UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 6-K

       REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16
                   UNDER THE SECURITIES EXCHANGE ACT OF 1934

                               Date: July 16, 2004

                        Commission File Number 001-12510

                                   ROYAL AHOLD
                 ----------------------------------------------
                 (Translation of registrant's name into English)

               Albert Heijnweg 1, 1507 EH Zaandam, The Netherlands
                 ----------------------------------------------
                     (Address of principal executive office)



     Indicate by check mark whether the registrant files or will file annual
reports under cover of Form 20-F or Form 40-F.

                           Form 20-F   X             Form 40-F
                                      ---                       -----

     Indicate by check mark whether the registrant by furnishing the information
contained in this Form is also thereby furnishing the information to the
Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

                           Yes   __                  No    X
                                                          ---

     If "Yes" is marked, indicate below the file number assigned to the
registrant in connection with Rule 12g3-2(b): 82-________.

<PAGE>

     On July 16, 2004, Koninklijke Ahold N.V. ("Royal Ahold" or the "Company")
issued a press release announcing that the Company has settled all pending
insurance coverage litigation with AIG Europe (The Netherlands) NV regarding the
directors and officers liability insurance policy for Royal Ahold and its
subsidiary U.S. Foodservice. A copy of the press release is attached hereto as
Exhibit 99.1.

     This Form 6-K shall be deemed to be incorporated by reference into the
prospectuses forming a part of the Company's Registration Statements on Form F-3
and Form S-3 (No. 333-52934, No. 333-52934-01, No. 333-80245 and No.
333-80245-01) and the Company's Registration Statements on Form S-8 (No.
333-09774, No. 333-70636, No. 333-07214, No. 333-07212 and No. 033-41068) and to
be a part of such prospectuses from the date of the filing thereof.


<PAGE>


                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.


                                     KONINKLIJKE AHOLD N.V.


Date:  July 19, 2004                      /s/   P.N. Wakkie
                                     -------------------------------------------
                                     By:    P.N. Wakkie
                                     Title: Executive Vice President and
                                            Chief Corporate Governance Counsel


<PAGE>


                                  EXHIBIT INDEX

The following exhibit has been filed as part of this Form 6-K:


Exhibit   Description

99.1      Royal Ahold press release, dated July 16, 2004, announcing that the
          Company has settled all pending insurance coverage litigation with AIG
          Europe (The Netherlands) NV regarding the directors and officers
          liability insurance policy for Royal Ahold and its subsidiary, U.S.
          Foodservice