<PAGE>
                                                               Exhibit 10(i)(18)

                                 LIMITED WAIVER
                                       TO
                           CONVERTIBLE LOAN AGREEMENT

         This Limited Waiver to the Convertible Loan Agreement ("LIMITED
WAIVER") is made, as of this 30th day of June, 2007, by John Roblin and Stuart
Sternberg, who are the holders of not less than a majority of the outstanding
principal amount of the Debentures (as defined below) (the "HOLDERS").

                  WHEREAS, Cover-All Technologies Inc., a Delaware corporation
         (the "COMPANY") and John Roblin, Arnold Schumsky and Stuart Sternberg
         (collectively, the "LENDERS"), and Stuart Sternberg, as agent for the
         Lenders, are parties to that certain Convertible Loan Agreement, dated
         as of June 28, 2001 (as amended, the "LOAN AGREEMENT"), pursuant to
         which the Lenders purchased from the Company 8% Convertible Debentures
         due 2008 for an aggregate principal amount of $400,000 (the
         "DEBENTURES"); and

                  WHEREAS, terms not otherwise defined herein shall have the
         meanings as set forth in the Loan Agreement; and

                  WHEREAS, for the fiscal quarter ending June 30, 2007, the
         Company is not in compliance with one of the financial covenants set
         forth in Section 7.01 of the Loan Agreement; and

                  WHEREAS, the Company has requested that the Lenders, pursuant
         to Sections 12.02 and 11.04 of the Loan Agreement, waive, solely for
         the fiscal quarter ending June 30, 2007, the Company's failure to
         comply with one of the financial covenants set forth in Section 7.01 of
         the Loan Agreement.

                  NOW, THEREFORE, in consideration of the premises and the
mutual agreements set forth herein, the undersigned hereby agree as follows:

                  1. The Holders do hereby waive, solely for the fiscal quarter
ending June 30, 2007, the Company's non-compliance with one of the financial
covenants contained in Section 7.01 of the Loan Agreement.

                  2. The Holders do hereby acknowledge and agree that the
Company's non-compliance with one of the financial covenants contained in
Section 7.01 of the Loan Agreement is not, and shall not be deemed, a Default or
an Event of Default under the Loan Agreement.

                  [Remainder of page intentionally left blank.]


<PAGE>

                  IN WITNESS WHEREOF, this Limited Waiver is entered into as of
the date set forth above.


                                 HOLDERS:

                                 /s/ Stuart Sternberg
                                 -------------------------------------
                                 Stuart Sternberg
                                 (holding  approximately 50% of the outstanding
                                 principal amount of the Debentures)


                                 /s/ John Roblin
                                 ------------------------------------
                                 John Roblin
                                 (holding  approximately 25% of the outstanding
                                 principal amount of the Debentures)



                                       2