<TABLE> <S> <C>

          <ARTICLE> 9
        <CIK> 0000737210
        <NAME> LNB BANCORP, INC.
        <MULTIPLIER> 1,000

        <S>                             <C>
        <PERIOD-TYPE>                   6-MOS
        <FISCAL-YEAR-END>                          DEC-31-1999
        <PERIOD-START>                             JAN-01-1999
        <PERIOD-END>                               JUN-30-1999
        <CASH>                                          25,427
        <INT-BEARING-DEPOSITS>                          12,849
        <FED-FUNDS-SOLD>                                     0
        <TRADING-ASSETS>                                     0
        <INVESTMENTS-HELD-FOR-SALE>                     75,061
        <INVESTMENTS-CARRYING>                          46,799
        <INVESTMENTS-MARKET>                            44,913
        <LOANS>                                        410,843
        <ALLOWANCE>                                      3,774
        <TOTAL-ASSETS>                                 590,470
        <DEPOSITS>                                     464,177
        <SHORT-TERM>                                    48,343
        <LIABILITIES-OTHER>                              3,978
        <LONG-TERM>                                     24,345
        <COMMON>                                         4,223
        <PREFERRED-MANDATORY>                                0
        <PREFERRED>                                          0
        <OTHER-SE>                                      45,404
        <TOTAL-LIABILITIES-AND-EQUITY>                 590,470
        <INTEREST-LOAN>                                 16,445
        <INTEREST-INVEST>                                3,529
        <INTEREST-OTHER>                                    85
        <INTEREST-TOTAL>                                20,059
        <INTEREST-DEPOSIT>                               6,169
        <INTEREST-EXPENSE>                               7,314
        <INTEREST-INCOME-NET>                           12,745
        <LOAN-LOSSES>                                        0
        <SECURITIES-GAINS>                                   0
        <EXPENSE-OTHER>                                 10,306
        <INCOME-PRETAX>                                  5,750
        <INCOME-PRE-EXTRAORDINARY>                       5,750
        <EXTRAORDINARY>                                      0
        <CHANGES>                                            0
        <NET-INCOME>                                     3,796
        <EPS-BASIC>                                      .92
        <EPS-DILUTED>                                      .92
        <YIELD-ACTUAL>                                    4.80
        <LOANS-NON>                                        285
        <LOANS-PAST>                                       494
        <LOANS-TROUBLED>                                     0
        <LOANS-PROBLEM>                                  3,199
        <ALLOWANCE-OPEN>                                 3,483
        <CHARGE-OFFS>                                      528
        <RECOVERIES>                                       119
        <ALLOWANCE-CLOSE>                                3,774
        <ALLOWANCE-DOMESTIC>                             2,787
        <ALLOWANCE-FOREIGN>                                  0
        <ALLOWANCE-UNALLOCATED>                            987

</TABLE>