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EXHIBIT 12  COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES

(In thousands, except ratio data)

|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|----------------------------------------------------------------------------------------------------------- |  | ---------------- | ------- | ----------------------- |  | ---- | ------- | ---- |  | ---- | --------- | ---- |  | ---- | ---------- | - |  | - | --------- | - |  | - | ------- | - |  | - | ------- | -
|                                                                                                            |  | Six Months Ended |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |  
|                                                                                                            |  | June 30,         |         | Year Ended December 31,
|                                                                                                            |  |                  |         |                        
|                                                                                                            |  | 2003             |         | 2002                    |  | 2002 |         | 2001 |  | 2000 |           | 1999 |  | 1998
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |     
|Income (loss) before income
taxes, equity in earnings of
non-consolidated affiliates and
extraordinary item |  | $                | 532,708 |                         |  | $    | 541,161 |      |  | $    | 1,191,261 |      |  | $    | (1,259,390 | ) |  | $ | 688,384   |   |  | $ | 220,213 |   |  | $ | 117,922 |  
|Dividends and other received
from nonconsolidated affiliates                                                |  |                  | 3,827   |                         |  |      | 1,599   |      |  |      | 6,295     |      |  |      | 7,426      |   |  |   | 4,934     |   |  |   | 7,079   |   |  |   | 9,168   |  
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|Total                                                                                                       |  |                  | 536,535 |                         |  |      | 542,760 |      |  |      | 1,197,556 |      |  |      | (1,251,964 | ) |  |   | 693,318   |   |  |   | 227,292 |   |  |   | 127,090 |  
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|Fixed Charges                                                                                               |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|Interest expense                                                                                            |  |                  | 196,263 |                         |  |      | 218,717 |      |  |      | 432,786   |      |  |      | 560,077    |   |  |   | 413,425   |   |  |   | 192,321 |   |  |   | 135,766 |  
|Amortization of loan fees                                                                                   |  |                  | *       |                         |  |      | 6,513   |      |  |      | 12,077    |      |  |      | 14,648     |   |  |   | 12,401    |   |  |   | 1,970   |   |  |   | 2,220   |  
|Interest portion of rentals                                                                                 |  |                  | 164,561 |                         |  |      | 139,069 |      |  |      | 293,831   |      |  |      | 270,653    |   |  |   | 150,317   |   |  |   | 24,511  |   |  |   | 16,044  |  
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|Total fixed charges                                                                                         |  |                  | 360,824 |                         |  |      | 364,299 |      |  |      | 738,694   |      |  |      | 845,378    |   |  |   | 576,143   |   |  |   | 218,802 |   |  |   | 154,030 |  
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|Preferred stock dividends
Tax effect of preferred dividends                                                 |  |                  |        |                         |  |      |        |      |  |      |          |      |  |      |           |   |  |   |          |   |  |   |        |   |  |   |        |  
|After tax preferred dividends                                                                               |  |                  |        |                         |  |      |        |      |  |      |          |      |  |      |           |   |  |   |          |   |  |   |        |   |  |   |        |  
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|Total fixed charges and
preferred dividends                                                                 |  |                  | 360,824 |                         |  |      | 364,299 |      |  |      | 738,694   |      |  |      | 845,378    |   |  |   | 576,143   |   |  |   | 218,802 |   |  |   | 154,030 |  
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|Total earnings available for
payment of fixed charges                                                       |  | $                | 897,359 |                         |  | $    | 907,059 |      |  | $    | 1,936,250 |      |  | $    | (406,586   | ) |  | $ | 1,269,461 |   |  | $ | 446,094 |   |  | $ | 281,120 |  
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|Ratio of earnings to fixed
charges                                                                          |  |                  | 2.49    |                         |  |      | 2.49    |      |  |      | 2.62      |      |  |      | **         |   |  |   | 2.20      |   |  |   | 2.04    |   |  |   | 1.83    |  
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|                                                                                                            |  |                  |         |                         |  |      |         |      |  |      |           |      |  |      |            |   |  |   |           |   |  |   |         |   |  |   |         |  
|Rental fees and charges                                                                                     |  |                  | 470,174 |                         |  |      | 397,339 |      |  |      | 839,516   |      |  |      | 773,293    |   |  |   | 429,476   |   |  |   | 306,393 |   |  |   | 200,550 |  
|Interest component                                                                                          |  |                  | 35      | %                       |  |      | 35      | %    |  |      | 35        | %    |  |      | 35         | % |  |   | 35        | % |  |   | 8       | % |  |   | 8       | %



|*  |  | Amortization of loan fees is included in Interest expense beginning January
1, 2003.                                        
|-- |  | ----------------------------------------------------------------------------------------------------------------------------
|  
|** |  | For the year ended December 31, 2001, fixed charges exceeded earnings
before income taxes and fixed charges by $1.3 billion.