<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
          THIS SCHEDULE  CONTAINS SUMMARY FINANCIAL  INFORMATION  EXTRACTED FROM
THE  REGISTRANT'S  UNAUDITED  CONSOLIDATED  FINANCIAL  STATEMENTS  FOR THE THREE
MONTHS ENDED SEPTEMBER 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0000894372
<NAME>                        Marion Capital Holdings, Inc.
<MULTIPLIER>                                   1
<CURRENCY>                                     U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                    3-MOS
<FISCAL-YEAR-END>                              JUN-30-2000
<PERIOD-START>                                 JUL-1-1999
<PERIOD-END>                                   SEP-30-1999
<EXCHANGE-RATE>                                1.000
<CASH>                                         1,740,991
<INT-BEARING-DEPOSITS>                         4,744,450
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    2,966,775
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        167,093,149
<ALLOWANCE>                                    2,150,243
<TOTAL-ASSETS>                                 193,009,556
<DEPOSITS>                                     133,238,863
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            27,749,394
<LONG-TERM>                                    0
<COMMON>                                       8,020,048
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<OTHER-SE>                                     24,001,251
<TOTAL-LIABILITIES-AND-EQUITY>                 193,009,556
<INTEREST-LOAN>                                3,532,902
<INTEREST-INVEST>                              143,706
<INTEREST-OTHER>                               23,463
<INTEREST-TOTAL>                               3,700,071
<INTEREST-DEPOSIT>                             1,660,355
<INTEREST-EXPENSE>                             1,915,777
<INTEREST-INCOME-NET>                          1,784,294
<LOAN-LOSSES>                                  205,000
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                1,138,453
<INCOME-PRETAX>                                757,955
<INCOME-PRE-EXTRAORDINARY>                     579,415
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   579,415
<EPS-BASIC>                                  0.41
<EPS-DILUTED>                                  0.40
<YIELD-ACTUAL>                                 8.26
<LOANS-NON>                                    3,056,000
<LOANS-PAST>                                   3,056,000
<LOANS-TROUBLED>                               2,199,000
<LOANS-PROBLEM>                                239,000
<ALLOWANCE-OPEN>                               2,271,701
<CHARGE-OFFS>                                  (327,000)
<RECOVERIES>                                   542
<ALLOWANCE-CLOSE>                              2,150,243
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        2,150,243



</TABLE>