GREAT AMERICAN FINANCIAL RESOURCES, INC.



EXHIBIT 31(a)



SARBANES-OXLEY SECTION 302(a) CERTIFICATIONS

|I, S. Craig Lindner, the principal executive officer of Great American Financial Resources, Inc., certify that
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|2.                                                                                                            
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|3.                                                                                                            
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|4.                                                                                                            
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|(a)                                                                                                           
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|(b)                                                                                                           
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|(c)                                                                                                           
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|(d)                                                                                                           
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|5.                                                                                                            
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|(a)                                                                                                           
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|(b)                                                                                                           
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|Date:  November 4, 2005                                                                                       





GREAT AMERICAN FINANCIAL RESOURCES, INC.



EXHIBIT 31(b)



SARBANES-OXLEY SECTION 302(a) CERTIFICATIONS - CONTINUED

|I, Christopher P. Miliano, the principal financial officer of Great American Financial Resources, Inc., certify that
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|2.                                                                                                                  
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|3.                                                                                                                  
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|4.                                                                                                                  
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|(a)                                                                                                                 
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|(b)                                                                                                                 
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|(c)                                                                                                                 
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|(d)                                                                                                                 
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|5.                                                                                                                  
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|(a)                                                                                                                 
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|(b)                                                                                                                 
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|Date:  November 4, 2005