<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
REGISTRANT'S  UNAUDITED  CONSOLIDATED  FINANCIAL STATEMENTS FOR THE THREE MONTHS
ENDED  DECEMBER  30, 1996 AND IS  QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0000894372
<NAME>                        Marion Capital Holdings, Inc. 
<MULTIPLIER>                                   1
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              JUN-30-1997
<PERIOD-START>                                 OCT-1-1996
<PERIOD-END>                                   DEC-31-1996
<EXCHANGE-RATE>                                1.000
<CASH>                                         2,211,874
<INT-BEARING-DEPOSITS>                         2,754,738
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    1,007,500
<INVESTMENTS-CARRYING>                         8,615,029
<INVESTMENTS-MARKET>                           8,578,213
<LOANS>                                        148,817,659
<ALLOWANCE>                                    2,012,675
<TOTAL-ASSETS>                                 175,805,720
<DEPOSITS>                                     123,911,566
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            11,923,470
<LONG-TERM>                                    0
<COMMON>                                       12,053,034
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<OTHER-SE>                                     27,417,650
<TOTAL-LIABILITIES-AND-EQUITY>                 175,805,720
<INTEREST-LOAN>                                3,202,867
<INTEREST-INVEST>                              205,271
<INTEREST-OTHER>                               19,504
<INTEREST-TOTAL>                               3,430,662
<INTEREST-DEPOSIT>                             1,574,216
<INTEREST-EXPENSE>                             1,683,280
<INTEREST-INCOME-NET>                          1,747,382
<LOAN-LOSSES>                                  5,759
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                421,158
<INCOME-PRETAX>                                874,234
<INCOME-PRE-EXTRAORDINARY>                     663,219
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   663,219
<EPS-PRIMARY>                                  .35
<EPS-DILUTED>                                  .35
<YIELD-ACTUAL>                                 8.39
<LOANS-NON>                                    1,830,000
<LOANS-PAST>                                   1,830,000
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               2,013,440
<CHARGE-OFFS>                                  6,524
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              3,012,675
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        2,012,675
        


</TABLE>