possible, the FAA “requires piecemeal resolution when necessary to

give effect to an arbitration agreement.” M oses H. Cone

, 460 U.S.-13-

at 20.

Mindful of the Supreme Court’s caution against gi ving “too

mechanical a reading to the ‘priority’ element,” we find that the

fourth factor, the order in which jurisdiction was obtained by the

concurrent fora, weighs slightly in favor of abstention. I d

. at

21. The state court action was filed almost nine months prior to

the federal action. Furthermore, the state court had issued an

order permitting discovery and Appellants h ad propounded written

discovery.

The only question before the district court was whether

Appellants should be compelled to arbitrate their state court

claims against Conseco. “The FAA establishes that, ‘as a matter of

federal law, any doubts concerning the scope of arbitrable issues

should be resolved in favor of arbitration . . . .’” B ank One,

N.A.

, 288 F.3d at 186 (quoting Moses H. Cone , 460 U.S. at 15).

Thus, the fifth factor, whether and to what extent federal law

provides the rules of decision on the merits, wei ghs in favor of

the district court exercising jurisdiction. The sixth factor, the

adequacy of the state proceedings in protecting the rights of the

party invoking federal jurisdiction is a neutral fa ctor. S ee

Evanston Ins. Co ., 844 F.2d at 1193 (explaining that the adequacy

of the state proceedings “can only be a neutral factor or one that

weighs against, not for, abstention”). Although the FAA represents

federal policy, enforcement of it is left in large part to the-14-

state courts. See Moses H. Cone , 460 U.S. at 26 n.32.

Because no single factor is dispositive and the w eight

accorded to any single factor depends upon the circumstances of the

particular case, ending our analysis with these six factors would

present a fairly close call due to the state court’s prior

assumption of ju risdiction. Yet, the balance would still tip

s lightly in favor of the district court exercising jurisdiction.

A determination of whether exceptional circumstances warranting

abstention are present in any given case, however, is not

restricted to an examination of these six factors alone. Although

not called into play in Moses Cone

, there, the Supreme Court

instructed that “the vexatious or reactive nature of either the

federal or the state litigation may influence the decision whether

to defer to a parallel state litigation under Colorado River .”

Moses H. Cone , 460 U.S. at 26 n.20.

Relying on the arbitration provision in the Contract, Conseco

countered Appellants’ state court complaint with a motion to compel

arbitration. Appellants opposed Conseco’s arbitration motion and

moved the court for a stay or cont inuance of any hearing on

Conseco’s motion in order to allow the parties to take discovery

relevant to the enforce ability of the arbitration provision.

Finding Appellants’ motion well taken, the state court entered an

order on or about October 11, 2000, permitting full discovery and

staying any hearing on Conseco’s motion to compel arbitration-15-

pending discovery. On February 12, 2001, displeased with the

course of progress in the state court action and four months after

t he state court stayed, pending discovery, any hearing on the

motion to compel arbitration, Conseco Servicing filed the instant

federal suit to compel arbitration.

Conseco’s resort to the federal courts, nearly nine months

after the initiation of the state court action and four months

after the entry of an adverse order, appears at first glance to be

an abuse of the federal courts. Conseco was free to pursue

compulsion of arbitration in a parallel federal action upon being

served in the state court action. Conseco elected, however, to

pursue arbitration in state court. Only after the state court

issued an order, not limiting discovery t o the issue of

arbitrability, but permitting full discovery and staying any action

on the motion to compel arbitration, did Conseco decide to resort

to the federal courts.

“The Supreme Court has noted that ‘the vexatious or reactive

nature of either the federal or the state litigation may influence

the decision whether to defer to a parallel state litigation under

Colorado River .’” A llen v. La. State Bd. of Dentistry , 835 F.2d

100, 105 (5th Cir. 1988) (quoting Moses H. Cone

, 460 U.S. at 18

n.20). We are mindful, however, that “[a] party who could find

adequate protection in state court is not thereby deprived of its

right to the federal forum, and may still pursue the action there-16-

since there is no ban on parallel proceedings.” E vanston Ins. Co

.,

844 F.2d at 1193.

The sequence of events in this case demonstrate that Conseco’s

initial position in state court and its resort to the federal

courts were consistent with the policy of the FAA to move the case

out of court and into a rbitration as quickly as possible. There

was n o improper forum shopping or attempt to undermine the

authority of the state court to enforce its order. Although the

quest ion is close, we find that this case does not present the

exceptional circumstances necessary to abstain from exercising

jurisdiction in favor of the ongoing proc eedings in state court.

Accordingly, the district court did not abuse i ts discretion in

exercising jurisdiction.

IV. STAY OF STATE COURT PROCEEDINGS

Appellants argue that the district court erred in staying the

state court proceedings, insofar as they related to the parties to

the federal court action, pursuant to the “in aid of jurisdiction”

exception to the Anti-Injunction Act, 28 U.S.C. § 2283. More

exactly, Appellants contend that the “in aid of jurisdiction”

exception is inapplicable to the instant case because: 1) there is

no property or res involved; and 2) the case was not removed from

state court, but rather filed in federal court as a totally

separate and independent proceeding. Appellants, however, fail to

cite any controlling authority for this argument and we find it-17-

totally without merit.

Section 2283 states that “[a] court of the United States may

not grant an injunction to stay proceedings in a State court except

as expressly authorized by Act of Congress, or where necessary in

aid of its jurisdiction, or to protect or effectuate its

judgments.” 28 U.S.C. § 2283. Often referred to as the

relitigation exception, the “necessary in aid of its jurisdiction,

or to protect or effectuate its judgments” exception, is applicable

when “the claims or issues which the federal injunction insulates

from litigation in state proceedings actually have been decided by

the federal court.” Chick Kam Choo v. Exxon Corp ., 486 U.S. 140,

148 (1988). The stay at issue here properly falls within the

exception for injunctions. Accordingly, we find no abuse of

discretion on the part of the district court in staying the state

court proceedings.

V. Collateral Estoppel

Appellants maintain that the district court erred in failing

to dismiss this action because Conseco was collaterally estopped

from litigating the substantive issues involving arbitration as a

result of the state court’s discovery order. We disagree.

Under Mississippi law, “[c]ollateral estoppel provides that an

issue of ultimate fact which was a valid and final judgment may not

be re-litigated between the same parties in a subsequent suit.”

Farris v. Stat e , 764 So.2d 411, 423 (Miss. 2000) (citing A she v.-18-

Swenson

, 397 U.S. 436, 443 (1970). “Where the elements of estoppel

have been satisfied, the court’s inquiry is not whether the court’s

order was erroneous, but only that it was the final judgment of the

case.” State ex rel. Moore v. Molpus , 578 So.2d 624, 642 (Miss.

1991) (internal quotation and citation omitted). In the present

case, the state court’s discovery order did not adjudicate all of

the claims of the parties. As such, it was interlocutory in nature

and not a final judgment on the merits. See M ISS R. C IV

. P. 54(a);

Cunningham v. Mitchell

, 535 So.2d 58 9, 592 (Miss. 1988) (holding

that order compelling di scovery was not an appealable final

judgment). Accordingly, this assignment of error lacks merit.

VI. WAIVER OF ARBITRATION

Appellants assert that Conseco’s resort to the federal courts

after receiving an adverse ruling in the state court cons tituted

reactive and vexatious conduct resulting in a waiver of any right

to invoke federal jurisdiction. “Fifth Circuit precedent places a

‘heavy burden’ on a party claiming waiver of arbitration rights.”

Snap -On Tools Corp. , 18 F.3d at 1267 (citation omitted).

“Accordingly, we indulge a presumption against finding wa iver.”

Id . (citing Walker v. J.C. Bradford & Co. , 938 F.2d 575, 577 (5th

Cir. 1991). Insofar as we have already found that Conseco’s resort

to the federal courts did not amount to reactive and vexatious

conduct warranting abstention, we similarly find no waiver of any

right to seek compulsion of arbitration in federal court.-19- VII. DENIAL OF DISCOVERY

Appellants contend that the district court erred in denying

discovery relative to the enforceability of the arbitration

agreement. Specifically, Appellants argue that their defenses of

fraud and unconscionability turn upon factual questions and thus,

they should be entitled to conduct discovery. We disagree.

“[I]n FAA suits, the federal courts conduct ‘an expeditious

and summary heari ng, with only restricted inquiry into factual

issues’ bearing on the making of the arbitration agreement.” S napOn Tools Corp.

, 18 F.3d at 1265 n.4 (citing Moses H. Cone

, 460 U.S.

at 22). Appellants allegations of fraud and unconscionability were

not directed specifically at the arbitration agreement, but at the

Contract in general. A general allegation that a contract was

fraudulently procured does not call into question the making of an

agreement to arbitrate. S ee Prima Paint Corp

., 388 U.S. at 403-04.

The issue before the district court was not whether the arbitration

agreement was unconscionable or procured by fraud, but whet her

Appellants should be compel led to arbitrate their claims against

Conseco. The discovery sought by Appellants was not necessary to

answer the question befor e the district court. Accordingly, we

find that the district court did not abuse its discretion in

denying discovery.

VIII. TRIAL BY JURY

Appellants argue that they are entitled to a jury trial under4 We note that Appellants also contend that the “district court

erred in not holding the arbitration agreement unconscionable, or

alternatively, allowing discovery on this issue.” Appellants fail,

however, to show why the arbitration agreement was unconscionable

but rather, make only unsupported general allegations directed at

the Contract as a whole. Accordingly, we find this argument

lacking in merit.

-20- § 4 of the FAA relative to the issue of arbitrability and that the

district court erred in compelling ar bitration. Appellants

essentially put for th two arguments. 4 First, Appellants contend

that they “did not knowingly, voluntarily and intellectually waive

their right to a trial by jury.” In support of this contention,

Appellants maintain that they were fraudulently induced to sign the

Contract containing the arbitration clause and therefore, cannot be

compelled to arbitrate any of the claims that have been asserted in

state court because the Contract was procured t hrough fraud,

trickery, and deceit. As we have stated throughout this opinion,

however, an allegation that the contract, as a whole, was procured

by fraud does not call into question the making of an agreement to

arbitrate. “Under Supreme Court precedent, a party must challenge

the making of the agreement to arbitrate itself in order to create

a jury-triable issue.” D illard v. Merrill Lynch, Pierce, Fenner &

Smith, Inc.

, 961 F.2d 1148, 1154 n.9 (5th Cir. 1992) (internal

quotation omitted) (citing Prima Paint Corp

., 388 U.S. at 403-04).

Second, Appellants assert that because they requested a jury

trial in both the state and federal court actions, the FAA requires

that they receive one. This argument is not persuasive. “A party-21-

to an arbitration agreement cannot obtain a jury trial merely by

demanding one.” I d

. (citation omitted). Even if Appellants’s

allegations of fraud and unconscionability were tak en as true,

there would be no legal basis for submitting the issue to a jury.

Thus, we find no error in the district court’s denial of

Appellants’ request for a jury trial.

CONCLUSION

For the reasons stated above, we AFFIRM the district court’s

Memorandum Opinion and Order of June 8, 2001, and the subsequent

Order of June 19, 2001, staying the state court action and

compelling Appellants to arbitrate their claims against Conseco.