<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
          THIS SCHEDULE  CONTAINS SUMMARY FINANCIAL  INFORMATION  EXTRACTED FROM
THE  REGISTRANT'S  UNAUDITED  CONSOLIDATED  FINANCIAL  STATEMENTS  FOR THE THREE
MONTHS ENDED SEPTEMBER 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0000894372
<NAME>                        Marion Capital Holdings, Inc.
<MULTIPLIER>                                   1
<CURRENCY>                                     U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                    3-MOS
<FISCAL-YEAR-END>                              JUN-30-2000
<PERIOD-START>                                 JUL-1-1999
<PERIOD-END>                                   DEC-31-1999
<EXCHANGE-RATE>                                1.000
<CASH>                                         3,656,412
<INT-BEARING-DEPOSITS>                         2,235,198
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    2,964,669
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        168,071,603
<ALLOWANCE>                                    2,329,661
<TOTAL-ASSETS>                                 194,745,251
<DEPOSITS>                                     131,567,979
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            31,829,229
<LONG-TERM>                                    0
<COMMON>                                       8,020,048
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<OTHER-SE>                                     23,327,995
<TOTAL-LIABILITIES-AND-EQUITY>                 194,745,251
<INTEREST-LOAN>                                7,065,497
<INTEREST-INVEST>                              219,345
<INTEREST-OTHER>                               47,937
<INTEREST-TOTAL>                               7,332,779
<INTEREST-DEPOSIT>                             3,219,575
<INTEREST-EXPENSE>                             3,785,542
<INTEREST-INCOME-NET>                          3,547,237
<LOAN-LOSSES>                                  458,027
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                2,209,525
<INCOME-PRETAX>                                1,617,733
<INCOME-PRE-EXTRAORDINARY>                     1,525,053
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   1,525,053
<EPS-BASIC>                                    1
<EPS-DILUTED>                                  1
<YIELD-ACTUAL>                                 8
<LOANS-NON>                                    2,338,000
<LOANS-PAST>                                   2,338,000
<LOANS-TROUBLED>                               3,088,000
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               2,271,701
<CHARGE-OFFS>                                  (416,163)
<RECOVERIES>                                   16,126
<ALLOWANCE-CLOSE>                              2,329,661
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        2,329,661



</TABLE>